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I'm a single mother aged 35. I've lived in California for almost 14 years ( it will be 15 this year on memorial day weekend.)
I’m going to be a little blunt, because I'm tired and I want to give up so bad, but I can't. I'm better than that and my kids are my motivator. I wake up everyday and remind myself of 2 things :1) Faith is what you have when you all your beliefs are blown to hell. 2) What doesn't kill you makes you stronger -Nietzsche

I am a 35 year old educated, ambitious, head strong woman. I have owned my own business with my soon to be ex. I know what hard work and determination are. I went to private school and I am educated. I value my community and have always given back and will continue to do so. I also know that I have the drive and determination to get myself back on track. I'm not ASKING for a handout, I'm asking for help up! I also know what loss is. I don't have the business, a house or EVEN the car anymore. We lost everything. He bounced back , I didn’t. All I have is HOPE, that someone or some program can help me carve a path back to self sufficiency.
It's gone continually downhill.I am amazed at the allotment of programs for both housing and employment for all different walks of life. However, what about those that are just struggling. No hang ups, no record, just struggling and are LOW INCOME. I'm not writing this to make you feel sorry, I'm writing this because I have exhausted possibilities that I have researched both on my own or been given the information to do the work with.
There are people who struggle everyday through no fault of their own. They don't want a hand out, but help up would be a relief. Society doesn't need band-aids they need solutions.
Not every county, city or state program fits everyone's needs.
First of all Section 8 has been closed since BEFORE I left my marriage so that idea could never work. The list has been closed for years. Because I have limited time with my children, I do not qualify for CALWORKS. I have tried getting assistance in every way possible. I had very little unemployment left since I have been struggling to find work. I was delayed for about 3 months because they needed verification and I had to appeal and request a hearing. I have won my appeal but will only receive $91/week and for a short period of time.
I took a project management class through WIA in 2011, and I was able to get CTB benefits. I NEED HELP. I have hit the absolute worst point in my life and still refuse to give up. I have been looking for work and am now HOMELESS.I am in week 3 of staying in an extended stay hotel (paid for by my mother back east, who makes maybe $26,000/yr in PA) I recently sold my car because I needed to pay bills and rent. I have maybe $75 to my name.
The fact that they say there are services for low income/ homeless is frustrating. I say this because there is no category for me. I'm not a drug addict or in recovery. I don't have a mental illness. I wasn't in prison, I don’t' even have a RECORD. I can proudly say I've never been arrested or even in the back of a cop car. I'm not a victim of domestic violence and I do not beat my kids. Why aren't there programs in place for single parents struggling to make it? Everyday people that are responsible and respectable. I understand the need to assist those that may not have the capacity to take care of themselves. However, I have a huge problem with the fact that Santa Clara County & all programs (private, govt or state funded) will rehabilitate and reintroduced felons into the community, but if you're poor, homeless, no record, are looking for work, have high intelligence; sorry, you can't get help. This sounds extremely cynical and jaded, but I am a little after going through all I have.
I have been told constantly “I wish I could do something but we don't have any programs to help you.” My favorite reply is: "Yeah and you have done everything. I'm surprised you even knew about all the programs you did"
I have talked to employment counselors, program coordinators, program advocates and case managers, volunteers, just about anyone. The bankruptcy is hindering my chances of securing housing, even if I had employment.

The icing on the cake has to be with food stamps and General Assistance. I qualified for Cal-Fresh. However, at the time I had a car worth $2200. So I wasn't able to get General Assistance. Fast Forward a year later, I HAD to sell my car to pay bills. Now this month when I went for General Assistance, I qualify.

It's a never ending cycle, a constant push down. I can take public transportation to work, but to get around and see my boys and being able to transport them would be extremely difficult, not to mention financially stressing. I have scoured employment books, read articles, searched the library, spent hours online trying to find a job, program, a company, anybody who could be a resource whether for low income assistance or employment.
I can probably tell you about a plethora of services this county (Santa Clara) offers for both income assistance and job services.I am registered with CALJOBS; I know all the career sites and have my resume there. I get interviews, however I am starting to think the bankruptcy from loss of business is holding me back when employers do background check.
I also could teach the business writing class or the resume writing classes they offer at Work2Future, I practically did when I took them. I could do the same at Sacred Heart. I've been to InnVision and EHC. I’ve talked to Sunnyvale Community Services. Boy he was a treat he sounded older then my 80 yr old grandma. When I said I need housing and employment help, he gruffly told me to check the newspaper and hung up. I've called St Josephs in Gilroy. I've talked to a program coordinator at West Valley Community Services. I called the Sobrato Organization hoping they had ties to something and one the employees just by grace of god happened to pick up and take my call. I was able to talk to someone at HIF (they couldn't help)
.
I am responsible, respectable and just want to work, have a place to live, and be able to have my children 50/50. I have no police record. I am not in recovery, nor have I ever had to be in a program
I want to work and am attaching a compilation of ALL my work skills. I would not send this out otherwise, I would tailor it specifically to the job I am applying for.

