Ditch Tags

Please help my family with a one-time donation towards my family's last-ditch effort to get back on our feet.

I lost my job 4 years ago and we barely live off my military retirement.

We don't want to file bankruptcy (and frankly, we can't afford $1,500 to do it).

We're struggling but with your help we can make it.

Thank you so much for whatever you can give.

- Bruce in Shrewsbury, Massachusetts

Please help with this charity with their last-ditch effort to save a home from Foreclosure:

"We were able to convince the bank to give us 1 month before they do an auction and we end up on the street.
I believe that by asking you and other fellow neighbors and citizens for a small contribution will go a long way to helping us stay here so our kids can grow up and finish school.

Thank you so much for your consideration.

- Bruce in Shrewsbury, MA"

Hello My name is Philip McIntire and we are needing help getting insulin and medication for my wife to keep her alive. My wife is a type 1 diabetic on an insulin pump that she has had for 10 yrs. We only have a months supply of insulin left and it is required for my wife to live. I have a full time job, but it does not provide any type of insurance at all. We are living from paycheck to paycheck and when we have to go to the doctor, we have to decide which bills will not get paid that month. Each bottle cost about $120 a piece and it requires a prescription to get it. Each doctors visit is at least $70 just for the visit. Then the insulin alone is almost $500 a month for her to survive. I really love my wife and I want her to live as long as she can. This is a last ditch effort as the other assistance programs have failed due to me having a job. It you can help in anyway possible please email me at philipjmcintire@gmail.com. Thank you in advance for your help!

I'm going to get straight to the point and be %100 honest so that I don't waste your time.

My name is Micheal. I am a 23-year-old male living in the midwest. I currently have a job at a failing restaurant and am struggling to look for a job in a failing job market.

My old roommate left me to join the Navy and I have been in dire financial straits ever since (I have gone through dozens of potential roommates and NONE of them were responsible enough to pay their rent or they failed to move in). My rent is VERY high (a little over $700). I can only take serving jobs, because they are the only type of job which provides an average amount of money per hour for me to barely scrape by (I have to make at LEAST $15-$20 an hour to have a place to live and there are no non-specialized jobs that will pay that much per hour to someone with no advanced education).

To the point though, this post isn't really for me; it is for my parents. My parents are BOTH on disability and barely make enough COMBINED to pay for the house that they live in. I constantly have to assist them with living expenses among other things (food and medicine usually). Yes they do get quite a bit of government assistance, but with NO other source of income, things are impossible for them without my help (for example, I had to take on the full car payment for an Acura that my father owned that costs me nearly $400 a month NOT including the insurance).

Now, with myself in financial difficulties, they too are faced with the threat of losing much-needed medicine, vehicle transportation, and possibly their home.

I am making this post in hopes that there is someone who can help keep the worst from happening in my life and for my parents. I don't want to fail them as a son, so I have made this post in a last-ditch effort to plead for assistance. Anything that you can contribute would help me with bills for both myself and my parents. Thank you for taking the time to read this and I wish that you be blessed.

I have hit rock bottom. My father's service was Friday, and I can't burden my mother with the truth, I am 3 months behind in my mortgage and am afraid I'll lose it before I can sell it. But what then? I need prayers and some kind of help or everything I've worked for will disappear and my children will have nothing. I need a hand up, not hand out - and I will do anything to stop this from happening. I am heartbroken that I have failed them so, and this is a last ditch attempt to salvage something. I am educated, well groomed and attractive - not that the physical matters except that I feel I have honestly done all I can and yet feel like digging a hole and hiding. I am not afraid to be alone, but would like to believe I will find someone to love me again...but have this sick feeling everyday the time for that is running out. I will do anything, provide documentation, security in the form of equity, whatever is necessary. Please help me help myself - the fear that my son senses how hard it is for me not to give up and is frightened too.

