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please help this single mom and pray to be stronger
Posted by twinightraerae on 2012-05-07 23:58:39
difficult. I had a great factory job but was injured on the factory line and fired for it. It has been difficult to find a job that after childcare, I can't earn enough money to pay the bills. Two of my children have special needs, my oldest with her difficulties will be repeating two grades in elementry, !st grade and failing this year, 3rd grade. My second child is mild autistic, and will have to repeat 1st grade. Both children are taken out of the classrooms for resource classes. It has been a while and all of my savings have been used to suport us all.
My x left us in Nov 2006, and we have not seen him since. Years of refusing to pay childsupport and he is 24,000 in arrears, managed to get SSI just for himself, so child support is only $50 a mo and $10 mo to pay back for arrears. I am asking for help so that I can help pay off the growing bills I can't afford anymore. I don't own anything I could sell. I feel as if I am drowning, falling unable to pay surounded with past due notices and collections calls and feel like the end of my rope. Please help, even small amounts in collection are blessings. Thank you for your kindness and generosity!! I am greatful for even someone taking the time to read my note, please if nothing eles take a moment and pray for me to be stronger, I feel so weak and worn out from the long battle to stay afloat. Thank you and god Bless.
help me get my license back & a car
Posted by vern on 2012-05-01 11:58:56
thanks Vern :):):)
Help me get married!
Posted by kendrashue on 2012-03-29 09:58:40
I have $10,043 in medical bill debt from an accident in January 2010 where someone hit me with a 4-wheeler, putting me in a coma for 2 months and then physical therapy and rehab after that. The original bill was $200,000 for the medical costs, but I received a scholarship to cover 95% of the cost because I didn't have health insurance at the time. While I was in a coma, I lost my apartment, fell behind on payments on my school loans, and my bills were sent to collections. Ashland Kentucky is a small town, and we're kind of a small family so I didn't want to press charges on the person who hit me. But when I met my fiancé and we started talking about marriage, I discussed my situation with a lawyer to determine what I should do.
We want to be able to buy a house in the future, but with this debt the lawyer was afraid that my credit will hinder that. The lawyer was also afraid that since my bills are in collections that if I get married that the creditors would seize my fiancéâs assets. My fiancé doesn't have much, but we are sharing his truck since I lost my car and if the creditors took his truck we'd be out the $10,000 remaining on the truck loan and without a vehicle. I decided I would try to press charges just for the cost of filing bankruptcy, but the person who hit me was the sheriffâs son. No police report was ever filed. Small town politics are good in most situations. This is not one of them.
The lawyer tried to do what he could, but Kentuckyâs statute of limitations for filing suit against someone is 1 year. By the time I decided I needed to sue, it was too late. So Iâm stuck with a bill I canât pay and itâs the only thing keeping me from marrying the man I love. My mother is a medical transcriptionist in West Virginia, and sheâs barely making enough to support herself and her boyfriend so I canât ask her for help. My father has been in prison my entire life so I donât really have anyone to turn to for assistance with this. My fiancéâs parents have been very helpful, but they only have so much to help with and they canât assist us with the bankruptcy.
Me and Trey (my fiancé) are paying for the wedding and the honeymoon entirely by ourselves, on top of keeping up with rent and truck payments and regular bills. Like I said, weâre happy and weâre doing okay living a humble lifestyle. Other people have it worse, I get that and Iâm grateful for the love Iâve found and the life I get to spend with him. We wanted to get married in June, but at the rate weâre able to save towards the cost of filing bankruptcy, it could be next year before we could get married, and neither of us want to wait that long.
I already spoke to 1 lawyer and was quoted $1500, two payments of $750. Our finances are so carefully budgeted that and stretched so thin that we just can't do that. My fiancé has stopped eating breakfast and lunch to save money, started riding his bike to work and is doing everything he can to save money. Weâve set aside $300 towards the filing cost. Itâs taken us 4 months to do that. We intended on using our tax returns to file, but mine was taken by the creditors and we used his to try to get ahead on our bills. So hereâs what Iâm asking: any donation towards the cost of filing my bankruptcy would be a huge blessing right now. Some members of our church have offered to assist us, and someone referred us to this site. I
think itâs a great thing that people are willing to help complete strangers out and I wish that I had the resources to help others at this time. Weâve already agreed that we will do whatever we can to help others in need on this site once we can start setting more money aside once weâre married. But right now, I need $1200 total to cover the cost of my bankruptcy, so any donation towards that would be a blessing. Thank you for taking the time to read my story, God Bless!
