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Are you in any kind of financial difficulty? Do you need a loan to clear your debts? Are you a business man or woman who intend to expand his or her firm? we offer loan of all kind contact us today for a genuine loan via email: prakashvarshney_investe@hotmail.com

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Mr Prakash Varshney

Good Evening,

My name is Matt and I live in the west suburbs of Chicago. I am currently unemployed and finding it difficult to find even the most basic, menial job in this economy. While I have no felony convictions or anything that would bar employment, I am forced to rely on public transportation to get around at this time.

I am a recovering addict and I have been on methadone treatment for almost 5 years. I am on a low dose and I am having difficulty paying for my medication. I would like to be able to go to the clinic once a week instead of 5 times a week. This is hurting my ability to find work because I spend 3-4 hours on the bus going to the clinic.

I have a proven success rate in my sobriety and I just want to chip away at this awful bill hanging over my head. If I cannot pay for my medication I don't know what I will do. I can be reached at mmroch78@gmail.com. I can supply resumes as well to serious inquiries.

I have worked in call centers and related fields for the last 10 years, and I am warm, energetic customer service professional. I'd make an excellent ambassador for your company or small business, whichever it may be...

Both my father and I have been having very tough times, I am bi-polar but haven't had issues of any kind in quite a while. I just don't know what to do, my own parents are having money problems, and I don't have anywhere else to turn. I ask in the sincerest manner possible for any help you can provide: Pace bus cards (the monthly ones for 60$ are lifesavers), maybe 200-300$ towards my medication. I do have some things of value, mainly electronics that I can sell. Please contact me ASAP.

Thank you in this embarrassing time of need.

Kindest Regards,

Matt (5/6/12)

I am in danger of losing my house. My husband is having difficulty finding a job since coming home from Iraq. The VA is full of dead ends and nothing with potential. Our daughter just turned 4 and right now we have to put her in day care so I can work and my husband to go to school and look for a job. We need help, we are about to lose our house if we can't pay our bills this month. I am at a loss as to where to turn. I need your help. Thank you...

Hi and thanks for taking the time to read this my name is joanne and I am from england and i have found my self in severe finacial difficulty and this is my last chance to try and gain some help ever since i had my ex husband jailed for abusing our daughter and am struggling to keep a roof over my childrens head I am already behind with rent and being threatened with eviction and i dont know who to turn to for help as i dont want to worry my mum who is currently undergoing treatment for cancer and i was hoping someone out there reading this would find it in their hearts to donate a small amount to help me I have never done this before but i so need some help and in time i will pay it forward
thank you all for your time take care joanne

My husband suffered a sudden job loss last year while I was on the last end of my maternity leave and we were forced to move in with his mother who lives in the country and is on welfare. Unfortunately that left us without reliable transportation, leaving us unable to find work and gave great difficulty in getting in town to get even the simplest necessities. In order to get back on our feet we need some help so that we can get an apartment in town, catch up on bills, and find employment. Any help at all would be appreciated.

I just got released from the hospital this week after having been there for a week. I also have a condition called pyoderma gangrenasum which causes debilitating ulcers on my legs. I went in to have a doc see my ulcer because it had gotten to the point where it was painful to walk. They took blood tests and found a slew of other things wrong. They found that I was Anemic, low Vitamin D right off the bat. Upon further tests including colonoscopy, CT scan, Enema and more they found a blockage and a small hole in my colon so I was admitting and pumped with medication. I started feeling better and after a week they finally let me go home. I am still on multiple medications and am struggling with getting things back to normal. My Crohn's disease has made my life a living hell at times. Some days I can't eat without pain, I suffer from arthritis like symptoms that make it painful to walk, it wakes me up at night so I have difficulty sleeping and now on top of that I have become moody and depressed. I am unable to work and have no income. I am in the process of retrying to get disability after being denied because I am only in my 30s and they think I can still work. Stress makes my condition worse and I cant help but be stressed every day. I get very little relief. I have a wonderful fiance who has been struggling to pay for all of our living expenses on his own and it is making his life dramatically harder as well. I need help. I am asking for your grace and kindness right now. It is increasingly difficult to be able to afford just daily items such as soap and shampoo, not to mention medications because I am unable to afford insurance. Please if there is any amount you can give, it would be wholeheartedly appreciated. I am in dire straights right now.. Thank you for taking the time out to read this..

