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Selah Beloved Citizens Of This Divinely Intelligent Universe!!

If like 1,000s of 1,000,000s of people in USA Territories YOU TOO are living in fear about your finances and what appears to be happening with the money system, I respectfully request that you take this Beggar Request very seriously and act, (not just read), if your heart resonates with my words and my promise.

WHY? Because I am not some crazy Beggar hoping people will send me some of their money. Formerly known as The Prophetess Of Destiny and countless other titles you can pull up on Google, I am a Servant Of The Light bearing gifts in exchange for PROOF that you will open up to RECEIVING BACK FROM THE UNIVERSE in exchange for gifting me with $11-Bucks or more. My labor is to enrich, uplift and enliven Humanity worldwide and Google yields plenty of evidence.

TITLES TO SEARCH:

Doc Vaj
Mystic Vajrayana
The HeartSeer
The Frequency Modulator
The Desire To Reality Confidante
The World's Only CartomancSeer
The ELF (Enlightened Life Facilitator)

Whatever you have asked, hoped, prayed, searched for that has not shown up yet is now within reach!!

CLARION CALL: Whomever you may be, no matter your current conditions or station in life, know that we are now in a time deemed by The Angelic Forces to be the most pivotal year (2k12) in Human history; yes, in Human history!! And because the fact that we are all connected is provable within our experiences, I ask you to allow your heart intelligence to help you discern why my request for your financial support is a win-win-win agenda designed to prove that choosing to gift other people (can) yield perpetually increasing $financial$ returns on investments (ROI) when you are aligned with a lead by example expert at Human Potential Optimization who is 100% committed to consistently exercising her responsibilities without delays and/or excuses.

You see, there is more to you than flesh and blood and more to life than here, and each of us is a unique expression of Divine Intelligence, no matter how we name it, for Human Beings actually are the eyes, ears, hands, feet, heart and voice of Spirit/God, operating in the Earth!! Even though billions of spiritually asleep people do not believe it or (consciously) know this as their personal truth, we all have personal Spiritual Inheritances, and when we purposefully explore, reach for and accept the possibility that this statement is correct, we position ourselves to prove it and thereby, remembering how to optimally exercise our Human birthrights can happen for us this lifetime. Unfortunately, without receiving our inheritances, life on Earth tends to remain a haphazard walk on the wild side.

You are a SOUL-GEM; a luminous magnetic Spiritual Being on a Soul Journey through the Human experience here on Planet Earth and GRATITUDE IS an interactive magnetic force field that gets added unto your personal energy stream. Gratitude is a self chosen (adopted) heartfelt attitude of thanksgiving for WHATEVER WE DO HAVE IN LIFE (at the moment), and it is therefore a higher mind set. And when you connect with your world while living in the energy of gratitude, every single time you give from your heart, you open a spiritual portal through which The Universe itself delivers good unto you, whether you are paying attention to it or not!!

THIS IS WHY: The spiritual Cycle Of Abundance looks like this. (A) Your GRATITUDE for whatsoever you do have underlies feelings of generosity, for when you look at this world system you easily see there are billions of others with far less than you. (B) Your GENEROSITY allows you to be see/feel the pain of other people and/or their need and you become inspired to give. (C) Your GIVING uplifts others, especially strangers who cannot return the favor and this selfless act of giving makes you feel good, raises your vibration and thereby aligns you with higher energies. (D) Your ALIGNING with higher energies attracts similar experiences into your life which also makes you feel good/better. (E) Your RECEIVING, (even if receiving is only a smile, a friendly hello, an offer to help you in some seemingly unimportant way), makes you feel connected to others which makes you feel grateful for the gesture. (F) Your GRATITUDE is then at the top of your mind and when it is, a brand new cycle begins for you again. The magical working of our connectedness in the Universe is what makes life worth living.

