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I am the 2%, or My Life as a Teen Mom

Posted by educatedsinglemama on 2012-05-14 02:58:09

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

I am the 2%-My Life as a Single Mom

Posted by educatedsinglemama on 2012-05-14 02:58:08

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

http://educatedsinglemom.wordpress.com/2012/05/14/i-am-the-2-or-my-life-as-a-teen-mom-2/

I am the 2%, or My Life as a Teen Mom

Posted by educatedsinglemama on 2012-05-14 02:58:08

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

help while off work

Posted by jwc23 on 2012-03-26 06:58:57

hi please help me since i left school age 16 iv been employed as a road worker im now 24 and have had in all that time 4 days off work total. I work 6 days a week 7.00 til 5.00 and i work to the best of my ability never causing trouble to make sure i can afford the important things like food rent heating and have never asked for a handout but just before xmas i started experiencing trouble with my breathing and get a bad cough. I couldnt afford to take time off work as i dont get sick pay and any medical visits our also none payable so i jsut fort through the trouble and it started to get better until last weekendf when my breathing trouble got a lot worse to the point that as my fiancce drove me to the hospital i was unable to talk and was close to passing out due to lack of oxygen on arrival i was russhed into a and e and into the medical assement unit where i remained for the next 4 hours i was then moved onto a ward and told that i had pnemonia and that i would be required to stay in hospital for 3 days and then would have to rest at home for a further 2 weeks meaning i would miss 15 days of work and 15 days of pay. Unfortunatly i work in a company where alot of workers would abuse the sick pay benefit so it got written out of our contracts years ago. i was never one to do this but if i wanted to keep my job i was forced to sign this contracrt now im worrying if i dnt go back to work now i wnt be able to afford rent food heating but also if i do go back i may make myself worse and end up back in hospital its catch 22 please if you can give anything i would be grateful. thanks you in advance

sms......save my soul

Posted by bdiva on 2012-03-16 22:58:05

I am 29 yrs and I never grew up to know my mum as she died immediately after my birth.My dad died 3yrs ago in Pennsylvania,I'm the only daughter of my folks.I grew up in Ambler PA. My ex-boyfriend,David Gareth was very cruel to me, he absconded with my dad's money which was kept with me after a completion of a contract in EAST Pennsylvania When My ex-boyfriend got absconded with the undisclosed sum of US dollars, this brought the first brake up between me and my dad, because he thought we had the deal together, but not knowing that I'm innocent about this. So my dad has been harsh and tough on me about this,i am too vulnerable when it comes to relationships that was why my ex boyfriends used me allot.After all these happened to me and caused by my Ex boyfriend, I joined a dating site( www.singlesnet.com) where I met a African guy online here who promised heaven and earth that he wants to marry me and to be a with me for eternity; I was so, happy that I never knew I was going from Fry-pan to Fire". The African guy told me of an investment opportunity in African and he convinced me to come along with loads of money when coming down. On getting here, all his intention was to take away the money from me, play me and leave me on my own. I came from the United States with all the money I've gotten from my Dad's business and contracts remuneration. Because the African guy told me of an idea to invest in African sculptures here. When I got here, he made all possible means to get the money from me and get away with my money.When I noticed this, I took the money and my traveling boxes and deposited it with a Security/Insurance Company here in African in order to save myself and my assets. Thereafter I left the Guy's apartment to an hotel where I am in right now and from which I am communicating to you right now. My friends warned me before i went on this journey, i actually sold everything i had back home , i thought i had a life with this African guy, since most guys back home where in for just sex and some money.I lost all my friends. That is why i wanted to know if you are not like these two guys i mentioned, i really want to be loved for who i am, but i need a caring Man that i can spend the rest of my life with....i hope it is you.Well, let me hang on here till I hear from you. I hope someone will understand all that i have said.
Regards
Beauty Diva

bdiva55@yahoo.com

Trapped Overseas

Posted by dennisnaomi2011 on 2012-02-17 15:58:20

Does any body out there read these posts for other than entertainment purposes? If so, please Please read this entire post...it spans 3 months. We truly do need your help. This is one final update to my earlier post from 1/17/2010. My fiance has been unable to collect her needed travel papers from her hotel because she has been unable to pay her total bill. The expense has remained at $1500. She needs the money to pay her hotel bill, so she can retrieve her sale contracts. If anyone out there will help us pay the total bill, they will be reimbursed the total plus 50% more as a means of reimbursing you for your trouble.
Her payout for the property she has a contract on selling has been finalized, but she is unable to collect the needed paperwork her stupid lawyer gave to the hotel as a "payment guarantee". It sounds stupid, because it is stupid. I think this lawyer must have purchased his law degree from a "five and dime" establishment. Any of you out there who've had to deal with lawyers in foreign countries know exactly what I'm talking about here. They are sometimes not the sharpest knives in the drawers!!! And that's being polite!!!! Please help...contact me for more details on how you may do so, or just submit your paypal details here on the website, I guess. Not sure how this site works, unfortunately. Thanks for reading my plea.

