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Mother of 3 + verteran Husband
Posted by sugar on 2012-05-19 16:58:33
please need your help you are my last hope in saving my houses
Posted by lakbar on 2012-05-07 09:58:21
I jsut can't get refiniace or get modification because of this bank just want! I througt we are suppose to be protect from bad lener like this BUT NOT!
I have been asking for help from this predatory lender Rochester Home Equity which no one heard of this company. I have filed a complaint against RHE with Department of Financial Services and the reply was I can not get any help from them because my case is in court yes I know that it's been in court for 2 Years and i am not getting anywhere, I know that Jay Gelb the owner of Rochester Home equity is a millionaire, I just can't bet this lender and it's not fair that Mr. Gelb is going to take my houses and won't do a modification, and it's so sad that Mr. Gelb from Rochester Home Equity taking advance of low income people, I just want to know how many other victims is out there and couldn't get any help from anyone to help them before it was to late and everything they work for is GONE. My problem is I am being counsel by my lawyer but again it's has been a on gowning problem with Rochester Home Equity, all we been asking is for Rochester Home equity to TAKE my mother house off the lien that didn't have any mortgage on the 48 Homewood Ave my mother left me and my brother and do modification my house on 43 Twiller St. Rochester Home Equity is just giving us a hard time. As of right now I am debt with my lawyer for $10,000.00 that money I don't have because going to court and trying to do modification and we are not getting anywhere with this lender. I am so tried that Rochester Home Equity want reply to any thing that my lawyer is asking. I just want RHE this predatory lender just take my mother home that she left me and my brother off the lien that didn't have any mortgage on the home and work with my home that is worth $136,000.00 I brought the house I live in for $130,000.00 and my rate is 12.5 percent don't you think that a very HIGH rate. Yes I am bennig counsel by a lawyer as i stated my lawyer is not getting anywhere with this Rochester Home Equity. All I am asking you for help and step in because what RHE is doing is wrong and like I stated NO one cares what happen to me and other people that the lender is doing to us and hurting people too. Now I will be going into Chapter 13 because I don't want to lose my homes, and RHE this Predatory Lender just don't care ONLY wants both houses. So can you PLEASE step into this matter! It's a big problem as you see what have happen to me. Me and my lawyer just want Rochester Home Equity is take my mother home off the lien and work with the new modification and redo my loan, but that's not going to happen so that is why I am pleading with you ASAP to save my houses. Again Please take a close look at me statement again.
I am also going to email you all the my document to you. And hope you can find out that i have been taking advance of all i am asking if you can take your time and read what i am sending you, and again i am just asking for this lender to take my mother house off the lien and let me do modifcation as i been trying to do. I have got sick with CHF i ask the lender that i am not making money because of my health can they do a modification on my home and again the answer was NO.Please look into my case PLEASE.
Thank you
T
change of life
Posted by medit8 on 2012-04-28 08:58:31
Many thanks for reading my post. Many thanks for being a person who cares for others and gives. I am not sure how to describe my situation. I have been struggling to find work in the last two years and have had a couple of sporadic jobs. I have not been able to keep or grow these small jobs into something stable.
Even though the economy is weak I feel that I am the reason this has not worked out. I am a quiet spiritual person who is devoted to living my life honestly, kindly and compassionatly. My true north is spiritual and I have been trying to fit into a western material lifestyle to support my spiritual growth.
Deep inside that is where my focus is all of time. This is what I am drawn too and I practice and use everything in my life for spiritual growth. I have been thinking of spending a year meditating. I have thoughts of either ordaining or being a spiritual teacher. I would love to share the spiritual life for free to others who would like more peace in their lives.
What would help me in this process is a financial support to be able to meditate and practice for a year in India, and any advice form someone who has done something similar. I am a 49 year old female, in good health, and I have been a sincere aspirant since 2001.
Thanks for this site and for the visitors who help.
Lost my wife and in debt
Posted by Oldpercy on 2012-04-24 12:58:31
my Wedding
Posted by sand86 on 2012-04-24 10:58:17
I hate to do this but i need money for my wedding my fiance works like crazy as well as i do and i just want to have a dream wedding, i can't be more thankful to God for the men i have! he is really a jewel we been dating for four years and have thought about the possibility of getting married this year in november/2012 i didn't know how expensive a wedding could be :( i am so stress out he is a little sick and needs to go to the hospital now and then but the bills keep adding up and we are paying them but we are left with nothing for our wedding if you coud help us that will be awesome! i pray to God someone cares enough to give me a hand. thanks!
my Wedding
Posted by sand86 on 2012-04-24 10:58:17
I hate to do this but i need money for my wedding my fiance works like crazy as well as i do and i just want to have a dream wedding, i can't be more thankful to God for the men i have! he is really a jewel we been dating for four years and have thought about the possibility of getting married this year in november/2012 i didn't know how expensive a wedding could be :( i am so stress out he is a little sick and needs to go to the hospital now and then but the bills keep adding up and we are paying them but we are left with nothing for our wedding if you coud help us that will be awesome! i pray to God someone cares enough to give me a hand. thanks!