The Cycle Of Abundance is: Gratitude, Generosity, Giving, Aligning, Attracting, Receiving and Gratitude. As a 25(+) year seasoned Agent Of Light in service to Spiritually Awakening Humanity, I ask that you link your Light with mine and make a donation to my cause, for making higher truth known and available to the masses worldwide is my task at hand. I am an Elder known as The HeartSeer people are chatting with worldwide. I have a global radio broadcast and walk my talk making knowledge of who and what we are as Divine Beings, known to all in search of answers and ways through the challenges of life.

Today is Mothers Day, May 13, 2k12, and if you do not™ choose to gift me below, feel free to check out my Light Portal (website) so you can gain all the details your mind may require to stop shouting NO in your head. My site was created in a FireFox Browser and it is picture perfect in that browser only. So please, please, only use FireFox Browser because all other browsers yield ugliness. Use FULL SCREEN MODE because you can know the whole site is loaded when you see HEARTS around the (3) columns.

When you get there you will find (3) columns; the two outside columns are the same no matter what you click on and the middle column is where whatever you click on (pages and posts) will appear. See Vital Page in top left column (or) Blog Archives in top right column. Check out (Gifting To The HeartSeer) in either column; they are identical and provide all details: A video, two radio show archives, all details and a way to gift me. Then you can explore the rest of site, or do that first if you prefer.

My primary internet domains:

Http://DocVajsLight.BlogSpot.Com/

(HeartSeer Cosmic Intelligence University)
Http://HCIU-Global-Radio.Biz

Thank you for taking time to read this and please share because blessings and breakthroughs are guaranteed to all who dare to believe that everyone is not a criminal or a hustler out to get them. Now it can be your turn to begin wiping away whatsoever keeps you up at night biting your nails off and/or tearing your hair out, so if you have but a mustard seed worth of faith that there is A GOD, take several deep breaths and visit my light portal. Don't delay!!

Doc Vaj

SchoolandUniversity.com helps you get connected with Best School, College, University, Community college for online and campus programs. We offer Educational
Information about various Education level like Associate degree, Bachelor degree, Masters degree, Doctorate/PhD. It covers vast array of Study Programs like Business,Nursing, Psychology, Education, Medical, MBA, IT/Computer and many more.

At SchoolandUniversity.com we help you achieve your dream career/goal, whether it would be getting a promotion, upgrade your education, change your profession, confused about the right career and/or Institutes or need more options to compare from. We provide free information/counseling and try our best to connect/match with the right source for you to prosper no matter of your current location and/or circumstances.

SchoolandUniversity.com help me find a School, Online University, Online College, IT School.
http://www.trafficgeyser.net/lead/help-me-find-a-college

Find Us:
www.Facebook.com/UniversityandSchool
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www.universityandcolleges.net
www.helpmefindauniversity.org

Hello,



As a Wish Ambassador for Wish Upon A Hero I am in need of DONATION I'm asking for $1 or $2~ stickers~ stamps~ envelopes all sizes~small toys~coloring books~crayons~dollar store gift cards~WalMart gift cars



No wish too large. No hero too small.
Wish Upon A Hero was first conceived by founder Dave Girgenti shortly after the September 11th attacks on New York City. From his home in NJ, Girgenti watched as thousands of people posted pictures of missing loved ones throughout the city. He thought there had to be a faster, more organized way to connect people in need. That was the moment in which the idea was born.

Less than five years later, Hurricane Katrina created a similar catastrophic event in New Orleans where hundreds of thousands of people needed immediate help. This time it wasn't just about locating loved ones. Hurricane victims needed everything from healthcare services, food, fresh water, clothing and shelter.

It became clear that Wish Upon a Hero needed to become more than an idea. Over the next two years, Girgenti exhausted every resource at his disposal to create an online community that offered a platform for people to help people. Working under the mantra of “No wish too large and no hero too small,” Girgenti created www.wishuponahero.com, which launched in September 2007. This is a one of a kind service designed to connect those in need with people that can truly change their lives!

