Collection Tags

I spent 5 years working so hard to achieve my goal of becoming the first person in my family to get their college degree. One year shy of graduating I was hospitalized and diagnosed with Multiple Sclerosis. I lost my job and had to go down to part time due to health problems, and I no longer have the ability to continue on with my dream. I physically can not do it. My medical bills continue to mount and I now have $75,000 in student loans I have to pay back for something I will never be able to use. MS is an expensive disease to have, I wouldn't wish this on anyone. I am devastated and completely lost. I am out of options and money and each day that passes is bringing more stress than the one before. I am doing everything I can but I can't keep up with the collection calls anymore. If you feel it in your heart to help I can promise your kindness will not go unrewarded.

I am 23 years old and I am a junior and a mathematics major. I have currently ran into some financial trouble. I moved away to a different state and had to pay out of state tuition. This caused me to go into credit card debt and other debts as well. I am able to go to school in the fall as an in state student finally, after a year and a half, and I really need help. I need help paying for my books, firstly. After that I really need to get out of debt. Every dime that I have been made has been going towards getting out of debt, but it doesn't seem to be making a dent. I am about to be turned over to a collection agency if I can't pay some of my debt off by june 1st. I am very stressed and very scared. Any help would be greatly appreciated.

Thank you for your time.

I am 23 years old and I am a junior and a mathematics major. I have currently ran into some financial trouble. I moved away to a different state and had to pay out of state tuition. This caused me to go into credit card debt and other debts as well. I am able to go to school in the fall as an in state student finally, after a year and a half, and I really need help. I need help paying for my books, firstly. After that I really need to get out of debt. Every dime that I have been made has been going towards getting out of debt, but it doesn't seem to be making a dent. I am about to be turned over to a collection agency if I can't pay some of my debt off by june 1st. I am very stressed and very scared. Any help would be greatly appreciated.

Thank you for your time.

I am 23 years old and I am a junior and a mathematics major. I have currently ran into some financial trouble. I moved away to a different state and had to pay out of state tuition. This caused me to go into credit card debt and other debts as well. I am able to go to school in the fall as an in state student finally, after a year and a half, and I really need help. I need help paying for my books, firstly. After that I really need to get out of debt. Every dime that I have been made has been going towards getting out of debt, but it doesn't seem to be making a dent. I am about to be turned over to a collection agency if I can't pay some of my debt off by june 1st. I am very stressed and very scared. Any help would be greatly appreciated.

Thank you for your time.

Hey guys

I sadly became sick in 2008 and had no insurance at work I manged to rack up over $5000 in bills and have not be able to make the minimum payments the collection call are now getting to the point that I am in danger of losing my job if I can't get them to stop

Please every little bit can and will help

Thank you for your time

I am a single Mom of three wonderful children. But it is finacialy
difficult. I had a great factory job but was injured on the factory line and fired for it. It has been difficult to find a job that after childcare, I can't earn enough money to pay the bills. Two of my children have special needs, my oldest with her difficulties will be repeating two grades in elementry, !st grade and failing this year, 3rd grade. My second child is mild autistic, and will have to repeat 1st grade. Both children are taken out of the classrooms for resource classes. It has been a while and all of my savings have been used to suport us all.
My x left us in Nov 2006, and we have not seen him since. Years of refusing to pay childsupport and he is 24,000 in arrears, managed to get SSI just for himself, so child support is only $50 a mo and $10 mo to pay back for arrears. I am asking for help so that I can help pay off the growing bills I can't afford anymore. I don't own anything I could sell. I feel as if I am drowning, falling unable to pay surounded with past due notices and collections calls and feel like the end of my rope. Please help, even small amounts in collection are blessings. Thank you for your kindness and generosity!! I am greatful for even someone taking the time to read my note, please if nothing eles take a moment and pray for me to be stronger, I feel so weak and worn out from the long battle to stay afloat. Thank you and god Bless.

