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Family Help

Posted by mama1971 on 2012-05-21 10:58:17

Our problems began in 2010. My husband was injured on the job that he was doing although he has severe health issues. After getting injured he was later fired. At this time he is pursuing disability and we have workers comp suit in place. In the mean time we are currently living day by day. I work part time and have been trying so hard to get a full time position. My daughter in a freshman in college and my son a freshman in high school. My daughter made an adult decision and got pregnant. She is an awesome girl and abortion isn't an option for her. We are doing everything we can to add room to our home. We had an unfinished bonus room that we would like to complete for the baby since her room is only a 10 by 10. We are very simple people with a real need. We just want to get caught up or ahead somewhat on our bills. What makes this different is we would like to pay it back to anyone who is willing to give us a break. The disability takes time as does the workers comp suit. We are hard working people who only want what is best for our family. We are looking at around 3 to $5,000. As I said If the lender is someone local I can work for it also. I can clean or cook. We will take anything that is offered. We just need a little help. Thanks so much for reading.

Single dad needs your help

Posted by jwp4420 on 2012-05-18 13:58:28

I am a single father of two wonderful kids. I am going through a divorce and now find myself in severe financial distress. I have a good job but due to a layoff several years ago and things that have since happened to me, my credit is not the best and I can't get a loan to get caught up. I am in trouble of loosing everything I have very soon and need help. Anything will help! I would even be very grateful if there is someone out there who would work with me on a private loan that I could pay back over time. I just need help, and soon. I am not trying to scam anyone. I know how it feels because it has happened to me and I can prove what I am saying. I am in debt by about $15,000 and I am having a hard time putting food on the table. If anyone could help, I thank you from the bottom of my heart. Thanks for reading and have a great day

Our Home is slipping away... Please HELP now!

Posted by buyahome on 2012-05-17 13:58:58

Just $10-$20 from YOU, could help us make a dream come true, and possibly others on Begslist.com as well!!
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!

A Home is slipping away!!! HELP

Posted by buyahome on 2012-05-17 13:58:57

Just $10-$20 from YOU, could help us make a dream come true, and possibly others on Begslist.com as well!!
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!

To Buy a Home

Posted by buyahome on 2012-05-17 13:58:56

Just $10-$20 from YOU, could help us make a dream come true, and possibly others on Begslist.com as well!!
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!

Need help getting back on my feet again!

Posted by Bumthat on 2012-05-16 16:58:00

I recently got divorced and my ex-wife took our car that was paid for to leave me with the car that I found out she hadn't made a payment in over a year on it. I thought we were a few months behind and when I ask for the bank payment slips with the bank phone number on it so I could call and arrange a weekly payment schedule to get caught up she didn't know where it was. She had actually thrown it away so I wouldn't find it. Its a small bank the wasn't even in our town so I couldn't drive up there to talk to them. I asked for the bank name so I could google it but she supposedly didn't know. Well about 2 months ago I was at work and the car got towed! I'm stuck without a car and can't work because I have no ride. She had planned to divorce me and then leave me stuck with a car that wasn't being paid for so it would be towed and leave me without means of transportation so I could work. She always paid the car payments and screwed me over so bad. It sucks. I always use to work 2 jobs and made the most money in our household. She had us move back to her home town in a house that her brother and his girlfriend lived with us so that when we got divorced I would be forced to move out. I'm staying with a friend but I pay rent and it's so hard to pay rent and save for a car when I can't make it to work most of the time cause he or his girlfriend are working and their jobs are far away. I would be so happy if someone could help me get back on my feet by getting enough money for a down payment for a car or even enough to buy a really old cheap car that can at least help me to get to and from work ok! Any amount of donations would be so very appreciated. I have linked my PayPal account to this plea for help! I beat cancer 2 years ago so I know if I could beat cancer I can overcome this obstickle with just a little help from some kind hearted generous people! I pray that someone will help me. I'm not looking for $20,000 for a brand new car I just need to raise $500-$1500 so I can use it for a down payment on a decent used car or just buy a running cheap car. I would need a few extra couple hundred dollars for my first insurance payment also. Once I get that I can go back to work full time and pay my payments on my own and also my rent. I my prayers are answer I will be truly blessed and once that happens I will start helping others in need on this site also. If someone helps me it would be only right once I'm back on my feet to help others who could use a helping hand. We all have ups and downs and struggles but sometimes we truly do need just a little help from someone else to get back up!

I truly pray that someone will help me in this rough time. I want to thank you ahead of time in helping me out. You truly are wonderful people all who help me by donating! God bless you. To everyone else that is strugglIng right now there is hope and there is light at the end of the tunnel!

