Creditors Tags

My ex girlfriend left me in debt 4 years ago and I been trying since to get out. No progress is seemed to be getting made and I'm struggling bad financially. I got to much heat rite now creditors still want there money and don't seem to understand my situation. This whole debt has ruined my credit and my life.I need a fresh start and I need to be free but u don't want to file bankruptcy.So I'm asking for any help rite now or any donations. So please help set me free.

Tears streaming down my cheeks, no food in the house, constant calls from creditors, fear of bleak or no future. Scared, alone, I was once a happy, yet bullied girl, a hopeful, kind young woman, now a quivering, frightened, middle aged ball of confusion, that can't even offer an explanation how life became so Un-Livable. Thank You for listening to me. Blessings to You. I am ashamed.

I have recently fell very behind on my bills while trying to pay for school. I have creditors calling daily and my bank account is well into the negative. I have no idea how this situation has spun out of control but it did and is a never ending cycle of stomach and heart aches. I have no where else to turn for help and I need the money badly. I need about $700.00 to get out of this deep hole. Thank you for taking the time to read this.

With Love,
Jennifer

I am 44 years old, originally from California, divorced in 2005, remarried in 2006, and in over my head. I worked in the mortgage industry for many years and got out when the market crashed. I had many credit problems because of my divorce and as a result could not get licensed with the new procedures to become a loan officer again. Well, some of these creditors, have been trying to attach my checking accounts and garnish my wages for the past 3 years and so, I've had to stay off the grid employment wise.
This has been ok, just very stressful, until now. Everything is coming to a head now and I can't hide from this any longer. With my wife, my 3 yr old son, and baby on the way, I don't even have health insurance anymore. I don't know what else to do. I need some help and like yesterday. My rent has not been paid since the 4/1 and phones will be shut off any day now.
Please help us!!! I love my family and I will never be able to forgive myself if we get evicted or I get thrown in jail. We won't even have money to eat in a few days!! I start a new job on Monday and I pray that I can get help before they garnish my wages.
God bless you and I pray that you can help us!!

GT

My problems started when I was hurt at work. I did not get paid for the time I was out until 3 years later. By that time, creditors had started levying my account and then I got behind in my mortgage. I have worked since I was 13 and never imagined I would ever been in this situation. I then got laid off from the same job in October, I have applied to the government programs for help but so far no answers. I am desperate, I sit everyday and fear I will be thrown out, and I fight off suicide everyday. Please if any one has a heart, please help me. I am an honest, hard working person that has fallen on incredibly hard times.