I used to volunteer as much as I could I like being active in my community and helping others. I'm still about that I believe in PAY IT FORWARD. I believe the good you do comes back to you tenfold and that no matter what is going wrong in your life, someone else is struggling just as much if not more; so be thankful for what you have.
I attend church and was a hospitality volunteer for that as well.
I just need help getting on my feet. I have no family, other than my children here in CA.
I do not want to move back east and be far away from them. I want to work, I want to live again. I want to smile and mean it.

I hate what my life has become and know that I am SO MUCH BETTER THEN THIS.
Please help me : money is fine, but it's only a temporary fix, please help me find a program that can assist me in getting on my feet, direct me to employment, and most of all afford me the opportunity to have my children much more consistently so I can be a mom again.
Thank you
Courtney DiMiceli

Musician / Songwriter Needs Your Help- Will Give Something Back!

Posted by bingobrown on 2012-04-22 17:58:39

Hello,

I am a UK-based songwriter and musician and am struggling badly to support a family with partner and 2 kids. I have become overwhelmed with debt, bills to pay etc. I am basically drowning. Although I have a part-time job, it doesn't pay much (the job is all I could get) it's still proving very difficult to make ends meet and the trend is dispiritingly downhill. I'd like to propose a genuine offer to hopefully encourage some donations:- I have made several solo albums of my songs, which are available on iTunes. My proposal is that for anyone who donates some money to me via Paypal, I will reply to your email address with a link which will enable you to download an album of ten songs in return, for whatever you can afford to donate. I would really appreciate any help and will be glad to give something in return. It's basically all I have to give! Thank you so much

Recently Widowed, In dire need of help.

Posted by wpanther65 on 2012-02-17 00:58:55

Love story that actually came true. My husband and I were high school sweethearts at Mascoutah High School. Both of our dads were in the military and we lost track of one another. It took 27 years for us to find one another. We were both still in love with one another after all the years we were apart. We found one another again on face book. I moved from TX and gave up a good career to move back to Mascoutah so we could be together.

We had quite a bit of money saved up but after moving here I have had a hard time finding a full time job. I took what I could just to keep money coming in but it is only part time and pays less than half of what I was making. My husband was disabled and awaiting a liver transplant so he only had social security disability for income.

Our dream was to buy a house in Mascoutah after I found a good job but unfortunately we never got to live out that dream. 6 months after moving here his health went downhill. We used all our savings to pay rent, utilities and medical bills for him going in and out of the hospital on a regular basis. No matter how many jobs I have applied for no one even calls to give me the opportunity to interview.

After all these years we finally got married September 30, 2011. This was our dream come true. We were really looking forward to spending the rest of our lives together but unfortunately that did not happen. My husband became really ill and passed away December 8, 2011.

He was so worried about me being taken care of and he thought I would continue to get his social security disability money if something did happen to him but I knew I wouldn't and I didn't have the heart to tell him that I wouldn't. I am only 46 and I would have to be 60 to qualify for his benefits. I am just happy that he passed away thinking that I would be taken care of.

I used the last little bit of savings to pay toward his funeral expenses and I was fortunate enough to raise some money by having a trivia night in his honor. I have enough money to pay the rent for February but no money for any other bills such as utilities or any remaining funeral expenses or to even buy a headstone for him. I also have a 21 year old son that I have been putting through college and now I have no way to help him continue his education.

I rarely eat or sleep worrying about how I will survive on my own and ending up on the street homeless. Some days I wish the good lord would have just taken me at the same time because I feel so lost and alone and I lost my one and only true love.


I have never had to ask anyone for money and I feel ashamed that I am but I really want to live out our dream of buying a house in Mascoutah one day but the most important thing right now is finding a way to survive without becoming homeless. I have no one else to turn to.
Michael O. Cortez, born Friday, Oct. 18, 1963, died Thursday, Dec. 8, 2011, at St. Elizabeth Hospital in Belleville, IL. Survived by his wife, Wanda Cortez of Mascoutah, IL. This information can be verified by: Kurrus Funeral Home 1773 Frank Scott Parkway West, Belleville, IL 62223 (618)235-2100.

You don't know how much this means to me and I would so greatly appreciate it if anyone can find it in their heart to help me. I am trying to hang in there and I am really hoping to have some kind of future to look forward to. I have worked so hard all my life and I don’t want to give up on everything that I have worked so hard for.

God Bless you all and words cannot even begin to describe how much your help would be greatly appreciated.

Urgently need help

Posted by vlsvls on 2012-02-04 09:58:39

My begging request is serious enough for me to google for help. I am hoping somebody out there will help us.

