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Helped My Parents, Now I Need Help Please!
Posted by HumblePie on 2012-04-11 19:58:26
To type it all out would be exhausting, depressing and most importantly, a total disregard of your time. I will try to keep this as short and to the point as possible.
Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".
Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.
Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.
The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.
I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and if Bank of America doesn't foreclose on my house I hope to make the need repairs so I can at least sell for what I owe and then rent a small affordable apartment or house. Please... Any help that you can give will be greatly appreciated. Thank You & God Bess!
Thanking You in Advance!
Posted by HumblePie on 2012-04-11 19:58:25
Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".
Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.
Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.
The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.
I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and replace my roof. Any help that you can give will be greatly appreciated. Thank You & God Bess!
Family in need of immediate assistance.
Posted by TreyinTexas on 2012-04-04 19:58:40
We need help with taxes
Posted by nt1962 on 2012-02-17 15:58:59
The house was deeded to the church over 30 years ago by a former pastor of the church who had become ill and subsequently passed away. The house is not located in the same community as the church. (In fact, it is some distance away from the church, and therefore could not be utilized for church-related purposes which would have taken it off of the tax roll). As a result of gentrification in that community, the property values have increased tremendously. The property tax assessment for the property owned by the church escalated to staggering heights during the housing bubble.
Because of this the church has had much difficulty keeping up with all of the taxes on the property (a general tax, a school tax, and a village tax). The rental income from the property is used to assist the church with operating expenses, maintenance of all of the church properties, as well as paying the taxes. Finally, reassessment in the last couple of years has brought down the amount of taxes to be paid and we are better able to handle some of the current taxes due, but some of the older taxes were sold and consolidated in tax lien sales. The consolidation of the prior taxes due has hurt us tremendously. Numerous times the unpaid taxes were consolidated prior to our completion of raising enough funds to pay off some of them in their unconsolidated state. Individually some were $1,000 to $3,000 respectively. They have been consolidated totaling almost $19,000. We are not permitted to pay the liens individually which was viable, we have to pay them in total.
There is a holding company based in the community where the house is located which purchased those liens. That company is now a few months away from being able to begin foreclosure proceedings and take a valuable piece of real estate out from under the church. This would be devastating to the church.
The church has been in the process of trying to sell the house and use the proceeds from the sale to build a much needed new church building in the community it is located as well as to pay off those outstanding liens at closing, and to unload a property that was once a blessing to the church, but has long since become a burden. We donât want to lose the property. We want to be able to sell it. We had some offers on the house, but at the last minute a promising deal fell through. Previously interested buyers, for some reason now, are less interested. We feel it is possible that there may some collusion within the community where the house is located to wait for the lien process to move forward and that potential purchasers connected with the holding company will be able to take the property and flip it to tremendous financial advantage, while leaving the church with nothing for thirty years of struggling to take care of the property.
It is important that we are allowed to sell the house and build our new church. We are in the final stages of making the new building a reality. All we have to do is secure the construction financing. Receipt of a commitment letter for the sale of the house is all that stands in the way of a 40+ year dream for the congregation. It would give us the down-payment that we need to move forward.
With the construction of a new church, we would be able to operate before and after school programs, have handicap accessible restrooms, and provide better services to the community. We have a senior citizens housing complex across the street from our church, and many of the residents would attend our church but they are unable to climb up and down the stairs to the single-person restrooms in the basement. We also operate a summer day camp which would benefit greatly from having more space in which to operate. We would be able to accommodate many more youngsters, many of whose families are unable to afford the other summer camps operating in the area. We have had to turn down prospective campers because of space constraints.
Our congregational makeup has changed over the years. The financial impact of that changed has been coupled with the severe impact of the economic downturn on our community. We have more retirees now on fixed income, youth, and small children, many of whom have young mothers, and some people who are working age, mostly with working class wages. We need to build a church to better meet the needs of our congregation and community. We operate a food pantry and soup kitchen which would be able to open more days a week with bigger pantry space and a modern commercial kitchen.
