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Family hurting after layoff
Posted by Teile on 2012-04-11 13:58:10
I have been looking for a new job for over 7 months now with no luck. Bills are piling up and I don't know what to do. I have offered services on craigslist.com and fiverr.com and have not really made enough to cover bills.
My son just turned 2 years old and I don't want him to have to grow up in the same atmosphere I did with my mom always struggling to make end meat.
Any kind of help would be greatly appreciated. Money, A Job, Anything. Im not a lazy person and just want to be a productive member of society and care for my family. Thank you in advance for taking the time to read my post.
i need some help with paying for my wedding ...
Posted by afewcentzshort on 2012-04-08 10:58:26
If Only I Saw It Coming!!
Posted by Ashamaaus on 2012-03-29 22:58:53
I am a single mother who's been truly blessed with 4, beautiful, healthy children; 3 biological & a foster son that joined our family when he was 12â¦..he is now 23. My kids are the reason I continue to battle through what has been the most challenging, darkest phase of my 50 years on this Earth.
In the summer of 2011, life, as my family knew it, was forever changed. My son got off the school bus & proceeded to enter a crime scene upon opening the front door of the house we call home. It was immediately clear that we were victims of a daytime home invasion and robbery. A trail of splinters led straight to my bedroom door, which had been demolished in the process of gaining entrance & access to my personal belongings. Robbers took my box of trash bags & proceeded to fill them with anything that could be sold or traded. I came home to find that they had stolen everything of value that I had worked for in my 50 years of existence & everything of value that my kids cherished as well.
It didn't happen often, but on the occasion that I had a few extra dollars to spend on myself, I found pleasure in buying nice jewelry. Through the years, I had managed to accumulate a nice collection. Also, as a child, my father & I shared an interest in coin collecting. I had managed to hold on to several interesting coins my dad & I found. Weekly, he also, gave me & my brothers our allowance of a fifty cent piece each. I had somehow managed to hold on to many of these as well. I stored my coin collection in the bottom portion of my large armoire. This area is what my family referred to as "the safe." Anything of value, particularly sentimental, was given to me to be protected in the safe. A couple good examples are my, then, 10 year old son's game ball for hitting the Championship game winning grand slam home run & my daughter's horse riding medals, show jewelry & accessories, as well as a silver handled knife & sheathâ¦â¦.the only personal possession my foster son owned from his childhood. I carry a tremendous amount of guilt for not doing a better job of safe guarding my family's precious & dear possessions.
In addition to the lingering guilt, the robbery also resulted in life altering psychological effects to me & my family. I continue to wonder if & when I will ever fully recover & be the secure, self confident person I was before the robbery. Immediately following the break-in, I was consumed by finding out who was responsible & ways of obtaining this informationâ¦..I could think of nothing else. After several weeks of frantic guessing & running wild goose chases, I started to realize that regaining possession of my property was less likely as each day went by. I could feel myself falling into a dark, lonely place with deep despairâ¦..& unfortunately, I was content to be there. For the next several months, I could not work, did not eat or sleep & rarely came out of my bedroom. There was a film in my head that ran & reran the events leading up to & immediately following the robberyâ¦..filled with the "I should've"s, "I could've"s and "what ifs." I am plagued with distrust & no longer find interest in much of anything. I was robbed of far more than just pieces of propertyâ¦..they stole my trust in mankind, my desire to thrive, my faith in the world & my sanity.
I have worked as a medical school curriculum manager for 21 years. As a result of my mental decline, I was unable to work for over three months which, consequentially, made it difficult to pay all of the bills. I managed to rob Peter to pay Paul for several months & kept up with everything except for my house payment. It is now in arrears nearly $5,000.00 & I am out of resources. For the first time in my life, I am facing foreclosure. It is embarrassing & humiliating & I don't know how to tell my kids that they are likely to have no place to call home in the very near future. I feel like such a failure! Even though I've been an exemplary employee for many years, as a consequence of the self doubting & tremendous stress, I am now faced with the strong potential of losing my job due to my inability to focus & my lack of desire to face each day, As if this wasn't enough for one person to handle, I am also witnessing the daily decline of my father & my hero due to end stage Parkinson's & Alzheimer's.
I'm not sure how this begging website works but if there is someone out there that is willing to make me a loan & work out a payment arrangement, I promise not to let you down.....you will be repaid! I am working hard to battle the persisting PTSD symptoms that continue to plague me. I just worry that facing homelessness may be more than I can handle. Lord, I hand it over to You coz I come to You a broken, wounded angel. I thank you for any consideration and appreciate all prayers. May God bless you many times & in many ways for your generosity & kindness!
Heartfelt Plea from Broken & Wounded Angel
Posted by Ashamaaus on 2012-03-29 20:58:49
I am a single mother who's been truly blessed with 4, beautiful, healthy children; 3 biological & a foster son that joined our family when he was 12â¦..he is now 23. My kids are the reason I continue to battle through what has been the most challenging, darkest phase of my 50 years on this Earth.