PLEASE HELP!

1908 E. BROWN ST.

Lubbock TEXAS 70403



chantelleward14@yahoo.com





--------------------------------------------------------------------------------

www.wishambassador.com

Hello,



As a Wish Ambassador for Wish Upon A Hero I am in need of DONATION I'm asking for $1 or $2~ stickers~ stamps~ envelopes all sizes~small toys~coloring books~crayons~dollar store gift cards~WalMart gift cards



No wish too large. No hero too small.
Wish Upon A Hero was first conceived by founder Dave Girgenti shortly after the September 11th attacks on New York City. From his home in NJ, Girgenti watched as thousands of people posted pictures of missing loved ones throughout the city. He thought there had to be a faster, more organized way to connect people in need. That was the moment in which the idea was born.

Less than five years later, Hurricane Katrina created a similar catastrophic event in New Orleans where hundreds of thousands of people needed immediate help. This time it wasn't just about locating loved ones. Hurricane victims needed everything from healthcare services, food, fresh water, clothing and shelter.

It became clear that Wish Upon a Hero needed to become more than an idea. Over the next two years, Girgenti exhausted every resource at his disposal to create an online community that offered a platform for people to help people. Working under the mantra of “No wish too large and no hero too small,” Girgenti created www.wishuponahero.com, which launched in September 2007. This is a one of a kind service designed to connect those in need with people that can truly change their lives!

PLEASE HELP!

CHANTELLE

1908 E. BROWN ST.

Lubbock TEXAS 70403



chantelleward14@yahoo.com





--------------------------------------------------------------------------------

www.wishambassador.com

Hello,



As a Wish Ambassador for Wish Upon A Hero I am in need of DONATION I'm asking for $1 or $2~ stickers~ stamps~ envelopes all sizes~small toys~coloring books~crayons~dollar store gift cards~WalMart gift cards



No wish too large. No hero too small.
Wish Upon A Hero was first conceived by founder Dave Girgenti shortly after the September 11th attacks on New York City. From his home in NJ, Girgenti watched as thousands of people posted pictures of missing loved ones throughout the city. He thought there had to be a faster, more organized way to connect people in need. That was the moment in which the idea was born.

Less than five years later, Hurricane Katrina created a similar catastrophic event in New Orleans where hundreds of thousands of people needed immediate help. This time it wasn't just about locating loved ones. Hurricane victims needed everything from healthcare services, food, fresh water, clothing and shelter.

It became clear that Wish Upon a Hero needed to become more than an idea. Over the next two years, Girgenti exhausted every resource at his disposal to create an online community that offered a platform for people to help people. Working under the mantra of “No wish too large and no hero too small,” Girgenti created www.wishuponahero.com, which launched in September 2007. This is a one of a kind service designed to connect those in need with people that can truly change their lives!

PLEASE HELP!

1908 E. BROWN ST.

Lubbock TEXAS 70403



chantelleward14@yahoo.com





--------------------------------------------------------------------------------

www.wishambassador.com

Hello,



As a Wish Ambassador for Wish Upon A Hero I am in need of DONATION I'm asking for $1 or $2~ stickers~ stamps~ envelopes all sizes~small toys~coloring books~crayons~dollar store gift cards~WalMart gift cards



No wish too large. No hero too small.
Wish Upon A Hero was first conceived by founder Dave Girgenti shortly after the September 11th attacks on New York City. From his home in NJ, Girgenti watched as thousands of people posted pictures of missing loved ones throughout the city. He thought there had to be a faster, more organized way to connect people in need. That was the moment in which the idea was born.

Less than five years later, Hurricane Katrina created a similar catastrophic event in New Orleans where hundreds of thousands of people needed immediate help. This time it wasn't just about locating loved ones. Hurricane victims needed everything from healthcare services, food, fresh water, clothing and shelter.

