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struggling to live-work with 2 young children

Posted by mumindanger on 2012-05-21 10:58:05

Please, please, please help us! I have e young children aged 1 and 3 and can't afford childcare in order to provide for them to allow me to work. My partner left when I was 7 months pregnant with my youngest child. I have been struggling ever since. I am threatened with eviction- my arrears total more than 2 thousand pounds and I also have debts of 11,560 pounds. (Council tax etc). I need help before I am evicted, I am so worried about my chikdren and am struggling to feed them a proper balanced diet. Please, I beg someone with a kind heart to help. I would appreciate it forever.

Help with debt

Posted by wavaney on 2012-05-15 10:58:54

I am a 25 year old who is married with a daughter. My family has hit a difficult spot where we cant pay our bill. My husband has lost his job now for 3 months. We live in a studio appartment and would really like to be able to move into a two bedroom house, so our dauhter could have her own room. We have stacks of bills that has not been paid simple because we can't afford it. our council tax and gas bill has been over due for 6 month. Also my husband need to pay for his indefinate visa which will cost us £970 and the solicitor fees will be £800. I would be most greatful if you can show your mercy and help my family. Thank you in advance. God bless you.

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Pay Off the Debt, Buy a White Chocolate Ski-Slope or Something

Posted by GiantMidget on 2012-03-16 17:58:01

Hi all,
Like most twenty-something's in this day and age, I have credit card debt. Oh yes. You wouldn't have guessed it. And like most twenty-something year olds, I'm working full-time slogging my guts out for the little pay that makes being a bin man look worth it. They get paid more. Trust me, I've tried. They have an entrance exam for the local council. As daft as that sounds, I'm not joking.
I got done over by my ex who decided a "system" for roulette was a sure-fire way to make money had more alcohol in his veins than blood. Ditching the sucker was the best half hour conversation I've ever had with anyone in my life.
I moved back in with the parents, wished I'd never left, seriously regretted the tattoos and trying to get on with life but with this debt hanging around my neck like a noose, its exceedingly difficult to do anything else other than worry about the swinging axe over my head.
In the long run, I want to finish my part-time university course and move out of the house - hopefully near a white chocolate ski-slope but I'm not hopeful.
If any of you kind souls wish to help, I'm looking to pay off a chunk of the debt of £10,000. I'm trying every which was possible to save money and at the moment, 80% of my wage each month goes toward getting rid of this weight on my shoulders. 20% goes on Asda Price food stuffs like baked beans, cheap bread made of brick dust and cheese (or at least it resembles cheese).

Please help, it would seriously mean the world to me.

