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MS ruined my dream

Posted by daydreamer on 2012-05-22 13:58:59

I spent 5 years working so hard to achieve my goal of becoming the first person in my family to get their college degree. One year shy of graduating I was hospitalized and diagnosed with Multiple Sclerosis. I lost my job and had to go down to part time due to health problems, and I no longer have the ability to continue on with my dream. I physically can not do it. My medical bills continue to mount and I now have $75,000 in student loans I have to pay back for something I will never be able to use. MS is an expensive disease to have, I wouldn't wish this on anyone. I am devastated and completely lost. I am out of options and money and each day that passes is bringing more stress than the one before. I am doing everything I can but I can't keep up with the collection calls anymore. If you feel it in your heart to help I can promise your kindness will not go unrewarded.

Help me get to the 2012 Disc Golf World Championships!

Posted by StrongHeart on 2012-04-27 15:58:11

I have been invited by the Professional Disc Golf Association (PDGA) to play in the World Championships this year. I am currently registered but now I am worried about not having enough money to make it there. The tournament is in North Carolina and I am from Michigan. This is the first year that I have been invited and would be devastated if a lack of funds prevented me from playing.

My husband has been out of a job for over a year now and we've been struggling to pay mortgage and electric enough as is. I work full time but it's not easy to live off one income. Until he finds a job, for which he is constantly searching, I don't have any extra money in my budget for extras like tournaments but this is such a great opportunity for me.

I need all the help I can get and every little bit helps and is greatly appreciated! I am going to be fundraising locally to help cover the cost of hotel accommodations.

Help support women in disc golf!

A family in turmoil.

Posted by elbeecee on 2012-04-06 04:58:09

I am the eldest daughter of two ill parents. I have 2 siblings who have been the caregivers to my parents for several years now. It all started when my father got ill in 2007 with a need of open heart surgery. After that surgery he was never the same. He was a very successful emergency room physician and made very good money. However, he was off for several months from work due to his recovery period. Much of his savings/investments were depleted as he was the only bread winner in the family. My brother and sister had just gotten an apartment and were to start college when my father got ill. They withdrew from school just as quickly as we moved them into their apartment in order to help my mother take care of dad. My father attempted to return to work, but he was still having chest pain and major depression. In September of 2008 he was in the hospital again and needed heart stents to open up blockages. After that situation he physically could not go back to work. He was weak, depressed, and very withdrawn from life. My mother, bless her heart, tried to find ways to make some cash. She sold many pieces of her jewelry to try and pay bills. Regardless of what she profited, she was unable to fulfill the mounting medical bills, credit card bills, car payments, insurance bills, etc.
It wasn't long before she became gravely ill. In the summer of 2010 my mother had succumbed to kidney failure and had to be on kidney dialysis permanently. She had neglected to take care of herself while trying to take care of my father and their financial woes. Along with the financial woes, there were back taxes that were still owed and of course were impossible to pay, their house was falling apart--still is. By the end of Spring 2011, my mother got so ill and was on a ventilator at least 4 times in a 2 week period due to her lungs filling up with fluid. Finally it was discovered that she had endocarditis (infection in heart)that had ravaged one of her heart valves. This required open heart surgery and replacement of the defected valve. The endocarditis stemmed from an infected temporary dialysis catheter. She was in the hospital for over a month and a half or so. Needless to say she was confused, lost tons of weight, and lost the ability to walk or care for herself. She was placed in a nursing home for rehab, but several more stays in the hospital only made her fall several steps back on her rehab and she never has fully recovered. It was discovered that she also had a tumor on one of her kidneys and her kidney was removed in the Fall of 2011 and supposedly it was all contained and it was early stage renal (kidney) carcinoma (cancer). While my mother was in the hospital my father had trouble breathing and I took him to the hospital. It as discovered he was in kidney failure and they both ended up in the hospital at the same time. Now my father is on permanent kidney dialysis.
Now fast forward to present day April 6, 2012. My mother's dialysis shunt would not stop bleeding and she was taken to the emergency room. She also complained of right leg pain and ultimately she ended up with a CT angiogram. This test revealed she not only had some blockage in one of her arteries in her leg, but that she had metastatic cancer to her liver, lungs, and a site near her spleen. Of course we are devastated.
They have no money. The money they do get is always depleted as soon as they get it from Medicare. My mother's social security check went straight to the nursing home and still was not enough to cover her bill. My father would have to pay over $1,000 a month because Medicare would only pay for several weeks. Since she has been in the hospital now for almost 2 weeks, we have pulled her out of the nursing home because the expected us to pay over $180 A DAY to keep her spot at the nursing home.
Now we are faced with a surgery to fix her leg, a plan for cancer treatment, and no suitable place for my mother to live. Their current home is in shambles and I mean SHAMBLES. Roof leaks and is falling apart. I assume there is some black mold lingering. No central air or heat as their units are broke. Plus large amounts of stuff--my mother also was a hoarder. The house is disgusting and it has been hard to clean up with out major assistance and with constant trips to the hospital who has ample time (?). They live in a small town and it is very hard to simply get a dumpster to throw many items away. The house would have to be completely gutted and redone. The floors are sinking in and it is very dangerous. They don't have the funds to fix any of it and nor do I.
I have missed work several times over the last year and more with FMLA, but never have enough PTO to fully cover my own losses.
My siblings have yet to start their lives. They have been with my parents ever since 2007 to help them with everything. Even when my mother was in a nursing home my siblings and my dad would go see my mom every single day--we just didn't trust the care of the nursing home and rightly so because she developed a bed ulcer on her heel after the wound care nurse said it was getting better--not even close! And yes the blocked artery in her leg and her bed ulcer on her heel are related. The wound care nurse and the Dr. for the nursing home should have caught this medical issue.
So life has been tough, but reading about it doesn't even give it justice. We need financial assistance, a new home or help to fix it--we need a lot of help. I want my brother and sister to finally get on their own feet and do what they want to do. I feel bad for them because I was able to finish college and have a career, a husband, and a home. They have yet to accomplish their goals and it makes me sad and sick to see them so depressed. They are in their late 20s and my parents are both 65 y.o.
If anyone has a kind heart, I promise you I'm not lying. I have proof of all I have written about and I swear on everything--my family, my husband, etc. that this is all real. Thank you for your time and interest. If you can't help at least please pray for us.

