Decisions Tags

Yes, I used to be a stripper. I have made some poor decisions in my life, but would like to put the past behind me and live a more philanthropic and spiritual life.

So here it is: I cannot receive my federal aid because of the 150% limit. Basically, I was unsure of what I wanted my major to be, and I took a lot of classes. Now I have a financial aid hold on my account, and I cannot register for the summer semester.

I only need 2 MORE CLASSES to graduate.
If I can pay my tuition for this semester, $1690.49, I can register for summer classes.

I need to be done with school so I can make a career for myself. Going back to stripping is not an option; the emotional, physical, and mental stress is too much.

I promise to you I will make a difference. A bachelor's degree is in the plan, and I enjoy helping others.

Please help me. Any amount will help.


This is a link to a screen shot of my financial aid holds...
http://www.freeimagehosting.net/8v4nl

I am legitimately in need. I will talk with you on the phone, skype, whatever it takes to prove I am real!

Truck gonna get repod soon. Phone getting shut off next week, hoping around from mom to dads to step brothers to friends house to have a place to sleep and eat. Aquired a camper. Not enough money to hook it up to truck or move it to a place I can stay. I get along well with people but you know how charity gets stretched I dint want to do that Objective
My goal is to progress in the world
of plastics, and learn new process's
to further my knowledge base in the
field.
Experience
August 2011 to February 2012
Flambeau Inc
Phoenix, Az
4 months running 30 (24 running 10
fully auto 14 operator jobs) machine
shop alone no supervisor no setups
during graveyard.
Custom molding in medical industry.
Ensure part to print.
Reduce cycle time.
ISO 9001 certified company.
Scientific molding training completed
with high marks in 90th percentile
all tests.
Experience with Arburg, Cincinnati,
kawaguchi, 50 to 500 ton machines.
Experience with Arburg
programmable robots, air powered
pickers.
Hang molds by forklift.
Create scientific robust process's by
using window studies, cavity
pressure indicators, gate seal time
studies.
Support material handler.
Support support staff.
Make decisions on production runs
and quality issues.
May 2007, to July 2011
Process technician
 Responsible for training Setup
techs, Material handlers, and
ensuring operator competency of
process's.
 Pull, Hang, Start process's
including setting up auxilliary
equipment.
 Ensure quality of product for
between 10 and 25 currently
running machines.
 Experience of 3 months operator, 9
months material handler, 2 years
setup technician and 1 year process
tech.
 Highly experienced with Arburgs
from 15 to 300 tons, Battenfelds
from 30 to 700 tons, and a
Mitsubishi 1200 ton.
 High problem solving capabilities
 Some experience with pad-
printing, sonic welding.
 Experienced with ranger robots
Experienced in start up, shut down
of chiller, air compressor, de-
humidifier.
Responsible for starting all difficult
process's during the scheduled
production shift
Responsible for responding to
audible and visual alarms and not
leaving until they are completley
fixed
Experience with 2 ton overhead
crane, 1 ton overhead crane, and a
frames.,
October 2006 to January 2007
Accurate Molded Plastics
Coeur D' Alene, ID
Operator
Ensure cycle time meets standard
Ensure scrap rate meets standard
Ensure quality of product meets
print/process folder
July 2005 to May 2006
Domino's Dba Sunshine pizza inc
Rathdrum, ID
Delivery Driver
Answer phones in a professional
manner
Make pizzas in a timely manner
Deliver pizza's in a timely but legal
manner
Support inside crew when not
delivering
June 2004 to April 2005
Verizon 411
Coeur D' Alene, ID
411 Operator
Provide excellent customer service
while keeping call times very low
Achieved mulitple commendations
from customers
Breaks and lunches taken to the
second according to employer
instructions
Education
GED
References
Flambeau inc, 602-484-4520 ask for
human resources
Scott Gabbert, general manager
765-3000 Accurate Molded Plastics
Verizon employment verification
1-800-996-7566 verizon company
code 10303
Rathdrum Domino's pizza
208-687-3588

That is my resume i'm a good process technician but can't even afford to find a job. Am living in north Idaho right now, but am willing to be anywhere that has a job for me
Am trying to learn good blowing in the mean time and trying to sell step brothers glass water pipes for a share of the profit but that hadn't worked out yet

my email is daryl.t.mccoy@gmail.com to get ahold of me

I'm on disability due to mental illness and while it pays, it's never enough. I've made some dumb decisions through need and sometimes a need for retail therapy and now sit $2,000 in debt.

