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Chances Tags
Stomach in knots!!! Please Help.
Posted by Imwornout on 2012-05-01 20:58:25
In 2006 my husband and I were finally able to put a down payment on our home. This was my first home purchase and I was ecstatic. Chances are we probably shouldn't have qualified for this house, but the lending predators made sure we did.
Long story short, we are now into our second year of chapter 13 bankruptcy. While helping our youngest daughter with college expenses and other unexpected expenses we have fallen behind on our mortgage. I've have been paying what I can but it's not enough.
Everyday my stomach is in knots not knowing whether a motion is going to be filed to take our home away. We've worked hard for what we have, and if we lose it now, we will never be able to purchase again. We love our home.
If gives me pleasure to see my husband putter around in his front and back yard knowing that its the only joy he has aside from his stressful job and poor health. I think it would hurt me more knowing how it would break him to lose that serenity.
I know by next year we will be in a much better financial place, but right now we could use all the help we could get.
Thank you in advance.
Single Mom (not in recovery, not a felon, not disabled, just unemployed)
Posted by cdimiceli on 2012-05-01 17:58:09
Iâm going to be a little blunt, because I'm tired and I want to give up so bad, but I can't. I'm better than that and my kids are my motivator. I wake up everyday and remind myself of 2 things :1) Faith is what you have when you all your beliefs are blown to hell. 2) What doesn't kill you makes you stronger -Nietzsche
I am a 35 year old educated, ambitious, head strong woman. I have owned my own business with my soon to be ex. I know what hard work and determination are. I went to private school and I am educated. I value my community and have always given back and will continue to do so. I also know that I have the drive and determination to get myself back on track. I'm not ASKING for a handout, I'm asking for help up! I also know what loss is. I don't have the business, a house or EVEN the car anymore. We lost everything. He bounced back , I didnât. All I have is HOPE, that someone or some program can help me carve a path back to self sufficiency.
It's gone continually downhill.I am amazed at the allotment of programs for both housing and employment for all different walks of life. However, what about those that are just struggling. No hang ups, no record, just struggling and are LOW INCOME. I'm not writing this to make you feel sorry, I'm writing this because I have exhausted possibilities that I have researched both on my own or been given the information to do the work with.
There are people who struggle everyday through no fault of their own. They don't want a hand out, but help up would be a relief. Society doesn't need band-aids they need solutions.
Not every county, city or state program fits everyone's needs.
First of all Section 8 has been closed since BEFORE I left my marriage so that idea could never work. The list has been closed for years. Because I have limited time with my children, I do not qualify for CALWORKS. I have tried getting assistance in every way possible. I had very little unemployment left since I have been struggling to find work. I was delayed for about 3 months because they needed verification and I had to appeal and request a hearing. I have won my appeal but will only receive $91/week and for a short period of time.
I took a project management class through WIA in 2011, and I was able to get CTB benefits. I NEED HELP. I have hit the absolute worst point in my life and still refuse to give up. I have been looking for work and am now HOMELESS.I am in week 3 of staying in an extended stay hotel (paid for by my mother back east, who makes maybe $26,000/yr in PA) I recently sold my car because I needed to pay bills and rent. I have maybe $75 to my name.
The fact that they say there are services for low income/ homeless is frustrating. I say this because there is no category for me. I'm not a drug addict or in recovery. I don't have a mental illness. I wasn't in prison, I donât' even have a RECORD. I can proudly say I've never been arrested or even in the back of a cop car. I'm not a victim of domestic violence and I do not beat my kids. Why aren't there programs in place for single parents struggling to make it? Everyday people that are responsible and respectable. I understand the need to assist those that may not have the capacity to take care of themselves. However, I have a huge problem with the fact that Santa Clara County & all programs (private, govt or state funded) will rehabilitate and reintroduced felons into the community, but if you're poor, homeless, no record, are looking for work, have high intelligence; sorry, you can't get help. This sounds extremely cynical and jaded, but I am a little after going through all I have.
I have been told constantly âI wish I could do something but we don't have any programs to help you.â My favorite reply is: "Yeah and you have done everything. I'm surprised you even knew about all the programs you did"
I have talked to employment counselors, program coordinators, program advocates and case managers, volunteers, just about anyone. The bankruptcy is hindering my chances of securing housing, even if I had employment.