I'm trying this BegsList as desperation as I don't know what to do. My wish is to get them a nice clean place to live and live their last years worry free.

Help required

Posted by lozlynch on 2012-03-28 06:58:44

Hello there, my name is Lorraine. I am here as I need help. I am 43 with a child aged 13. New Years Eve 2010 I got married to a gentleman who I adored,hes 55 we didnt tell anyone we was doing this only our 2 witnesses. It was a gorgeous day. Feb 2011 I picked up my Husbands phone to another woman!I cannot tell you how devastated I was, I still am. This had been going on 10 months & whilst we planned our wedding day. He begged me for another chance which I gave him. We moved house for a "new start" which as it needed quite alot of work doing it took my mind off the problems. Well, it hasnt worked out & im devastated. The problem now is that although we are married as its only been a short time i'm not entitled to stay in the property. The mortgage is in my husbands name (long story)& it was his savings paid the deposit. I'm beginning to wonder if this was his plan all along. I have now got to move out before I lose my sanity. I have been sleeping in the spare room & my son is being affected by this atmosphere we live in which in turn is affecting his schoolwork. I dont claim benefits, I'm a hard worker & the only thing I have is my car which I am more than prepared to sell to pay a deposit to rent somewhere. Its not worth much though & I still need to travel to work (15miles) can anyone please consider helping me? If not me then consider my Son? I'm not asking for much, even a couple pence helps towards something. I'm a proud person & this is very difficult for me. Thankyou in advance to everyone that has read my letter.

Escape my awful job!

