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Repossessed Home In Need of Repair.

Posted by khannah on 2012-05-21 08:58:22

Hello, My names Kaylee and I am in need of a little help if possible. My parents divorced this year and it ended with me, my mum and my brother moving to a 2 bedroom repossessed property that is in dire need of repair. My mum works, but her wages only cover our necessities and there’s no room to save for the house to be repaired. Me and my brother help where we can but we are on little wages ourselves. We currently have no ceiling or flooring in the lounge and kitchen and every wall in the house needs repairing and painting. We also need a sofa and other bits of furniture as we currently have plastic garden chairs. I have a friend who is a builder and is willing to do all the repairs for us, it's just the part of raising the money for materials that’s an issue.
I would be most grateful for any donation that could help towards my cause and I know it’s not life threatening and in some people’s eyes not a lot of money but for us it could make a huge difference to our lives. My mum suffers with Bipolar and this can have a huge impact on our everyday life, with the house in such disarray this can cause my mums behavior to be very erratic and disorganised, I just feel with a home she does not need to worry about that it will help us all to lead a better quality of life :)

house

Posted by orphen on 2012-05-04 10:58:15

I live in a flood plain area. My house is falling down around me. I am looking for someone to help me tear down and help me get a home to elevate on my property. I own my property but my house is slowly falling in. I need help. I need a loan or a home builder to build me a house. My credit is shot and I do have an income but my credit is shot. I have a 16 year old daughter at home and the house is falling down. t
he wall between my bathroom and kitchen has dropped 4 inches, my bath tub is tilting to the right, and my front porch is sinking in the back. It wont be long before is in the crawl space. Please Help!!!!!!!

Please help me clear debt that is drowning me

Posted by George180262 on 2012-02-06 11:58:11

I’ve never asked for any kind of help before, and certainly not from people that I have never met! But my situation has become so desperate that I really do need help.
I have, for the last 15 years, struggled to make ends meet, following periods of ill-health, bad luck and catastrophic decision making. My circumstances are now very desperate indeed, and have even considered suicide.
In 1997 I suffered from a period of depression, that became so severe that I was forced to give up my job, and borrowed money to cover my mortgage and keep my house. Unfortunately the repayments on this ever increasing debt snowballed, and I found myself unable to meet my mortgage and household bills. I had ploughed my life savings into the home, and lost it all.
In 2006 I was approached by a friend, who was concerned for my financial circumstances, and suggested that we buy an old property, renovate it and sell it for a profit. I was desperate to make some money, and trusted my friend. I would refer you to full details of this in my Beg, as the project ended in complete failure having been ripped off by an unscrupulous builder. Work that should have taken 3 months took in excess of 9, and I ended up carrying out all the work myself. I regularly worked at the house from the early hours until well past midnight. The long hours left me exhausted, and in October 2008 I had a breakdown. I simply couldn’t carry on, and collapsed at work. My employer at the time was an unforgiving and vindictive man, and he said that I would be suspended if my work didn’t improve. I was afraid that I would lose my job, and under considerable psychological pressure from my employer I was forced to resign.
Following the failed business venture, which had plunged me into further debt, my breakdown and subsequent loss of my job, I simply couldn’t cope and pushed me into a long period of depression that became so severe that I planned to take my life. At the time I was so ill that I was unable to hold down a job, and this simply added to my woes - whilst out of work and undergoing intensive counselling I borrowed further. By the end of 2009 I was £15,000 ($23,250) in debt. I desperately want to rebuild my life now, but it is difficult to do so when I am saddled with a debt that is crippling me. Between 2009 and December 2010 my debt increased - there is no answer to it, and I will never ever me able to clear the £18,000 ($27,900) that I now owe. It is a debt that cripples me and prevents me from having a normal, happy life. I am 50 in February 2012, but have no future. I am tired of being worried, stressed, unable to sleep, and being depressed. Please, please help me start my life all over again. Please read my full story, and contact me if you have any questions. Thank you.

Little Room At The Inn

Posted by difference on 2012-01-25 16:58:28

I am 32 years old, married with two children and like many others I am sure we are struggling in the recession. My husband and I both work full time, we have no holidays, drive old cars and have little luxuries and due to the negative equity we have in our property we are stuck in the small house that we live in. We have been saving hard to start building our own extension as we cannot afford a builder to take the job on, so my husband has agreed to try and do the work himself. We know that it will take so much longer but we do not have any choice. We are already on an interest only mortgage on an extremely high interest rate due to our negative equity so we cannot reduce our biggest outgoing at all. The reason we need to extend our house is that my daughter's room is so small that we cannot even buy a single bed to fit in the room so we need to get her out of her baby bed and into a normal size bed. If we could afford to move we would but we would owe the bank money if we sold up and that is just not an option. We need help to allow us to stay here as we are really running out of ideas. I feel very nervous and a bit weird doing this but we are doing everything we can from buying most of our food in the reduced aisle and I am selling the kids old clothes just to make some money so that we can start building our extension as we will be staying in the house for a lot longer than we planned. I understand that there are many people out there with very worthy causes and that we are a normal family with big money problems and that you may feel that this is way down the list of priorities, so I would like to thank you for taking the time to read this and for any help that you may be able to give.

