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yound and struggling with debt :(

Posted by kel12 on 2012-03-04 16:58:06

due to the recent recession i recently lost my job for the company that i had worked for since i was 16, i am now 23. As a result lately i have been inbetween low paid factory jobs. Watching payday loan adverts on the tellyy i became very drawn and and i am now in about £800 debt. With earning such low wages i am only able to defer the loans each month. Endless sleepless nights worrying about how to get rid of them are tiring me out. I have tried for small debt consolidation loans but always get refused and the local citizens advice was no help at all. If you could help a tiny bit n it all adds up im hoping I can get rid of these awful loans. My family have no money to help and I am working all the hours i can. God bless you all xxx

In Dire Need of Your Help

Posted by GratefulMe on 2012-02-24 23:58:51

Hi:
I'm in dire need of your help and I don't know where else to turn to save my husband's restaurant business of 20 years. He started from scratch, and we've been putting in the long endless hours. The economic recession hit us badly; we have used all our savings to keep afloat and keep our loyal staff employed as long as we could. The banks will not lend, so we've borrowed from family, sold property, downsized in every way we can, heartbreakingly cut staff to the bare minimum. We are indebted to the hilt. Bill collectors are calling, our home is going in foreclosure. We're afraid to think of what the reality really is, or we might go bonkers. We live by faith and hope, believing that each day we rise will be a better day than the day before. We have never begged nor have we ever expected handouts; we have instead been working hard trying to achieve the American dream and have given freely and joyfully to our community and others in need. But tonight as I sit here, I don't know where to turn; I have reached out to beg and it's breaking my heart, but I don't know where else to do. I am thinking a divine entity led me to this site, so here I am, begging for your help. Please help us, because it is bad. We are located in New York and will be willing to meet with and talk to anyone willing to help. We will be grateful for any amount you can give. ANY AMOUNT. Please donate to us through paypal. May your blessings be mulitiplied ten fold. From the bottom of my heart, I thank you.

Im Drowning!!!

Posted by huggie on 2012-01-30 20:58:50

I am a single mom trying to take care of a son who has a mental disability, and trying to keep another son in college..thier father refuses to be a part of thier lives..In June of 2010, the man I loved and planned on spending the rest of my life with passed away with bone cancer. I was his primary care giver. We thought we had more time to put things in order, but time ran out quicker than we thought.He was my support, mentally and financially. When he was in the hospital, dying, his family made me leave his house, which he had told me I could stay in,,but since the wedding had not taken place yet(wedding date was in July and he passed in June) I had no say so..ever since I have been struggling to keep afloat, taking care of endless hospital stays with my oldest son,and trying to pay for his medicine and trying to keep my youngest in school so he can have
a future.I've barley made the bills,but am finally to the point of my utilities being cut off, and haven't been to the grocery store in over a month. Please someone find it in thier heart to help me get on level ground..I work for the American Red Cross, 60 hrs a week, but just isn't enough lately.I found an in home business that could bring me more income,doing marketing, but to make it work, I need about 2000 to gain traffic..All I want to do is keep us going, my boys depend on me, I'm all they have..
Could someone please help me? Anything would be so much appreciated..
thank you,
huggie

Broken boiler for over 2 years

Posted by coldandtired on 2012-01-26 12:58:13

Hello, I live in the north of England. Many years ago I got myself in an awful lot of debt(my own fault i know), I am currently paying this off but it will take me about 15 years to pay off, the payments I have to make leave me with absolutely nothing at the end of each month,in October 2009 our boiler broke and we have no chance of affording a new one, therefore we have no heating and to have a bath we have to make endless trips with the kettle, we have 2 children aged 4 and 8 and feel awful that they have to live this way. me and my wife both work with me leaving the house at 3 am and getting home at 5pm 6 days a week. My family and I would be so grateful if anyone could spare even a few pence just so we can start to build a fund to get a new boiler.
Thanks for reading

Please Help

Posted by sandieb on 2011-12-10 15:58:42

The medical bills keep coming.

We got in over our heads when we had to use our credit cards to meet deductibles plus the 20% we owed as part of medical expenses.

All this due to cancer.

Which I still have.

I was diagnosed in 1997.

I am desperate and sorry to be doing this.

If I could work outside the home, I would. My health does not allow me too. I applied for government assistance and was denied.

I quit working to become a stay-at-home-mother and because of that my social security disability credits expired.

We have been making late payments on everything: including mortgage, utilities, and of course, the credit card.

We live frugally. We do not have any luxuries. No iPads, iPhones, or fancy toys.

Our two cars are quite old and paid for, but keep giving us EXPENSIVE trouble.

There doesn't seem to be any end to pit that we were "forced" to dig because of my cancer and the endless bills.

I even had to go without medical insurance last year for six months. I was terrified, but we simply did not have the money to make the insurance premiums. I went without medications and medical care.