My name is Dennis. In early December 2011, my fiance' traveled abroad to settle her late father's estate and to sell a large piece of property. When she went (at the insistence of her uncle), she was assured she would only gone for about 2 weeks because the property was supposedly a hot commodity. According to the family lawyer, who was acting as counsel for my fiance', the land would easily sell in 2 weeks. That was in early December. My fiance was sent overseas with very little clothing, very little money (the minimum to get by on for 2 short weeks) and she had no place to stay. She was not welcome to remain in the lawyer's home past a few days, since he had other relatives coming in for the Christmas holidays. She was basically forced into staying in a hotel which she did not have sufficient funding for. I have since tried to help but have completely hit the bottom of the barrel. I've sold anything and everything of value to try to keep up with the mounting hotel bills and her survival needs. Now the money has run out, I am unable to borrow any more. I have no family or friends I can count on to help and neither does my fiance'. The hotel manager has decidely made things much more difficult by seizing her passport and some important documentation and is holding her papers as hostage until she pays the bill. Until she gets paid for the property she is selling, which will be in the next 10 days, she cannot do anything but cry for help. (She is caught in a "catch-22) situation. She cannot sell the property without having her travel papers and the important documentation for the sale of her property. She can't get her papers back until she provides for payment to the hotel. She desperately needs a minimum of $1500.00 to settle the hotel bill and satisfy mounting living expenses. Please donate what you can. If you need to be repaid, she is willing to repay what she is loaned with some nominal interest applied. We will need to work that detail out later if required. Please, please, help. Thank you for whatever you can do.
I DON'T NEED TO TOUCH A DIME. I REPEAT, I DON'T NEED TO TOUCH A DIME. (JUST GIVE ME ACCESS TO THE PRODUCT)

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I DON'T NEED TO TOUCH A DIME. I REPEAT, I DON'T NEED TO TOUCH A DIME. (JUST GIVE ME ACCESS TO THE PRODUCT)

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We are going to be a long way from each other when our baby is born¬

Posted by gazgee2011 on 2011-12-26 03:58:42

My partner is 7 months pregnant, ive been traveling over 300 miles every month to try and secure work with my cousin in scotland, Im stuck in scotland with no means of getting home to vitness the birth our our son. My train and bus fares come to £110 and we just dont have that amount of spare cash and things with my cousin have stoped as he hasnt got any contracts untill Feb. I havent seen my partner or 2year old daughter this christmas im sofa surfing to keep warm at night and the jobcentre wouldnt give me a crisis loan for some reason. To all that help im forever greatfull and if u cant please ask god to watch over me :) thanks

Please, help us survive until the IRS Refund arrives?

Posted by BadTiming on 2011-12-15 02:58:24

I am submitting this request because we are in serious need of help. I know my story is long. I pray you will have the patience to read it through & consider my request.

I am a single mom of 2 sons; 1 grown & doing wonderfully in the world & the other just entering his teen years. I've raised both boys on my own, survived despite chronic poverty & worked very hard for the past 25 years to do so. I am an unusually-talented & tenaceous woman, having changed careers several times in order to assure that my boys were always properly taken care of. Since 1995, I've worked in positions where I was unsupervised & done well ethically in that type of independent environment. As a subcontracted cab driver for the past 5 years, I've worked 60+ hours a week consistently, without vacation or any other benefits. I've missed only 8 workdays in all that time: 3 days for illness & 5 days straight this past August to care for my mother while she died. I'll be happy to provide direct contact with the cab company owner, should you wish to verify this information.

Several things have changed for me in the past few weeks. I came across an opportunity to start my own business. I crave the day when my earnings are no longer confined to poverty levels & the majority of my waking hours dictated by the terms of a subcontracted position. At 49, I'm still young enough to start fresh again, during these last few years before my youngest son flies the coup. I'm already well-practiced at working on my own. It's finally time for me to do that & reap the rewards as well.

In the meantime, my demanding schedule caused me to be lax in filing tax papers for 2008 & 2009. So, the last week of October, I filed the 2008 returns through a local tax preparer. I've just completed the 2009 books & submitted those to the tax preparer 2 days ago. The importance of the tax filings is that I have a refund of $2000 coming to me from 2008. The tax preparer told me it would take 2 to 4 weeks to receive those funds. So I began preparations to become this region's very first fully-trained SmartPhone & Tablet Repair Tech. Being a frugal woman, I formulated a plan to use the tax refund to pay $395 for the 10 days training & startup business tools. My son & I can easily live off of the remaining money while I launch my business. And with the additional refund from 2009 pending in another 6 to 8 weeks, I will be well-set to get my business rolling.

With the business plan & pending refund in mind; & following a serious disagreement on matters of proper customer service; I gave the cab company 30 days written notice & finished my last day on November 6th. I left on good terms with an option to return. But the owner has since filled my position, so even if I returned immediately, the hours would be sparse. Plus, I could no longer be happy there, having to repeatedly apologize to my customers because the company owner habitually re-contracts drivers of poor character. Swearing at, name-calling & being generally rude to customers & co-workers is unacceptable behavior, in my code of ethics.

However, my tax refund has yet to materialize. I called the IRS just today & finally got some information on my refund status. I already phoned them just 2 weeks ago to correct a major error by the tax preparer. The kind young woman I spoke with today informed me of yet another major error by the tax preparer; & because of that error, it will now be another month before they send a refund to me!

So here I am, trying to keep the faith & maintain my patience, but stressing over unpaid bills. The first of the month has passed. I live in HUD subsidized housing, & my rent is only $110, but it was due by the 5th. I have never been late with my rent, but this month I had to practically beg for the apartment managers to be patient in getting the rent paid. There are also utility bills of nearly $200 due, & my prepaid phone was shut off for several days last week until a good friend paid that bill for me. I had faith in my tax preparer & was counting on having my refund by now to pay those bills. Needless to say, I am very unhappy with his service at this point.

I spent 2 weeks trying to get a 'payday' or personal loan. But because I was a subcontractor & now I'm unemployed, no one is willing to make such a loan. I even dedicated a full day last week to 14 fruitless hours straight online, just trying to click enough surveys to pay the $50 phone bill. I receive no child support or welfare benefits. Sadly for my son, Santa will not be arriving until well after Christmas. At this point, my income is 0.

So what I am asking for is just enough money to get us by until the tax refund arrives. I can reasonably make $750 stretch through to mid-January.

I am proud. It is hard for me to ask for this. But it is even harder to grovel to my landlords & the utility companies. And it was never my intent to risk us losing our home. I am deeply concerned that this may happen. The timing is simply bad for us not to have our refund yet. I wish my tax preparer had done a better job for me.