As I stated, we are in the final stages of the building project. We have our permits, plans, and contractor selected. We are ready to obtain financing. The congregation, which has always striven to do much with little, has invested much in this projected over the years and the sale of this property owned by the church is the one thing that stands in the way of it happening. Please do not let us lose this property just so a few people can make a quick buck. Help us to pay off these tax liens so that our church will be able to help transform an entire community!
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Please help me and my sick father
Posted by Madrigal on 2012-02-04 21:58:53
We sold all of our belongings of value to raise the money for my father's medical transport that cost over $12,000.00 as he can not fly commercial.
My father suffered a sever stroke in 2008, he has been paralyzed and bed ridden ever since.
My mother and I care for him full time to keep him out of a nursing home as we know this would be a death sentence.
I did recently find work and am about to start my new job and with the help of a co-signer we were able to get an apartment that we will move into Friday.
However, that being said our income vs the cost of living is still far from being on par and we have no furniture, no beds, no dishes absolutely nothing as well as just a couple outfits each.
I also do not have a car at the moment and just found out that taking the bus from our new place to where I am going to be working will take about 2 hours each way per day because of the routing and changes.
Any and all help would be greatly appreciated, I have never been in a situation like this and it feels horrible to have to ask strangers for help, unfortunately my entire family is broke as well and has only been able to offer us love and some food.
even $5.00 helps, as we are trying to pool together funds to just get the living essentials for a new apartment as I mentioned before we really did sell everything literally.
We came to Oregon on a medical transport RV and they didnt let us bring any belongings with us.
Money for tuition.
Posted by Bylie on 2011-12-18 05:58:39
My eldest daughter wants to become a commercial pilot. It is a course that is very expensive for me. $35,000 USD to be exact.
My son(now 16) wants to become a professional photographer when he finishes school. He needs to start building a portfolio to present when he enrolls for photography at the collegge after he finishes school. He needs a professional camera to help him building his portfolio. Please help!
As only my wife is working now things are a bit tough at home as well.We struggle to make ends meet.
We would really appreciate all the help we can get.
Any donation will help.
Thank you.
God bless.
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Help Me Please
Posted by mblaum on 2011-12-02 21:58:29
Truck Fire Surviver
Posted by truckfiresurviver on 2011-11-16 09:58:55
Truck Fire Surviver
Posted by truckfiresurviver on 2011-11-16 08:58:44
No lies
Posted by keitht06 on 2011-11-02 06:58:06
If only I could figure out how to rig the McDonald's Monopoly game so I could win that car. And does anyone even win that car? How would the millions of none winners ever know if someone did win that car? Just because they put someone in a commercial who claims they won it doesn't mean they didn't hire a actor to portray a winner....
Anything will help if you have it to help with.
Need A Little Help Here
Posted by MICanadian on 2011-09-15 18:58:29
Young writer girl from a poverty stricken country in need, please help NOW
Posted by YoungWriter on 2011-09-09 02:58:50
I'm doing my best to change things, I'm starting my own little website since I can't afford more than 1 domain name at the moment. So...I'm NOT lazy, I'm passionate about work and the circumstances are suffocating.
Please help me by a small donation of your choice to bypass this month (bills) while I'm creating onloine streams of future income. WHOEVER helps me NOW when I'm in need - WILL BE rewarded, I'm willing to share my future success to say a big THANK YOU. I can write articles for you, or give away some of my future little commercial websites! Opportunities of my saying thanks are manifold. It's called good karma, you give and it'll return to you multiplied :)
I know there's a bright future for me, I only currently need your support so I don't face an eviction because of being late with bills for the last 2 months. :(
Please help me pull through and experience my genuine gratitude in the months to come.
THANKS
APPLY FOR LOANS HERE
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We Offer Private, Commercial and Personal Loans and all kind of loans ou can think of with very Minimal annual Interest Rates as Low as 3% to 20 years repayment duration period to any part of the world.We give out loans within the range of $5,000 to $90,000,000 USD.For more information contact me on jb_lendingcenter@yahoo.com.hk
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Already Lost Home - Must Pay Storage "Rent" To Keep What I Have Left!!!
Posted by ttt333 on 2011-06-28 16:58:19
However, what remains of my worldly goods is in a commercial storage facility. I was able to pay for May but now owe for June and (this FRIDAY, 7/1) July. No pay, a lien will be placed.