Helo everybody
I am a teacher and school founder in Lombok island Indonesia, has formed my school since year of 1997. The school are Sr High School and Jr High School which for poor and orphan in around our environtment.
But today, nowaday we begin to find difficulty to have the money to operate the school as to pay the teachers, buy equipment and other school requirement. And by this post we hope you will help us to fix the problem we face and your money will use for :
Complement and improve equipment and system administration and school finance.
b. School socialization to the community of prospective students in order to improvepublic recognition of the existence of the school.
c. Provides a means of skills that fit the needs of particular needs of the practice,according to the demands of competency-based curriculum (Computer and Accounting)as well as supporting the practice of foreign languages, especially languages, Arabicand English.
d. Provide adequate means of learning local New Classrooms as much as 1 room.
e. Provide Fasilias Supporting Teaching and Learning Activities adequate, especially in the form of libraries and books as a source of knowledge for students.
a.
And many thank for your help

Thank You so very much for your help. Heres my story. I am in my early 30s. I am a mother of two loving kids ages 4 and 9. My husband moved out a year ago after a bout of depression, stating "I love you thats why I cant stand to stay here n watch you die like this!" And it is true anyone who has watched a loved one waste away before thier eyes can tell you it eats your soul. In a way I cant blame him. I have hopes we will someday get our family back together. Untill then I am in this alone, and now find my self here asking you for help.
I have several cronic illnesses. Including scoliosis:Scoliosis is a sideways curvature of the spine that occurs most often during the growth spurt just before puberty. While scoliosis can be caused by conditions such as cerebral palsy and muscular dystrophy, the cause of most scoliosis is unknown. My scoliosis curve got worse, the spine rotated and twisted, in addition to curving side to side. This caused the ribs on one side of the body to stick out farther than on the other side. Severe scoliosis can caused back pain and difficulty breathing. In my case In severe scoliosis, the rib cage may press against the lungs and heart, making it more difficult to breathe and harder for the heart to pump.I also experience harsh neurological affects of Muscle weakness, Numbness and Abnormal reflexes. To save my life I had to have surgery.
Surgery involves correcting the curve (although not all the way) and fusing the bones in the curve together. The surgeon lays bone grafts across the exposed surface of each vertebra. These grafts will regenerate, grow into the bone, and fuse the vertebrae together. The bones are held in place with one or two metal rods held down with hooks and screws, helping to support the fusion of the vertebrae.I went through all this at age 13. But now with the onset of sevral more cronic illness complication from the surgery that once saved my life now slowly kill me.
Years later I began getting sicker and sicker by the time I was 20 my spine was degenerating causing horrible pain, I had to have my appendix removed, then gallblader went bad. We never dreamed these all had a common factor. Doctors just shook their head proclaiming :you are just so young for your body to be failing like this". Eventually it was discovered I have Lupus and severe arthritus. Lupus is an autoimmune disease, meaning that the body' s immune system mistakenly attacks healthy organs and tissue. Lupus can affect any part of the body, causing inflammation and damage in joints, skin, kidneys, heart, lungs, blood vessels, or the brain. More than 90% of people with lupus have skin rashes, often triggered by exposure to the sun, and about half have kidney and lung problems. Because lupus affects the joints, it is considered a rheumatic (arthritis) disease.
Upon this discovery things began to make sense. So doctors now knowing why began a body wide check up to see what all has been affected. One test was A bone mineral density (BMD) test measures how much calcium and other types of minerals are present in a section of your bone. Your health care provider uses this test, along with other risk factors, to predict your risk of bone fractures in the future and detect osteoporosis. Bone fracture risk is highest in people with osteoporosis. They found I indeed had osteoporosis at the age of 22. SO now My bones are weaking causing damage areas all over my body, but the most serious being in my spine. Now comes the arthritis/lupus, they see these damaged areas and my own imune system attacks. Eating at the damaged areas creating even more damage, which increases the area the lupus attacks. It is a vicious circle. I have now been treated with medication over 10 yrs. But they can only slow the illness there is no cure, and dure to my scoliosis and the metal rods in my back surgical treatment options are very limited.
The damage is so severe I was decared legally disabled by the age of 23. My only income is SSI. I have to support my children and I on 658.00 a month. Thank God the court issued my ex to pay my rent in lue of child support. I am asking for help to cover upcoming medical bills. In the last 14 months I have had 5 seperate kidney surgery. My right kidney is damaged and I will soon be having a 6th surgery. This one to remove damaged section of the tube that leads from the kidney to bladder. then they will reattach at a higher section of bladder. I will aslo be having several Jaw surgeries. Due to exposure to radiation, osteoperosis a excessive vomiting of stomache acid my teeth are breaking and falling out. The doctor needs to repair what they can and put in inplants for what they cant. This will slow the degineration of my jaw. Without this treatment my jaw is going to cave in. Currently I am only able to eat mushy foods. I have drastically lost weight and my body is stuggling to heal due to the stress, pain and infection. So I hunbly beg of you to help me 1.00 or 50.00 anything would help. These procedures will not only improve my quality of life but aslo help extend my time here on earth just a little ehile longer. I just want to be with my kids as long as I can.Whith each dollar you donate its like adding an hour to my life.....What would you give for a few more hours with the ones you love?