Our house is presently freezing and I am in dire need of temporary help to get some fuel to keep us warm as well as my precious lil dog. We ran out of fuel and because we have no money to pay the gas company in back fuel, we cannot get any propane. To add inujury to insult, we are also behind on our property and school taxes. We have a house in Michigan that we were renovating by the skin of our teeth so that we can sell it for money, but just yesterday, we received a certified letter with a tax foreclosure on it.The property taxes on that house is behind. We cannot afford to foreclose on this house as it is our ticket to some money to help us with this house. We owe the contractor money for the work he has presently completed. He is now threatened to put a mechanic lien on the house. As you can see, our dire situation needs help as soon as possible.

We got behind in all bills because we ran out of money. My significant other was diagnosed with cancer in 2009 with multiple surgeries and since then, we have been going downhill. Utilizing our savings, selling everything we can possibly see. We live month to month now from social security and disability checks. I have no place else to turn as my own family does not have any money to help me nor does my significant other. Every place we turn to for help with this issue is a dead end. His disability pays the mortgage. We are truly strapped right at the moment. Is there anything you can do to help us out on this very cold day and with our property taxes? I can pay back whatever money is loan because I have a law suit settlement pending for a car accident I was involved in which required my having surgery. I just don’t know where else to turn. Please help me? I am begging. (I can’t get a settlement load because I am on a contingency basis). Our credit scores are not the greatest and that prevents us from getting any type of a loan.

If there is any way underneath the sun someone can come forward and help us, it would be greatly appreciated OR please guide us to a source where we can obtain a loan with the way our credit now stands. I have a judgment (which just recently surfaced) and now I am starting to pay that off at $50.00 per month which is an additional bill I cannot afford.

We have proof of anything I mentioned above.This is not a scam email.

p.s. I have also reached out to the Warren Buffet family foundation for some help per an email I sent and response I received. We are not guaranteed that we will get the help since they receive thousands of letters for help every day.

Disabled, Broke And No Where To Turn!

Posted by tantip1 on 2012-01-14 18:58:48

I'm a 45 year old woman from Detroit Michigan and I'm at the end of my rope. I was hit by a stray bullet in the 90's which left me wheelchair bound and my life has been going downhill ever since. I need help with my rent, lights and food. It's been so hard and I don't know where else to go or what to do. If anyone out there can help me out with anything it will much appreciated, thank you.

my parents and I are getting evicted and I might have to drop school

Posted by NearHomeless on 2012-01-11 03:58:37

Hello, I'm an 18 year old boy.

My father was retrenched a couple years back and things have been going downhill ever since. My parents are both old and sickly, dad has a limp and high blood pressure while mom has a severe heart condition.

My parents are both still working despite their age but they get meagre wages and we might even lose our home soon, I might have to drop my education and start working too.

Please help us, we're desperate. My father never sleeps well anymore and my mother was diagnosed with depression. They see themselves as failures for not being able to keep me in school, for not being able to keep a roof over our heads.

Any amount will do, so please help us out, I'm only 18, every young man deserves a proper education and every family deserves to not have to worry about finding a place to sleep.

Please.

Need to leave abusive relationship

Posted by JPWH on 2011-12-30 01:58:40

Hello, Honestly I can not believe that I am writting this so i thank you for reading. I am a mom to a wonderful 15 month old little boy who is my world. I have never been married however I have been with my sons father for 7 years, 5 of which we have lived together. Our relationship was "movie perfect" at first and it just slowly went downhill over the years. I am not going to lie, he has never physically hurt me. However I have been called names and degrated in front of people for the last time. I need to leave but I was laid off when I was 18 weeks pregnate and have been a stay at home mom ever since.......Just to give an example of what I have to put up with, we were at a christmas party with everyone he works with and in front of everyone he says you have something on your but and when I asked what he said Oh nevermind thats just your wide load sign. I know this may seem very small thing to some of you but thats just an example. I go threw these mean and hateful comments daily. I have told him that they hurt me and wish he would stop but he just said that if i dont like it I should leave...he said that hes not going to put up with me talking back to him since I have gained weight and became ugly, he says he didnt mind "putting up" with me when I was skinner and I embarres him. Now, I am not overweight, in truth I used to be underweight when we met. I could tell stories of the like all day long, and I havent even mentioned the emails and facebook messages I have seen of him telling other women how beautiful they are and how he wishes I wasnt a cow. I just cant let my son grow up in this life thinking this is the way he is supposed to treat women. I know this is part my fault for not leaving him sooner, but that is all water under the bridge now. I have a beautiful baby who deserves better than living in this "family". I cant leave without any money as I have no job. I have put in dozens of applications yet I an told they are not hiring but I will be put on the waiting list. Anything you can offer that can get me and my son out of this house would be forever greatful and if you cant donate a prayer for me and my son would be just as apperciated.Thanks again for your time, and for reading my story.....it felt good to get off my chest for a while. God bless

Tring to get back on my feet

Posted by jalmerol on 2011-12-23 15:58:36

My life is going downhill fast. My parents died last month causing my 16 year old sister to move in with me. While away at the funeral i lost my job and now I cannot pay my rent as all life insurance was exhausted to payoff their house and bills. I am going to be evicted Tuesday and I have come to no other options but to beg. Do onto others they say so lets see if I have done right by others and receive some help

Getting a divorce from habitual liar. HELP!

