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Need $9000 or I'll lose my home...

Posted by kelly91 on 2012-05-14 12:58:58

Hello. I'm Kelly, and I'm twenty. I'm a college student in Georgia, and I was disowned by my family a few years ago. I've been trying to find a job for a year, but I haven't been able to get anything despite applying to every business I could get to.

My financial aid has been enough up to this point to get me by, but a few emergencies came up. Now, I only have $500 to my name, and I have to make it through August before I'll get my next year's financial aid! I've been getting behind on my bills. My rent is $265 a month. My bills are roughly $140. I'm at my wit's end. I need help. I'm scared, and I don't want to have to drop out of school.

Any help you can possibly provide will go a long way! Thank you for your time.

Help me and my friend

Posted by Colleen on 2012-05-10 07:58:12

First of all I am not asking help for myself but for a friend whom Ive never seen but know her through the Internet. She lives in an eastern European country and she is gay. By the time she came out she already was married and had two georgeous and smart kids. I can imagine how confused she must have been and how hard must have been the decision for her to pick up the courage and come out. Of course this meant a divorce and her ex- husband ( pride and ego bruised because wife left him not for another man but a woman ) is fighting custody for the kids - and not always fair. Also to put it bluntly - he has money and she doesent. She and her partner going through a rough patch - age even posted on her blog that they had to make a decision between to eat or pay the solicitor. Of course they choose the solicitor. Her heart is thorn between her love and her children - she is a mother and has to watch how her ex and his new partner poison her children's mind calling her a faggot/ queer infront of them, telling them she is an abomination and that she is not worth to be loved but she needs to be locked up. She would be able to fight for her children despite this but where she lives it is not accepted to be gay ( ohh not openly no ) and the last time the judge actually voiced her opinion that the children have the right to live in a family which consist of a man and a woman.
I would love to help her to get the funds needed but I'm off on sick leave and have problems on my own ( rent arreas, bad debts as sickness came unexpected and don't have any savings ) that's why I'm asking here whoever can help her please do ( through me or straight to her )
She could be contacted through this blog ( it is in her own language but I guess even through google translate you will get the jist of it )
Or if you think you could help me out as well I would be really grateful
Thank you
Her blog address is: http://andersenhalott.blogspot.co.uk

Lost childhood from always working to pay bills

Posted by saraboo on 2012-05-10 01:58:17

Hi,
If someone actually reads this I hope you can reach out and help my family. I guess where to begin would be difficult for me since having to hear about money started at a young age. I could give you a whole sob story but I am not going to I'll just tell you a little about ourselves. My momma was a high school dropout and had three kids me included, she never went back to get a higher education. She married my step dad when I was around seven years old. My middle eldest brother is mentally retarded and my mom did so much trying to help him but it did not work so now he is in a halfway house hopefully being set onto the right path. My step dad is somewhat of an emotionless person because of the way he grew up and because of a leg injury from last year has a hard time finding a job he can do despite all the searching he has done. My eldest brother is so smart but he's wasting his life away at a fast food franchise called cookout, but the brightside for him is he has found true love and expecting a baby. Now onto me I tried looking online to see if their was anything an eighteen year old like me could do to get some extra much needed money for bills but had no luck because they all need money first which is what I don't have. My mom and me have always been very close and im so sick and depressed of seeing her waste away trying to pay all of the bills with what little money she earns at a dead end job. I give my weekly paychecks to my mom just so she can make ends meet and we both only work part time due to all the cut backs on hours from the recession going on. I don't know what else I can say except it would be a miracle from God if something from posting this would happen because I am so unlucky I can't imagine ever winning anything and we are just an ordinary family nothing special about us except that we're in desperate need of a hero.

Hopping for a better situation

Posted by Gr8tful4lyfe on 2012-05-09 10:58:43

 I am a 32 yr old mother of 3 who has never been in a situation of desperation such as the one I am about to present to you.  Early last year I worked at a job which paid more than enough money to take care of me and my children.  The problem was that the hours were from 3p-3a, which gave me no time to spend with my kids.  My oldest which is of school age only seen me on tue & Wed, which were my only days off, the rest of her time was spent with my sitter.  My job also had me work holidays and sad to say their birthdays as well.  Soon my daughters grades began to drop and my young children no longer wanted to spend time with me.  They cried for the babysitter and soon started calling me by my first name.  I went to my job and pleaded with them for a schedule change, they declined stating that my personal life wasnt their problem and they have 1000's of people who would love to take my place.  So I was forced to make a decision between money and my kids, I chose my kids.  I quit my job after saving enough money to pay the bills for a couple of months while I search for a job with earlier hours.  I felt this shouldn't be a problem due my previous work experience and my associates degree.  The 3 months I had given my self passed by very quickly without me finding new employment.  Because tax time was approaching and my lease was almost up I decided to use my tax money to find a much cheaper home (unfortunately in a much less appealing neighborhood) and use the rest of the money to pay for rent and utilities for another 3 months.  I have no family who can help me out and my kids father is nowhere around.  I have yet to find employment despite the many interviews and applications I have done.  A truck recently cracked the windshield on my car, my tires are bald, and the engine is going bad.  I cannot afford to fix these things and am now desperate to find a job before I lose my transportation. I would love for a great job lead or even an agency which can help me. A small donation would also help and if you send me your email address, as soon as I get on my feet I am willing to pay it back. For those who read this if u know of some job leads please forward it to me, thank you!!