I have been blessed with great health & an optimistic outlook, despite all my life's trials. Others are not nearly so lucky & I am truly grateful for my blessings. I am also grateful to you for your consideration in this matter. Giving to others to help them improve their lives is indeed a noble endeavor. Bless you

Ive been dumped!

Posted by xmashelp on 2011-12-06 07:58:01

Hi, Thanks for reading my ad :-)
Im on here basically as its my last option, here is my story........

I have recently moved to a new area and started a new job, about 3 weeks
ago, with my long term boyfriend. He needed to get out of the old town we
were living in due to work issues as he'd recently been sacked. Being the
doting girlfriend I continued to pay his mortgage as well as all my own
bills and help him out with cash from time to time until we got back on
track and everything sorted. He has now got a great job in York and Ive paid
for him to get a room in a shared house so he could start things straight
away. Ive continued to fund everything else,including the fees of moving and
getting a new place for the both of us to live close to my new job and
obviously put down my name on all contracts since it was myself paying and
setting it all up.
Now after leaving my home, family friends and job, spending my life savings
and trying to create a lovely home for a new start for the both of us, the
sale of his house has now come through and he has decided to break up from
me! I know nobody for 120 miles, have no savings and signed up to a 6month
contract on the rent etc with now half the income expected and need to now
pay for everything myself, exactly how Im supposed to do this I have no
idea. I cant afford food or cleaning products and the place is a state,but
living without extras I can deal with, but I just dont know how I can pay
the standard bills. I owe out monthly £1400 and my pay is only £800. I
know people are a lot worse off than myself, but I dont qualify for any
benefits with me being 24 (apparently you have to be 25 or have a child to
qualify for anything) and Im all alone here now and I dont know what to do.
Ive got another job on evenings and weekends but it really doesnt even make
a dint in the bills.

I know its a lot to ask but even a spare 10p is greatly appreciated, it may
just mean I can buy a tin of soup and have a decent dinner one night!

Again thankyou for simply taking the time to read this, and if you so much
as feel bad for me then your a good person and I could do with remembering
that those do exist!

Need to catch up on a couple bills

Posted by billstopay on 2011-10-24 18:58:28

Hello everyone,

About Me/My Situation:

Started a small computer service business in 2006 after being laid off from my regular job after 6 years. Managed to stay afloat until mid summer 2010 when I lost the contracts that provided 90% or more of my business and I had no money to go out on my own and obtain new contracts or more new customers. I was owed some money for work performed ( about $7,000) I will not be seeing any of that money.

After a while I started selling my possessions and items that my family had given me to sell, mostly accumulated junk like computer parts, beer steins that I had collected and other things at a weekly flea market, I cut down all my bills as much as I could. I looked for jobs for months. I borrow way too much money from my family as they could not really afford to lend it to me but they did. My parents and my brother also loaned me their cars when after i had to turn in my company owned vehicle leaving me without a mode of transportation. After a couple months of borrow cars I used whatever money I had managed to save and some money from an insurance claim to pick up a 15 year old vehicle for myself.

In November 2010 I obtained a full time tech job and a part time counter help job at the local movie theater. Even with two jobs I was still making much less that I use to and much less than I needed to pay my bills.

Finally I ended up filing for bankruptcy, "unofficially" close my business (turn in business vehicle leaving me without a vehicle) and recently just had most of my debts discharged, BUT I still need to catch up on a couple thing that the bankruptcy would not cover.

What I need:

1. Need to catch up on my condo fees --- about $1,000
2. My property taxes are about 2 years behind ---- $1,800
3. My heat, hot water and electric bills are past due --- $500
4. I need to officially close my business with the state which includes filing my annual report for the last two years ---- $1,000

Total I am need of is $4,300 I don't expect to receive all of this if any, but it did give me a chance to sort of vent while I typed this out.

Thank you to all who read this and thank you in advance to all who may donate.

Once I get caught up on these few items I should be good to go and would be able to stay caught up.

