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Grateful for any amount of help.

Posted by gaiam on 2011-11-14 23:58:52

I've not been the best when it comes to finance though I rarely buy anything extravagant, I don't entirely understand it. I've just made lots of bad decisions and I'd love a chance to start afresh without letting my parents know how much debt I've racked up as I know they will never trust me again if they do and we already don't have the best relationship.
My main dilemma started about 2 years ago when I was in my last semester in college and I did not pay for my tuition that semester. I have not received my degree as a result and charges have been added to what I owed since then and finally my University sent the debt to the state's revenue department for collection and they've added their own fees. Things have really come to a head now because I am actually an international student and after spending the past couple years in mostly unpaid internships because I have no certificate to show employers and being unable to work other jobs that do not require a degree because it's illegal with my status, my visa has expired and I have to leave the country in a couple weeks and I don't have the degree I came to the US to get.
With the little payments I've been able to make subtracted, I now owe $11633. I know that that is a great deal of money especially as I've racked up other debts that takes the money I'll need to truly get out of all trouble to about $15000. But I really have nothing at all right now and any amount of money at all will help, $5, $100, anything.
And though I know paying back $15000 will take years for me to do if anyone has that to spare, I would want to do that for my own peace of mind. But it's obvious that anyone willing to lend me that with no security and just my intention to finally get out of this rut, get a good job and pay back over a period that will hopefully not exceed 5 years will probably be someone who can comfortably give away that amount but respects my need to eventually pay it all back through paypal probably from another part of the world.
I know I am completely to blame for all the stress in my life today and this is no sob story but my problems are very real and you will be bringing great relief to someone in trouble who has not been able to think about anything else for a long time. Thank you.

Grateful for any amount of help.

Posted by gaiam on 2011-11-12 22:58:35

I've not been the best when it comes to finance though I rarely buy anything extravagant, I don't entirely understand it. I've just made lots of bad decisions and I'd love a chance to start afresh without letting my parents know how much debt I've racked up as I know they will never trust me again if they do and we already don't have the best relationship.
My main dilemma started about 2 years ago when I was in my last semester in college and I did not pay for my tuition that semester. I have not received my degree as a result and charges have been added to what I owed since then and finally my University sent the debt to the state's revenue department for collection and they've added their own fees. Things have really come to a head now because I am actually an international student and after spending the past couple years in mostly unpaid internships because I have no certificate to show employers and being unable to work other jobs that do not require a degree because it's illegal with my status, my visa has expired and I have to leave the country in a couple weeks and I don't have the degree I came to the US to get.
With the little payments I've been able to make subtracted, I now owe $11633. I know that that is a great deal of money especially as I've racked up other debts that takes the money I'll need to truly get out of all trouble to about $15000. But I really have nothing at all right now and any amount of money at all will help, $5, $100, anything.
And though I know paying back $15000 will take years for me to do if anyone has that to spare, I would want to do that for my own peace of mind. But it's obvious that anyone willing to lend me that with no security and just my intention to finally get out of this rut, get a good job and pay back over a period that will hopefully not exceed 5 years will probably be someone who can comfortably give away that amount but respects my need to eventually pay it all back through paypal probably from another part of the world.
I know I am completely to blame for all the stress in my life today and this is no sob story but my problems are very real and you will be bringing great relief to someone in trouble who has not been able to think about anything else for a long time. Thank you.

Grateful for any amount of help with debts.

Posted by gaiam on 2011-11-11 22:58:31

I've not been the best when it comes to finance though I rarely buy anything extravagant, I don't entirely understand it. I've just made lots of bad decisions and I'd love a chance to start afresh without letting my parents know how much debt I've racked up as I know they will never trust me again if they do and we already don't have the best relationship.
My main dilemma started about 2 years ago when I was in my last semester in college and I did not pay for my tuition that semester. I have not received my degree as a result and charges have been added to what I owed since then and finally my University sent the debt to the state's revenue department for collection and they've added their own fees. Things have really come to a head now because I am actually an international student and after spending the past couple years in mostly unpaid internships because I have no certificate to show employers and being unable to work other jobs that do not require a degree because it's illegal with my status, my visa has expired and I have to leave the country in a couple weeks and I don't have the degree I came to the US to get.
With the little payments I've been able to make subtracted, I now owe $11633. I know that that is a great deal of money especially as I've racked up other debts that takes the money I'll need to truly get out of all trouble to about $15000. But I really have nothing at all right now and any amount of money at all will help, $5, $100, anything.
And though I know paying back $15000 will take years for me to do if anyone has that to spare, I would want to do that for my own peace of mind. But it's obvious that anyone willing to lend me that with no security and just my intention to finally get out of this rut, get a good job and pay back over a period that will hopefully not exceed 5 years will probably be someone who can comfortably give away that amount but respects my need to eventually pay it all back through paypal probably from another part of the world.
I know I am completely to blame for all the stress in my life today and this is no sob story but my problems are very real and you will be bringing great relief to someone in trouble who has not been able to think about anything else for a long time. Thank you.