Thank You so very much for your help. Heres my story. I am in my early 30s. I am a mother of two loving kids ages 4 and 9. My husband moved out a year ago after a bout of depression, stating "I love you thats why I cant stand to stay here n watch you die like this!" And it is true anyone who has watched a loved one waste away before thier eyes can tell you it eats your soul. In a way I cant blame him. I have hopes we will someday get our family back together. Untill then I am in this alone, and now find my self here asking you for help.
I have several cronic illnesses. Including scoliosis:Scoliosis is a sideways curvature of the spine that occurs most often during the growth spurt just before puberty. While scoliosis can be caused by conditions such as cerebral palsy and muscular dystrophy, the cause of most scoliosis is unknown. My scoliosis curve got worse, the spine rotated and twisted, in addition to curving side to side. This caused the ribs on one side of the body to stick out farther than on the other side. Severe scoliosis can caused back pain and difficulty breathing. In my case In severe scoliosis, the rib cage may press against the lungs and heart, making it more difficult to breathe and harder for the heart to pump.I also experience harsh neurological affects of Muscle weakness, Numbness and Abnormal reflexes. To save my life I had to have surgery.
Surgery involves correcting the curve (although not all the way) and fusing the bones in the curve together. The surgeon lays bone grafts across the exposed surface of each vertebra. These grafts will regenerate, grow into the bone, and fuse the vertebrae together. The bones are held in place with one or two metal rods held down with hooks and screws, helping to support the fusion of the vertebrae.I went through all this at age 13. But now with the onset of sevral more cronic illness complication from the surgery that once saved my life now slowly kill me.
Years later I began getting sicker and sicker by the time I was 20 my spine was degenerating causing horrible pain, I had to have my appendix removed, then gallblader went bad. We never dreamed these all had a common factor. Doctors just shook their head proclaiming :you are just so young for your body to be failing like this". Eventually it was discovered I have Lupus and severe arthritus. Lupus is an autoimmune disease, meaning that the body' s immune system mistakenly attacks healthy organs and tissue. Lupus can affect any part of the body, causing inflammation and damage in joints, skin, kidneys, heart, lungs, blood vessels, or the brain. More than 90% of people with lupus have skin rashes, often triggered by exposure to the sun, and about half have kidney and lung problems. Because lupus affects the joints, it is considered a rheumatic (arthritis) disease.
Upon this discovery things began to make sense. So doctors now knowing why began a body wide check up to see what all has been affected. One test was A bone mineral density (BMD) test measures how much calcium and other types of minerals are present in a section of your bone. Your health care provider uses this test, along with other risk factors, to predict your risk of bone fractures in the future and detect osteoporosis. Bone fracture risk is highest in people with osteoporosis. They found I indeed had osteoporosis at the age of 22. SO now My bones are weaking causing damage areas all over my body, but the most serious being in my spine. Now comes the arthritis/lupus, they see these damaged areas and my own imune system attacks. Eating at the damaged areas creating even more damage, which increases the area the lupus attacks. It is a vicious circle. I have now been treated with medication over 10 yrs. But they can only slow the illness there is no cure, and dure to my scoliosis and the metal rods in my back surgical treatment options are very limited.
The damage is so severe I was decared legally disabled by the age of 23. My only income is SSI. I have to support my children and I on 658.00 a month. Thank God the court issued my ex to pay my rent in lue of child support. I am asking for help to cover upcoming medical bills. In the last 14 months I have had 5 seperate kidney surgery. My right kidney is damaged and I will soon be having a 6th surgery. This one to remove damaged section of the tube that leads from the kidney to bladder. then they will reattach at a higher section of bladder. I will aslo be having several Jaw surgeries. Due to exposure to radiation, osteoperosis a excessive vomiting of stomache acid my teeth are breaking and falling out. The doctor needs to repair what they can and put in inplants for what they cant. This will slow the degineration of my jaw. Without this treatment my jaw is going to cave in. Currently I am only able to eat mushy foods. I have drastically lost weight and my body is stuggling to heal due to the stress, pain and infection. So I hunbly beg of you to help me 1.00 or 50.00 anything would help. These procedures will not only improve my quality of life but aslo help extend my time here on earth just a little ehile longer. I just want to be with my kids as long as I can.Whith each dollar you donate its like adding an hour to my life.....What would you give for a few more hours with the ones you love?

hello there this my story briefly: iwas born in very poor family with 9childlen am number 8 and am the only one who is edicated in that family.my father died 10years ago and my mom was buried last year. ileaved my country in 2010 for making money in order tolive a good life providing my mom and family members but ifailed.igot asmall job 2011 that was just for surviving with food and sleeping.now ilost that small job in january 2012.with my little edication sponsored by gorvement if iget a schoolarship or agood hearted person who can donate to me i can oparate adrug shop and continuing my my music project that stopped because of financial difficulty.now am homless no job my visa expires really am desperate.please any money can push me to step a head. if someone wants to prove i will show my last visa my songs and my sponsorship gorvement paper of1999.god bless

On March 27, 2011 (my mom's 73rd Birthday) she suffered from a hemorrhagic stroke (ruptured aneurysm) She had her 1st & 2nd brain surgey within the next few days and she spent 5 weeks in ICU then 6 weeks in Rehab. She made a great recovery.