With the amount I receive and the cost of living it could take years to pay this off, if ever.

Any help is appreciated,

Thanks.

Can maybe get Social Security in 5 months but need help living till then.
Dire Straits. noun. a bad or difficult situation or state of affairs, (not just the name of a band).
Up front, I take full responsibility for my current condition/situation, no other person place or thing is responsible for bad decisions I have made. And I have made quite a few.
That being stated, here are the facts;
Currently living in a car(read that homeless).
Unemployed, not unemployable but a very poor job history.
Stuck in a place where the weather is nice, but I really do not want to be here.
So if you have guessed that this is a plee for help, you are correct.
How did I get here? Years of practice.
I recently spoke with a professional, not in his professional settings, but of subjet matter that is discussed in his professional settings.
After some communications between us his opinion is that quite probably I am suffering from PTSD (Post Tramatic Stress Disorder). Something I aquired at the age of 17. 45 years ago I was involved in an automobile accident that resulted in both deaths, yes plural, and permanent disability to persons other than myself. Although due to circumstances beyond my control I was never charged with any crime, and there are no wants or warrants now, I believe the accident was my fault. I am willing to discuss the details in private as posting them on the internet could possibly bring painful memories to any living family members involved.
So for 45 years I have practiced the symptoms of PTSD so well that I have slipped through undetected. Probably in part due to the fact that although I am of the typical age of a Vietnam Vet, I never served in that arena, as I ran away from home just after the accident, because I was afraid of going to jail, that any draft papers never caught up with me. I was not afraid of going to jail because of being locked behind bars, I was afraid of suffering more sexual abuse at the hands of older inmates like I had already received from my sick alcoholic father.
So not being a vet and not discussing the accident no one ever considered PTSD, and they now know that severe trama of any sort can cause it, not just the theatre of the battlefield. Couple that to me not staying in one spot long enough for anyone to really know me. I have been successfully hiding in my head. As long as I don't get too close too intimate it won't hurt when I run away and lose you.
Severe trama it is now believed to stunt emotional growth. If the trama is severe enough emotional growth can in fact be locked in to the time of the tramatic event. So imagine being a teenager in a 61 year old body, thats me. Married 4 times afraid to have children. I heard on a radio talk show when I was very young that "The sins of the fathers where passed to their offsprings" and made a decision to never have children because no way was I going to do what was done to me to some helpless trusting child. This is one of the few things that I have been successful at.
The professional says I must discuss these matters, that is part of the healing process. So I am jumping in off the deep end, going online with my story in hopes that it will benefit myself and any other poor sod that happens to be in a similar situation.
Yes I am asking for help, financial help. Here with the help of the professional is what I am thinking, If I can find a few thousand lucky individuals that are housed and employed to give one dollar then I can purchase a used motorhome, put it in an inexpensive rv park so that I can have a base of operations from which to take showers on a daily basis, eat hot food and have an address to put on job applications. I could find some form of professional assistance either city/state/federal to deal with the PTSD for the long term.
There is help available.
And just to ease the voices in your head, I have not had a drink of alcohol or any hard drugs since 1982. I have used marijuana on a irregular basis off and on my whole life, I'll see what the PTSD treatment brings regarding that issue.
Honesty, what a concept.
Well if you have read this far, please, if you can afford it, click the paypal button and just one dollar is all I ask.
Thank You,
Joe

Sometimes you have to take 3 steps back in order to jump 4 ahead, correct? It seems as though I've been jumping backwards and have yet to come forward.