Posted by Liz888 on 2012-03-25 14:58:39

Hi I have been offered a better job within the company I work for now, but I'll need a car! I've just passed my test but I'm nowhere near the £3000 I need for a reliable car! Please help ! This is the job I've dreamed of and I'd be devastated to to be able to take it ( it starts in August)

Please help me clear debt that is drowning me

Posted by George180262 on 2012-02-06 11:58:11

I’ve never asked for any kind of help before, and certainly not from people that I have never met! But my situation has become so desperate that I really do need help.
I have, for the last 15 years, struggled to make ends meet, following periods of ill-health, bad luck and catastrophic decision making. My circumstances are now very desperate indeed, and have even considered suicide.
In 1997 I suffered from a period of depression, that became so severe that I was forced to give up my job, and borrowed money to cover my mortgage and keep my house. Unfortunately the repayments on this ever increasing debt snowballed, and I found myself unable to meet my mortgage and household bills. I had ploughed my life savings into the home, and lost it all.
In 2006 I was approached by a friend, who was concerned for my financial circumstances, and suggested that we buy an old property, renovate it and sell it for a profit. I was desperate to make some money, and trusted my friend. I would refer you to full details of this in my Beg, as the project ended in complete failure having been ripped off by an unscrupulous builder. Work that should have taken 3 months took in excess of 9, and I ended up carrying out all the work myself. I regularly worked at the house from the early hours until well past midnight. The long hours left me exhausted, and in October 2008 I had a breakdown. I simply couldn’t carry on, and collapsed at work. My employer at the time was an unforgiving and vindictive man, and he said that I would be suspended if my work didn’t improve. I was afraid that I would lose my job, and under considerable psychological pressure from my employer I was forced to resign.
Following the failed business venture, which had plunged me into further debt, my breakdown and subsequent loss of my job, I simply couldn’t cope and pushed me into a long period of depression that became so severe that I planned to take my life. At the time I was so ill that I was unable to hold down a job, and this simply added to my woes - whilst out of work and undergoing intensive counselling I borrowed further. By the end of 2009 I was £15,000 ($23,250) in debt. I desperately want to rebuild my life now, but it is difficult to do so when I am saddled with a debt that is crippling me. Between 2009 and December 2010 my debt increased - there is no answer to it, and I will never ever me able to clear the £18,000 ($27,900) that I now owe. It is a debt that cripples me and prevents me from having a normal, happy life. I am 50 in February 2012, but have no future. I am tired of being worried, stressed, unable to sleep, and being depressed. Please, please help me start my life all over again. Please read my full story, and contact me if you have any questions. Thank you.

Wanting a Baby Girl

Posted by mummylove5 on 2012-02-01 20:58:17

We lost our 8 1/2 month old baby girl 2 weeks ago by SIDS. My heart is absolutely shattered, I miss her smell, her touch and caring for her.
I have 4 sons and our baby girl was the icing on the cake for the family! I am dearly wanting to fly to the US to have Gender Selection as I would love to have another baby Girl. I'm not wanting to replace our daughter but to fill that hole in my heart and to feel love again. I got a taste for what it was like to have a daughter, and it was absolutely wonderful.

Help me give my new wife the honeymoon she deserves

Posted by Grobbyfrog on 2012-01-24 10:58:53

Hello

I recently got married to the woman that I love, yeah!, but just before I married her I was made redundant from my job and subsequently had to cancel the honeymoon because I simply couldnt afford it, which left us both devastated, although she said she didnt mind. Please help me raise the money I need to give her the amazing time she truely deserves.

Every penny grately appreciated.

Thank you

Help me have faith in people again

Posted by NeedsFaithRestoref on 2012-01-16 14:58:21

I am alone and don't know where to turn. My husband cheated and devastated my world by getting another woman pregnant. I have no family and found myself alone with no money, no home and no job. I fought my way out of that and found a job and tried to rebuild my life. Two weeks ago, I was laid off and now have no income. I have never collected unemployment in my life but swallowed my pride and applied. I won't be receiving any assistance for another three weeks! I have no money and I am about to be homeless again. I am not the kind of person to ask for help , but I don't know what to do. I feel like everyone in my life that I have ever trusted has betrayed me. Are there any good people left in this world that do not lie and betray others?

Losing house, cannot pay bills, no food, please help!

Posted by whaleman on 2011-11-29 09:58:46

I am in a commision sales position. I have worked here for several years and always got by. For the last 6 months sales have become nearly extinct. I tried to find another job to make ends meet, but have not had any luck. Have three school age children. Need money for home, bills and food. I already told them there would be no Christmas presents this year. My heart is devastated. I am at my wits end. I dont know if anyone will see this. If you can not help me financially, could you pray for us!!!