Homeless and in major need of help

Posted by selondon247 on 2012-03-07 09:58:46

I am sorry to bother you but i have exausted all avenues i dont know who else i can go to for help.I will try keep this brief as possible as i dont want to bore you but will need to explain a few things for you to understand. I am 28 years old male i came out as Gay to my ex-partner on the 9th of May 2011 who i had been with for 11 years we had a joint tenancy and have a 6 year old son together. My ex partner knew that she could not make me leave our property with the housing assosiation so on the 31st of May she came home and started laughing telling me i would be leaving that night with what she had planned to do me being nieve thought she was mouthing off at 9pm that evening she called the police pretending to cry and scream telling them i was head butting her and trying to attack her and she felt in threat of her life which was a lie as i wasnt even in the same room as her i even made a point of walking into the room and calmly saying why are you lying for , anyway to cut long story bit shorter she had police make me pack my belongings that evening and leave in which my mum said i could temp stay at her house. She stopped me seeing my son even on his 6th birthday she tormented me with saying if i wished to see him i could drive down to the flat sit outside and look at him by window which i did and destroyed me. I had to take time off work as i became in very deep depression and intotal was off work for 4 months was seeing doctor and still am for my depression. On the 9th of May police came to my mums and arrested me which again destroyed me as i have never been in trouble with the law and to be honist am scared of police i spent 12 hours in a cell then was interviewed and given no furthur action as even the police officer said looks like she is playing the system, but even with getting no furthur action i was told i could not return back to the property and that if i did i could be arrested so i was forced out my home which she didnt allow me to have any of my belongings. She is very clever playing system as she is currently still making out she is unfit to work for the hurt ive caused being gay and saying i have emotionally destroyed her. I have been to Greenwich council as well as my local housing assosiation i done a housing application on the 19th May 2011 but was told i am not priority and would be waiting years. I can not afford to go private letting i can not get that kind of money together and am not entitled to any benifit help. My dad found out im Gay and wants me out of there house now i am being cursed every day by family "whens the poof going" , "wont have gay boy in my home" it is destroying me if it was not for my son i would rather die than live this so called life. I went back on numerous occassions to greenwich council and continuiously bid on propertys every week but am told i have a long wait and they will not even help me with tempoary accomadation my expartner allowed me to see son every other weekend but now she has fallen out with my mum she will not let me see my son until i have my own place for him to come , what am i meant to do. My parents want me out , i cant see son yet no one will help me with housing , I am seeing a Gay councilling service to help me deal with coming out and what comes with that but they can not help me with housing this is my biggest problem of them all as without me having my on fixed secure property i will not be able to see son and my emotional state will never improve and this scares the hell out of me. My dad is telling me i have till end of january and he is kicking me out and then what??? i have no where to go no friends or family to go to i even looked into letting rooms and then ex partner said she will not allow me to see child as its not secure for him.I AM TIRED AND EXAUSTED and in all honisty would rather be dead then alive but cant because cant do that to my son. I really need someone to help me even if it is with a tempoary accommadtion whilst i am bidding for a permant council place i have again been to greenwich council and was rudly told by a member of staff "well you should of thought about that when you decided toi tell your expartner you were gay" and told "your old enought to take care of yourself sleep in a car if you have to" i am horrified and disgusted that my own local council can treat someone in this way and again is this because im GAY . I only have one option after fighting all avenues and thats to try rase £1000 to put down as a deposit on a place i am homeless with nowhere to go have been sleeping in car and at work place i am having to resort to asking peoples good nature to donate what ever they can to help me this would be more than greatfully appricated and i make a promise that when back on my feet all money raised i will match that value and donate to charity one being young people that are homeless and mcmillian cancer. I am very sorry for having to ask strangers for help but this is my final last resort. Many Kind Regards

need a little help

Posted by poppycat on 2012-02-18 03:58:45

Hi, i am a bit embarrassed doing this but i thought if you don't ask you don't get, i am a working mum from Scotland on a very low income, my partner is unemployed , has not been able to get a job for two year,my problem is my wages just cover the rent, council tax and utilities, the bit that is left i use for food and travel cost to work, there is nothing left to save for emergencies,buying clothes and shoes is a luxury right now and if anyone could spare any money at all to help i would be very grateful, hopefully the job situation will improve at some stage and i will be in a position to help others in the future, thanks to anyone who can help.

saving for furniture

Posted by supernurse on 2012-02-03 16:58:53

I finally moved into my flat last year after being homeless. Only this winter I found out the flat has a huge damp and mould problem. The local council are taking ages to fix the problem, it has left a lot of furniture ruined and I have had to take up carpets due to them being wet and smelling. To make matters worse I also have no heating and can only afford to switch on a small electric heater for a couple of hours a day. I work hard as a nurse, but my money doesn't go far enough to buy new or used furniture. I am desperately trying to save, any donations no matter how small, will be grateful! Thank you xx

Please help me become a Nurse!

Posted by lilly6jl44 on 2012-02-01 13:58:39

I am a 27yr old female, who has sufferred in the past with suicide attempts and severe depression. I started working as a care assistant in a hospital this year and have discovered what I want to be - a Nurse.

I am hoping to go to university this september to start my Nursing Degree, but the university that has accepted me is 180miles away, so I would have to move house. It is in Cambridge/Suffolk area and I would also need to get a car to travel to placements and remain in close contact with my ill mother and autistic brother in london.

I do work full time and I love my job but I get £900 a month which after rent, current access to nursing college course costs, council tax, energy bills etc I have only about £10 a month to save which is not going to be enough to save which obviously is far from what I need to be able to live my dream. I have been looking for additional work for months but there just isnt any where I am (portsmouth uk) I am not afraid of hardwork and just desperately want to become a nurse and dont see a way out of my current financial rutt. When I was sufferring from mental health issues I ruined my credit rating and my life.. I cannot get any credit, loans or overdrafts to get the money elsewhere.

