Closing Tags

As I said I am sure you heard someone saying they need help. If you are reading this. It is hopeful that you are here to help someone with a request. AND I am more hopeful you have come to my ad to help me.

You see, I have been waiting for the last four years for what I call my turn. In that I have been waiting to find a job. Not much luck there. For my turn to live in a better home, with stuff that does not have bedbugs because there is no help in the area for beds and that do not come with those little blood suckers. My lags are still littered there bit marks.

It is so depressing because I am gaining way to much weight. AND because I only get food stamps. I cannot really afford the healer stuff. Out side my rent. I get less then $30.00 a month to live on ($29.00). That is $14.50 every two weeks. I barely have enough to buy the essentials. I am more then just struggling. I am almost suffering.

MY past makes it hard for me to get a job. AND I cannot improve my past if I cannot get a job. I have a hard time getting to school to get my GED. Because I have a lack of reliable transportation. AND that is in part of why I am here.

I am asking ANYONE. With the ability to help me with any little bit they can. Your generosity, will go towards helping me pay off my debt, buy a vehicle (and register it and insure it), and with any luck get on my feet.

You see, I have this plan. If I could get as close to $10,000 as possible (I am willing to pay back anyone willing to help me-upward of twice that if you can help with all that at once). To one pay back as much of the $1,000 give or take a few dollars (or close to because I could likely get the company to settle for less. Then I will like to buy me a truck (heavy duty or a former U-Haul) fix it up, register it, and insure it my guess is something like $8,000. The rest will go toward buying a bed that does not have bed bugs. Get a new par of boots (which cost about $50.00 locally). Blankets, pillows (again with out the bugs), and some other little bits and tickets.

But if I could get help with even half that I will make it work some how. (not to sound ungrateful). I appreciate the time it took to read this. AND To read others stories. I wish I could get on my feet it might very well be a day I will return and help someone out on here to. But like everyone else, I am in need to.

Now in closing. I do not know if I am more deserving or not. But if you could help me, perhaps make it my turn. I will not let what you help me with pass me up. Please help where you can. Even if all I get is like $500.00 I could buy me a bed. AND those little twinkets. I was talking about. Every dollars counts. Thanks for helping me, and other people.

I moved from the west coast to the east, to start a new life for me, I'm a25 year old female living in a small apartment with a roommate and her dog(ifound them in thepaper) after being in the new area for a week I found a good paying job and I was on cloud 9, then I got sick and spent a few days in the hospital, without insurance ( I had been at my job long enough to have it). I had to take a loan out on my car to help with my medical bills, that wasn't enough, so I was stuck making payments on my car, the hospital, my car insurance and my rent, my job laid everyone off on a Tuesday saying that it was closing, I never got a last check, its been a few months and I stopped paying for car insurance, and haven't paid my share of the rent in two months (my roommate understands but can tell she is getting tired) and I woke up yesterday to a tow truck taking my car, if you could please help me out while I'm down I'm just ashamed of how my life has gone.

Have you ever had one of those years? I am a Registered nurse who was injured on the job more than three years ago, I was on long term disability through the hosptial as they cannot fix the injury and I have permanent restrictions placed upon my license and cannot lift more than 10 lbs no one not even a physcians office will hire me, I found a job six months ago and started working again and as of last week found out they are closing the company on Monday, my husbands truck broke down and we had just started getting things taken care of now my landlord is upset because we are a week late on rent and we are trying to buy the house on contract. She is threatening to take us to court over not paying the rent on time. My husband and I always try to help those in need and could really use the help now we have three children 17-10 and I know I do not have a really sad story to tell but I am just a frustrated nurse who needs a little help to get back on her feet. It took two years to find the first job after injury Lord only knows how long it will take to find another one..... Please help if you can and God Bless those all in need.

Sitting here trying to think of how to start this "beg" my mind does a fast playback of the last 5 years which seems to find me sitting here trying to think of how to start this "beg".

To type it all out would be exhausting, depressing and most importantly, a total disregard of your time. I will try to keep this as short and to the point as possible.

Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".

Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.

Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.

The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.

