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Help with credit card and loan payment

Posted by richard65 on 2012-05-15 01:58:31

This situation has become a nightmare! I am 65 retired and slightly disabled due to a auto accident over a year ago. I have a hard time walking and this has me house bound most of the time. My wife is recovering from a stroke and taking care of her needs is a full time job. We barely exist on a meager social security income and several months ago I was forced to take out a payday loan just to keep the lights on. We maxed out our small credit card just to buy food and gas for our car and now every month we pay off the loan plus finance charges and then we have to take the loan out again the next day or else we cant pay our bills and buy food. With the credit card used up we have no where to turn for help. I know there are many who need help more than us, but if some kind person could lend a helping hand we will be able to pass the favor on to someone else in turn.

please help me pay off my credit card bill

Posted by helpinmass on 2012-05-09 16:58:17

Like many people I was hit hard when the economy tanked. Unfortunately I didn't have any savings and fell further and further behind in debt by charging food, gas and even taking cash advances to pay my mortgage. Not to mention all the late payments, fees and charges. I have been working VERY hard at getting back on track. I don't buy new clothes. I don't go out. I have sold stuff online. I have even given money and donations to charity knowing that when you give you also receive. I work 3-4 jobs depending on the season, and have started to make more money at my primary job.

In the past 3 years I have learned to live on cash only AND I have paid off $47,714.81 in credit card debt. I have less than $20,000 to go! But the $1700 a month I have to pay to the consolidation company is draining. I would love to have my life back and, in turn, would like to be able to help others. Right now I volunteer at a homeless shelter and with a church group that helps those in need...but I would like to be able to make a financial contribution as well.

I know there are many people in worse shape than I am. But I hope that a few people can each donate a few dollars to help me get completely out from under this burden.

please help me pay off my credit card bill

Posted by helpinmass on 2012-05-09 16:58:17

Like many people I was hit hard when the economy tanked. Unfortunately I didn't have any savings and fell further and further behind in debt by charging food, gas and even taking cash advances to pay my mortgage. Not to mention all the late payments, fees and charges. I have been working VERY hard at getting back on track. I don't buy new clothes. I don't go out. I have sold stuff online. I have even given money and donations to charity knowing that when you give you also receive. I work 3-4 jobs depending on the season, and have started to make more money at my primary job.

In the past 3 years I have learned to live on cash only AND I have paid off $47,714.81 in credit card debt. I have less than $20,000 to go! But the $1700 a month I have to pay to the consolidation company is draining. I would love to have my life back and, in turn, would like to be able to help others. Right now I volunteer at a homeless shelter and with a church group that helps those in need...but I would like to be able to make a financial contribution as well.

I know there are many people in worse shape than I am. But I hope that a few people can each donate a few dollars to help me get completely out from under this burden.

help me pay off my credit card bill

Posted by helpinmass on 2012-05-09 16:58:15

Like many people I was hit hard when the economy tanked. Unfortunately I didn't have any savings and fell further and further behind in debt by charging food, gas and even taking cash advances to pay my mortgage. Not to mention all the late payments, fees and charges. I have been working VERY hard at getting back on track. I don't buy new clothes. I don't go out. I have sold stuff online. I have even given money and donations to charity knowing that when you give you also receive. I work 3-4 jobs depending on the season, and have started to make more money at my primary job.

In the past 3 years I have learned to live on cash only AND I have paid off $47,714.81 in credit card debt. I have less than $20,000 to go! But the $1700 a month I have to pay to the consolidation company is draining. I would love to have my life back and, in turn, would like to be able to help others. Right now I volunteer at a homeless shelter and with a church group that helps those in need...but I would like to be able to make a financial contribution as well.

I know there are many people in worse shape than I am. But I hope that a few people can each donate a few dollars to help me get completely out from under this burden.
The contents and purpose of this letter have caused any pride I might have had to disappear and the level of embarrassment and shame that I am feeling, even as I write this small introduction to grow beyond compare with something I NEVER want to feel again in my life.