The icing on the cake has to be with food stamps and General Assistance. I qualified for Cal-Fresh. However, at the time I had a car worth $2200. So I wasn't able to get General Assistance. Fast Forward a year later, I HAD to sell my car to pay bills. Now this month when I went for General Assistance, I qualify.
It's a never ending cycle, a constant push down. I can take public transportation to work, but to get around and see my boys and being able to transport them would be extremely difficult, not to mention financially stressing. I have scoured employment books, read articles, searched the library, spent hours online trying to find a job, program, a company, anybody who could be a resource whether for low income assistance or employment.
I can probably tell you about a plethora of services this county (Santa Clara) offers for both income assistance and job services.I am registered with CALJOBS; I know all the career sites and have my resume there. I get interviews, however I am starting to think the bankruptcy from loss of business is holding me back when employers do background check.
I also could teach the business writing class or the resume writing classes they offer at Work2Future, I practically did when I took them. I could do the same at Sacred Heart. I've been to InnVision and EHC. Iâve talked to Sunnyvale Community Services. Boy he was a treat he sounded older then my 80 yr old grandma. When I said I need housing and employment help, he gruffly told me to check the newspaper and hung up. I've called St Josephs in Gilroy. I've talked to a program coordinator at West Valley Community Services. I called the Sobrato Organization hoping they had ties to something and one the employees just by grace of god happened to pick up and take my call. I was able to talk to someone at HIF (they couldn't help)
.
I am responsible, respectable and just want to work, have a place to live, and be able to have my children 50/50. I have no police record. I am not in recovery, nor have I ever had to be in a program
I want to work and am attaching a compilation of ALL my work skills. I would not send this out otherwise, I would tailor it specifically to the job I am applying for.
I used to volunteer as much as I could I like being active in my community and helping others. I'm still about that I believe in PAY IT FORWARD. I believe the good you do comes back to you tenfold and that no matter what is going wrong in your life, someone else is struggling just as much if not more; so be thankful for what you have.
I attend church and was a hospitality volunteer for that as well.
I just need help getting on my feet. I have no family, other than my children here in CA.
I do not want to move back east and be far away from them. I want to work, I want to live again. I want to smile and mean it.
I hate what my life has become and know that I am SO MUCH BETTER THEN THIS.
Please help me : money is fine, but it's only a temporary fix, please help me find a program that can assist me in getting on my feet, direct me to employment, and most of all afford me the opportunity to have my children much more consistently so I can be a mom again.
Thank you
Courtney DiMiceli
Officer in Need
Posted by sadpd on 2012-05-01 16:58:22
Officer in Need
Posted by sadpd on 2012-05-01 16:58:21
Officer in Need
Posted by sadpd on 2012-05-01 16:58:20
Divorce wiped me out!
Posted by treadingwater on 2012-04-05 12:58:13
A few years ago, right after I returned from Iraq and got out of the Army, my wife filed for divorce and took our daughter to another State. I was left with the house and steadily increasing credit card debt as I tried to pay my bills and keep up with child support and alimony. Finally I couldn't do it anymore, and had to declare Chapter 13 bankruptcy. The bank forclosed on my home and the court assigned me a monthly bankruptcy payment. I've been able to stop the massive slide into deeper debt thanks to the bankruptcy, but am still barely keeping my head above water. Every month is still a struggle to make ends meet. I basically get two chances to see my daughter per year, one month in the summer and once at Christmas. Last Christmas I couldn't even afford a plane ticket to see my little girl, which really hurt, and I have no idea how I'm going to come up with the money to see her this summer.
Any donations will be greatly appreciated, and someday I promise to pay it forward. God bless.
need a chance at a better life
Posted by ezeric on 2012-03-26 20:58:21
Travel Dreams for a Kiwi Couple (New Zealand)
Posted by Kiwilady24 on 2012-03-10 04:58:10
I have some grand travel plans. New Zealand being a small country I know there is such a wide world to explore.
I don't have a sob story to tell you as everyone in life is fighting their own battles, some bigger than others, some may seem more important than others.
I do work full time and try and save as much as I can whilst also paying off my $18,000 worth of debt (Car, Lawyers, Seperation fees etc) and being on one income, my partners role was made redundent so he is currently unemployed :(. So far my travel account has $330, nearly enough for a air fair to Australia one way.