My heart is heavy with sorrow.

My husband works hard, but unfortunately, just does not make a lot of money. He tries. Bless his heart.

I would be so grateful for any amount you feel you could give.

Thank-you for reading this and considering a good and generous deed.

Sandieb

Widow at 30 with two children PLEASE HELP ME

Posted by kriland on 2011-11-11 23:58:16

Hi there, eight weeks ago my husband and father of my children passed away, he was only 34yo. I am now trying to pick up the pieces and carry on without him which is the hardest thing I have ever done.

I have two children - a 15yo son and a 22mth old daughter. We are currently renting and now I have to pay a $11,500 funeral bill.

I hate to even ask as I know there is alot of people out there who are in needy situations but I don't know what else to do, so I am begging for help.

I am struggling to put food on the table let alone pay for the endless bills that just keep coming. If I could just pay for the funeral or at least a small amount of it then maybe things would be a little less stressful.

I am trying to hold myself and my children togehter and also keep living. Everyday it is a struggle to get up in the morning and knowing I have all these bills as well adds to the stress and helplessness.

If you are able to donate just a small amount I would be eternally grateful, if not thankyou for taking the time to read my message.

My email address is england.k@hotmail.com and I am from Australia

Take Care

Struggling Special Education Teacher

Posted by SpedTeacher on 2011-11-02 16:58:24

My wife and I have been married one year; I just finished up a teacher education program and am now on the job hunt with dual endorsements in teaching Elementary Education (K-8) and Special Education (P-12). Everyone has been telling me how much easier it is for me to find a job. Unfortunately, in this economy, that has not been the case. I’ve been unemployed since June and have not even been able to secure more than a couple of substitute jobs. With such extreme layoffs this last June, the districts around where we live give all sub postings to their laid-off teachers first. This means a newbie, such as me, gets little-to-no work at all. As a result of that, my wife and I have been surviving purely on credit cards. She has been absolutely amazing, as her job has been keeping us (barely) afloat since April.
We have not eaten out since June, and our money has gone to NOTHING but rent, car payments, groceries, and gas. We both only eat about one meal a day. We’re getting sick of going to bed hungry, and getting home hungry. I have been a pilot since I was 18 and I have been “grounded” for the last 26 months due to our situation. I am sick and tired of the endless calls from debt collectors and breathe a sigh of relief every time I wake up and see my car still in front of our apartment. We haven’t even visited our families more than a couple times and they live only 30 minutes away. I have finally found part time employment as a tutor, which has been amazing as I FINALLY get to work with students, but the hours are hardly enough to pay for transportation there and back.
At the moment we are $24,000 in debt, and my student loan bills will start showing up in December. This will destroy us unless a miracle happens! And this is where your generosity comes in! I know it is a cliché, but literally EVERY penny helps us out. We are in our late 20’s and have made all the right decisions, kept ourselves out of trouble, and have been very responsible with the resources we have. The problem is it just is not enough right now. Please contribute in any way you can, no amount is insignificant, and my wife and I will be eternally grateful! Thank you, thank you, thank you!
last night while he was in town, he was told his house was on fire, he rushed home hurried to grab the
garden hose to save what he could, only he fell and had to go to the hospital where he fractured
several ribs and tore something in his for arm,which is wrapped and in a sling.
today he can hardly move for the pain.
he lost 4 kittens and the mama cat, every photo he had of his kids and so much more.
unfortunatley he didnt have insurance on the house.

he has a 19 yr old son living with him.

the fire dept probably did as much damage as the fire. they didnt try to seal the section off and work
on it, they soaked everything , every room.. so much that the ceiling fell in.
no one has contacted him most of the day, no one offered to really help these people..

i came home, got on the phone and called the red cross in albemarle nc, the lady said we cant do anything
till we hear from the fire marshall,
so we tried to call the fire marshal.. this was like 2 pm today..(friday) no answer left a message, it is now 11:30 at night.
.still no reply back.
someone did tell us he wouldn't contact them till he finished his investigation, that could be days,
called a church here, they said yes we help but we go through stanly county christian ministries call them.. so i called them
they said well, he needs to bring something showing his house burnt..i said lady its not as if they give to a certificate to hand out
when your house catches on fire.. i can give you the norwood police number, or the fire marshal to verify it..
around 5-6 red cross call's my friend.. tells him they are going to put he and his son up in a hotel in albemarle for the weekend.
. and he never heard back from them.. its now 11: 30 at night. i called the hotel they said red cross did call, but they didn't
send the paper work or call back.
thank god for the one friend he does have who is letting them stay at his house tonight, and giving them a hot shower,
and a place to rest. if left to the red cross i guess they would be sleeping in the yard.