God Bless!

Any donation amount will be truely appreciated!

Need donation to save my home and future

Posted by Integra on 2012-05-16 01:58:21

Hello, I've never done this before but, I'm desperate.
I'm 19 years old and my family is going through a divorce, my mother never furthered her education and has been a house wife for the entire 20 years they have been married and simply supported my dad and all his pursuits.

When I turned 18 my dad left for a gas station woman he'd known for maybe a total of a few months. Let me state he tried to have an affair with her, it wasn't till my mother confronted him that he said he wanted a divorce; My dad is a repeated cheat, I was never aware of this till the day he left, then all the lies came out of the closet.

We run a small chimney sweep business, the office is located at my mother's as she sets the appointments. She does not receive a pay check because during their marriage it was easier on taxes, they have decided to keep it this way and instead dad just covers the bills.

Now the business is great in the winter but we are in spring now and as you may already know no one uses their fireplace in the middle of warm weather! No they go outside and have bonfires. Now my dad is going blind due to diabetes and simply cannot work, we have hired a friend to do the jobs now while my dad just tells them what needs to be done and oversee's the work to the best of his ability. However, his reputation of leaving his wife and daughter for a woman he barely knows has
gotten around and I've heard the clients say they don't want business from a man like that.
My dad also wants to spend money we do not have, he is trying to sell an old sports car so we can put another work truck on the road, we don't have enough work to keep the one truck going we most certainly can't afford the regular expenses of another! My parent's can't even afford to legally divorce, and he want's a new truck. The one he has is fine, I don't understand why he won't use that money for bills.

Now any money I earn myself I have to give to my parents to help alleviate the burden of the bills, but what I contribute is not enough and now we have received the nasty call from the mortgage that they are foreclosing. While I hand all my savings to my parents can't save for my education, and being homeless will make it almost impossible. I've no famly or friends to turn to and we do not have a shelter here. I'm under the age of 24 so I cannot get any financial aid for school without a legal guardian to sign for me, and my parents refuse to think realistic; When I ask them what are we going to do? they say "Winning the lottery is the only thing that can save us." They have lost hope, I understand things are bad... but is it so bad that they can't help me get financial aid?

We currently need $136,000 to pay the house completely off, I'd love to have that, if you find it in your heart to give us our home I'd never be able to forget it. I'd be forever grateful and I'd love to return the favor someday so please feel free to give me an e-mail to contact.

To get us caught up on bills and me in school for nursing will take $7,000. we are so far behind and work is pretty much non-existent... My dad refuses to apply for disability as well.

I'm begging you please help me, I'm drowning in the debt of my parents. I've wanted to be a nurse my whole life and now I feel robbed of that chance... So please help!

help paying past due rent

Posted by plm-n-need on 2012-05-15 08:58:09

Hello. Im writing this with my pride put aside because i've let the love of my life down as far as im concerned and need help in order to pay the remaining past due rent for this month. This is not easy for me to do because of the overwhelming feeling of failure that just eats me up inside. We have been together for more than 12 yrs now and we have always managed somehow to make it through some extremely difficult times. This women is an Angel of Mercy for those who know her and to her family she is simply the rock. She is 1 of 5 sisters, all having 2 children a piece, and to which all 10 children she has taken in under our roof for extended periods through all the years i've known her. She is the most positive and giving person I have ever met! I LIVE FOR THIS WOMEN and have always reassured her that I could never at any cost, no matter how tough things got, give her reason for serious concern or not be able to get us past any finacial issues no matter how bad it looks. Yes im feeling very sorry for myself because I was a truck driver and lost my job because of an accident that was my fault and where knowone was injured, resulted in a dollar amount that was too high for my company to retain insurance in order for me to continue in thier employment. Week to week we got by and then back in December the freight slowed and my checks that the bulk of our bills and all the rent came out of, was now barely making the household bills. We fell behind Dec and Jan rent and was given such a break from an understanding landlord and we caught up in Feb with every dime of our tax refund given to a thankful landlord but one that stated, from that point on, we must be on time. After all the struggle we went through and the extreme patients and understanding of our landlord....now i've lost my job! We have spent the first half of this month calling and talking to and submitting applications to so many programs for assistance but getting turned away with no solutions. We have no more time and if forced to moved i will have let down the last person on earth that deserves it. Our rent is $675 a month and sent $300 yesterday and it was everything we had. we need $375 and nothing more. if anyone can help, you will find knowone more greatful beyond words can trully express and any additional info needed for your consideration can be provided if requested. Thanks to all that take the time to consider any possibility for help.

need to pay rent

Posted by mom2live on 2012-05-12 17:58:52

Hello I am an unemployed mother of two a little girl who is 3 and a little boy who is 1. My husband is now working 50 hours a week at dollar general but we got behind and can't get caught back up. We are late on our rent which is 700 dollars. We are about to be kicked out and we have no where to go. I have been looking for a job but have had no luck. Even as a cna its hard to find a job. Anything would be appreciated and when we get up on our feet I would gladly help any of you. Please help keep kids in a safe home.