my Wedding
Posted by sand86 on 2012-04-24 10:58:16
I hate to do this but i need money for my wedding my fiance works like crazy as well as i do and i just want to have a dream wedding, i can't be more thankful to God for the men i have! he is really a jewel we been dating for four years and have thought about the possibility of getting married this year in november/2012 i didn't know how expensive a wedding could be :( i am so stress out he is a little sick and needs to go to the hospital now and then but the bills keep adding up and we are paying them but we are left with nothing for our wedding if you coud help us that will be awesome! i pray to God someone cares enough to give me a hand. thanks!
my Wedding
Posted by sand86 on 2012-04-24 10:58:16
I hate to do this but i need money for my wedding my fiance works like crazy as well as i do and i just want to have a dream wedding, i can't be more thankful to God for the men i have! he is really a jewel we been dating for four years and have thought about the possibility of getting married this year in november/2012 i didn't know how expensive a wedding could be :( i am so stress out he is a little sick and needs to go to the hospital now and then but the bills keep adding up and we are paying them but we are left with nothing for our wedding if you coud help us that will be awesome! i pray to God someone cares enough to give me a hand. thanks!
My Wedding
Posted by sand86 on 2012-04-23 08:58:15
I hate to do this but i need money for my wedding my fiance works like crazy as well as i do and i just want to have a dream wedding, i can't be more thankful to God for the men i have! he is really a jewel we been dating for four years and have thought about the possibility of getting married this year in november/2012 i didn't know how expensive a wedding could be :( i am so stress out he is a little sick and needs to go to the hospital now and then but the bills keep adding up and we are paying them but we are left with nothing for our wedding if you coud help us that will be awesome! i pray to God someone cares enough to give me a hand. thanks!
My Wedding
Posted by sand86 on 2012-04-23 08:58:15
I hate to do this but i need money for my wedding my fiance works like crazy as well as i do and i just want to have a dream wedding, i can't be more thankful to God for the men i have! he is really a jewel we been dating for four years and have thought about the possibility of getting married this year in november/2012 i didn't know how expensive a wedding could be :( i am so stress out he is a little sick and needs to go to the hospital now and then but the bills keep adding up and we are paying them but we are left with nothing for our wedding if you coud help us that will be awesome! i pray to God someone cares enough to give me a hand. thanks!
My Wedding
Posted by sand86 on 2012-04-23 08:58:14
I hate to do this but i need money for my wedding my fiance works like crazy as well as i do and i just want to have a dream wedding, i can't be more thankful to God for the men i have! he is really a jewel we been dating for four years and have thought about the possibility of getting married this year in november/2012 i didn't know how expensive a wedding could be :( i am so stress out he is a little sick and needs to go to the hospital now and then but the bills keep adding up and we are paying them but we are left with nothing for our wedding if you coud help us that will be awesome! i pray to God someone cares enough to give me a hand. thanks!
My Wedding
Posted by sand86 on 2012-04-23 08:58:14
I hate to do this but i need money for my wedding my fiance works like crazy as well as i do and i just want to have a dream wedding, i can't be more thankful to God for the men i have! he is really a jewel we been dating for four years and have thought about the possibility of getting married this year in november/2012 i didn't know how expensive a wedding could be :( i am so stress out he is a little sick and needs to go to the hospital now and then but the bills keep adding up and we are paying them but we are left with nothing for our wedding if you coud help us that will be awesome! i pray to God someone cares enough to give me a hand. thanks!
My Wedding!! :(
Posted by sand86 on 2012-04-20 12:58:50
I hate to do this but i need money for my wedding my fiance works like crazy as well as i do and i just want to have a dream wedding, i can't be more thankful to God for the men i have! he is really a jewel we been dating for four years and have thought about the possibility of getting married this year in november/2012 i didn't know how expensive a wedding could be :( i am so stress out he is a little sick and needs to go to the hospital now and then but the bills keep adding up and we are paying them but we are left with nothing for our wedding if you coud help us that will be awesome! i pray to God someone cares enough to give me a hand. thanks!
My wedding
Posted by sand86 on 2012-04-20 12:58:48
I hate to do this but i need money for my wedding my fiance works like crazy as well as i do and i just want to have a dream wedding, i can't be more thankful to God for the men i have! he is really a jewel we been dating for four years and have thought about the possibility of getting married this year in november/2012 i didn't know how expensive a wedding could be :( i am so stress out he is a little sick and needs to go to the hospital now and then but the bills keep adding up and we are paying them but we are left with nothing for our wedding if you coud help us that will be awesome! i pray to God someone cares enough to give me a hand. thanks!
single mother in desperation!!!!!