I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and if Bank of America doesn't foreclose on my house I hope to make the need repairs so I can at least sell for what I owe and then rent a small affordable apartment or house. Please... Any help that you can give will be greatly appreciated. Thank You & God Bess!

Sitting here trying to think of how to start this "beg" my mind does a fast playback of the last 5 years which seems to find me sitting here trying to think of how to start this "beg". I will try to keep this as short and to the point as possible.

Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".

Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.

Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.

The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.

I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and replace my roof. Any help that you can give will be greatly appreciated. Thank You & God Bess!

Hi, my name is Marcy. I am currently a student, enrolled with FAFSA (Pell Grant) to afford schooling. My mom and I share a car, and our house. My mom is a realtor, and we all know how the housing market is doing. We barely make ends meet sometimes, and her realtor fees are astronomical. My dad passed in 2008, left a little for us, but not enough to keep going sometimes. When Mom does have a closing, she usually has a lot she has to pay for. So I am asking those that are giving and can give, to help me out a little. Not much, but just a little so I can help Mom with bills and such. I would get a job, but schooling is all I can handle at the time. Thank you!

First and foremost, God bless you for taking the time to read this.
I'm 25 years old, married to a wonderful woman, and have two step children, and one child of my own. About three years ago, after experiencing excruciating pain in my left leg and coughing fits that caused me to pass out, A very large blood clot was found in my left leg. Pieces of this clot were breaking off, and damaging my lungs causing the coughing fits. I was hospitalized for an entire month while the doctors pumped me full of blood thinners to alleviate the clot. I was forced to quit my job, and go on medical disability. The blood clot, despite numerous drugs and procedures, persists to this day. I am unable to work, and state disability lasts for only one year. My wife, bless her heart has supported me through this entire ordeal, but she works for a local fast food chain, and makes very little money. Between taking care of the children, paying my medical bills, paying the utilities, and keeping a roof over our heads... there just isn't enough money to go around. Utilities are past due, we cant afford my medication and to top things off, my step-sons fourth birthday is in 15 days, and we cant even afford a gift. The walls are closing in around us, and we have no where to turn. If you can find it in your heart to help us, even a little, god bless you. You will always be in our prayers, and our hearts for helping us through this ordeal.

We are trying to sell our house. We live in a flood plain and have flooded twice. The market of course sucks. We owe about 94K on our houre, but currently have it listed at 91,500. If we get that amount we're still going to need about 9K at closing. Taxes are coming back and we only have about 4K. We seriously need to get out of this house. Please help! I'm tired of being scared everytime there is a big rain storm. I can't go through another flood. Anything would be greatly appreciated!

We desperately need your help! We are a small church located in an economically disadvantaged community. We own a house that was deeded over to us by a former pastor and are at risk of losing that property because of our inability to pay some past due taxes on the property.

The house was deeded to the church over 30 years ago by a former pastor of the church who had become ill and subsequently passed away. The house is not located in the same community as the church. (In fact, it is some distance away from the church, and therefore could not be utilized for church-related purposes which would have taken it off of the tax roll). As a result of gentrification in that community, the property values have increased tremendously. The property tax assessment for the property owned by the church escalated to staggering heights during the housing bubble.

Because of this the church has had much difficulty keeping up with all of the taxes on the property (a general tax, a school tax, and a village tax). The rental income from the property is used to assist the church with operating expenses, maintenance of all of the church properties, as well as paying the taxes. Finally, reassessment in the last couple of years has brought down the amount of taxes to be paid and we are better able to handle some of the current taxes due, but some of the older taxes were sold and consolidated in tax lien sales. The consolidation of the prior taxes due has hurt us tremendously. Numerous times the unpaid taxes were consolidated prior to our completion of raising enough funds to pay off some of them in their unconsolidated state. Individually some were $1,000 to $3,000 respectively. They have been consolidated totaling almost $19,000. We are not permitted to pay the liens individually which was viable, we have to pay them in total.

There is a holding company based in the community where the house is located which purchased those liens. That company is now a few months away from being able to begin foreclosure proceedings and take a valuable piece of real estate out from under the church. This would be devastating to the church.