Struggling Grandma of 3 young boys: Victims of multiple back-to-back tragedies

Posted by strugglinggrandmaof3boys on 2011-09-25 13:58:21

My name is Missy. I am a 49 year old struggling grandmother of 3 sweet, beautiful boys, ages 5, 7 and 8. I am trying desperately to save and protect my grandsons and ensure their futures. I would not ask help if it were only for me. I am asking for help for them, so that my 3 innocent little grandsons will be safe, secure and have a chance in life. As things stand right now, we will be homeless within the next 2 weeks.
My greatest fear is that when (not if) I do become homeless, which isn’t that far off, the state will take my grandsons because we have no place to live, split them up and put them in foster homes. That thought scares the hell out of me. I am all those sweet little boys have. And if they lose each other too, after losing everyone and everything else that they known and loved, I fear their lives will be ruined at the tender ages of 5, 7 and 8.
I suffer from PTSD, COPD and fibromyalgia and each day I struggle with mental distress and physical pain. We live near the New Orleans Metro Area in Jefferson Parish, Louisiana. We were displaced for a year after Hurricane Katrina, came back, bought a mobile home in Lafitte, Louisiana and tried to rebuild our lives. In 2008, when Hurricanes Gustav and Ike hit us back to back, our home was flooded with more than 4 feet of water; unreachable, except by boat for over 2 weeks.
At that time, my mother, age 75, had been experiencing the beginning stages of Alzheimer’s as well as a series of strokes which affected the memory and impulse control centers of her brain due to a vascular disease which severely decreased the flow of blood to those areas of her brain. During these TIA’s and small strokes/seizures, she behaved erratically and during larger ones she could become paranoid and psychotic. She had to be hospitalized for several of the more severe episodes, as she was becoming a danger to herself and others. The effects of these episodes lingered for days, sometimes weeks. Afterwards, she had no memory of anything that happened during that time period.
After the storms, we moved in with my mother to help her and because we did, FEMA stopped helping us. And since we could not afford to rebuild again without FEMA’s help, we lost our home. The recent BP oil spill was just another deep blow to our already struggling local economy.
Mom required 24/7/365 assistance and supervision, which she could not afford. She was eventually diagnosed with vascular disease of the brain and Alzheimer’s. Due to the region of her brain that was affected her disease went unnoticed for several years, until she had a large enough stroke to prompt her to seek medical attention. This diagnosis explained her erratic behavior of the past several years, I have since been homebound, unable to leave mom untended for any length of time and unable to work outside the home due to my mother’s need for the past 3 years.
My mother passed away this past April at the age of 79. She had suffered from Alzheimer's and vascular dementia, suffering several major and minor strokes and seizures over the past 6+ years. On April 9th she suffered a massive stroke, lingering for 9 days before passing on the 18th. God rest her soul, I miss her. I loved my mom very much and did everything I could to help her.
To add to the difficulties already faced by our loss, my youngest daughter, who had been living in Ohio with what turned out to be a conman/ junkie twice her age that saw a vulnerable young woman with 3 children and took advantage of that fact, had been physically, verbally and emotionally abusive to all of them for the past 1½ years. 2 weeks before Mom passed, she got in major legal trouble in Ohio and sent my 3 young grandsons to me to raise.
Now, things have turned for the worst... On August 17th we discovered that my eldest daughter took my mother to an attorney and had her write a will leaving everything my mother had to her and excluding me! This abominable act was done 1 month after Hurricane Katrina when ALL of us were distraught and displaced from the storm! My mom was not in her right mind at that time, even though a full diagnosis had not yet been made on her true condition.... Also, in Louisiana, the bar for mental competency is set so low that so long as you are not actively drooling and babbling in front of the judge/attorney/witnesses you are considered competent!! It doesn’t matter if you won’t remember doing it five minutes later either. My mother, in her right mind, would NEVER have disinherited me.
Now, my greedy, self-serving, ungrateful eldest child decided that she will evict us so she can try to sell my mother's home, in which I and my grandsons, her nephews still live, so she can pay off mom's debt, which she exaggerates, and her student loans. She is fully aware of our circumstances, she just doesn’t care. The only transportation I have for my grandsons is the truck my mom gave me before her death, but did not have the money to transfer title on. It is now part of mom’s estate and she took that too.
I called the Clerk in division where probate/ succession on my mom were filed... Clerk said that I need an attorney to file contest to the will, herein lies the problem... there is not 1 single legal aid agency in the ENTIRE New Orleans Metro area that can handle a contested will!! There are also no private attorneys that will handle it either, unless there's big money in it for them, which in this case there is not.
Clerk also said she has no idea why I was never notified. Judge signed off regardless. There seems to be no justice for the poor in this country... since we can't afford to pay the exorbitant fees of a private attorney, which seems to be a necessity to get anything done in the courts. I have tried appealing to my daughter’s sense of decency, but she doesn’t seem to have one. Her actions are despicable and deplorable. I am ashamed to be her mother. It breaks my heart and sickens me to know that I brought such a hateful, selfish, greedy, heartless person into this world. I did not raise her to be that way.
I've called every single legal aid agency in my area; including the Bar Assoc. Lawyer referral service... no one will help because there just isn't any money in it for them... sad state this country is in when the poor cannot get justice anywhere.
We were told by the eviction court judge on Sept 12th, that we have 24 hours to vacate our home... stating that our situation is a matter for probate court. Thankfully, we found a place, however, we still need about $800.00 more to pay the $420.00 we still owe our new landlord to avoid eviction from this new place by the 5th of October plus $365.00 to the light company which will be past due (cut off)on the 7th and includes a new deposit and transfer fee.

I've also called churches and other charitable organizations for help... there are so many families in need in the New Orleans metro area that any help is minimal. ALL homeless shelters are full up with waiting lists so long they are no longer taking applications for assistance.
I have applied for Section 8 housing, but there is a HUGE waiting list. The HUD Section 8 waiting list in Louisiana is backlogged 5+ years and has more than 20,000 applicants still waiting for vouchers, many of whom are currently homeless. They are not accepting any new applicants.
I have contacted EVERY charitable and public/community service agency that I can think of for help... none has been forthcoming as of yet..... Is there ANYONE out there with a heart who can and will help us? I have nowhere else to turn.
I’ve spent days seeking legal help... bottom line... none available... so since if my defense is denied and I can't fight the eviction then we are out on the streets with nowhere to go.
My nerves are shot; the house hunt is not going well.
I am hurt by my daughter’s actions and so sickened over all of this mess that I can barely think straight. I cry myself to sleep every night and awake with tears in my eyes and a rock in the pit of my stomach. Yet I dry them and try to be strong and act as if everything is normal for my grandsons who need me now more than ever. I still haven’t had time to grieve my mother’s death.
We are now faced with trying to find alternate housing that we can afford on the $840.00 a month income that I receive in Kinship Care for my grandsons. Fat chance in this over-priced rental market. Even a 1 bedroom apartment in Crack Alley goes for more than my income in this post-Katrina/Gustav/Ike market.
And it's starting to look like me and my grandsons will be homeless very soon... by the end of the 1st week in October.
Their mother is in prison and their deadbeat, psycho father hasn't been seen in almost 2 years, ever since he beat the hell out of his girlfriend, killed their little dog in front of my boys, stole and trashed her car and ended up in a mental hospital wanting to kill himself... my babies have had enough grief and loss in their lives... they need love, help and compassion.... and a decent place to live... soon!
We’re trying to stay in this area because my boyfriend of 11 years, and my only help, has an elderly, widowed mother who needs his help too. And we are all she has. She cannot take us in because her trailer is very small and there is no room for 5 more people in it.
Work is also scarce and hard to find in the New Orleans metro area due to the huge influx of big out of state companies with their out of state workers getting all of the bigger jobs and contracts and the even larger influx of foreign laborers so severely underbidding the smaller construction jobs, cutting local workers and sub-contractors, like my boyfriend, right out of the job market. Every day he goes out hunting for work taking any job offered.
I have prayed on this so hard and so often since this mess all began. I have put my burden in Jesus' Hands. For He is the only one that can save us. I can only hope that he sends us Angels to deliver us soon, for without help from someone, somewhere here on earth we are lost. I feel so lost and utterly alone... this truly is my darkest hour.
If there is ANYONE out there who can offer assistance, legal, residential, financial, whatever help you can give... please contact me ASAP. I have exhausted all available resources.
Right now, I can barely afford toilet paper to wipe our butts with.
We are thankful and grateful for the help we have received from 5 of my 267 facebook friends, our local churches and the 2nd Harvest Food Bank, as well as some assistance on our utility bill from our local community action organization. That meager help has helped us survive thus far, but our resources are nearly spent. Please have mercy on us and donate whatever you can to help me save my family. If enough people with a heart and some compassion give up just 1 cup of Latte from Starbucks and donate to help save us, we will be able to make it… small donations add up and every little bit helps.
Thank you for listening to my problems and for your consideration of my plight.
May God Bless you tenfold for any help you send us.
Proverbs 3: 3-7
Let not mercy and truth forsakes you; bind them around your neck, write them on the tablet of your heart,
And so find favor and high esteem in the sight of God and man.
Trust in the Lord with all your heart, and lean not on your own understanding.
In all your ways acknowledge Him, and He shall direct your paths.