Deserving Musical Miracle

Posted by GuitarMom on 2012-05-08 23:58:23

I am seeking help to pay for my son's college tuition and associated fees. My son has been accepted to Berklee College of Music in Boston, MA. It is an honor for anyone to be accepted to this esteemed institution, however my son's story is quite exceptional. When he was 10 years old, he nearly lost his right arm due to a post-surgical bleed. He was diagnosed with a bleeding disorder known as von Willebrands. He has been left with a disabled arm and hand. He only has use of his thumb on his right hand. His childhood was comprised of surgeries and infusions. When he was 12 years old, he asked if he could buy a guitar. He was so happy because he had seen Tommy Emmanuel playing guitar with a thumb pick on television. He purchased the guitar and began working on a technique to play. He can only use his thumb to pick the guitar strings and must hold his fingers in a special position so that he does not mute the strings. His goal since age 12 has been to study at Berklee. It is an honor to be accepted to such a fine school. Despite a severe disability he has been able to achieve this remarkable goal. Financing his education is going to be extremely difficult. Berklee is an expensive college and scholarships seem scarce. If you know of any scholarships that would be available for him please let me know. If you feel like you want to donate, it is much appreciated. Thank you so much for your time.

Trying to fix the damage my own uncles and aunts forced on my family

Posted by FamilyMan1986 on 2012-05-05 05:58:20

Sometime ago, my grandparents, Anthony and Mercedes passed away within 2 years with my grandpa being first, but before that came about, my grandparents dying wish, was that after they passed, that the money they had saved up would be split between me, my uncles, aunts, father, mother and sister. So my uncles and aunts promised my grandparents they would do that, we all agreed.

Also, my grandma wanted a big funeral with everyone she knew to be there. But after she passed, my uncles just disappeared, and my aunt Gloria robbed my grandma out of her own funeral, she only invited 6 people out of 50, stole all the money that was supposed to be for the funeral and split between us all, which totaled up to a little over $100,000, and she took it all for herself and her husband, moved to Nevada, and pretended like my mom, dad, sister and me didn't even exist, worst then that, is that she never apologized, my uncle Dave did nothing, and either did any of my cousins.

They promised to fulfill my grandparents dying wish, and I believed them, my grandparents believe them, and in the end, they stole from their own parents, my grandparents. I begged my aunt for an answer on why she did what she did, and she never came clean, she never once admitted she was wrong, and worst then that, she ignored me, and my mom, dad and sister. It's just the four of us, and we're financially struggling worst then ever before, because we were betrayed. This has effected my sister the most, because her depression has been getting worst, and because of it, she has tried to kill herself a few times because of how things turned out, but she didn't, although I couldn't stop her from cutting herself.

I am currently the only healthy person in my family right now. My mom is disabled and has cerebral palsy, my father is ex-military who is also disabled, and just recently, he was hit by a car and can no longer work, and my sister has asthma. I'm 25 years old and currently unemployed, despite the fact I went to college, I can't find a job anywhere. My mom too, went to college, earned her degree, and she can't find a job either. I worked for a several years, but was let go because business was slow. Since then, I've been selling my stuff left and right just to get through and to help my family, but it's not enough.

If there is anyone out there that can help me and my family, I would be eternally grateful and thankful to you, and to the good Lord for this blessing. Thank you so much for taking the time to read this, and God bless you.

Huge Credit Card/Student Loan Debts

Posted by sportsvine on 2012-05-01 16:58:48

Hello there! I am husband and father in a household of 3. My baby boy is going to turn 1 year old on June 23rd, 2012. I have a job as a 4th grade teacher on an Indian Reservation in South Dakota. I have been married for 6 years now. I believe I make good financial choices. We do not use tobacco or drink. We have never been criminally fined. I do not own a shiny brand new car (our vehicles are 2001 Olds Alero and 1996 Dodge Dakota), or a huge house (we are renting a 3 bedroom house) I consider myself very hard working.