Hi, my name is Kendra Lynn S. I'm 22 and living in Kansas City, MO. I'm originally from Ashland, KY but I moved to Missouri in August of 2011 to live with my aunt and work for her husband. I needed a change and needed to get away from a life that was killing me in Kentucky. I miss it sometimes and I miss my friends, but I met an amazing man here who loves me with all his heart and I plan to marry him and spend forever with him. We don't have a lot of money but we are getting by, we're just happy to be together. I work 2 jobs and he works full time at a bank, but we're having trouble raising money for a huge step in our wedding planning: I have to declare chapter 7 bankruptcy.
I have $10,043 in medical bill debt from an accident in January 2010 where someone hit me with a 4-wheeler, putting me in a coma for 2 months and then physical therapy and rehab after that. The original bill was $200,000 for the medical costs, but I received a scholarship to cover 95% of the cost because I didn't have health insurance at the time. While I was in a coma, I lost my apartment, fell behind on payments on my school loans, and my bills were sent to collections. Ashland Kentucky is a small town, and we're kind of a small family so I didn't want to press charges on the person who hit me. But when I met my fiancé and we started talking about marriage, I discussed my situation with a lawyer to determine what I should do.
We want to be able to buy a house in the future, but with this debt the lawyer was afraid that my credit will hinder that. The lawyer was also afraid that since my bills are in collections that if I get married that the creditors would seize my fiancé’s assets. My fiancé doesn't have much, but we are sharing his truck since I lost my car and if the creditors took his truck we'd be out the $10,000 remaining on the truck loan and without a vehicle. I decided I would try to press charges just for the cost of filing bankruptcy, but the person who hit me was the sheriff’s son. No police report was ever filed. Small town politics are good in most situations. This is not one of them.
The lawyer tried to do what he could, but Kentucky’s statute of limitations for filing suit against someone is 1 year. By the time I decided I needed to sue, it was too late. So I’m stuck with a bill I can’t pay and it’s the only thing keeping me from marrying the man I love. My mother is a medical transcriptionist in West Virginia, and she’s barely making enough to support herself and her boyfriend so I can’t ask her for help. My father has been in prison my entire life so I don’t really have anyone to turn to for assistance with this. My fiancé’s parents have been very helpful, but they only have so much to help with and they can’t assist us with the bankruptcy.
Me and Trey (my fiancé) are paying for the wedding and the honeymoon entirely by ourselves, on top of keeping up with rent and truck payments and regular bills. Like I said, we’re happy and we’re doing okay living a humble lifestyle. Other people have it worse, I get that and I’m grateful for the love I’ve found and the life I get to spend with him. We wanted to get married in June, but at the rate we’re able to save towards the cost of filing bankruptcy, it could be next year before we could get married, and neither of us want to wait that long.
I already spoke to 1 lawyer and was quoted $1500, two payments of $750. Our finances are so carefully budgeted that and stretched so thin that we just can't do that. My fiancé has stopped eating breakfast and lunch to save money, started riding his bike to work and is doing everything he can to save money. We’ve set aside $300 towards the filing cost. It’s taken us 4 months to do that. We intended on using our tax returns to file, but mine was taken by the creditors and we used his to try to get ahead on our bills. So here’s what I’m asking: any donation towards the cost of filing my bankruptcy would be a huge blessing right now. Some members of our church have offered to assist us, and someone referred us to this site. I
think it’s a great thing that people are willing to help complete strangers out and I wish that I had the resources to help others at this time. We’ve already agreed that we will do whatever we can to help others in need on this site once we can start setting more money aside once we’re married. But right now, I need $1200 total to cover the cost of my bankruptcy, so any donation towards that would be a blessing. Thank you for taking the time to read my story, God Bless!

Well. Truth be told, I'm desperate, hence the begging. I barely make the rent, and every bill I've had the last year has gone do creditors. I'm not able to pay child support, so whatever little welfare money I get is taken to pay off state debts. I'm unemployed and can't find the energy or the courage to get back into the job market. The reason for all this is crippling anxiety. I haven't bought clothes in two years, and pretty much everything I have is falling apart. I'm afraid I'll lose my apartment, there's just not anything to fall back on. So, I'm begging. Instead of having to face people and ask for help, I'm asking you. Please, if you can spare anything, you'll help me pay some bills, help me get back on my feet and hopefully, some day, be able to go to an interview in whole clothes.

I am a 38 year old man with a wife, 3 step kids and 2 children of our own having been married 12 years.
Times have become harder and harder recently, we both work long hours, my wife had 2 jobs but now only has one. We don't see each for long each day as I work days and my wife works nights. Neither of us are on good money and we are struggling more and more to make ends meet.
We have arrangements with our creditors and are behind on our mortgage about £5000.
Any help would be massively appreciated to get us out of this stressful and unhappy situation.

Hi, I find it emarassing to have to resort to this but things are now getting desperate.A failed business venture has left me in a large amount of debt.The business did work, but too much was being used to replenish stock and paying creditors.
Loans are at a maximum and it is now getting to the stage where I will be unable to find the repayments.
This could lead to foreclosure by the bank and loss of the house.
I just need to boost my finances to get me back on track.
My wife and I both work but the outgoings are exceeding the income.
For those that do help I would hope to return the favour over the next few months, either by returning any donations or helping others in need.
Any amount would be helpful.
Thank you for your time in reading this and I have always helped others when I can.

I have been self employed for over two years now. I need to work part time in order to give my six year old daughter the attention she needs. I do not want to shuffle her off to baby sitters before or after school.

My career change is happening, but I still need assistance. The name of my business is Creating Inspiration. I have been making a little money doing commissions (oil paintings), and I'm also working at becoming an art instructor. I want to pay all my creditors and have enough $$ for gas or groceries. I thank God for kind hearted people who help out. I use to be someone who helped other people out, now I'm in the same situation as the people I helped. Any amount you could give toward our living expenses and or credit card bills will be appreciated. And I pray that your reward from God will be greater than you could have ever imagined. I plan to be in a position to financially help others again (very soon). Thanks

Currently our debts exceed our income and we are living paycheck to paycheck. My husband works two jobs and I have one. We have two fantastic daughters. We cannot get by and the creditors are aggressively pursuing the debts we owe. This month has been most difficult because we are still behind in rent and face possible eviction. Any amount you could donate would be extremely appreciated.