this is crazy.. his house is totaled from one end to the other, nothing is untouched by smut and water,
no power, no clothes..not even a pair of socks.
charities are so eager to take your money, .but it seems to take an act of congress to get help if your the victim,
this is a good guy, he has volunteered his time endless times, days on end at the community table to feed people just
down the road. he'd help anybody he could,and has a wonderful son.

things they could really use,
clothes,
if there is anyone who might work in construction that has left over wood 2x4's, 2x6's
plywood, sheet rock, flooring,
anything it doesn't even matter if its scrap.
if anyone has some gently used furniture, beds, blankets.

thank you for taking the time to read my post, i know there are alot of good people out there who
still believe in helping, you just have to find a way to let them know you need it.
any help you can give would mean so much.

i can provide proof, phone numbers, photos, and address.
all i ask is please be serious in offering to help,
my name is tina..

Help my family to survive

Posted by ExTended365 on 2011-09-10 15:58:56

Hi, guys!

Straight said, I am feeling that with those words, my last chance to save my worlds is slipping between my fingers. And I tremble, because the feeling is so crushing. I am a fan of the positive thinking, I think that all can get better If you are positive, but don’t know if this time the things will work out so easily. I am almost 21 years old, and I had my good and my bad moments. I have a great brother btw, a really great brother, who unfortunately used to spare the bad moments, regardless my wish to be otherwise. I also have great parents, really good people with only desire to live normal life, and to give both me and my brother some good start in life. Unfortunately not every plan and dream in this world is as easy to accomplish as it is to be said. My mother and my father risked much, to start a new business when the whole country was in poor situation. And this business wasted for 20 years, until now. We have a farm and cows, not the prettiest business out there, but it is our and we love it the way it is. We are town people, but that doesn’t matter, because my parents really knows much about how to breed cows, and they give their best when it comes to that. We help them as we can, I’ve tried my best to make this business better, and easier for my parents. But what can I say, there are times in life, when your endless hard work doesn’t matter in the end, when the luck abandons you, when the faith is difficult to oppose to. And that time is now, in the second half of 2011 I am sure that If I don’t make any wonder, we may lose our business, our home, and most troubling – we may lose our happiness, even if it’s uncommon these days one family to be united and happy.

As I said – my parents made hard decision, to risk and work hard in order to rise us well, instead to work for someone else and barely survive. But this kind of things requires finances, and the only finances were credits from banks. They’ve pledged our possessions and our home, to guarantee the credits and with pain, and unsatisfying feeling in my heart I must admit that we are about to lose our home and our way of life, if I don’t work out something, very, very quickly.

I am working now, on two jobs, and if I am lucky enough, I work only 12-14 hours per day, six-seven days per week. Not the best thing in the world, you can be sure in that, but I feel that I must do my best to save our home. And still, with two works, with my parents working too in what remained from our business, I am still 800$ monthly behind my credit bills. Not the best situation to be in… but… I still keep fighting, as do my parents too. And I need to do that for six months more, because after that I will have a chance, and a good one, to keep my home after all. And still that are six months in which I am 800$ behind the bills, and that means that I could lost my hope in only month time from now. Most people in my place would assume that they lost what they’ve had, that they’ve lost their home, that they’ve lost every hope. I am not such kind of guy. I may not the greatest man in the planet, true, but I don’t intend to surrender until the surest end.

The only thing that can save me and my family now is I to find more money to pay in time every month. With all the shame in the world, I must ask for those money from you. I know that most of you would have problems in you lives, some will be similar to mine. I’ve been generous in all my 21 years of life, I’ve made my best to help the others, to make the world better. Now I need the help of others, to help me to rebuild my life again, and save my family from the disaster that this thing could turn if I don’t find a solution. So I ask you, with all my heart, and all my shame, please help me with some money. They could be even only 1$ from person, they may be 5$ or 10$, no matter how much, but if enough people spare from their hearts and help me with that, maybe I will succeed and fulfill my most sacred dream – to save my family and my home. And don’t ask God for fame, for glory, for mountains of money. I ask him, and you, to help me, for I cannot help myself now. I know the price of my happiness – it’s 4800$. That’s the amount that I’ll need to find, to save my world. I know this is a long post, I know that you maybe heard hundreds, if not thousands, similar stories for people struggles in life. And this story is one of them I think, but in same time is different – different because I still can make something for things to get normal, somehow. And I need you and your kindness. So, please, I beg you – help me. I beg you with last of my hope, you are my last chance to survive this.