In the summer of 2011, life, as my family knew it, was forever changed. My son got off the school bus & proceeded to enter a crime scene upon opening the front door of the house we call home. It was immediately clear that we were victims of a daytime home invasion and robbery. A trail of splinters led straight to my bedroom door, which had been demolished in the process of gaining entrance & access to my personal belongings. Robbers took my box of trash bags & proceeded to fill them with anything that could be sold or traded. I came home to find that they had stolen everything of value that I had worked for in my 50 years of existence & everything of value that my kids cherished as well.
It didn't happen often, but on the occasion that I had a few extra dollars to spend on myself, I found pleasure in buying nice jewelry. Through the years, I had managed to accumulate a nice collection. Also, as a child, my father & I shared an interest in coin collecting. I had managed to hold on to several interesting coins my dad & I found. Weekly, he also, gave me & my brothers our allowance of a fifty cent piece each. I had somehow managed to hold on to many of these as well. I stored my coin collection in the bottom portion of my large armoire. This area is what my family referred to as "the safe." Anything of value, particularly sentimental, was given to me to be protected in the safe. A couple good examples are my, then, 10 year old son's game ball for hitting the Championship game winning grand slam home run & my daughter's horse riding medals, show jewelry & accessories, as well as a silver handled knife & sheathâ¦â¦.the only personal possession my foster son owned from his childhood. I carry a tremendous amount of guilt for not doing a better job of safe guarding my family's precious & dear possessions.
In addition to the lingering guilt, the robbery also resulted in other life altering psychological effects to me & my family. I continue to wonder if & when I will ever fully recover & be the secure, self confident person I was before the robbery. Immediately following the break-in, I was consumed by finding out who was responsible & ways of obtaining this informationâ¦..I could think of nothing else. After several weeks of frantic guessing & running wild goose chases, I started to realize that regaining possession of my property was less likely as each day went by. I could feel myself falling into a dark, lonely place accompanied by deep despairâ¦..& unfortunately, I was content to be there. For the next several months, I could not work, did not eat or sleep & rarely came out of my bedroom. There was a film in my head that ran & reran the events leading up to & immediately following the robberyâ¦..filled with the "I should've"s, "I could've"s and "what ifs." I am plagued with distrust & no longer find interest in much of anything. I was robbed of far more than just pieces of propertyâ¦..they stole my trust in mankind, my desire to thrive, my faith in the world & my sanity.
I have worked as a medical school curriculum manager for 21 years. As a result of my mental decline, I was unable to work for over three months which, consequentially, made it difficult to pay all of the bills. I managed to rob Peter to pay Paul for several months & kept up with everything except for my house payment. It is now in arrears nearly $5,000.00 & I am out of resources. For the first time in my life, I am facing foreclosure. It is embarrassing & humiliating & I don't know how to tell my kids that they are likely to have no place to call home in the very near future. I feel like such a failure! Even though I've been an exemplary employee for many years, as a consequence of the self doubting & tremendous stress, I am now faced with the strong potential of losing my job due to my inability to focus & my lack of desire to face each day. As if this wasn't enough for one person to handle, I am also witnessing the daily decline of my father & my hero due to end stage Parkinson's & Alzheimer's.
I'm not sure how this begging website works but if there is someone out there that is willing to believe in me & offer me a loan & payment arrangements, I promise not to let you down.....you will be repaid! I am working hard to battle the persisting PTSD that continues to plague me. I just worry that facing homelessness may be more than I can handle. Lord, I hand it over to You coz I come to You a broken, wounded angel. I thank you for any consideration and appreciate all prayers. May God bless you many times & in many ways for your generosity & kindness!
Human Resouces
Posted by gksavannah on 2012-03-23 17:58:02
Promising PhD student & Mom- almost done!
Posted by peace24 on 2012-03-05 12:58:08
I am a single mother and I'm currently a PhD student. I am *so* close to finishing my dissertation...I need about 8-12 months to finish writing. I am seeking people to sponsor through any amount of dollars, this last year of tuition.
Even though Iâve always been a very hard worker, volunteer, loyal employee and dedicated student, my life circumstances have changed dramatically now that I am a single mother and I fear I will not be able to finish school. I *know* that if I could be sponsored to pay this last yearâs tuition and help with my bills I would be able to successfully defend my thesis, apply for a job and become an ever-contributing member of society through helping to educate our future generation. I want to teach.
If you are in a position to help me get this PhD, I would be most appreciative, and I will undoubtedly âpay it forwardâ to others once I get back on my feet. Even if it's only a couple dollars, you will have my sincerest gratitude. Anything you can help me with, big or small will be so appreciated. Thank you so much for taking the time to read this. Best wishes to all.
Steven: An Aspiring Disabled, Student, Veteran, and Divorcee
Posted by youngidealist on 2012-03-05 01:58:00
Thanks for taking the time to read my request. I'm 30 years old, still in college and living with my parents. I've made a lot of great accomplishments in my life with far less support than most people who make it this far. Of course, with that said I've also made plenty of mistakes.
I grew up with a single parent, and another parent who visited annually just to stir up emotions and make my life miserable. When I was 18, I decided to work really hard to lose weight so that I could join the US Air Force. I had a strict plan that I was going to follow to succeed in life.