I've made certain decisions in my life that were for the best for me and my two sons. I knew that my financial situation would change once I divorced my husband, but I didn't think it will ever get this bad. No matter how hard I try to get out of debt, it seems as though I will always be in it. Times like this, I wish I could turn back the hands of time and do some thing different in my life. I'm usually not the one to ask for a handout or anything for that matter. But I don't think I can continue to go backwards while my sons have to suffer.

All I ask is for someone to help me clear my present debt so I can get my CREDIT back on track. I have a job...in school...but my CREDIT is keeping me from going to great levels. I want to buy a house and car for myself and my two boys. I want to be able to buy them the gifts that they want on their birthday and even Christmas. But it seems as thought there is no way out. I'm a 29 y/o with a GREAT MIND and GREAT PLANS.

Is there someone out there willing to help?

I’ve never asked for any kind of help before, and certainly not from people that I have never met! But my situation has become so desperate that I really do need help.
I have, for the last 15 years, struggled to make ends meet, following periods of ill-health, bad luck and catastrophic decision making. My circumstances are now very desperate indeed, and have even considered suicide.
In 1997 I suffered from a period of depression, that became so severe that I was forced to give up my job, and borrowed money to cover my mortgage and keep my house. Unfortunately the repayments on this ever increasing debt snowballed, and I found myself unable to meet my mortgage and household bills. I had ploughed my life savings into the home, and lost it all.
In 2006 I was approached by a friend, who was concerned for my financial circumstances, and suggested that we buy an old property, renovate it and sell it for a profit. I was desperate to make some money, and trusted my friend. I would refer you to full details of this in my Beg, as the project ended in complete failure having been ripped off by an unscrupulous builder. Work that should have taken 3 months took in excess of 9, and I ended up carrying out all the work myself. I regularly worked at the house from the early hours until well past midnight. The long hours left me exhausted, and in October 2008 I had a breakdown. I simply couldn’t carry on, and collapsed at work. My employer at the time was an unforgiving and vindictive man, and he said that I would be suspended if my work didn’t improve. I was afraid that I would lose my job, and under considerable psychological pressure from my employer I was forced to resign.
Following the failed business venture, which had plunged me into further debt, my breakdown and subsequent loss of my job, I simply couldn’t cope and pushed me into a long period of depression that became so severe that I planned to take my life. At the time I was so ill that I was unable to hold down a job, and this simply added to my woes - whilst out of work and undergoing intensive counselling I borrowed further. By the end of 2009 I was £15,000 ($23,250) in debt. I desperately want to rebuild my life now, but it is difficult to do so when I am saddled with a debt that is crippling me. Between 2009 and December 2010 my debt increased - there is no answer to it, and I will never ever me able to clear the £18,000 ($27,900) that I now owe. It is a debt that cripples me and prevents me from having a normal, happy life. I am 50 in February 2012, but have no future. I am tired of being worried, stressed, unable to sleep, and being depressed. Please, please help me start my life all over again. Please read my full story, and contact me if you have any questions. Thank you.

I don't have paypal but you can contact me through email @ mike.young2525@gmail.com

I recently made some poor decisions in my life and now and stuff between a rock and a hard place, I got myself in debt and now have to make weekly payments on it. If you would like to help me any amount of money would be a blessing. please email me and help

Hello, My name is John, I am married with 2 kids. This past years economic disaster has taken it's toll. I am in dire straits and in need of $20,000.00
dollars. I am about to lose my wife,my kids and my house. I have made some bad decisions in the past and now i'm paying for them. If I cant take care
of this debt, I will literally be on the street. I have no family around and have ruined my relationships with friends. Please help me if you can.I dont know where else to turn.

I never thought I would be on one of these sites. I worked very very hard to get to where I am today and now I am faced with losing it all.