Can you help in any way, right away? Any amount is welcomed. Once I'm back in business, bringing in money again, I shall repay your kindness forward to St. Jude's Medical Centre in Memphis, TN.
Thank you!
Money Needed to Save My Shop and Working Capital!!
Posted by jph15 on 2011-06-14 16:58:05
At the time of my father's passing he had some loans with his bank which he had taken out insurance policies that would cover the loans in case of death. One of the types of loans he had was a line of credit for $25,000 which the bank didn't offer any type of insurance for that note. My mother and I were left with this burden and since my father used his shop for collateral for the line of credit we're in jeopardy of losing it and the truck and some other equipment and assets that the bank claims is being used as cross-collateral in the case.
Our credit wouldn't allow us to assume the note and continue to pay on it,the bank did use some of the insureance proceeds from the other loans and apply to the line of credit around $5000.00 At the time of his passing the line of credit was delinquent. we were willing to continue to pay on the line of credit, but financially at the time money was tight. Eventually without us being able to assume the note,make payments,or get financing elsewhere to rectify the monies owed we were facing foreclosure on the property.
A judgement for foreclosure was entered last month,so I don't have whole lot of time before the property will go to auction. I desperately need to keep the property and equipment so i can make a living for my family. I'm a hard-working individual who's looking for a break and a blessing. The amount i need including all the fees,court cost etc. to retain my shop is around $35,000 The amount i need to pay off the bank for the shop and have adequate working capital so i can run my business and have opportunity for growth is $100,000
The monies would be used as following:
*Shop Payoff $35,000
*A Spare Roll-Off Truck $15,000
*Additional Roll-Off Containers $15,000
*Working Capital/Operating Capital $35,000
I assure you this is how these funds would be utilized.
Please find it in your heart to help, I assure you I will in the future bless someone in return for the blessings bestowed upon me.
Help me Rehab my building
Posted by Jorodryn on 2011-02-20 09:58:56
The building needs a new roof, new windows, new doors, a boiler, and the plumbing and electrical needs to be checked out and repaired as necessary.
thanks for any help.
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My little surf shop is struggling !
Posted by jimbovigoe on 2010-09-01 09:58:58
my paypal account is the same as my email address and feel free to contact me!
thankyou
-There was a dog named Rope -Whose first owner gav...
Posted by 0 on 2010-02-12 12:58:58
-Whose first owner gave up hope
-This pup's got a winner's lope
-And so much heart it's no joke!
My name is Pat and My email is: ebonyauthor2@aol.com.
I found a doberman-mix pup abandoned in our local Kmart parking lot. He was a bag of bones with a filthy rope around his neck that he'd been tied with. He was frantic and frightened as cars came in inches of hitting him...no one cared.
I scooped him up and took him home in my car with the idea of taking him into the SPCA near my house. I was told to take him to the other location 10 miles away so I decided to keep him over night and feed him...my mistake. I named him 'Rope'.
Our local SPCA is overwhelmed with aniamls and I realized more than likely he would be euthanized...I couldn't bear that thought. I kept him even though I already had a dog.
Rope LOVES children and people in general so I tried to find a family for him with no such luck. He developed demodic mange which was very agressive due to his malnutritioned state.
I have been unemployed since 2008 and existing on unemployment insurance but pinched pennies to take him to the Vet. I've since learned this may be a life-long condition and hope there's a caring Vet or dog lover out there who might help me with the expenses to get him healthy.
I feel Rope is a great dog; he LOPES like a horse, tucking his back legs under him in the most unusual manner. It's really something to see! Everone who sees this laughs their heads off and gets much joy from it.
He has an adoreable little face and the sadness in his eyes disappears when he sees children or when he lopes around the cul de sac in lightning fast circles.
Won't someone please help as he's currently in his third atttack of the parasites and his fur is falling off and he has many sores.
This information can be confirmed at Care Veterinary Clinic @ 559 625 8549.
Please help this dog, he has so much potential. He would be a perfect candidate for a dog food commercial.
Hi My name is Michelle and my family really needs ...
Posted by 0 on 2010-02-12 01:58:58