In Sept 2011 she had another brain surgery to repair a second aneurysm which she also recovered well from. In December of 2011 she suffered another minor stroke.

this time she is not recovering very well. she is having a lot of difficulty walking and climbing the stairs. She is physically capable of taking the stairs, however she is absolutely terrified that she may fall and will not use the stairs.

I'm unable to get her out of the house to go to doctor appointments and to physical therapy. We can't even go out to eat (mom's favorite thing to do) Since she cannot safely climb the stairs anymore we need to build a wheelchair ramp or get a wheelchair stair-trac lift.

With me missing so much work do to moms situation and my own health conditions I've lost my job. Unemployment barely pays my bills and moms social security covers her bills we cannot afford to buy the lumber required to build a ramp.... I have volunteers to build a ramp but no building supplies :( If anyone could help us even with $5.00 it adds up.

I've desperately been searching the globe for any resources whatsoever to help build a ramp for our home. any organizations out there want to put a lien on the home and mom does not want that to happen.

We are having some difficulty. My car engine seized and my only way of getting to and from work and taking care of my family is gone, my rent is late, the power company wants to turn off my power and don't have money to buy food for my children.
If you can help please do.
Thank you and GOd bless

I am going to be put in jail for 6 months for child support. My workplace was closed down with no warning and I am having difficulty finding a new job. Please send any help to Texas childsupport disbursement unit P.o box 659671 San Antonio tx 78265-7971. My cause # is 97fd2455.

Hi.

Thanks for taking the time to read my request. I'm 30 years old, still in college and living with my parents. I've made a lot of great accomplishments in my life with far less support than most people who make it this far. Of course, with that said I've also made plenty of mistakes.

I grew up with a single parent, and another parent who visited annually just to stir up emotions and make my life miserable. When I was 18, I decided to work really hard to lose weight so that I could join the US Air Force. I had a strict plan that I was going to follow to succeed in life.

Unfortunately my superiors in the USAF would not accommodate that plan to independence as they forced me to find my own way from the barracks to work (a 40 mi drive), so I had to immediately struggle to get my drivers licence and I had to buy a car on an Airman's paygrade.

My income wasn't enough to afford the car and gas and other living needs that I was expected to pay, so eventually I had to leave the Air Force before my term was up (under honorable conditions). I tried to work as a civilian. The transfer was tough and I was vastly uninformed about what to do and what my options were. I'm the first first generation college student of my extended family.

After some petty jobs that would each take more than 10 years to be able to earn enough to live independently, I finally found a nice nighttime custodian job that was at least simple enough for that kind of pay. I was the night time custodian, but I was also a guy to have on call at this retirement home where I worked. If people's toilets flooded or a nearly deaf resident left their tv on past quiet hours (once I could hear one through 3 floors!) I was the guy to send up to fix it.

Having my first satisfying job as a civilian, I was able to investigate community college during the day, so eventually I enrolled and tried taking a few classes while working full-time. College was my saving grace. I never felt like I belonged anywhere until I first started to take college courses in math, science, and philosophy. I found the tutoring lounge on campus, made a lot of friends there, and I spent many hours cramming and helping those in need.

This soon led to me finding financial aid, making arrangements with my parents (my mom and my stepfather) to let me go to school full-time while I lived with them, and putting in my 2 weeks notice at work to focus exclusively on school.

My counselors advised that I pick where I want to transfer to and then figure out the details of how to get there after I got accepted. I think this was bad advice. While I ended up choosing to transfer to a university that had my desired major, Biophysics, it was 60 miles away from where my parents lived. My car that I had bought when I was in the Air Force also eventually broke down from not being able to afford maintenance while I worked, and was towed away for being in the public street for too long.

Finally, I got accepted to UC San Diego to work towards a degree in Physics with a specialty in Biophysics. When it came time to transfer, I got as involved as I could on how and when I was supposed to receive the financial aid so that I could go get an apartment and everything, and my school kept telling me, "you should get it tomorrow" until about 2 weeks into my first quarter when I finally got the support.

Despite this rocky start, I managed to get into a good shape for myself, making my way slowly but surely through school. Learning a great deal. Eventually when I felt the struggle was too difficult, I changed my major to Neuroscience before I began my upper division coursework.

So, as I settled into my schooling and struggled with maintaining financial independence on financial aid, I managed to get myself into maintaining a great aquarium hobby, owned two great little kittens from a street cat program, led as president of a student organization for one year, and eventually I got married. I also carefully learned about the stock market and managed to make some great gains with money that I had invested from financial aid savings.