It became clear that Wish Upon a Hero needed to become more than an idea. Over the next two years, Girgenti exhausted every resource at his disposal to create an online community that offered a platform for people to help people. Working under the mantra of “No wish too large and no hero too small,” Girgenti created www.wishuponahero.com, which launched in September 2007. This is a one of a kind service designed to connect those in need with people that can truly change their lives!

PLEASE HELP!

CHANTELLE

1908 E. BROWN ST.

Lubbock TEXAS 70403



chantelleward14@yahoo.com





--------------------------------------------------------------------------------

www.wishambassador.com

I am an Ethiopian living in Addis Ababa. My dream had been to become an artist when still very young. I have the talent for art but was not able to go to art school because I became and still is the breadwinner for a large family. I know I would become very successful if given the chance to study at a local school. I want to study fine arts in Ethiopia but can do so if I can get your support to free up my time for this study for a year. Your support of 5000 USD will help me to support a family of 10 persons (food, school, transportation) and my tuition and fee at an art school for one year. Please help me connect to my dream. Thank you.

Now I've read several of these begs and I use to be in a position of begging due to many circumstances.

I'm a single mother of 2 with no help other than ME! I found myself in a horrible position several months ago. I good friend of mine introduced me to a business that has rocked my world since.

If you want information on it just reach out and send me your contact information. In the mean time go to www.pgdnews.com Check out the website. Watch all the videos especially in the opportunity section. Email me at www.bioslife_slim@ymail.com Please leave information to connect with you so that you can help yourself out of your situation.

I met my wife in October of 2001 at a Mexican restaurant when we both lived in Mesa, Arizona. It was love at first sight; I knew she was the only one for me. And I was bold enough to ask her to marry me just 6 hours after we met. She is my cheerleader and keeps me going, even on my worse days. She persists until she can make me laugh. We were married March of 2003 and have been together everyday since. We volunteered in pet rescue adopts, Pat Tillman walks, Cancer and Alzheimer walks. Like most people in these times of struggle, have lost our jobs and place to live while in Arizona. We took a few belongings packed into boxes and our 2 cats. We spent our last dime to drive back to Michigan and be with family.

The plan was to live with my wife's parents, while we rebuild our finances and get out on our own again. However, that plan crashed and burned within one week of being there. The step-father decided he changed his mind about the whole thing and asked us to leave. Fortunately, my sister and her husband also lived in Michigan and took us in. It was to be for a short term as they are also struggling, but is close to becoming a year. Also during this time our car was repossessed, we picked up an almost 20 year old car cheap. My wife was lucky and was able to find a temporary work program right away and that will last until spring of 2012.

I was not so lucky; I applied to every company in a 60 mile radius. I have went between several temp jobs and no work for the last 9 months, while waiting for full-time work. Finally in August, I landed a full-time job 60 miles from home; this of course is hard on the used car we picked up and draining all our funds on gas money. We have now been told that we have to move out by November 1st of this year. The problem is that we have spent any money coming in on gas for the car to get us back to forth to work and what little is left over on food we contribute to the house.

We have been approved on an apartment very close to my job and still 25 miles to my wife's job. It is $1,200.00 just for the apartment, we also need to rent a small truck and get the boxes up north from storage and connect utilities and buy some food. We anticipate this costing us $3,000.00 to complete the goal. If we save hard and only spend money on gas and car insurance and no food we may have a 1/3 of what we need by Nov. 1st. We would still need to get a bed, couch, and table and 2 chairs to eat our meals at. That will come in time as long as we are together, I don’t care if we sleep on the floor. We have never been in need before and have prolonged asking for help. I just do not see another way and I am asking for help now. Please help us in getting the funds to move on with our lives. I am sure that once we are, things will continue to get better.

I thank you for your time in reading this. Whatever funds you can afford to donate will be forever appreciated.