Hoping and praying for financial help
Posted by monkeysmama on 2012-03-21 14:58:32
Stugeling with bills, want to go back to school
Posted by Rosebud on 2012-03-14 13:58:43
Family of three desperate for financial help
Posted by tiffeny on 2012-03-03 04:58:15
Our daughter is a senior in high school and is currently not employed. We have one car paid off but are still paying $615.00 per month on the other vehicle. Most of our credit cards are paid off but the ones that are not have been sent to collections. We have a couple old personal loans that we are still paying on. We have several past due Payday loans outstanding and the fees continue to accrue until they are paid off. We have already borrowed from family members so that is no longer an option.
The money will be used to help pay our utilities, rent and food for the three of us and food for our dog and cat. The utilities consist of lights, heat, water, sewer, phone and mandatory city garbage pick-up.
Also, we currently do not have medical insurance so have not been able to have exams or see a doctor for unexpected injuries. Anything would be appreciated to help us get our lives back on track again. Thank you for reading this. Have a good day.
Family of three is desperate for help
Posted by tiffeny on 2012-02-23 03:58:46
Our daughter is a senior in high school and is currently not employed. We have one car paid off but are still paying $615.00 per month on the other vehicle. Most of our credit cards are paid off but the ones that are not have been sent to collections. We have a couple old personal loans that we are still paying on. We have several past due Payday loans outstanding and the fees continue to accrue until they are paid off. We have already borrowed from family members so that is no longer an option.
The money will be used to help pay our utilities, rent and food for the three of us and food for our dog and cat. The utilities consist of lights, heat, water, sewer, phone and mandatory city garbage pick-up.
Also, we currently do not have medical insurance so have not been able to have exams or see a doctor for unexpected injuries. Anything would be appreciated to help us get our lives back on track again. Thank you for reading this. Have a good day.
Family Needs Help to Get Back on Feet Again
Posted by tiffeny on 2012-02-23 03:58:44
Our daughter is a senior in high school and is currently not employed. We have one car paid off but are still paying $615.00 per month on the other vehicle. Most of our credit cards are paid off but the ones that are not have been sent to collections. We have a couple old personal loans that we are still paying on. We have several past due Payday loans outstanding and the fees continue to accrue until they are paid off. We have already borrowed from family members so that is no longer an option.
The money will be used to help pay our utilities, rent and food for the three of us and food for our dog and cat. The utilities consist of lights, heat, water, sewer, phone and mandatory city garbage pick-up.
Also, we currently do not have medical insurance so have not been able to have exams or see a doctor for unexpected injuries. Anything would be appreciated to help us get our lives back on track again. Thank you for reading this. Have a good day.
Medical Bills
Posted by Lion on 2012-02-10 14:58:30
Family of Three Needs Help
Posted by tiffeny on 2012-02-09 15:58:58
Our daughter is a senior in high school and is currently not employed. We have one car paid off but are still paying $615.00 per month on the other vehicle. Most of our credit cards are paid off but the ones that are not have been sent to collections. We have a couple old personal loans that we are still paying on. We have several past due Payday loans outstanding and the fees continue to accrue until they are paid off. We have already borrowed from family members so that is no longer an option.
The money will be used to help pay our utilities, rent and food for the three of us and food for our dog and cat. The utilities consist of lights, heat, water, sewer, phone and mandatory city garbage pick-up.
Also, we currently do not have medical insurance so have not been able to have exams or see a doctor for unexpected injuries. Anything would be appreciated to help us get our lives back on track again. Thank you for reading this. Have a good day.
Drowning in student Loans Debts
Posted by need55 on 2012-02-08 22:58:15
Thanks
Need55
Help needing to move closer to my 5 yr Son!
Posted by jbailey3160 on 2012-01-30 01:58:19
I had to move back with my parents after having been divorced from my wife of 12 years. ItâÂÂs really been hard on me because I gave up our car and house to my ex-wife and son who will be five Dec 31th. I figured it would be easier for me to start over because it was just me. My ex had full custody and wanted to make sure they both had a roof over their head and a car to meet her career and child care needs. The saddest and hardest part for me was that I could not afford to live on my own and keep my truck and the house for my ex to live in. I ended doing the right thing and surrendered my truck and moved back home with my parents.