Embarrassed but desperate for a little help

Posted by Negra on 2011-06-07 17:58:55

Please help me keep my family together. We're living check to check with next to nothing extra leftover. Our money issues continues to strain my marriage and I can't sleep at night due to our endless bills. Playing this game of deciding who will get paid what month is extremely draining. We're going on three very long years struggling and I sincerely don't know how much longer I can continue this way. I'm mentally exhausted. I wake up and go to bed thinking about our bills. Every time I think I'll soon see a light at the end of the tunnel something breaks down or a new bill appears. Since being diagnosed with breast cancer and treated, I've inheritted medical bills I cannot pay. We no longer pick up our phone as it's always a bill collector. The harder I try to get us caught up with our bills the more surprises come up. My husband's hours being cut even further to nearly part-time status from full-time was the final straw that led me to doing this. Ours are normal bills, nothing extravagant. I don't know how I'm going to keep up with our monthly utility bills, pay our mortgage, feed ourselves and pay for gas for us to get to work. We're hard working people, always have been. We've also always blessed others over the years without thinking twice about it. Thank you for reading about us. Knowing that God will never give us more than we can handle -- even when we feel otherwise is partly what keeps me going.

Paying for birthday

Posted by Vaele on 2011-05-08 18:58:34

So the girl I've been in love with for years has a birthday coming up, and I can't afford anything at all. Been paying off travel expenses and such, and so I've been living off of ramen for the past month or so. (Gotten to the point where I feel I'm a connoisseur of 25 cent noodles). Anyway, her birthday is in just a couple weeks and I wanna do something special. She calls me her best friend, but that's about it. So I'm hoping to "make a move" after giving her a great birthday. The problem is, I can't afford making that great day happen at the moment. Hence my being here. Endless thanks in advance.

How I'll Become Homeless...

Posted by VFowler on 2011-04-06 19:58:46

I'm a 24 year old female currently living in a friend's dorm room. His lease ends in May, and that will be the day I become homeless. I've put in job applications everywhere and nobody's gotten back to me, and I still have a single bill that I've yet to pay off... the time is ticking, and I couldn't think of anything else to do.

I'm pretty sure nobody reads these things, but this is my last shot at doing something for myself and getting out of the rut that will inevitably leave me homeless in one month. Here's a story that shows just how terrible gaming addictions can become and how much harder it is to dig yourself out of a hole that only deepens by the day with no hope of escape.

In 2007, I began playing World of Warcraft on my crappy laptop (which at the time had been a great piece of machinery). It started out innocently enough. I had real life friends who played the game and I'd wanted to know what it was all about so I bought and installed it. I was instantly hooked in the world, and made some friends that I talk with even to this day. I went through several guilds before I finally found the one I thought I would enjoy. I began spending endless amounts of time in the game, engrossing myself in it. I quit all of my outside activities and all of my hobbies revolved around getting in the game and playing it until the wee hours of the morning. I would come to work sleepy and dislike everyone around me. After the first two years I fell into an odd depression that could only be quelled by, what I thought, was WoW. By the time 2010 rolled around I had been living in four different places IRL, bumming from one place to the other in order to have more game time. I hadn't had a job, I hadn't even looked for one.

Eventually, in September of 2010, I'd had enough. While I want to blame the game for everything wrong I've done in my life, I can only blame myself for letting it get so bad. I could have shut it off at any time, but I didn't. I could have listened to everyone who told me what I was turning into, but I hadn't. My parents had driven from Illinois to Cleveland, Ohio to bring me back home. It was the opening for a new beginning that I thought would get me back on the path of redemption... but it was only the start of a larger nightmare. Between an internet addiction and an unquenchable withdraw from a lack of a game I could no longer play for fear of losing the roof over my head, I managed to find a job at a local gas station.. but that wasn't enough for my parents. They held my misgivings over my head constantly and for every one thing I did right, twenty things were wrong. After I forgot to do the dishes for the fourth time that month, my internet connection had been taken away.

Instead of taking this as a queue to get away and start my life anew, I fell deeper into depression. Withdraw took over and I used the library computers for an hour or two a day before I went to work to keep in touch with the friends I'd been cut off from. Eventually I'd put enough money together to get my own internet connection and had told my father that the Comcast guys were going to come over to install it. He'd been fine with it though knew my mother would throw a fit. A week later, the internet guys installed my box and left. The internet worked for an hour then shot out. When I told my father that the guys had to come back to re-install whatever they had forgotten to do, he'd thrown a fit about people "drilling holes in his wall, and walking into HIS home", and refused to acknowledge that I'd ever had the conversation with him in the first place. This sent me into a panic attack that ended in a night of hospitalization.

While I was in the hospital I had told the doctor while in tears that I didn't wish to see my parents while I was being treated because they were the reason I was in the situation I was in. While they had not physically harmed me, I was in no mental state to deal with their accusations anymore (which my father had yelled and argued with me the entire way to the hospital already). When they'd finally discharged me, I had found out that I had been abandoned at the hospital with no way home; I'd called a good friend to take me home.

The next day, I was told via text that I was no longer welcome in my parents' home.