Years ago I had money in savings, I had great credit, donated to charities, and was never late on a single bill.....Until I met the mother of my child. I did not find out about her financial difficulties until after she was pregnant with our son. I spent large amounts paying off her creditors, so our child's future wasn't compromised by his mother's debt.

That was a mistake......

The mother of my child only wanted to take care of him after we ended our relationship....and she realized that I could pay her child support. For the last 6 years I have fought in court and finally have reached the point of having him a full 50%.

The problem is that the legal bills for the last 6 years for my attorney and 2 GALs were thousands of dollars. To keep up the payments for my fight, all other bills had to be charged, and my college tuition all went on school loans. Those loans were put on forebearance and the interest has piled up. In addition, I am allergic to just about everything except food and have had to have treatments to keep my allergy attacks under control. I also suffer from sleep apnea and have a costly machine and more medical bills from that.

After never missing a bill or paying late in my entire life, I finally missed payments early this year and declared bankruptcy in mid-year.

However, my mounting school debt is still there, plus the attorney fees from both the custody battle and the bankruptcy. I still have to pay child support, even though my son lives with me 1/2 time, because I can't afford to pay my attorney to fight it.

I have two mortgages on my home, (which has lost value) and can barely make the payments. Every month I am on the edge of not being able to pay all of my bills.

At my current employer, there are many jobs that I can not apply for per company policy. I work long hours and have nearly an hour commute each day, plus an extra 1/2 hour to get my child to school on days I have him. So my working hours outside of my first job are limited. No one seems willing to hire me for a second job due to this.

I would love to be able to pay all of my bills each month, without having to worry if the check will clear, or if I can buy gas today.

Any amount would help and would be greatly appreciated.

It is a hard position to be in right now for my 10 year old son Roy and me. My name is Nicole and I am a single parent of an awesome kid. Unfortunately, I am unable to pay our monthly bills due to being hospitalized and current recovery time. Although I am no longer in the hospital, I have been off work for over 2 months now and I have long run out of vacation leave with my employment. As one may imagine my income to support my family and to pay our bills as dwindled away and the bills have been juggled and are now stacked high. I am grateful to friends and family for donating Christmas dinner and regular groceries and toiletries which have eased some of our burdens.

I do not expect my medical issue to continue for too much longer. I am hoping to be back to work earning a regular bi-weekly paycheck soon. Unfortunately, we are set back big time on the bills and I have no way of catching up on my own. I do not receive child support because I would rather have my son safe that see any money from a kidnapper. I have spoken to the utility companies and they seem to have had enough of helping me by putting me on payment plans and pushing back due dates of the bills. ALL donated funds will go to paying the household bills. i.e. electricity, gas, phone, water, and I would like to be able to give my son Roy a happier Christmas.

I am going to pay it forward when I am in a better place in life financially, I will help others in need as those who have donated to my son and I. Thank you in advance to those are able to donate and who felt it on their hearts to help us out.

Some extra info: Roy and I live in the great state of Kansas in the USA, we are not scammers, we are a legitimate family in need of help. Tax season is not a good time for me because in order to safe our home I had to file bankruptcy 2 Januaries ago to save our home, and I have been claiming 9 all year long in order to help supplement the $700 that comes out of my check every month that pays back the mortgage company among a few other creditors. Because of claiming 9 all year long, I see no tax return. I have NO credit cards, my car is paid off, the only dept that I have is from my bankruptcy and the money that has been owed to the utility companies. If we don't receive the kindness of others giving we will continue to be in a bad financial situation. I've been poor before and I know I will be okay, but my son, if I cant pay the bills he will have no heat, no water, small Christmas etc...

Roy is a trooper, he is a great son to have and I have always considered myself truly lucky to have him in my life, he tells me he feels the same. He understands that money is tight, we have had the "mommy doesn't have allot of money for Christmas" talk a couple of weeks ago, in which I cried and he was totally understanding and okay with it because "at least I have you" he said. No Joke, he actually said that to me! I am hoping that through this experience of asking for help, when this is said and done, that I can share with him the true gift of people giving and he and I will donate to others once we are back up on our feet.