In 2010, my gains were over 100%. That amounted to $2000 doubling itself, but still, that says a lot about me as a trader. However, 6 months into my marriage, she said she wanted out, grabbed the car that we both paid into (most of the money was mine from stocks; $5500 worth), and refused to pay her share of 2 months rent. That happened in December of the year of 2010.

2011 was a difficult year for me. I fought hard to maintain things, especially my head, but it was tough. I lost 45 lbs from exercising regularly, made lots of new friends, and I got some volunteer work experience in a Neuroscience lab. But I just couldn't focus well enough to maintain my finances and my grades, so I had to drop out and live back with my parents.

Despite how tough it's been, not finding work, struggling with the ins and outs of the VA, and just needing a professional therapist to talk to and help me keep my head straight but never being able to get one, I've managed to recuperate well enough and learn a lot more about this bottom floor of society that I've been so desperately trying to escape my whole life.

I've gone looking for opportunity in every direction. I've tried changing my career goals, collecting recyclables, writing online, trying any online scheme that didn't include me forking out money to get it, imagining what I could write as a novel, tried to make money through playing video games, making goal after goal after goal for myself, but still just not being able to get just the right amount of money to put me back on my feet.

I'll be going back to school in April at the risk of having to do it as a homeless person if the VA doesn't pull through for me. They recently approved my 10% service connected disability status and now I need to jump over a few more hurdles to get my more significant service connected disabilities recognized. I'm also seeing what the vocational rehab people can do for me despite the bureaucratic issues that are stopping them from helping me all the way.

BTW, this whole time that I've gone through life with common lower class difficulties, I've been disabled with a number of small conditions that all add up to a hard time. I have lower back issues that the military has yet to own up to. Community college found also that I have a learning disability which makes some intellectual tasks show up as lower than average ability for me while the rest of my intellect is high enough to expect that I could easily get a Masters Degree or a PhD. My biggest difficulty in school is that they don't give me enough time to show them what I know or what I'm capable of.

From working with special needs students as a tutor, I have proven to myself that there is a major problem in the education system. Most teachers never simplify the material into a clear picture of what they want to teach. If you want someone to learn something, the last thing you should be fuzzy on is what it is exactly that you want them to learn. We can't all work like intuitive Jedi or sophisticated parrots.

If you help me out, here is a list of the priorities of what your money will go towards, in order of their priority If you would like to request that I spend your donation on a specific cause, please let me know:

1. A working cheap economic vehicle.
I need something that I can sleep in and that will take me wherever I need to go. Preferably something that can stow quite a few recyclables as well to pay for gas, but not an SUV or truck or van (Unless that's all that is cheap of course. Not likely but you never know.).
I'll aim for great gas mileage, but I'm thinking that I should attend some police car auctions to see what the cheapest deal I can find is. This car would make a great shelter for me while I return to my far away school.

2. Investing on the stock market.
Trust me, I know how to fish. If you want to send me a request for proof I'd be glad to compose some evidence of my finest moments as well as my worst to show you that I can do well for myself on the stock market, even during the recession. What I could really use right now, is a little bait. Trading is good money for me, but to make enough to make gains worth more than the commission cost (about $10), you need about $300-1000 per investment. $300 is more for the high risk lottery plays on the market. I even made a blog about it if you would like to see:
http://www.squidoo.com/TheYoungidealistEconomyBlog
If you are willing, we can arrange something personal so that you wont need to worry about me putting the money you offer at high risk and blow it all. Might even be able to arrange something where I could make money for you to prove myself before accepting your donation. Whatever the case, I know we'd have to make it a personal arrangement to satisfy the current laws.

3. Working towards paying my debts to my friends.
My friends have been really supportive through these hard times, though they are starving students themselves. To keep up my morale they've bought me food, given me a place to crash when they could, and even paid to have me join them at fun local events. I have some money that I've promised them back, and I plan on making due on those promises as soon as possible.

4. Paying off my debts with companies.
I've had times where I couldn't afford to pay for rent and had to leave, like when my wife left me to live with her parents. These issues follow me on my credit score and I would like to work towards removing them so that I can turn my life around.

5. Getting a good start towards paying off my student loans.
I know I won't be able to pay them off before I find a good career with my degree. I would just like to have something to start making some automatic payments with and put that part of my bad credit score behind me as well.

6. Buying a home.
My mom never owned a home. No offense meant to land lords out there, but I really think the rental system is way out of line. My mom was always a hard worker. Way better than me, yet she could never own a home because she didn't have the money. Meanwhile, people with money could live in great big houses for less than she even had to pay.
I want a house to own. Probably start with a condo and seek ways to improve it and flip a profit out of it. Then I want to keep building up money from housing until I can manage to build an apartment building.
If I could, I'd like to make an apartment building near a university that offers cheap housing using the Japanese capsule model or something even more economic and more comfortable.