Yet, we are spiraling into more and more into debt with each passing month. Despite our modest living and good choices, we are on a path to bankruptcy. I will be forever grateful for any help my family may receive through this website. We have about $30,000 in credit card debt, $15,000 in student loans, and $3,000 in medical bills. If people become extremely generous to our situation, we will not accept more help than these debts. I also look forward to updating everyone about my (hopefully) dwindling debts through a facebook page I created specifically for this plea for help!

My facebook page created for updates of my financial situation is Chris Vhelp. I will accept friend requests so I can update everyone who is interested in how much I am being helped.

Thanks to everyone in advance!!!

Help college student in debt reach graduation

Posted by DebtStudent on 2012-04-30 14:58:34

I'm a college student from Portugal seeking help so I can stay in college. For the past two years, despite working, having my parents do two jobs and having student loans a lot of debt has kept rising. I currently have overdue bills, tuition and rent. Despite trying hard to try and save as much as I can cutting back on some things I still reached a point of no return. In the next two or three months the debt will be too high and going for too long and I will have to cancel my college registration and start paying the student loans, witch in my current situation and with the debt that I have I won't be able too. I do not need a lot of money to get things going. With 3000$-3500$ I would be able to pay my overdue bills and tuition, pay the rent and ease the pressure my parents are having to help me. With this amount the 450$ I earn each month would be enough to pay for the monthly bills, rent and food. And I would be able to save up until next year's tuition.
I would really appreciate any help.
Thank you

Need to keep my dogs!

Posted by Damifino on 2012-04-29 01:58:24

I was laid off from my job in the mortgage business in 2007. I tried to find a job for four years, while still managing to pay the mortgage from my savings. No jobs in mortgage, and no interest (despite my skills in general office duties) from other types of business. In December of 2010 I ended up in the hospital with a life threatening skin cancer-I hadn't sought medical treatment because of losing my health insurance, but it got to the point that I was taken out of the house on a stretcher. Now my only source of income is SS disability (my sternum was removed in surgery). My house is being foreclosed. There's no way that I can ask for help with keeping the house, it's too much money. But, I need help with being able to find a place to live where I can bring my two dogs. They are rescued German Shepherds. They are both old, and would have no chance of being adopted if I take them to a shelter. Giving up my devoted friends isn't an option, but any place that I can afford on the disability income alone doesn't allow dogs. I spent all my savings keeping my house because I truly believed that I would be able to find a job. I just need some help to get a new home for me, Chance and Bentley until they either are ready to leave and I can go rent a little room, or I can regain enough strength to go back to work.

Need help with accident Medical Bills

Posted by clayton-ak on 2012-04-24 14:58:33

I cannot believe I am asking for money on a site like this, but I don't have any other option. I am 21 years old and live on my own, away from previously abusive parents. I have no family I can ask for help or I would not be here. I work at a ski resort and on December 2011 I was injured in a snowboarding accident off the clock when another rider slammed into me, breaking my jaw. As I spat up blood from the rips in my gums as my jaw displaced, the rider got up and rode away. Despite the accident was not my fault, I am still paying the medical bills. My hospital bill was $1500 with x-rays and the surgery was $5000 to have my jaws wired shut. I applied for under 21 medicaid for help after the accident (turned 21 in march) but you can only make about $550 monthly to be eligible! I am barely able to pay my bills as I don't make a lot and already lived paycheck to paycheck. I spent up my savings and checking to get by and pay off medical interest. I don't expect my bills to magically disappear here, but anything helps. Thank you, and God bless.

Laid off, disabled, losing our home

Posted by layoff on 2012-04-18 16:58:11

My situation is more complicated than I can explain, however I ended up as a single parent despite having been married and never expecting this circumstance. In brief, my husband experienced the onset of severe, debilitating mental illness and made several suicide attempts before we split up and my daughter and I have been alone since the last twenty years. I worked hard and partially succeeded in raising my daughter alone but during the last twenty years I became ill. My husband's family want little to do with us and do not provide us with any support. My daughter is trying to get through post secondary education and I am hoping that the economy will be improving but meanwhile I cannot pay the bills because my hours were cut. My own father is in a nursing home, he has no money to speak of, my mother died last year, and my husband's family will not help us despite their own wealth. We want desperately to become more independent but do not want to rip anyone off. If you are interested in my cause let me know. If everyone who read my message gave only a single dollar, imagine how much good it might do? We want to be able to buy a home so that we can put a stop to these high rent payments we make. A mortgage, based on my work history, would be less expensive. It sounds unreal but we live in Vancouver and want to stay here if possible for work and school. We have been here for a long time. Please let me know if you want to help us make some dreams come true. If you do, then I can provide you with more information to make donations and more details on our lives and how your donations are helping us. I know that we do not live a third world lifestyle but many people are unaware of how quickly homelessness can happen in North America due to lack of family support, which is our problem. Please find it in your heart to help us.