Single mom of 3 in need of help

Posted by Kbrown on 2012-05-12 13:58:23

I am a single mom of 3, I work hard at my job but was out of work for a short period of time due to one of my children being ill. I am behind on my rent and electric. I need $900 to get my rent and electric caught up. If anyone can help it would be greatly appreciated and I hope one day when I am on my feet I can help someone in my similar situation.

i have a solid plan

Posted by glhunt68 on 2012-05-11 19:58:54

i have experienced a major loss of income and an increased living expense and have fallen behind on my bills so bad that i can not even dream of a future. i know what i need to do, i am determined to do it but i am unable to afford the cuurrent bills and find it difficult to even dream of fulfilling my plans for a secure future for myself and my children. my plan is to catch up on the current bills, get out of the car loan that i currently have and purchase a vehicle that has less expensive payments, repair my credit,my taxes and enroll in courses for real estate and/or bookkeeping. i have 2 children who have suffered and lost out on so much due to the finances, the job requirements and insecurity. i really need help to follow through and i promise to pay it forward when i am able. i will appreciate any help i can get and will keep all donors posted on the progress if they are interested. i have worked hard my whole life and have never caught a lucky break. unfortunately i have chosen a career that requires skills that i either do not have or that i am getting too old for. i have been in this business since i left home at 17 and have worked in every facet of the business but the job i am best at is for younger people and i am quickly approaching the age where i will no longer be able to comprete or will find employment less likely. i am looking for a better life. an easier life and the opportunities that i deserve but i am unable to obtain in my current situation, job and finances. please help me. i need approximatly $15-20000 but anything will help , be very appreciated and well invested. thank you

Need help to turn my life around for my children.......

Posted by NeedAssistance on 2012-05-09 18:58:19

I have made many bad financial choices over the years and have been trying to turn things around. Unfortunately, I am now so far behind on my bills that the possibility of becoming current is very slim without some help. I want so much to be current on my bills, but when you can't even see the light at the end of the tunnel, it is hard to even try. I just don't know what to do anymore. I am a single mother of three wonderful children, and I have done everything I can to provide for them the things they need. Soon though, if I do not figure out how to get caught up on some of the most basic of our bills, they will be without a home. I don't know what I am going to do at this point. Any little bit will help, I do not want to be a financial burden on my children when they become adults, and where I am right now, I am afraid that it will happen.

Heart attack last week

Posted by cocoa570 on 2012-05-06 23:58:37

Hello, last week i had a heart attack, I have been told I won't be able to return to work for close to three months or more since there is another blockage they need to open up in a month. My electric bill was behind prior to this. When I returned home from the hospital i found attached to the door a shut off notice from my utility company. My financial problems dont end there, My home has fallen into foreclosure as well many other families. I was starting to see a light at the end of the tunnel, but my health caught up with me. I work two jobs (well, up until now) just to provide a life for me and my two sons but now can't even do that. Thank you for taking the time to read this. Please help if you can.

Losing Faith

Posted by Eve2012 on 2012-05-05 11:58:34

I know that I should always have faith but it's really hard to believe in miracles when I wake up everyday feeling I'm trapped inside of a nightmare. I have 2 sons and I take care of my babies but I need some help right now and i don't have any help. I'm in trouble with the bank because I took money I didn't have in order to make it this far.I found a way to make some money online but I have to get others to sign up and complete offers using my referral link and it really hasn't been easy. I've even offered to give people part of the money to help us both out but I'm not having any luck.

I'm not able to work right now but I plan on starting school may 21st at Colorado tech online but I can't even afford the $50 application fee and they won't take it out of my financial aid. My mind never rests and rent is due in a few days but I'm already behind 2 months. The man I'm renting from has been trying to give me a chance because he knows I usually stand by my word but I'm out of resources and I have no family or friends that can help me. The only thing that makes me keep getting up out of bed are my boys. They Smile so bright and have no idea what's going on cause i just smile back at them. I just need a little help right now and a chance to get on my feet. My landlord will accept me paying him in installments until i am caught up and if you can help me by donating anything or even signing up as my referral and completing offers for me so you won't have to spend any money, anything to help me get close to keeping my place and paying off the bank because i owe them over a thousand dollars and even though my main concern is a place to live i do wanna be able to not be afraid of answering my phone when I get it turned back on.
I leave everything in God's hand but I still have to do something. Maybe God's helping hand Angel(s) are on this website.