I have a wild passion for travel, when I was married I was very held back by my husband but now I'm free, have grown so personally and wish to explore this whole world. EAT PRAY LOVE is such a inspirational movie!! I'm already selling what I can with Garage sales, working extra cash jobs, watering plants, house sitting etc to try and save faster.
I wish to travel to
Australia - Espically the Gold Coast, take my partner to all the theme parks.
I would love to explore the out back and rough it for a few nights
USA - I would love to travel LA to NY along route 66. I would love to go to Texas, Disneyland, Universal Studios, Knotts Berry Farm and more. My dream job a Rollarcoaster Tester!! Travel the world playing on rollarcoasters. I'm no boring chick, I like adventure and just wish to explore this world.... oh and defintitly want to chase a tornado in America.
Would also love to go to Egypt, Italy, Rome, Thailand. I'm ready to pack up and go. Happy to work when I get to these countries to help my self around.
Im just asking anyone who has kindness in their hearts to help my partner and I, go exploing in this wide world...
PS- If this helps my chances, my partner doesnt believe this will work, (he is a worry wort, I'm the free spirit / universe believer) he made me a deal, if I get at least $500 he will run nudey down the road!! Haha I shook on it and now he is worried.
If you would like to help a young Kiwi Couple out then please donate to us, what ever you can.
Thank you in advance
May you pay it forward an the goodness be returned
Travel Dreams for a Kiwi Couple (New Zealand)
Posted by Kiwilady24 on 2012-03-10 03:58:59
I have some grand travel plans. New Zealand being a small country I know there is such a wide world to explore.
I don't have a sob story to tell you as everyone in life is fighting their own battles, some bigger than others, some may seem more important than others.
I do work full time and try and save as much as I can whilst also paying off my $18,000 worth of debt (Car, Lawyers, Seperation fees etc) and being on one income, my partners role was made redundent so he is currently unemployed :(. So far my travel account has $330, nearly enough for a air fair to Australia one way.
I have a wild passion for travel, when I was married I was very held back by my husband but now I'm free, have grown so personally and wish to explore this whole world. EAT PRAY LOVE is such a inspirational movie!! I'm already selling what I can with Garage sales, working extra cash jobs, watering plants, house sitting etc to try and save faster.
I wish to travel to
Australia - Espically the Gold Coast, take my partner to all the theme parks.
I would love to explore the out back and rough it for a few nights
USA - I would love to travel LA to NY along route 66. I would love to go to Texas, Disneyland, Universal Studios, Knotts Berry Farm and more. My dream job a Rollarcoaster Tester!! Travel the world playing on rollarcoasters. I'm no boring chick, I like adventure and just wish to explore this world.... oh and defintitly want to chase a tornado in America.
Would also love to go to Egypt, Italy, Rome, Thailand. I'm ready to pack up and go. Happy to work when I get to these countries to help my self around.
Im just asking anyone who has kindness in their hearts to help my partner and I, go exploing in this wide world...
PS- If this helps my chances, my partner doesnt believe this will work, (he is a worry wort, I'm the free spirit / universe believer) he made me a deal, if I get at least $500 he will run nudey down the road!! Haha I shook on it and now he is worried.
If you would like to help a young Kiwi Couple out then please donate to us, what ever you can.
Thank you in advance
May you pay it forward an the goodness be returned
Help my family to survive
Posted by sufferingMum on 2012-03-04 14:58:41
Paying off debts so I can enjoy what time I have left.
Posted by chrisgower on 2012-03-01 14:58:43
In 2005 I was diagnosed with a Malignant Melanoma on my head, it was a large tumour which grew further than it should have thanks to a blunder by my doctor. By the time I had it removed, it was a stage four lesion and my chances were slim.
But with surgery and radiotherapy I managed to get through and for one year I was pretty much all clear! but this was short lived when, after a routine scan, I was given the grave news that it had become metastatic and spread to my liver and my lungs.
That was three years ago and by the grace of God I have survived with little change, but ever since this terrible ordeal I have sunk further in to debt. As you might imagine, the propensity to spend money in times of hardship is something I could not avoid.
I don't know how much time I have left and as it is I am struggling to pay debts and get through on a day-to-day basis.