I do wish there was a better way for you all to understand that this is a legitimate need, a financial emergency. My monthly bills are adding up to about $1400.00 which they are usually not that high but I owe some for last months bills too. If some of you reading this could donate any amount small or large, $1 goes a long way right now, I will truly appreciate it. I am making a donation goal of $2,000.00 which with luck and a prayer we will see half of that by Christmas time. $1,400 of it is for bills and most the rest is for Roy's Christmas and I have been sleeping on a broken bed for 6 years now so 200-300 of it will go to a new bed, but that's only if we make the total goal.

Just to get it straight, I am not looking for a handout, just a helping hand of strangers in a time of need when I had to learn to swallow my pride. Your charitable gifts are appreciated and will help us get back up on our feet. If you would like to pay on a bill online instead of donating money please contact me. If you feel inclined to, you can specify what you would like the funds to go towards, i.e. "please put these funds towards Roy's Christmas" or "put this money towards your gas bill" and I will accommodate. thank you for your consideration

If you feel as though my family's cause is worthy but you have nothing to give please spread the word to friends and family that may be able to help us in our time of need. Feel free to make any comments also, I will reply and I will add updates. If you have any questions for me please ask. thank you, we love you

It is a hard position to be in right now for my 10 year old son Roy and me. My name is Nicole and I am a single parent of an awesome kid. Unfortunately, I am unable to pay our monthly bills due to being hospitalized and current recovery time. Although I am no longer in the hospital, I have been off work for over 2 months now and I have long run out of vacation leave with my employment. As one may imagine my income to support my family and to pay our bills as dwindled away and the bills have been juggled and are now stacked high. I am grateful to friends and family for donating Christmas dinner and regular groceries and toiletries which have eased some of our burdens.

I do not expect my medical issue to continue for too much longer. I am hoping to be back to work earning a regular bi-weekly paycheck soon. Unfortunately, we are set back big time on the bills and I have no way of catching up on my own. I do not receive child support because I would rather have my son safe that see any money from a kidnapper. I have spoken to the utility companies and they seem to have had enough of helping me by putting me on payment plans and pushing back due dates of the bills. ALL donated funds will go to paying the household bills. i.e. electricity, gas, phone, water, and I would like to be able to give my son Roy a happier Christmas.

I am going to pay it forward when I am in a better place in life financially, I will help others in need as those who have donated to my son and I. Thank you in advance to those are able to donate and who felt it on their hearts to help us out.

Some extra info: Roy and I live in the great state of Kansas in the USA, we are not scammers, we are a legitimate family in need of help. Tax season is not a good time for me because in order to safe our home I had to file bankruptcy 2 Januaries ago to save our home, and I have been claiming 9 all year long in order to help supplement the $700 that comes out of my check every month that pays back the mortgage company among a few other creditors. Because of claiming 9 all year long, I see no tax return. I have NO credit cards, my car is paid off, the only dept that I have is from my bankruptcy and the money that has been owed to the utility companies. If we don't receive the kindness of others giving we will continue to be in a bad financial situation. I've been poor before and I know I will be okay, but my son, if I cant pay the bills he will have no heat, no water, small Christmas etc...

Roy is a trooper, he is a great son to have and I have always considered myself truly lucky to have him in my life, he tells me he feels the same. He understands that money is tight, we have had the "mommy doesn't have allot of money for Christmas" talk a couple of weeks ago, in which I cried and he was totally understanding and okay with it because "at least I have you" he said. No Joke, he actually said that to me! I am hoping that through this experience of asking for help, when this is said and done, that I can share with him the true gift of people giving and he and I will donate to others once we are back up on our feet.

I do wish there was a better way for you all to understand that this is a legitimate need, a financial emergency. My monthly bills are adding up to about $1400.00 which they are usually not that high but I owe some for last months bills too. If some of you reading this could donate any amount small or large, $1 goes a long way right now, I will truly appreciate it. I am making a donation goal of $2,000.00 which with luck and a prayer we will see half of that by Christmas time. $1,400 of it is for bills and most the rest is for Roy's Christmas and I have been sleeping on a broken bed for 6 years now so 200-300 of it will go to a new bed, but that's only if we make the total goal.