Unfortunately my superiors in the USAF would not accommodate that plan to independence as they forced me to find my own way from the barracks to work (a 40 mi drive), so I had to immediately struggle to get my drivers licence and I had to buy a car on an Airman's paygrade.
My income wasn't enough to afford the car and gas and other living needs that I was expected to pay, so eventually I had to leave the Air Force before my term was up (under honorable conditions). I tried to work as a civilian. The transfer was tough and I was vastly uninformed about what to do and what my options were. I'm the first first generation college student of my extended family.
After some petty jobs that would each take more than 10 years to be able to earn enough to live independently, I finally found a nice nighttime custodian job that was at least simple enough for that kind of pay. I was the night time custodian, but I was also a guy to have on call at this retirement home where I worked. If people's toilets flooded or a nearly deaf resident left their tv on past quiet hours (once I could hear one through 3 floors!) I was the guy to send up to fix it.
Having my first satisfying job as a civilian, I was able to investigate community college during the day, so eventually I enrolled and tried taking a few classes while working full-time. College was my saving grace. I never felt like I belonged anywhere until I first started to take college courses in math, science, and philosophy. I found the tutoring lounge on campus, made a lot of friends there, and I spent many hours cramming and helping those in need.
This soon led to me finding financial aid, making arrangements with my parents (my mom and my stepfather) to let me go to school full-time while I lived with them, and putting in my 2 weeks notice at work to focus exclusively on school.
My counselors advised that I pick where I want to transfer to and then figure out the details of how to get there after I got accepted. I think this was bad advice. While I ended up choosing to transfer to a university that had my desired major, Biophysics, it was 60 miles away from where my parents lived. My car that I had bought when I was in the Air Force also eventually broke down from not being able to afford maintenance while I worked, and was towed away for being in the public street for too long.
Finally, I got accepted to UC San Diego to work towards a degree in Physics with a specialty in Biophysics. When it came time to transfer, I got as involved as I could on how and when I was supposed to receive the financial aid so that I could go get an apartment and everything, and my school kept telling me, "you should get it tomorrow" until about 2 weeks into my first quarter when I finally got the support.
Despite this rocky start, I managed to get into a good shape for myself, making my way slowly but surely through school. Learning a great deal. Eventually when I felt the struggle was too difficult, I changed my major to Neuroscience before I began my upper division coursework.
So, as I settled into my schooling and struggled with maintaining financial independence on financial aid, I managed to get myself into maintaining a great aquarium hobby, owned two great little kittens from a street cat program, led as president of a student organization for one year, and eventually I got married. I also carefully learned about the stock market and managed to make some great gains with money that I had invested from financial aid savings.
In 2010, my gains were over 100%. That amounted to $2000 doubling itself, but still, that says a lot about me as a trader. However, 6 months into my marriage, she said she wanted out, grabbed the car that we both paid into (most of the money was mine from stocks; $5500 worth), and refused to pay her share of 2 months rent. That happened in December of the year of 2010.
2011 was a difficult year for me. I fought hard to maintain things, especially my head, but it was tough. I lost 45 lbs from exercising regularly, made lots of new friends, and I got some volunteer work experience in a Neuroscience lab. But I just couldn't focus well enough to maintain my finances and my grades, so I had to drop out and live back with my parents.
Despite how tough it's been, not finding work, struggling with the ins and outs of the VA, and just needing a professional therapist to talk to and help me keep my head straight but never being able to get one, I've managed to recuperate well enough and learn a lot more about this bottom floor of society that I've been so desperately trying to escape my whole life.
I've gone looking for opportunity in every direction. I've tried changing my career goals, collecting recyclables, writing online, trying any online scheme that didn't include me forking out money to get it, imagining what I could write as a novel, tried to make money through playing video games, making goal after goal after goal for myself, but still just not being able to get just the right amount of money to put me back on my feet.
I'll be going back to school in April at the risk of having to do it as a homeless person if the VA doesn't pull through for me. They recently approved my 10% service connected disability status and now I need to jump over a few more hurdles to get my more significant service connected disabilities recognized. I'm also seeing what the vocational rehab people can do for me despite the bureaucratic issues that are stopping them from helping me all the way.
BTW, this whole time that I've gone through life with common lower class difficulties, I've been disabled with a number of small conditions that all add up to a hard time. I have lower back issues that the military has yet to own up to. Community college found also that I have a learning disability which makes some intellectual tasks show up as lower than average ability for me while the rest of my intellect is high enough to expect that I could easily get a Masters Degree or a PhD. My biggest difficulty in school is that they don't give me enough time to show them what I know or what I'm capable of.
From working with special needs students as a tutor, I have proven to myself that there is a major problem in the education system. Most teachers never simplify the material into a clear picture of what they want to teach. If you want someone to learn something, the last thing you should be fuzzy on is what it is exactly that you want them to learn. We can't all work like intuitive Jedi or sophisticated parrots.
If you help me out, here is a list of the priorities of what your money will go towards, in order of their priority If you would like to request that I spend your donation on a specific cause, please let me know:
1. A working cheap economic vehicle.
I need something that I can sleep in and that will take me wherever I need to go. Preferably something that can stow quite a few recyclables as well to pay for gas, but not an SUV or truck or van (Unless that's all that is cheap of course. Not likely but you never know.).