Posted by ThisFamilyNeedsHelp on 2011-12-06 13:58:11

Please help! 37 year old mother of a 5 yr old and a 12 yr old is getting a divorce from my habitual liar husband. I thought I married the man I would spend the rest of my life with, I had planned on only doing it once. I do not work right now. I was doing hair when we met and he wanted me to quit and stay home with our son until he started school. I saw that our relationship was heading downhill and not getting any better and decided I need to go back to school to finish my Bachelor degree in Business Management. I am hoping to finish up by July or October of next year, 2012. I want to open my own business so I can support my wonderful children and give them the things they need and some of the things they want. My 2 children and I, along with our 2 small dogs, had to move in with my mother, uncle, grandmother, and brother. We have been here for a year on Dec 10th and have been separated from my husband that long. He has given me very little money for support in the past year, spent all the tax return, took out a loan on my previously paid off vehicle and spent that money, and ended up getting me in trouble with a bad check to our previous landlord. We had a 2007 Dodge Ram Quad cab, I was primary on the loan, he was secondary, and he said he was trading it in for a Chevy Equinox, better gas mileage and cheaper payments. this was 3 months ago. I am now realizing, how can you trade in a vehicle when the other person on the loan never signed the papers? So now I have people calling me saying they are coming after me for the Dodge truck. I have no clue what I'm going to have to or be able to do on that.

He put a bunch of our stuff in storage when we separated, we moved to Missouri with my mom and he moved in with a friend in Iowa and then LOST it, so I don't have a lot of stuff I've worked for and had before we even met. The list of stuff he lost...5 seat sectional with chaise lounger, 37" flat screen tv, PS2 and about 12 games, Wii and 2 games, new surround sound, 5 disc stereo system, new bluray player, box of my season dvds like Smallville, Friends, One Tree Hill and ER, a huge box of my Disney VHS that I had been collecting since high school, nice new short entertainment center, 2 end tables, 2 lamps, washer and dryer, refrigerator, tall dining table with chairs, vacuum, electric can opener, butcher block knife set, corelware dishes, stainless steel pots and pan set, toaster, king bed, bookcase, desk, riding lawnmower, 2 weed eaters, etc. I probably could keep going.

I'm living on the good will and love my family offers and my small student loan refunds. I get NO child support. I am looking to pay off $15,000 in student loans, the $6200 loan on my Tahoe, the $1100 bad check and a couple hundred in lawyer fees, and the $1,400 Target Visa he ran up and let go bad. I need 4 new tires, an alignment, and a new windshield on the Tahoe. I would like to build my children and I a house in the next 3-4 years.

My goals...
~ Finish my BSBA in Management, end of 2012.
~ Thinking about getting my MBA.
~ Open my business, if you are interested I can tell you about it. Looking for potential investors. Working toward fall of 2012, may have to be fall of 2013.
~ Build my kids and I a house, which my mother will eventually come live with us. Right now she is taking care of my grandmother. If my business takes off like I foresee, I would like to build as I have the money so I don't have a mortgage, or put 50% down and get a loan for the rest.
~Be happy in life!

I am an honest Christian woman and I believe that the bills should be paid first BEFORE you go out and blow any money on luxuries such as eating out. He eats out a lot!

If you find it in your heart to help me out, please send me a note with how you would like for me to use the money, 3 choices as there will hopefully be others who can help me, and I can send you proof that that bill was paid. This is new to me and my first attempt at "cyberbegging", which has taken all I have. I am proud and have done many things on my own, so it is very humiliating for me to have to take this route.

I would assume your donation is tax deductible, but you will have to check on that.

If this works for me, I will give back and help out others who need it.

God Bless you and your family. Happy Holidays!

Getting a divorce from habitual liar. HELP!

Posted by ThisFamilyNeedsHelp on 2011-12-06 13:58:09

Please help! 37 year old mother of a 5 yr old and a 12 yr old is getting a divorce from my habitual liar husband. I thought I married the man I would spend the rest of my life with, I had planned on only doing it once. I do not work right now. I was doing hair when we met and he wanted me to quit and stay home with our son until he started school. I saw that our relationship was heading downhill and not getting any better and decided I need to go back to school to finish my Bachelor degree in Business Management. I am hoping to finish up by July or October of next year, 2012. I want to open my own business so I can support my wonderful children and give them the things they need and some of the things they want. My 2 children and I, along with our 2 small dogs, had to move in with my mother, uncle, grandmother, and brother. We have been here for a year on Dec 10th and have been separated from my husband that long. He has given me very little money for support in the past year, spent all the tax return, took out a loan on my previously paid off vehicle and spent that money, and ended up getting me in trouble with a bad check to our previous landlord. We had a 2007 Dodge Ram Quad cab, I was primary on the loan, he was secondary, and he said he was trading it in for a Chevy Equinox, better gas mileage and cheaper payments. this was 3 months ago. I am now realizing, how can you trade in a vehicle when the other person on the loan never signed the papers? So now I have people calling me saying they are coming after me for the Dodge truck. I have no clue what I'm going to have to or be able to do on that.