PLEASE HELP ME. x

Help with funding

Posted by Soslaundry on 2012-01-28 19:58:24

Hope some of you can help me:

Im in need of some help here's my story so far, I started my business in aug 2010 and I'm trying to invest more money into it I have been going for over a year with myself and my brother as business partners and have not taking a wage since it started. It's been very hard for us we sold both our cars he had a golf v6 4 motion and I had my supra to start it up also we had 2 thousand each savings from previous employment.
We are working hard in making our business bigger we are trying to advertise in our local paper and getting more machines but it's very expensive,we are handing out flyers every day but it's not doing to good as most people don't even look at them just bin them "like I do" thinking its just junk mail.
We are putting this on our facebooks and twitter to try and raise some money to get the business off the ground and give it the best chance for surviving. I have the ad from our local news paper where our work is and the business writer has put in a story on how we are trying to help the elderly on what we do. He is a very nice man mr kelly.
I hope Im not offending anyone but putting this post up I'm just needed the help. Every penny will be very gratefully appreciated!

I just want it to work for us thanks for reading :)

Just a little about the business, there was a community laundry which was Owned and run by the south Tyne side council and it shut in just under 2 years ago there was over 1000 customers on their books and were either very old,disabled or had children that were disabled. And have been left with no service since it closed that where we stepped in as my brother used to be a driver for them. The people the community laundry employed were people with learning difficulties and have since found no work we have made it our target to keep in touch with them as we have been doing for a year now and to give them back their jobs. The paper article tells more.


Here's the website read http://m.shieldsgazette.com/news/business/latest-news/new_laundry_aims_to_clean_up_1_3975971

Money For Clothes

Posted by dudedavis on 2012-01-25 09:58:28

over the past couple of years myself and my husband have been very unlucky with employment. We have either been made redundant, or in my husbands case the building trade has gone down hill. My husband did get a permanent Job but the monies earn't has gone towards essential household bills and there isn't enough money to go around. I have now secured a permanent job but unfortunately it is in an office and I do not have the suitable attire to dress for this job and have no money to buy new clothes as we have more pressing debts such as car finance, insurances, mortgage, council tax etc. I would appreciate any donations from 30p to £1.00 to help me buy the much needed clothes I need to maintain and keep my permanent position any donations would be gratefully received.

help me move

Posted by marie1234 on 2012-01-25 08:58:40

im a single mom to a 4year old son, im currently living in a flat thats falling down, the roof in my sons bedroom leaks as does the kitchen ive asked the council to rehouse me but they wont help so im trying to raise atleast £500 for a deposit on another property but i am really struggling any donations will help im unable to work as i care for my disabeld mother aswell as my son please help me

house items

Posted by redhouse on 2012-01-24 15:58:58

hi i am a single man of 51 unemployed i have just moved into a council flat and i need living room bedroom bathroom and stair carpet a washing machine a cooker and paint and a small sette items can be brought second hand so if any one can help with any small donation of 30 pence to 1.pound every littel helps and be gratfully received or if someone has got the items i need that would of great help thanks

pay bills

Posted by misstwenty on 2012-01-24 14:58:14

hi i don:t usually ask for help but unfortuateley things are dire at the moment.my husband had a heart attack at the beginning of november and we now find our selfs in dire straits financially as he has been unable to return to work,we have amassed rent arrears and are struggling to keep the house as the council are threating us with eviction. any help no matter how small would be gratefully appreciated

Please help me move out of our mouldy rented home!

Posted by sleepyferret1 on 2012-01-24 13:58:12

I am a 32 year old woman and i live with my 14 year old daughter and my 40 year old fiance of 12 years! We have always had money problems because whilst i have worked in retail, my fiance has had trouble finding a permanent full time job. I have been the breadwinner all of this time. We now have stable, permanent full time jobs and are working hard to pay off our debts that have been building up.

During the past 6 and a half years we had to downgrade our property and rent a small damp home in a rough part of town. The mould is getting increasingly worse and i have to de-mould the walls and windows every 3 weeks. The house smells damp and it is hard to retain the heat as there is no double glazing. The agency is aware of the problem but the landlord doesnt want to shell out any money to fix the cause of the mould/damp so has given us a dehumidifier!!
We are too embarrassed to invite friends or family over and likewise so is my daughter.