I am nearly 60 years old and am loosing everything. I lost my job and downsized to an apartment with the rest in storage. I still have not found a job and have been served eviction papers on the apartment and registered mail for the auction of my storage. I haven't been to the grocery store in months and now am down to a few canned goods and oatmeal. I need your help and am hoping someone will see this and contact me. this is a last ditch effort to salvage what is left of my life. Please think of me and help me. I don;t know what else to do. This is the act of someone who is is panic stricken. Please help me.

I am nearly 60 years old and am loosing everything. I lost my job and downsized to an apartment with the rest in storage. I still have not found a job and have been served eviction papers on the apartment and registered mail for the auction of my storage. I haven't been to the grocery store in months and now am down to a few canned goods and oatmeal. I need your help and am hoping someone will see this and contact me. this is a last ditch effort to salvage what is left of my life. Please think of me and help me. I don;t know what else to do. This is the act of someone who is is panic stricken. Please help me.

I am nearly 60 years old and am loosing everything. I lost my job and downsized to an apartment with the rest in storage. I still have not found a job and have been served eviction papers on the apartment and registered mail for the auction of my storage. I haven't been to the grocery store in months and now am down to a few canned goods and oatmeal. I need your help and am hoping someone will see this and contact me. this is a last ditch effort to salvage what is left of my life. Please think of me and help me. I don;t know what else to do. This is the act of someone who is is panic stricken. Please help me.

I am nearly 60 years old and am loosing everything. I lost my job and downsized to an apartment with the rest in storage. I still have not found a job and have been served eviction papers on the apartment and registered mail for the auction of my storage. I haven't been to the grocery store in months and now am down to a few canned goods and oatmeal. I need your help and am hoping someone will see this and contact me. this is a last ditch effort to salvage what is left of my life. Please think of me and help me. I don;t know what else to do. This is the act of someone who is is panic stricken. Please help me.

I am nearly 60 years old and am loosing everything. I lost my job and downsized to an apartment with the rest in storage. I still have not found a job and have been served eviction papers on the apartment and registered mail for the auction of my storage. I haven't been to the grocery store in months and now am down to a few canned goods and oatmeal. I need your help and am hoping someone will see this and contact me. this is a last ditch effort to salvage what is left of my life. Please think of me and help me. I don;t know what else to do. This is the act of someone who is is panic stricken. Please help me.

I am nearly 60 years old and am loosing everything. I lost my job and downsized to an apartment with the rest in storage. I still have not found a job and have been served eviction papers on the apartment and registered mail for the auction of my storage. I haven't been to the grocery store in months and now am down to a few canned goods and oatmeal. I need your help and am hoping someone will see this and contact me. this is a last ditch effort to salvage what is left of my life. Please think of me and help me. I don;t know what else to do. This is the act of someone who is is panic stricken. Please.

Dear reader,unfortunately me and my family(i have 3 young boys),have been at the receiving end of anti social behaviour,we have been targeted by vandals,threats of physical violence car vandalised,my 8 year old son was threatened so much so that he climbs out of the upstairs window in the early hours as he is so frightened,the local police are powerless,i am struggling due to depression and o.c.d which is an utter nightmare due to the stress,we haved begged people/organisations for help to no avail,we are so desperate to move,but i am on sickness benefit so finding it hard to try and raise the money for a deposit/rent upfront plus removal costs,this is a last ditch attempt i have to try anything to get out of this awful nightmare,i can supply crime numbers/supporting letters to confirm my situation,i just hope somebody reads this........

Hi, I'm Andrew. I live in Athens, GA and I'm homeless. I live in a dirt ditch under the classic center. I would like to live in a hotel at least once because its so rainy and I'm cold. All the shelters are full and I can't seem to find anywhere to stay. Could someone help me sleep in a bed tonight?