Please help!!! Wedding is in November and I am now on disability

Posted by greystreet756 on 2011-09-03 13:58:34

I am getting married in November and was working, injured my back and am now waiting for disability to kick in. I already signed contracts and made non refundable deposits that I can't afford to lose. My mom was going to help out but now she is going in for emergency surgery next week. Please help me make my dream wedding come true and help me help with my mom's medical expenses. Thank you in advance.
I am a 49 year old struggling grandmother of 3 sweet, beautiful boys, ages 5, 7 and 8. I am desperately trying to save and protect my grandsons and ensure their futures. I would not ask help if it were only for me. I am asking for help for them, so that my 3 innocent little grandsons will be safe, secure and have a chance in life. As things stand right now, we will be homeless within the next 2 weeks.
My greatest fear is that when (not if) I do become homeless, which isn’t that far off, the state will take my grandsons because we have no place to live, split them up and put them in foster homes. That thought scares the hell out of me. I am all those sweet little boys have. And if they lose each other too, after losing everyone and everything else that they known and loved, I fear their lives will be ruined at the tender ages of 5, 7 and 8.
I suffer from COPD and fibromyalgia and each day I struggle with physical pain. We live near the New Orleans Metro Area in Jefferson Parish, Louisiana. We were displaced for a year after Hurricane Katrina, came back, bought a mobile home in Lafitte, Louisiana and tried to rebuild our lives. In 2008, when Hurricanes Gustav and Ike hit us back to back, our home was flooded with more than 4 feet of water; unreachable, except by boat for over 2 weeks.
At that time, my mother, age 75, had been experiencing the beginning stages of Alzheimer’s as well as a series of strokes which affected the memory and impulse control centers of her brain due to a vascular disease which severely decreased the flow of blood to those areas of her brain. During these TIA’s and small strokes/seizures, she behaved erratically and during larger ones she could become paranoid and psychotic. She had to be hospitalized for several of the more severe episodes, as she was becoming a danger to herself and others. The effects of these “episodes” lingered for days, sometimes weeks. Afterwards, she had no memory of anything that happened during that time period.
After the storms, we moved in with my mother to help her and because we did, FEMA stopped helping us. And since we could not afford to rebuild again without FEMA’s help, we lost our home. The recent BP oil spill was just another deep blow to our already struggling local economy.
She required 24/7/365 assistance and supervision, which she could not afford. She was eventually diagnosed with vascular disease of the brain and Alzheimer’s. Due to the region of her brain that was affected her disease went unnoticed for several years, until she had a large enough stroke to prompt her to seek medical attention. This diagnosis explained her erratic behavior of the past several years, I have since been homebound, unable to leave mom untended for any length of time and unable to work outside the home due to my mother’s need for the past 3 years.
My mother passed away this past April at the age of 79. She had suffered from Alzheimer's and vascular dementia, suffering several major and minor strokes and seizures over the past 6+ years. On April 9th she suffered a massive stroke, lingering for 9 days before passing on the 18th. God rest her soul, I miss her. I loved my mom very much and did everything I could to help her.
To add to the difficulties already faced by our loss, my youngest daughter, who had been living in Ohio with what turned out to be a conman/ junkie twice her age that saw a vulnerable young woman with 3 children and took advantage of that fact, had been physically, verbally and emotionally abusive to all of them for the past 1 ½ years. 2 weeks before Mom passed, she got in major legal trouble in Ohio and sent my 3 young grandsons to me to raise.
Now, things have turned for the worst... On August 17th we discovered that my eldest daughter took my mother to an attorney and had her write a will leaving everything my mother had to her and excluding me! This abominable act was done 1 month after Hurricane Katrina when ALL of us were distraught and displaced from the storm! My mom was not in her right mind at that time, even though a full diagnosis had not yet been made on her true condition.... Also, in Louisiana, the bar for mental competency is set so low that so long as you are not actively drooling and babbling in front of the judge/attorney/witnesses you are considered competent!! It doesn’t matter if you won’t remember doing it five minutes later either.
Now, my greedy, self-serving, ungrateful eldest child has decided that she will evict us so she can try to sell my mother's home, in which I and my grandsons, her nephews still live, so she can pay off mom's debt, which she exaggerates, and her student loans. She is fully aware of our circumstances… she just doesn’t care. The only transportation I have for my grandsons is the truck my mom gave me before her death, but did not have the money to transfer title on. It is now part of mom’s estate and she wants that too.
I called the Clerk in division where probate/ succession on my mom were filed... Clerk said that I need an attorney to file contest to the will… herein lies the problem... there is not 1 single legal aid agency in the ENTIRE New Orleans Metro area that can handle a contested will!! There are also no private attorneys that will handle it either, unless there's big money in it for them, which in this case there is not.