I would like to live a little before my health deteriorates, go on holiday, have a bit of fun and I am worried for my wife too as I can't take out life insurance with my condition, and I want to make sure she is secure after I am gone.
Any donation is good, if I could pay off all of my debts so that we would have a bit of money to use to enjoy what could be my last years, even better. One thing I would be certain is that my gratitude would not be suitably expressed in words, as it would be genuinely immense.
Love,
Chris
Out of Hope
Posted by Koolnora on 2012-02-01 01:58:08
God Bless & Good Health
If you feel you can help: PayPal
If you can't please send prayers to yagwit@gmail.com
I'm really down & out but I'm optimistic & still have a little fight left!
Posted by SonicHelpPlease on 2011-12-23 01:58:21
Here's some history: Basically when I started college my family lost our home due to my mother's gambling problem. This lead to my father's infidelity which ultimately lead to their divorce (which both my parents made me decide if they were to separate or not). Several months later I found myself pregnant & kicked out of both my parents apartments. During that time I still tried to keep things together by working as many shifts as I could & by going to school during the day. It was hard because I was like a nomad, moving from one friend's house to another. At times I even slept in my car. But then there came a point where my pregnancy became too complicated and I ended up living in the hospital for 2 months before my child was born at 7.5 months. Due to his pre-maturity and the many complications that ensued I decided devoted my life to taking care of him. It worked to some point, where I was able to drop my 3 jobs and obtained a stable one. I was also able to obtain a certificate from university. However, when my father died. I felt the obligation to take on the responsibility of honoring his last wishes. In a sense it aided me to find a type of closure yet in another way it had opened Pandora's box. It was not easy grieving and dealing with my father's side of the family, my mother's side & to add more, my father's girlfriend's side. The funeral, the back taxes owed by my father, my husband loosing his job & my son constantly getting sick... All expenses were on me. To add more "injury" within the span of 9 months I was in a total car wreck, I gave birth to my second child & then I was in a horseback riding accident, that almost paralyzed me. Honestly, what are the chances of going horseback riding for the first time, loosing control & getting thrown off?!
I've really tried my best to deal with things one day at a time & also do it with a smile. But now I find myself dealing with arthritis, kidney problems, crazy medical fees, no job (since the company closed), and bills now reaching almost $60,000. Even as I look at that number now, I honestly feel a sense of nausea...
The only thing I do know is that, I still have a lot in me to give and I've tried, despite it all, to give it back by going back to school to become a licensed nursing practitioner. It may sound crazy & it comes at a very inopportune time (considering that I'm drowning in debt!) but by doing this course, it helps me in so many ways. It calms me... It gives me a sense of purpose, knowing that I may alleviate a person's pain, even in the slightest, which in turn somewhat alleviates mine as well. It also gives me confidence knowing that all the teachers that I have encountered during this course say that they believe in me, in my determination & in my will power to survive & conquer.
So ultimately, I'm asking you this... For your help, to help me help others. Even if you could spare $1.00. One small step, is still a step forward for me. And like I said in the title, despite all the things that I've gone through, I'm still optimistic & I still have a little fight left in me. So please help me fight!
Please help me move to Florida and make my deadline!
Posted by cmpeterson87 on 2011-12-14 01:58:06
Money is very tight, and prospects of employment are even more scarce. As we move into the winter months, it has yet to snow here, which is damaging an economy that depends on winter tourism. If thereâs no snow, there are no tourists. If there are no tourists, there are no jobs.
In the wake of all this, I just turned 24 and have been given the opportunity to leave this area and try to better my situation. A couple of weeks ago, I was notified that I had received the role of âPharoahâ in the Manatee Players production of Elton John and Tim Riceâs âAidaâ in Bradenton, Florida. I am so excited to have the chance to move to Florida and begin again. Unfortunately, it has been difficult to put any money away to be able to move. Without any regular work, I have barely been able to pay my bills, let alone save any money.
I have been doing everything I can think of to raise funds including trying (with little success) to pick up odd jobs and even selling personal possessions. So far, this has not gone as I had hoped, and I have not been able to save much of anything.
Rehearsals begin just after New Years Day. Ideally, I would like to be in Florida and settled by the first of the year.
I need help. I donât like asking for it. But I need it.