I lost my job and finding one is difficult. We could not afford my car payment and my car was repoed. The motor in wife's car burned up and needs replacing, but we don't have the money to replace it. She is the only one with a job right now and it is difficult to get her back and forth to work. So each day is a struggle to get her to work between trying to borrow cars or get rides just to keep her job.

We choose which bill not to pay that month, just to have food in the house to feed our young son and buy him clothes because he is having his growth spurts.

The phone will soon be cut off due to non-payment and then how will an potential employer contact me for work.

We are behind on the house note again. Thank God for income tax returns because that caught up the past due house note and stopped foreclosure from the end of last year. But we are behind again and another foreclosure will soon be issued, just so we can feed our family, have utilities and a phone.

Any donations from Angel's would be greatly appreciated. Even $5.00 from 1 Angel would let us buy some hamburger meat and bread for a meal.

God bless and multiply everyone that just reads this 'beg'.
I leave everything in God's hand but I still have to do something. Maybe God's helping hand Angel(s) are on this website.

I lost my job and finding one is difficult. We could not afford my car payment and my car was repoed. The motor in wife's car burned up and needs replacing, but we don't have the money to replace it. She is the only one with a job right now and it is difficult to get her back and forth to work. So each day is a struggle to get her to work between trying to borrow cars or get rides just to keep her job.

We choose which bill not to pay that month, just to have food in the house to feed our young son and buy him clothes because he is having his growth spurts.

The phone will soon be cut off due to non-payment and then how will an potential employer contact me for work.

We are behind on the house note again. Thank God for income tax returns because that caught up the past due house note and stopped foreclosure from the end of last year. But we are behind again and another foreclosure will soon be issued, just so we can feed our family, have utilities and a phone.

Any donations from Angel's would be greatly appreciated. Even $5.00 from 1 Angel would let us buy some hamburger meat and bread for a meal.

God bless and multiply everyone that just reads this 'beg'.

Bad Luck Year

Posted by WALKENDEN on 2012-05-04 14:58:43

I have had a very bad time this year. In January I slipped on the ice and broke my shoulder, resulting in about $17,000 in medical bills. On St. Valentines day my apartment caught fire and I lost almost all my personal possessions. I was lucky that a few items were in my truck. Today I am working for Waste Management Inc. at just over minimum wage and trying to pay off my medical and other debts. I sleep on an air mattress and get much of my food and clothing from charitable organizations. My weekly paycheck will only cover rent and electricity after the the other bills. I know I will live through this but,at 57 years old I probably will never pay off all I owe, or even make it to retirement age.

Single mother and 2 young children facing eviction

Posted by singlemommy77 on 2012-05-04 12:58:10

Hi, I am a single mother of a 7 year old and a 9 year old. I was laid off of work in February when the company I worked for closed its doors. I receive unemployment but it is not near enough to cover bills. I have gotten extremely behind on my bills because my landlords have been very patient with me but I fear that their patience is running out as they have told me that if I can not get caught up soon than I will have to find somewhere to go. I fear that my children and I will end up on the street because I have no where to go. Please anything that you can help me with would be greatly appreciated.

Oh no, help!

Posted by allison4363 on 2012-05-04 02:58:45

I am currently a single mother trying to work a full time job but I constantly struggle to make ends meet. My boyfriend is currently unemployed. I'm caught in the middle of one of those payday loan scams right now which keeps making me lose like half my paychecks. I really just need a little help with gas food and diapers to make it til next week! Even 5 dollars would help a lot. Thank u very much, from my daughter and myself.

Help with Two bills.

Posted by Torres711 on 2012-05-03 22:58:19

I've never asked anyone for help other then my family or businesses who lend money. Currently I've been laid off (who hasn't right) We've been doing okay. We have two children. We always go negative in our account so with the charges and all we haven't really caught up. We just payed our rent which is first of all. We don't have anything luxurious internet and T.V. is what we get by with. I just wanted to see if someone would help us with just two payments. It's a lot I know or else I would be able to pay it.

Our car is $254.54 and our W/S/G is $45. Gas would be nice to (We run our car on low mostly always) $40. We live in an apartment complex.
We wouldn't mind giving you the info and you can just do it directly or with donations it can add up. If you are able to help GOD BLESS.