My name is Alexander Turro - my mother recently kicked me out of the house because I turn 19 next month, and still have no job. She did this KNOWING i have nowhere to stay. I've been living on the streets, and showering at my girlfriend's house - putting in applications by day, huddled in a pile of sheets by night. I have no money whatsoever, only the laptop i bought with the money I made helping my dad with catering oh so many years ago; i can't sell it, it's the only way i have to get in touch with people. You need proof of address to get a library card, which clearly, i cannot provide. I've been searching for a job since I was 16, and I finally just found one, for the first time, through a friend in Boston at a mcdonalds. However, I can't get there. I need $20 for a bus ticket and $5 to take the bus to where the job is once i'm in boston. donations for food or maybe even a hotel room once in a while would be appreciated too. paypal is sketchafo@live.com, my google voice phone number is (716) 226-8345 if you'd like to speak to me. i rarely have wifi,so don't call - text, and next time i connect, i'll text back. please help, i'm trying to do right by me and my girlfriend. job offers in brooklyn are equally appreciated.

My name is Alexander Turro - my mother recently kicked me out of the house because I turn 19 next month, and still have no job. She did this KNOWING i have nowhere to stay. I've been living on the streets, and showering at my girlfriend's house - putting in applications by day, huddled in a pile of sheets by night. I have no money whatsoever, only the laptop i bought with the money I made helping my dad with catering oh so many years ago; i can't sell it, it's the only way i have to get in touch with people. You need proof of address to get a library card, which clearly, i cannot provide. I've been searching for a job since I was 16, and I finally just found one, for the first time, through a friend in Boston at a mcdonalds. However, I can't get there. I need $20 for a bus ticket and $5 to take the bus to where the job is once i'm in boston. donations for food or maybe even a hotel room once in a while would be appreciated too. paypal is sketchafo@live.com, my google voice phone number is (716) 226-8345 if you'd like to speak to me. i rarely have wifi,so don't call - text, and next time i connect, i'll text back. please help, i'm trying to do right by me and my girlfriend. job offers in brooklyn are equally appreciated. i posted in help paying rent because this job will get me a paycheck to get me a room/apartment to pay rent on

My name is Alexander Turro - my mother recently kicked me out of the house because I turn 19 next month, and still have no job. She did this KNOWING i have nowhere to stay. I've been living on the streets, and showering at my girlfriend's house - putting in applications by day, huddled in a pile of sheets by night. I have no money whatsoever, only the laptop i bought with the money I made helping my dad with catering oh so many years ago; i can't sell it, it's the only way i have to get in touch with people. You need proof of address to get a library card, which clearly, i cannot provide. I've been searching for a job since I was 16, and I finally just found one, for the first time, through a friend in Boston at a mcdonalds. However, I can't get there. I need $20 for a bus ticket and $5 to take the bus to where the job is once i'm in boston. donations for food or maybe even a hotel room once in a while would be appreciated too. paypal is sketchafo@live.com, my google voice phone number is (716) 226-8345 if you'd like to speak to me. i rarely have wifi,so don't call - text, and next time i connect, i'll text back. please help, i'm trying to do right by me and my girlfriend. job offers in brooklyn are equally appreciated.

My name is Alexander Turro - my mother recently kicked me out of the house because I turn 19 next month, and still have no job. She did this KNOWING i have nowhere to stay. I've been living on the streets, and showering at my girlfriend's house - putting in applications by day, huddled in a pile of sheets by night. I have no money whatsoever, only the laptop i bought with the money I made helping my dad with catering oh so many years ago; i can't sell it, it's the only way i have to get in touch with people. You need proof of address to get a library card, which clearly, i cannot provide. I've been searching for a job since I was 16, and I finally just found one, for the first time, through a friend in Boston at a mcdonalds. However, I can't get there. I need $20 for a bus ticket and $5 to take the bus to where the job is once i'm in boston. donations for food or maybe even a hotel room once in a while would be appreciated too. paypal is sketchafo@live.com, my google voice phone number is (716) 226-8345 if you'd like to speak to me. i rarely have wifi,so don't call - text, and next time i connect, i'll text back. please help, i'm trying to do right by me and my girlfriend. job offers in brooklyn are equally appreciated.