I love to sing and I want to act more than anything. Where I live, the chances to do that are just so small. If there is anyone out there who is an enthusiast and patron of the arts and loves them, as I always haveâ¦. PLEASE help me get to Bradenton and get settled. Iâm a jack of all trades and master of none, and should be able to find work relatively soon. That is, if I donât find a job in the area before I leave Michigan.
Any donations received will be directed solely toward transportation to Florida, securing a place to live, rent and food while Iâm in the process of relocating. The link below is connected to my paypal account for donations. For my security and yours, Iâd like to do this via paypal only.
Iâm hoping to leave Traverse City the day after Christmas, but right now, I donât think itâs possible. This is the holiday season, and with your help, I want to make this one Iâll never forget.
Thank you for your help from the bottom of my heart.
https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=Q2XNTK2JMEA36
81 yr old dad needs $3000.00 toward $10,000.00 BGE Bill
Posted by amazingrace on 2011-12-07 12:58:45
** READ THIS before YOU ask for money **
Posted by pat123 on 2011-11-12 17:58:27
If you really do need money and are in a personal crisis situation, contact me at Patrick_simmons@hotmail.co.uk. Iâll show you exactly how to raise the money you need to get you back on your feet.
You wont need to spend a penny and this is not some dodgy make money online scheme where youâd spend hours filling out surveys for peanuts. This is a genuine way to get the money you need â thatâs if you really need it.
Furthermore, I will not claim to send you money and then pop you a fake certified check in the post hoping youâll fall for my scam and send me the (non-existent) âextraâ amount I accidently added to the check (too many of those scams on sites like this).
One last time: this is a legitimate opportunity to raise the money you need. If youâre serious about solving your personal crisis, get in touch: Patrick_simmons@hotmail.co.uk
Sigh, I can't believe I am doing this
Posted by ashamed on 2011-11-12 02:58:01
Everywhere I turn someone needs help, and this just breaks my heart. We are one of the many who do. I'm not going to lie, or beef up anything as I know come judgement day I will be judged.
I am a married female with 1 child. My husband works like a dog. Work is so sparatic, we just can't keep our heads above water anymore.We are so behind in debt. We had to live off of our cards just to eat and pay bills. Now we have so much debt, we have sunk.
I cannot work and disabilty can't help as we haven't even done our taxes in 2 years as we cannot afford to even do that. We have gone months without income and are at our max. My husband truck was stolen this year as well and we didn't have theft insurance on it. It has been one hit after another this year, the hardest year of our lives. My husband doesn't know I am doing this, and if I told him, that would crush him. We are 25,000 in debt, and trust me when I say NONE of it was wreckless spending, we needed it for rent, bills, food, meds, gas and all the bills every month. I am a diabetic and have 4 different pills a month I need to take. I haven't taken 2 of them in months. My husband is physically sick over the stress. I guess this is my last and only hope.
All our lives we have helped people, either with money, food, hampers etc. We take in stray animals when needed. They say Karma comes around...but sadly I am starting to not believe this. We have no one to help us. People have seemed to forgot about us when we are in need. Breaks my heart. I don't understand, but maybe one day I will. God works in mysterious ways. Anyhoo, I'm babbling now. I am truly hoping someone out there reads this, who may be able to help us. I know chances are very very slim to none, but one never knows. Thank you so much for reading this.
desperate for help from a mother to be
Posted by mum2b on 2011-09-21 10:58:14
Personally requesting your help through donations for 2011 Chicago AIDS Walk
Posted by efletcher on 2011-09-15 12:58:15
I will be walking on behalf of the AIDS Run & Walk Chicago on Saturday, October 1, 2011. I am choosing to walk to raise money to help people impacted by this disease. There have been more than 450,000 Americans die from this disease and over a million more are living with HIV.
South Side Help Center (SSHC) has for over the past twenty years been a strong proponent and advocate for HIV/AIDS prevention and education, particularly in the Black community. Therefore, I am personally requesting your help through donations and/or participation in AIDS Run & Walk Chicago 2011.
Through the AIDS Walk, your contribution will help to continue our deep commitment to serve the greater south side of Chicago with programs and services that are needed to increase the chances for a better quality of life for our disadvantaged youth, adults and families and HIV/AIDS clients.