Help please

Posted by Mulz01 on 2012-05-03 18:58:15

Hello our there for anyone really reading this. I am a married 22 year old with a two year old. I could really use some help do to everything. I'm in and out of doctors office constistly do to my thyroid being so large and slowly killing me. Do to all of my do to all of my doctors visits has put us really behind on bills. Both me and my husband work over 40 hrs a week but it doesn't seem to be enough. No matter what we do we cant get caught up and on the verge of losing our house and car due to a title loan we got thinking it would help but it only helped for a min. Please anything would help us right now. My email is jrm.acm08@gmail.com for any farther info. Please and thank you

Vehicle repossesion

Posted by tito11451 on 2012-05-03 09:58:18

I am in dire need of some financial help! I need someone to help me out of my current situation, i have gotten behind on my vehicle payment, and can't seem to catch up, am in danger of losing my vehicle. Any help would be appreciated, please help me!I had some unexpected expenditures and now i am struggling to make ends meet. I know that once I get caught up, everything will be ok. God bless all

Desperate!

Posted by missruby on 2012-05-02 07:58:41

Hello,
I am in a situation that sadly, many are in right now. I am working and in school trying to improve our situation. My husband has had his hours cut at his job which has substantially decreased our ability to pay bills. I made the grave mistake of getting caught up in the payday loan loop and I am now at the point where the bulk of my paycheck goes to paying the payday loans!

I have joined a credit counseling program which has streamlined my debts and if I can make the $285 payment per month, I can be debt free in 2 years.

The problem is, with these payday loans looming over me and being obligated to them for over the next year (I have 3 altoghether)I feel that I can never get out of this hole!

Additionally, my company was recently sold and we are due to lose our jobs by the end of this year--which is just too much to even fathom right now.

Any help is appreciated. I would say that the total that I need is $3000 (all 3 payday loans were for $850 apiece--if I can pay them off immediately with the interest where it is now, it would total $3000.

To little time to save and now my heat pump went out too.

Posted by hopefully on 2012-04-30 18:58:38

I have a job, but after our families health insurance is taken out I only bring home $78 every two weeks. I know your thinking cancel it. You can only cancel once a year or of course you lose it if you leave this job. I don't want to leave this job.
Why is it so special, I work with special needs students. It's a very intense job,ages range from 14 -22 years of age. It takes a lot of patience and tolerance for the unexpected to happen. I have what it takes to do this job. Except money. I'm a teachers assistant. I trying to go to school to get a degree. I can't handle over two classes a semester. I have medical issues too, I'm to afraid to cancel my insurance due to the fact I have to go to the doctor and have regular check ups. We do not qualify for aid.

My marriage is not in the best of health either. I need help to save my home, maybe my marriage and my job. This is not easy for me. I'm just very scared, maybe someone will understand what I'm saying, I want to keep what I have, it's not much, I want to continue working in the job I have, I know it isn't going to pay my bills, but if I can get caught up I can still be there for those special kids. Finally, if the strain of being on the verge of losing our house is gone maybe I can heal my marriage. I don't want to throw away 30 years of my life.

We found out yesterday that our heat pump has gone out and needs to be replaced. I know air conditioning is a luxury but here in Florida it is almost a necessity. Especially if you have health problems.

And if you can't do anything for me, just pray for us, God bless, hopefully

I'm begining to lose faith

Posted by Eve2012 on 2012-04-29 23:58:20

I know that I should always have faith but it's really hard to believe in miracles when I wake up everyday feeling I'm trapped inside of a nightmare. I have 2 sons and I take care of my babies but I need some help right now and i don't have any help. I'm in trouble with the bank because I took money I didn't have in order to make it this far.I found a way to make some money online but I have to get others to sign up and complete offers using my referral link and it really hasn't been easy. I've even offered to give people part of the money to help us both out but I'm not having any luck.

I'm not able to work right now but I plan on starting school may 21st at Colorado tech online but I can't even afford the $50 application fee and they won't take it out of my financial aid. My mind never rests and rent is due in a few days but I'm already behind 2 months. The man I'm renting from has been trying to give me a chance because he knows I usually stand by my word but I'm out of resources and I have no family or friends that can help me. The only thing that makes me keep getting up out of bed are my boys. They Smile so bright and have no idea what's going on cause i just smile back at them. I just need a little help right now and a chance to get on my feet. My landlord will accept me paying him in installments until i am caught up and if you can help me by donating anything or even signing up as my referral and completing offers for me so you won't have to spend any money, anything to help me get close to keeping my place and paying off the bank because i owe them over a thousand dollars and even though my main concern is a place to live i do wanna be able to not be afraid of answering my phone when I get it turned back on.