I will make an honest attempt at keeping it quick and to the point, since you know how I can get to rambling on forever about nothing. I am going to start with the immediate and EXTREMELY URGENT situation at hand with prior situations that have created a situation that I cannot handle alone.

3 or so weeks ago….
I was pulled over for my front license plate and registration being expired (had only recent got the vehicle back) I was personally searched 3 times... my car was loaded to capacity, and I said I would rather them not search it, due to it contents and the time and energy spent loading it. He said he would call k-9. I had no problem with this. The dogs were 2 hrs away and apparently this cop was set on this, so he tells me, “im going to search your car” so the car was searched extensively and illegally by 3 officers while I was told I had to sit in the officers back seat, locked, of course.... as expected, there was nothing found anywhere in my car by 3 police over the course of a few hours.... Keep in mind, i was searched three times before being placed in his car.... wearing a bathing suit..

They let me go, and told me I could load my car back up.... then, for some reason....the initial officer removed the lower portion of his back seat???. Found something (controlled substance, less than a gram, schedule 1) that i have yet to be informed as to what it was…. Screamed to put my hands behind my back, confusing, arresting and humiliating me.

Have spent money that I could not spare to get out of jail, get my car back and wasted close to a week of my life.

One level 3 tampering with evidence… (Claiming that I put the controlled substance in the back seat)
$10,000 and 2-10
The other, possession of a controlled substance, less that a gram level 1….. is a state felony and brings similar time and money



There is a camera in the back of this officer’s car as well as one on the small building at which the incident happened…
Its all on video, and the lawyers i have talked to have assured me that this is an easy one, “wont be a problem” and it’s a “no brainer”.

But given the circumstances leading up to and surrounding these ridiculous legal charges I cannot obtain the services of these lawyers since I am unable to afford what they are asking. Was told if I could bond myself out, then I couldn’t have a public defender, and even if that isn’t true, I wouldn’t want one simply due to the fact that I am not prepared to settle or accept a plea bargain for something that is going to ruin me.

Court is TOMORROW, the 10TH

Like I said… this is the most embarrassing and shameful thing I have had to face.


Please help my family and i. This is injust, I am scared, don’t know what to do and I cannot take it.

They are asking for 8k, and 1/2 down...

Thursday, may 10... TOMORROW, i will go from a normal, once succesful person who fell on hard times to an animal in a prison cell.

Please please please. I will do whatever it takes to pay you back. Interest, labor, ANYTHING.. i will just need a bit of time to get through this situation and i will focus on repaying

Please email asap.

Thanks.
The contents and purpose of this letter have caused any pride I might have had to disappear and the level of embarrassment and shame that I am feeling, even as I write this small introduction to grow beyond compare with something I NEVER want to feel again in my life.

I will make an honest attempt at keeping it quick and to the point, since you know how I can get to rambling on forever about nothing. I am going to start with the immediate and EXTREMELY URGENT situation at hand with prior situations that have created a situation that I cannot handle alone.

3 or so weeks ago….
I was pulled over for my front license plate and registration being expired (had only recent got the vehicle back) I was personally searched 3 times... my car was loaded to capacity, and I said I would rather them not search it, due to it contents and the time and energy spent loading it. He said he would call k-9. I had no problem with this. The dogs were 2 hrs away and apparently this cop was set on this, so he tells me, “im going to search your car” so the car was searched extensively and illegally by 3 officers while I was told I had to sit in the officers back seat, locked, of course.... as expected, there was nothing found anywhere in my car by 3 police over the course of a few hours.... Keep in mind, i was searched three times before being placed in his car.... wearing a bathing suit..

They let me go, and told me I could load my car back up.... then, for some reason....the initial officer removed the lower portion of his back seat???. Found something (controlled substance, less than a gram, schedule 1) that i have yet to be informed as to what it was…. Screamed to put my hands behind my back, confusing, arresting and humiliating me.

Have spent money that I could not spare to get out of jail, get my car back and wasted close to a week of my life.

