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Credit card and student Loan debt pileing up
Posted by Thatgraphicsgiy on 2012-05-17 22:58:21
As a practitioner of Buddhist meditation, I have a strong belief in the power of karma and losing kindness. I am not asking for a complete bail out but I have faith that there is someone out there that has te means and desire to help out. A large portion of my credit card debt was built up after offering up my car to help those in need, including my ex. If these bills were at the very least lessened, I would have the financials and to continue to help those in needs which is something hat I draw much happiness from.
If you Have the means and te desire to help me get back in my feet i promise you that I will return that generosity to others based in your example. Thank you
If you have questions email me at thatgraphicsguy@yahoo.com
More financial troubles than before
Posted by bigyikes768 on 2012-04-04 02:58:55
I now realized that my financial woes are much worse than before. Now my state forced us to now spend $282.00 in a now state mandated Medicaid spendown that will take a good chunk of our monthly checks that both my husband and I make together. Our combined total is $2,114.00. According to the state, they claimed "We make way beyond the limit". But one thing they don't understand that other expenses takes a good bite of our checks also. Rent is $1,200.00.00. Cell phones, $170.00. Cable/phone/internet, $190.00. Leaving me/us with little or noting to my/our names. What's worse is he is in a nursing home and it's stressfull enough for me already. Carfare is also expensive to see him every day and it all adds up. My family put more financial pressure to help them also and makes me feel small inside because of what I get each month. It's difficult to have substancial amount to for any entertainment purpose. I hate to go anywhere empty. My pets did not get any of their shots because our finances are high and we can't afford it. With all that I had mentioned above, I'm seriously and desperately need financial help at this time. Whatever I'm getting every will never get me by and I'm barely hanging on a string struggling to make ends meet and I get little or no financial help anywhere else, please. I can't live like this. I can't stand when other put any financial pressure on me. Medical bills are now harder to swallow and I can't hanldle it. The rent is donwright high still and I the rent is outrageously high. Please, I desperately need help right now. I have no one to turn to. Thank you so much. Thank you and God bless.
No Time To Waste - Ailing Parents
Posted by AlgoHall on 2012-03-24 23:58:38
My name is Micheal. I am a 23-year-old male living in the midwest. I currently have a job at a failing restaurant and am struggling to look for a job in a failing job market.
My old roommate left me to join the Navy and I have been in dire financial straits ever since (I have gone through dozens of potential roommates and NONE of them were responsible enough to pay their rent or they failed to move in). My rent is VERY high (a little over $700). I can only take serving jobs, because they are the only type of job which provides an average amount of money per hour for me to barely scrape by (I have to make at LEAST $15-$20 an hour to have a place to live and there are no non-specialized jobs that will pay that much per hour to someone with no advanced education).
To the point though, this post isn't really for me; it is for my parents. My parents are BOTH on disability and barely make enough COMBINED to pay for the house that they live in. I constantly have to assist them with living expenses among other things (food and medicine usually). Yes they do get quite a bit of government assistance, but with NO other source of income, things are impossible for them without my help (for example, I had to take on the full car payment for an Acura that my father owned that costs me nearly $400 a month NOT including the insurance).
Now, with myself in financial difficulties, they too are faced with the threat of losing much-needed medicine, vehicle transportation, and possibly their home.
I am making this post in hopes that there is someone who can help keep the worst from happening in my life and for my parents. I don't want to fail them as a son, so I have made this post in a last-ditch effort to plead for assistance. Anything that you can contribute would help me with bills for both myself and my parents. Thank you for taking the time to read this and I wish that you be blessed.
Study at SAE Institute Liverpool
Posted by helpplz on 2012-03-18 18:58:33
I still feel that my skills are lacking in a few different areas, so last year I started sending out applications to studio's around the UK, the replies that I got stated that I need a degree in Audio Production to be able to work in a recording studio. So since last year I have been searching for an institute to study at and found an amazing place to study called SAE Institute in Liverpool. The course is a 2 year BA/BSc (Hons) Degree in Audio Production, and after the course ends you are prepared for work in any sector of the audio production industry, from music production to live sound and broadcast, post production for film, video and TV. So there are many different roots I would be able to go down if I was lucky enough study there.