He put a bunch of our stuff in storage when we separated, we moved to Missouri with my mom and he moved in with a friend in Iowa and then LOST it, so I don't have a lot of stuff I've worked for and had before we even met. The list of stuff he lost...5 seat sectional with chaise lounger, 37" flat screen tv, PS2 and about 12 games, Wii and 2 games, new surround sound, 5 disc stereo system, new bluray player, box of my season dvds like Smallville, Friends, One Tree Hill and ER, a huge box of my Disney VHS that I had been collecting since high school, nice new short entertainment center, 2 end tables, 2 lamps, washer and dryer, refrigerator, tall dining table with chairs, vacuum, electric can opener, butcher block knife set, corelware dishes, stainless steel pots and pan set, toaster, king bed, bookcase, desk, riding lawnmower, 2 weed eaters, etc. I probably could keep going.

I'm living on the good will and love my family offers and my small student loan refunds. I get NO child support. I am looking to pay off $15,000 in student loans, the $6200 loan on my Tahoe, the $1100 bad check and a couple hundred in lawyer fees, and the $1,400 Target Visa he ran up and let go bad. I need 4 new tires, an alignment, and a new windshield on the Tahoe. I would like to build my children and I a house in the next 3-4 years.

My goals...
~ Finish my BSBA in Management, end of 2012.
~ Thinking about getting my MBA.
~ Open my business, if you are interested I can tell you about it. Looking for potential investors. Working toward fall of 2012, may have to be fall of 2013.
~ Build my kids and I a house, which my mother will eventually come live with us. Right now she is taking care of my grandmother. If my business takes off like I foresee, I would like to build as I have the money so I don't have a mortgage, or put 50% down and get a loan for the rest.
~Be happy in life!

I am an honest Christian woman and I believe that the bills should be paid first BEFORE you go out and blow any money on luxuries such as eating out. He eats out a lot!

If you find it in your heart to help me out, please send me a note with how you would like for me to use the money, 3 choices as there will hopefully be others who can help me, and I can send you proof that that bill was paid. This is new to me and my first attempt at "cyberbegging", which has taken all I have. I am proud and have done many things on my own, so it is very humiliating for me to have to take this route.

I would assume your donation is tax deductible, but you will have to check on that.

If this works for me, I will give back and help out others who need it.

God Bless you and your family. Happy Holidays!

NEED HELP WITH CAR

Posted by slamb1 on 2011-10-20 20:58:35

I'm in desperate need of help. Four years ago, I graduated into recession, I got temp job but I needed reliable transportation. So, I got 2004 Chrysler Sebring, it was practical car that took care of me and I was able to take care of the payments.
Consequently, my life went downhill because after February 2009, I got laid off and I got hurt and had to get on disability for a year. When I got healed, I look very hard for employment with determination and persistence I found a part time job at Denny’s in August 2011. I was happy about it because my unemployment exhausted in July of 2011 so it was blessing. But until then I was able to take care of my car payment because unemployment gave me enough to take care all of my bills.
Sadly, I work 8 hours a week for $ 8. So, I’m only receiving $200 a month to pay for all my bills which is impossible. As you can see even with this job I'm in jeopardy of losing my car I have 25 more days until they repossess my car. I pleading for you to help me because I cannot lose my car I still it need to look for more employment and to take of business errands. I already paid 16,280 I have another 9,000 to go. I tried refinancing, trading it in, or giving it to someone else but my efforts fail due to my bad credit and low income. I'm very depressed and upset that I can't take care of this car loan. I been trying so hard to keep this car and don't want to let it go. Please help me you are my only hope in keeping my car. Please respond as soon as possible before its too late. Thank you for your time and patience.
Sincerely,
Shakia

Help - I need 50,000 USD

Posted by Jais78 on 2011-10-02 06:58:21

Hi I really need help, I am lost drowing here with a baby on the way my home is at risk debts sky high. Just need a restart. Have gone through a very tough time and need that light. If anyone out there can bring it back before its too late. Save us from this downhill spiral. I have no more options I have used up all my options. So may you all be blessed and lets hope for the best.