My name is Alexander Turro - my mother recently kicked me out of the house because I turn 19 next month, and still have no job. She did this KNOWING i have nowhere to stay. I've been living on the streets, and showering at my girlfriend's house - putting in applications by day, huddled in a pile of sheets by night. I have no money whatsoever, only the laptop i bought with the money I made helping my dad with catering oh so many years ago; i can't sell it, it's the only way i have to get in touch with people. You need proof of address to get a library card, which clearly, i cannot provide. I've been searching for a job since I was 16, and I finally just found one, for the first time, through a friend in Boston at a mcdonalds. However, I can't get there. I need $20 for a bus ticket and $5 to take the bus to where the job is once i'm in boston. donations for food or maybe even a hotel room once in a while would be appreciated too. paypal is sketchafo@live.com, my google voice phone number is (716) 226-8345 if you'd like to speak to me. i rarely have wifi,so don't call - text, and next time i connect, i'll text back. please help, i'm trying to do right by me and my girlfriend. job offers in brooklyn are equally appreciated.

My name is Alexander Turro - my mother recently kicked me out of the house because I turn 19 next month, and still have no job. She did this KNOWING i have nowhere to stay. I've been living on the streets, and showering at my girlfriend's house - putting in applications by day, huddled in a pile of sheets by night. I have no money whatsoever, only the laptop i bought with the money I made helping my dad with catering oh so many years ago; i can't sell it, it's the only way i have to get in touch with people. You need proof of address to get a library card, which clearly, i cannot provide. I've been searching for a job since I was 16, and I finally just found one, for the first time, through a friend in Boston at a mcdonalds. However, I can't get there. I need $20 for a bus ticket and $5 to take the bus to where the job is once i'm in boston. donations for food or maybe even a hotel room once in a while would be appreciated too. paypal is sketchafo@live.com, my google voice phone number is (716) 226-8345 if you'd like to speak to me. i rarely have wifi,so don't call - text, and next time i connect, i'll text back. please help, i'm trying to do right by me and my girlfriend. job offers in brooklyn are equally appreciated.

My name is Alexander Turro - my mother recently kicked me out of the house because I turn 19 next month, and still have no job. She did this KNOWING i have nowhere to stay. I've been living on the streets, and showering at my girlfriend's house - putting in applications by day, huddled in a pile of sheets by night. I have no money whatsoever, only the laptop i bought with the money I made helping my dad with catering oh so many years ago; i can't sell it, it's the only way i have to get in touch with people. You need proof of address to get a library card, which clearly, i cannot provide. I've been searching for a job since I was 16, and I finally just found one, for the first time, through a friend in Boston at a mcdonalds. However, I can't get there. I need $20 for a bus ticket and $5 to take the bus to where the job is once i'm in boston. donations for food or maybe even a hotel room once in a while would be appreciated too. paypal is sketchafo@live.com, my google voice phone number is (716) 226-8345 if you'd like to speak to me. i rarely have wifi,so don't call - text, and next time i connect, i'll text back. please help, i'm trying to do right by me and my girlfriend. job offers in brooklyn are equally appreciated.

My name is Alexander Turro - my mother recently kicked me out of the house because I turn 19 next month, and still have no job. She did this KNOWING i have nowhere to stay. I've been living on the streets, and showering at my girlfriend's house - putting in applications by day, huddled in a pile of sheets by night. I have no money whatsoever, only the laptop i bought with the money I made helping my dad with catering oh so many years ago; i can't sell it, it's the only way i have to get in touch with people. You need proof of address to get a library card, which clearly, i cannot provide. I've been searching for a job since I was 16, and I finally just found one, for the first time, through a friend in Boston at a mcdonalds. However, I can't get there. I need $20 for a bus ticket and $5 to take the bus to where the job is once i'm in boston. donations for food or maybe even a hotel room once in a while would be appreciated too. paypal is sketchafo@live.com, my google voice phone number is (716) 226-8345 if you'd like to speak to me. i rarely have wifi,so don't call - text, and next time i connect, i'll text back. please help, i'm trying to do right by me and my girlfriend.