Help For College

Posted by NNeed on 2012-04-16 00:58:06

I am in need of financial assistance. My daughter has been accepted to college. I am a single parent. I divorced my ex-husband when she was four years old. Although her father lives in the same city as us, he does not consistently help me financially. I have worked really hard over the years despite being a single parent. Unfortunately, last year I was laid off from my job due to downsizing. I really want my daughter to attend college. She has worked hard in high school. She is ranked in the top ten percent of the students. She is 6 out of 300. I have tried getting scholarships because financial aid is based on my income from last year when I was working. The scholarships are not enough. I really need some help. Please donate to help her go to college.

family scammed can't pay debts

Posted by lauramperez on 2012-04-09 09:58:45

we are a ffamily on their worst. We live in spain, we both are jobless (me for more than a year, my husband 4months), and we have no income at all, and very difficult to find a job as more than 25% of population here is unemployed, and unemployment is growing.

Some time ago, we got scammed with a personal credit and, despite trying to cancel it, we couldn't and we have to pay for it all. It's not much money monthly but, as we have no income at all, paying for basic services (electricity, water, phone) is a pest.

The complete debt of that credit is 3000 euros, but paying it 70 euros each month, phone is fixed in 80 euros (handy and line with dsl), electricity is 40 euros a month, and water only 30 euros. That makes a total of 220 euros a month.

I could start working in june (no papers no social security...just work for money and food) but till then, we need your help!

Young family drowning in medical debt.

Posted by bostonhelpless on 2012-04-02 15:58:14

First and foremost, God bless you for taking the time to read this.
I'm 25 years old, married to a wonderful woman, and have two step children, and one child of my own. About three years ago, after experiencing excruciating pain in my left leg and coughing fits that caused me to pass out, A very large blood clot was found in my left leg. Pieces of this clot were breaking off, and damaging my lungs causing the coughing fits. I was hospitalized for an entire month while the doctors pumped me full of blood thinners to alleviate the clot. I was forced to quit my job, and go on medical disability. The blood clot, despite numerous drugs and procedures, persists to this day. I am unable to work, and state disability lasts for only one year. My wife, bless her heart has supported me through this entire ordeal, but she works for a local fast food chain, and makes very little money. Between taking care of the children, paying my medical bills, paying the utilities, and keeping a roof over our heads... there just isn't enough money to go around. Utilities are past due, we cant afford my medication and to top things off, my step-sons fourth birthday is in 15 days, and we cant even afford a gift. The walls are closing in around us, and we have no where to turn. If you can find it in your heart to help us, even a little, god bless you. You will always be in our prayers, and our hearts for helping us through this ordeal.

Do you need a loan ??

Posted by johnson11 on 2012-03-29 17:58:49

Do you need a loan ?? Are you in Debt? Do you have Bad Credit? do you need a loan?, We give out loans to People despite their poor/bad Credit scores. We give out both business and personal loans with long and short term duration of your choice. Our loan programme is fast and reliable,apply today and get instant field back. via email michaelfinanciallink@live.com

Do you need a loan ??

Posted by johnson11 on 2012-03-29 17:58:29

Do you need a loan ?? Are you in Debt? Do you have Bad Credit? do you need a loan?, We give out loans to People despite their poor/bad Credit scores. We give out both business and personal loans with long and short term duration of your choice. Our loan programme is fast and reliable,apply today and get instant field back. via email michaelfinanciallink@live.com

Do you need a loan ??

Posted by johnson11 on 2012-03-29 17:58:28

Do you need a loan ?? Are you in Debt? Do you have Bad Credit? do you need a loan?, We give out loans to People despite their poor/bad Credit scores. We give out both business and personal loans with long and short term duration of your choice. Our loan programme is fast and reliable,apply today and get instant field back. via email michaelfinanciallink@live.com

The request for assistance

Posted by piotr3956 on 2012-03-29 07:58:40

I have 55 years I live in Poland. For many years of my family lived in peacefully and without any problems. Everything has changed when my son Adrian years 4, 5 sick of cancer, despite all efforts after year to combat child died of his life, our life after the States, has faith in sense of life,
Its wave problems on my feet was needed knee operation and use prostheses now awaits me also operation other legs and the knee prosthesis, my wife is after heart operation because it had a hole between chambers, after the recent studies have been found that it will be needed to be able to heart starter normally
Live. By our disease we are not in stsnie work, we only with small benefits. We have not yet son which is 17 years and the computer to school. We are often lacking in its science and our accounts payable and even in the food. Please even very small financial assistance
That could be somehow live. If someone wants to everything that I write I confirmation of the hospitals and from doctors would welcome all. Never in life anyone about nothing not my because it is not a pleasant but the situation in which it is my family forces me to this. The top thank you for any even
Small aid. I wish to no one was not such as life I. Thank you very much