One level 3 tampering with evidence… (Claiming that I put the controlled substance in the back seat)
$10,000 and 2-10
The other, possession of a controlled substance, less that a gram level 1….. is a state felony and brings similar time and money



There is a camera in the back of this officer’s car as well as one on the small building at which the incident happened…
Its all on video, and the lawyers i have talked to have assured me that this is an easy one, “wont be a problem” and it’s a “no brainer”.

But given the circumstances leading up to and surrounding these ridiculous legal charges I cannot obtain the services of these lawyers since I am unable to afford what they are asking. Was told if I could bond myself out, then I couldn’t have a public defender, and even if that isn’t true, I wouldn’t want one simply due to the fact that I am not prepared to settle or accept a plea bargain for something that is going to ruin me.

Court is TOMORROW, the 10TH

Like I said… this is the most embarrassing and shameful thing I have had to face.


Please help my family and i. This is injust, I am scared, don’t know what to do and I cannot take it.

They are asking for 8k, and 1/2 down...

Thursday, may 10... TOMORROW, i will go from a normal, once succesful person who fell on hard times to an animal in a prison cell.

Please please please. I will do whatever it takes to pay you back. Interest, labor, ANYTHING.

Please email asap.

Thanks.

help me pay off my credit card bills

Posted by helpinmass on 2012-05-06 20:58:35

Like many people I was hit hard when the economy tanked. Unfortunately I didn't have any savings and fell further and further behind in debt by charging food, gas and even taking cash advances to pay my mortgage. Not to mention all the late payments, fees and charges. I have been working VERY hard at getting back on track. I don't buy new clothes. I don't go out. I have sold stuff online. I have even given money and donations to charity knowing that when you give you also receive. I work 3-4 jobs depending on the season, and have started to make more money at my primary job.

In the past 3 years I have learned to live on cash only AND I have paid off $47,714.81 in credit card debt. I have less than $20,000 to go! But the $1700 a month I have to pay to the consolidation company is draining. I would love to have my life back and, in turn, would like to be able to help others. Right now I volunteer at a homeless shelter and with a church group that helps those in need...but I would like to be able to make a financial contribution as well.

I know there are many people in worse shape than I am. But I hope that a few people can each donate a few dollars to help me get completely out from under this burden.

please help me pay off my credit card bills

Posted by helpinmass on 2012-05-06 20:58:33

Like many people I was hit hard when the economy tanked. Unfortunately I didn't have any savings and fell further and further behind in debt by charging food, gas and even taking cash advances to pay my mortgage. Not to mention all the late payments, fees and charges. I have been working VERY hard at getting back on track. I don't buy new clothes. I don't go out. I have sold stuff online. I have even given money and donations to charity knowing that when you give you also receive. I work 3-4 jobs depending on the season, and have started to make more money at my primary job.

In the past 3 years I have learned to live on cash only AND I have paid off $47,714.81 in credit card debt. I have less than $20,000 to go! But the $1700 a month I have to pay to the consolidation company is draining. I would love to have my life back and, in turn, would like to be able to help others. Right now I volunteer at a homeless shelter and with a church group that helps those in need...but I would like to be able to make a financial contribution as well.

I know there are many people in worse shape than I am. But I hope that a few people can each donate a few dollars to help me get completely out from under this burden.

please help me pay my credit card bill

Posted by helpinmass on 2012-05-06 20:58:32

Like many people I was hit hard when the economy tanked. Unfortunately I didn't have any savings and fell further and further behind in debt by charging food, gas and even taking cash advances to pay my mortgage. Not to mention all the late payments, fees and charges. I have been working VERY hard at getting back on track. I don't buy new clothes. I don't go out. I have sold stuff online. I have even given money and donations to charity knowing that when you give you also receive. I work 3-4 jobs depending on the season, and have started to make more money at my primary job.

In the past 3 years I have learned to live on cash only AND I have paid off $47,714.81 in credit card debt. I have less than $20,000 to go! But the $1700 a month I have to pay to the consolidation company is draining. I would love to have my life back and, in turn, would like to be able to help others. Right now I volunteer at a homeless shelter and with a church group that helps those in need...but I would like to be able to make a financial contribution as well.