I'll aim for great gas mileage, but I'm thinking that I should attend some police car auctions to see what the cheapest deal I can find is. This car would make a great shelter for me while I return to my far away school.
2. Investing on the stock market.
Trust me, I know how to fish. If you want to send me a request for proof I'd be glad to compose some evidence of my finest moments as well as my worst to show you that I can do well for myself on the stock market, even during the recession. What I could really use right now, is a little bait. Trading is good money for me, but to make enough to make gains worth more than the commission cost (about $10), you need about $300-1000 per investment. $300 is more for the high risk lottery plays on the market. I even made a blog about it if you would like to see:
http://www.squidoo.com/TheYoungidealistEconomyBlog
If you are willing, we can arrange something personal so that you wont need to worry about me putting the money you offer at high risk and blow it all. Might even be able to arrange something where I could make money for you to prove myself before accepting your donation. Whatever the case, I know we'd have to make it a personal arrangement to satisfy the current laws.
3. Working towards paying my debts to my friends.
My friends have been really supportive through these hard times, though they are starving students themselves. To keep up my morale they've bought me food, given me a place to crash when they could, and even paid to have me join them at fun local events. I have some money that I've promised them back, and I plan on making due on those promises as soon as possible.
4. Paying off my debts with companies.
I've had times where I couldn't afford to pay for rent and had to leave, like when my wife left me to live with her parents. These issues follow me on my credit score and I would like to work towards removing them so that I can turn my life around.
5. Getting a good start towards paying off my student loans.
I know I won't be able to pay them off before I find a good career with my degree. I would just like to have something to start making some automatic payments with and put that part of my bad credit score behind me as well.
6. Buying a home.
My mom never owned a home. No offense meant to land lords out there, but I really think the rental system is way out of line. My mom was always a hard worker. Way better than me, yet she could never own a home because she didn't have the money. Meanwhile, people with money could live in great big houses for less than she even had to pay.
I want a house to own. Probably start with a condo and seek ways to improve it and flip a profit out of it. Then I want to keep building up money from housing until I can manage to build an apartment building.
If I could, I'd like to make an apartment building near a university that offers cheap housing using the Japanese capsule model or something even more economic and more comfortable.
7. Making an online tutoring site meant to offer free tutoring and tutoring for tips. Imagine a site (I have yet to know of one) where people can collect their resources on a class, much like they collect info on ratemyprofessor.com, but also seek help from others who are taking the class or who have taken the class. Donors like you can offer money to tutors who post their notes and stories on the site, alongside ratings from other students that they helped.
Some tutors can offer their rates for help, sell their notes online for cheap, or just offer their help whenever they can and ask to be tipped through paypal if someone likes their work. My hope is that such a site could help to put an end to sophistry in the college system once and for all, making education easy and affordable for everyone.
8. After I have everything I'm hoping for above, the sky is the limit. But I would prefer to put the extra money that I don't need to good uses. I would spread a little philanthropy around, give to others in need on this site and through other resources.
I'd also look to teach others how to fish. I think a great way for the economy to be fixed would be if philanthropists made some really good employee owned companies. Make the place pay for itself, skim a little off the top, and walk away knowing that you really were a job creator.
I think that everyone who is capable of work and who chooses to work deserves to have their own independent living situation. I know that we are a long way from that, but I tend to be an optimist. I would like to try and make the world a better place, if nothing else.
Aside form financial help, I'm interested in anything else that I could get that's useful. Advice, Neuroscience Career connections, work, hobby or volunteer work that can easily become lucrative, I'm really all ears. Thanks again for taking the time to read my request. I hope you find it in you to help me out, even get to know me if you'd like. Bet you $5000 I can make you laugh. Did I win? >;) it was worth a try anyway.
Desperate
Posted by AlmostSuicidal1 on 2011-11-26 16:58:16
NEED A JOB FAST...QUALIFIED SKILLED AND BROKE CANT FIND JOB ..BEING THROWN OUT OF HOUSE AND NO MONEY TO FIND PLACE. HELP.. PLEASE..
Posted by lillamom on 2011-11-11 18:58:17
IM DESPERATE... WE ARE BEING THROWN OUT OF HOUSE THAT MY ESTRANGED DIDN'T PAY ON FOR OVER 9 MONTHS AND I HAD NO IDEA...BILLS ARE OVER MY HEAD, CANT AFFORD GAS EVEN.
ANY JOB, DOING ANYTHING, SMALL BIG, INSIDE OUTSIDE, LONG TERM SHORT TERM ANY WAY THAT ANY ONE CAN HELP... PLEASE I WILL BE THE BEST EMPLOYEE YOU COULD HIRE... HARDWORKING, GRATEFUL, MOTIVATED, APPRECIATIVE. AND EATER.... ANY HELP WOULD HELP....
PLEASE...IM SCARED TO DEATH OF THE THOUGHT THAT WERE GOING TO BE SLEEPING IN A BATHROOM SOMEWHERE OR UNDER BRIDGE...