Please help me before I lose my home

Posted by Owley on 2011-11-28 11:58:11

Hello,
I hate to ask for help like this but I am at the end of the line.
I lost my job earlier in the year after being ill for a number of months. I had an operation to remove my appendix and then suffered complications. The company where I work would not keep my job open while I was ill.
Although not fully recovered I have been trying to find another job as I cannot pay my mortgage and bills without one.
I have tried to ask my bank for help regarding mortgage payments until I find another job but they have refused point blank. I have reduced all other outgoings to the bare minimum but still can't make ends meet.
I am sure I will find another job soon - I have to with all the applications I have made - and could do with any small help to keep going in the meantime.
My home is all I have and I don't have the emotional strength left to cope with losing it.
I am devastated by what has happened to me through no fault of my own and if I could go back in time I would never have agreed to the operation and then none of this would have happened.

desperate/family crisis taking toll

Posted by keepingfaith on 2011-11-19 19:58:20

please help i am a mom of two teenagers recently their brother died on july 7thfrom a motorcycle accident the birthday of my other son who turned 17 one sons death one sons birthday we have been devastated and heartbroken as you can imagine louie would have been 25 on halloween today received letter emigrant savings bank is foreclosing and sale date of my house in court on jan 17th 2011 my daughter since her brothers death has been suicidal and losing our home would push her over the edge ...i am separated due to being beaten by my husband i have a stay away order in effect and he does not financially take any part in this house couldn't care less if we were out on the streets he is heartless .my sons death has taken a toll on all of us i have tried getting the bank to work with me and they haven't budged i am scared and try to keep faith in god that he will not allow this to happen to us .please someone out there please help donations can be sent to 400 flower rd valley stream ny 11580 would give you my home address but the mail doesn't get properly delivered here please whatever you can do to help us keep our home would be forever appreciated thank you from our hearts --home is where our hearts are !!!blessings to you !

Trying 2 get back on my feet

Posted by away4me on 2011-11-07 10:58:23

Nine years ago my husband of 20 years left me, my 2 daughters and my newborn granddaughter to runaway with a woman he met online. He was a truck driver and the family breadwinner. Financially devastated I was forced to move to Georgia to my retired brother.My brother died from a sudden massive heart attack soon after my arrival. I've worked several minimum wage jobs over the last few years and I've finally managed to raise my children. I was living alone in a low income apartment when my place of employment suddenly went out of business. For the past year I have been collecting $100 a week unemployment and living from from one friend to another. I have some chronic medical ailments and no health insurance. I have mounting medical and dental expenses. Any amount donated will be greatly appreciated.

Urgently need money for food/rent.

Posted by Azumai on 2011-08-30 12:58:59

Hi, i beg of anyone who can help to please donate anything to my paypal account. Rawkanime@hotmail.com.

I have just lost my job after payday and have no money for next months rent, and claiming housing benefit takes 6 weeks so i will not receive it in time.

I also have no money for food as the remaining amount of money i do have, has to be spent on this months bills.

I cant bare the thought of my girlfriend going hungry and having to sell our possessions just until we get back on our feet again.

I lost my job so unfairly, ive been on probation for two months now, been told ive been doing a really good job and having been full of pride, only to go into work this morning and be told they now suddenly dont think im suitable for the job. Im devastated and have never been more scared of what to do..

Thank you to anyone kind enough to help me in my desperate time of need x

Young, widowed mother down on her luck.

Posted by gabrielleroeber on 2011-06-14 14:58:20

In December 2010 my husband unexpectedly died from heart failure at the young age of 22. Devastated by this loss, my two year old daughter and I decided to up-root and move across the country to be closer to family. Times are tough for everyone and there seems to be no jobs available. I am behind on my rent and I need to pay tax, title, and licensing fees for my car in the state of Florida. I thought things were on the up and up moving here but they just seem to be getting worse. Hopefully I will be getting a job soon so I don't fall behind anymore. The total of all my debts as of now are $800.00. This may not seem like much but to me its the difference between survival for my daughter and I and failing as a mother. I love my daughter more than anything in life and I know my late husband would never want to see us on the streets. Anything helps and I know paying it forward is one of the things that will get us out of debt. Thank you for taking the time to read my plea.

Young, widowed mother down on her luck.

