Counselor Tags

Hello. I am bipolar and in the process of applying for disability. Due to my bipolar I cannot keep work and am trying to get myself and my survival together while in the disability process. I applied mid April for disability but it will be several months until anything is done.
Right now I am in need of help for medication and my counseling fees. My medication is 347.00 a month and my counseling fees have to be paid upfront and those are 25.00 a week. I haven't had my medicine in 2 days and if I go much longer I will be in bed crying for days. I don't like to skip my counselor but I will to get my meds.
I just need help until SSI comes through...please..

After the death of my father when I was 12 I started eating for comfort. I was badly bullied at school and eventually dropped out. By the time I was 20 I was 400lbs, unemployed with no prospects.

I decided to go to uni to become a counselor so I could help others, and set my mind to losing weight. I'm 25 now, and have recently hit my goal weight of 140lbs. I did this all through hard work and exercise.

Sadly, my skin never recovered from being so overweight. I hoped that when I lost weight I'd have the confidence to meet someone but I am even more ashamed of my body than ever. The doctor said I wouldn't be able to get any surgery to get rid of the loose skin on the NHS (ironically he said if I'd have gone the gastric band route at a cost to the NHS then I would probably have got funding for this.)

If anyone would like to help me by donating towards my surgery I would be forever grateful. I just want to be able to live a normal life.

First of all, I want to thank you for taking the time out of your day to
read this. You don't even have to do that, but you are, and I really
appreciate that. Let me also tell you that I take responsibility for

everything that has happened to me. You see, I'm a college student, and like
many college sophomore's, I get into a lot of situations that get me into a

heat of water. Unfortunately, all these situations happened to happen all
that thee same time. It started last thursday. My roomate was having a
little party at our apartment. The music was loud which resulted in the

police getting called over. We were given a noise violation for $142. The
very next morning, I was running late for class, so I took my car on campus.
I was in such a rush that I didn't realize that I parked in a no parking

zone. It was only a 50 minute class, but by the time I got back, I got to
witness them towing my car away. That came out to be $150 and $5 is added

everyday, so at the day of this writing, I need $170 to get my car out of
the impound. I also have a $425 rent that I have to pay before the 15th or I
will evicted. I would go to my parents, but my mom is on her last

unemployment checks, and the company that my dad works for is in a legal
dispute, and for some reason they are witholding their employees checks.
I've have tried every option I could think of. I went to friends, but
college students don't have much as it is. I went to my financial aid

counselor, but they said it was too late in the year to pull out any loans
or anything. I have no job, so I can't get a payday loan. I believe that
this could be my last option, but God allowed me to find this site for a
reason. Once again I appreciate the time you took to read this, and I hope
that you can help.

well, to make a long story short i grew up in a family without a lot of money, so everything i have i have had to work for. i work everyday, but i don't make enough money right now to even move out. im 22 almost 23 and i have been out of the house for a couple years but i had to move back in with my dad because i just can't do it right now and im afraid of debt. like i said i work everyday but i dont make enough money to move out attend school and do all the things i want to do. i want to be a waiter part time to make better money than i am but i dont have the confidence for that because a past manager who was verbally abusive. so, im going to include my e-mail on this post, if someone wants to donate or donate their time as to be an anonymous counselor that would be cool too. and in return i will be an anonymous friend for you too to talk to if your in a troubling time and you just need someone to talk to who won't judge you and you wont have to worry about back stabbing, and so on.
please put in the subject
CYBERBEG HELP
so i know what it is for.
and if i get enough people saying they would donate to my cause then i will try to figure out the pay pal thing because i've never really understood paypal.
thank you have a good night. <3

my email is
legofreak90@yahoo.com

I hate doing this, but I have run out of options. I am disabled, can not work, and have run out of hope for anything to ever change.I am 60 years old and never thought that I would have to beg for my existance. I have medical bills that are completely out of control. I have maxed out my credit card, trying to be responsible to my doctors. I just don't know how to make ends meet. Please help! I have consulted a credit counselor, she said that I am 200.00 a month short and I need to try to make extra money. What can I do? Please help