Help

Posted by Redd on 2011-09-06 04:58:44

I have been a single mom for all of my adult daughter's life, she has mental challenges, and we have tried for Social Security for years. She has a daughter who is 9, and they live with me, if they didn't they would be homeless. We worked hard to get vocational rehab to get her trained for a job, after 7 years and going from supervisor to supervisor, we got her a job as a daycare worker. The program she's in pays her salary for six weeks, and she needs to be hooked up with a daycare center to get certification. Well the first week, they didn't pay her, because they had to see if she was a fit. She got 30 hours for 3 weeks, and downhill after that. The daycare got reimbursed for her paycheck, and now she isn't getting more than 4 hours a week. I live on Social Security, and I have had to take care of everyone for going on 7 years with no help. I needed new tires, and because I thought my kid was working, I borrowed money to get those tires. Now I can't pay the loan, and we could lose our place to live. It's hard enough to live close to the bone, but the promise of a good job, and have it yanked out from under you, is tragic. I don't know what to do, so I thought I would try this. I pray so hard for help, but God helps those who help themselves. My kids deserve better, we live in a travel trailer in a campground, and the rent is cheap, but no money no place to live. HELP

So many bills to pay help.

Posted by Tarinaz on 2011-08-17 00:58:13

I am almost 23 years old. I lost my job the end of February. Don't have any money to pay bills anymore, no where to really live stay at a friends from time to time. this year has gone downhill went into depression can't pay any of my bills keep getting sick don't have money for medical bills. Have infected teeth can't get them fixed they hurt everyday don't have the money to get them fixed. I want to get over this sickness and work again. I don't want ti die young. I'm thousands dollars in debt I just dont know what to do anymore. My family would gladly help but they don't have much money and live a ways away.

Facing homelessness

Posted by Gibbstez on 2011-08-16 14:58:18

I am out of work due to anxiety and panic attacks, recently had no choice but to move into a place i can barely afford as its for working people only.
Rent is £70 a week. If anyone could help it would be so much appreciated as i´ve no friends who can and no family who are willing.

I was working nights when i was taken to hospital five timesin as many days with panic issues and its went downhill since and im now on anti depressents. It isnt that i dont want to work, its that i have so much anxiety i am unable.
I havent been able to find alternative accomodation, any help you could give would mean everything

Job Needed

Posted by vickinicole on 2011-08-01 21:58:15

I am a experienced receptionist, admin asst. , front desk person seeking any job anywhere in Phoenix, AZ. I am also willing to move to Boston, MA

I am a recent college graduate, recieved my Bachelors degree in May 2011 from Arizona State University.

Life has gone downhill from there. I have applied for a fingerprint clearance card to try to get into substitute teaching. No luck so far with that.

I have not been able to pay my mortgage in 6 months, my place is going into foreclosure.
I cannot keep my electricity and phone on. I've tried getting a roommate, no luck with that either.

I have applied to hundreds of jobs, Wal-Mart, temp agencies, amazon.com, CVS, Circle K.
No luck.
I am on the verge of homelessness and feel depressed and drained.
I need help.

desperate mommy

Posted by israelsmommy on 2011-07-26 02:58:07

I don't like begging like this. I'm sooo embarrassed. We moved to a great new apartment 3 months ago. My husband has been without work for 2 years, well actually in and out of work. I have stayed by his side the whole time. We have 1 son named israel. He is 6. I had two jobs and was able to move my family out of the "hood". A neighbor got shot. We got a nice place then I lost a job. Everything went downhill. Our car is about to go out, its a dodge neon. I had saved enough to get us one, little did I know they sold us a flooded car. Should have known c,ause it was right after the hurricane. I got loans to help but now I'm trying to pay those. Which got me behind on rent. I can't give up. I need help rent is due on the 3rd. Please if anyone is reading can you spare anything? I'm sorry to beg. I'm holding my head up high. School starts soon and I don't want my son to miss a good school. If we don't pay rent we get evicted and have to move in a hotel which we would be considered homeless and I don't know if he can still go to the good school. Please anyone? Anne

Any help would be greatly appreciated

Posted by shawnaluvsdave79 on 2011-07-07 12:58:42

My family and i really need help , my fiancee lost his job and since then we have gone nowere but downhill . He has sought employment and continues to .We do not have a permanent home and stay from place to place we have three kids . Any help would be greatly appreciated even if its just prayer we need it i do not expect a handout my fiancee and myself can and will work . Please just keep us in your prayers thank u so much

PLEASE HELP ME

Posted by kevinharilal on 2011-05-08 02:58:12

I am a 46 year old traffic policeman in South Africa. In 1993, i married accross the racial barriers to a white afrikaner women. we have two children, James aged 11 and Kyle aged 8. Since 2006, our lives went downhill when we were faced with a serious financial crisis.Then my wifes entire family (father, mother and brother) were wiped out in a car accident and this just added to the strain at home. we live in a government prefab house. My salary just cannot sustain my family and i have basically given up any hope of getting out of this situation. there are just so many bills, school fees in arrears of R30,000 other bills in excess of R80,000. i have been blacklisted at the credit companies so i cannot even buy anything on credit. i know this sounds like the usual story, but belive me this is not a normal story. i can give you more evidence of my predictament if you so wish. you can even visit me and my family to wittness what i am saying. pLEASE HELP ME!

school and bills are piling up need help please

Posted by jhdr on 2011-04-04 12:58:04

Hello, begging is the last think I have turned to for help.. I am a college student struggling to get by. Things have been going downhill for a while.. it all started with me being a delivery driver and getting robbed at gunpoint. The took my phone my wallet all my money searched my car. And since then I've had to buy a few phones which all broke, got fired from my job. And have to pay alot of creditcard bills piling up, books for school car payment, and parking in the city.. im very far behind and my family has helped me as muchas they can and I don't know what to do anymore. I can barely afford food. Please help me out through this tough time in my life.. the favore will be returned.. thank you so much

Need help with Dental expenses.