Posted by gabrielleroeber on 2011-06-14 14:58:20

In December 2010 my husband unexpectedly died from heart failure at the young age of 22. Devastated by this loss, my two year old daughter and I decided to up-root and move across the country to be closer to family. Times are tough for everyone and there seems to be no jobs available. I am behind on my rent and I need to pay tax, title, and licensing fees for my car in the state of Florida. I thought things were on the up and up moving here but they just seem to be getting worse. Hopefully I will be getting a job soon so I don't fall behind anymore. The total of all my debts as of now are $800.00. This may not seem like much but to me its the difference between survival for my daughter and I and failing as a mother. I love my daughter more than anything in life and I know my late husband would never want to see us on the streets. Anything helps and I know paying it forward is one of the things that will get us out of debt. Thank you for taking the time to read my plea.

Young, widowed mother down on her luck.

Posted by gabrielleroeber on 2011-06-14 14:58:20

In December 2010 my husband unexpectedly died from heart failure at the young age of 22. Devastated by this loss, my two year old daughter and I decided to up-root and move across the country to be closer to family. Times are tough for everyone and there seems to be no jobs available. I am behind on my rent and I need to pay tax, title, and licensing fees for my car in the state of Florida. I thought things were on the up and up moving here but they just seem to be getting worse. Hopefully I will be getting a job soon so I don't fall behind anymore. The total of all my debts as of now are $800.00. This may not seem like much but to me its the difference between survival for my daughter and I and failing as a mother. I love my daughter more than anything in life and I know my late husband would never want to see us on the streets. Anything helps and I know paying it forward is one of the things that will get us out of debt. Thank you for taking the time to read my plea.

Young, widowed mother down on her luck.

Posted by gabrielleroeber on 2011-06-14 14:58:19

In December 2010 my husband unexpectedly died from heart failure at the young age of 22. Devastated by this loss, my two year old daughter and I decided to up-root and move across the country to be closer to family. Times are tough for everyone and there seems to be no jobs available. I am behind on my rent and I need to pay tax, title, and licensing fees for my car in the state of Florida. I thought things were on the up and up moving here but they just seem to be getting worse. Hopefully I will be getting a job soon so I don't fall behind anymore. The total of all my debts as of now are $800.00. This may not seem like much but to me its the difference between survival for my daughter and I and failing as a mother. I love my daughter more than anything in life and I know my late husband would never want to see us on the streets. Anything helps and I know paying it forward is one of the things that will get us out of debt. Thank you for taking the time to read my plea.

Young, widowed mother down on her luck.

Posted by gabrielleroeber on 2011-06-14 14:58:19

In December 2010 my husband unexpectedly died from heart failure at the young age of 22. Devastated by this loss, my two year old daughter and I decided to up-root and move across the country to be closer to family. Times are tough for everyone and there seems to be no jobs available. I am behind on my rent and I need to pay tax, title, and licensing fees for my car in the state of Florida. I thought things were on the up and up moving here but they just seem to be getting worse. Hopefully I will be getting a job soon so I don't fall behind anymore. The total of all my debts as of now are $800.00. This may not seem like much but to me its the difference between survival for my daughter and I and failing as a mother. I love my daughter more than anything in life and I know my late husband would never want to see us on the streets. Anything helps and I know paying it forward is one of the things that will get us out of debt. Thank you for taking the time to read my plea.

Young, widowed mother down on her luck.

Posted by gabrielleroeber on 2011-06-14 14:58:19

In December 2010 my husband unexpectedly died from heart failure at the young age of 22. Devastated by this loss, my two year old daughter and I decided to up-root and move across the country to be closer to family. Times are tough for everyone and there seems to be no jobs available. I am behind on my rent and I need to pay tax, title, and licensing fees for my car in the state of Florida. I thought things were on the up and up moving here but they just seem to be getting worse. Hopefully I will be getting a job soon so I don't fall behind anymore. The total of all my debts as of now are $800.00. This may not seem like much but to me its the difference between survival for my daughter and I and failing as a mother. I love my daughter more than anything in life and I know my late husband would never want to see us on the streets. Anything helps and I know paying it forward is one of the things that will get us out of debt. Thank you for taking the time to read my plea.