While trying with everything I could not to lose my mind for a second time, I made as many phone calls as I could. Nobody could help me. Finally, my sister had offered me a place to stay in her friends' dorm room for a day or two just to make sure that I wasn't left on the street. As if by an act of God, an old friend from high school came into my life and offered me a place at his dorm room until I was able to get back on my feet. I now live two hours away from where "home" used to be, and am typing from my computer here. I had to leave the only stable job I'd had in 2 years to come here and getting back on my feet is proving harder than I could've ever imagined. I've had job interviews with no luck and I don't have enough money to put a down payment on an apartment in the area. If I don't find a solution by May 1st, I -will- be homeless.

I wish I could blame everything I've done on my gaming, and the internet, but as said before, it was my own stupidity that has landed me in this situation. Mental addictions are harder to break than physical ones and even now, 6 months after quitting World of Warcraft, every part of me still wants to go back to it, to get back the comfort of living in another world that it used to give me. The only thing that seems to break the feeling and keep it down is a cigarette; cheapest pack available, mind you. The point I'm trying to make is that gaming addictions can be dangerous, all consuming, and deadly. Someday I may write a paper on all the effects of letting yourself succumb to the beautiful world of anonymity and pixels... but here isn't the place to do that.

This is my last ditch effort to get out of the hole I've dug myself into. Today I offer you my heart and soul, and everything I have left that (Thank God) hasn't disintegrated along with everything else I used to be good at.

Thanks for reading. Hope you guys have a fantastic rest of your week.
PLEASE, PLEASE! I have NEVER done this before.. but the few people I know told me to try.. "ask and ye shall receive".. so here's my story:

I am a single female and I became disabled @ 26, it's now 10 years later and I have managed to too keep my head above water for all this time, but the person I live with is suddenly leaving to go back East for a job and I have to vacate our apartment. I have 2 days to get into a new place!! I already have volenteers to move me, and I will get my monthly disability check of $696. on the 1st, I just need assistance with the deposit! I saw on 20/20 (or some other news show) that there are many people who are more than willing to help people in need, you just have to reach out to get connected. I have never begged or "cyber begged" for a thing, but I don't know what else to do! I am a good person.. and promise to do what I can to pay back, or pay-it-forward any help I may receive. My disability is a result of my father having been showered with Agent Orange in Vietnam 3 years before I was born.. 2 of my 3 siblings also have neurological problems and the 3rd has a heart condition. (my father passed when I was 16 due to military related issues). I am working on getting veterans assistance, but having to move literally fell in my lap 2 days ago and I don't know what I will do. So, I ask PLEASE, help me someone. We live in a state where Gov programs are being cut Every single day and the $$ problems are endless, but at the same time have some of the wealthiest people with available extra resources. I can varify any of my info and am willing to do anything I can for help, so PLEASE contact me. I wish things were different and know I will be OK once I get relocated, but that will only happen if someone - or maybe several generous people HELP.

I have a PayPal account so I can receive donations thru it, or you can contact me thru email for further options. PayPal address is helpmoquick@gmail.com Please keep in mind if you send as a "gift" neither of us will be charged a fee. THANK YOU in advance, I look forward to connecting with you.
PLEASE, PLEASE! I have NEVER done this before.. but the few people I know told me to try.. "ask and ye shall receive".. so here's my story:

I am a single female and I became disabled @ 26, it's now 10 years later and I have managed to too keep my head above water for all this time, but the person I live with is suddenly leaving to go back East for a job and I have to vacate our apartment. I have 2 days to get into a new place!! I already have volenteers to move me, and I will get my monthly disability check of $696. on the 1st, I just need assistance with the deposit! I saw on 20/20 (or some other news show) that there are many people who are more than willing to help people in need, you just have to reach out to get connected. I have never begged or "cyber begged" for a thing, but I don't know what else to do! I am a good person.. and promise to do what I can to pay back, or pay-it-forward any help I may receive. My disability is a result of my father having been showered with Agent Orange in Vietnam 3 years before I was born.. 2 of my 3 siblings also have neurological problems and the 3rd has a heart condition. (my father passed when I was 16 due to military related issues). I am working on getting veterans assistance, but having to move literally fell in my lap 2 days ago and I don't know what I will do. So, I ask PLEASE, help me someone. We live in a state where Gov programs are being cut Every single day and the $$ problems are endless, but at the same time have some of the wealthiest people with available extra resources. I can varify any of my info and am willing to do anything I can for help, so PLEASE contact me. I wish things were different and know I will be OK once I get relocated, but that will only happen if someone - or maybe several generous people HELP.

I have a PayPal account so I can receive donations thru it, or you can contact me thru email for further options. PayPal address is helpmoquick@gmail.com Please keep in mind if you send as a "gift" neither of us will be charged a fee. THANK YOU in advance, I look forward to connecting with you.

PLEASE, PLEASE! I have NEVER done this before..