Just to get it straight, I am not looking for a handout, just a helping hand of strangers in a time of need when I had to learn to swallow my pride. Your charitable gifts are appreciated and will help us get back up on our feet. If you would like to pay on a bill online instead of donating money please contact me. If you feel inclined to, you can specify what you would like the funds to go towards, i.e. "please put these funds towards Roy's Christmas" or "put this money towards your gas bill" and I will accommodate. thank you for your consideration

If you feel as though my family's cause is worthy but you have nothing to give please spread the word to friends and family that may be able to help us in our time of need. Feel free to make any comments also, I will reply and I will add updates. If you have any questions for me please ask. thank you, we love you

It is a hard position to be in right now for my 10 year old son Roy and me. My name is Nicole and I am a single parent of an awesome kid. Unfortunately, I am unable to pay our monthly bills due to being hospitalized and current recovery time. Although I am no longer in the hospital, I have been off work for over 2 months now and I have long run out of vacation leave with my employment. As one may imagine my income to support my family and to pay our bills as dwindled away and the bills have been juggled and are now stacked high. I am grateful to friends and family for donating Christmas dinner and regular groceries and toiletries which have eased some of our burdens.

I do not expect my medical issue to continue for too much longer. I am hoping to be back to work earning a regular bi-weekly paycheck soon. Unfortunately, we are set back big time on the bills and I have no way of catching up on my own. I do not receive child support because I would rather have my son safe that see any money from a kidnapper. I have spoken to the utility companies and they seem to have had enough of helping me by putting me on payment plans and pushing back due dates of the bills. ALL donated funds will go to paying the household bills. i.e. electricity, gas, phone, water, and I would like to be able to give my son Roy a happier Christmas.

I am going to pay it forward when I am in a better place in life financially, I will help others in need as those who have donated to my son and I. Thank you in advance to those are able to donate and who felt it on their hearts to help us out.

Some extra info: Roy and I live in the great state of Kansas in the USA, we are not scammers, we are a legitimate family in need of help. Tax season is not a good time for me because in order to safe our home I had to file bankruptcy 2 Januaries ago to save our home, and I have been claiming 9 all year long in order to help supplement the $700 that comes out of my check every month that pays back the mortgage company among a few other creditors. Because of claiming 9 all year long, I see no tax return. I have NO credit cards, my car is paid off, the only dept that I have is from my bankruptcy and the money that has been owed to the utility companies. If we don't receive the kindness of others giving we will continue to be in a bad financial situation. I've been poor before and I know I will be okay, but my son, if I cant pay the bills he will have no heat, no water, small Christmas etc...

Roy is a trooper, he is a great son to have and I have always considered myself truly lucky to have him in my life, he tells me he feels the same. He understands that money is tight, we have had the "mommy doesn't have allot of money for Christmas" talk a couple of weeks ago, in which I cried and he was totally understanding and okay with it because "at least I have you" he said. No Joke, he actually said that to me! I am hoping that through this experience of asking for help, when this is said and done, that I can share with him the true gift of people giving and he and I will donate to others once we are back up on our feet.

I do wish there was a better way for you all to understand that this is a legitimate need, a financial emergency. My monthly bills are adding up to about $1400.00 which they are usually not that high but I owe some for last months bills too. If some of you reading this could donate any amount small or large, $1 goes a long way right now, I will truly appreciate it. I am making a donation goal of $2,000.00 which with luck and a prayer we will see half of that by Christmas time. $1,400 of it is for bills and most the rest is for Roy's Christmas and I have been sleeping on a broken bed for 6 years now so 200-300 of it will go to a new bed, but that's only if we make the total goal.

Just to get it straight, I am not looking for a handout, just a helping hand of strangers in a time of need when I had to learn to swallow my pride. Your charitable gifts are appreciated and will help us get back up on our feet. If you would like to pay on a bill online instead of donating money please contact me. If you feel inclined to, you can specify what you would like the funds to go towards, i.e. "please put these funds towards Roy's Christmas" or "put this money towards your gas bill" and I will accommodate. thank you for your consideration

If you feel as though my family's cause is worthy but you have nothing to give please spread the word to friends and family that may be able to help us in our time of need. Feel free to make any comments also, I will reply and I will add updates. If you have any questions for me please ask. thank you, we love you

I got sick in 2005 from a flue shot and never recovered. Since then I have not had gainful employment and recently I had a relapse. I am 3 months behind in my bills and creditors call me every day.