The church has been in the process of trying to sell the house and use the proceeds from the sale to build a much needed new church building in the community it is located as well as to pay off those outstanding liens at closing, and to unload a property that was once a blessing to the church, but has long since become a burden. We don’t want to lose the property. We want to be able to sell it. We had some offers on the house, but at the last minute a promising deal fell through. Previously interested buyers, for some reason now, are less interested. We feel it is possible that there may some collusion within the community where the house is located to wait for the lien process to move forward and that potential purchasers connected with the holding company will be able to take the property and flip it to tremendous financial advantage, while leaving the church with nothing for thirty years of struggling to take care of the property.

It is important that we are allowed to sell the house and build our new church. We are in the final stages of making the new building a reality. All we have to do is secure the construction financing. Receipt of a commitment letter for the sale of the house is all that stands in the way of a 40+ year dream for the congregation. It would give us the down-payment that we need to move forward.

With the construction of a new church, we would be able to operate before and after school programs, have handicap accessible restrooms, and provide better services to the community. We have a senior citizens housing complex across the street from our church, and many of the residents would attend our church but they are unable to climb up and down the stairs to the single-person restrooms in the basement. We also operate a summer day camp which would benefit greatly from having more space in which to operate. We would be able to accommodate many more youngsters, many of whose families are unable to afford the other summer camps operating in the area. We have had to turn down prospective campers because of space constraints.

Our congregational makeup has changed over the years. The financial impact of that changed has been coupled with the severe impact of the economic downturn on our community. We have more retirees now on fixed income, youth, and small children, many of whom have young mothers, and some people who are working age, mostly with working class wages. We need to build a church to better meet the needs of our congregation and community. We operate a food pantry and soup kitchen which would be able to open more days a week with bigger pantry space and a modern commercial kitchen.

As I stated, we are in the final stages of the building project. We have our permits, plans, and contractor selected. We are ready to obtain financing. The congregation, which has always striven to do much with little, has invested much in this projected over the years and the sale of this property owned by the church is the one thing that stands in the way of it happening. Please do not let us lose this property just so a few people can make a quick buck. Help us to pay off these tax liens so that our church will be able to help transform an entire community!

Single mom from Georgia  in desperate need of help. I have lost my job of 10 years due to them closing. It has been a long 6 months and cant seem to find employment. I am now in desperate need of some help with rent and other house hold bills. I don't have family to go to. I am not looking for a hand out it's just not my style, I am willing to pay back if that's what I have to do. All I need to get caught up  is $3000 to help me get back on my feet. I want to thank anyone that helps in advance
Please and Thank You
Single mother of 2

We are a young couple that haven't had the best of luck in the 6 years we have been together. We are dangerously in arrears on most of our bills & rent after I lost my job just before Xmas, my partner works 12 hour shifts but we are always still behind. Every Job I get ends up either closing or making people redudant. We just cant see any light at the end of the tunnel & facing prsecution for 2 of our unpaid bills all we need is around £3,000 & we would be able to start afresh. This is a genuine request for anyone that is reading & willing to donate to us....if we can we always give back to charity - I have done fundraisers for various charities but now we have found ourselves needing the help. Thank you for reading this & thank you if you can help

hello i recently lost my job due to the store closing. i have no income and may lose my home. to make matters even worse my dog needs an eye operation.

Please help if you can my dog is the only thing i have in my life, i dont know what i would do without him

im a family of 4 im a 50 year old with 2 kids im in need of 2,000 to pay some debts and buy me my husband and daughter some eye glasses please help any thing will help thank you and god bless i am been treated with panic attacks because i worry to much im a diebetic and its hard to live off my husband income it goes to rent power gas, and all our meds and to take care of our 2 kids ,, i lost my job due to plant closing

We Need Your Help! Our shelter is in jeopardy of closing. C.A.T.S Bridge To Rescue is a 501c, Non-Profit, NoKill, animal shelter,orphanage and adoption center that provides a refuge where unwanted and abandoned cats and kittens reside while waiting for a permanent, loving home. Our Farm that the shelter is located on is Facing Forclosure. Go to http://www.catsbridge.org/save-the-farm/ to read our story.