I started at a four year university this fall, the first in my family to ever do so. I am a highly independent person and don't feel comfortable begging for money, but I don't know what else to do.
I have been blacklisted and unable to find work, meanwhile I'm unable to pay my rent, buy groceries or school supplies, not even basic toiletries; I have been without toothpaste and toilet paper for 3 weeks. I have no friends that can help, they all either have children or are unemployed and unable to spare any money for me. I don't qualify for any county aid because I made too much money earlier this year, so I have zero help for my medical bills that are now surmounting $15K, my car is going to be repossessed, I'm on the verge of eviction and half starving. My parents cannot help me because they are not in much better financial shape than me, I have not grandparents left and no valid cosigner to acquire an extra student loan. All of this while attending college for nursing, taking a 15 credit course load.
My savings are gone, my bank account is -$483.93 and counting, my landlord is evicting me in December if I can't come up with this month's and December's rent by the first of December. I am reusing everything I can, but am at this point only able to allow myself on very small meal per day or I will have NO food in one week. My cat is starving with me, and we have less than one weeks' food supply left and the food shelf here is so limited I'm on a waiting list. I have no cash, my fiancee's family won't help because they hate me and my fiancee is living two hours away from me, barely getting by as well.

I'm crying my eyes out in the school library typing this. It's the most humiliating and pitiful thing I've done in my life so far but I have no idea what else to do. Please help me. I've asked for help everywhere I should be able to find it but this is my last ditch effort. If this doesn't work, I don't know what I'll do. Please, anyone, anywhere, anything, help me. Anything would be greatly appreciated, even a few cents. I know I'm not going to get out of the situation that I'm in by using this site but all I could hope for was a little relief. Any help and I will consider you my saving grace and do my best to pay it forward when I get done with Medical School, if I make it that far. Please and Thank You for reading my story.

If you want the details of my life came to this, here you go...
I quit my great paying job of three years to concentrate on school more closely in June.
Since school started in August I have had the following happen:
A nervous breakdown caused by an imbalance of hormones from ovarian cysts that I had to seek medical attention for and cost me my job in absences.
Got engaged to the love of my life, and we suffered the loss of a child by ectopic pregnancy on September 9. I had to have emergency surgery as the ER dept. here did not figure out that was the problem until I was nearly dying. They had to remove the fetus, 15% of my left fallopian tube and had to perform a D & C of my uterus. All of this without medical insurance.
Finally got a new job at a local bar waiting tables and was promised 4 days per week after a one month training/probationary period. After a month, my shifts didn't go up but I wasn't contacted about my performance until my boss TEXTED me to have a meeting with him, where he fired me for being "too professional" and refused to elaborate, also informed me that he "extended the training period by two weeks" because he "wasn't sure about my performance" and decided since I was still on probation the last two weeks that he didn't have to pay me for it and never filled my tax information so there is no record of me ever working for him, other than whenever I try to get another job in town I am told that I lied about my work history because I didn't include the job on the list because I didn't exist but when I do, they call and he tell them one of two things: either that I never worked for him and I must be lying and delusional or that I didn't "work" for him, I just trained and wasn't a good "fit" so I shouldn't have put the bar for previous work experience. Keep in mind, this is a small town with a State University in it, and my old boss owns nearly 1/3 of the property and is very well known in the area, therefor: I somehow need to overcome his poor reference to get a job which is proving impossible.

First off I want to say thank you to anyone and everyone for reading my cry for help. Things have been very tight for us since I lost my job due to the economy and what it has to offer. I am asking for help with my rent and utility bill. My rental payment is behind and is $650. My utility bill is $275 but I only need $150 to keep it from being disconnected. I have 2 small children who depend on me for their survival and it aches my heart because we have never been this desperate for help. I hate to beg for help but I have no choice. I have tried all the options out there with no success and this is my last ditch effort in making sure that I keep a roof over our heads and keep my babies warm for the winter. Please if anyone out there can help us during these trying times it would be a big Blessing to our small family. Thank you for reading and please keep my kids and I in your prayers.

I am a navy vet with three kids and I am currently a full time student. I am using the post 911 gibill but am having a hard time finding a job to make up what I am lacking and gas money. I am at my whits end when it comes to how else to get the much needed income. I have applied for grants but no word. I just need a little help. this is kind of a last ditch effort for me.