I need $580 to pay my back utilities.

I am twenty years old and currently a college student. I have gotten I am enrolled in an expensive private school in long island newyork. When I first got accepted i hard a hard time aquiring enough aid to afford the 50k a year tution so when my loans werent enough to cover my first semester i charged the remaining balance on a credit card, which is 6000 and it is the biggest mistake I ever made. I have since seen a financial aid counselor at the school and found many more facets to obtain my student aid that I wish i had known about before. I am being hounded by creditors I am working part time but its not nearly enough, I need help please. I made a mistake to try to better myself and am paying dearly for it. Anyone who helps me I give my word to make strides to pay back every single cent I just need help badly. I will give anyone all my information and everything someone please just help me so i can concentrate on my studies nad not be so stressed!

I am a Driver in Need Of a Job! There is a Job available to me, however I need to be able to go to Canada and back to perform this Particular Job! My Financial Problems are Nothing a Quick $1000.00 Cannot Cure! This Way, I can Apply for Dual Citizenship in Both the United States & Canada. I can also Renew My Commercial Driver's License and Declare Bankruptcy to get The Many Creditors who are Harassing Me Off My Back! If you do not believe I am Up Front & Honest; then I DON'T WANT YOUR MONEY!

There is no easy way to tell this story. I know that this letter is long and I wish it were a simple matter, but it is not. 3 days after my husband and I lost our home to foreclosure, I lost my husband of almost 16 years to suicide.

Joe and I bought our home in 1999. We had rented it for 3 years since we had gotten married on June 1, 1996. We were a happy couple and in love and we created many memories there, happy Christmases, a lot of laughter and a growing togetherness that at the end, rendered Joe and I not just husband and wife, but best of friends. Joe was my best friend.

We both worked, but the layoffs began in 2007. For years, we struggled and worked hard to make ends meet. In 2009, we were working with our mortgage company on a loan modification program. Still, bankruptcy had to be filed in late 2009. But, in October, 2010, Joe was laid off again. For the next six months following the last lay off, we worked with the mortgage company in trying to find a buyer for our home to possibly rent it back to us. Ultimately, the mortgage company auctioned our home for $98,000. All of our equity was gone and we had no home. Both of us were out of work and Joe was receiving unemployment benefits.

During that time, I watched Joe change. He had always been an optimistic person. One of his favorite things to say was, 'it doesn't have to be this way'. He was the life of the party, he made everyone laugh, and he was a good person. Joe was a genuinely sincere, loving, sweet, hardworking man who cared about others.

Even strangers. Once, driving home from work, he heard a girl screaming from a deserted parking lot behind Safeway. He pulled over and got out of the car, as two men ran by him. He said he wanted to chase them, but did not because he felt he needed to check on the girl. She had been beaten. He stayed with her and comforted her until the police arrived. They thanked him for stopping. He said he told them, 'Of course. Anyone would'. They assured him that was not true. But, that was the way that Joe thought.

I watched Joe struggle more than I had ever seen someone do to take care of our home and of me. Sometimes he would still laugh, but those times began coming fewer and farther between. Sometimes, he would cry. He would sob in my arms. It tears my heart out now to think of it. I will never in this lifetime get over this or recover completely. Joe had been in my life for a total of 18 years, 16 married, almost (this last June 1, 2011 would have been our 16th wedding anniversary), he was a good man, and he was my friend. He was my life.

Joe and I lost our home. We packed our home of nearly 16 years into a storage building. (I have since lost that building and all of our belongings).

3 days after losing our home, Joe committed suicide. He jumped off of a bridge. Despite a hospital stay and efforts to save him, he ultimately died.

The buyers of our home have turned it over or flipped it already in this short time. I sometimes go by it and look at it. I see Joe tinkering in the garage or I look through the front window and picture us having dinner together. I see where our Christmas tree stood. I look at the front door and remember when we first walked through it, when we were engaged and looking for our first (and only) home. The very first thing that went into our home, before furniture or belongings, was a small statue with Jesus and a little plaque that read 'Bless Our Home'. Joe hung that in the hallway. I still cannot comprehend that this happened. Joe was always a positive, happy person. Our wedding song was 'You're The Best Thing That Ever Happened To Me.' by Gladys Knight. I can't listen to it now. I know you don't know Joe and he's a stranger to you, but he was my life.