IF YOUR LOOKING FOR A CHANCE TO HELP SOMEONE WHO IS IN TOTAL DESPAIR, AND NEEDS AND WANTS YOUR HELP...WELL YOU FOUND US...
THIS IS VERY HARD, TO BE BEGGING FROM, PEOPLE YOU DONT EVEN KNOW, BUT I KNOW THAT THERE ARE PEOPLE OUT THERE WHO UNDERSTAND, WHO WONT JUDGE, AND WHO WANT TO HELP... I PRAY THAT I FIND YOU... THANKS SO MUCH.
Save My Life
Posted by sarah4602 on 2011-09-23 12:58:07
Stuck in a loop.
Posted by MrLeo on 2011-08-27 19:58:49
I am normally the one who helps others, but now, I am in need of help...
Any financial help would be appreciated.
Thank you.
I need help
Posted by geoherms66 on 2011-08-13 17:58:28
My name is Georgina Hermsdorf, I am 45 years old and I make this post with a heavy and broken heart and dented pride.I am asking for funds for 3 purposes.
1.Medical Care to save my cat
(She is my priority right now)
2.Fix my car.
3.Relocate to Dallas Texas for Job Reasons.
1.My 14 year old cat Angelica Precious (Angel) whom I have had since 8 weeks old
(She was a Christmas gift to me from my whole family after a Coyote took my
Squeekers) needs blood work to determine if she has Hyperthyroidism, Diabetes or if her kidneys or liver are failing. This is a big thing for me because she is my baby, my best friend, my guardian angel, my everything. I love her so much and right now with all I am going thru she is all that keeps me strong, she is all that I have to hold on to. All I want at this very moment is to be able to get her the blood tests to find out for sure what is wrong, then if treatment is needed get her on treatment, if worst comes to worse and her liver or kidneys are failing then be able to put her to sleep have her cremated and be able to keep her ashes. All my other trouble seem inconsequential to this. I have been to every charity that helps pets that there is, and there is no help there.
2.My 1986 Buick Century Ltd not behaving right think it might be a problem with Carburetor or Transmission, I need this car for my demonstration job this job cannot be done by bus I have equipment and materials I have to take with me for the Demonstrations.
3.I want to relocate to Dallas Texas because I have 2 job opportunities there and if they do not pan out then I feel job opportunities there are better than Washington State period.
I have a sister in Dallas Texas who works for Hilton Reservations World Wide I used to work for them in Hemet CA she talked to them and they see no problem with me returning to work for them but I would have to go thru the application, interview and training process. To do that I need to be in Dallas Texas, have a Dallas Texas address. They will be doing another training class in October 2011
In addition the company (Prodemoworks based out of Arizona) I am currently working for doing in store demonstrations also does in store demonstrations in Dallas Texas, and I was able to get the name and email of the Dallas AM there I emailed her and she emailed me the name and contact information for the District supervisor whom I have contacted and she has already asked for my employee ID number so she can get me set up in the system.
I am actually hoping I can get a weekday schedule at Hilton and be able to work demonstrations on weekends. Yes work the 2 jobs. Also hoping to be able to go back to volunteering at a local animal shelter as I did in Ocean Shores WA for about 8 months.
I would like to leave for Dallas Texas October 1st 2011 or before. I am going by moving truck towing my car
My father is willing to put me up till October 1st 2011 but that is all he will do for me, he is and forgive me for saying this being a hard nose. (Long story there)
Also a friend of the family is willing to drive the moving truck for me but I would have to get him back to Tacoma Washington.
I would be taking a route that takes me thru Hemet California so that I can pick up some other personal belongings in storage there. (Another Long Story)
I really feel this is the best move for me, a fresh start in a new town where there are opportunities for me to find work and once again become a productive self supportive independent individual. Also it takes me away from bad memories of a relationship gone badly and the loss of a child.
If you would like to know the whole sordid story of how I ended up in the mess I am in or exactly how much ot will cost to accomplish, if you wish to mail a donation email me at geoherms@gmail.com.
Drowning and need air...
Posted by drowning on 2011-07-30 15:58:16
I'm not a permanent employee, so I don't get paid in the summer, which leaves me scrambling to pay all the bills for those months. I try to save throughout the year to handle this burden, but something always comes up. I have massive amounts of student loans (over $30 000) and 2 weeks ago I had to pay $600 for car repairs. I'm also behind on my car payments, and don't have money for rent.
I worked for the first three weeks of July, but it was a low-paying job that basically only allowed me to pay for food and gas money.
I have major debt (those pesky student loans and one credit card) I can't seem to climb out of this hole. At times I feel helpless. I feel like I'm drowning and gasping for air all the time. I can only hope that some kind person out there will see that I am a hard worker and that I'm really trying to make ends meet but finding it extremely difficult right now.
I am going back to work in the fall, but I need some help until then. I'm a person who pays it forward, I've alway been involved in my community and I plan to keep being involved to show my appreciation.
Thank you and bless all of you.