We had a very difficult last couple of monthes, but manageable. I was sick for a month or so, nothing serious but enough to exhaust me. It all started with a minor yet very painful back injury. We, made a decision to purchase a friendlier mattress as my husband and I both work in intensive labor jobs and our bodies have taken quite a toll. It helps emmensely and although i was still sick, i was sleeping through the night. Recently married in August, we have about 10,000 in credit card debt, most of which is still paying for the wedding. Being suckers for animals, we took in an abandoned cat a couple monthes back.. she turned out to be pregant with behavioral issues. We kept 2 of the kittens, making 4 cats total, which is a huge adjustment. The damage to our apartment though is considerable. We figured by the time we decided to move we'd have the damages saved up as it is importnat to leave the apartment int he best shape possible. I knew we had stretched ourselves a little thin but I figured we'd be able to catch up in a couple monthes. After vet bills to care for the cats (a staggering $400) we were settling in to figure how to bring ourselves back on track. My husband's job puts him at risk for injury, as does mine. He was diagnosed with a hernia a week ago and meets with the surgeon to schedule the repair before it gets worse (it is already interfereing with his life as it is painful).

This morning my husband lost his job and I was put on notice. We cannot pay our bills. The timing is the perfect storm and we are desperaste.

We know we made poor decisions. This is too public a venue to truly explain How far we both have come in our lives, the obstacles we overcame to get here and how vehemently hard we worked to make our lives what they have been these last couple of years. There was a time I would not have dared to dream my life could be so blessed. And now, a few small mistakes could take it all away.

I am hoping to get a little money, any money really..to help offset our bills so that we have time to find another job. This website is my my desperate plea.
thank you

IF YOU ARE INTERESTED in donating any amt. of $$ at all, please click the YELLOW button as the green one is not linked to anything. thank you

Haven't been very smart in life. I've made some very bad mistakes and foolish decisions that I'm now having to pay for. Just found out my fiance is pregnant and have a lot to get straightened out in a hurry. I know I'm not the type of person who people usually like to help but please keep my girl and baby in mind. With all my fees and surcharges combined, I owe a total of $3,854.50. This will allow me to get back and forth to work everyday without fear of not making it back home to her. Please help me out, I beg you. Believe me I've learned my lesson. Just need some help to make a second start.

Haven't been very smart in life. I've made some very bad mistakes and foolish decisions that I'm now having to pay for. Just found out my fiance is pregnant and have a lot to get straightened out in a hurry. I know I'm not the type of person who people usually like to help but please keep my girl and baby in mind. With all my fees and surcharges combined, I owe a total of $3,854.50. This will allow me to get back and forth to work everyday without fear of not making it back home to her. Please help me out, I beg you. Believe me I've learned my lesson. Just need some help to make a second start.

Haven't been very smart in life. I've made some very bad mistakes and foolish decisions that I'm now having to pay for. Just found out my fiance is pregnant and have a lot to get straightened out in a hurry. I know I'm not the type of person who people usually like to help but please keep my girl and baby in mind. With all my fees and surcharges combined, I owe a total of $3,854.50. This will allow me to get back and forth to work everyday without fear of not making it back home to her. Please help me out, I beg you. Believe me I've learned my lesson. Just need some help to make a second start.

Haven't been very smart in life. I've made some very bad mistakes and foolish decisions that I'm now having to pay for. Just found out my fiance is pregnant and have a lot to get straightened out in a hurry. I know I'm not the type of person who people usually like to help but please keep my girl and baby in mind. With all my fees and surcharges combined, I owe a total of $3,854.50. This will allow me to get back and forth to work everyday without fear of not making it back home to her. Please help me out, I beg you. Believe me I've learned my lesson. Just need some help to make a second start.

Haven't been very smart in life. I've made some very bad mistakes and foolish decisions that I'm now having to pay for. Just found out my fiance is pregnant and have a lot to get straightened out in a hurry. I know I'm not the type of person who people usually like to help but please keep my girl and baby in mind. With all my fees and surcharges combined, I owe a total of $3,854.50. This will allow me to get back and forth to work everyday without fear of not making it back home to her. Please help me out, I beg you. Believe me I've learned my lesson. Just need some help to make a second start.