Grateful for any amount of help with debts.

Posted by gaiam on 2011-11-11 04:58:32

I've not been the best when it comes to finance though I rarely buy anything extravagant, I don't entirely understand it. I've just made lots of bad decisions and I'd love a chance to start afresh without letting my parents know how much debt I've racked up as I know they will never trust me again if they do and we already don't have the best relationship.
My main dilemma started about 2 years ago when I was in my last semester in college and I did not pay for my tuition that semester. I have not received my degree as a result and charges have been added to what I owed since then and finally my University sent the debt to the state's revenue department for collection and they've added their own fees. Things have really come to a head now because I am actually an international student and after spending the past couple years in mostly unpaid internships because I have no certificate to show employers and being unable to work other jobs that do not require a degree because it's illegal with my status, my visa has expired and I have to leave the country in a couple weeks and I don't have the degree I came to the US to get.
With the little payments I've been able to make subtracted, I now owe $11633. I know that that is a great deal of money especially as I've racked up other debts that takes the money I'll need to truly get out of all trouble to about $15000. But I really have nothing at all right now and any amount of money at all will help, $5, $100, anything.
And though I know paying back $15000 will take years for me to do if anyone has that to spare, I would want to do that for my own peace of mind. But it's obvious that anyone willing to lend me that with no security and just my intention to finally get out of this rut, get a good job and pay back over a period that will hopefully not exceed 5 years will probably be someone who can comfortably give away that amount but respects my need to eventually pay it all back through paypal probably from another part of the world.
I know I am completely to blame for all the stress in my life today and this is no sob story but my problems are very real and you will be bringing great relief to someone in trouble who has not been able to think about anything else for a long time. Thank you.
After prostate cancer radiation, recurring depression, and Meniere's disease, I need new help. Looking to do some charity work. Would like to buy a small SUV cheap, like Nissan Xterra. Nothing extravagant. I am a published poet and would gladly create any poetry any donor would like, be it for new birth, birthday, wedding, inspiration, courtship/proposal. You donation would be a great blessing. Thank you.
You don't know me. Maybe you never will. But you will never meet a more grateful person to shower blessings upon you after you have helped. It is indeed more blessed to give than to receive. You never know when you might be entertaining and assisting an angel. I know your help to me will be a blessing to you.

After prostate cancer radiation, recurring depression, and Meniere's disease, I need new help. Looking to do some charity work. Would like to buy a small SUV cheap, like Nissan Xterra. Nothing extravagant. I am a published poet and would gladly create any poetry any donor would like, be it for new birth, birthday, wedding, inspiration, courtship/proposal. You donation would be a great blessing. Thank you. Thank you. And thank you.

PLs help me and my mother

Posted by strobost on 2011-09-15 05:58:56

My mother is single mom, for that Me and my mom lives with my grandparent, and she is the one who take care of my grandma, my grandma was paralyze since year 2001.For that reason she doesnt have time to earn money for us. My mother was former businesswoman she sells clothes at her mini store,and she has savings before,and now she was buried from debt,her siblings was blaming her that she is extravagant, even it was not true for that reason our house was on mortgage and we are hoping to redeem it,but we were desperate,we will lose home. Any amount will do for us to rent, if we cant pay for it and I believe it was better to ask for help to other people than to family.

Help us prove that true love can defy the odds!