don't care about being unemployed for almost 2 years now, don't care about selling off everything i own
don't care about not having anything

just can't take one more day so isolated, forgotten and alone

if anyone can meet me for coffee on xmas day or eve, must be something open on the ESVA in Onancock area. just need to see another human being, just need to connect with another human being, just can't stand one more minute in this abyss of depression, despair and hopelessness. i am an older woman, in my 60's have no family, well educated, just have no family, won't want anything at all from anyone out there but an hour of your companionship. I'm not a drinker nor into drugs nor asking for anyone to help me find a job, there are no jobs here and that's my tough luck for moving here this year, I'm not going to whine, I just miss being with people. Prefer to meet with a fellow older woman please, and again I am not looking for hand outs or food or anything but just a bit of your time. thank you for considering this.

Hello all,

My name is Elizabeth, but I go by my middle name Kelly. I am a 38 year old disabled woman (degenerative disc disease, two back surgeries, one abdominal surgery). I current live in El Cajon, California and due to painful reasons I cannot voice, I must move NOW. I am trying to move up to the Bay Area as I have family and friends there.

I have saved $10,000 of my own money, but I need another $10,000 ASAP. I have found land on which to build a home. The land is $9700 for a .27 acre lot. No, that's not a joke. There are about 26 lots available within a sixty mile radius of San Francisco that are listed at/or below $25,000. While I am building, I intend to live in an RV. It's the most cost effective way to move right NOW and have a home of my own for the first time in my life. I have found a suitable and well priced RV for sale. The dealership has agreed to knock another $2000 off, so after fees and taxes, it would be $11,000.

First problem: My credit has been destroyed over the last three years due to medical bills that I put on credit cards (those financial issues are resolved, but still took their toll on my credit). All of my efforts to obtain any kind of financing have now been exhausted. My credit report is actually the lesser of the issues. It's the fact that I'm disabled, on a fixed income, and have no idea when or if I can return to work (I have requested clearance to return to work and have been denied repeatedly by three different doctors). This presents the biggest concern for lenders despite the fact that how little I need to borrow would constitute a monthly payment of only 17% of my income. It makes no difference if the loan is for the land or the RV. I am considered too much of an "unknown risk." And to answer an obvious question, yes my family has already pitched in as much as they can.

Second problem: With the $10,000 I have, I can either buy the land outright, or buy the RV outright, but not both. If I buy the land, I have no way to live on it. If I buy the RV, I have no place to park it to live in it. So, I am throwing my pride out the window and I'm asking for help. If you can and are willing to help, I would be extremely grateful. Every single dollar counts... So, if a dollar is all you can spare, I would still be just as grateful. At the point at which I own the land and the RV (and my car, which is paid off) this will be just enough collateral for a bank to loan me the $45,000 I will need for the cabin kit (it's a small cabin that comes to you in pieces and you put it together yourself.... think Ikea on a much larger scale, and much better quality; it is about $18,000), and the rest of the bank loan would be to connect to utilities and lay a foundation.

I want to make it clear that I am only asking for enough help to get me up to the Bay Area... 10K total. Once I have the minimum I need, this post will come down. I'm not asking for any more than I need to get the land and the RV at the same time. I'm not asking for ANY of the money I will need to build my home and connect to utilities. I can and want to take responsibility for that myself. I'm only asking for the kick-start I need... I've saved half my start up on my own. I need help for the last push to get me to my personal "Promised Land."

Thank you for taking the time to read about me and my situation... I hope that one day, when I am financially established again, I will have the means to come back here and help others the way I was helped in my time of need.

Kelly