I worked in a youth Mental Hospital. Many of our kids were getting hurt due to the way they intermix the type of problems and disorders these kids have. MRDD kids on the same unit with high IQ Behavior disorder kids with violent criminal charges from rape to murder. These MRDD kids are very low IQ and are unable to understand the manipulation that the BD jail kids are capable of.
This led to MRDD kids getting sexually abused, manipulated, and viciously attacked many times leading to hospitalization and even surgery to repair the damage. I started out sending emails to the director of the hospital and then on to the CEO. I was wrote off and dismissed despite the number of kids that were getting hurt. I was told that we had to take all kids of patients depending on who the market was paying for and we would just have to find a way to make it safe, then to make things worse they started to lower our staffing. When they saw that I was not going to let it go they fired me saying that I had broken some BS policy. They have been fighting my unemployment and now I am fighting to keep my home. I am also still fighting them in the local press and court but since I am seen as a whistle blower I seem to be unemployable at this time. I have no regret for this fight but I do not want my own kids to suffer for my decisions. We have no money for Christmas and my son smiled and hugged me when I told him I had no money for his birthday last month. I don’t like to ask for help but it’s all I have left. Thank you.

I've not been the best when it comes to finance though I rarely buy anything extravagant, I don't entirely understand it. I've just made lots of bad decisions and I'd love a chance to start afresh without letting my parents know how much debt I've racked up as I know they will never trust me again if they do and we already don't have the best relationship.
My main dilemma started about 2 years ago when I was in my last semester in college and I did not pay for my tuition that semester. I have not received my degree as a result and charges have been added to what I owed since then and finally my University sent the debt to the state's revenue department for collection and they've added their own fees. Things have really come to a head now because I am actually an international student and after spending the past couple years in mostly unpaid internships because I have no certificate to show employers and being unable to work other jobs that do not require a degree because it's illegal with my status, my visa has expired and I have to leave the country in a couple weeks and I don't have the degree I came to the US to get.
With the little payments I've been able to make subtracted, I now owe $11633. I know that that is a great deal of money especially as I've racked up other debts that takes the money I'll need to truly get out of all trouble to about $15000. But I really have nothing at all right now and any amount of money at all will help, $5, $100, anything.
And though I know paying back $15000 will take years for me to do if anyone has that to spare, I would want to do that for my own peace of mind. But it's obvious that anyone willing to lend me that with no security and just my intention to finally get out of this rut, get a good job and pay back over a period that will hopefully not exceed 5 years will probably be someone who can comfortably give away that amount but respects my need to eventually pay it all back through paypal probably from another part of the world.
I know I am completely to blame for all the stress in my life today and this is no sob story but my problems are very real and you will be bringing great relief to someone in trouble who has not been able to think about anything else for a long time. Thank you.

I've not been the best when it comes to finance though I rarely buy anything extravagant, I don't entirely understand it. I've just made lots of bad decisions and I'd love a chance to start afresh without letting my parents know how much debt I've racked up as I know they will never trust me again if they do and we already don't have the best relationship.
My main dilemma started about 2 years ago when I was in my last semester in college and I did not pay for my tuition that semester. I have not received my degree as a result and charges have been added to what I owed since then and finally my University sent the debt to the state's revenue department for collection and they've added their own fees. Things have really come to a head now because I am actually an international student and after spending the past couple years in mostly unpaid internships because I have no certificate to show employers and being unable to work other jobs that do not require a degree because it's illegal with my status, my visa has expired and I have to leave the country in a couple weeks and I don't have the degree I came to the US to get.
With the little payments I've been able to make subtracted, I now owe $11633. I know that that is a great deal of money especially as I've racked up other debts that takes the money I'll need to truly get out of all trouble to about $15000. But I really have nothing at all right now and any amount of money at all will help, $5, $100, anything.
And though I know paying back $15000 will take years for me to do if anyone has that to spare, I would want to do that for my own peace of mind. But it's obvious that anyone willing to lend me that with no security and just my intention to finally get out of this rut, get a good job and pay back over a period that will hopefully not exceed 5 years will probably be someone who can comfortably give away that amount but respects my need to eventually pay it all back through paypal probably from another part of the world.
I know I am completely to blame for all the stress in my life today and this is no sob story but my problems are very real and you will be bringing great relief to someone in trouble who has not been able to think about anything else for a long time. Thank you.