My fiance and i have been working to pay off all the debts that built up (£2,000 rent arrears £1,500 water rates, £500 council tax and a £1,500 electric bill). Thankfully we only owe £500 rent now and aim to pay this off by the end of may.

What we will struggle to do is save up a deposit for our next rented property. It will probably be about £1,000 for a months rent in advance and a deposit. We will get our deposit back from this house which is £380, and we will save as much as poss ourselves. We would all really like to move before summer as this house only has a tiny backyard and it doesn't even get any sunlight. The washing doesn't even dry out there!!
Any donations would be greatfully received and very much appreciated. The sooner we move, the better!

Everything has gone wrong

Posted by unhapppy30 on 2012-01-13 08:58:54

I am 30 years old , over the last 6 years i have suffereds a lot of ery stressful times in my life and along the way managed to get myself into some severe debt, i now owe £40,000 and am currentli in an iva , however i am struggling to keep up the repayments , i have worked very hard from the age of 18 and would neber want to be out of work ,i grew up on a council estate but worked hard to get a good job and earn enough money to be in this siyuation for the rest of my life, i have had many personal tradgedies in my life including abuse as a teenager, i have a brother who is a aloholic and drug addict , i lost another brother to cancer three years ag0 (This is when the majority of my problems began) , my father hs suffered several strokes over the last ten years, i feel as though i have worked extremely hard over the last fifteen years to ensure a better life for myself , however due to stress and depression due to the above have found myself in a very regrettable situation, i would very much like to get back on track and be able to begin to enjoy the simle things in life again , a nd one day even begin a family of my own which i desperately desire , however this will not happen for a long time due to my financila circumstances....finding life has dealt me too many bad cards ...and feel i deserve a little happiness

My Break?

Posted by helpsteven on 2012-01-12 12:58:43

Ill sum it up

The people ive seen on here have it hard some of their stories are crushing and they deserve donations much more then me.

But i havent had a perfect life, infact far from it ill give you a life story in five points.

Born 1992
Parents divorce 1997
Mum was a victim of attempted murder and younger brother murded in the process -1999
move to my 8th council house - 2003
mums a victim of domestic abuse again - 2006

finish school and go to college since then ive been trying to make something of my self not that i hate my family but i have dreams (and who says dreams cant come true hey) i work hard i went college for 3 years 20 hours a week getting up at 7 am college untill 5pm then work at 5:30pm untill 1 am and now i work in a law firm. (not bad considering the past events)

but i really want to make something big of myself so i have made my own vodka but i cant get to any other stage wuithout the finance i have had 2 mid-major firms interested providing i can produce it on a large scale and make it a bit more healthy i really need the funds and i really think its my break in life so please anything you can donate i will appreciate so much

982.07 to go back to school

Posted by mama_meya on 2011-12-20 09:58:21

My name is Meya Acuna and I am writing you in hopes that you can (or lead me to someone who can help) help bring a Christmas miracle to pass! I am really putting my faith out here because this is something that I've never done before, but am in desperate need. I am a 30 yr old stay-at-home mother to a 4 yr old and 22 month old and am 5 months pregnant. Having turned 30 I have had a revelation that I am in need of continuing my education to not only help my family financially but to be an inspiration to my children who will one day wonder why I did not live my dreams and get a degree in education.