Clerk also said she has no idea why I was never notified… Judge signed off regardless. There seems to be no justice for the poor in this country... since we can't afford to pay the exorbitant fees of a private attorney, which seems to be a necessity to get anything done in the courts.
I received a 10 day "Notice to Vacate" posted on the door August 24, 2011. My daughter wants immediate possession of the property she manipulated/unduly influenced my mentally ill mother into willing to her barely 1 month after Hurricane Katrina. I don't know where we will go. I will have enough money on September 3rd to pay either 1 month's rent or the deposit, but can't raise both in time I have left. I also have the added expenses of my regular utility bills and new expenses for the transfer of utility services and/or deposits, and transportation. So I need to raise about $2000.00 within the coming 2 week period.
I have tried appealing to my daughter’s sense of decency, but she doesn’t seem to have one. Her actions are despicable and deplorable. I am ashamed to be her mother. It breaks my heart and sickens me to know that I brought such a hateful, selfish, greedy, heartless person into this world. I did not raise her to be that way.
I've called every single legal aid agency in my area; including the Bar Assoc. Lawyer referral service... no one will help because there just isn't any money in it for them... sad state this country is in when the poor cannot get justice anywhere.
I've also called churches and other charitable organizations for help... there are so many families in need in the New Orleans metro area that any help is minimal. ALL homeless shelters are full up with waiting lists so long they are no longer taking applications for assistance.
I have applied for Section 8 housing, but there is a HUGE waiting list. The HUD Section 8 waiting list in Louisiana is backlogged 5+ years and has more than 20,000 applicants still waiting for vouchers, many of whom are currently homeless. They are not accepting any new applicants.
I have contacted EVERY charitable and public/community service agency that I can think of for help... none has been forthcoming as of yet..... Is there ANYONE out there with a heart who can and will help us? I have nowhere else to turn.
I’ve spent days seeking legal help... bottom line... none available... so since if my defense is denied and I can't fight the eviction then we are out on the streets with nowhere to go.
My nerves are shot; the house hunt is not going well.
I am hurt by my daughter’s actions and so sickened over all of this mess that I can barely think straight. I cry myself to sleep every night and awake with tears in my eyes and a rock in the pit of my stomach. Yet I dry them and try to be strong and act as if everything is normal for my grandsons who need me now more than ever. I still haven’t had time to grieve my mother’s death.
We are now faced with trying to find alternate housing that we can afford on the $840.00 a month income that I receive in Kinship Care for my grandsons. Fat chance in this over-priced rental market. Even a 1 bedroom apartment in “Crack Alley” goes for more than my income in this post-Katrina/Gustav/Ike market.
And it's starting to look like me and my grandsons will be homeless very soon... by the end of the 1st week in September.
Their mother is in prison and their deadbeat, psycho father hasn't been seen in almost 2 years, ever since he beat the hell out of his girlfriend, killed their little dog in front of my boys, stole and trashed her car and ended up in a mental hospital wanting to kill himself... my babies have had enough grief and loss in their lives... they need love, help and compassion.... and a decent place to live... soon!
We’re trying to stay in this area because my boyfriend of 11 years, and my only help, has an elderly, widowed mother who needs his help too. And we are all she has. She cannot take us in because her trailer is very small and there is no room for 5 more people in it.
Work is also scarce and hard to find in the New Orleans metro area due to the huge influx of big out of state companies with their out of state workers getting all of the bigger jobs and contracts and the even larger influx of foreign laborers so severely underbidding the smaller construction jobs, cutting local workers and sub-contractors, like my boyfriend, right out of the job market. Every day he goes out hunting for work taking any job offered.
I have prayed on this so hard and so often since this mess all began. I have put my burden in Jesus' Hands. For He is the only one that can save us. I can only hope that he sends us an Angel to deliver us soon, for without help from someone, somewhere here on earth we are lost. I feel so lost and utterly alone... this truly is my darkest hour.
If there is ANYONE out there who can offer assistance, legal, residential, financial, whatever help you can give... please contact me ASAP. I have exhausted all available resources.
I need at least 2 bedrooms in a safe neighborhood... my total income is $840.00 per month... Right now, I can barely afford toilet paper to wipe our butts with.
We are thankful and grateful for the help we have received from our local churches and the 2nd Harvest Food Bank, as well as some assistance on our utility bill from our local community action organization. That meager help has helped us survive thus far, but our resources are nearly spent. Please have mercy on us and donate whatever you can to help me save my family… every little bit helps.
Thank you for listening to my problems and for your consideration of my plight.
May God Bless you tenfold for any help you send us.
Proverbs 3: 3-7
Let not mercy and truth forsakes you; bind them around your neck, write them on the tablet of your heart,
And so find favor and high esteem in the sight of God and man.
Trust in the Lord with all your heart, and lean not on your own understanding.
In all your ways acknowledge Him, and He shall direct your paths.