Posted by helpmoquick on 2011-03-30 01:58:07

PLEASE, PLEASE! I have NEVER done this before.. but the few people I know told me to try.. "ask and ye shall receive".. so here's my story:

I am a single female and I became disabled @ 26, it's now 10 years later and I have managed to too keep my head above water for all this time, but the person I live with is suddenly leaving to go back East for a job and I have to vacate our apartment. I have 2 days to get into a new place!! I already have volenteers to move me, and I will get my monthly disability check of $696. on the 1st, I just need assistance with the deposit! I saw on 20/20 (or some other news show) that there are many people who are more than willing to help people in need, you just have to reach out to get connected. I have never begged or "cyber begged" for a thing, but I don't know what else to do! I am a good person.. and promise to do what I can to pay back, or pay-it-forward any help I may receive. My disability is a result of my father having been showered with Agent Orange in Vietnam 3 years before I was born.. 2 of my 3 siblings also have neurological problems and the 3rd has a heart condition. (my father passed when I was 16 due to military related issues). I am working on getting veterans assistance, but having to move literally fell in my lap 2 days ago and I don't know what I will do. So, I ask PLEASE, help me someone. We live in a state where Gov programs are being cut Every single day and the $$ problems are endless, but at the same time have some of the wealthiest people with available extra resources. I can varify any of my info and am willing to do anything I can for help, so PLEASE contact me. I wish things were different and know I will be OK once I get relocated, but that will only happen if someone - or maybe several generous people HELP.

I have a PayPal account so I can receive donations thru it, or you can contact me thru email for further options. PayPal address is helpmoquick@gmail.com Please keep in mind if you send as a "gift" neither of us will be charged a fee. THANK YOU in advance, I look forward to connecting with you.
I have NEVER EVER done this before but I ran across this site and figured I have nothing to loose trying. "Where there is a will there is a way!" Where to start? Sighhh...
I am the sweetest, sensitive, charitable, loving, giving, God Fearing, non judgemental, lover, encourager lady.. Many of my closest friends and family call me an "Angel on earth"... But even Angels need help once in a while.. I'm usually the helper so asking for help is new and a bit hard for me to chew..

First let's start with: My name is Crystal H.. I am a 32 year old caucasion lady that lives in Colorado.. Native to Colorado. Growing up I excelled in school thus earning 4.0 average and constant Honor Roll. I did have College opportunities ect. but at that time I met a young man in college, football player and fell in love. I had a good paying job as an office manager and thought all was good.. It was for several years anyway..We married and At 23yrs. I gave birth to my miriacle baby whom was premature and weighed 2 lbs. 11oz. I was very ill at the end of pregnancy due to acute Eclampsia so she was born early emergency c-cection, flight for lifed to Childrens Hospital in Denver and I stayed in ICU for the first week.. Keep in mind due to circumstances I never was able to see or touch my daughter before they airlifted her to Denver.. Finally one week later my doctor gave me a two hour pass to beable to go to Denver and meet my new daughter for the very first time.. Words can't tell what I felt and the emotions I was feeling.. I still tear up recounting the events.. But yes after many tears, fear of touching or holding her due to her size and all that was hooked up to her I did finally get courageous enough to hold my new born daughter after a week for the first time.. Love at first sight! Chills are still going through my body as I write this.. Anyway's over time she improved and became much stronger. She was small but mighty. I was finally released from the hospital myself and spent all my time with her at Childrens Hospital until release day.. Brought her home at 3 lbs. 12 oz and had the ultimate baby learning/motherly instincts. With 4 yrs. of twice weekly physical therapy she grew out of her challenges, and has grown into an way above average intellence, beautiful nine yr. old.. Thank you God!!!

My next challenges were none to fun at all! My marriage became rocky.. He became abusive physically, emotionally and mentally.. After about the last 3 yrs. becoming so bad and scary I could not deal with his abuse or allow my daughter seeing such activity. So with that said I asked him to leave our home. He would not leave without a police escort, but finally was gone nonetheless.. I am NOT pro divorce at all so after the initial anger callmed down I did go to him asking him to please do counceling with me and let's really try to work this all out. He REFUSED! So after being with my ex husband twelve years we finally did divorce.. =(

Right after the divorce at the age of 30, I was rushed to the ER and diagnosed with Congestive Heart Failure. I was in ICU for over one week and spent several months at home on oxygen. But now since the divorce I was dropped from his insurance so I am unable to have the cardiovascular care needed and a heart valve repaired.. But I have faith one day I will beable to have this delt with.. Gotta believe!