I now been living in Gothenburg, Ne for over 2 years with my parents and IâÂÂm really having a hard time keeping a good job without getting laid off or your hours cut due to not enough demand for what we were making or services we provided. I live in a town of 3,500 so the jobs are slim and few by far between. I owe my parents a lot for letting me stay with them but IâÂÂm a grown man now and need to get out on my own.
ItâÂÂs really been discouraging because IâÂÂve been trying to get things together and money saved up so that I can be able to move back to South Carolina to be closer to my son. I have not seen him in over a year. I feel like the worst father in the world! There is no other place I rather be then closer to him or be able to find a job that can pay me a decent wage that would allow me to afford to fly out and see him as much as possible.
The bottom line is that since there are no jobs here I would like to relocate back to South Carolina and get back into my work field as Cable TV/ Collections/ Disconnections. Again thanks for reading my post even though how shameful I feel about it.
Thanks,
Jerry bailey
Just asking for a little help....
Posted by jbailey3160 on 2012-01-30 01:58:19
I had to move back with my parents after having been divorced from my wife of 12 years. ItâÂÂs really been hard on me because I gave up our car and house to my ex-wife and son who will be five Dec 31th. I figured it would be easier for me to start over because it was just me. My ex had full custody and wanted to make sure they both had a roof over their head and a car to meet her career and child care needs. The saddest and hardest part for me was that I could not afford to live on my own and keep my truck and the house for my ex to live in. I ended doing the right thing and surrendered my truck and moved back home with my parents.
I now been living in Gothenburg, Ne for over 2 years with my parents and IâÂÂm really having a hard time keeping a good job without getting laid off or your hours cut due to not enough demand for what we were making or services we provided. I live in a town of 3,500 so the jobs are slim and few by far between. I owe my parents a lot for letting me stay with them but IâÂÂm a grown man now and need to get out on my own.
ItâÂÂs really been discouraging because IâÂÂve been trying to get things together and money saved up so that I can be able to move back to South Carolina to be closer to my son. I have not seen him in over a year. I feel like the worst father in the world! There is no other place I rather be then closer to him or be able to find a job that can pay me a decent wage that would allow me to afford to fly out and see him as much as possible.
The bottom line is that since there are no jobs here I would like to relocate back to South Carolina and get back into my work field as Cable TV/ Collections/ Disconnections. Again thanks for reading my post even though how shameful I feel about it.
Thanks,
Jerry bailey
Any help would be a blessing
Posted by jbailey3160 on 2012-01-30 01:58:15
I had to move back with my parents after having been divorced from my wife of 12 years. Itâs really been hard on me because I gave up our car and house to my ex-wife and son who will be five Dec 31th. I figured it would be easier for me to start over because it was just me. My ex had full custody and wanted to make sure they both had a roof over their head and a car to meet her career and child care needs. The saddest and hardest part for me was that I could not afford to live on my own and keep my truck and the house for my ex to live in. I ended doing the right thing and surrendered my truck and moved back home with my parents.
I now been living in Gothenburg, Ne for over 2 years with my parents and Iâm really having a hard time keeping a good job without getting laid off or your hours cut due to not enough demand for what we were making or services we provided. I live in a town of 3,500 so the jobs are slim and few by far between. I owe my parents a lot for letting me stay with them but Iâm a grown man now and need to get out on my own.
Itâs really been discouraging because Iâve been trying to get things together and money saved up so that I can be able to move back to South Carolina to be closer to my son. I have not seen him in over a year. I feel like the worst father in the world! There is no other place I rather be then closer to him or be able to find a job that can pay me a decent wage that would allow me to afford to fly out and see him as much as possible.
The bottom line is that since there are no jobs here I would like to relocate back to South Carolina and get back into my work field as Cable TV/ Collections/ Disconnections. Again thanks for reading my post even though how shameful I feel about it.