Posted by binbin06 on 2012-02-22 08:58:42
Anyone actually visit this site to help people?
Posted by Snoh on 2012-02-15 18:58:59
I doubt anyone really cares about our situation but if you do, a donation of anything would be extremely helpful. I can't imagine anyone going out of their way to visit this website with the intention of helping some random person. But might as well try anyway... Thanks for reading my post.
mortgage/arrears
Posted by pandypop on 2012-02-06 13:58:13
Where to begin?
life was ok, not amazing but just ok, then we decided to get in over our heads, we lived in a flat with no garden and had 2 kids, so we bought our own home, money became tighter than tight.
Worst thing is when my man lost his job through redundancy!, arrears soon mounted up on everything not just the mortgage!, all other bills grew too!
Sadly it took its toll on us, by this time we had 2 new kids so we totalled a family of 6 at this point and we got very little help.
During this tough time things have fell apart, we have been through some stuff I wont even bring up and almost lost our house over 3 times.
Its almost impossible to get help financially.
My partner managed to find another job, but it was only a temporary position and the debts cant get paid off, feels like it would take an eternity.
Every time the kids ask for something, its the same answer "sorry, cant afford it".
I have suffered from problems with depression for years and my partner finds that as he gets older, manual work takes its toll, he suffered complete paralasis down his left side as a child, nobody here cares, we dont try and claim benefits, we just take what they give us each week and its not a lot, it wont be long before we get threats of eviction proceedings no doubt.
I want to point out that my partner has always worked and I have always been a stay at home mum, we never claimed benefits until he lost his job, we are no scroungers, we want to earn our own money and it was really a downgrading experience for my man to get treated like "just another waste of space" at the local job center!
This whole cyber begging thing, I stumbled upon it quite literally, at first I laughed, thought its seemed silly and funny but then I thought that perhaps it wasn't so dumb, what if someone out there cared enough to help total strangers?
well I dont know what to say other than any offer is welcome?
thanks :)
lifes not fair
Posted by poorcat on 2012-01-27 19:58:24
NO ONE WILL CARE ABOUT THIS
Posted by Heart on 2012-01-25 12:58:54
Teenage Mother needs help to finish school
Posted by jordansmommy on 2012-01-14 01:58:57
Single Mother needs help for innocent baby boy
Posted by jordansmommy on 2012-01-14 01:58:53
Twin Sister Desperately Needs My Help, Let's Surprise Her This Mother's Day!
Posted by twinneedsmyhelp on 2012-01-13 19:58:24
My twin sister desperately needs my help, but I'm in poverty and I have medical issues. I'm having a really hard time giving her much help.
First off, she is barely 21 years old and such a beautiful, lovely young lady. She always, no matter what, tries to be good to everyone, no matter what she has been through, and she has been through a lot. She has a lot of talents, including singing, songwriting, journalism, and poetry. I love my sister!
Unfortunately, she just became a struggling single mom with a newborn baby. She loves her beautiful baby so much and cares so much for him. If I ever have a baby, I wish I could be as strong and caring of a mom as she is. She puts her whole heart into his care.
She's been through a lot in the past year as well. Before she became pregnant, she was hit by a car and lost her job, all the while being confronted with huge medical bills. She can walk now, but has a permanent weakness in her leg and it hurts sometimes for her.
She now has absolutely no support from the father, and thankfully, he is out of the picture due to incarceration. I was aware of the fact that he was always a little "off", but she recently revealed many secrets to me, and he was aggressive and very emotionally abusive to her. He even stole from her! He hurt her very much.
She's staying at my mother's, which, is normally a good thing, but, this is NOT a good situation she is in. It is not very safe, constructive, or loving at my mother's. I worry for her being alone and having been through so much. I know she feels so upset, and it pains me that I can't be by her side. I also worry that the father might try to come back and hurt her if he gets a chance. She is stuck there and she needs to get out, soon.
So, dear stranger, my sister needs your help. She wants to do so much for the world, go to school, learn a lot, and contribute to society. She has a lot of dreams. She just needs that jump start. She needs to get started first.
Please, if you would take a moment and donate something, she would appreciate it so very much. Everything will go towards her beautiful newborn baby and her enrichment, and hopefully a few counseling sessions for the pain she's been through. She needs all the help she can get.
Once I am done collecting donations, I'll surprise her with the donations received on this Mother's Day. She'll be so surprised!
***If I get over $300 in donations, I'll buy a post that allows video, and on Mother's Day I'll post a video of the surprised lovely young lady!***
Sincerely,
A twin sister
Family Needs Immediate Help, going to lose home in 2 weeks!
Posted by ontheedge on 2011-12-05 06:58:22
I feel so bad for having to ask for the help from the kindness of strangers, yet I am at a point where I donât know what else we can do.