Posted by AuroraRose on 2011-09-05 17:58:52

I'm not dying, my house isn't being foreclosed, I don't need a kidney or money to feed my child. I just want to be with the love of my life. My soul feels empty without him. I met my boyfriend through mutual friends online a few years ago. He is the most caring, loving man I've ever known. He has helped me through the pain of losing my mother. He is always there for me, no matter what. The problem is that we live 3,000 miles apart. He's in London and I'm in Boston. We've suffered a few setbacks in our relationship. I recently lost my job and am now working 20 hours a week for $8 an hour. All of my money is currently spent on bills. He is about to be laid off as well. We are truly struggling to make ends meet. We currently live paycheck to paycheck and we both come from working poor families, so we don't have anyone around to help us financially. We haven't seen each other face to face in almost a year, but we just CAN'T give up on a love that is so strong. We don't want an extravagant life, we just want to get married, start a family and do normal everyday things together. If you've ever been apart from the person you love, you know the pain we're in. We probably won't have enough money to get married and emigrate for at least a few years. For now, we just want the chance to hold each other and snuggle on the sofa. To us that would be priceless. I'm not asking strangers to fund our entire Trans-Atlantic relationship, but a little bit of money towards a flight would bring us one step closer to our dreams. My goal is to raise $600. I believe that we can inspire people and show them that true love exists. We're one of those couples that's a joy to be around. We are full of love and compassion and we would gladly return any favors given to us.

Thank you so much for your kindness xx

My Brother's Wedding

Posted by mybrotherswedding on 2011-09-04 00:58:12

My brother is getting married 8,500 miles away this December. My husband, my son and I would love to attend, but we can't save fast enough.

Four years ago, my husband married me even though I was in crushing debt. He's never been in debt -- ever. He took on my liabilities, made them ours. He is helping me dig myself out of that hole. Then he lost his job teaching art in the public school system -- in this economy, these are the jobs that are being cut, and no one's hiring. For someone who's always worked, being un/underemployed just sucks. So we moved in with his mother, just so we had a fighting chance. I do have a job, and he was able to find a part-time job, but we can't support ourselves fully, pay off our debt, and still save fast enough in time for the wedding. We do our best, we have never been extravagant. We were this close to finally climbing out of this hole ... but then, last month, we got hit with this ruthless dental bill.

To make matters worse, my husband and his mother are making each other crazy, and she has given us an ultimatum to get out of her house -- March 2012.

In the meantime, my brother's wedding is fast approaching. We can't afford to attend AND move out if we are still in debt when we get on that plane. Not without your help.

We've tried to do things right -- take personal responsibility, pay off our debt, not take on more, raise our kid ourselves ... but there seems to be some conspiracy against allowing us to get our heads above water. I have never been debt-free in all of my adult life, and I have never begged either.

But it is time. For both.

Help us, pleeeeez!!!

The airfare is about $1,500 apiece. That's $4500 for the three of us. On Coach. It's not much, but it's more than we can scrape together by December. The balance on my credit cards is down from thirty grand to $4,000. Only with God's grace, my husband's big heart and my commitment to my husband and son have I managed to bring it down that much! But we still need to get rid of it before we can move out.

Anything we receive over $8500 will go towards getting out of my MIL's house. My husband needs a break, and she deserves her house back.

Please, whatever you can ...

NEED TO BREATHE AND SMILE AGAIN...

Posted by fizzypop31 on 2011-06-25 04:58:46

Ok so I'm not going to lie...I feel awkward doing this.

On January 4, 2011 my mother passed away from stage 4 lung cancer. My entire life the only family I have ever known was her and my grandparents, who are now deceased.

Every day is a struggle for me. I feel like I'm drowning. I push myself into my work just to get through the days and to also pay the insane amount of bills I have to pay. If I continue on like this I'm not sure what will happen. Some days it takes all my strength not to just end it. I need a release.

I have always wanted to venture out of the area I live. I need to get away. I need to breathe. I'm not wanting to take an extravagant trip, just a small one.

I understand my situation is not as dire as others, but I refuse to embellish my story. I'm just a lonely girl looking for a friend and an escape.

If you would think you can help or would like to talk more I can be contacted at fizzypop31@gmail.com

Thanks for your time!

NEED TO BREATHE AND SMILE AGAIN...

Posted by fizzypop31 on 2011-06-25 04:58:45

Ok so I'm not going to lie...I feel awkward doing this.

On January 4, 2011 my mother passed away from stage 4 lung cancer. My entire life the only family I have ever known was her and my grandparents, who are now deceased.

Every day is a struggle for me. I feel like I'm drowning. I push myself into my work just to get through the days and to also pay the insane amount of bills I have to pay. If I continue on like this I'm not sure what will happen. Some days it takes all my strength not to just end it. I need a release.