Thanks,
Jerry bailey
Help pay bills so I can feed my daughters
Posted by mylife on 2012-01-26 17:58:25
Devastating Accident almost done us in anything would help
Posted by Livingonfaith on 2012-01-24 04:58:45
Today he suffers unrelenting pain as a result of permanent whiplash, 8 herniated discs, and unacknowledged(despite films clearly showing injuries) unaddressed broken tailbone, ribs and pelvis. Nerve damage from the spinal injury has resulted in numbness in his extremities, frequent weakening of his legs and embarrassing incontinence among numerous other concerns - had these been addressed in a timely manner (much like they would have been if not WC injury) his suffering could have been decreased significantly thereby improving his quality of life. The most serious injury he suffered was the hip break (acetabuler break) the worse break possible - it was broken in four places. As alluded to previously, an injury this severe should have been stabilized by surgery - allowing it to heal properly and not leave him suffering in chronic pain. WC puts such demands on providers to cut corners in order to save money that, in my husbands case, his doctor decided to do absolutely nothing but send him home instructing him to stay in a wheelchair 100 % of the time for several months. This doctor did not follow up with an exam or x-rays to make sure everything had healed properly. When my husband tried to explain to him the degree of pain he was still in the Dr said hmmm that shouldnât be and then said âI canât do anything else for youâ¦â. This Dr. was so engrossed with saving WC some money that he disregarded his patients plea for help- how dispassionate and cold. The way this physician treated my husband goes against almost every part of the hippocratic oath which he swore to uphold upon graduation.
After being in pain for years, with no help from WC when it came to pinpointing its primary source, we paid out of pocket for a film that revealed his pelvis had been broken in the accident. This was never discovered previously by the orthopedist, again, due to cutting corners to save WC money they didn't take the necessary films to do a thorough job. We have a hearing with WC before a judge in March to request approval of a doctor who can address his broken tailbone - regardless of the fact that he can hardly sit without being in excruciating pain WC has denied him access to a doctor to treat it.
Immediately after the accident WC paid for home care for my husband and I was his caretaker when they were not here. Once they stopped providing this in home care I had to take over caring for him in addition to taking care of our then one year old daughter. I soon realized that I could not work and take care of both of them so I had to leave my job to stay home. As a result of my loss of income we have used up every penny of savings and 401 K, that we worked so hard to earn. We had to purchase anything medically necessary for Randall that WC was denying or losing track of. In addition to all this bad news, he has had to go out on disability (10/10) due to the deterioration of his condition and as a result our income has been cut substantially. This leaves us struggling to survive with no savings and significant decrease in income. I am the primary caregiver of both my husband and 5 year old daughter and all I able to contribute financially is what I can find the time to sell on eBay and needless to say we are coming up short.
All of our credit cards have been turned over to collections and our house note is in default and I am terrified. My heart breaks for my only child my daughter who is just 5 years old - I want her to remember more than this devastating situation about her dad and what undeserved hard times we are facing. You can ask anyone who knows my husband and they will all say the same that he is one of the kindest, caring, and conscientious people they know. I know that he doesnât deserve the heartache he is having to endure. He has worked hard his entire life, since the age of 15, up until he could no longer because of his injuries; and I know that prior to this accident he had saved and saved and was looking so forward to retiring and having fun times as a family. He hasnât lost sight of those dreams but the money he had saved to fund them is all gone. Despite everything somehow he still maintains a positive outlook on life which makes him a much stronger person than I.
We all have faith that God will see us through this one way or the other but some days it is just so hard to maintain a positive outlook. We would be truly grateful for any help - do only as your heart leads you to do!
God Bless
A NEW YEARS MIRACLE
Posted by dolphinfanatic on 2012-01-02 13:58:31
I am hurting
Posted by pjfolse on 2011-12-17 11:58:35
Old Philippine Coins
Posted by msescalicas on 2011-11-25 11:58:09
National Geographic Collections
Posted by bammama on 2011-11-19 11:58:55
I CANT WORK DUE TO ILLNESS
Posted by yoco2012 on 2011-11-18 08:58:04
About 2 years ago I started getting ill after moving into a apartment. I am a asthmatic and the 1st year after moving in to my apartment I got bronchitis 7 times, Pneumonia 2 times, 2 colds, 1 flu and mono. I quickly used up all my sick time and had also used up all my FLMA time. One day I had to go to the hospital from work and my employer fired me for it.