I am trying to raise $25,000. I am trying to gat back on my feet after a desasterous marriage. I lost a good job because of the marriage. The job I do have is only part time so I do not qualify for any kind of insurance and I need some dental work. I do not make enough to buy insurance do to bills. I just have more going out than comming in. I have exausted all my resorces trying to get back on my feet. $25,00 would get my debt to a manigable level. My exes failyer to pay my bills while I was on the road working sending money back to her runed my credit,The house I was buying was forclosed on, the vehical I was paying on was repoed, and I losed the trucking job do to stress leaving me with a loan for the schooling. My replacing things my ex caused me to lose including my vehical has me scraped for cash and I just need to get on my feet, I cn bairly affford the gass to get to and from work. Any help would be aprisiated.If it wern't for family I would be in worse shape than I am in. This is a last ditch effort to get help, I have no where else to turn.

Unfortunatly, I have had to sit back for years and years and watch this situation unfold. My parents are 3 bankruptcys in and now in serious limbo with the all mighty IRS. My dad in mid 60's still working his butt off. He is the hardest working, most delightful man you will ever know. Poor guy is in such distress now and you can see it all over his face. Makes my cry. My mom works along side him at his job helping in any way she can be in assistance.

After handing over their 100K retirement to my brother (starving artist) to get his career up and moving, they took a 30K hit from early withdrawl. The 30K on top of taxes previously owed has now increased to a 80K back tax owed to the IRS.

Well, they levied my dad's paycheck yesterday and took everything except $200!! How does anyone live on that? Their electricity bill is $500!

If i had any money to give them, i most absoultly would. They would do anything for my brothers, grandbabies and I. It stinks that i can;t financially float them til they come up with a agreement with the IRS.

Well, now i am at a point where I dont know what I can do for them. I have offered to help sell of some of their valubles to get them some fast cash but they really dont have much of any value.

So, this is a last ditch effort to see if anyone out their has soft place in their heart for 2 grandparents with big hearts but bigger problems!

I figured it's worth a try, right? Any amount could help them buy groceries or pay a bill. Anything!

Please bless them with your ability to be blessed to do so.

Money issues can happpen to anyone in this economy.

Much appreciation to all who read and those who act! Thanks a bilion!!

Put very simply, my girlfriend of 6 months and best friend of nearly a year needs money for school. Due to her and her family's lack of money she can no longer attend the school where we met. The alternative is a community college except that it is 45 minutes away from her house. She will not even be able to generate enough revenue from her two jobs to pay for school and gas to get to school. It is heartbreaking for me to watch the girl that I love go from a top flight university to not even being able to go to school. To further the problems, the community college has a limit on the private loans you can take out. She needs about $15,000 dollars for things to feasibly work out. She can use loans for 7,000 of that. Her mom lives paycheck to paycheck to take care of the three kids and her dad is out of the picture since he cheated on her mom and left. This is my last ditch effort to help her out. I guess I am not expecting this to work but it's work a try, right? I want to extend my deepest gratitude for anyone who gives this the time of day or even sends their sympathies.

I am using this as a last ditch effort to avoid loosing our home. Due to many hardships, my wife's employment closed, then had a number of medical bills all at once. I understand this is a tough time for everyone. If there is anyone out there that has the means and the desire to help us, we would love to answer any questions you might have. At this point we need about $30,000 to keep our home. We would not be in this position if our attorney had re-affirmed our mortgage, but since he didn't, we can't qualify for a loan modification. Thank you in advance for any help anyone might provide.

I have had a hard time paying bills since getting out of school and not having a job. I look everyday for someone to just give me a chance and show how hard of a worker i am. This has been making me severely depressed and i now have trouble with self esteem. I can't pay my bills and don't know what to do. I'm having trouble getting loans from any bank or financial institution. This is one of my last ditch efforts to get help and turn my life around. Someone just give me some hope that there are people that care and want to help my desperate situation.

I'm a 24 year old female currently living in a friend's dorm room. His lease ends in May, and that will be the day I become homeless. I've put in job applications everywhere and nobody's gotten back to me, and I still have a single bill that I've yet to pay off... the time is ticking, and I couldn't think of anything else to do.

