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Need $9000 or I'll lose my home...

Posted by kelly91 on 2012-05-14 12:58:58

Hello. I'm Kelly, and I'm twenty. I'm a college student in Georgia, and I was disowned by my family a few years ago. I've been trying to find a job for a year, but I haven't been able to get anything despite applying to every business I could get to.

My financial aid has been enough up to this point to get me by, but a few emergencies came up. Now, I only have $500 to my name, and I have to make it through August before I'll get my next year's financial aid! I've been getting behind on my bills. My rent is $265 a month. My bills are roughly $140. I'm at my wit's end. I need help. I'm scared, and I don't want to have to drop out of school.

Any help you can possibly provide will go a long way! Thank you for your time.

Panic Disorder, Agoraphobia and sick father and friend...HELP!

Posted by SoInNeed on 2012-04-27 15:58:23

I have anxiety disorder, sometimes raging agoraphobia and also fell in 2007, causing two vertebrae to bulge and also did some nerve damage to my left arm. I suffer from severe back pain, hip and leg pain everyday and I drop things with my left had constantly! I tried and tried to push on, through the pain and depression I had but finally cracked and I was laid off in 2010 from my job for not being able to handle the pain or the pressure and stress and shortly thereafter met a guy who I will call Jake. Jake has panic disorder, agoraphobia and dependent personality disorder. His family had abandoned him, his friends had become fatigued with his panic attacks. He was in a bad situation being abused by someone who was taking advantage of his disabilities. My mother had over 20 years of suffering this type of illness and was in an abusive marriage, and I had had my own issues with anxiety and depression so I felt I had to help. I invited him to come live in my home. I told him I would do all I could to help. I arranged some free therapy. Introduced him to my friends and family. Gave him all the kindness and love I had in me.

I had hoped it would help. It has not. He is still depressed, still agoraphobic and the worst part for me, still has dependent personality disorder. Now for those who don’t know what this is, well it means I can’t leave the house without him and naturally he can’t leave the house without me. We have not been more than 50 feet from each other in the year he has been here. He can’t go and do anything like movies, bowling, shopping or anything like that so I can’t either, when I myself feel able to do any of those things that is. Don’t feel sorry for me though. I have fallen in love and this is a small sacrifice to make sure he is okay.

We both applied for disability five months ago but it is still working through the process. My unemployment ran out six weeks ago so we have no more income and to make matters worse my father who has early onset dementia with psychotic features had no where else to go so he is living with us now. This has all put serious strain on me. How to pay bills with no money? How do I help this man I love get better? How do I get my sick dad, who has no one else to help him get to appointments with doctors and therapist when I can’t leave the house myself? How do I get better?

I am in serious need of help. I need to be able to at least keep the house and keep the lights on. I don’ t know what to do. I am lost. There is no help for someone who tries to help others. I called the department of family and children services and asked if there was any government program or even charity they knew of that I could apply for help with and they acted like I was a crazy person. She was like, “I’m sorry, I don’t know what to do for you.”

I am out of savings and my bills are due. I have appealed to family and friends but they are all strapped themselves. I have sold my van, a computer and anything else I had around my house to survive but I am tapped out. Now I am here, depressed and hurting all the time, my friend is here, depressed and we both are having a lot of anxiety. My dad is here and has no where else to go and I am so scared. I have never been in a situation where I had not only my life but the lives of others in my hands and I can’t do anything.

I feel helpless, hopeless and sometimes think it’s not worth going on. I just need some help making my bills for now until disability comes through. Then some of my stress will be reduced. Some that is. But that is most pressing right now. Like I said, keeping the lights on and a phone and car going in case of emergencies.