Thank You

helping$1.00 USD sweet$5.00 USD nice$10.00 USD awsome$20.00 USD great$50.00 USD generouse$80.00 USD sunshine$100.00 USD wonderful$150.00 USD blessing$200.00 USD

Earlier today I tried getting a checking account. My credit is so poor I can't open one. How pathetic. I am posting this because I want out. I have been married for 30 years. I married at the ripe age of 18. I produced three children. I have tried to do everything right, never fooled around, have been the perfect wife. Was a stay at home mother until my children went to school. Started working for the school system so I could be home when my children got home from school. Did the sports, you name it. I'm tired of being verbibly abused and not trusted. I tired of the bills not being able to be paid and getting collection calls. I have tried to earn money, have even gone back to school to get a higher education. My husband hates me going to school and gives me a hard time. He informed I can't go this summer, I can't attend classes.I am worn out and fed up. I can't leave because I can't support myself. My credits ruined so even if I try to get a better job and they check my credit they wouldn't want to higher me. That's my story, yes I'm begging for money, because I want out, to start over, find myself and be happy. No I don't want another man in my life. I need to find me and be happy, before I can ever think about trying to be with someone else. So pathetic that I let this happen to myself, where did I go wrong.

please i need R100 000 .00 urgently for operation for my daughter. I have an Lady Di collection i can sell. I am without work and is looking desperetly. I really need this urgent please.

Because I believe in the power of prayer & the kindness of my fellow man, I've decided to swallow my pride & ask for help. This is not an action I am at all familiar with but am grasping at every straw to attempt to keep a roof over my family's head. We live in a modest house that we've called home for the past 20+ years.

I am a single mother who's been truly blessed with 4, beautiful, healthy children; 3 biological & a foster son that joined our family when he was 12…..he is now 23. My kids are the reason I continue to battle through what has been the most challenging, darkest phase of my 50 years on this Earth.

In the summer of 2011, life, as my family knew it, was forever changed. My son got off the school bus & proceeded to enter a crime scene upon opening the front door of the house we call home. It was immediately clear that we were victims of a daytime home invasion and robbery. A trail of splinters led straight to my bedroom door, which had been demolished in the process of gaining entrance & access to my personal belongings. Robbers took my box of trash bags & proceeded to fill them with anything that could be sold or traded. I came home to find that they had stolen everything of value that I had worked for in my 50 years of existence & everything of value that my kids cherished as well.

It didn't happen often, but on the occasion that I had a few extra dollars to spend on myself, I found pleasure in buying nice jewelry. Through the years, I had managed to accumulate a nice collection. Also, as a child, my father & I shared an interest in coin collecting. I had managed to hold on to several interesting coins my dad & I found. Weekly, he also, gave me & my brothers our allowance of a fifty cent piece each. I had somehow managed to hold on to many of these as well. I stored my coin collection in the bottom portion of my large armoire. This area is what my family referred to as "the safe." Anything of value, particularly sentimental, was given to me to be protected in the safe. A couple good examples are my, then, 10 year old son's game ball for hitting the Championship game winning grand slam home run & my daughter's horse riding medals, show jewelry & accessories, as well as a silver handled knife & sheath…….the only personal possession my foster son owned from his childhood. I carry a tremendous amount of guilt for not doing a better job of safe guarding my family's precious & dear possessions.

In addition to the lingering guilt, the robbery also resulted in life altering psychological effects to me & my family. I continue to wonder if & when I will ever fully recover & be the secure, self confident person I was before the robbery. Immediately following the break-in, I was consumed by finding out who was responsible & ways of obtaining this information…..I could think of nothing else. After several weeks of frantic guessing & running wild goose chases, I started to realize that regaining possession of my property was less likely as each day went by. I could feel myself falling into a dark, lonely place with deep despair…..& unfortunately, I was content to be there. For the next several months, I could not work, did not eat or sleep & rarely came out of my bedroom. There was a film in my head that ran & reran the events leading up to & immediately following the robbery…..filled with the "I should've"s, "I could've"s and "what ifs." I am plagued with distrust & no longer find interest in much of anything. I was robbed of far more than just pieces of property…..they stole my trust in mankind, my desire to thrive, my faith in the world & my sanity.

I have worked as a medical school curriculum manager for 21 years. As a result of my mental decline, I was unable to work for over three months which, consequentially, made it difficult to pay all of the bills. I managed to rob Peter to pay Paul for several months & kept up with everything except for my house payment. It is now in arrears nearly $5,000.00 & I am out of resources. For the first time in my life, I am facing foreclosure. It is embarrassing & humiliating & I don't know how to tell my kids that they are likely to have no place to call home in the very near future. I feel like such a failure! Even though I've been an exemplary employee for many years, as a consequence of the self doubting & tremendous stress, I am now faced with the strong potential of losing my job due to my inability to focus & my lack of desire to face each day, As if this wasn't enough for one person to handle, I am also witnessing the daily decline of my father & my hero due to end stage Parkinson's & Alzheimer's.