7. Making an online tutoring site meant to offer free tutoring and tutoring for tips. Imagine a site (I have yet to know of one) where people can collect their resources on a class, much like they collect info on ratemyprofessor.com, but also seek help from others who are taking the class or who have taken the class. Donors like you can offer money to tutors who post their notes and stories on the site, alongside ratings from other students that they helped.
Some tutors can offer their rates for help, sell their notes online for cheap, or just offer their help whenever they can and ask to be tipped through paypal if someone likes their work. My hope is that such a site could help to put an end to sophistry in the college system once and for all, making education easy and affordable for everyone.

8. After I have everything I'm hoping for above, the sky is the limit. But I would prefer to put the extra money that I don't need to good uses. I would spread a little philanthropy around, give to others in need on this site and through other resources.
I'd also look to teach others how to fish. I think a great way for the economy to be fixed would be if philanthropists made some really good employee owned companies. Make the place pay for itself, skim a little off the top, and walk away knowing that you really were a job creator.
I think that everyone who is capable of work and who chooses to work deserves to have their own independent living situation. I know that we are a long way from that, but I tend to be an optimist. I would like to try and make the world a better place, if nothing else.

Aside form financial help, I'm interested in anything else that I could get that's useful. Advice, Neuroscience Career connections, work, hobby or volunteer work that can easily become lucrative, I'm really all ears. Thanks again for taking the time to read my request. I hope you find it in you to help me out, even get to know me if you'd like. Bet you $5000 I can make you laugh. Did I win? >;) it was worth a try anyway.

I am a 43 year old female. I have no children and I am not married. My story is not that of someone that most people would be sympathetic to, but I would like to be as honest as possible.

When I was 23, I graduated from medicine school, got involved with someone for 5 years then he left leaving me with nothing. I got my first loan and credit card which was my first mistake. I borrowed to pay for my mortgage and ended up having difficulty paying all my bills.

Over the years, I proceeded to act like an idiot – taking out new accounts and racking up the bills. I moved to Italy thinking a new start would be good, lived there for ten years but still could not earn enough to pay off my debts let alone live comfortably. Again, this is my fault, getting mixed up with people who took advantage of my generosity, I was left yet again with no money to support myself. My father passed away when I was 23 and my mother 10 years later, I am an only child. I have no idea what happened to all their property or money, so I’ve had to be independent and fend for myself.

I decided to return to England, but getting a job here was even more difficult than in Italy. No one wants to employ you if you are over 35yrs, I’ve been struggling for the last two years, sometimes going without eating for 5 days living on tea. I have sold just about everything I own. I was hoping to make a dent in the bills I had mounting, which had gotten out of hand. I was falling behind and couldn’t make all the payments. Selling off all the stuff I bought seemed like a good start, but the bills keep coming.

I am asking for some help with these bills and rent so I can get my head above water. I have not taken out any loans and cancelled all my cards, I’m in so much debt that I will be evicted from my flat if I don’t come up with the rent by Monday.

I would humbly accept any help that someone is willing to offer me. I really want to live debt free for the first time since I left my parents home. I made a promise to myself that enough was enough, no more borrowing and if I got enough money to get me out of my black hole, I would help someone else who needs help just like me.

I am a 43 year old female. I have no children and I am not married. My story is not that of someone that most people would be sympathetic to, but I would like to be as honest as possible.
When I was 23, I graduated from university, I studied medicine, got involved with someone for 5 years then he left leaving me with nothing. I got my first loan and credit card which was my first mistake. I borrowed to pay for my mortgage and ended up having difficulty paying all my bills.
Over the years, I proceeded to act like an idiot – taking out new accounts and racking up the bills. I moved to Italy thinking a new start would be good, lived there for ten years but still could not earn enough to pay off my debts let alone live comfortably. Again, this is my fault, getting mixed up with people who took advantage of my generosity, I was left yet again with no money to support myself. My father passed away when I was 23 and my mother 10 years later, I am an only child. I have no idea what happened to all their property or money, so I’ve had to be independent and fend for myself.
I decided to return to England, but getting a job here was even more difficult than in Italy. No one wants to employ you if you are over 35yrs, I’ve been struggling for the last two years, sometimes going without eating for 5 days living on tea. I have sold just about everything I own. I was hoping to make a dent in the bills I had mounting, which had gotten out of hand. I was falling behind and couldn’t make all the payments. Selling off all the stuff I bought seemed like a good start, but the bills keep coming.
I am asking for some help with these bills and rent so I can get my head above water. I have not taken out any loans and cancelled all my cards, I’m in so much debt that I will be evicted from my flat if I don’t come up with the rent by Monday.
I would humbly accept any help that someone is willing to offer me. I really want to live debt free for the first time since I left my parents home. I made a promise to myself that enough was enough, no more borrowing and if I got enough money to get me out of my black hole, I would help someone else who needs help just like me.