I've not been the best when it comes to finance though I rarely buy anything extravagant, I don't entirely understand it. I've just made lots of bad decisions and I'd love a chance to start afresh without letting my parents know how much debt I've racked up as I know they will never trust me again if they do and we already don't have the best relationship.
My main dilemma started about 2 years ago when I was in my last semester in college and I did not pay for my tuition that semester. I have not received my degree as a result and charges have been added to what I owed since then and finally my University sent the debt to the state's revenue department for collection and they've added their own fees. Things have really come to a head now because I am actually an international student and after spending the past couple years in mostly unpaid internships because I have no certificate to show employers and being unable to work other jobs that do not require a degree because it's illegal with my status, my visa has expired and I have to leave the country in a couple weeks and I don't have the degree I came to the US to get.
With the little payments I've been able to make subtracted, I now owe $11633. I know that that is a great deal of money especially as I've racked up other debts that takes the money I'll need to truly get out of all trouble to about $15000. But I really have nothing at all right now and any amount of money at all will help, $5, $100, anything.
And though I know paying back $15000 will take years for me to do if anyone has that to spare, I would want to do that for my own peace of mind. But it's obvious that anyone willing to lend me that with no security and just my intention to finally get out of this rut, get a good job and pay back over a period that will hopefully not exceed 5 years will probably be someone who can comfortably give away that amount but respects my need to eventually pay it all back through paypal probably from another part of the world.
I know I am completely to blame for all the stress in my life today and this is no sob story but my problems are very real and you will be bringing great relief to someone in trouble who has not been able to think about anything else for a long time. Thank you.

I've not been the best when it comes to finance though I rarely buy anything extravagant, I don't entirely understand it. I've just made lots of bad decisions and I'd love a chance to start afresh without letting my parents know how much debt I've racked up as I know they will never trust me again if they do and we already don't have the best relationship.
My main dilemma started about 2 years ago when I was in my last semester in college and I did not pay for my tuition that semester. I have not received my degree as a result and charges have been added to what I owed since then and finally my University sent the debt to the state's revenue department for collection and they've added their own fees. Things have really come to a head now because I am actually an international student and after spending the past couple years in mostly unpaid internships because I have no certificate to show employers and being unable to work other jobs that do not require a degree because it's illegal with my status, my visa has expired and I have to leave the country in a couple weeks and I don't have the degree I came to the US to get.
With the little payments I've been able to make subtracted, I now owe $11633. I know that that is a great deal of money especially as I've racked up other debts that takes the money I'll need to truly get out of all trouble to about $15000. But I really have nothing at all right now and any amount of money at all will help, $5, $100, anything.
And though I know paying back $15000 will take years for me to do if anyone has that to spare, I would want to do that for my own peace of mind. But it's obvious that anyone willing to lend me that with no security and just my intention to finally get out of this rut, get a good job and pay back over a period that will hopefully not exceed 5 years will probably be someone who can comfortably give away that amount but respects my need to eventually pay it all back through paypal probably from another part of the world.
I know I am completely to blame for all the stress in my life today and this is no sob story but my problems are very real and you will be bringing great relief to someone in trouble who has not been able to think about anything else for a long time. Thank you.