I'm pretty sure nobody reads these things, but this is my last shot at doing something for myself and getting out of the rut that will inevitably leave me homeless in one month. Here's a story that shows just how terrible gaming addictions can become and how much harder it is to dig yourself out of a hole that only deepens by the day with no hope of escape.

In 2007, I began playing World of Warcraft on my crappy laptop (which at the time had been a great piece of machinery). It started out innocently enough. I had real life friends who played the game and I'd wanted to know what it was all about so I bought and installed it. I was instantly hooked in the world, and made some friends that I talk with even to this day. I went through several guilds before I finally found the one I thought I would enjoy. I began spending endless amounts of time in the game, engrossing myself in it. I quit all of my outside activities and all of my hobbies revolved around getting in the game and playing it until the wee hours of the morning. I would come to work sleepy and dislike everyone around me. After the first two years I fell into an odd depression that could only be quelled by, what I thought, was WoW. By the time 2010 rolled around I had been living in four different places IRL, bumming from one place to the other in order to have more game time. I hadn't had a job, I hadn't even looked for one.

Eventually, in September of 2010, I'd had enough. While I want to blame the game for everything wrong I've done in my life, I can only blame myself for letting it get so bad. I could have shut it off at any time, but I didn't. I could have listened to everyone who told me what I was turning into, but I hadn't. My parents had driven from Illinois to Cleveland, Ohio to bring me back home. It was the opening for a new beginning that I thought would get me back on the path of redemption... but it was only the start of a larger nightmare. Between an internet addiction and an unquenchable withdraw from a lack of a game I could no longer play for fear of losing the roof over my head, I managed to find a job at a local gas station.. but that wasn't enough for my parents. They held my misgivings over my head constantly and for every one thing I did right, twenty things were wrong. After I forgot to do the dishes for the fourth time that month, my internet connection had been taken away.

Instead of taking this as a queue to get away and start my life anew, I fell deeper into depression. Withdraw took over and I used the library computers for an hour or two a day before I went to work to keep in touch with the friends I'd been cut off from. Eventually I'd put enough money together to get my own internet connection and had told my father that the Comcast guys were going to come over to install it. He'd been fine with it though knew my mother would throw a fit. A week later, the internet guys installed my box and left. The internet worked for an hour then shot out. When I told my father that the guys had to come back to re-install whatever they had forgotten to do, he'd thrown a fit about people "drilling holes in his wall, and walking into HIS home", and refused to acknowledge that I'd ever had the conversation with him in the first place. This sent me into a panic attack that ended in a night of hospitalization.

While I was in the hospital I had told the doctor while in tears that I didn't wish to see my parents while I was being treated because they were the reason I was in the situation I was in. While they had not physically harmed me, I was in no mental state to deal with their accusations anymore (which my father had yelled and argued with me the entire way to the hospital already). When they'd finally discharged me, I had found out that I had been abandoned at the hospital with no way home; I'd called a good friend to take me home.

The next day, I was told via text that I was no longer welcome in my parents' home.

While trying with everything I could not to lose my mind for a second time, I made as many phone calls as I could. Nobody could help me. Finally, my sister had offered me a place to stay in her friends' dorm room for a day or two just to make sure that I wasn't left on the street. As if by an act of God, an old friend from high school came into my life and offered me a place at his dorm room until I was able to get back on my feet. I now live two hours away from where "home" used to be, and am typing from my computer here. I had to leave the only stable job I'd had in 2 years to come here and getting back on my feet is proving harder than I could've ever imagined. I've had job interviews with no luck and I don't have enough money to put a down payment on an apartment in the area. If I don't find a solution by May 1st, I -will- be homeless.

I wish I could blame everything I've done on my gaming, and the internet, but as said before, it was my own stupidity that has landed me in this situation. Mental addictions are harder to break than physical ones and even now, 6 months after quitting World of Warcraft, every part of me still wants to go back to it, to get back the comfort of living in another world that it used to give me. The only thing that seems to break the feeling and keep it down is a cigarette; cheapest pack available, mind you. The point I'm trying to make is that gaming addictions can be dangerous, all consuming, and deadly. Someday I may write a paper on all the effects of letting yourself succumb to the beautiful world of anonymity and pixels... but here isn't the place to do that.