I'm not sure how this begging website works but if there is someone out there that is willing to make me a loan & work out a payment arrangement, I promise not to let you down.....you will be repaid! I am working hard to battle the persisting PTSD symptoms that continue to plague me. I just worry that facing homelessness may be more than I can handle. Lord, I hand it over to You coz I come to You a broken, wounded angel. I thank you for any consideration and appreciate all prayers. May God bless you many times & in many ways for your generosity & kindness!

Because I believe in the power of prayer & the kindness of my fellow man, I've decided to swallow my pride & ask for help. This is not an action I am at all familiar with but am grasping at every straw to attempt to keep a roof over my family's head. We live in a modest house that we've called home for the past 25 years.

I am a single mother who's been truly blessed with 4, beautiful, healthy children; 3 biological & a foster son that joined our family when he was 12…..he is now 23. My kids are the reason I continue to battle through what has been the most challenging, darkest phase of my 50 years on this Earth.

In the summer of 2011, life, as my family knew it, was forever changed. My son got off the school bus & proceeded to enter a crime scene upon opening the front door of the house we call home. It was immediately clear that we were victims of a daytime home invasion and robbery. A trail of splinters led straight to my bedroom door, which had been demolished in the process of gaining entrance & access to my personal belongings. Robbers took my box of trash bags & proceeded to fill them with anything that could be sold or traded. I came home to find that they had stolen everything of value that I had worked for in my 50 years of existence & everything of value that my kids cherished as well.

It didn't happen often, but on the occasion that I had a few extra dollars to spend on myself, I found pleasure in buying nice jewelry. Through the years, I had managed to accumulate a nice collection. Also, as a child, my father & I shared an interest in coin collecting. I had managed to hold on to several interesting coins my dad & I found. Weekly, he also, gave me & my brothers our allowance of a fifty cent piece each. I had somehow managed to hold on to many of these as well. I stored my coin collection in the bottom portion of my large armoire. This area is what my family referred to as "the safe." Anything of value, particularly sentimental, was given to me to be protected in the safe. A couple good examples are my, then, 10 year old son's game ball for hitting the Championship game winning grand slam home run & my daughter's horse riding medals, show jewelry & accessories, as well as a silver handled knife & sheath…….the only personal possession my foster son owned from his childhood. I carry a tremendous amount of guilt for not doing a better job of safe guarding my family's precious & dear possessions.

In addition to the lingering guilt, the robbery also resulted in other life altering psychological effects to me & my family. I continue to wonder if & when I will ever fully recover & be the secure, self confident person I was before the robbery. Immediately following the break-in, I was consumed by finding out who was responsible & ways of obtaining this information…..I could think of nothing else. After several weeks of frantic guessing & running wild goose chases, I started to realize that regaining possession of my property was less likely as each day went by. I could feel myself falling into a dark, lonely place accompanied by deep despair…..& unfortunately, I was content to be there. For the next several months, I could not work, did not eat or sleep & rarely came out of my bedroom. There was a film in my head that ran & reran the events leading up to & immediately following the robbery…..filled with the "I should've"s, "I could've"s and "what ifs." I am plagued with distrust & no longer find interest in much of anything. I was robbed of far more than just pieces of property…..they stole my trust in mankind, my desire to thrive, my faith in the world & my sanity.

I have worked as a medical school curriculum manager for 21 years. As a result of my mental decline, I was unable to work for over three months which, consequentially, made it difficult to pay all of the bills. I managed to rob Peter to pay Paul for several months & kept up with everything except for my house payment. It is now in arrears nearly $5,000.00 & I am out of resources. For the first time in my life, I am facing foreclosure. It is embarrassing & humiliating & I don't know how to tell my kids that they are likely to have no place to call home in the very near future. I feel like such a failure! Even though I've been an exemplary employee for many years, as a consequence of the self doubting & tremendous stress, I am now faced with the strong potential of losing my job due to my inability to focus & my lack of desire to face each day. As if this wasn't enough for one person to handle, I am also witnessing the daily decline of my father & my hero due to end stage Parkinson's & Alzheimer's.