My wife and I have been married one year; I just finished up a teacher education program and am now on the job hunt with dual endorsements in teaching Elementary Education (K-8) and Special Education (P-12). Everyone has been telling me how much easier it is for me to find a job. Unfortunately, in this economy, that has not been the case. I’ve been unemployed since June and have not even been able to secure more than a couple of substitute jobs. With such extreme layoffs this last June, the districts around where we live give all sub postings to their laid-off teachers first. This means a newbie, such as me, gets little-to-no work at all. As a result of that, my wife and I have been surviving purely on credit cards. She has been absolutely amazing, as her job has been keeping us (barely) afloat since April.
We have not eaten out since June, and our money has gone to NOTHING but rent, car payments, groceries, and gas. We both only eat about one meal a day. We’re getting sick of going to bed hungry, and getting home hungry. I have been a pilot since I was 18 and I have been “grounded” for the last 26 months due to our situation. I am sick and tired of the endless calls from debt collectors and breathe a sigh of relief every time I wake up and see my car still in front of our apartment. We haven’t even visited our families more than a couple times and they live only 30 minutes away. I have finally found part time employment as a tutor, which has been amazing as I FINALLY get to work with students, but the hours are hardly enough to pay for transportation there and back.
At the moment we are $24,000 in debt, and my student loan bills will start showing up in December. This will destroy us unless a miracle happens! And this is where your generosity comes in! I know it is a cliché, but literally EVERY penny helps us out. We are in our late 20’s and have made all the right decisions, kept ourselves out of trouble, and have been very responsible with the resources we have. The problem is it just is not enough right now. Please contribute in any way you can, no amount is insignificant, and my wife and I will be eternally grateful! Thank you, thank you, thank you!

My husband and I are disabled, have no reliable income and have been denied SSI benefits. While we appeal the decisions from SSA, we have been relying on sporadic work (odd jobs, working online) and help from friends to provide for our basic needs. We were recently homeless for six weeks. A friend was later able to help us with the cost of a residential hotel for a few weeks, but she can no longer help at this point.

Our rent for next week is due in less than 8 hours, and we are $150 short. We have prayed for last-minute work, donations and/or loans, but nothing has come through. We have contacted countless social service organizations; all of them have told us that there is nothing they can do to help us right now.

It is getting very cold in New England, especially at night, and we are terrified of sleeping on the street again, in the cold, with all of our health issues (including chronic pain).

Any help that can be offered to us at this point would be very much appreciated and make a huge difference to us. Please help if you can.

UPDATE: We were able to borrow the bulk of this week's rent and have another week to work on finding a better housing solution; we're extremely grateful. We now have two weeks to repay the loan and need to continue to keep a roof overhead at the same time. Any donations will continue to be extremely helpful and very much appreciated by us.

I can’t believe my life has come to this. First and foremost, it is important to know that I am a hardworking, responsible individual. I love going to work every day as a child and family therapist knowing that I have the ability to help make positive changes in others’ lives. I also, for whatever reason, feel very uncomfortable asking for help. I don’t think I have ever asked anyone for financial help in my life, let alone a “donation”. I was always taught that if you want something…. YOU WORK FOR IT! I have had a job since I was 13 yrs old and it taught me to appreciate the value of the dollar and hard work. But what happens when you physically can’t? My values speak to who I was, who I am and who I want to be and why I am worthy of your help.
• Be respectful, giving, loving and kind to others.
• Treat others as you would want to be treated.
• First and foremost dedication to my family and friends
• If you want something, you have to work for it because nothing in life is free
• Work hard and you can achieve anything you set your mind to
• If you believe in something, be passionate about it
• Love what you do for work – Life is too short
• Do not be selfish, but selfless – be there or give to others as much as you can
Resilient for many years –struggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didn’t work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess… I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldn’t ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 – all at 14 yo! Over the years, my back problems were just “part of my life”. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I don’t charge because they can’t afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I can’t afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I don’t have “things” because I don’t NEED material things. It kills me to ask for help, especially monetary. It’s hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give “too much”, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And I’ve been taken advantage of many times because of this – for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldn’t afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking … who will be my angel when I need one?? And I do…. Please, please help!! I don’t have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldn’t work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time

Wow… that’s hard to see… : ( Feel like I’m on the verge of a nervous breakdown!! Please be my angel