On top of everything I feel so alone. I have to try and smile because I don’t want my friend or dad to worry. I won’t them to know I am gonna be here for them and not let them down. But I don’t know where to turn to get the help so that does not happen. I am afraid. I am scared. I am depressed and stressed. I need help.

need a little help

Posted by poppycat on 2012-02-18 03:58:45

Hi, i am a bit embarrassed doing this but i thought if you don't ask you don't get, i am a working mum from Scotland on a very low income, my partner is unemployed , has not been able to get a job for two year,my problem is my wages just cover the rent, council tax and utilities, the bit that is left i use for food and travel cost to work, there is nothing left to save for emergencies,buying clothes and shoes is a luxury right now and if anyone could spare any money at all to help i would be very grateful, hopefully the job situation will improve at some stage and i will be in a position to help others in the future, thanks to anyone who can help.

Trip to Japan!!!

Posted by FemaleCollegeStudent on 2012-01-20 11:58:39

I am a full-time college student working two jobs and living on my own. I use my money to pay bills and the small amount left over goes into savings for emergencies. I'll be graduating in the spring next year (2013) and I've always wanted to go to Japan. I know it will take me a few years to actually save up enough money for the plane ticket alone! Please help get me to Japan :3 no donation is too small :)

HELP! Marooned in South Africa!

Posted by hairybuilder_33 on 2012-01-14 06:58:34

Hi, My name is Rob. I am a Scot by birth. I have been stuck in South Africa with my wife and 5 yr old son since 2006. We met while working for the same company and after 2 good years together in Scotland decided to marry. Our original plan was to come to SA to get married. My wife’s family is all from here and it was too costly for them to travel to the UK. Besides, the weather is far better for a wedding here. The currency was also very favorable.
After we were married we looked round and decided to give “the new South Africa” a chance. What a mistake that has turned out to be! The work situation for white people only held out until 2009. I am a self employed builder and carpenter with some 12 years experience and many successful projects to my name. My wife Lee is hunting for a job at present, she was retrenched in December. Due to the fact that we have legislation here in SA that denotes which jobs can be given to whites and which have to be given to non-whites. Here I fall into problematic territory. There are practically no jobs that I can even apply for! We have been surviving on small jobs to keep money coming in, however the situation for whites here is getting worse. As a sole trader I am unable to apply for tenders, quotes etc. This makes finding profitable jobs almost impossible. The jobs that come in usually get me around 100 rand per day (equivalent to 20 US dollars per day). It is barely enough to feed the three of us. Food prices are rising rapidly here. We are getting nowhere! The downturn here made short work of what savings we had. The only saving grace has been that we have stayed out of debt. I honestly don’t know how much longer we can stay that way.
You may be wondering where all of this is leading to, let me explain. We have applied for many jobs in the UK over the last 2 years. We have been accepted for several positions with included accomodation. As a UK citizen I can return with my family and work there. However, We cannot get enough money together to relocate the three of us back to the UK! Our target is 5000 US dollars. This will allow my family and I to get flights with some left over to see to emergencies. (with a five year old you never know!!!)
Any donation is most appreciated by the three of us.