I'm not sure how this begging website works but if there is someone out there that is willing to believe in me & offer me a loan & payment arrangements, I promise not to let you down.....you will be repaid! I am working hard to battle the persisting PTSD that continues to plague me. I just worry that facing homelessness may be more than I can handle. Lord, I hand it over to You coz I come to You a broken, wounded angel. I thank you for any consideration and appreciate all prayers. May God bless you many times & in many ways for your generosity & kindness!

I am a 26 year old mother of 2 adorable children. My husband was killed by a drunk driver a few months ago, and we can no longer make ends meet. I am constantly hounded by collection calls, and have had to make some tough sacrifices. My husband had no life insurance, and was preparing to enlist in the military. He never got the chance to serve his country, or see his children grow up. I have job skills, but cannot afford daycare anymore. I don't qualify for any assistance programs, and I don't want to be a welfare mom in the first place. We have exhausted all options as far as borrowing from friends and family, and I don't know where else to turn.

I'm 34 years old and I am here to beg for help. I need help with paying a medical debt, current medical bills, continued health care, and also catching up on household bills as all of those are at minimum 1 month behind now.

I have had a variety of health problems for the last few years, these have also interfered with my employment. While I am still employed part time for now, it is nearly impossible for me to work more than that. The most recent issue had me in a wheelchair and on crutches for several months. I'm walking now, but with a great deal of pain. I don't have insurance and I can't afford the physical therapy I need to help get me back to somewhat normal.

I have several thousand dollars in medical bills. A huge issue at the moment is that one of my many med bills had been sent to collection, then I was sued and a garnishment was granted. My paychecks are not even up to the minimum for garnishment, so they have refiled to freeze my bank account and take my money from there instead. They wouldn't get anything out of it at the moment since I'm broke, but it would leave me unable to use my account to pay my basic bills such as rent, electricity, water, etc.

I also need to see a dentist and an optometrist. It has been several years since I have seen either and I need new glasses and 2 crowns. I've been living on borrowed time with the 2 temporary crowns that were put in several years ago.

I have a very small family and I cannot turn to them because only my stepfather is working and he is already supporting my mother, my sister, & my nephew.

Just to get the bank garnishment taken care of and help me get back to the doctor I need a little over $1900.00. Any more would go to my other medical/dental/vision expenses.

Any help is greatly appreciated. Thank you for taking the time to read this and for donating.

I need help paying my credit card bills. I am a few months behind, so I owe $300.00, and now have their collection agency after me. That is all I really need so that I can pay my bills. I am a teacher and have been able to pay my bills for years, but we have had our salary reduced and now I have to choose between mortgage and credit card bills.

Hi,
Whoever you are, thanks for reading this post and if you choose to do so, your donation.

Let me just make my story short and simple. A few months ago, my parent's power was shut off due to a late paid electric bill. Wanting to help my parent's out I willingly shelled out the $1000. Unfortunately, I had an apartment contract that I was unable to cancel and it ironically was the same amount. Since I was unable to pay the apartment complex, I was turned over to a collection agency. Now the bill keeps mounting higher and higher and I'm looking for a job, but so far with no luck. I'm getting married in June and I don't want to burden my fiance with this debt; he really doesn't deserve it as it was my own fault for not paying off my own debt before paying someone else's.

I take full responsibility for the mess I've gotten myself into, but I know with your help I can overcome this and be back on my feet again.

Thank you for your help!

Hi: My name is Diane and I am a 58 year old grandmother of a 2 year old boy. My daughter and her son live with me. I always had a job to care for my family but since my lung cancer in 2003 (in remission, thank God) and my diabetes, I am so tired all the time that I can't work. My daughter can't find a job and I am now on Disability. I don't get much on ODSP and we always run out of food. We go to the food bank once a month which is not enough, obviously. I also have other bills to pay and I can't afford it. My rent is $1,200 a month for a 3 bedroom house. I am also in collection for other bills. Please, I beg of you to help me and my family by sending money donation. Thanks so much and God bless.

I have many collectables stephen king signed book budweiser stuff. antique bottle collection baseball cards pool table. i was crushed under heavy equipment at work state disablity maxed out and waiting on socail security that is a month away. please help me make it.!!