Posted by teethchaos on 2011-03-17 15:58:59

I am in desperate need of help coming up with the money to pay for major dental care. During my 3rd pregnancy, my teeth and gums went downhill fast and I ended up losing portions of my top teeth while developing gum disease. It started with an abscess tooth which spread to the connecting teeth on each side. Being that I was pregnant, the dentist wouldn't do a whole lot to correct the problem and now I am suffering with an ugly "smile". Actually, I haven't smiled in 6 years and I am embarrassed to even talk to people because they stare at the disaster in my mouth. I have problems getting a job and all I want is to live a normal life again. I am asking for extractions of the top and right side of my mouth which each tooth costing between $80.00 - $120.00. I just cannot afford it. Please help me.

The surprise of our life has created a need for change...

Posted by joepatterson on 2011-02-14 11:58:58

My wife and I have a baby girl that the Lord was willing to bless us with unexpectedly. My wife was not supposed to be able to have children, but other plans were put in place for us.

I live in a neighborhood that is going downhill fast. I purchased a house for $210K that was valued at $240K about 4 years ago. Today the house is worth about $155K and I still owe about $206K. My daughter is in a neighborhood that is not safe enough for her to play in the yard and the schools are horrible.
I have the option of foreclosure or bankruptcy, but my conscious is just not ready for that. I am not late on my bills; I do live check to check. I owe about $40K in other debt that my ex wife was kind enough to leave me. This debt started about 12 years ago at 250K. I have done well to pay it down to the 40K but it’s still there.

I am looking for someone to help me. I need to get my house down to $155K and my debt of 40K paid off so I can sell and move to a location that is safe for my family and I can raise my daughter there.

If I am able to get this assistance, I will in return be helping others on this site achieve their goals and will do my best to pay it forward.

Just a side note: My wife and I do not smoke, we are 100% non alcoholic family, we both work professional jobs that we have been doing for 7 years (me) and 18 years (her).

I appreciate anyone who has ever help others on this site. Your kindness goes a long way. For those that do not say thank you, I’ll say it for them. THANK YOU

PLEASE HELP MY FAMILY

Posted by jamieb1773 on 2011-01-01 15:58:58

I'm a 37 yr. old man with a family that includes me,my wife and 4yr. old daughter.I also have 2 daughters from my previous marriage that I pay support for and take every weekend.2010 was a year long downhill spiral for us.First I lost my job of 6 years due to a company shutdown.I was told of the closing the day it happened.We were already struggling to make ends meet and my wife had just started back to school at night for nursing.After going on unemployment my wife had to stop school to pick up more hours at work.We had to take our daughter out of daycare which meant she had to stay home with me which put me at a big disadvantage for looking for work.However,I can't tell you how many times I've taken her to put in applications and even on some interviews.Believe me,it does'nt help your chances of getting a job showing up with your 4yr. old to do an interview.I finally did get another job only to be laid off 3 weeks after I started.This meant I was'nt there long enough to apply for unemployment.This was over about a 7 month span in 2010 and over that time we fell further and further behind.Luckily I was able to work off a good bit of rent by doing work for our landlord at night after my wife was home.He had alot of properties and I'm a professional painter/handyman by trade.Then in August my landlord came to us and said he was selling the house and we had about 45 days to move.He also refused to help us financially in anyway to make the move and even kept our deposit stating,"I filed bankruptcy,sue me".We found a program that helped us secure another apt. and we moved within 30 days.After we moved in we found out the apt. was infested with mice,ants and other insects.The new place was a nightmare.We found out the young man living under us was physically abusing his girlfriend almost every night as we had to listen to this every night and my daughter witnessed several acts of abuse in the hall and driveway.Continuous phone calls to the property manager and police resulted in nothing being done.These two would break and smash things,yell,swear and slam doors that shook my whole house and broke things on my walls.After about our 5th call to police and the manager we woke up to 4 flats and all our windows broke on our car.Then another couple moved in across the hall from these 2 and this man was physically beating his girlfriend and doing drug deals in front of our house.3 days after they moved in our apt. was broken into and we had several things stolen,including every new toys and clothes we had been buying little by little for my daughters Christmas.It was'nt much,but it was all we had for her.Alot more went on there everyday and I knew we had to move but we had no money.I ended up posting an ad on craigslist and asking people for help and we found someone to let us move in with no deposit or anything.We were forced to move a week before Christmas.Christmas morning we had 3 presents for our daughter,all from toys for tots.Now we're in a new apt. with no way to pay the next months rent or much of anything else.My wife's hours were cut almost in half due to downsizing and cutbacks,I am unable to find work and I don't know what else to do.we don't even have a phone for potential employers to call.I use a free voice mailbox and then have to go to a payphone to return calls if I can find change.We've had to sell anything we had of value over the past 4 or 5 months to semi-survive.We have a car that someone donated to us and I was just told it needs about $2,000 worth of work.Neither my wife nor I have any family still living.We do receive foodstamps and are told that's all we're eligible for here in Mass.We also go to foodbanks every week.I actually tried panhandling 3 times and once I was arrested,another time I was beaten up and the last time I made $12.00 in 10 hours.I don't know what to do.It's gotten so bad the last two months me and my wife have discussed possible temporary(hopefully temporary),foster care for my daughter.I can't imagine losing my daughter for any period because we don't have any money for a place to live.It's tearing my heart out to have to write this.We are very good people.We've always worked hard,have never drank or used drugs and done our best to be good,honest people.We just need a little help.Anything anyone can give will help.Be it a dollar or two or even 50 cents.PLEASE HELP my family in anyway you can.May GOD bless and keep you all.