I know there are many people in worse shape than I am. But I hope that a few people can each donate a few dollars to help me get completely out from under this burden.

Loan Offer Apply Now!!!!!

Posted by ig007t on 2012-05-04 09:58:52

Dear Sir/Madam,

Do you need a loan? Have you applied for a loan before and at the end the loan was not given to you due to some certain problems.We give out various kinds of loans ranging from personal loan,business loan,home loan and student project loan.If you are in need of all this loan,then you have come to the right place,we are reliable loan company situated in Europe we give out loan with a very low interest of 3% and charges required,if you are interested in getting a loan from us then apply while offer still last.
Reply To Only Email:creditloansolution@financier.com
Website:www.creditloan.com

Mr. Clifton Kent

Loan Offer Apply Now!!!!!Now

Posted by ig007t on 2012-05-04 09:58:52

Dear Sir/Madam,

Do you need a loan? Have you applied for a loan before and at the end the loan was not given to you due to some certain problems.We give out various kinds of loans ranging from personal loan,business loan,home loan and student project loan.If you are in need of all this loan,then you have come to the right place,we are reliable loan company situated in Europe we give out loan with a very low interest of 3% and charges required,if you are interested in getting a loan from us then apply while offer still last.
Reply To Only Email:creditloansolution@financier.com
Website:www.creditloan.com

Mr. Clifton Kent

Loan Offer Apply Now

Posted by ig007t on 2012-05-04 09:58:51

Dear Sir/Madam,

Do you need a loan? Have you applied for a loan before and at the end the loan was not given to you due to some certain problems.We give out various kinds of loans ranging from personal loan,business loan,home loan and student project loan.If you are in need of all this loan,then you have come to the right place,we are reliable loan company situated in Europe we give out loan with a very low interest of 3% and charges required,if you are interested in getting a loan from us then apply while offer still last.
Reply To Only Email:creditloansolution@financier.com
Website:www.creditloan.com

Mr. Clifton Kent

Help with Two bills.

Posted by Torres711 on 2012-05-03 22:58:19

I've never asked anyone for help other then my family or businesses who lend money. Currently I've been laid off (who hasn't right) We've been doing okay. We have two children. We always go negative in our account so with the charges and all we haven't really caught up. We just payed our rent which is first of all. We don't have anything luxurious internet and T.V. is what we get by with. I just wanted to see if someone would help us with just two payments. It's a lot I know or else I would be able to pay it.

Our car is $254.54 and our W/S/G is $45. Gas would be nice to (We run our car on low mostly always) $40. We live in an apartment complex.
We wouldn't mind giving you the info and you can just do it directly or with donations it can add up. If you are able to help GOD BLESS.

help me get out of debt....almost there!

Posted by helpinmass on 2012-05-03 08:58:07

Like many people I was hit hard when the economy tanked. Unfortunately I didn't have any savings and fell further and further behind in debt by charging food, gas and even taking cash advances to pay my mortgage. Not to mention all the late payments, fees and charges. I have been working VERY hard at getting back on track. I don't buy new clothes. I don't go out. I have sold stuff online. I have even given money and donations to charity knowing that when you give you also receive. I work 3-4 jobs depending on the season, and have started to make more money at my primary job.

In the past 3 years I have learned to live on cash only AND I have paid off $47,714.81 in credit card debt. I have less than $20,000 to go! But the $1700 a month I have to pay to the consolidation company is draining. I would love to have my life back and, in turn, would like to be able to help others. Right now I volunteer at a homeless shelter and with a church group that helps those in need...but I would like to be able to make a financial contribution as well.

I know there are many people in worse shape than I am. But I hope that a few people can each donate a few dollars to help me get completely out from under this burden.

Help me become debt free- almost there!

Posted by helpinmass on 2012-05-01 07:58:49

Like many people I was hit hard when the economy tanked. Unfortunately I didn't have any savings and fell further and further behind in debt by charging food, gas and even taking cash advances to pay my mortgage. Not to mention all the late payments, fees and charges. I have been working VERY hard at getting back on track. I don't buy new clothes. I don't go out. I have sold stuff online. I have even given money and donations to charity knowing that when you give you also receive. I work 3-4 jobs depending on the season, and have started to make more money at my primary job.