The request for assistance

Posted by piotr3956 on 2012-03-29 07:58:39

I have 55 years I live in Poland. For many years of my family lived in peacefully and without any problems. Everything has changed when my son Adrian years 4, 5 sick of cancer, despite all efforts after year to combat child died of his life, our life after the States, has faith in sense of life,
Its wave problems on my feet was needed knee operation and use prostheses now awaits me also operation other legs and the knee prosthesis, my wife is after heart operation because it had a hole between chambers, after the recent studies have been found that it will be needed to be able to heart starter normally
Live. By our disease we are not in stsnie work, we only with small benefits. We have not yet son which is 17 years and the computer to school. We are often lacking in its science and our accounts payable and even in the food. Please even very small financial assistance
That could be somehow live. If someone wants to everything that I write I confirmation of the hospitals and from doctors would welcome all. Never in life anyone about nothing not my because it is not a pleasant but the situation in which it is my family forces me to this. The top thank you for any even
Small aid. I wish to no one was not such as life I. Thank you very much

The request for assistance

Posted by piotr3956 on 2012-03-29 07:58:15

I have 55 years I live in Poland. For many years of my family lived in peacefully and without any problems. Everything has changed when my son Adrian years 4, 5 sick of cancer, despite all efforts after year to combat child died of his life, our life after the States, has faith in sense of life,
Its wave problems on my feet was needed knee operation and use prostheses now awaits me also operation other legs and the knee prosthesis, my wife is after heart operation because it had a hole between chambers, after the recent studies have been found that it will be needed to be able to heart starter normally
Live. By our disease we are not in stsnie work, we only with small benefits. We have not yet son which is 17 years and the computer to school. We are often lacking in its science and our accounts payable and even in the food. Please even very small financial assistance
That could be somehow live. If someone wants to everything that I write I confirmation of the hospitals and from doctors would welcome all. Never in life anyone about nothing not my because it is not a pleasant but the situation in which it is my family forces me to this. The top thank you for any even
Small aid. I wish to no one was not such as life I. Thank you very much

In debt and trying to help others

Posted by newfuture369 on 2012-03-22 13:58:21

Over the past few years I have grown with the help of some amazing people. Through this period I have accepted gifts that allow me to help others, holistic therapies and sights, including Reiki. I have spent a great deal of time and money building a holistic energy matrix. I have begun to see result with individuals who need the help I provide.
I find myself now struggling with debt. I work a full time job, as well as assisting with a friend's shop, related to my holistic work. Despite this I find myself swimming in debt just getting by. I have spent a great deal of time contemplating if I should go online asking for help, now I have reached the point that being in debt as far as I am may imperil the work I am doing. Also I would like to someday be able to help others without charging, so many who need assistance have little extra to spend on it.
To this end I have chosen to post here, with the hopes that others with more means than myself might assist. I have set it up so donations can be given by pay pal. You can also send help by mail to the following address... P.O.Box 10556, Rochester, NY 14610. If you send payment by mail, you are welcome to also enclose a small request or prayer that can be put on the matrix, and offered up to whatever divinity you believe in.
To anyone who lends help, you have my greatest appreciation and wishes for continued blessings in your life. Thanks-you Cristian

Air Conditioner Repair So I Can Get To My Medical Visits

Posted by steph68461 on 2012-03-16 18:58:40

Greetings,

My name is Stephanie. Following the death of both my parents in a car accident 5 years ago August my health has been in a steady decline. I suffer from neurological issues that will soon have me in a wheelchair, and advanced COPD that means I have to have Oxygen continuously. Yesterday I had to go the doctors in 85 degree heat without any air conditioning in my van. By the time I got to the medical center and tried to find this new doctors location I ended up collapsing twice between the walking and breathing. I weigh 83 pounds at 5'5" and I can't carry the oxygen with me when I have to exit the vehicle. Ultimately I ended up in the emergency room.

I live with my daughter and grandson of 6 years. My grandson was in the car when my parents were killed and suffered a major brain injury at 13 months. I'm happy to report though that after months of hospitalization he is right as rain and is mad at me currently ;o) because I'm on my computer which he adores playing with. My daughter suffers from PTSD since the accident my parents were killed in. She cannot drive without someone in the car and she was going to go with me yesterday but the heat was so bad that we were concerned about Gavin in the back in my black 1994 Ford Astro van. It was just way too hot for him and with her PTSD we HAVE to go through town to get anywhere or she will lose it so there would not have been any steady air flow.

It's been a long 5 years. My parents and I jointly owned a duplex. Their deaths were the beginning of the most miserable time of my life. When I divorced it was jointly decided that it would better if I lived in the upstairs apartment so they could be there for the kids while I worked. Over 16 years we became so close that their deaths nearly destroyed me. I paid for the last 15 years on the note of the house, my buy in and we all lived there incredibly content and happy. My parents were my best friends.