I can’t believe my life has come to this. First and foremost, it is important to know that I am a hardworking, responsible individual. I love going to work every day as a child and family therapist knowing that I have the ability to help make positive changes in others’ lives. I also, for whatever reason, feel very uncomfortable asking for help. I don’t think I have ever asked anyone for financial help in my life, let alone a “donation”. I was always taught that if you want something…. YOU WORK FOR IT! I have had a job since I was 13 yrs old and it taught me to appreciate the value of the dollar and hard work. But what happens when you physically can’t? My values speak to who I was, who I am and who I want to be and why I am worthy of your help.
Be respectful, giving, loving and kind to others.
Treat others as you would want to be treated.
First and foremost dedication to my family and friends
If you want something, you have to work for it because nothing in life is free
Work hard and you can achieve anything you set your mind to
If you believe in something, be passionate about it
Love what you do for work – Life is too short
Do not be selfish, but selfless – be there or give to others as much as you can
Resilient for many years –struggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didn’t work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess… I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldn’t ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 – all at 14 yo! Over the years, my back problems were just “part of my life”. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I don’t charge because they can’t afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I can’t afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I don’t have “things” because I don’t NEED material things. It kills me to ask for help, especially monetary. It’s hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give “too much”, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And I’ve been taken advantage of many times because of this – for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldn’t afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking … who will be my angel when I need one?? And I do…. Please, please help!! I don’t have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldn’t work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time

Wow… that’s hard to see… : ( Feel like I’m on the verge of a nervous breakdown!! Please be my angel

I can’t believe my life has come to this. First and foremost, it is important to know that I am a hardworking, responsible individual. I love going to work every day as a child and family therapist knowing that I have the ability to help make positive changes in others’ lives. I also, for whatever reason, feel very uncomfortable asking for help. I don’t think I have ever asked anyone for financial help in my life, let alone a “donation”. I was always taught that if you want something…. YOU WORK FOR IT! I have had a job since I was 13 yrs old and it taught me to appreciate the value of the dollar and hard work. But what happens when you physically can’t? My values speak to who I was, who I am and who I want to be and why I am worthy of your help.
• Be respectful, giving, loving and kind to others.
• Treat others as you would want to be treated.
• First and foremost dedication to my family and friends
• If you want something, you have to work for it because nothing in life is free
• Work hard and you can achieve anything you set your mind to
• If you believe in something, be passionate about it
• Love what you do for work – Life is too short
• Do not be selfish, but selfless – be there or give to others as much as you can
Resilient for many years –struggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didn’t work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess… I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldn’t ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 – all at 14 yo! Over the years, my back problems were just “part of my life”. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I don’t charge because they can’t afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I can’t afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I don’t have “things” because I don’t NEED material things. It kills me to ask for help, especially monetary. It’s hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give “too much”, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And I’ve been taken advantage of many times because of this – for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldn’t afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking … who will be my angel when I need one?? And I do…. Please, please help!! I don’t have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldn’t work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time

Wow… that’s hard to see… : ( Feel like I’m on the verge of a nervous breakdown!! Please be my angel

I never thought I would be in this situation, becuase i am qualified with a Masters degre and presently in a good job. The problem is I made very risky business decisions and investments and now I have next to nothing.

Before reaching this level I signed up online with so many work from home and freelancing companies so that i can work during the night, but i cant seem to find jobs. If you can send me any of those i will be greatful. I live in the caribbean and most of the work from home sites are limited in terms of location.


I am a single mother of 13 year old twins and the father has not been involved in their lives since they were 2 years old. I have been doing well on for a while until the beginning of this year when I went into a poultry investment that turned out to be a failure. I have contacted the father to as for help but of course he siad he does not have any. I have been repaying monies and loans owed using my monthly income from my day job and it has been a struggle but with the purchase of books, shoes, uniforms and other necessities for school at the beginning of september, i find myself not abble to paymy monthly bill and very little money for food. I am at the end of the rope, hardly sleeping, a lot of headache and feel like giving up. Please help