My husband and I live on a small family farm with our 2 lovely girls. We not only run the farm, but we both work full-time outside the home. We have been through a lot in our 9 yrs of marriage. Here is a short version of what we have gone through since 2003. When we got married my husband found out he had cancer. He lost his job because of it and we had to move in with family for 6 months till we found a home. Later on, I lost my job and we had to move in with other family members till we found another home. We family were able to put a home on the family farm that we run and we have been there for 7 yrs now. An uncle was about to lose his home, so we helped him out. Now we are very financially strapped. It seems when things are going well, BAM! We get slapped down. With all our misfortunes we have cleared out our savings and paying off our credit cards (which are cut up) and medical bills. We have also put a hold on having anymore kids because we just can't afford it. We would love at least 1 more, but right now that is impossible. My husband really deserves the help because he works so hard for all that he has gone through. Last winter he was helping family and friends out so much that he got pneumonia and almost had to be hospitalized. We don't live a life of luxury and never really take vacations. All our money goes to bills and food. I have been collecting cans to help pay for groceries, I use coupons and all our change goes into a jar. I have also sold some of my Breyer horse collection and coin collection to pay some bills. I was going to donate my eggs for some money, but I am over 30 yrs old so I can't. We are not on any kind of assistance so everything we pay for comes out of our pocket. It breaks my heart to hear our girls talk about their friends going to these fun places like The Great Wolf Lodge and the beach for the weekend because I know we can't afford it. My husband gets after me because all the gift cards that I get for the holidays I save and buys presents for the girls on their birthdays. Sometimes it's the only way to get them things. Our debt is almost $10,000 and every month I do try to pay extra on at least one. I can hardly sleep because I am so worried about our finances and I have become depressed because of it. My goal is to get out of this debt, give the girls some great family memories and hopefully have 1 more child. This "beg" is mainly for my husband and child becuase they deserve the best! Donations of any kind would be appreciated. Thank you so much and God Bless.

8 years ago I went through depression and lost my job. I also lost my home as a result. Over the years I've held down different jobs until I found one that lasted 5 years when they eliminated the department I was in. It has been a year since I held a steady job. I sold for Avon for 2 months when someone hacked into my checking account and stole all the money. I filed a fraud report which froze the account, so I was not able to touch the money. I contacted Avon but they would not listen. They refused to let me return items to them and instead charged me and turned me over to a collection agency. I did find a weekend job but it's contracted so the jobs are scarce. Currently I'm $7,000.00 in debt from 8 years ago as well as the bills I can not pay right now. I have to move in 3 months as my mother is going into assisted living, but no place will take me with such poor credit. I don't want to live on the streets. All I'm asking is for some help to clear my credit and for me to be able to get back out on my own.

Thank you so much for your consideration and help.

I moved out of state about six years ago. Ever since I left, my family has been financially and emotionally struggling. I typically send them $750 a month. Since October of 2011, I haven't been able to send even $20.
I came out here for school, which I can no longer afford. I have two jobs that don't pay me nearly as much as they should for the work that I do for the companies. I work from midnight to five at night, every weekday. The income is barely enough to pay my rent, utilties, medical bills, and buy food for myself...now my nephew is coming to live with me. When I visited my family over the holidays, they commented on how much weight I had lost--that I look good. Little do they know, I'm losing weight because I can't afford to eat on top of bills.
I just received a notice of disconnect from my gas company, my electric bill is two months overdue, my landlord is constantly on my doorstep, the collection agencies are constantly ringing my phone. I don't know what to do. I can't live like this, I can't support myself, I can't support my nephew. Please help my family if you can. Thank you and God bless.

Hi

I know no one gets into debt in purpose but I really need some help. My car failed its MOT back in Sep and my insurance company tried scamming me out of £1000 to have it repaired. Long story short the work was only worth £300! I was trying to argue my case when they were still taking payments on my insurance policy and for the MOT to be done. This tipped my account balance into my overdraft ( which I didn't even know I had) my bank then started piling on charges and all of a sudden I couldn't pay my insurance company anything and even when I tried and put money in my account to pay it off my bank would just eat it up calling it charges. I now have the insurance companies debt collection agency hounding me and I don't know what to do. I owe in total £500. My parents aren't very well off and don't know what to do either. I have a job but it only jut about pays for me to get to my course and back everyday. Please can someone help before this gets worse. Thank you so much already for reading this, x please cobtact me either via email at katehelmy@ymail.com or 07414672627 thanks.