After their deaths during the mortgage meltdown, credit locks, and the economic fallout my career of 16 years was one of the first to go. I worked in the non-profit sector designing programming for inner-city communities with a specific focus on youth. So 8 months after their deaths the funding streams I used for the programming dried up and a job I loved disappeared.

Life insurance was enough to cover their debt with a little left over because they didn't carry much but in the end I lost my home of 16 years to the insurance company that covered my daughters son through work when they filed a $ 90,000.00 lien against my home. So 7 months after losing my job I also lost a home I loved. So I experienced 3 deaths within the span of a little over a year.

Because I was unemployed so long and had to use my cards to keep the lights on so to speak my credit is not good. So I can't borrow the funds or even charge a repair for the car.

I can no longer go to doctors visits alone. I'm too weak to walk very far without help and I can't carry the oxygen canister on my own. So I need my daughter for these visits.

Like anyone with severe health issues I'm buried in bills but what I really need help on is funds that will me to fix the air conditioning in my van which despite it's age runs like a champ. I have a physicians assistant who comes into my home to work with my but getting to the specialists has become real concern.

My daughter even with her PTSD has reached a point where she doesn't want me going alone. I was supposed to call her when I reached the doctors the other day when I collapsed the 2nd time and they took me to the specialists office I asked the receptionist to call my daughter. She didn't and she left my daughter terrified that something horrible had happened to me. I don't carry a cell I can't afford one. My daughter was getting better about both driving and me driving myself; because of this receptionist my daughter has now had a huge set back. I have to see that doctor again next week and I can't take them without air conditioning so what I'm going to have to do is make sure I find someone that sit with my daughter while I'm gone to help keep her anxiety level low. I don't have any choice I have to get there. I won't have anyone to carry my oxygen but I'm hoping I can in there.

Anything you can do would be greatly appreciated. I am more than happy to pay it forward as soon as I can. I have been a lifelong contributor to various causes and I know people are in dire straights right now. We all need help in one form or another. I would never ask if I could do this myself. Please forgive me.

If you would like to know more about the accident and my Grandson and his Grandmother who after losing her home and moving into a 3rd floor apartment made a terrible mistake in her depressed state go to http://ontheirway.vanderbiltchildrens.org/?article=7511 this a feature story Vanderbilt Children's Hospital did in their print and web magazine.

Steven: An Aspiring Disabled, Student, Veteran, and Divorcee

Posted by youngidealist on 2012-03-05 01:58:00

Hi.

Thanks for taking the time to read my request. I'm 30 years old, still in college and living with my parents. I've made a lot of great accomplishments in my life with far less support than most people who make it this far. Of course, with that said I've also made plenty of mistakes.

I grew up with a single parent, and another parent who visited annually just to stir up emotions and make my life miserable. When I was 18, I decided to work really hard to lose weight so that I could join the US Air Force. I had a strict plan that I was going to follow to succeed in life.

Unfortunately my superiors in the USAF would not accommodate that plan to independence as they forced me to find my own way from the barracks to work (a 40 mi drive), so I had to immediately struggle to get my drivers licence and I had to buy a car on an Airman's paygrade.

My income wasn't enough to afford the car and gas and other living needs that I was expected to pay, so eventually I had to leave the Air Force before my term was up (under honorable conditions). I tried to work as a civilian. The transfer was tough and I was vastly uninformed about what to do and what my options were. I'm the first first generation college student of my extended family.

After some petty jobs that would each take more than 10 years to be able to earn enough to live independently, I finally found a nice nighttime custodian job that was at least simple enough for that kind of pay. I was the night time custodian, but I was also a guy to have on call at this retirement home where I worked. If people's toilets flooded or a nearly deaf resident left their tv on past quiet hours (once I could hear one through 3 floors!) I was the guy to send up to fix it.

Having my first satisfying job as a civilian, I was able to investigate community college during the day, so eventually I enrolled and tried taking a few classes while working full-time. College was my saving grace. I never felt like I belonged anywhere until I first started to take college courses in math, science, and philosophy. I found the tutoring lounge on campus, made a lot of friends there, and I spent many hours cramming and helping those in need.

This soon led to me finding financial aid, making arrangements with my parents (my mom and my stepfather) to let me go to school full-time while I lived with them, and putting in my 2 weeks notice at work to focus exclusively on school.

My counselors advised that I pick where I want to transfer to and then figure out the details of how to get there after I got accepted. I think this was bad advice. While I ended up choosing to transfer to a university that had my desired major, Biophysics, it was 60 miles away from where my parents lived. My car that I had bought when I was in the Air Force also eventually broke down from not being able to afford maintenance while I worked, and was towed away for being in the public street for too long.