I have always wanted to venture out of the area I live. I need to get away. I need to breathe. I'm not wanting to take an extravagant trip, just a small one.

I understand my situation is not as dire as others, but I refuse to embellish my story. I'm just a lonely girl looking for a friend and an escape.

If you would think you can help or would like to talk more I can be contacted at fizzypop31@gmail.com

Thanks for your time!

Embarrassed but desperate for a little help

Posted by Negra on 2011-06-07 17:58:55

Please help me keep my family together. We're living check to check with next to nothing extra leftover. Our money issues continues to strain my marriage and I can't sleep at night due to our endless bills. Playing this game of deciding who will get paid what month is extremely draining. We're going on three very long years struggling and I sincerely don't know how much longer I can continue this way. I'm mentally exhausted. I wake up and go to bed thinking about our bills. Every time I think I'll soon see a light at the end of the tunnel something breaks down or a new bill appears. Since being diagnosed with breast cancer and treated, I've inheritted medical bills I cannot pay. We no longer pick up our phone as it's always a bill collector. The harder I try to get us caught up with our bills the more surprises come up. My husband's hours being cut even further to nearly part-time status from full-time was the final straw that led me to doing this. Ours are normal bills, nothing extravagant. I don't know how I'm going to keep up with our monthly utility bills, pay our mortgage, feed ourselves and pay for gas for us to get to work. We're hard working people, always have been. We've also always blessed others over the years without thinking twice about it. Thank you for reading about us. Knowing that God will never give us more than we can handle -- even when we feel otherwise is partly what keeps me going.

Help save my grandbabies from abuse

Posted by grandmere on 2011-04-28 19:58:21

I am an Ovarian cancer patient. I was one class away from a business degree and was diagnosed with cancer, after several surgeries I am on disability- my family needs me and I can"t help. My grandbabies are being abused and neglected in their present home,even CPS won"t assist them! my son lost custody of his babies, he was ordered an extravagant amount of child support to pay and cant afford to hire an attorney to try to get the decision reversed. He needs $750.00 down payment to hire another lawyer to try to get them back-ASAP. Any help would be appreciated....Time is of the essense- please help me bring the boys back to a safe home.

Is there a Santa Clause?

Posted by rusty23colts on 2010-12-11 00:58:58

We are hoping that someone may be able to help us provide a few Christmas gifts for our children. They are ages 2 and 4, both girls. They love toy story, dora, princess, barbie, baby dolls and anything girly. My girlfriend and I both were laid off from our jobs in May and have had no luck finding any work. The unemployment which is about to run out, is barely enough to pay the bills, leaving no money for food or anything extra. Not looking for anything extravagant, but any help at all would be great. reply to rusty23colts@hotmail.com if you can help. We are located in the cincinnati area.
I hate doing this but I am getting to the point where I have no alternative. I am having some serious medical bills and my insurance will only pay about a third of them. I am several thousand dollars in debt. I do not live an extravagant lifestyle. My car is very old and has lots of miles on it and barely runs, My house is a very old one that is only 1000 square feet and in fact will be needing repair, it is in a very modest area of town. I hope to be able to keep the house as I got it when I did not have these troubles. I am working 60 hours a week and barely surviving becaue of my serious medical debts. Please send me any amount you can spare, even only $1 will help. I pray for God's blessings on you and your family!

A Father's Plea

Posted by w106glm on 2010-09-03 16:58:58

I live in Miamisburg Ohio with my wife and four young children. The youngest of which was just born on August 26th, 2010. As I write this message, I can't help but feel a wave of guilt and a sense of failure wash over me, because of the intent that this message is being sent. It is, boiled down to it's essence, simply electronic panhandling.....nothing more nothing less.

My wife and I are both college educated and employed, but find ourselves still living paycheck to paycheck. We are not poor and are not in desperate need, there are many hundreds of thousands of others that need more than us, but I can feel the weight of financial burden crushing down upon my shoulders. I do not wish to be rich, famous, or otherwise well off. But I do want to provide for my family, and to have the luxury of enjoying the day to day moments without the fear of financial uncertainty always looming overhead.