A word from the founder of Begslist....

Hi Everyone,

This is Rex C., the founder of Begslist. Back in 2007, I created Begslist as a free begging website that allowed access to anyone who needs help.

I felt I needed to do this because I was in the same situation as many of you who post to my site. I know what some of you are going through and I have first hand experience on how it feels to go through tough times.

When I created Begslist, I also wanted to allow people to keep their pride and dignity by not having to beg for money in person. Begslist gives the chance to keep your identity anonymous instead of having to beg face-to-face.

BEGSLIST IS FREE!! I've tried to keep the Begslist reputation as a free cyber begging website compared to a paid cyber begging website ($15 to $42.50) to post to their websites because if you are struggling, have no money, and can't afford things...then why do begging sites ask you to pay to ask for help when they know you can't afford it in the first place?

Anyway, for the past few years I've been offering free help for others to post to my website and receive donations. Now it is my turn...

I am getting married on OCTOBER 1, 2011 and I am also looking for a house to live in for myself and my future wife-to-be before our wedding. I'm finding out that the wedding costs are adding up and house costs like closing, down payment, appraiser, inspector, etc... are adding up as well.

I am posting my story for help on my own website...please, please show your appreciation for Begslist with being a free website by sending a donation to show your support. Please help me with my wedding and new house costs.

Asking for donations to have a nice wedding and a bright future with my loving, caring, and beautiful wife-to-be. As many on my site say, any donation counts even if it is $1...it does add up!

Please send donations via PayPal to help4u@paypal.com or click on the donate button below.

Thanks in advance and best wishes to all!!!


Rex C.
The Begslist Founder

Oprah Winfrey:
"I don't think you ever stop giving. I really don't. I think it's an on-going process. And it's not just about being able to write a check. It's being able to touch somebody's life."

Ethyl Percy Andrus:
"The human contribution is the essential ingredient. It is only in the giving of oneself to others that we truly live."

A word from the founder of Begslist....

Hi Everyone,

This is Rex C., the founder of Begslist. Back in 2007, I created Begslist as a free begging website that allowed access to anyone who needs help.

I felt I needed to do this because I was in the same situation as many of you who post to my site. I know what some of you are going through and I have first hand experience on how it feels to go through tough times.

When I created Begslist, I also wanted to allow people to keep their pride and dignity by not having to beg for money in person. Begslist gives the chance to keep your identity anonymous instead of having to beg face-to-face.

BEGSLIST IS FREE!! I've tried to keep the Begslist reputation as a free cyber begging website compared to a paid cyber begging website ($15 to $42.50) to post to their websites because if you are struggling, have no money, and can't afford things...then why do begging sites ask you to pay to ask for help when they know you can't afford it in the first place?

Anyway, for the past few years I've been offering free help for others to post to my website and receive donations. Now it is my turn...

I am getting married on OCTOBER 1, 2011 and I am also looking for a house to live in for myself and my future wife-to-be before our wedding. I'm finding out that the wedding costs are adding up and house costs like closing, down payment, appraiser, inspector, etc... are adding up as well.

I am posting my story for help on my own website...please, please show your appreciation for Begslist with being a free website by sending a donation to show your support. Please help me with my wedding and new house costs.

Asking for donations to have a nice wedding and a bright future with my loving, caring, and beautiful wife-to-be. As many on my site say, any donation counts even if it is $1...it does add up!

Please send donations via PayPal to help4u@paypal.com or click on the donate button below.

Thanks in advance and best wishes to all!!!

Rex C.
Begslist Founder

Oprah Winfrey:
"I don't think you ever stop giving. I really don't. I think it's an on-going process. And it's not just about being able to write a check. It's being able to touch somebody's life."

Ethyl Percy Andrus:
"The human contribution is the essential ingredient. It is only in the giving of oneself to others that we truly live."

A word from the founder of Begslist....

Hi Everyone,

This is Rex C., the founder of Begslist. Back in 2007, I created Begslist as a free begging website that allowed access to anyone who needs help.

I felt I needed to do this because I was in the same situation as many of you who post to my site. I know what some of you are going through and I have first hand experience on how it feels to go through tough times.