Finally, I got accepted to UC San Diego to work towards a degree in Physics with a specialty in Biophysics. When it came time to transfer, I got as involved as I could on how and when I was supposed to receive the financial aid so that I could go get an apartment and everything, and my school kept telling me, "you should get it tomorrow" until about 2 weeks into my first quarter when I finally got the support.

Despite this rocky start, I managed to get into a good shape for myself, making my way slowly but surely through school. Learning a great deal. Eventually when I felt the struggle was too difficult, I changed my major to Neuroscience before I began my upper division coursework.

So, as I settled into my schooling and struggled with maintaining financial independence on financial aid, I managed to get myself into maintaining a great aquarium hobby, owned two great little kittens from a street cat program, led as president of a student organization for one year, and eventually I got married. I also carefully learned about the stock market and managed to make some great gains with money that I had invested from financial aid savings.

In 2010, my gains were over 100%. That amounted to $2000 doubling itself, but still, that says a lot about me as a trader. However, 6 months into my marriage, she said she wanted out, grabbed the car that we both paid into (most of the money was mine from stocks; $5500 worth), and refused to pay her share of 2 months rent. That happened in December of the year of 2010.

2011 was a difficult year for me. I fought hard to maintain things, especially my head, but it was tough. I lost 45 lbs from exercising regularly, made lots of new friends, and I got some volunteer work experience in a Neuroscience lab. But I just couldn't focus well enough to maintain my finances and my grades, so I had to drop out and live back with my parents.

Despite how tough it's been, not finding work, struggling with the ins and outs of the VA, and just needing a professional therapist to talk to and help me keep my head straight but never being able to get one, I've managed to recuperate well enough and learn a lot more about this bottom floor of society that I've been so desperately trying to escape my whole life.

I've gone looking for opportunity in every direction. I've tried changing my career goals, collecting recyclables, writing online, trying any online scheme that didn't include me forking out money to get it, imagining what I could write as a novel, tried to make money through playing video games, making goal after goal after goal for myself, but still just not being able to get just the right amount of money to put me back on my feet.

I'll be going back to school in April at the risk of having to do it as a homeless person if the VA doesn't pull through for me. They recently approved my 10% service connected disability status and now I need to jump over a few more hurdles to get my more significant service connected disabilities recognized. I'm also seeing what the vocational rehab people can do for me despite the bureaucratic issues that are stopping them from helping me all the way.

BTW, this whole time that I've gone through life with common lower class difficulties, I've been disabled with a number of small conditions that all add up to a hard time. I have lower back issues that the military has yet to own up to. Community college found also that I have a learning disability which makes some intellectual tasks show up as lower than average ability for me while the rest of my intellect is high enough to expect that I could easily get a Masters Degree or a PhD. My biggest difficulty in school is that they don't give me enough time to show them what I know or what I'm capable of.

From working with special needs students as a tutor, I have proven to myself that there is a major problem in the education system. Most teachers never simplify the material into a clear picture of what they want to teach. If you want someone to learn something, the last thing you should be fuzzy on is what it is exactly that you want them to learn. We can't all work like intuitive Jedi or sophisticated parrots.

If you help me out, here is a list of the priorities of what your money will go towards, in order of their priority If you would like to request that I spend your donation on a specific cause, please let me know:

1. A working cheap economic vehicle.
I need something that I can sleep in and that will take me wherever I need to go. Preferably something that can stow quite a few recyclables as well to pay for gas, but not an SUV or truck or van (Unless that's all that is cheap of course. Not likely but you never know.).
I'll aim for great gas mileage, but I'm thinking that I should attend some police car auctions to see what the cheapest deal I can find is. This car would make a great shelter for me while I return to my far away school.

2. Investing on the stock market.
Trust me, I know how to fish. If you want to send me a request for proof I'd be glad to compose some evidence of my finest moments as well as my worst to show you that I can do well for myself on the stock market, even during the recession. What I could really use right now, is a little bait. Trading is good money for me, but to make enough to make gains worth more than the commission cost (about $10), you need about $300-1000 per investment. $300 is more for the high risk lottery plays on the market. I even made a blog about it if you would like to see:
http://www.squidoo.com/TheYoungidealistEconomyBlog
If you are willing, we can arrange something personal so that you wont need to worry about me putting the money you offer at high risk and blow it all. Might even be able to arrange something where I could make money for you to prove myself before accepting your donation. Whatever the case, I know we'd have to make it a personal arrangement to satisfy the current laws.

3. Working towards paying my debts to my friends.
My friends have been really supportive through these hard times, though they are starving students themselves. To keep up my morale they've bought me food, given me a place to crash when they could, and even paid to have me join them at fun local events. I have some money that I've promised them back, and I plan on making due on those promises as soon as possible.