Next was really NOT PLANNED or wanted but happened. I finally met a young man whom I started spending much time with. Due to my heart and lack of insurance I was not on birth control but did use condoms with him. Unfortunately a condom did break and yes I did become pregnant.. Three day's before Christmas last year I misscarried the baby and spent two day's in hospital due to D&C and my heart. I was released at Christmas and had a hard time dealing with the hormones, lack of support from the young man, failure in my parents eyes ect.. Just plain and simple was a hard time for me emotionally but I NEVER once let my daughter know of this and still have not to this day. She does not need to be scared any further than what she has already in life.

Now we come to current events.. Swear I have let my life become a soap opera and should right a what not to do and how to survive book for women.. sighhhhh.... Anyways. After being single for nearly a year and of course wishing I could meet a nice (preferably) Christian boy to date and enter into a relationship with a man whom I have known for several years who was a family friend while I was married came back into my life. This time he showed strong romantic gestures and over time did finally earn some trust n love with me. We entered into a relationship and it felt safe and comfortable since I'd known him so long, family new him and my daughter new him well already too..
I finally started becoming happier and was slowly gaining a little self confidence, and believing that things will end up working out finally afterall.. (Keep in mind due to lack of insurance and Heart Failure I was still not allowed on birth control pills like I wanted) we of course used protection always. But two times the condom came off in me.. I hoped all would be fine and I would not become pregnant, not at all wanting to repeat my first ordeal I had with my daughter plus now with my Congestive Heart Failure on top of it all pregnancy would NOT be good! I went to a local clinic and talked to a female doctor there and begged her if there would be anyway I could qualify for any free birth control that would not hinder my CHF.. Finally I had good news.. =) She said she would see if I could qualify for the low hormone Miranna and if I did she would implant it in my uterous for free.. This was to last for five years.. Yes one positive answered prayer. I went to my doctors oppt. as sheduled, they had me do an UA to make sure I was not pregnant before insertion and preped me for the procedure. Right before the Doctor was to do procedure the nurse came into the room and notified both of us that indeed I was pregnant.. My head swirled with confusion, fear, stress ect.. After talking to my doctor briefly about it, my history ect. I left the office and proceeded to go to my boyfriend to update him of the current events.. At the very beginning he sounded happy and positive, even eased my mind a little but about two day's later he up and left me. I have had my first ultrasound and as of yet the baby is alive and well. Strong heart beat. I am nearly two months pregnant, doctor took me off all my heart meds. due to baby. Still no insurance, applied for Medicade which really saddened me that I was at a point I had to do this.. Very humbling to say the least, and am alone, confused, many urging me to abort the baby but remember I am Christian and this is a hard concept for me to accept.. Currently unemployed, single mother, pregnant, no father support, lonely, desperate and really beginning to feel hopeless.. There is a high probability that the acute Eclampsia could repeat itself again as it did with my daughter and now I'm older than before. Not 23 anymore now I'm 32 with Congestive Heart Failure and Hypertension. Trying to support my nine year old the best I can and now so worried and fearful of what is to come.. Christmas just happened and it so did not feel like Christmas to me. Not much I could do for my daughter or my loved ones. I'm so scared of what the near future holds and how I will beable to deal with it, and be healthy enough to continue taking care of my nine yr. old. Need a good job but kinda feel it would be hard since I am so high risk I have MANY constant dr. visits. Neonatal parnatologist, my OB, and supposed to find a cadiologist as well to monitor me.. Medicade pending but no answer if they would accept me yet, bills piling up, and feeling out of control totally of my life right now.. Sad and confused that bf left me too.. I'm praying sooooo hard daily, nightly, looking on internet for at home jobs I could do but most end up seeming like scams, keep going to church in order to help try to keep me grounded and keep the faith that somehow it will all work out.. I sure hope I have not bored you to death, some may be pretty disgusted by my mistakes and situation, but I do hope nonetheless that maybe even just one person actually found this post, read it through, and maybe just maybe is in a posistion of life that they could and would be willing to help me out a little.. The whole "Pay it forward" campaign.. I fully believe in that and fully believe what goeas around comes around.. Regardless of the outcome I wan't to take a moment to wish everyone that took the time to read my post all the best to you and yours, full love and ENDLESS BLESSINGS to all!

With love and true sencerity,
Crystal H...¢¾


P.S. I don't have a paypal acct. sorry.. If you would like to contact me you may please do so via email at:
chedenskog@yahoo.com Please let me know you are from this site in the subject line so I do not assume you are spam.. Thank you and God Bless...¢¾

Trapped in endless cycle. but want's to tour with music in New York

Posted by brittanyclairemusic on 2010-12-13 14:58:58

I'm trapped in an endless miserable cycle of waiting for the day to end..as if I'm waiting for something to happen and change in my life because i know if something doesn't change i'll be dead in the next year..

But I want to travel to New York. or at least start in new york ans do a mini tour with my music.
But I'm completely broke, i have under £2 to my name.
I've applied to over 300 jobs in the past year and have got nothing. I just sucks big time to feel this bad when i could be out the playing my music to people..