In the past 3 years I have learned to live on cash only AND I have paid off $47,714.81 in credit card debt. I have less than $20,000 to go! But the $1700 a month I have to pay to the consolidation company is draining. I would love to have my life back and, in turn, would like to be able to help others. Right now I volunteer at a homeless shelter and with a church group that helps those in need...but I would like to be able to make a financial contribution as well.

I know there are many people in worse shape than I am. But I hope that a few people can each donate a few dollars to help me get completely out from under this burden.

Please help

Posted by LittleMiss on 2012-04-30 00:58:39

I didn't want to have to resort to begging but I'm getting desperate here.

A few months back I lost my job, no big shocker there, it seems everyone is losing their job lately. I thought I was doing fine though I was paying for groceries on my credit card and cut out everything I didn't need. Then I found out my partner was going to lose his car due to debt and as it was our only car I quickly jumped up to pay the $3000 debt so he could still drive to work and we weren't both jobless.
After 6 months of sturggling on my own I finally gave in and moved home to my mums house but I am now in $7000 debt and it's still climbing due to interest charges. Now I don't expect a complete stranger to reach into their bank accounts and pay my debt for me because I did get myself into this but I would like to think that if you had some spare money no matter how small you would help someone that is really struggling.

Thankyou so much for your kindness.

HELP SAVE a CHILDS LIFE in CRISIS!!!!!!!!!!!

Posted by helplease on 2012-04-26 15:58:55

OREGON'S LAWS TAKES THERE RIGHTS AWAY FROM BEING A CHILD!!!! DISABLING THEM TO LEARN HOW TO GROW,INSTEAD THEY SUPPRESS THEM BY KEEPING THEM IN THE SYSTEM!!!!
ISHMAEL,MY NEPHEW WOULD NEVER HARM ANYONE TO THAT DEGREE! HE'S FACING ASSAULT 1 CLASS C FELONY CHARGES DO TO THE OTHER CHILDS MISTAKE!!!!!!PLEASE HELP WE NEED MONEY/LOAN FOR A LAWYER!PRO BONO HRS WILL HELP ALOT,TOO!!!
oregon state law are too extreme for are youth.... they face sever consequences for any viloent crimes even sending them to state penitentiary @ age 15! we all get in fights or hang with the wrong crowd of friends in our youth. But they should given the chance to rehabilate them. Like boot camp, out door camp and other great programs ect. my nephew is only 14 and was in fight with older piers and one youth was stabb by another. The victim is doing well! he also is gang related and should be PRAY for as well. all these boys need help and guidance!!!HE STILL HAS HIS INNOCENTS!HE DID NOT COMMIT THIS CRIME!!! DON'T LET THIS BE ANOTHER SAD STORY!!! please hear our prayers and have mercy on all these children! donations and prayers requested by his mother MICHELLE JACKSON my twin sister and i, Jenel Tattooed! please note: ISHMAEL'S FATHER HAS NOT BEEN A GOOD MENTOR IN HIS LIFE! HE HAS BEEN IN PRISON AND HIS MOM IS A SINGLE WORKING WOMAN, SO, YOU SEE, ISH NEVER REALLY HAD A CHANCE FROM THE BEGINNING BECAUSE OF THE SOCIETY WE LIVE IN!! HE IS A SWEET BOY!!! HELP US MAKE A DRIFFRENCE!!!! WORDS CANNOT EXPRESS HOW THANKFUL I AM FOR THIS WEBSITE, IT GIVES US HOPE!!!!:)paypal active

April help

Posted by efgrahamsr on 2012-04-20 17:58:14

I have been unable to pay my rent or utility bills, this month due to medical demands in last 3 years. I have paid$6,800.00 this last year (2011). So far this year I am up to $2,000.00 in charges fpr prescriptions & tests. please help me to recover this expenses. I have now been forced to stop buying groceries. I would gladly show financial state of affairs if necessary.