I have managed to save £4000 up to now, however, the fee's and living expenses amount to around £29,000, (this is a link to view the living expensis http://www.saeuk.com/downloads/FeeSchedule(Combined)Liverpool.pdf) Unfortunately, I cannot get funding for the course and a bank loan is not available to me but by the time the course starts on 07/10/2012 I will hopefully have saved around another £4000.
After looking for ways to generate the funds I need to be able to study at SAE I came across this website, I think it's an amazing way to help someone out who is in need. I'm just really hopefull that there will be someone out there who has been in the same situation as I am now, who know's how it feels to wan't something so bad that it hurts. I really feel I have the drive and determination to succeed in reaching my goals of becoming a music producer and any donation that you make, big or small, will have helped me get a step closer to fulfilling my dreams. I appreciate you taking the time to read this, and if you are kind enough to donate and help me, I will be forever in you debt. Thankyou.
Please Help Me
Posted by lilulu85 on 2012-02-21 21:58:28
The love of my life left me, left me with a note that said 'stay cool'. He had surrounded me with fake love and security. Convincing me that my best choice in life was to discharge from the military (after eight years of service) and be a stay at home mum to our children. I obliged. I loved him and I believed he loved me. I ask you, what would you have done??
So it turns out he never loved our children or myself. He left, never to be heard from since (eight months ago). I was left with combined debts totalling $180k. His not an Australian citizen meaning I am responsible for this debt. I have no income and two children. Is bankruptcy my only option?
Please help me, I have tried to stay composed and in control, I have tried to reinlist (not targets for fy 12/13), i have tried to find employment. I have a casual job, however I am not covering the loan repayments! I am begging for your help, please help me. I constantly ask myself 'how could i not have seen this coming??' but i loved him, i loved him so much. He was a professional on a good income and we had a family together. Was it wrong of me to feel secure. Was my choices considered normal, would you have done things differently?
Help maintain a place for our children.
Posted by Plfd5stargym on 2012-02-07 21:58:01
As someone who is in a leadership position at YourCompany, I know that youâre pressed for time. But please, could you give me your full attention for the next 30 seconds as you read this letter?
You see, the children at Plainfield 5 Star Gym would like to continue to have a place to call theirs this year. But you know how it is: government budget cuts, on top of too-small budgets in the first place, have combined to make it impossible for them to be able to do so.
Unless someone steps in to help them. And thatâs where you come in.
The benefits of being at Plainfield 5 Star Gym are priceless: teaching children about the wonders of self esteem and motivating them to learn about their ability to achieve goals with discipline is one of the best ways they can learn about themselves and develop their interests, leading to future careers in hundreds of fields.
By helping the children at Plainfield 5 Star Gym to be able to have a place to retreat , you are not just helping them, but youâre also investing in the long-term future health of your community and even your company. A healthy, well-trained workforce is the most valuable asset at any company, and by helping our children to have gym they so desperately desire, you will be planting seeds for future employees loyal to your company.
Not only that, by contributing you will also be receiving free advertising and positive public relations in the community. Thatâs because we will post your name in the program for the boxing events , as well as on any materials produced promoting the amateur events. To top it all off, we will have a âPartner Wall,â bearing the names of all the contributors to the gym, which will be prominently displayed at the boxing events itself.
By contributing towards the boxing gym in Plainfield you can help our children immeasurably, receive free advertising and promotion for your company and feel good about it all!
Would you please help? Weâre are out funds to pay the rent for our gym. We need to raise a total of $50,000.00, which will cover the cost of 50 children from the community to attend without cost, rent,equipment rentals,presentation tables and chair rentals, printed materials like entry forms and flyers .
Any amount youâre willing to donate will be greatly appreciated!
Please contact Rich Johnson at 908 447 7174 to find out how we can work together to give our children the best opportunities to succeed while giving your company the exposure it deserves for helping us out.
Hope to hear from you and thank you for your time.
Sincerely,
Rich Johnson
PS: In lieu of a financial donation, weâd be happy to accept any donation in form of donated items or services. Please contact Rich Johnson 908 447-7174 to find out what items or services will be needed to maintain a place for our children.