4 Person Family in Dire Need Of Help. PLEASE READ.

Posted by WinterNights on 2012-01-12 17:58:32

I have come across this site in hopes of people out there that can read this and hopefully assist my family with our financial emergencies; because there are many. I am a 26 year old male, and the only one who has a job right now in my family. I have a younger sister and younger brother. We live with our Mother in a small, cramped, decaying 2 bedroom apartment that can barely be suited for 2 individuals, let alone 4. Our Father has abandoned our family, this being several years ago. Since that time, and even before that time, we have been struggling with bills, rent payments, and utility expenses that are not included in our rent. After my Father left, the situation has gotten increasingly worse, with the term "living paycheck to paycheck" sounding like it would be a better life. We are living well below that standard, with the money I'm making barely covering rent payments; sometimes going into the next month. My bills are always 2-3 months behind, because I simply cannot pay them. My Mother's bills are even worse, some 4,5, even 6 months back. We simply do not have enough money to get back on track, and I feel that soon this battle may be lost if something goes wrong. If I lose my job or somehow become incapacitated; we are homeless, it's that simple. In total, truthfully my family needs close to $70,000.00 to get out of our financial crunch. This includes my bills, as well as my loan for my truck, being the only family vehicle and me as the only one who can drive. I have $12,000.00 left on that loan, and due to rent I cannot pay it. If I default(I have already received repossession letters), we are in serious trouble. My other bills, such as credit cards and loans against my 401K to pay for rent are roughly $15,000.00. Credit cards were maxed out to pay bills, and I could not make the payments back, that is why they are maxed out. My sister's student loans for college, which are approximately $30,000.00, my Mother's bills which are ALL behind, are close to $14,000.00, which are credit cards again for bills, and interest on those cards due for over the credit limit penalties. I beg any and everyone who is capable and able to donate to please do. This situation is not getting any better, and I fear the worse. With eviction threats, repossession letters, and certified mail coming with threatening legal actions being taken against us for being unable to pay these bills, stress would be an understatement. Rent is $1575 a month, not including utilities. With utilities, we pay over $2,000.00 a month, just to keep a roof over our heads and appliances for food working. PLEASE, we need help, desperately and immediately. I thank anyone who has read this in advance. Thank you so much, any contribution would really be a blessing.

Need Money to Move

Posted by JeanDePrato on 2012-01-11 21:58:32

I'm 64, male, disabled, and on a low fixed income. Because of a bad decision to join a friend's business I'm now in Tennessee and stranded. I need to go back to Florida where I had better health care and more help with food and day to day needs. The system here in Tennessee is MUCH tighter as to benefits and with a tiny income it leaves me NO money for emergencies - much less relocation again. My friends here cannot be counted on to help me go back to my life in Florida.
Thanks for reading.

A little hope is hard to come by, perhaps a bit of help?

Posted by Spyke on 2011-12-15 19:58:41

It has been a difficult month. The dog got attacked by cats over Thanksgiving and had to go to the vet. The day after we took her she was grabbed by German shepherds. Though she's fine physically, I worry that she is going to need training to calm her down on leash again. A drunk driver hit us last week and totaled our car. We have student loans that are due and precious little to eat in the house. We have one income but we need two, we need two cars but the one we had to buy is two years older than the one we lost because we didn't get much from the insurance company. Nobody is willing to hire me at the moment, after family emergencies, marriage, and full time classes kept me out of the work force for two years. Once I graduated, there was nobody willing to hire, and I got caught in an unemployment trap, stuck with a clean slate, all the right education, and no experience at a time when experienced people are filling entry level jobs. We worry about the coming year with rising rates and costs, and we wonder if we can make it any more. I would really like to be able to pay down on my loans. It feels like it's too late for Christmas, really. Our extended families are all limited income so they can't help at all. There's not a lot of hope around here and a whole lot of worry. I would really like any help at all. A little cheer, especially in the holiday season: a little bit of help for the car, the rent, the student loans, the fridge. I don't ask much, just if you stop by this, don't ignore it; contribute and pass it along. Help restore hope to our fledgling family. Help me show my husband that not everyone in this world is interested in taking and destroying.

Ministry Trip to FL

Posted by iHonorTheLord on 2011-10-01 20:58:04

I am a college student majoring in Worship Ministry and Spanish. My name is Jess, and I have a big heart for reaching children and youth. This site was a last resort for me, I don't like asking for money, but I need it. I am supposed to be going to Jacksonville Florida sometime within the next few months, but due to recent car trouble, and unexpected hiccups, I can't buy my ticket to or from Florida. I will be ministering to the youth and outreaching with a good friend who lives there. But I just don't have the money, being a college student to pay for a plane ticket. I would've gotten the tickets sooner but I didn't know if I could get my schedule with work and school to be free enough for my two week trip. I am praying for a miracle from the Lord, because honestly this is my last attempt before just giving up. I know that there are alot of other people in need on this website but if you would consider donating to me, I would greatly appreciate it, more than you could ever know. I know that God will provide because He is Jehovah Jireah, and He is good, we've been praying about this for months and I was really looking forward to it until my car needed a new transmission, and I had familiy emergencies that took up my "Florida money". You can contact me at jessicamariesmith@live.com for more details and further contact information. Thank you for taking the time to read this and God bless!