i still have hope

Posted by israelsmommy on 2011-07-25 03:58:33

Sorry for my sobb story I know there is others who are worse off than us. I am a strong believer that God has us on a bungie cord he will let us almost reach the ground but it depends on our faith and hope that we bounce back up. I am a mother of one beautiful angelnames israel. I'm a loving wife who will do anything for her family. I have stuck by my husband in the last 2 years of unemployment. Or while he has small contracts. I've been working two dead end jobs and recently lost one. Living on a 200 dollar a week paycheck is a major struggle. I often have no gas and walk 5 miles to work. Our power was out for 3 days in houston weather. Our car needs a new starter, which if I do have gas I have to pop the hood everytime I start it. Our rent is almost due and I can't do it. I'm always paying past due stuff or late fees. I go days not eating just so my son can. I'm weak tired and scared. I have to stay strong. My wonderful son understands and offers me his pennys to pay rent. My husband had a nervos breakdown and wanted to die.I had to stay calm and help him. We have no family to help. I can't get anymore loans. I'm looking for another server job. He is continuing to send out resumes. I'm pleading for help. I need help. I have to pay my rent. Its 725 I have to pay by the 3rd. Can anyone help?. I don't have much to offer but I can donate kids toys some used cell phones that really arnt worth anything but maybe can come to use. I'm scared for my health, stress is not easy. But when I'm overwhelmed I look at my son. His smile is priceless. Bless everyone and thank you for reading about my life. Anne

NEED RELIABLE VEHICLE

Posted by helpmeifucan on 2011-06-21 22:58:42

I'll get to the point. I need $2000 so that I can buy a reliable vehicle. I lost my job of 10 years, where I was making $72,500 a year. Along with it, I lost my beautiful home and my car was repossessed. I am now starting to get back onto my feet with some contract work that I am doing as a Multimedia Specialist (graphic & web design, video-editing, 3D animation), but a dependable vehicle would allow me to take on contracts that I normally wouldn't be able to accept. All help will be greatly appreciated and I will offer to create or optimize any images or small media project that you need done. Thank you very much for any help that you offer.

Help Me Purchase A Foreclosed Home.....

Posted by ksuave007 on 2011-06-15 00:58:56

Hello,

I have been out of a full time job for the last 2 1/2 yrs living at home with my dad which has been a total wreck. I moved in with him after I lost my job working for Pepsi back in June of 2008. I did end up going back to school for computer networking & I am currently A+ certified as a computer technician. I have managed to get short term contracts to pay the small bills that I have but nothing has come through that will allow me to get my own place. Living in his place has been a total disaster...he suffers from a crack cocaine addiction so that means he is constantly going through mood changes that I suffer from, he is constantly begging, I don't have much privacy & he is all around rude. I don't leave out of my room unless im eating, going to the bathroom, or leaving out of the front door. I have 2 sons's 15yrs old and 6yrs old and I don't want my kids here because I stay confined to my room & don't want my kids to feel confined. I often come home to the smell of crack being smoked throughout the house & it makes my stomach turn. I would like to purchase a foreclosed home for me & my kids that I can call my own. Everything here that I speak of can be confirmed.... I am asking everyone who reads this & cares or who can even relate to this situation please donate what you can. Even if I can't buy a home from the donations recieved I will get my own place and pay the rent up for at least a year & will have a nest egg to keep me going until I find another job. This is not for paying of credit cards, to make a million bucks, or for that luxuary vacation....This is to put me in my own home and for me to have a piece of mind. Please donate $5, $10, $20, $50, $100 or whatever you can.
I am trying to raise approximatley $50,000 this is lower and more reasonable for ths who are interested in helping me. The picture listed is not the picture of the property. If you are a business and you donate I will promote your business and if your on ebay I will promote your auction.


List Price:
$50,000
(Bedrooms)
3
Bathrooms:
2
Property type:
—
Size:
1200 sqft
Year built:
1986


Thank you in advance.


Snail mail donations can be mailed to

KM
6917 S Sangamon
Chicago, IL 60621

Sound business concept needs funding, please help!

Posted by IPage on 2011-04-23 10:58:20

Hello, I am a married woman in my 20's with a small son and one on the way in December. I am currently a stay-at-home mom. I have a BS in business management and economics. I have had a sound business idea for a year but I do not have the extra funds to bring it to reality. It is a niche vending business with relatively low start-up capital, about $5000. I have 4 guaranteed locations lined up and several others I am in talks with. The $5000 pays for the product machine needed for the locations, filing with the state, tax, shipping, and copies of necessary sales materials and contracts. My vending business requires no inventory, employees, office location, or overhead. It is a simple concept (don't want to give too many details online) with the added bonus of being a niche business. My concept is virtually non-existant in my area and the feedback I've gotten so far has been extremely positive. I am willing to give more details if necessary.
This business would help my family in ways you can't understand. Due to an unscrupulous family member, my credit is bad and I cannot apply for a traditional business loan. I would be able to pay off long-standing debts and help relieve my dear husband of financially supporting our family, while also being able to stay at home with our expanding family. I also need this for me. I need to feel like I am contributing positively to my family and to our neighborhood and beyond. I want to put my business knowledge to work and not waste my degrees. I've spent this past year doing my due dilligence and research around my area and based on my findings my business will be extremely successful. I appreciate any and everything you could spare, each dollar brings me that much closer to my dream.
Thank you, from the bottom of my heart.

P.S. what goes around, comes around. I won't forget this and I cannot wait until I can come back to this site as a donor and be able to give back.

Business startup and workng capital

Posted by greenguard1 on 2011-04-10 02:58:41

Hello!