I am a 71 year old women with a 49 yeardaughter that needs to find a rental that is very low price. We came down here to let the daughter reestablish her relationship with her father that she had not seen for 8 years. She has 5 stents and 2 tumors on her pancreas. Her father let her stay for 2 weeks but then he said she could not be there anymore and that I needed to take her back to Maine. I was supposed to stay at a friends place in Jenson Beach but her house burned down and it is just now being processed. Neantime the woman has shingles and I need to help her get the work supervised to rebuild her house. She is staying with friend but they do not have any place for us. So I need to find a rent that I can afford until we get the house done.I can also work to cover the excess rental cost if necessary. I am physically capable. I have run stores and registers before and have been a family counselor in the past as well as a crisis center director. So I do not expect anything free if I don't have too. Save it for the needier people.1-603-759-5802

My Wife and I are both disabled Americans. She has had a major back fusion and two knee replacements as well as some heart woes. I myself have just had my second major back surgery, I have an implantable Cardiac Defibrilator and one total knee replacement.
We are both on a very low income, myself on Social Security Disabilaty, she on School Employees Retirement Disabilaty benefits. We have a vehicle that is almost twenty years old and on its last legs.. I am certain you get many letters like this everyday but we really would like some kind of assistance. We would love to be able to move to Vermont where we can be near our children and Grandchildren as they grow and flourish into strong Americans ans be near our Parents as they live out thier golden years. I know we are asking a lot but if there is anything you can do to truly show your compassion , we will speak on every t.v. station, every radio station, make posters, whatever it takes. To show our thanks and support. We're begging you.
The state of Ohio in its infinite wisdom is considering stopping paying my Medicare part b and take away my medicaid because we, "make too much gross income" by the time we pay all our bills we have maybe 50.00 left to last an entire month.
My Wifes Information::::
I was Married to a very wonderful man for 31 years. He developed heart disease and diabetes. He fought valiently but finaly succomed to the medical problems. I became very sad and was almost at the brink of a mental breakdown. I did become involved with the local Greif Counseling service as this helped me to ease my burden a small amount. I began talking to this nice fellow on Pogo.com which is an online gaming site where one may play all sorts of games such as Solitare etc. We hit it off and began internet dating in August of 2008. We arranged to meet in November and upon viewing each other we knew the bond we had felt over the air was a real bond and Leo dropped to his knees and askeed me to Marry him. We married a week later in November of 2008 and have been together ever since. Since than we have both become quite medically burdened ourselves, Leo has a thing called Sudden Cardiac death Syndrome and has had to have had an Automatic Implantable Cardiac Defibrilator instaled recently. We both suffer from back woes and must seek care frequently. Now we do have a 1996 Chevy Blazer that runs when it feels like it, the airconditioner is broken and what with being in the Midwest is very hot to have to drive around with the windows down. A computer part that costs 1500.00 for the A.B.S. system is out and we just can not afford to fix it. We love the vehicle as it was my first ever fully owned vehicle from a bank loan in my life. If We appreciate everything we have and are greatful for both this site and for all the kindness of others. Please vote for us and we shall make certain to pay it forward with our own kindness and see to it that others are blessed as we are. Thank you for reading and for helping out anyway you can.
My Information::::
My Wife and I will be Married for three years on November 28th.We met in late July or early August of 2008. She had just lost her husband of 31 years. I was myself looking for a somewhat different lifestyle than I was in currently. I was living at home at over 40, disabled with a moderate spinal disease and more or less going nowhere. Debbie and I hit it off right away and we were engaged in October and Married in November. We each have been each others rock and best friend and companion. I have since went into the Ministry and have undertaken many courses towards helping others to live as good a life as possible. Debbie is a great personal loss counselor in her own right. I recently became a heart patient and have had to have an Automatic Implantable cardiac defibrilator installed in my upper chest which has a built in pace maker. All this at only the age of 49.Debbie has had to have undergone major back surgery herself and have screws and cages ut into her lower back. This makes us totaly disabled yet we both have a teriffic outlook on life and are always willing to help others. Life is what you make it, not a series of bad events that bring you down. We both appreciate each day given unto us and are so greatful for all our friends, family, and fellow searchers of lifes Grace. If we were chosen to receive a New SUV as we live in snowy Ohio and may move to new England to be closer to some family we would make certain that it was put to good use and everyone would know the generosity of others. I can only hope as this as well as the other stories here on this site may touch you a small amount and you shall favor us with kindness. God Bless Everyone. Thank You All. We are truly blessed to have such wonderful friends and supporters here. We appreciate everything people are doing and sending all the wonderful messages. God Bless You all.