Our lives have been so challenged with enduring so many things, and we always have struggled but survived, yet it gets harder every day...
Iâm hoping to find some compassionate people who can help us, with our financial troubles.
It seems that we have been challenged with so many unfortunate/unforeseeable life changing experiences in the past 6 yrs., ...
Which our family has endured, through all of it by working hard, and with our caring, we always help everyone we can, (being care givers in our home for terminally ill family, taking care of a homeless family with small children, surviving the struggles of major health issues, unemployment, losing close family & friends that are now RIP, we have always helped everyone we can, with whatever we have)....... yet now financially, we have put ourselves in a place where we are now desperately needing someone else to help us, who really understands and cares.
As well, with 2 young teenage daughters who are trying to start their own lives; it is so heart breaking when you want to help them, and just donât have the financial means to help them with what they need so they have a chance for a successful future.
My husband has now recently secured a full time job, and is working as hard as he can, yet it seems like we have just gotten to far behind to catch up; we at risk of losing our own home, my car was repossessed 2 years ago after losing my job, then the motor went in my husbands truck, so we have been left without a vehicle for a year now, our home is in need of repairs, we ran out of money for me to pay tuition for a college course that would get me back to work, as well there are other unpaid bills that have stacked up over the past few years too,........
...... it just seems that we are now going to loose everything that we have worked so hard for all these years.
We just need to find away to get back on our feet, and unfortunately we have no one else to turn to for help,
If any one can offer their help, it would be greatly appreciated.... no gift will be to small..
+ now if we don't come up with $1300.00 within the next 2 weeks, our home is going to be lost to back taxes.
Can someone please help us.....
From a Loving Mom,
Haliburton, Ontario, Canada
please contact by email, we do not have paypal account camp_highland@hotmail.com
who just needs to help her family!
IM DISABLE NO HELP FROM ANYONE I LIVE ALONE IN COLD BASEMENT ROOM
Posted by SAD1954LADY on 2011-12-02 07:58:52
IM LIVNG IN A COLD FURNISHED ROOM IN NORTH BERGEN NJ IN A MAN HOUSE IN HIS FURNSHED RENTED ROOM THAT HE RENTED TO ME I CANNOT MAKE ENDS MEET WHAT I GET FROM DISABILTY THUR MY JOB AINT ENOUGH FOR RENT FOOD CABLE MEDS TRANSPORTATION CLOTHING THE ROOM IS COLD NO HEAT IM NOT ALLOWED TO COOK AND TO TOP IT OFF I WENT TO ALL GOVENMENT AGNCYS FOR HELP THEY ALL!!!REFUSED CAUSE LANLORD WILL NOT ALLOW ME TO GIV HIS NAME AND TEL FOR VERIFICATION SO I CAN GET THE HELP I RETURN TO WORK END JAN IN MEANTIME THE LANLORD THE MAN I RENT ROOM FROM HAS ASK ME TO LEAVE AND LIVE ELSEWERE CAUSE HE HAS TO FIX ROOM AND I CNT LIVE THERE ANYMORE IMAGINE HOW I FEEL I GOT NO CASH EHLP FROMA NYONE IM VERY ILL APART FROM MY KNEEES I HAV MANY HEALTH ISSUES I CANNOT GET SSI IT WAS TOLD TO ME BELIVE MEI TRY I CANT GET IT LONG STORY
I NEED SUMONE THAT CARES ENOUGH TO HELP ME GET INTO A APRTMENT I DO NOT WANT A ROOM SHARE THING I NEED APLACE WERE I CAN COOK MY MEALS AND RELAX IM AMTURE WOMAN ALOT HEALTH ISSUES I HAV AND CANNOT WORK ..SO IMA SKING YOU FOR THE LORD OF GOD PLEASE HELP ME WITH 1 MTS RENT AND SECURITY ILL TAKE CARE OF THE REST IF TIME COMES WHEN I GOTTA LEAVE I GOT NO PALCE TO GO AND IM NOT!!!!GOING TO NO SHELTERIWLL NOT SUBMIT TO THAT PLEASE PLEASE IM BEGGING U IVE ASK ALL FOLKS ONLY TO HEAR ''NO NO NO
I WNET TO GIOV OFFICES AND AGENCYUS THEY ALL DO SAY NO SO IM ASKIN 1 SPEACIAL PERSON TO PLEASE CARRY OUT MY WISH I CANNOT CONT TO LIV LIKE THIS THE ROOM IS COLD I CANT COOK AND IM SCARE DUED TO ALL HEALTH ISSUES TO GET VWERY SICK SO PLEASE HELP ALL I WANT IS 1 MT RENT N SECURITY GOD BLESS U
Desperately trying to help a friend in need
Posted by kafin13 on 2011-11-20 14:58:51