When I created Begslist, I also wanted to allow people to keep their pride and dignity by not having to beg for money in person. Begslist gives the chance to keep your identity anonymous instead of having to beg face-to-face.

BEGSLIST IS FREE!! I've tried to keep the Begslist reputation as a free cyber begging website compared to a paid cyber begging website ($15 to $42.50) to post to their websites because if you are struggling, have no money, and can't afford things...then why do begging sites ask you to pay to ask for help when they know you can't afford it in the first place?


Anyway, for the past few years I've been offering free help for others to post to my website and receive donations. Now it is my turn...


I am getting married on OCTOBER 1, 2011 and I am also looking for a house to live in for myself and my future wife-to-be before our wedding. I'm finding out that the wedding costs are adding up and house costs like closing, down payment, appraiser, inspector, etc... are adding up as well.


I am posting my story for help on my own website...please, please show your appreciation for Begslist with being a free website by sending a donation to show your support. Please help me with my wedding and new house costs.


Asking for donations to have a nice wedding and a bright future with my loving, caring, and beautiful wife-to-be. As many on my site say, any donation counts even if it is $1...it does add up!



Please send donations via PayPal to help4u@paypal.com or click on the donate button below.



Thanks in advance and best wishes to all!!!


Rex C.

Begslist Founder



Oprah Winfrey:

"I don't think you ever stop giving. I really don't. I think it's an on-going process. And it's not just about being able to write a check. It's being able to touch somebody's life."


Ethyl Percy Andrus:

“The human contribution is the essential ingredient. It is only in the giving of oneself to others that we truly live.”

A word from the founder of Begslist....

Hi Everyone,

This is Rex C., the founder of Begslist. Back in 2007, I created Begslist as a free begging website that allowed access to anyone who needs help.

I felt I needed to do this because I was in the same situation as many of you who post to my site. I know what some of you are going through and I have first hand experience on how it feels to go through tough times.

When I created Begslist, I also wanted to allow people to keep their pride and dignity by not having to beg for money in person. Begslist gives the chance to keep your identity anonymous instead of having to beg face-to-face.

BEGSLIST IS FREE!! I've tried to keep the Begslist reputation as a free cyber begging website compared to a paid cyber begging website ($15 to $42.50) to post to their websites because if you are struggling, have no money, and can't afford things...then why do begging sites ask you to pay to ask for help when they know you can't afford it in the first place?


Anyway, for the past few years I've been offering free help for others to post to my website and receive donations. Now it is my turn...


I am getting married and I am also looking for a house to live in for myself and my future wife-to-be before our wedding. I'm finding out that the wedding costs are adding up and house costs like closing, down payment, appraiser, inspector, etc... are adding up as well.


I am posting my story for help on my own website...please, please show your appreciation for Begslist with being a free website by sending a donation to show your support. Please help me with my wedding and new house costs.


Asking for donations to have a nice wedding and a bright future with my loving, caring, and beautiful wife-to-be. As many on my site say, any donation counts even if it is $1...it does add up!



Please send donations via PayPal to help4u@paypal.com or click on the donate button below.



Thanks in advance and best wishes to all!!!


Rex C.

Begslist Founder



Oprah Winfrey:

"I don't think you ever stop giving. I really don't. I think it's an on-going process. And it's not just about being able to write a check. It's being able to touch somebody's life."


Ethyl Percy Andrus:

“The human contribution is the essential ingredient. It is only in the giving of oneself to others that we truly live.”

I don't know where else to turn. I'm hoping that there are people out there kind enough and in a position to help me in my desperate situation. Let me give you a bit of a look into my life.....I have two beautiful sons, 9 and 11.They are absolutely wonderful and they mean the world to me. Unfortunately I am dealing with an unbearable amount of hardships and I cannot give them any of the things they deserve.

I lost my job due to the business unexpectedly closing and soon after, fell VERY ill. I am trying to get the proper care and diagnoses that I so desperately need in order to properly care for my children but cannot seem to find anyone to help me. I have state insurance and it is next to impossible to find a doctor who is actually willing to invest some time into finding out what is wrong with me.