Donatation worldwide would be incredible and I will be unbelievably grateful.. Also If i start to get an Independant album together I will mention your name in the booklet.

Trapped in endless cycle. but want's to tour with music in New York

Posted by brittanyclairemusic on 2010-12-13 14:58:58

I'm trapped in an endless miserable cycle of waiting for the day to end..as if I'm waiting for something to happen and change in my life because i know if something doesn't change i'll be dead in the next year..

But I want to travel to New York. or at least start in new york ans do a mini tour with my music.
But I'm completely broke, i have under £2 to my name.
I've applied to over 300 jobs in the past year and have got nothing. I just sucks big time to feel this bad when i could be out the playing my music to people..

Donatation worldwide would be incredible and I will be unbelievably grateful.. Also If i start to get an Independant album together I will mention your name in the booklet.

UK Guy needs $1 to spent on helping others

Posted by kev1n3 on 2010-09-07 07:58:58

I need $1.00
I’m not here to beg for money to pay off my credit cards or to pay off my mortgage or even buy myself a new car. No, im asking for your support for a very different reason. Let me explain.

During the 90’s there was a war in Europe, the Bosnian war. I was working in London at the outbreak of the conflict and, like most other people, didn’t pay too much attention to the conflict. However, after getting home one night from work i switched on the TV to watch the evening news. (BBC) The lead story was of a very young girl beIng held down on an operating table by three nurses while a doctor pulled shrapnel from her body without anaesthesia. That one news report changed my life forever, I was horrified and very upset to say the least. 3 days later i am in Split (Croatia) trying to find a safe way into the think of the conflict area’s to see how i could help. To cut a 4 year long story short i managed to save many thousands of Bosnian lives regardless of ethnicity. I stood up against the war lords when evacuating wonded women and children, successfully begged the assistance of UNHCR to supply me with safe houses in Croatia, to house the women and children i sneaked across the border before i could find the funds to evacuate them, found an abandoned air strip that very rich donators flew aircraft into to evacuate seriously wounded children in need of urgent medical treatment. I was arrested twice by various warlords and locked up in makeshift Prisons. (i broke out) The list of things i did in the name of humanity is endless. I always worked alone without the protection of any organisation.

You may think (as most do) that my story is very far fetched. However, Micheal Nicolson OBE, chief War correspondent for ITN news, Dan Damion Sky News, Bianca Jagger, King Constantine ll of Greece were all donators of the day. They paid for all the secret aircrafts into Bosnia .

Why do i want your money now?

I recently had the good fortune of spending some time in Zimbabwe. Not in the cities but in the very poor outback regions. The lasting impression that that experience has had on me has once again moved me to tears and has left me numb. Very young Children have no food (and i mean no food) children are forced to perform sexual favours for food, children as young as 6 are turned away from school for the lack of $1 per term, there is no clean water.. the list goes on and on.

How do i know every penny of my Dollar will be spent at a grass roots level?

The one thing people always want to know is how their Dollar will be spent. A great way of donators to understand exactly how there hard earn money is being spent is by pictures and photographs. A facebook page will be set up with daily uploads, updates, news, and achievements. Facebook also gives donators the opportunity to ask questions and interact with the very people they are helping to survive on a day to day basis. Children will have the opportunity to thank donators personally for their education payments, psychologists ( for the children’s sexual abuse trauma) will leave daily updates so donators are able to ask questions and interact. You will also be able to leave messages to teachers.

So there it is.. $1.00 can make a big difference in a world without hope.

Thank you for reading and i hope you will consider parting with just $1.00 to bring some happiness into the lives of the unfortunate. If you would like to know more you can email me at kev.bird@yahoo.co.uk

Sincere guy looking for some help !

Posted by Rynaldo on 2010-07-26 10:58:58

Good Day

I am a 24 year old male in desperate need of some help ! I am honest, sincere, and loyal. I started working for a media company 2 years ago. However, due to facing financial difficulty i was retrenched on 22 June 2010. Sine then, i am facing endless day to day struggle. I live in a small 1 bedroom apartment and can barely make ends meet ! Please assist me, the online hobo, with a dollar or 2 and help me get back on my feet ! Thank you so much ! Should you wish to see proof of my scenario, i will gladly forward you my documentation.

Please help ! Sincere guy in desperate need here !

Posted by Rynaldo on 2010-07-26 10:58:58

I am a 24 year old male in desperate need of some help ! I am honest, sincere, and loyal. I started working for a media company 2 years ago. However, due to facing financial difficulty i was retrenched on 22 June 2010. Sine then, i am facing endless day to day struggle. I live in a small 1 bedroom apartment and can barely make ends meet ! Please assist me, the online hobo, with a dollar or 2 and help me get back on my feet ! Thank you so much ! Should you wish to see proof of my scenario, i will gladly forward you my documentation.