This is my last ditch effort to get out of the hole I've dug myself into. Today I offer you my heart and soul, and everything I have left that (Thank God) hasn't disintegrated along with everything else I used to be good at.

Thanks for reading. Hope you guys have a fantastic rest of your week.

No, really...that's my name...at 25 years old it seems like it has always been a embarrassment. For some reason I never think about it until it is the first day of class and the professor is about to call roll. And I sit there just waiting for the moment when the professor gets to my name. Crinkles his or her brow, and says "Cary Grant??!" And I raise my hand or whatever and entire class looks at my ugh.
Sorry i guess I will get to the point. I have no job. Had to quit college for the 3rd time in my life due to money reasons. Kind of hard to get to class when you run out of gas 10 miles from school. It finally got to the point where I just withdrew...whats the point. As the bills pile up and the collection calls for car payments and the car insurance starts to lapse. And I spend time sleeping in the car and with family if/when they will take me. Its all just become too much.
At first I was sad, depressed, angry, even suicidal at times, but I didn't have the courage to do it. Now I just feel nothing, I want help, I need help. But life has just kicked me in the nads so many times they are just numb. I guess its my mind's way of protecting it from itself. Nothing has worked so far, nobody will give me a loan due to dumb mistakes like skipping out on utility bills and petty 500 dollar limit credit cards when I first turned 18. So, this is the last ditch effort, maybe it will work, maybe it wont. I want to have hope but experience has taught me that hope can be a cruel mistress. But at least I can say I tried, and that's all I can do until it is not possible to try anymore.

Thank You if you read this, help if you can, but most of all if you read this, thanks for reading that because it helps me for people to listen and remember me.

-Cary Grant

I dont know where to start my name is harry and i lived in florida form 1989 until 2005 i met my wife there and we have 4 kids 3 of them are till home 16,13,8 years old they were poiled for the longest time but after rebuilding from hurracanes three time we moved to missouri for 3 years and thats were the story starts to turn had to go from making 15 dollar an hour to makeing 7.50 an hour but i did it to keep the family going was a volentire fire fighter and a first responer and liked helping people but on 11-28-2006 i left for work and found a ice patch on the road that slid my truck into a ditch witch in turn broke my back and gave me a 8 day stay in the hospital and almost killed me but thank the lord im still here cant work but have got on ssi disablity after 2and half years and selling everything we had now we moved to michigan to be close to family and i bought a trailer on 10 acres for my family to run around on and have fun it was a land contract witch wa not to bad but when thing look good they can go bad fast no i found out that i can not get a loan to refinace it and will have to leave if i cant getit refinaned by september 2011 i have paid my mortage on time sence i bought it and now there is no way to get a bank to help or any other gov help out there so if anyone can help in any way i would be very greatful and want to ay thank you for you time

I dont know where to start my name is harry and i lived in florida form 1989 until 2005 i met my wife there and we have 4 kids 3 of them are till home 16,13,8 years old they were poiled for the longest time but after rebuilding from hurracanes three time we moved to missouri for 3 years and thats were the story starts to turn had to go from making 15 dollar an hour to makeing 7.50 an hour but i did it to keep the family going was a volentire fire fighter and a first responer and liked helping people but on 11-28-2006 i left for work and found a ice patch on the road that slid my truck into a ditch witch in turn broke my back and gave me a 8 day stay in the hospital and almost killed me but thank the lord im still here cant work but have got on ssi disablity after 2and half years and selling everything we had now we moved to michigan to be close to family and i bought a trailer on 10 acres for my family to run around on and have fun it was a land contract witch wa not to bad but when thing look good they can go bad fast no i found out that i can not get a loan to refinace it and will have to leave if i cant getit refinaned by september 2011 i have paid my mortage on time sence i bought it and now there is no way to get a bank to help or any other gov help out there so if anyone can help in any way i would be very greatful and want to ay thank you for you time