Need a life preserver! I am drowning

Posted by jclark398 on 2010-12-05 20:58:58

I am 39 years old. I have 3 beautiful children 17 years old, 12 years old and a just turned 1 year old. I just separated from my ex husband 4 years ago after 14 hard years of abuse. It has been very difficult trying to climb back up after the disaster. Everything from my marriage was in my name because I was the only one who ever took care of stuff, so when my husband decided he didn't want to work or pay bills, I got stuck with all the repossessions and bad credit (his boat, his truck, the house). So that left me with the kids, bad credit, no child support, and a job with unsteady hours.
What really stunk, is I thought I had friends and family that would be there for me in my time of need, but when I needed help for the first time in my life, everyone disappeared.
I spent my whole life helping and doing for others. I was the person everyone depended on. I was the person everone could rely on. I was always the first person to help a fellow man. I would give anyone my last dollar. I worked for Hospice, Homecare, and Mortuary Transport... I did the jobs no one wanted to do. I took in about everyone in my family at one time or another (mom, brother, cousin, and some friends too). I took care of them like they were my children. Even though I was on a very limited income, I took in my grandpa and cared for him 24 hours a day for 4 years to keep him out of a nursing home. I barely made over minimum wage, and his children made ALOT of money, yet I am the only one who stepped up to the plate. I took in a coworker 20 years older than me and nursed him back to health. I always would help a strnger in need, once I found a little old lady in the Publix bathroom that had pooped her pants and had it all over the walls and herself. Everyone ignored her, but I decided to jump in and help clean her up and get her to her car so not to get embarrassed. My best friend is 40 years old with terminal cancer and 7 kids and a downs syndrome brother in law she cares for. Sadly enough, she is the only one who has been here for me emotionally. I have been trying to help her the best I could until recently things have got so bad for me, I can not be there for her. I cant help any one if I can't help myself. I could tell you too many stories, but there is not enough space here to fit them all. The point is, I had never asked for help. I was always self sufficient, I always fended for myself. I always said, I would never ask for help unless it was absolutely dire, and I lived comfortably knowing that with all I had done for others, that if I ever needed for anything, they would flock to my side.
Well, when my separation happened, and now that everything has gone downhill, not one person has stepped up to the plate friends nor family. I went without heat for my children and newborn baby this last year. There have been days that I had no food for them. They have had to go without many necessities. I have been in constant fear of loosing electric, water, or a place to live. I have a broken down vehicle. I have done my best to keep things afloat, but now I feel like I am on a sinking ship and no one wants to throw me a life preserver, even though I am the one who handed them out! I need only to get back on dry land so I can move forward and be self sufficient again. What I need is to catch up on rent and utilities, fix my vehicle, tag and register my vehicle. These are my necessities to keep surviving. Once I get out of this hole, I know I can keep myself afloat. I am also worried about Christmas, but I am sure keeping a roof above our heads is the most important thing, and I believe my children know this. Feel free to contact me at jclark398@cfl.rr.com with any questions or further info. Thank you.

Help, Help, Help! SOS

Posted by survey on 2010-09-02 11:58:58

I am sitting here wondering how would I repay someone who would be kind enough to give me a helping hand. I have been on a downhill slide,not knowing how I will keep a roof over my head after losing my job back in June. That's too long without income. They terminated me without warning because my vehicle broke down on the way to work. So, I was late. But, I told them I was sorry.
I have worked all my life and am fighting to get my unemployment. If I do get it, it will be another month. Yipes!
I need help now. When I got hurt on the job, they refused me Workers Comp. Now, I'm in trouble and still in pain.
What can I do? I'm confused, but I am looking for employment. That's going to be tough for me. I've just hit 60 and I'm falling apart like an old piece of machinery. Am I supposed to just die? I don't know?
I would find some way to repay anyone who would help me.
Help me, somebody?