I cannot work a regular job because of being so ill. I have skills in computers and websites, but the job market for that is not very good. I also have college degrees in IT and administration. I am willing to work from home, but there again, no work is available that I can find, but I put in applications daily. We are receiving food stamps, but we are not eligible for anything else. I have no credit card debt or bank loans, but my medical expenses are well into the thousands.

I have tried to get on disability but was denied because I don't have a proper diagnoses from a doctor. It is believed by some of the doctors I have spoken to that I may have severe epilepsy, but in order to get a diagnoses I would need to see a bunch of different specialists and undergo several tests, which my insurance will not cover and I do not have the money for.

I'm a single mom, which makes all of this so much more difficult to deal with. I don't have any friends or family who can help me. I am reaching out hoping to find any kind of help possible. I just don't know what else to do. I feel so helpless, all I want is to be here for my children and be able to provide the things they need. I'm the only one they have in the whole world and I feel like I'm failing them.

I pray every day that I have the strength to keep pressing on but I'm getting really scared because my health is quickly deteriorating. Any donations to help me and my children, be able to afford proper health care, and pay off my debts, would be GREATLY appreciated!!!!!

Thank you all so much for taking the time to read. God bless!

I am 24 and im in debt. I realize every person in debt has occurred their debt from some unwise choice or from many. I dont claim to be perfect but i am trying.

Back in 2007 my credit card debt was : $0.00. i didnt believe in keeping a balance on credit cards and never have like the idea. I had a great credit score as well. I had a few student loans from classes i was taking.

Throughout my life ive always had 1-3 jobs when possible or been in school.

Things changed when i made the decision to get married at 20. I got married to a man who was decietful and didnt treat me very well. He didnt work, played nintendo all day while i worked, went to school, and paid for both our tuitions ( which he attended none of his classes). I divorced him 8 months later when he refused to change and i had found out he had been cheating on me and was addicted to pornography. About a year after my divorce i found out that a credit card that was in both our names which he had claimed he had paid off and cancelled after our divorce was still open and showing on my credit report. He had taken my money i gave him for the credit card, paid it off and was about to close it when the bank USAA informed him that if he closed the card he would not qualify for another. He ended up paying it to no balance but not closing it ( so my name was unknowingly by me still on it) he throughout the next year racked up over $10,000 in debt, then filed bankruptcy leaving the debt completely in my name when i had not spent a penny to incur it.

2 years later, i met a man, who seemed to be handsome, rich, and treated me much better than my husband did. we dated for a few months before i started to notice he acted differently from day to day. After about 7 months of dating one day an officer showed up to my home asking for him. I found out that day that my boyfriend had been dealing and using heroin, he was arrested at my place the day after valentines day... the kicker... he was taking my debit and credit cards from my purse, figured out my easy to guess pin and was withdrawing hundreds of dollars from my accounts to pay for his habit. over the span of a few months he had racked my card up $5500. I called the bank to report this and they said since he had my pin there was nothing they could do. ( i still don't understand how that's right) later this same man promised to pay me back everything and signed a notarized document saying so. its been a year since then and i haven't received a dime and only excuses from him. On top of that im trying to live, go to an expensive school to finally get a degree and feel like im drowning in debt. all of which i had no luxury in enjoying any benefit from.

In in the process of trying to find a lawyer i probably wont be able to afford to somehow rectify this. And if i do win, neither of these scoundrels will have a job or anything i can sue them for.

I understand i should have been more smart about who i trust and date. i feel very naive and stupid and i know now i have to be wary of who i trust. I just want a clean slate and some sort of LIGHT at the end of my tunnel to work towards. Im against a wall and asking for help. I HATE to beg. Any donation... no matter how small would help.

Hello: I am writing this because I literally have nowhere else to turn. I am a working mother and I don't make a lot, but through over-time, I had been able to maintain my normal living expenses. Until recently, our department is closing which makes overtime no longer available, and I have fallen behind with my rent and car payment. I've tried every local agency I could find and no one has been able to help me. My dream is to go back to school and get into a field where I can help people but also take care of myself and my son. Right now, I can't afford to do that. I feel like I'm truly at the end of my rope, and just need some help to get caught up and try to stay ahead. If you are able and willing, please help my son and I financially and/or by saying a prayer. I would be ever thankful. Thank you for taking the time to read.