I hate using credit cards on doctor bills.

Posted by curious on 2011-07-17 13:58:02

I keep two credit cards for emergencies, and for the past three years, various doctor bill have had me charging on the cards to pay the doctors. I really hate using credit cards, because of the interest they charge, but that is how I stay with money to live on. Everything else, I pay with a debit card so that I am not getting into debt, but then another doctor bill comes in and another charge gets on the card.

I would just like to get the card paid off, so that I would not have to think about it again for a while. I am not broke yet, and hope not to be. I am just trying to stay ahead of the debts.

I hate using credit cards on doctor bills.

Posted by curious on 2011-07-17 13:58:01

I keep two credit cards for emergencies, and for the past three years, various doctor bill have had me charging on the cards to pay the doctors. I really hate using credit cards, because of the interest they charge, but that is how I stay with money to live on. Everything else, I pay with a debit card so that I am not getting into debt, but then another doctor bill comes in and another charge gets on the card.

I would just like to get the card paid off, so that I would not have to think about it again for a while. I am not broke yet, and hope not to be. I am just trying to stay ahead of the debts.

Myasthenia Gravis

Posted by tessa on 2011-06-01 09:58:33

Hi there i am from south africa. My partner was daignosed with a chronic illness namely myasthenia gravis a muscle weakness disorder. Due to the illnes my Partner is unable to work. My partner have to be hospitalised on various occassions and medicall bills keepsm paling up. We cannot even sometimes buy the basic things. My partner is an artis but due to the illness cannot do any thing. it is an atoimmune neuromuscular disorder. Muscle groups mostly effected include the eyes muscles and shoulder and hip muscle. Muscle that assist breathing may be effected also. The symptoms are drooping eyelids, double vision, slurred speech, nasal regurgitation, weak cough, problems chewing and swallowing, choking, trouble sitting up or holding head erect, trouble walking, feeling short of breath. Sometimes medical emergencies do occur.

We ask for people to each just make a small donation of $1 or one pound each to our paypal acc. myasteniagravis001@yahoo.com.

You are welcom to email us at mediatrading@telkomsa.net

Thank you

Tessa

Need Help With Electric Bill-You Do Not Have to Send Money

Posted by Lulu13903 on 2011-05-21 08:58:46

Our electric bill is $589 which has to be paid by the end of the month. It would not have been this high but two week ago my ignition went in my Chevy Malibu and the repair was almost $400 plus I had to shell out an additional $150 for a rental so I could go back and forth to work.

Here is what happened. We were on budget billing where we paid a set amount-based on an average of the payments we make through the year. Every few months NYSEG checks things over and if the actual amounts are lower that what we pay, we get the surplus. Then, if the actual amounts are more we have to pay the difference. This is what happened to us. Since we had to pay to get the car fixed, we were behind in the electric payment. I did, pay the $250 a week ago. But NYSEG canceled our budget billing account.

If we don't pay the $589, then it will get shut off. However, if we get it paid off, we can get back on the budget billing plan. I plan to have NYSEG automatically take the money right out of my checking account each month. That way we don't have to worry about a missed payment. I already talked this over with my husband. I already have my car insurance taken out the third week of the month. So NYSEG would take their payment in the last week of the month. I am planning to do this with our cable bill. That leaves me with one week of the month for my car payment. My husband would be responsible for the mortgage. That will leave us with plenty of money to save for emergencies-such as future car repairs.

Before I can even start this, I am going to need the $589 by the 31 of May. While we can pay this, it will put us behind on the cable bill and the mortgage. And I don't want that to happen.

I am including my paypal below if you want to make a cash donation-59 people paying $10 will get this paid off.