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I am twenty years old and currently a college student. I have gotten I am enrolled in an expensive private school in long island newyork. When I first got accepted i hard a hard time aquiring enough aid to afford the 50k a year tution so when my loans werent enough to cover my first semester i charged the remaining balance on a credit card, which is 6000 and it is the biggest mistake I ever made. I have since seen a financial aid counselor at the school and found many more facets to obtain my student aid that I wish i had known about before. I am being hounded by creditors I am working part time but its not nearly enough, I need help please. I made a mistake to try to better myself and am paying dearly for it. Anyone who helps me I give my word to make strides to pay back every single cent I just need help badly. I will give anyone all my information and everything someone please just help me so i can concentrate on my studies nad not be so stressed!

Im in need of financial help to move to a new area to hide from my psycho ex. My ex was senetenced to 7 years in prison for trying to kill me and he is being released soon. I need to get out of this area so I don't have look over my shoulder the rest of my life. I work at a small non profit as a counselor and I don't make enough to move so I'm asking for help. I have s plan but without money I won't be able to move to move to safety. If anyone is willing to help please contact me at: (607) 228-0018

I'm a college grad who has worked as a counselor for 3 years in New York. I need to relocate because my psycho ex is being released from prison for trying to kill me soon. I have decided rather look over my shoulder the rest of my life that I need to move to another state and start over. I have no one that can help and working as a counselor in a non profit agency leaves me with no money to relocate. I have been trying for months to find ways to get money and I have sold everything I own to move but I'm still in need of money to successfully do this. If anyone has the ability to help me they would be helping a former battered woman who is devoted to helping others. I have researched and developed a plan...I just need some financial assistance.

I hate doing this, but here goes. I am a recovering drug addict. I have not used any drugs since March 2003. I was a Registered Nurse in California and lost my license due to my addiction. I was arrested in March of 2003 for possession. I was required to go to out patient counseling for drug addiction by my county of residence. This counseling I believe saved my life. I looked for any job and after months of searching, I landed a job working with Buck Owens Enterprises delivering Camera Ads Magazine to local businesses around my area. Quite a change from being an Emergency Room R.N. As you can imagine my income dropped dramatically. After losing my license and thus my livelihood, I needed a new career. I decided to go to school. Aided by The California Department of Rehabilitation, I went to California State University, Bakersfield and earned a certificate in Drug and Alcohol Studies. Soon I started working in the California Prison System as a Substance Abuse Counselor. That was in 2008. I continue to work in this capacity.

A few years prior to my arrest I began working for myself as a contract R.N. And, because I was very heavy into my addiction, I was not taking care of my business responsibilities and not paying my taxes as I should. Now the State of California has attached my wages for back taxes of $4900.00 and the IRS is wanting back taxes of about $21,000.00.

I love my new work as a Substance Abuse Counselor and feel I am making a difference in turning prisoners lives around. I want to reapply for my R.N. license and use it in conjunction with my Counseling for co-occurring disorders,(mental illness with drug addiction). I am sure the California State Board of Registered Nursing would not look well on my owing back taxes.

I am almost 56 years old now and see no hope of paying these back taxes anytime soon. For this reason I am asking help. I need approximately $25,000.00 to pay off all back taxes and follow my dream. I am respectfully asking for help in this matter. And thank you for taking the time to read my story.

Hello. I am a teacher and mother of an adorable little girl, who happens to have a language delay and sensory processing disorder. After a Christmas plagued by car troubles (we drive her an hour twice a week for therapy), we took out a payday loan. One loan led to another, and then my husband's mother died unexpectedly, which worsened our financial situation as well. We're working with a credit counselor, but the fees are still going to eat up our next couple of paychecks. I am looking for some money to help with the bills, so that we can dig ourselves out of this mess.

Thank you!