My name is RJ Brown,I have had back surgery at the age of 42yrs old.This has taken a mighty grip on my family. I have always worked and still today I do. I had to settle for less paying job in order to keep some income coming in my apartment. My wife and I have never owned a home we have lived in diferent apts for twenty one years.Nonetheless we have never been evicted before.
My doctor bills from my back surgery has caused great strain on my family to the point of eviction.Could someone please find it in your heart to assist us with this burden. I have worked since the age of twelve yrs old and this would be the first time in years I have fallen short.I cant bare the thought of being behind and having collection agents constantly calling.
I have no answer for this situation.My wife is having an even more difficut time dealing with this and I dont want to loose her after twenty one years of marriage.
My daughter is a freshman who plays basketball for her school and was recently asked to be apart of the varsity team. She is a trooper straight A student.Please help me get rid of these doctor bills so that I can continue to assist her as she grows into a beautiful women.

Sincerly,
ReG bROWN

I graduated in 2009 with a degree in Digital entertainment and game design. This degree covers web design, animation, game design, 3d animation and modelling. I also have a degree in music performance with some skill in music composition. I want to be a 3d animator. my goal is to start by making small psa ads, cheap online games and iphone/android apps, and short films. I have the talent and the training to do this in a way that puts out completely original music and visuals. This is the second step in my ultimate goal of working for a game company designing games and ads.

Unfortunately, graduation did not come with the tools to start out. I need professional versions of these products so that I have no trouble with marketing and selling my work:

Adobe Creative suite design premium or master collection
Autodesk 3ds max/maya
Finale music notation

I also need a desktop computer capable of running the full versions of these programs. A Macintosh would be ideal, with a touch screen monitor so that I can use my monitor like a drawing board, and a MIDI capable keyboard so that I can do composition.

I need all the help I can get. I have student loans that need paying off, and I know that I can really make some money if only I had the right tools.

I'm not going to give a fake sob story. Truth is I'm a college aged woman living with a single mom who is going under. She's drowning in payday loans and bills and I can't help enough. We're like five hundred plus in debt this month alone. I'm afraid collection calls would destroy both of us with our anxiety issues haha.help if you can.

I've not been the best when it comes to finance though I rarely buy anything extravagant, I don't entirely understand it. I've just made lots of bad decisions and I'd love a chance to start afresh without letting my parents know how much debt I've racked up as I know they will never trust me again if they do and we already don't have the best relationship.
My main dilemma started about 2 years ago when I was in my last semester in college and I did not pay for my tuition that semester. I have not received my degree as a result and charges have been added to what I owed since then and finally my University sent the debt to the state's revenue department for collection and they've added their own fees. Things have really come to a head now because I am actually an international student and after spending the past couple years in mostly unpaid internships because I have no certificate to show employers and being unable to work other jobs that do not require a degree because it's illegal with my status, my visa has expired and I have to leave the country in a couple weeks and I don't have the degree I came to the US to get.
With the little payments I've been able to make subtracted, I now owe $11633. I know that that is a great deal of money especially as I've racked up other debts that takes the money I'll need to truly get out of all trouble to about $15000. But I really have nothing at all right now and any amount of money at all will help, $5, $100, anything.
And though I know paying back $15000 will take years for me to do if anyone has that to spare, I would want to do that for my own peace of mind. But it's obvious that anyone willing to lend me that with no security and just my intention to finally get out of this rut, get a good job and pay back over a period that will hopefully not exceed 5 years will probably be someone who can comfortably give away that amount but respects my need to eventually pay it all back through paypal probably from another part of the world.
I know I am completely to blame for all the stress in my life today and this is no sob story but my problems are very real and you will be bringing great relief to someone in trouble who has not been able to think about anything else for a long time. Thank you.

It's been very rough, like a lot of Americans, for me. My bills, which were perfectly manageable until I got laid off will go to collection soon. Rent money is almost non-existent. I am not claiming I have it the worst, far from it. Even a little something, anything, I would be very grateful. Before you ask, I have been looking for work for a very long time. I've tried, payed my dues, and ended up like this. Thanks for listening.

peace to you.