I feel horrible doing this
Posted by Blackbirde01 on 2011-07-07 04:58:37
Since then I have been black listed by them when it comes to applying for other jobs. My room mate and only friend who lives around here, also worked with me and quit at the same time as me for the same reason. We both ended up having to terminate our lease in april after selling everything we owned other than our clothes, cars, my grill and a few necessities. I have no family to move back to, my parents are non-existant. I have lived out of my car and at a rest stop nearby for a good 4 months. I'm down to my last $5 due to last night my brake cables and brake fluid lines rotted out in my car from the terrible salting from the harsh winters. I finally have a job starting but I cant afford to get my car repaired now and that is going to compromise everything. I'm so worried about what I will do, the job pays bi-weekly and my first pay check wont be for 3 weeks after starting. Getting my car fixed means everything to me right now. Without it I am stranded. I bought the parts already but the service and labor fees are what is killing me the most. It will run about $200-300's.
Again I hate to beg, I feel so horrible even considering it, it feels so beneath me. I've always been the kind of person to donate and stick up for the people who are hard up, but now that I am in this position I dont know who to turn to. I'd be eternally grateful and will try to find some way to make it up if I can. God bless you all and may you never be put in this horrible situation. I would never wish it upon anyone :(
Love and hope to everyone
- Scott
Nearly Destitute
Posted by tleevz1 on 2011-06-16 01:58:13
Here is where the story gets ugly. My mom had paid my auto insurance but she lost her job so I started to pay the premiums. I told my insurance agent to automatically deduct the premium and I gave her my bank information. So I was under the impression I had insurance. I did not. The agent only charged me for one month's premium and never set up the automatic deduction. Great. But there seemed to be a silver lining...the two other vehicles involved in the accident drove away before the police arrived. I did not get a ticket, I was completely sober and cooperative, and the police were surprised two victims of an accident would just drive away. Both parties got all of my information, they drove away before I got theirs. At the time of the accident I wasn't worried because I thought I had insurance.
When I called my agent I was informed that my policy lapsed because I hadn't paid my monthly premium.
I was curious if the fact that both of these people drove away would take the heat off of me. The police thought this was possible, after all, how can they prove they didn't smash up their vehicles further after they drove away to get more insurance money?
It gets worse. I left my job a few years ago because I had a job all but promised to me in Denver. Obviously, I didn't get the job in Denver. Not sure why, I aced the interview. So with no steady income (I was used to making about 42k yearly) I held hope I'd land a good job and had no choice to but to survive on a credit card for food and gas. That good job never came along. I ended up working overnights as a nurse assistant in the mental health unit. I've been drowning in debt, I had to get a car from what some consider a predatory lending car lot. I lost the hospital job in April for 'misconduct' (I worked nights and someone reported that I was sleeping, I wasn't but they didn't believe me so now I don't qualify for unemployment.) So, no income to pay for that vehicle and it got repossessed. But the best part is I got a letter in January 2011 stating that I owe one of the parties involved in the accident around 5k. I don't have it. If I had the money I would write both of the drivers involved in that accident fat checks right now, but I simply do not have the resources. The letter from the state dept of transportation stated that my license would be suspended unless I came up with the money. So I called the agency, and from my conversation with the state employee it sounded like my case would be reviewed. Nope. A collection agency sent me a letter saying in total I owe nearly 35k for the two cars and my credit cards.
In February I was on my way to a friend's house and I was pulled over because my temp tags were expired. The officer ran my license and I was handcuffed and taken to jail. I have never been arrested, and my driving record is excellent. The officer even thought it was silly. Regardless, now I have a court date in early July and I have the public defender taking my case. He said I either need to pay $1000 fine, or spend a minimum of 2 days in jail. So it looks as if I will be in jail at least 2 days because I have no money. Being without a vehicle is no picnic. My job search is limited to places on a bus route close to my home in Kansas City. I have no friends or family with that kind of money. I am not a drug addict, or a criminal. My career tanked, and I've kept falling through the cracks. I stay positive and I love life, but the anxiety and absence of pride in my life are making me isolate more. I can't afford to do anything. Luckily my brother is letting me stay in a spare room at his place or I may be homeless. I am a hard worker, I have a bachelor's degree, and I am a pleasant person to work with. But I have no car, no money, horrible credit, and bleak job prospects. Please do not think I feel sorry for myself. I've made stupid decisions that got me where I am. I take responsibility for putting myself in situations where these things happened. And especially for not paying attention to my financial obligations (the insurance premium). That being said, all I can do is look forward and do the best I can to get back on my feet. At this moment I feel like a wet puppy who is trying unsuccessfully to jump out of the tub during a bath. I need help. I don't know who to turn to. I've wanted to volunteer at some places to meet people and network but without a vehicle and a suspended license I can't even volunteer at most places. Please, if anyone can help, contact me with suggestions. I desperately need to file for bankruptcy but that costs around 1,800.00 and I can't afford that.
I also have around 27k in student loan debt. That debt along with the approximately 35k in unsecured debt leaves me with a very large amount of money that I have no realistic chance of paying back. The student loans will not be affected if I file for bankruptcy. Which is fine. As a matter of pride and doing what is right I don't like that my debts can simply be written off, but that is seemingly my only option. I would love to volunteer for a charity of my debtor's choosing to start to contribute something, but that proposal often times ends up sounding like a mutated version of indentured servitude.