4. Paying off my debts with companies.
I've had times where I couldn't afford to pay for rent and had to leave, like when my wife left me to live with her parents. These issues follow me on my credit score and I would like to work towards removing them so that I can turn my life around.

5. Getting a good start towards paying off my student loans.
I know I won't be able to pay them off before I find a good career with my degree. I would just like to have something to start making some automatic payments with and put that part of my bad credit score behind me as well.

6. Buying a home.
My mom never owned a home. No offense meant to land lords out there, but I really think the rental system is way out of line. My mom was always a hard worker. Way better than me, yet she could never own a home because she didn't have the money. Meanwhile, people with money could live in great big houses for less than she even had to pay.
I want a house to own. Probably start with a condo and seek ways to improve it and flip a profit out of it. Then I want to keep building up money from housing until I can manage to build an apartment building.
If I could, I'd like to make an apartment building near a university that offers cheap housing using the Japanese capsule model or something even more economic and more comfortable.

7. Making an online tutoring site meant to offer free tutoring and tutoring for tips. Imagine a site (I have yet to know of one) where people can collect their resources on a class, much like they collect info on ratemyprofessor.com, but also seek help from others who are taking the class or who have taken the class. Donors like you can offer money to tutors who post their notes and stories on the site, alongside ratings from other students that they helped.
Some tutors can offer their rates for help, sell their notes online for cheap, or just offer their help whenever they can and ask to be tipped through paypal if someone likes their work. My hope is that such a site could help to put an end to sophistry in the college system once and for all, making education easy and affordable for everyone.

8. After I have everything I'm hoping for above, the sky is the limit. But I would prefer to put the extra money that I don't need to good uses. I would spread a little philanthropy around, give to others in need on this site and through other resources.
I'd also look to teach others how to fish. I think a great way for the economy to be fixed would be if philanthropists made some really good employee owned companies. Make the place pay for itself, skim a little off the top, and walk away knowing that you really were a job creator.
I think that everyone who is capable of work and who chooses to work deserves to have their own independent living situation. I know that we are a long way from that, but I tend to be an optimist. I would like to try and make the world a better place, if nothing else.

Aside form financial help, I'm interested in anything else that I could get that's useful. Advice, Neuroscience Career connections, work, hobby or volunteer work that can easily become lucrative, I'm really all ears. Thanks again for taking the time to read my request. I hope you find it in you to help me out, even get to know me if you'd like. Bet you $5000 I can make you laugh. Did I win? >;) it was worth a try anyway.

Desperate Father/Husband needs a break (even if just $1)

Posted by desperatedad_82 on 2012-02-20 22:58:43

My small family includes my wife and my 19 month old son. I know that Im lucky in many ways because I still have them, but it seems as though everything has been falling apart over the past 6 months. I have always said there's work out there if you want it. I have been a roofer since I was 20 years old. I love roofing (believe it or not) 6 months ago I injured my back and found out I have a bulging disc. Since then, I have not been able to continue roofing, despite many attempts to work slower, take it easy, or work as a helper. I have tried to get jobs at Lowes, Home Depot, etc. Applied at numerous other places. I cant find any job that will even give me a shot because of my back. My credit is now shot, I am just digging myself deeper and deeper in debt, and I have never been this embarrassed in my life. I feel like a failure, but I know that there is something better for me in life than this. Lately my life has been a series of let-downs and disappointments, but I know it will get better eventually. I'm just hoping that there is someone out there that has been through this and got passed it and understands. I'm about $11,000 total in debt, and its only getting worse. Please, any help would be greatly appreciated by my family and I. God bless those who took the time to read this and good luck to those who are in the same boat as me.

Need Help With Final Expenses For School

Posted by CaliAtHeart on 2012-02-12 16:58:23

I've never done anything like this so I'm not sure what to expect, but am hopeful that somebody out there can help. I'm attending a prestigious four year college in the fall, and am extremely proud of the effort I've put in to get this far. I graduated high school one year early (despite some major roadblocks in my home life) and spent the next six months working 40-45 hours per week.

I am eager to leave home once and for all, and put all my energy into my future. I've saved what I could, paid what I can and will continue to work diligently towards establishing myself as a productive adult.

However, despite my best efforts, I am still a couple thousand dollars short of my expenses for school. I've asked family members and friends, sold everything I can on Craigslist, and have spent many nights stressing about whether or not I'll be able to actually attend the school I've worked so hard to get into.

I'm not asking for alot, I know that anything will help. This is me asking for perfect strangers to look into the kindness of their heart and donate what they can, or are comfortable with.
I thank you ALL in advance, for even taking the time to read my post, and assure you I will pay forward all kindness.

Here's Hoping!!!