But you don't have to make a cash donation. Many people just cannot afford to do so. Plus many people feel uncomfortable giving money to a complete stranger. But you can help out by clicking the link below:

http://contributor.yahoo.com/user/189941/lois_ryan.html

This site pays me whenever somebody reads on of my articles-I do some free lance writing on a variety of topics, such as business, health and wellness and sports. I also write some fiction.

If I get 3,000 people to read (or skim) each of my articles, I will have more than enough money for the electric bill.

http://lulusshortstoriesandpoems.blogspot.com/

As the name says this is the blog where I am putting my short stories and poems. I am planning to have another blog for my novels. I have two fantasy novels that i want to share. I don't understand how google does the payments for blogspot, but I am sure that if 3,000 people read my stories and poems, I would at least get something. Even if I don't make money with blogspot, this is my thank you gift for helping me out.

http://thetwilightbible.blogspot.com/

This is my Bible Study Blog for those who are interested. I try to Blog on a regular basis, but can't concentrate on it when I am under stress.

Thank you for reading this and anything you can do is greatly appreciated.
I recently found an affordable apartment in a nice neighborhood, but before I could scrape enough money asside for first & last, I was hit with a hefty vet bill due to my loving cat of many years falling suddenly ill and then having to be put to sleep. I had two jobs, but lost my weekend caretaker job when my only elderly client was mugged at the bus terminal and hospitalized. Now I have just my one 8 to 5 job with a struggling truck dealership, which gives me little financial wiggle room in case of emergencies. I really could use the help in getting enough by month end to move, and maybe some help with this unexpected vet bill.
I recently found an affordable apartment in a nice neighborhood, but before I could scrape enough money asside for first & last, I was hit with a hefty vet bill due to my loving cat of many years falling suddenly ill and then having to be put to sleep. I had two jobs, but lost my weekend caretaker job when my only elderly client was mugged at the bus terminal and hospitalized. Now I have just my one 8 to 5 job with a struggling truck dealership, which gives me little financial wiggle room in case of emergencies. I really could use the help in getting enough by month end to move, and maybe some help with this unexpected vet bill. God Bless you.
I recently found an affordable apartment in a nice neighborhood, but before I could scrape enough money asside for first & last, I was hit with a hefty vet bill due to my loving cat of many years falling suddenly ill and then having to be put to sleep. I had two jobs, but lost my weekend caretaker job when my only elderly client was mugged at the bus terminal and hospitalized. Now I have just my one 8 to 5 job with a struggling truck dealership, which gives me little financial wiggle room in case of emergencies. I really could use the help in getting enough by month end to move, and maybe some help with this unexpected vet bill. God Bless you.

College student in need. Trying to make a future for myself.

Posted by LMarie on 2010-12-18 12:58:58

Hi everyone. It feels so sad for me to be here, but I almost have no other choice.

My name is Marie. I'm 19 years old. I live in Puerto Rico. Today I'm at my second year of college. It's being a real struggle for me. My mother is a teacher, so I don't qualify for federal aid like the pell grant. Yet she doesn't make enough money to pay for my college expenses. She works at school all day and tutors some kids in the evening.

y tuition is about 2,000 dollars a trimester. That is about 8,000 a year. I have taken 2 student loans and my mom has helped me with the rest.

I don't have a car and there is no real public transportation system here. So when i try to looks for jobs that I can go walking, employers say i don't have enough experience.

I'm studying a bachelor in graphic design. I had find freelance jobs where i would work for less than 3 dollars an hour designing flyers and bruchures. I did them with free software and the employers computers. Slowly i gained enough money for a laptop. And then 2 weeks ago it was stolen from my small apartment.

I usually go by 1 meal a day, mostly junk food cause it's the cheaper i can get. I have 4 jeans in my closet, 6 shirts and 2 pairs of shoes. I don't have a celphone for emergencies and I live alone in a small apartment near the campus that pays like 300 dollars a month. My mom is at home 2 hours away.