Facing jail time, divorce and debt

Posted by Soldierjp419 on 2012-04-19 21:58:38

Im a soldier In the US Army and I am facing jail time up to five years because of my anger issues and being in the wrong place at the wrong time.. I am only 24 and my life is about to be ruined if I don't come up with $5000 in less than a month.. I was at a bar and tried to break up a fight and I got grabbed by a police officer and did not look before I hit him.. I now face felony charges and I need to pay a lawyer who says he can keep me out of prison sentence if I can pay him $5000 by may 4th.. I am young and do not want this to ruin my marriage and and my life my wife is not working and I support us both on the little money I make in the army.. Being a soldier I can't get loans or a second job to help.. Any donations would be greatly appreciated I am a infantry frontline soldier thank you for your time whoever reads this.. God bless.. If you can send money or checks to Jedediah paquette 3689 Rebecca lane apt e Colorado springs CO 80917 again thank you and god bless

Help get dentures

Posted by SharonSeverance on 2012-04-13 00:58:49

I am a 48 yr old female who lost her job of 4 yrs in January.I filed for unemployment but Still have not heard anything.I am getting all of my teeth pulled thru a charity clinic that only charges $20 a tooth (but the dentist is kind and pulls 3 at a time for me).
I am just asking for $700 to get a nice set of dentures bcause I absolutly have a great job when I have my teeth.
It's not that the manager wouldn't hire me right now as In am a wonderful CSR, I love people and enjoy working in the public,but the BIG mgr has a problem with appearences.
I would so appriciate this and if you need references as to my carecter I have them to give.

Helped My Parents, Now I Need Help Please!

Posted by HumblePie on 2012-04-11 19:58:26

Sitting here trying to think of how to start this "beg" my mind does a fast playback of the last 5 years which seems to find me sitting here trying to think of how to start this "beg".

To type it all out would be exhausting, depressing and most importantly, a total disregard of your time. I will try to keep this as short and to the point as possible.

Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".

Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.

Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.

The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.

I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and if Bank of America doesn't foreclose on my house I hope to make the need repairs so I can at least sell for what I owe and then rent a small affordable apartment or house. Please... Any help that you can give will be greatly appreciated. Thank You & God Bess!

Thanking You in Advance!

Posted by HumblePie on 2012-04-11 19:58:25

Sitting here trying to think of how to start this "beg" my mind does a fast playback of the last 5 years which seems to find me sitting here trying to think of how to start this "beg". I will try to keep this as short and to the point as possible.

Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".

Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.

Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.

The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.

I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and replace my roof. Any help that you can give will be greatly appreciated. Thank You & God Bess!

Help me get married!