I would like to offer a glimpse into our family lives and finally get to the heart of this email....the begging. My wife holds a Master's degree and is employed as a Teacher in the Miamisburg City School district. She teaches a class of moderately to severe multiple-handicapped children. I honestly do not have a clue how she manages to do what she does. She is consistently given the most severely mentally and physically handicapped children because she has a way of reaching these children and getting more out of them than anyone thought possible. I can't count the number of times I've seen her crying as she reads an email from a parent of one of her students as the parent thanks her because they have been able to witness their child smiling and playing in the same manner as his or her typical peers would do. She truly is my hero for the gracious way that she treats these children with kindness and respect even as she comes home every day after being thrown up on, bitten, spit at, urinated on, or any other number of things that happen on a daily basis because of the severe nature of these kids' disabilities.

As for myself, my profession is not nearly as noble as my wife's, I do hold a Bachelor's degree in Material Science and Engineering. I work for a company that does research into air breathing supersonic combustion.

We have four young children, an 8 year old daughter, 5 year old son, 2 year old daughter, and a new baby boy who is only a week old.

This is the part of the message that pains me to write, and I'm not even sure how to go about it. I'm far from an eloquent wordsmith as it is, so to figure out an articulate way to beg for help, is a tough task. So, I'll just be direct and to the point. Any and all help would be greatly appreciated, but the magic number that I am asking for is $60,000. That is approximately the amount that my wife and I owe in student loans for the educations that we have received. This would relieve a large amount of debt that we have accrued while trying to better ourselves and provide for our families. We don't have any other credit card debt due to extravagant overspending, as we have always tried to live within our means.

We are middle America, and we ask for your help!

Thank you for your time, and I hope that this message finds you and your family well

Opportunity to Foster Newborn twins

Posted by kaydeeh on 2010-08-07 20:58:58

In December 2009 my two boys and I were in a very serious auto accident. As a result of that I was in a wheelchair until recently. I lost my job and all insurance benefits. I have since started my own virtual assistant company which has allowed me to work from home, continue and now complete my physocal therapy. However; I will never get to return to the field I was in previously. The company is taking off and is becoming profitable. I always had a company car and now I have to purchase my own vehicle. I do not want anything extravagant, just something to get around. I also need additional software in order to expand my business. I have also been given the opportunity to act as a foster parent for newborn twins due at the beginning of September. I'm not asking for free money. I have the ability to repay the loans but because of my work history because of the accident I cannot get qualified for a car or a personal loan. I have the ability to repay $1500 a month on the 17th of each month. Ideally a loan of $5000 to $8000 would solve all of my problems and allow me to help the foster children. If you, or someone you know, can loan the money I would appreciate it. I have references and stable living arrangements. Thank you again, in advance.

Won't you please help rebuild my family

Posted by moonlitpixie on 2010-07-15 22:58:58

This year has been a downward spiral that has gone completely out of control. I am Christa. I am single mother of 3 little girls ( 6 years, 3 years and 2 years old.) I say single because while I am married my husband had a stroke that has left him unable to assist me in any way 2 weeks ago. Maybe one day with lots of therapy he will regain himself. But for now all we can do is pray..... My story starts in January when my youngest woke up with a large mass on the side of her neck. It is a cyst that is scheduled to be removed in September. They drained it and have been trying to keep her well enough to undergo the surgery to remove it. She has been in and out of the hospital so much. I lost a job earlier this year because of all her medical issues. I am currently working 2 jobs. Raising my girls and caring for my husband. Our car is in need of major repairs so I can continue to go to work and keep all of our utilities on as well as keep a roof over our head. In the midst of all of this I have been battling keeping it running. Yes I should just replace it... but right now I can't afford that.

Yes I can manage the bills when they are not over due by myself. My husband was a contractor so there were many times I had to go it alone so to speak. But with all the other issues its impossible to dig my way out by myself. I recently had to hire a nanny so that I could go to work which seems to me like an extravagant expense but without her I couldn't go to work to even attempt to climb out of the hole. I have some health issues of my own and I am worried what will happen to my family if I keep up this pace. As well as what will happen to my family if I don't.
Our real needs are 1)please pray for my family we have had enough bad luck this year we simply can not take any more. 2) get our bills current. 3) repair or replace our car. 4) assistance with our overwhelming medical bills. anything you send will be greatly appreciated. With your help we can go on and have future filled with hope and promise. Because even the smallest gift can make a big difference. Thank you for your kindness. May God bless you and your family... even if you are unable to help at this time.