Want to further my education
Posted by reachforthestars on 2012-02-01 10:58:25
My passion in life is visual arts and how it can be used to bring together and help communities. I currently work as an assistant in an Art Gallery (I was lucky enough to be picked out of 30 possible candidates). I have dreams of setting up my own studios/gallery/cafe/community project combined in the future. I am planning to go back to university part time, whilst working, and study an arts and community MA to help towards my goals. I hope to meet like-minded people and useful contacts, and take advantage of the support and resources of an institution. I am saving as I go and looking for a second job to help towards raising the money needed for the course. I know I will raise the money eventually, I would just REALLY love to get going and not see it as something way off in the distant future! It's not a massive sob story, I know, but I am ambitious (I am the only person in my family to go to university, coming from a very uninspiring town) I don't earn a lot, and anything to help me get there quicker would be a huge, huge help. I am 100% committed to having a great career ahead of me and reaching my goals!
Thank you for reading my post and taking an interest! :)
"If you live life aiming to do things that makes YOU feel truly proud (however big or small or insignificant it may seem to others)then you are living a good life and that's all there is to it!"
Help to restart woodworking business
Posted by Jjcold417 on 2012-01-03 23:58:50
Last Chance
Posted by christi83 on 2011-12-31 04:58:13
Last Chance
Posted by christi83 on 2011-12-31 04:58:13
Last Chance
Posted by christi83 on 2011-12-31 04:58:12
Last Chance
Posted by christi83 on 2011-12-31 04:58:12
Last Chance
Posted by christi83 on 2011-12-31 04:58:11
New Family
Posted by Newmommy817 on 2011-11-03 12:58:38
Im 27 years old and 3 years ago met the love of my life we quickly fell in love. The hard part is we both have so much debt and no way to pay it down. We have debt from student loans to hospital bills. All I would like is to pay down the debt so we can one day purchase a home together. We do not have any type of government assistance and typically we make it to the next check by pennies. I am thankfully of the loving relationship we are in and am just looking for help from anywhere. I want to eventually go back to school to either be a nurse or a school teacher. Our debt totals at about $40,000 combined. Please if anyone our there has the means to help out this family we would be grateful.
Please Help a Graduate Pay Her $275,000 Student Loans
Posted by Tiffcat on 2011-10-10 18:58:49
I am currently an unemployed law school graduate who has over $275,000 in student loans to pay (college, law school, and bar study loans combined). I went to school with the goal of increasing my ability to earn a good living but I cannot find a job to save my life. I have been rejected from retail and restaurant jobs because I'm overqualified while being rejected from law firms because I am under qualified. I am now sinking into a deep state of depression over the fact that the tiny bit of savings I have left in the bank to pay my bills is rapidly shrinking as each month passes. School should not cost so much, especially if there is little promise for employment following graduation.
Unlike the average person who could use a little extra cash for something, I am nearing complete homelessness. My struggle is not with credit card debt but with educational debt and the fact that I'm unemployed and cannot convince any employer to hire me. Without an income and bills mounting, I will end up on the street by January. With little hope left, I issue this beg for help.
Money for Daughter's School
Posted by yuncute on 2011-10-10 06:58:58
I am a mother of four kids. My husband and I have a combined income of three thousand dollars.
So far we have managed.
My daughter has graduated with a diploma in Psychology and and is looking forward to pursue a degree in the same subject.
The fees for a degree is between $30,000 to $35,000 which is not within our reach.
The bank can only give a loan of about $20,000 as we are still paying them for the loan that we have taken for our daughter diploma course.
We hope that we can raise some fund for our daughter fees on top of the loan that we will be getting from the bank.
Your every dollar donated to us will be greatly appreciated.
Thank you.
Regards
Siti Zahrah Tumin
In need of help
Posted by indebt87 on 2011-09-23 18:58:14
I have now also lost my job, as my situation is starting to effect my life in a large way, mostly from being depressed and distracted in day to day tasks. I am working on securing a new job, but this is proving difficult, and I have tried to obtain help from the government to no avail so far.
The bills are quickly piling up, and rent is due at the end of the month. My bills currently stand overdue at over $1600 right now. Luckily my room mate can cover my rent for this month, but that is not going to help me next month. I am doing everything I can to get a job and earn money for myself, but I feel that I have to give this a shot.
I don't expect much, but anything will be an amazing help. I would also like to donate a share of any donations (1/4 of amount) to a charity, specifically one that helps depression as it hits close to home, as a way to thank you for your kindness and in order to share any assistance provided to me with others that need a hand.
Thank you!
In need of help
Posted by indebt87 on 2011-09-23 18:58:11
I have now also lost my job, as my situation is starting to effect my life in a large way, mostly from being depressed and distracted in day to day tasks. I am working on securing a new job, but this is proving difficult, and I have tried to obtain help from the government to no avail so far.