I apologize for the rambling. This is the first time I have ever written all of this down at once and I feel better.
Thank you for your time.
We need a little house
Posted by help_me on 2011-05-20 13:58:37
I have tried everything to get money but really it's beyond my ability to solve the problem. I can't find any good method to get a house for my family. Finally i came to these cyberbeg and begging for money, i just want USD $60000.00 to set up a little apartment for my family, i hope someone can help me for this, if you need proof all about what i have mentioned i would send you a copy of all those document of simply send you all contact numbers of bank or department to investigate about myself.
Please help me, i just need a little apartment for my family. Thank you very much.
I Am Willing To VOLUNTEER To Work For Free!
Posted by mraasv on 2011-05-02 15:58:13
Unfortunately I was out of work for 2 years because my ID expired when I moved to a new state.It took me 2 years to get my birth certificate from California.Now I have moved back and been trying nonstop for the first 4 months of the year!
It's May now and though I have been on a few interviews there is still no job in sight.
I have several limitations which make it hard to find work:
1.I don't drive.I CAN but since I have no license or car I can't do any job that requires either.
2.I can't speak Spanish.Many of the service industry jobs I used to do,I won't be considered for because I am no bilingual.
3.I have no ability to travel or commute.I have to work in my immediate area because otherwise I would have no way to get back to where I sleep after work.
I am accepting donations of cash,checks,or preferably gift cards to places like Wal-Mart or Target(for clothing,hygiene items,and/or a cheap dispoable phone so potential employers can reach me).Any donation of any amount can be sent to:
Michael Raasveld
General Delivery
Anaheim CA 92803
However what would be of the most help is a job!Any job!I just need a small part time job that would allow me to go back to school.(I have a full scholarship but until I obtain a local ID and can pay the registration fees I cannot even register!I only have one year to go on my degree!)
Are you a manager at a fast food or convenience store franchise?Would you like to help someone who is a good worker get back on their feet?I have someplace I can stay as soon as I can prove I have a job with income no matter how small!And I am even willing to VOLUNTEER!That's right,I will work for FREE to prove my value as an employee!
Please!This is all I can think of to do!You are my last hope!I have been living like this for years now.I just want a chance.
I do not smoke,drink,or do any drugs!I just want a chance.
Help us save our home and get back on our feat
Posted by HATV on 2011-04-14 14:58:22
I am a father of three and a veteran. We are about to lose our home and I have run out of money and time. The home we purchased is small but well cared for and the only home my youngest son with âDown Syndromeâ has ever known. Leaving this home will be devastating to him. I am desperate to make sure he never suffers for wanting the basics like a home and food. We have tried Social Security but with unemployment, he is only eligible for $65 a month, after unemployment runs out he would only get small amount more that will not pay the mortgage. My unemployment ends in 3 weeks.
I left the military after 13 years of service so that my wife an only child could help care for her mother who died of cancer. We had hoped that I could start over in a career and eventually make up for what the military would have provided in retirement, unfortunately we were not lucky enough to secure employment with stable enough companies that allowed that to happen. Over the last several years, three companies that I have worked for have closed up shop and gone out of business; the last closed a plant in another state and replaced my position with an older company employee from the closed plant. That was in April of 2009. The economy here has unemployment of over 10% and finding another job has been impossible, we have to stay in this area to care for my wifeâs father who is 78. As you can see, I am stuck in a difficult situation with few options.
We have tried to start up a small business of our own but we lack the capital to get things going. I need help to get a vending business started, which I hope will be able provide a stable income to save our childrenâs home and allow us to repay our debts and survive. I need to pay the bank to hold off foreclosure and have enough money for a trailer and equipment. I have never asked for help without thought of repayment but I am at the end of the rope. Any help will be greatly appreciated and when we are able, I will seek to help others in kind. Thank you for your kind thoughts and generosity.
Called by God
Posted by JCVmama on 2011-04-07 16:58:19
My first semester of nursing school will cost approximately $2000 for books and tuition. I've already paid several hundred in uniforms and other supplies, but the remaining amount seems insurmountable without outside help. If you are financially able, please give the amount you feel led to give. If you're not financially able, please keep me and my family in your prayers.
God bless you and yours!
Me and my wife and 4 boys need Help keeping our home.