In August 2010 I had to have back surgery. The recovery was a lot longer than anticipated. During recovery I had to let my company go and fell way behind on bills. In February I was released to go back to work. That same day I had a secure job. I have a good income and continue to climb the ladder at the new company I work for. Because of medical expenses and expenses from closing my company My credit is horrible and I just can not catch up. I want to consolidate all my bills so I can focus on my job and family. I am not looking for charity. I am looking for a loan.I understand it will have a high interest rate.

I hate this. I don't think I've ever asked for help in my life and I feel a little ashamed for doing so. I'm bawling, and angry at myself and well, at just about everything right now.

My husband and I have been married for four years and we recently bought our first house together. (Well, condo actually because we can't afford a house.)

My husband suffers from severe depression and anxiety. While it can fluctuate, currently he's on a downward spiral. This is the worst I've seen him in the 8 years I've known him. It's been absolutely heartbreaking to see him like this. We have him seeing a psychiatrist and a therapist - the psychiatrist keeps prescribing medications that our prescription drug plan doesn't cover (mostly because he's tried entirely too many things) and are expensive. He's seeing a therapist once a week that we're paying for out of pocket as well. We started him in an anger management class but we can no longer afford it. For the past 3 months or so, it's been very difficult just to get through day-to-day activities for him, and it's taking it's toll on me as well.

Anyway, when we moved we used most of our 'extra' money for all the unexpected costs associated with buying a new home. (Silly first-time homebuyers. We had no idea what to expect.) So we were stretched pretty thin to begin with. Now, after being here a few months we find that our car insurance will be increasing by 50%. (Apparently we should have stayed in the city - we thought moving away from it would be better!) Not only that but we will have to pay the difference on our policy for the few months retroactive to the tune of $900 each month for June and July. Unfortunately since our little nest egg was used in all the 'new home' expenses, we just don't have anything extra to cover this. We tried to cancel the car insurance to just take the bus for awhile, but since our car is financed they won't let us do that.

Then... I lost my job on May 27th. We were given less than 24 hours notice that the company was closing. I was working at an at-home position, which was so perfect for me as I too suffer from depression, anxiety, panic attacks, and migraines, so working from home was always a blessing. I'm unable to apply for unemployment as my job was self-contracted (basically paid under the table and I was to file tax documents at the end of the year).

To add insult to injury, my company has not yet paid us for the PREVIOUS paycheck owed, nevertheless our final paychecks.

My mortgage is due, my condo fees are due, my student loans are due, of course there is the car payment and insurance due, the groceries are running low. My husband has stopped taking his medication, stopped going to anger management classes, and we've cut his therapist down to once every other week. We've already cut unnecessariy things like cable, tried adjusting our budget, etc but we just can't make it through these next two months, especially if I don't get paid or I don't find a job right away.

I'm desperately seeking a new job, but in the meantime our bills are piling up and we just can't pay them since I haven't been paid in a month. I don't know what to do. I know things will get better. They have to. But right now I'm having a hard time convincing myself of anything otherwise... We just need to get back on our feet.

My nameis Cherri Mckay. I am 45year old disabled woman who just wants a house of my own. I am living in an apartment that is begining to go down hill. I have mold growing in my bathroom and last week someone actually defacated outside my door. It took 2 days for the mainentance people to get it cleaned. I am not asking for much but i would really appreciate some help with the down payment and closing costs. I need aproximately 5000.00 to get a descent but not fancy house. I just want a house that is clean and safe. thank you for all your help. and God Bless You.

I am trying to find money to buy a house. I have lived in this apartment for 4 years and things are getting worse by the day. I am disabled and have been trying to get them to designate handicapped parking for me but they keep putting it off. I also am having trouble getting them to fix the mold problem in my bathroom, also, ever so often the closet in the bedroom floods and has ruined some of our stuff. I need $5000.00 to cover down payment and closing costs on a new house. Please help me!!!!