We desperately need your help! We are a small church located in an economically disadvantaged community. We own a house that was deeded over to us by a former pastor and are at risk of losing that property because of our inability to pay some past due taxes on the property.

The house was deeded to the church over 30 years ago by a former pastor of the church who had become ill and subsequently passed away. The house is not located in the same community as the church. (In fact, it is some distance away from the church, and therefore could not be utilized for church-related purposes which would have taken it off of the tax roll). As a result of gentrification in that community, the property values have increased tremendously. The property tax assessment for the property owned by the church escalated to staggering heights during the housing bubble.

Because of this the church has had much difficulty keeping up with all of the taxes on the property (a general tax, a school tax, and a village tax). The rental income from the property is used to assist the church with operating expenses, maintenance of all of the church properties, as well as paying the taxes. Finally, reassessment in the last couple of years has brought down the amount of taxes to be paid and we are better able to handle some of the current taxes due, but some of the older taxes were sold and consolidated in tax lien sales. The consolidation of the prior taxes due has hurt us tremendously. Numerous times the unpaid taxes were consolidated prior to our completion of raising enough funds to pay off some of them in their unconsolidated state. Individually some were $1,000 to $3,000 respectively. They have been consolidated totaling almost $19,000. We are not permitted to pay the liens individually which was viable, we have to pay them in total.

There is a holding company based in the community where the house is located which purchased those liens. That company is now a few months away from being able to begin foreclosure proceedings and take a valuable piece of real estate out from under the church. This would be devastating to the church.

The church has been in the process of trying to sell the house and use the proceeds from the sale to build a much needed new church building in the community it is located as well as to pay off those outstanding liens at closing, and to unload a property that was once a blessing to the church, but has long since become a burden. We don’t want to lose the property. We want to be able to sell it. We had some offers on the house, but at the last minute a promising deal fell through. Previously interested buyers, for some reason now, are less interested. We feel it is possible that there may some collusion within the community where the house is located to wait for the lien process to move forward and that potential purchasers connected with the holding company will be able to take the property and flip it to tremendous financial advantage, while leaving the church with nothing for thirty years of struggling to take care of the property.

It is important that we are allowed to sell the house and build our new church. We are in the final stages of making the new building a reality. All we have to do is secure the construction financing. Receipt of a commitment letter for the sale of the house is all that stands in the way of a 40+ year dream for the congregation. It would give us the down-payment that we need to move forward.

With the construction of a new church, we would be able to operate before and after school programs, have handicap accessible restrooms, and provide better services to the community. We have a senior citizens housing complex across the street from our church, and many of the residents would attend our church but they are unable to climb up and down the stairs to the single-person restrooms in the basement. We also operate a summer day camp which would benefit greatly from having more space in which to operate. We would be able to accommodate many more youngsters, many of whose families are unable to afford the other summer camps operating in the area. We have had to turn down prospective campers because of space constraints.

Our congregational makeup has changed over the years. The financial impact of that changed has been coupled with the severe impact of the economic downturn on our community. We have more retirees now on fixed income, youth, and small children, many of whom have young mothers, and some people who are working age, mostly with working class wages. We need to build a church to better meet the needs of our congregation and community. We operate a food pantry and soup kitchen which would be able to open more days a week with bigger pantry space and a modern commercial kitchen.

As I stated, we are in the final stages of the building project. We have our permits, plans, and contractor selected. We are ready to obtain financing. The congregation, which has always striven to do much with little, has invested much in this projected over the years and the sale of this property owned by the church is the one thing that stands in the way of it happening. Please do not let us lose this property just so a few people can make a quick buck. Help us to pay off these tax liens so that our church will be able to help transform an entire community!

Hello, I am a 45 year old single mom of 2 boys, 20 and 16 years. My oldest is a type 1 diabetic on insulin for 16 years and recently celiac disease. He has not had controlled blood sugars for years and has had difficulty finding and keeping a job as he rarely feels well. He was just released from the hospital a week ago due as he went into DKA which has now pushed back his hopes of finding a job and getting out on his own, My 16 year old suffers with bipolar disorder and has had a really rough time trying to deal with not only financial issues, but his brothers illness. I have always worked, but seems I can't get even much less ahead, now my employer has cut my hours to nearly half, I am very close to foreclosure and have never really been to the point I am having a hard time just going to the grocery. I know this will sound silly, but I am wanting to go to school for dog grooming. We are all dog lovers and I have seen just how much having a dog can lift your spirits, help with self esteem and make your life better. However, I simply can't afford to go and hoping someone out there can find it in their heart to help me do this and hopefully include my sons to start a business of my own grooming dogs. I would need $1500 for all tuition and supplies. But would greatly appreciate anything given toward this goal. Thank you for your time and have a blessed day!