Posted by mflansburg on 2011-04-02 10:58:42
I have always been a hard worker, with a good work ethic who is at work everyday and always on time and ready to work. I started work in the asbestos abatement field back in 2001, and life was good. we were finally able to afford to buy a home. the house cost 75,000 and was big enough for us to raise our 4 boys. then in 2009, the company i worked for went out of business, and did not give fore notice to any employee. I then collected unemployment benefits for the last 2 years. durning that time, i searched for suitable employment but to no avail. My UE benefits ended at the end of Jan 2011 which allowed us to pay the bills for Feb, then in March we had just enough money left to make the March house payment, but not enough to pay the other bills. since then, our Cable TV & gas have been disconnected, and we now have shut-off notices for phone / internet and garbage pick-up. Our only source of income is my wifes S.S.D.I in the amount of 525.00 per month. Back when we bought the house, we could not get conventional financing, but was able to find a private lender(at 10%) to finance the home. our mortgage payment is $730.00 dollars a month. if you do the math, you see that were on our way to being homeless. since im unemployed, and we purchased the home through a private lender we can not get refinanced. I have searched everywhere for some kind of help but none is available to us. so this is our last hope. First and foremost, i need a good paying job that will allow us to keep our home so if you have one that would be the best option to help us. If not, maybe someone could buy our home from the private lender, and let us pay what we can afford per month (low interest or no interest). We are good people, who have helped others when we were doing good ourselves and always give to our church and community when we can. We aren't looking for a hand out, and i willing to work hard to repay any kindness shown us. Since i can not find a job, i have created a webpage at http://funds.gofundme.com/3h1o4 to try to raise money to start a non profit business to benefit poor families with children that are in need of computers for use in school work and research. If i can do that, i could be making enough to support my family and keep our home. So if you can help us, please do and God bless you, and if you cant, then God bless you even more.
Michael Flansburg
It has been 2 years since graduation, I've only had temp work and I'm now destitute and at the end of my rope.
Posted by juca5056 on 2011-03-13 16:58:40
I hate that it's come to begging for money. I just. Want. To. Work. I'm in LA and am looking to find work somewhere on the business side of the entertainment industry. My BS is in Econ w/ a focus in Entertainment. My background is in PR, Social Media, and as an Admin/Exec Assistant. (Resume available if you need it.) If any of you know anyone that needs an employee, I'll forever be in your debt. Seriously. I'll send you a birthday card for the rest of your life.
Thanks for reading this. I hate to have to come here and ask but I just have nowhere else to turn. It took some pride swallowing, but at this point, I don't have much pride left so it wasn't difficult.
Anything you can give is appreciated
help me within the date of 13th of this month.
Posted by dec1985 on 2011-02-10 07:58:58
i am sarma,
working as a employee,
but, there is no improve in my past 25 yrs,
i have not earned so lot of money,buildings etc.,
ONLY EARNED age only,
now i am in 43 yrs. old,
the main age of earning has lost in my life,
there is no STRENGTH to earn money,
now,
i am in a MAIN PROBLEMs
like,
1. court case - THE CASE HAS DECESSION ON 15TH OF THIS MONTH, IF THE JUDGEMENT HAS LOST MY SELF, I AM going into the PRISON - with non-bailable warrant,
2. MONEY LENDING - the money lender has issued WARNING, pay before 13th of this month, in case not paid, the money lender has taken action with me, which is his opinion.
i have no sufficient salary also, there is a source to me if i have the total salary, the more of recoveries are there.
if u want show that evidence's i will show my self,
and my position also.
I want a minimum of Rs.5,00,000/- (rupees FIVE LAKS ONLY)THE help i want one side r more from.
i want a financial help only, i will repay the amount within the short period, i cann't paying any interest to that amount.
if any one INTERESTED TO adjust the amount with the date of 13TH OF THIS MONTH (13.02.2011)
PLEASE CONTACT TO MY SELF TO THIS MOB NO.09866621473 or evaturibros@in.com immeidately.
please, please please, please, please, please, please.
FEMALE ALCOHOLIC IN EARLY RECOVERY
Posted by Persephonelizz on 2011-01-02 12:58:58
Live in a sober house with other women in recovery. Also need help to pay rent to Little Creek Oxford House til I get on my feet.
MUCH GRATITUDE to anyone who can help.
Need help with wheelchair
Posted by jasonl on 2010-12-13 10:58:58
Low on Funds to reward myself fo rmy sobriety
Posted by Micheald1 on 2010-12-11 23:58:58
After nearly eighteen years of daily drinking gin excess of a case of beer plus a day I made the life saving decision to quit. I spent two weeks in my bedroom when i was not working trying to cope with excessive withdrawal symptoms to include; severe shaking, cold sweats, never ending headaches, and food deprivation.
At the end of those two weeks I entered myself into a rehabilitation facility and began the process of becoming clean and sober. Through-out this entire time I worked a full time job, became the only employee for the company to specialize in installation, and tried to keep my marriage and family together.
I have since enrolled in Adult education classes and completed my Associates Degree in Human Service Management, began my Bachelors degree in Psychology on my way to becoming a Chemical Dependency Councilor for Troubled Teens and at risk Young adults.
I would like to reward myself by building the one and only Hotrod vehicle I will ever own. I have a specific idea of what I would like my Hotrod to look like including drive train, paint, and interior. A basic Hotrod in the fashion of the Classic Roadster on a Budget is my goal.
In order to achieve my goal I am in need of approximately $2500 for the frame, body, and running gear. I have an engine and the skill and desire to complete this "Reward to My Sobriety" in the next eighteen months.
Any and all assistance in allowing me to achieve this goal are very heart felt and appreciated. All progress will be documented and updated on a monthly basis for all contributors to see.
Thank you for your consideration and time in reading my request for assistance.
Have a great day.