Over 10 yrs ago I began on the right track attending TCU for a semester but with no funds saved up for college it was soon apparent that I would not be able to finish. Much to my despair, I left Ft. Worth and began living out of my hurt by getting into drugs, lascivious living and just keeping bad company. It wasn't until I met my husband, a PK (or preacher's kid), that I realized what I was missing and that I did have hope and didn't have to carry around the shame and anger at not being able to finish school. I stayed home and worked while he got to go out and travel the world in a Christian band, living his dream while I helped to support us and when he got off the road we decided to begin a family. Well no one told us how hard that would be especially financially and I soon left work to take care of my children because the cost of daycare was too much for us (almost 1200 for the two of them!). My husband lost his job earlier this year due to a bad truck accident that left him needing two surgeries and us on public assistance. But we moved to Seguin and he was able to start work at TPS thank God. It doesnt pay all our bills but we are so thankful! We also moved back here to begin work on a ministry with a focus on our youth. We are big volunteers at our church, always making ourselves available to what needs to be done for not only our families but our community. Most recently we've assisted with our youth at the Daddy/Daughter Dance sponsered by the SPD and the Blue Santa wrapping days. It has been hard on just one income and in the past 2 years we have moved 5 times with our children finally settling in Seguin. I am from Austin and had never lived in a real community of people before. I love it here! Everyone speaks to everyone and it is not so rushed. I'm in awe of how a community is supposed to be! Parades, Holiday Strolls, wow!

This past two weeks we have done things we have never had to do before like seek help from Community Council and Salvation Army for utility assistance and visit the EATS food pantry. I'm thankful they were there but I just never thought in a million years I'd be needing those types of services. This is also what pushed me to go back to school. I need to do something bigger than me to feel that I've accomplished a legacy for my children. I won't let them suffer worry and fear the way we have recently. But I need help.

I'm pleading with you to please help me pay $982.07 to Texas Christian University before January 1st for a Loan that I owe. If I pay this loan off by then I will be free to attend a university with Federal funds to attend classes and began pursuing my Associates Degree in Early Childhood and ultimately a Bachelors in Education. I plan on getting a teaching certification and giving back to the community that helped me by working in a low-income school here and sharing my story through hard work that people helping people can make a difference in someone's life. Again, I'm not asking you for money for me or my family or Christmas presents or any "thing". I am looking to pay directly to TCU in Ft. Worth. None of the funds would go to me. I trust that what we need as a family my God will supply, because He has kept us this long and it's only going to get better. Please be a part of this transition out of a dry place into abundance. I'm humbling myself today by doing this and I trust that if you can or know someone who can, you will help me. Thank you for your time and consideration and I look forward to sharing a good report!

Need help to pay of my stupid amount of debt

Posted by xTxAxNx on 2011-11-24 13:58:40

Please help me by donating as much possible to me. I have stupidly got myself into stupid amounts of debt. I am due to give birth on 16th January 2012 and because of my debts the council are not able to help me find a council property. I am so desperate tat i dont know what to do anymore... many thanks for your time... (excuse my paypal email - was set up along time ago)

I'm desperate and need to get my son christmas but can't

Posted by xmas-fund on 2011-11-22 12:58:53

Hi Im tony and i'm really desperate to get my son his christmas in and my wages are being arrested from the courts every week for the council, through no fault of my own and my family are now paying for it as we are left with no money to save or buy anything at the end of the week. So please make a wee boy happy on christmas and make a donation to my fund and give him a great christmas thank you.
when I first made the choice to run for boston city council at large I was on the streets sleeping at the airport but now with place I need money to help me on my write in campain I uas not able to get on the ballot for november so I am running as a sticker canidate I have no money in the bank I go part time to a college an hour away in franklin mass and I live in boston! and I am running alone with no one by my side I have a few supporter just in votes but I need booth the votes and money as well please find it in your heart to help me in my effords to get a job at city hall in boston.

desperate for help from a mother to be

Posted by mum2b on 2011-09-21 10:58:14

Hi as I'm sure you've read many of these... I am in desperate need for help.. I lost my job 4months ago through no fault of my own.. I have now racked up debt for my house which has resulted in me having tto be evicted... I need to pay this debt off which I have arranged with the landlord however as I am now on JSA this is coming out of my payments... I am currently 6months pregnant so my chances of getting a job is slim even though I am trying... I need to raise enough money to put down to rent a property until I have my baby and the council can help me... if anyone can help me I would b so grateful

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BROTHER & SISTER WON'T HELP TOWARDS FUNERAL