Posted by kendrashue on 2012-03-29 09:58:40

Hi, my name is Kendra Lynn S. I'm 22 and living in Kansas City, MO. I'm originally from Ashland, KY but I moved to Missouri in August of 2011 to live with my aunt and work for her husband. I needed a change and needed to get away from a life that was killing me in Kentucky. I miss it sometimes and I miss my friends, but I met an amazing man here who loves me with all his heart and I plan to marry him and spend forever with him. We don't have a lot of money but we are getting by, we're just happy to be together. I work 2 jobs and he works full time at a bank, but we're having trouble raising money for a huge step in our wedding planning: I have to declare chapter 7 bankruptcy.
I have $10,043 in medical bill debt from an accident in January 2010 where someone hit me with a 4-wheeler, putting me in a coma for 2 months and then physical therapy and rehab after that. The original bill was $200,000 for the medical costs, but I received a scholarship to cover 95% of the cost because I didn't have health insurance at the time. While I was in a coma, I lost my apartment, fell behind on payments on my school loans, and my bills were sent to collections. Ashland Kentucky is a small town, and we're kind of a small family so I didn't want to press charges on the person who hit me. But when I met my fiancé and we started talking about marriage, I discussed my situation with a lawyer to determine what I should do.
We want to be able to buy a house in the future, but with this debt the lawyer was afraid that my credit will hinder that. The lawyer was also afraid that since my bills are in collections that if I get married that the creditors would seize my fiancé’s assets. My fiancé doesn't have much, but we are sharing his truck since I lost my car and if the creditors took his truck we'd be out the $10,000 remaining on the truck loan and without a vehicle. I decided I would try to press charges just for the cost of filing bankruptcy, but the person who hit me was the sheriff’s son. No police report was ever filed. Small town politics are good in most situations. This is not one of them.
The lawyer tried to do what he could, but Kentucky’s statute of limitations for filing suit against someone is 1 year. By the time I decided I needed to sue, it was too late. So I’m stuck with a bill I can’t pay and it’s the only thing keeping me from marrying the man I love. My mother is a medical transcriptionist in West Virginia, and she’s barely making enough to support herself and her boyfriend so I can’t ask her for help. My father has been in prison my entire life so I don’t really have anyone to turn to for assistance with this. My fiancé’s parents have been very helpful, but they only have so much to help with and they can’t assist us with the bankruptcy.
Me and Trey (my fiancé) are paying for the wedding and the honeymoon entirely by ourselves, on top of keeping up with rent and truck payments and regular bills. Like I said, we’re happy and we’re doing okay living a humble lifestyle. Other people have it worse, I get that and I’m grateful for the love I’ve found and the life I get to spend with him. We wanted to get married in June, but at the rate we’re able to save towards the cost of filing bankruptcy, it could be next year before we could get married, and neither of us want to wait that long.
I already spoke to 1 lawyer and was quoted $1500, two payments of $750. Our finances are so carefully budgeted that and stretched so thin that we just can't do that. My fiancé has stopped eating breakfast and lunch to save money, started riding his bike to work and is doing everything he can to save money. We’ve set aside $300 towards the filing cost. It’s taken us 4 months to do that. We intended on using our tax returns to file, but mine was taken by the creditors and we used his to try to get ahead on our bills. So here’s what I’m asking: any donation towards the cost of filing my bankruptcy would be a huge blessing right now. Some members of our church have offered to assist us, and someone referred us to this site. I
think it’s a great thing that people are willing to help complete strangers out and I wish that I had the resources to help others at this time. We’ve already agreed that we will do whatever we can to help others in need on this site once we can start setting more money aside once we’re married. But right now, I need $1200 total to cover the cost of my bankruptcy, so any donation towards that would be a blessing. Thank you for taking the time to read my story, God Bless!

law help

Posted by ineedhelppls on 2012-03-21 19:58:41

Hi, I’m Kenny a Filipino-American urgently in need of $340 to pay an attorney to finish my legal Complaint. I originally paid the attorney $300 to begin the Civil Complaint and was under the impression that would be sufficient for him to complete it. But two days ago he told me that the principle cause of action has taken considerably more time (3hours – he only charges $100/hour as he has a full time law job in Oakland) to compose in a strong fashion. I desparately need help, the merits of the case are 95% in my favor. I have an aging grandfather (79 years old) who I need to pay back with the proceeds from this lawsuit.

I would be help to verify everything I’m saying to that person who is willing and able to help me overcome my impasse. I would be willing to pay back this gift once the suit is settled.

Please, please help me.

life

Posted by wannachange on 2012-03-16 11:58:21

I need to pay for layer.... Cuz got a twin who used my car an got caught... An it all coming down on me... We r 98% identical.. With me being bipolar 1 rapid recycling manic depressant.. Tuff to find work... Got no funds... An tryin to raise my daughter,, hiding from the law.. Got warrants out cuz, missed the court date... Cuz my mom tossed the letters away.. Cuz she dont want me to tell on my bro.. For his own crimes,, he got lot of felony points. Im in distress no.. Selling everything I own tryin to pay for layer.. An it aint enough,, love my baby girl more then anything, I do anything to be there for her,,but with no layer,,an no money to get layer,, everything gonna crumble... I beg for help.. I dont want my kid to have her daddy go to prison for something his twin did, an my moms covers his,, butt by tossing the court date away so they issued warrants,, why dont no.. She hates me after all this cuz I dont want to be charged with this stuff.. When it was him,, she believes that I should only because I never had any drugs charges.. an he's got lot of charges...pretty sad that his free