I have been a struggling entreprenuer since the early 90's. While I was a law enforcement officer full time.I have owned a cleaning services in nyc for a few years that I lost trying to help others that only cared about themselves. I Lost alot of money and all my cleaning contracts with the applebees restaurants. Then in 2007 I left my cop job to work for myself full time instead. I opened a partnership business as a financial consultant. The economy killed that business. My lenders and investment firms just stopped lending money. So therefore, my clients couldn't get the funds they needed for their projects. Which meant that I couldn't get any commissions from my clients. So that business died. As you can see I have been trying to acheive financial freedom for well over a decade. And I am still determined to do just that. I am now fixing to get into a business that I should have gotten involved with back in the 90's. It's definitely recession proof! In fact the bad economy has set the demand for this type of service in over drive. Heck! The need for this type of service has been in over drive since the 9/11 tragedies. The industry I am talking about is SECURITY!!!. I know I cannot fail with this business! Why?! Because there is a strong demand for it! Especially down here in charlotte nc where I now live. Security covers a broad spectrum in services. I intend to do the obvious. Which is security guard and patrol services. The problem is I have no more money to start my security guard business. I am currently an armed security guard who just got laid off as of 03/31/11. And I can't go back to work until my GUARD CARD from the state comes back. I can no longer work while waiting for it to come in (ALTHOUGH I'VE BEEN ACTIVELY WORKING SINCE LAST SEPTEMBER). The bright side is that I have time to set things in motion for my own business. The downside is, I will be living off of $155.00 in unemployment benefits. Which I won't receive my first payment for another two weeks. Which will not do much since I have a pregnant wife, a 5 year old autistic daughter, a one year old son. And I am also paying child support to my 15 year old son's mom back in nyc. YES I AM FLAT BROKE! If it wasn't for my daughter's SSI benefits our rent wouldn't be paid this month. I really am feeling like less of a man on that fact alone. I want to provide for my family the way a REAL man should. And I know that I can do it again with this security business! But I need money to get it going. I am going to need about $500,000.00. This 500K will afford me the opportunity to buy patrol vehicles, uniforms, office space,supplies, business insurance, equipment and at least 2 salaries for the first year out. I intend to service the neighborhood watch program communities. Since no companies are doing it. I don't know why they aren't but it is a HOT market right now. And with my 13 years of law enforcement experience. As well as an additional 8 years of security experience. I know that I can put together a very effective and well saught after security force. So if there is anyone out there, out of the millions upon millions of people that are online right now, tomorrow, and everyday that wants to help me out. Please donate a simple measley $1.00 bill towads my business venture. If you want to donate more $2.00,$5.00, or even $10.00 or $20.00. Obviously I will NOT turn those donations down. But knowing how hard it is these days for people financially. I know $10.00 to $20.00 just might be just too much. But four quarters, 100 pennies shouldn't be hard at all to donate to some stranger that you don't even know. And I must say that I also have a deep passion to help others. Their are so many good people out there that want to work. But just cannot find a decent paying job. I will be in the position to hire these people that want to pursue a career in the security field. This will be my way of paying back what you do for me. If you want to talk to me personally we can even chat on google chat line. Or email me at: bart.wilson.jr@gmail.com. This is my personal email. My paypal email just so happens to be my future security company's name: blackopsprotectionagency@gmail.com.
Or call me direct: 980.395.7423

Thanking you well in advance for your support.

BILLS & BROKE: DONATE TO THE UNEMPLOYED

Posted by billsandbroke on 2011-03-04 18:58:56

Let me introduce myself, My name is Todd I reside in Chicago and I am suffering from the collaspe of the economy. I have applied for over 1000 jobs and have not had permanant employment since July 2008 my unemployment exhausted in May of 2010 & I am still not employed. I have managed to maintain with freelance work & short term contracts. I am looking for the support of the world wide web to donate $1, $5, $10, or spare change…. whatever you can afford to give. go to


http://www.brokewithbills.com

I am A+ Certified as a computer technician

At the end of the road

Posted by jmarlowe67 on 2010-08-18 09:58:58

Greetings,

I am doing this because I have no where else to turn. I am a 42 year old father of a cancer patient who is also taking care of a total needs grandmother. Medical bills and lack if steady income has brought us to a serious impass.

We have been hit very hard by the economy and as a PC technician I have been unable to find work beyond a few contracts. We are about to lose everything, within the next day or two, and I am turning putting my soul online and looking pathetic to seek aid.

We need a total of $575 to get through this. I am willing to trade services of some kind if necessary. I will also pay forward any assistance I receive when I am able.

Need $2000 by Monday! 8/16

Posted by shmonky316 on 2010-08-13 20:58:58

House is in foreclosure. But I'm not as worried about that as I am getting a car and getting the water bill paid. We're a family of 4. Both parents work, have insurance, college degrees, etc. 2 house payments, several fallen through contracts, a broken down car, name it! I'm in a panic and thought I'd give this a try. Any donation would get us closer to goal. We're having a yard sales, selling art, whatever. Anything! Please!

Hi i have 31 years and i would like to by a Car be...

Posted by 0 on 2010-03-08 14:58:58

Hi i have 31 years and i would like to by a Car because my old car Citroen ZX is very old and is broken and can't be repaired. I work as teacher in primary school teaching geography and my job is not secure we sign work contracts for 3 mounts and at the end of the 3 mounts you don't know if you will still keep the job.The pay is about 100 euro. I live in Macedonia.So i cant afford to by a car or take credit to by one.I need the car to go to work or taking my mother to hospital. If i can collect 3000 euro or 4000 dollar and sell my car in parts a would be able to by a decent car. for about 4500 dollar's. Thanks to everybody...

Which is worse: asking for a handout or giving up...

Posted by 0 on 2010-01-15 16:58:58

Which is worse: asking for a handout or giving up on a dream?

I struggled with that question as I was deciding whether I would post on this site.

Hello, my name is Dave and I am desperate to start an advertising website that I have been building over the last 6 months. I am $3000 away from being able to launch the site.

I have completed most of the website with the help of my business partner and a web development firm. However, we still need to pay for numerous legal necessities. Trademark, Terms and Conditions, Privacy Policy, and Contracts are a few of the legal hurdles. Any remaining funds raised will be put toward publicity for the site.

Once the site is live, there will be two individuals selling advertising through the web and over the phone. Our goal has been to create a great opportunity for substantial returns in a one year period. This is based on our marketing plan to sell out 2010's ad space within 9 months of launching the site.

I can not release the domain name of the website just yet. However, anyone willing to help donate to our final start-up costs will get full disclosure. We are also willing to negotiate a repayment plus interest on any donations.

Thanks to anyone kind enough to help.

Please reply to slamhammymedia@gmail.com

slamhammymedia@gmail.com is also our PayPal email.