I lost my husband and my home in a period of 3 days. Joe's unemployment checks have ceased and there is no income. I have applied for dozens upon dozens of jobs, everything from picking up trash at a park to a waitress to an errand runner. I have not been hired. I have few skills and he was always the major earner. He had years of experience in various outside sales. I am not a college graduate with few skills and what I have to offer is very limited. I cannot afford to go back to school. Social Security will not help because I am not old enough. Joe and I couldn't have children so often, public assistance cannot help. New creditors are coming after me, such as the homeowners association for the house we lost, his time in the hospital in their efforts to save him (due to circumstances, there was no medical insurance, however by law they were required to treat him), the ambulance and rescue team that pulled him from the water and the list and cost is too measurable to detail here. I do not know where else to turn. I am alone. So, I am turning to you.

Joe used to say, 'sometimes bad things happen to good people.' When he said that, I never imagined this. Can you please help? I am lost.

Thank you.

All My Best,

Christina

my husband and i are both disabled and trying to raise our grandchild, and the only money we can get is a small check for our grandchild. we both have applied for social security and have been waiting for a hearing with a judge for a couple years and the wait limit at this time is 5 yearsnso we are just needing a hand we do have foodstamps but dont get anything elsr because we own our house ande trust me it has so many leins from creditors and the taxes are behind and we need to pay them or face losing it and it is just a shack that is falling down around us as we cannot afford repairs and then my husband was arrested and he is 64 and was put on 3 years probation with the stipulation that he pay 1600.00 a month for restitution and we finally got that lowered to 800.00 a month because he was with a person that did a crime but they say he is guilty for being there and if he doesnt pay the money payment he will be violated and go to prison for 3 years and i know he would die there. this is really just the tip of the iceburg on my financial problems and i am afraid i will lose my house even though it is getting close to condemable status it is still a roof we are so close to homelessness that it terrifies me so i am asking anyone who reads this to remember sometimes we all just need a hand.Any amount no matter how small will be so helpful ande all i have to offer in return is my thanks and my prayers.
thank you all so very much

I was trapped in a downward spiral of a violent relationship for too long. I am an average female in my thirties, and I was financially trapped and dependant on my abusive husband for everything. I have asked for help, but no one has come through.
I found my way out of the relationship, but I am left with nothing. I have creditors calling everyday, hospital and ambulance bills piling up. I don't know how I am going to pay my rent, my bills or put gas in my car and food on the table.
I was abused long enough, and now am in serious financial crisis as a result and am just looking to get out of the hole. PLEASE.

Please visit my blog at http://desperationbleeds.blogspot.com/ to learn more.

I am a 47 year old single mom and due to a divorce and other unforeseen circumstances in my life my credit report has taken a beating. I borrowed enough money to pay for a pre-licensing course to get my insurance license and after several months of studying I took the test and passed. I immediately went out looking for work only to discover that I had to pass a credit check to get a job in this field. I have never filed for bankruptcy because my intention has always been to pay my bills. I really don't owe enough to justify filing for bankruptcy anyway. Now it seems I am in a catch 22 situation. I can't pay my debts without a job and I can't get a job unless I pay my debts. I have exhausted all my resources. I am currently unemployed and because of my credit history I can't qualify for a loan. I thought of selling my car, but it is not worth what I owe. I need help. I am in a desperate situation and will loose the house I rent if I don't get back to work soon. I tried to work with a credit repair agency but my unemployment benefits are not enough to cover my rent and utilities as well as a payment to them. My outstanding debt is only $7,000, and if I had a lump payment available I could negotiate with my creditors and probably get that amount down to $3500. If there is anything you could do to help me I would greatly appreciate it. If I get the money I need, I can go to work immediately and I will use my tax refund to donate to others in need here.

Please help me raise $20,000.00 so I can pay off all our debt and acquire an apartment convenient enough for me and my kids to survive because I cant stand our current condition of living in a place packed with mouse- one time I was bitten I'm afraid my kids might suffer also and cockroaches . All I want as a mother is a convenient clean place for them.No matter how clean our house is if the surroundings and neighbors has very small space between each house this is really susceptible to such animals.

For our medical needs I have hypertension that requires daily maintenance and my kids has pneumonia and other health problems that needs medical treatment and daily maintenance also.