I filed for unemployment and won but my Pulmonologist
recommended that I find some other work then call center work due to my respiratory problems. I have a anxiety disorder and recently found out why. I was diagnosed with a hyperactive thyroid and I have a small cyst or growth on my thyroid gland. I started experiencing uncontrolled anxiety and fatigue. I went to counseling for the anxiety but it didnâÂÂt help much.
I recently moved out of the apartment that was possibly the cause of some of my respiratory problems because we found mold in the hallway outside of our apartment and believed it was in the building too. I have continued to become frequently ill and my fatigue, anxiety, and asthma are making it impossible for me to find a job. I canâÂÂt get disability for my asthma because my O2 levels are not low enough.
We moved into a doublewide manufactured home we bought this with a small settlement I received after a truck ran off the road and hit me when I was putting my then 2 year old into her car seat. I was injured but she luckily was ok. The other driver took off on foot. This happened this winter and even after that I have suffered extreme fatigue. Our old car was totaled out and the car we replaced it with turned out to be a lemon. In less than 3,000 miles it blew the transmission and the rear axel broke. It over heated, and we also replaced the battery, 2 pulleys, and the AC went out.
We spent over $4000 in the different repairs on the car and used all of the money from what we had left from the settlement we were going to use to replace the original roof of our house from 1988. Our roof has already had leaks and needs to be replaced
My wife is trying to find work but she has seizures and canâÂÂt drive. My wife has only had 2 jobs her whole life and is having a hard time finding work. Now we are in trouble because we have no income and bills keep coming. My parentâÂÂs just filed for bankruptcy and cant help us and my wifeâÂÂs parents are unemployed.
We need help with our bills and to pay for our basic needâÂÂs
Our bills are as followed.
Lot Rent 410.00 per month
Water/trash/sewer $100.00 approximately per month.
Phone and internet for two cell phones $150.00 (my wife and 3 year old have seizures and need a cell phone).
Car and home owner insurance $154.00 per month.
Power bill between $100-$300 per month (I live in phoenix, AZ and it gets hot).
We also are paying $100.00 per month to pay the fee for breaking the lease at the apartment that was causing me to get sick so often. We still owe $1,100.00
To put a new roof on our house will cost about $4,000
I wish I never had medical problems so I didnâÂÂt have to ask for help. I ask you please if you can help us in any way it would mean so much to us.
Thank you so much,
Joe and family,
NEED A JOB FAST...QUALIFIED SKILLED AND BROKE CANT FIND JOB ..BEING THROWN OUT OF HOUSE AND NO MONEY TO FIND PLACE. HELP.. PLEASE..
Posted by lillamom on 2011-11-11 18:58:17
IM DESPERATE... WE ARE BEING THROWN OUT OF HOUSE THAT MY ESTRANGED DIDN'T PAY ON FOR OVER 9 MONTHS AND I HAD NO IDEA...BILLS ARE OVER MY HEAD, CANT AFFORD GAS EVEN.
ANY JOB, DOING ANYTHING, SMALL BIG, INSIDE OUTSIDE, LONG TERM SHORT TERM ANY WAY THAT ANY ONE CAN HELP... PLEASE I WILL BE THE BEST EMPLOYEE YOU COULD HIRE... HARDWORKING, GRATEFUL, MOTIVATED, APPRECIATIVE. AND EATER.... ANY HELP WOULD HELP....
PLEASE...IM SCARED TO DEATH OF THE THOUGHT THAT WERE GOING TO BE SLEEPING IN A BATHROOM SOMEWHERE OR UNDER BRIDGE...
IF YOUR LOOKING FOR A CHANCE TO HELP SOMEONE WHO IS IN TOTAL DESPAIR, AND NEEDS AND WANTS YOUR HELP...WELL YOU FOUND US...
THIS IS VERY HARD, TO BE BEGGING FROM, PEOPLE YOU DONT EVEN KNOW, BUT I KNOW THAT THERE ARE PEOPLE OUT THERE WHO UNDERSTAND, WHO WONT JUDGE, AND WHO WANT TO HELP... I PRAY THAT I FIND YOU... THANKS SO MUCH.
Please help save our family
Posted by savemefromdebt on 2011-11-11 08:58:57
Please help save our family
Posted by savemefromdebt on 2011-11-11 08:58:57
Please help save our family
Posted by savemefromdebt on 2011-11-11 08:58:55