The bills are quickly piling up, and rent is due at the end of the month. My bills currently stand overdue at over $1600 right now. Luckily my room mate can cover my rent for this month, but that is not going to help me next month. I am doing everything I can to get a job and earn money for myself, but I feel that I have to give this a shot.
I don't expect much, but anything will be an amazing help. I would also like to donate a share of any donations (1/4 of amount) to a charity, specifically one that helps depression as it hits close to home, as a way to thank you for your kindness and in order to share any assistance provided to me with others that need a hand.
Thank you!
Single Mother Needs Assistance Re-establishing Home
Posted by outofdestitution on 2011-09-13 14:58:29
My family was involved in an automobile accident (not our fault, but thankfully no injuries)in January of this year in the only vehicle our family owns and while it is still drivable and in need of repair, I am still settling the outstanding claim (for the past 8 months) with the other person's insurance company who hit us, which includes fighting in court to recover damages.
Additionally, my income has dropped drastically due to loss of work and we are barely surviving on $500 a month.
Unforeseen hardships, deaths in our family, my childrens' education, lack of involvement from their father and other financial strains continue to take a huge toll on us and our ability to maintain a sustainable home. It seems bleak at times to feel as though we have no sense of real security in our lives. And, it serves only to divide us, which makes it even more difficult for any of us to stay together, focused, driven and motivated..
I am struggling to find sustainable employment to no avail and we had no choice except to move in with a family friend who is retired and living on a fixed income and struggling to save his home from foreclosure. Our combined contributions do not adequately cover the expense of managing the home, but there is little recourse to either of us at the moment to change the situation. We have only patched the situation, not repaired it. It still feels as though the boat is sinking....
I have never sought this type of assistance before and while it makes me feel extremely uncomfortable seeking this help, I feel I have no other choice but to BEG for immediate relief before something drastic happens to permanently alter our lives forever in ways I do not want to even imagine. I cannot allow what is happening to us (be it pride or pity) destroy our hope, my children and their vision for the future. We must turn our situation around to restore balance back into my family's life. Any generosity would be an eternal blessing...
Almost Homeless, Already Hungry in Houston
Posted by JLBhelp on 2011-07-25 20:58:01
I will provide professional audio editing and we both will provide voiceover work sent to you via e-mail on an mp3 file. We are working people and we are more than willing to work to earn any help for us.
End of our Rope
Posted by lynn on 2011-07-06 14:58:30
At this time we have sold a few things on Craigslist in order to prevent our water being shut off tomorrow, but I have a car payment due (I need the car to look for jobs), and we have no way to pay the mortgage next month unless we allow the electricity and phones to be shut off. Any amount would be a blessing which would be combined with the occasional $20 we are able to earn by offering tutoring and music lessons now and then. Thank you so much for anything you can do.
Dental Care Cost Far to Much to Bare.
Posted by GoalsSet on 2011-06-27 13:58:43
I have a family history of poor dentition. When I was a child I used to have enamel treatments in which is they would put a layer of clear acrylic over my teeth once a year. It has been many years since those treatments. Another issue that compacts the pre-existing issues is acid reflux I suffer from while I sleep, which the dentist told me furthers the decay, especially in the back. My teeth desperately need care.
Recently one of my teeth began to hurt, I bought a few over the counter remedies and tried to deal with the pain in hopes it was temporary. The pain persisted so I decided visit a dentist. After examining me he told me the immediate problem was two abscessed teeth both needing root canals. Both teeth combined were $6300. I need far more work than that done and some of my teeth may be beyond repair.
They say the smile is the gateway to the soul. I want to feel comfortable smiling and talking. I don't want to wonder if someone see's my teeth. People shouldn't judge but they do. I just wish I could do what is needed to feel comfortable. At this moment, it seems such a difficult goal to reach. Please help me.
Help not getting evicted or losing license!
Posted by Kiamoko on 2011-05-13 14:58:25
PLEASE FIND IT IN YOUR HEART TO HELP! Lost fiance, job, and incurred serious dental bills all in one week! :(
Posted by RaeRae0 on 2011-05-05 22:58:37
PLEASE FIND IT IN YOUR HEART TO HELP! Lost fiance, job, and incurred serious dental bills all in one week! :(
Posted by RaeRae0 on 2011-05-05 21:58:46