Please if anyone can help us survive I will be forever thankful for giving me the opportunity to restart our life by donating food, toiletries, school supplies for girls ages 4 and 8 and clothing for girls ages 4 and 8 and for single parent with an XL size. All I want is a good education a proper clothing and shelter for my kids.

If it is not too much too ask any toys for girls for I cant afford to buy them we would gladly accept.

I am a single parent and as of now has been drowning from debt that whereas creditors are threatening me,I can't afford to lose my children they are my life... that I know any loving parent will do anything to survive specially for the past years of their life that they have been hospitalized twice or once yearly for their poor immune system,I borrowed money and yet the interest has piled up, borrowed for their education and school supplies also.please help me with this one shot of request that can make my little family survive . It makes me cry to realized that I might lose them for all of these debt. I cant loan anymore for I have no more income to pay for the said debt.

In case we have survive this time of our life, I will start by starting a canteen business. If I have the money to start one.

I am hopeful for the people with good heart to hear our plea. I understand praying alone cant help us. That's why I making this plea. Please help us.

I am a single parent from the Philippines. I really really love my kids and my parents that I don't want to be a burden to them anymore for us they have been drowning in their debt to help us specially in times of hospitalization. Please help us survive. Please make me a mother who never had to sell herself just to survive it really is something that I can never do.
In any case someone is willing to help, I have plans after surviving this that if I have the money, I am planning to put a business water station(drinking water) and canteen or cafeteria. So that the chance I may get from this will not be wasted... I wanted to start a new life.

+639228171679 you can reach me through this number.
or (805)876-3088

My name is Jamillah and I don't like to ask for anything, but I lost my job almost 3 years ago due to an on the job injury. I was denied unemployment. I have been looking and applying for jobs but no one is hiring where I live. I am now living with my mother who doesn't have any extra to help me out. I am behind on my credit card bills. Behind is putting it lightly. Creditors are calling me asking me for money I do not have. I am being sued by creditors. I need $3000 to get caught up on my bills. I know this is asking a lot but I don't know what else to do.

If you can find it in your heart to send anything at all it would really help, and would be greatly appreciated! Thank you so much.

I am a motivated, single-mother who earned her Bachelor's degree when my son was a toddler, with the hope that I could provide a stable living for my family. Sadly, I have come to the realization that I would probably be better off not working, financially speaking, and relying on governmental assistance.

It's truly disheartening that I cannot survive on a single income alone, working full-time in advertising/marketing for our local newspaper. I thought I was doing everything right. Where did I go wrong? I left my son's father when he was an infant because he was unfaithful to me several times. It was not a conducive or healthy environment for me or my son. Since then, his father has been absent from his life for over 5 years. Not one phone call. Not one visit. No birthday presents. No cards. No money to help with expenses. Nothing. We can handle his absence because I have several positive male role models who have taken my son under their wings. He is a very well-grounded young man and has strong morals, values, and integrity.

With that said, I am the only financial support for him and I and pay all the bills, insurance, etc. and often have my wages garnished because I have had a difficult time paying for a couple ER visits (my son has asthma and was hospitalized with pneumonia) even with my insurance. I feel as if I can't get a break even though I try to do good.

My son is almost 9-yrs old and has been taking Suzuki violin lessons (paid for by a family friend) for the past year and a half. He is also my budding electrician/engineer...and creates incredible inventions with his circuit boards, wires, LEDs & motors that he digs out of old electronics. He attends the Robot Club at the local high school...and the older kids accept him even though he is their youngest member. =) He has an extremely bright future & I am so proud of him. However, it is a constant struggle everyday for me to put on a smile because we are so far in debt. I owe $2500 to the IRS for a supposed error on my 2009 tax return (disagree...but can't afford an attorney to fight it), $800 hospital bills, $3000 from other creditors from credit cards I had when I was 20 (I'm 35 now). I pay $300/month for daycare, household bills, car payment, etc. I am a good person & have a heart of gold. I want to remain a good role-model for my son so he is proud of me. I do not want to have to resort to relying on governmental assistance. I just wish we could survive on my income. It would be feasable if these bills were paid. Please help us. Any size donation would be an absolute blessing!! We need some financial assistance to get us back on our feet again. We're going through an extremely rough time & any gift would help. Thank you so much for taking the time to read this.

Best Regards,