Thanking you in advance for your kind support that helps to make the meaningful difference that enables SSHC to work towards achieving its goals.
Sincerely,
Erin Fletcher
Administrative Support
South Side Help Center
10420 S. Halsted Street
Chicago, IL 60628
My journey to Mayo Clinic
Posted by truluv98 on 2011-08-05 02:58:41
Please help a sick mom of 5 get treatment
Posted by truluv98 on 2011-07-28 13:58:33
Please help a sick mom of 5 get treatment
Posted by truluv98 on 2011-07-28 13:58:25
Need help to go to college
Posted by cthrnthgrt on 2011-07-25 01:58:05
Thank you,
Cathy
Help Me be a Mom
Posted by WannabeMom on 2011-07-13 21:58:54
Vasectomy reversal surgery is not covered by medical insurance and costs $6,000 in our area. We have managed a little bit of money saved to use towards the costs, but we can't ever seem to put it all together at once.
I worry that more and more time is passing since he had the vasectomy, and me already being in my 30s, all work to decrease our chances at having a child together.
I figure combining our savings with any of your (highly appreciated) donations would allow us to do this asap. We thank you in advance!
Help reunite a poor couple, separated over seas
Posted by jmcdon50 on 2011-07-07 19:58:43
She was the only thing that saved me from a life of crime and possibly worse, and she came all the way from Argentina to do so. I was, as I am now, a poor student in Colorado and a "lucky bum" who finally got a break by love finding him. Currently I study foreign language, ie; Spanish, French, German, Russian, and Latin. As impressively smart as one would assume i'd have to be to study so many languages at once, to the contrary I was terribly stupid where it matters most, which is at romance. In short because of being a total " fat -head" and ingrate, I let her get on a plane out of my life without saying goodbye. Its been over a year.
Since then, my nights have been like torture without her, and each new romantic fling has been as hollow and meaningless as the preceding. The good news is however, that her and I have keep frequent contact via SKYPE.COM video calls.(thank God 4 skype!) She is in the same position as I am, realizing that she too cannot find closure to our love, and therefore we have decided that we want to be together, except forever this time. So I decided to move to Buenos Aires, Argentina indefinitely to be with the only girl for me.
However it is not enough for me to just get a plane ticket and rush over to South America and live happily ever after, I will also need a job, as well as a room or a hostel to stay in while I job hunt. ( Quite frankly, I am not trying to be unemployed,broke, and living in her mother's house in S. America, no thanks!) Therefore I am also hoping to earn/receive enough money to enroll in a program called ITTO or (International Teachers Training Organization) in Guadalajara, Mexico to receive my license to teach English as a second language(TESL) before going to live in Buenos Aires.
Target date you ask? I am trying to get out of here by early september or october of 2011. As it stands I am basically homeless, out of school for vacation, (meaning no financial aid) and have been doing temporary labor jobs which barely keeps me fed on the weekly basis, let alone permit me to save money for the provisions necessary to go on this life altering journey to find the truth of true love.
All together, I estimate with the cost of a round trip ticket to Argentina ( round trip, because non- citizens are not permitted with one way tickets) as well as the cost of the fore mentioned ITTO course and travel to and from Mexico from Colorado, plus the survival money I will need once ( god willing) I arrived in B's A's, I stand in a financial need of about $5,000.00 or slightly more.
I realize there are people with more important matters that can use money, and I truly hope they receive charity just as I would like to. However this is a petition for those who understand what it is like to let the perfect one get away and could do little or nothing about it, like a child who drops their ice cream off the cone and sadly watches as it melts on the side walk. By donating to this cause, you can be the "adult" who walks up to that kid, fumbles in his pocket for some spare change to present that poor kid with a new ice cream that takes the tears from their eyes. She is my ice cream, and I don't want another flavor for my whole life. You can help make this possible, by aiding me with an airline ticket, or even check out the ITTO website and if you feel generous enough and pay the tuition of the program. I would be more than happy to correspond with each and every donor to update you on this story with letters and even pictures of what became of your generosity.
I'd like to thank any donors in advance, as well as any one who took the time to read my story and had it in their heart to give but wasn't able. Together we can prove that there is a such things as second chances at a good thing, chivalry is certainly not dead, and love stories aren't just for the story books, in fact...it can happen to you!
Thanks and warm regards,
James McDonald