I am a single mother going to college to become a substance abuse counselor. I am unemployed because my criminal record from over 3 years ago has been preventing me from getting a job. I have been desperately looking for work but now am unsure how I can support my family. Can you find it in your hearts to give something and help me to get back on my feet?

I go to a local college full time and i am currently on break having finished the first semester. The second will be starting real soon. Im excited about college because I see a bright and promising future for me and my 9 year old sister. We currently live with my cousin who provides us a place to stay. My parents are out of the country. I have been like a mother to my sister. This Christmas was worst then the last because I'm laid off after working as a counselor at a children after school program at a community center. I have tried so hard to find a job but it seems impossible especially having little experience. As I continue to look for work handing my resume to about everyone i find myself crying at night. My cellphone has been cut off for 2 months now. I usually send my mom money but i have none to do so. I can not even give my cousin my part of the rent. I had to sell some old college textbooks just to buy my sister a coat for Christmas when she really wanted a toy. I have been wanting and needing a car but that's just another dream that will have to wait years. As the snow piles up this winter and as I sit here on this laptop which i could fortunately afford with my past financial aid check, i am in 3 sweaters and a blanket while my sister sleeps beside me in the freezing apartment. the landlord says he will fix the heat, im hoping it is soon because it is too cold I can not get anything done. There is barely any food in the fridge because i usually buy groceries for me and my sister. my cousin can not provide for us because she is a single mom of 2 and has her own bills. I have a few overdue bills myself. I really do not want to get into debt. I hope someone out there can find it in their beautiful soul to help me and my sister get through this. I promise i am studying hard to get out of the misery....but the process is a long struggle for a girl like me.

I go to a local college full time and i am currently on break having finished the first semester. The second will be starting real soon. Im excited about college because I see a bright and promising future for me and my 9 year old sister. We currently live with my cousin who provides us a place to stay. My parents are out of the country. I have been like a mother to my sister. This Christmas was worst then the last because I'm laid off after working as a counselor at a children after school program at a community center. I have tried so hard to find a job but it seems impossible especially having little experience. As I continue to look for work handing my resume to about everyone i find myself crying at night. My cellphone has been cut off for 2 months now. I usually send my mom money but i have none to do so. I can not even give my cousin my part of the rent. I had to sell some old college textbooks just to buy my sister a coat for Christmas when she really wanted a toy. I have been wanting and needing a car but that's just another dream that will have to wait years. As the snow piles up this winter and as I sit here on this laptop which i could fortunately afford with my past financial aid check, i am in 3 sweaters and a blanket while my sister sleeps beside me in the freezing apartment. the landlord says he will fix the heat, im hoping it is soon because it is too cold I can not get anything done. There is barely any food in the fridge because i usually buy groceries for me and my sister. my cousin can not provide for us because she is a single mom of 2 and has her own bills. I have a few overdue bills myself. I really do not want to get into debt. I hope someone out there can find it in their beautiful soul to help me and my sister get through this. I promise i am studying hard to get out of the misery....but the process is a long struggle for a girl like me. my papypal email is msrosamaria19@yahoo.com

I am a single 27 year old licensed counselor living in Appalachia Ohio...in a very enpoverished area, where pay is horrible but the work is greatly needed for what i do with children, teens, and their families. I am a trauma therapist and have been for 3 years now, which i enjoy very much. However, the greedy loan companies refuse to work with me and lower my payments, knowing that i live in an enpoverished region of Ohio. I drive a used car and live in a studio (basement) apartment...i dont own anything that is mine.

The only thing that i have ever wanted is to be able to help people in my job and pay my bills. Please help me pay my student loans back, so i can continue working in a profession that i love....thank you!

We have tried for 2 plus years to get our bank, WF, to do a loan modification. Never missed a payment. After a long, tramatic 2 years we were finally told that our investor will not participate in a loan modification. Our finacial counselor said that was "very rare".....so we are in a bind.

We need to lower our mortgage to stay in our home. We owe $560,000. We put down 20% on it when we bought it at the peak which was well over $785,000.

We know we are under water and 'should' walk. But we have two young kids, 3 years and 12 months and have a community we really enjoy being in.

Please help. If we could get a some assistance in lowering our mortgage we could stay in our home.

Namaste.