I’ve never asked for any kind of help before, and certainly not from people that I have never met! But my situation has become so desperate that I really do need help.
I have, for the last 15 years, struggled to make ends meet, following periods of ill-health, bad luck and catastrophic decision making. My circumstances are now very desperate indeed, and have even considered suicide.
In 1997 I suffered from a period of depression, that became so severe that I was forced to give up my job, and borrowed money to cover my mortgage and keep my house. Unfortunately the repayments on this ever increasing debt snowballed, and I found myself unable to meet my mortgage and household bills. I had ploughed my life savings into the home, and lost it all.
In 2006 I was approached by a friend, who was concerned for my financial circumstances, and suggested that we buy an old property, renovate it and sell it for a profit. I was desperate to make some money, and trusted my friend. I would refer you to full details of this in my Beg, as the project ended in complete failure having been ripped off by an unscrupulous builder. Work that should have taken 3 months took in excess of 9, and I ended up carrying out all the work myself. I regularly worked at the house from the early hours until well past midnight. The long hours left me exhausted, and in October 2008 I had a breakdown. I simply couldn’t carry on, and collapsed at work. My employer at the time was an unforgiving and vindictive man, and he said that I would be suspended if my work didn’t improve. I was afraid that I would lose my job, and under considerable psychological pressure from my employer I was forced to resign.
Following the failed business venture, which had plunged me into further debt, my breakdown and subsequent loss of my job, I simply couldn’t cope and pushed me into a long period of depression that became so severe that I planned to take my life. At the time I was so ill that I was unable to hold down a job, and this simply added to my woes - whilst out of work and undergoing intensive counselling I borrowed further. By the end of 2009 I was £15,000 ($23,250) in debt. I desperately want to rebuild my life now, but it is difficult to do so when I am saddled with a debt that is crippling me. Between 2009 and December 2010 my debt increased - there is no answer to it, and I will never ever me able to clear the £18,000 ($27,900) that I now owe. It is a debt that cripples me and prevents me from having a normal, happy life. I am 50 in February 2012, but have no future. I am tired of being worried, stressed, unable to sleep, and being depressed. Please, please help me start my life all over again. Please read my full story, and contact me if you have any questions. Thank you.

Hi everyone, I havn't got a massive sad story to tell you really. I just really need help and I'm running out of places to turn. I split with my ex husband 2 years ago which has left me with such financial difficulty it is starting to make me ill with worry. My family have been brill and have helped me out where they can but I cant bring myself to ask anymore and my debts are swimming around unpaid and i cant help but think about them everyday. I live back at home with my parents, i just want my name taken off my old mortgage but cant afford to do it, I cant even afford to file for divorce. I am constantly putting off paying bills and stupidly got into a mess with my car insurance which involved me getting pulled over by the police and having a hefty police fine, which i am struggling to pay. I have a full time job and 2 part time jobs too but nothing seems to be helping and i feel like i'm losing the plot and drowning in money worries. I understand everyone has there problems and I'm not asking for much off everyone and I've never done this before so I'm not even sure if it works. But I am a genuine nice person who is just wanting a bit of a break to get myself back on track and I would appreciate any pennies or dollars immensely. Thanks so much xxx

Hi

I've been having some real financial difficulty recently & don't have much food in the house. Any money for one would be much appreciated!

I'm a mother of 3 an I am currently pregnant I am in serious financial difficulty an really need to buy a bigger car to help with school runs shopping ect any donation would be much appreciated I hope to be able to raise most of the money needed myself but know its not possible for me to raise it all. Thank you from the bottom of my heart

I am going to be completely honest and say I have got myself into some financial difficulty over the last year and really see know way of getting myself out without a bit of help. I am in my mid twenties have 4 different credit cards which are all maxed out to the limit and am paying back a loan for my wedding which was 2 years ago and have now split from my husband and been left to pay this on my own. I haven't been able to tell anyone the extent of my debt. When I split from my husband my spending got a bit out of control and thought buying things for myself and others would make me feel better which it hasn't. I am now left with nearly £10,000 worth of debt with nothing to show for it. Any contribution no matter how big or small would be much appreciated! Thanks in advance.

I am kindly asking for help because I am working very hard to become successful, even though I have run into many roadblocks throughout my journey. I have several medical conditions that have deterred my goal. Even through these obstacles, I remain strong for my children and I teach them to never give up on your dreams. I will continue to work as hard as I can. I have run into financial difficulty and am asking for help so that I am able to make ends meet. Unfortunately, my bills each month outweigh my small income I receive from SSI. I am asking for any donation that is affordable to you. Every penny counts and I appreciate anything that you can give.

Thank you.

I am a college student who just received custody of her niece and nephew who are 4 and 10 respectively. We have food and shelter but are having a bit of difficulty pay rent and water. I am not asking for much, but anything would be greatly appreciated.
Thank you.