I'm too young to get a credit card here. I must be 21 to qualify. And my mom has bad credit so I can't afford my new computer. If i had my own computer i could do more graphic design freelance jobs at least enough to eat.

Now my brother is out of highschool and my mom can't pay for his education because of me. That makes me feel so bad.

My dream is to make an honest living and be successful in the future, so I can give back to those in my position. I want to work and be productive but without an education or experience it is impossible to get a job.

Couple Wants 2 Escape From New York

Posted by mgiorgio on 2010-11-01 11:58:58

I moved to New York from Texas to be with my girlfriend about 2 years ago. Things are working out real well and we would love to move to Providence, RI to start our new life together but we simply can’t afford to move there.


Living in New York City has been a culture shock for me (we live in the Bronx) and the stresses do not out way the positives. I really want to move but, we are just getting by with what little we both make, living in a dangerous area because that’s all we can really afford.


Let's face it, relocation sux. It is the most stressful situation other than dealing with a loss of a loved one. Renting a U-Hul, paying for the gas, finding adequate affordable housing and securing 2 new jobs is going to be tuff, especially in Providence’s market. Providence may have its shortcomings, but it meets our basic needs.



Although this is going to be a task for me to commute back and forth (almost 4 hours each way) to try to obtain some footing; I am willing for the challenge to provide a better quality of life for both of us. Call me a Southern fool, but I want to do the very best for my girl, for our mental health, and our future.



I’m not too proud to say that we need some assistance in getting there.

If you can even contribute a dollar, it would be greatly appreciated. We don’t have any family that can afford to give us a loan, so we are giving this a try.

BTW: we are saving on our own; eating lots of spaghetti, toast, and rice. If we don’t die from carbohydrate poisoning first we should be able to raise a good portion ourselves. We need to raise about $1500 more before our lease is up Feb 28th. All monies raised is going towards moving expenses, trust me….we are not asking for money to buy a new pair of fancy shoes or a new dress.


I know that this is a lot to ask from strangers especially, since there are other people with posts with more dire emergencies. Be that as it may, we still have our hope and faith that with your generosity, we can make this happen.



Thanks Yall








Couple Wants 2 Escape From New York

Posted by mgiorgio on 2010-11-01 11:58:58

I moved to New York from Texas to be with my girlfriend about 2 years ago. Things are working out real well and we would love to move to Providence, RI to start our new life together but we simply can’t afford to move there.



Living in New York City has been a culture shock for me (we live in the Bronx) and the stresses do not out way the positives. I really want to move but, we are just getting by with what little we both make, living in a dangerous area because that’s all we can really afford.



Let's face it, relocation sux. It is the most stressful situation other than dealing with a loss of a loved one. Renting a U-Hul, paying for the gas, finding adequate affordable housing and securing 2 new jobs is going to be tuff, especially in Providence’s market. Providence may have its shortcomings, but it meets our basic needs.



Although this is going to be a task for me to commute back and forth (almost 4 hours each way) to try to obtain some footing; I am willing for the challenge to provide a better quality of life for both of us. Call me a Southern fool, but I want to do the very best for my girl, for our mental health, and our future.




I’m not too proud to say that we need some assistance in getting there.




If you can even contribute a dollar, it would be greatly appreciated. We don’t have any family that can afford to give us a loan, so we are giving this a try.



BTW: we are saving on our own; eating lots of spaghetti, toast, and rice. If we don’t die from carbohydrate poisoning first we should be able to raise a good portion ourselves. We need to raise about $1500 more before our lease is up Feb 28th. All monies raised is going towards moving expenses, trust me….we are not asking for money to buy a new pair of fancy shoes or a new dress.



I know that this is a lot to ask from strangers especially, since there are other people with posts with more dire emergencies. Be that as it may, we still have our hope and faith that with your generosity, we can make this happen.






Thanks Yall