Posted by tumblefry11 on 2011-06-28 16:58:23

I have never begged in my life, but this year it's been an impossible one, my mum died on sunday 14th november 2010 and I borrowed money to pay for her to be buried, I gave it no thought about borrowing as I always thought my brother alan and my sister lyne would help. but now that I have done, they say "that's your problem", I know they never had much to do with mum, they did visit a few times, but I never suspected any rift between anyone, what I do know is that mum struggled all her life bringing us up often going without just to feed us.so, what ever their problem is they will not tell me, mum was a loving careing women & had many friends, I don't understand. mum was diebetic type 1,which started about 17yrs before she died at 77. which is the main reason why she passed away, I am diebetic type 2 since 2008, and as anyone knows it was a bad year also for the economy, I lost my two bed house & work suddenly dried up (I worked as a handyman jack of all trades & was allways recommened from customer to customer) like everyone some months/years were good and some were bad I too struggled to put food & a roof over my wife and son heads, but now I can't. I have to rely on disabilty benifit and council handouts to support us, I did'nt want to sign on, but in the end had to as my health became poorer as the weeks/months progressed. I have allways held my head up high & plodded on. but now, I am in dire straights from borrowing to pay for my mums funeral, I know I have given her the respect & dignity she deserves, it's just a shame on my brother & sister don't see it the same way, for it was never a question about money when the time came for mum, not from my point of view. I borrowed £6,500 and I have to pay it back at £130 per month, with interest the loan(s) stand at nearly £10,000+ THIS WILL TAKE TEN YEARS TO PAY,if I fail I will lose what little I have got, including my own dignity, and if I was to die suddenly, what about my wife sarah & my son james? how are they going to cope with a massive bill that's not there's? plus cost of my funeral? it would'nt be fair to pass it on them, it's not there fault. If I had known what was gong to happen, I would of done a lot of things differently,for sure I would of, I for one would definetly not of helped alan & lyne out in there most dire needs like most of the time I did, and I would of saved that money for mum, I know now they were selfish & selfcentered, I am shocked at thier reaction, just give me that option to turn back time!! I WOULD GIVE EVERYTHING FOR MY MUM BACK.

If you think I am wrong please tell me, I don't want people to hide behind a face, just be upfront and tell me. I only wanted to bury her with the dignity & respect she deserve's

now, I don't expect anything at all, it's not just about me it's about a women who struggled, it's about my wife & son smoother for their future now, should I die. if I can shave a few years off this massive bill it will help tremendously, I have tried to do it myself, and would never ever consider asking to beg for help,but, here I am, pouring my heart out for help. I don't know who to turn too, if I go to a dept solution it will only prolong the bill, even then things can go wrong. to me, I hate begging for anything, but I have no other option. please help me if you can.

IN LOVING MEMORY EVELYNE ROSEMARY ODDY 21/05/1933 TO 14/11/2010 YOUR SON PETER TRIM

I need a house

Posted by ribcs on 2011-06-02 10:58:54

Im a single parent living in Portugal and portuguese. Ive got a child he is 3 years old. We live in my parents home (65/67 years old) , This flat ( 3 floor) is so small that me and my son we must slep in the kitchen floor. My dad he often drinks heavily and becomes aggressive. To get worst my mums legs is in a very bad conditon, the doctors have warned her, that if the leg doesnt better she will have to go for a serious surgery and lost it. Im very concerned about her, and its one of the reasons that im doing this, for her and my son. The father of my son he abandoned us when i was pregnant in Uk. I had imigrated to UK in 2004 and worked at there as a factory worker. Being left on my own after 5 years of a relation ship and being pregant of 7 months, i felt very depressed and lonely, so i returned to Portugal when my child was two. The salary in here is so lilte, 485 euros a month, that i can never aford to rent a house for us and pay a minimum rent of 300 euros plus water , electricity .. bills. I went every where i could in Portugal , but unfortunatly the answers are: sorry there is many people like you the same situation, council houses are 20 years of wating list bla bla ! I decided to ask here and see waht happens, i want to better the life of my parents and my son, please can you help me.
Thanks in advance for you time reading my letter

Please Help me

Posted by MUMINNEED on 2010-10-19 18:58:58

Hi all .

i have a 11 mth old baby and we live in a very very cold and damp house . we are currently waiting to be house by the council but been advised recently that that coould take ages . Been in touch with the landlord to sort damp out but he wont do antthing as i have rent arrears and he s threatening to evict me if i call environmental health,I just need help to clear my arrear and enough for a deposit so that me and my son can move to a warmer house.

please please help us.

thank you