Young, widowed mother down on her luck.

Posted by gabrielleroeber on 2011-06-14 14:58:19

In December 2010 my husband unexpectedly died from heart failure at the young age of 22. Devastated by this loss, my two year old daughter and I decided to up-root and move across the country to be closer to family. Times are tough for everyone and there seems to be no jobs available. I am behind on my rent and I need to pay tax, title, and licensing fees for my car in the state of Florida. I thought things were on the up and up moving here but they just seem to be getting worse. Hopefully I will be getting a job soon so I don't fall behind anymore. The total of all my debts as of now are $800.00. This may not seem like much but to me its the difference between survival for my daughter and I and failing as a mother. I love my daughter more than anything in life and I know my late husband would never want to see us on the streets. Anything helps and I know paying it forward is one of the things that will get us out of debt. Thank you for taking the time to read my plea.

Young, widowed mother down on her luck.

Posted by gabrielleroeber on 2011-06-14 14:58:19

In December 2010 my husband unexpectedly died from heart failure at the young age of 22. Devastated by this loss, my two year old daughter and I decided to up-root and move across the country to be closer to family. Times are tough for everyone and there seems to be no jobs available. I am behind on my rent and I need to pay tax, title, and licensing fees for my car in the state of Florida. I thought things were on the up and up moving here but they just seem to be getting worse. Hopefully I will be getting a job soon so I don't fall behind anymore. The total of all my debts as of now are $800.00. This may not seem like much but to me its the difference between survival for my daughter and I and failing as a mother. I love my daughter more than anything in life and I know my late husband would never want to see us on the streets. Anything helps and I know paying it forward is one of the things that will get us out of debt. Thank you for taking the time to read my plea.

Young, widowed mother down on her luck.

Posted by gabrielleroeber on 2011-06-14 14:58:19

In December 2010 my husband unexpectedly died from heart failure at the young age of 22. Devastated by this loss, my two year old daughter and I decided to up-root and move across the country to be closer to family. Times are tough for everyone and there seems to be no jobs available. I am behind on my rent and I need to pay tax, title, and licensing fees for my car in the state of Florida. I thought things were on the up and up moving here but they just seem to be getting worse. Hopefully I will be getting a job soon so I don't fall behind anymore. The total of all my debts as of now are $800.00. This may not seem like much but to me its the difference between survival for my daughter and I and failing as a mother. I love my daughter more than anything in life and I know my late husband would never want to see us on the streets. Anything helps and I know paying it forward is one of the things that will get us out of debt. Thank you for taking the time to read my plea.

Young, widowed mother down on her luck.

Posted by gabrielleroeber on 2011-06-14 14:58:19

In December 2010 my husband unexpectedly died from heart failure at the young age of 22. Devastated by this loss, my two year old daughter and I decided to up-root and move across the country to be closer to family. Times are tough for everyone and there seems to be no jobs available. I am behind on my rent and I need to pay tax, title, and licensing fees for my car in the state of Florida. I thought things were on the up and up moving here but they just seem to be getting worse. Hopefully I will be getting a job soon so I don't fall behind anymore. The total of all my debts as of now are $800.00. This may not seem like much but to me its the difference between survival for my daughter and I and failing as a mother. I love my daughter more than anything in life and I know my late husband would never want to see us on the streets. Anything helps and I know paying it forward is one of the things that will get us out of debt. Thank you for taking the time to read my plea.

Young, widowed mother down on her luck.

Posted by gabrielleroeber on 2011-06-14 14:58:18

In December 2010 my husband unexpectedly died from heart failure at the young age of 22. Devastated by this loss, my two year old daughter and I decided to up-root and move across the country to be closer to family. Times are tough for everyone and there seems to be no jobs available. I am behind on my rent and I need to pay tax, title, and licensing fees for my car in the state of Florida. I thought things were on the up and up moving here but they just seem to be getting worse. Hopefully I will be getting a job soon so I don't fall behind anymore. The total of all my debts as of now are $800.00. This may not seem like much but to me its the difference between survival for my daughter and I and failing as a mother. I love my daughter more than anything in life and I know my late husband would never want to see us on the streets. Anything helps and I know paying it forward is one of the things that will get us out of debt. Thank you for taking the time to read my plea.