Family in Danger of Losing Home

Posted by njgc56 on 2012-01-24 09:58:56

Firstly I would like to thank you for taking the time to read my post.

I am a mother of 4 children who works full-time. My husband is a self-employed builder who worked alongside my father for many years until he recently passed away. Since then he has struggled to find any work despite his hard efforts to gain employment to provide for his family.

As he has had no work for several months we are now in great danger of losing our home. My salary is very little and can only barely cover our mortgage costs never mind any other expenses such as food, gas etc. We currently have no food in our home and thankfully we have some very good friends who, although cannot help financial have been helping by feeding us. We are now in real danger of losing our home and are in desperate need for any help that could be given to us no matter how small or big.

Thank you once again for taking the time to read my post.

HELP! Marooned in South Africa!

Posted by hairybuilder_33 on 2012-01-14 06:58:34

Hi, My name is Rob. I am a Scot by birth. I have been stuck in South Africa with my wife and 5 yr old son since 2006. We met while working for the same company and after 2 good years together in Scotland decided to marry. Our original plan was to come to SA to get married. My wife’s family is all from here and it was too costly for them to travel to the UK. Besides, the weather is far better for a wedding here. The currency was also very favorable.
After we were married we looked round and decided to give “the new South Africa” a chance. What a mistake that has turned out to be! The work situation for white people only held out until 2009. I am a self employed builder and carpenter with some 12 years experience and many successful projects to my name. My wife Lee is hunting for a job at present, she was retrenched in December. Due to the fact that we have legislation here in SA that denotes which jobs can be given to whites and which have to be given to non-whites. Here I fall into problematic territory. There are practically no jobs that I can even apply for! We have been surviving on small jobs to keep money coming in, however the situation for whites here is getting worse. As a sole trader I am unable to apply for tenders, quotes etc. This makes finding profitable jobs almost impossible. The jobs that come in usually get me around 100 rand per day (equivalent to 20 US dollars per day). It is barely enough to feed the three of us. Food prices are rising rapidly here. We are getting nowhere! The downturn here made short work of what savings we had. The only saving grace has been that we have stayed out of debt. I honestly don’t know how much longer we can stay that way.
You may be wondering where all of this is leading to, let me explain. We have applied for many jobs in the UK over the last 2 years. We have been accepted for several positions with included accomodation. As a UK citizen I can return with my family and work there. However, We cannot get enough money together to relocate the three of us back to the UK! Our target is 5000 US dollars. This will allow my family and I to get flights with some left over to see to emergencies. (with a five year old you never know!!!)
Any donation is most appreciated by the three of us.

I am hurting

Posted by pjfolse on 2011-12-17 11:58:35

I have never begged for noney befor as I am very prideful.Howver, sometimes you have to swallow your pride. I have for several years paid the mortgage my daughters private school etc. But I am self employed builder. I recently had to have complete shoulder reconstruction to my left shoulder and when that heals I will have to have surgery on right. Being self employed when I don't work, I don't make anymoney. I can't afford to get my wife or daughter anything for christmas or pay the mortgage (1200.00). I will be out work for 6 months. I have no idea what I can do. No family and my church can't help. collections are down. If you can please help me till I can get back on my feet.

Last resort.

Posted by Littleone1 on 2011-11-26 11:58:07

I just don’t know what to do, I am a 23-year-old female. I was mainly raised by my mother (58) she was married for a number of years and is now divorced. We had an excellent relationship up until I was about 11 when we moved from the city to the smallest village in the middle of no where, when I was 16 I moved back to the city to attend college, I was home schooled from the age of 13 so had to do make up courses if I ever wanted to attend university as I never got any schooling qualifications.
Over the years Iv tried to visit as much as I can but with schooling taking up most of my time and due to us living about 9 hours apart, is been difficult.
We are both very similar, which causes a lot of arguments, both equally stubborn. We fight a lot.
She’s dealt with a lot, such as a three-year prosecution agents her, which absolutely broke her, mentally and emotionally, it was a hard time for both of us, my grades suffered a lot and I began to worry about her mental health. Because it went on for so long, a lot of our arguments would be blamed on the stress of the whole situation. I always thought that once it was over, we would get better.
I graduated from university a year ago and it’s the first time in a long time that I’ve been able to visit more frequently. I thought it would be a great opportunity for us to fix our broken relationship,
When ever I visit, it gets to about a week, a week and a half and I just have to leave in fear our relationship would just crumble, this time it’s a little different, I broke up with my boyfriend of a year, who I was living in the city with and decided to get away so about two weeks ago I came to my mums, then within a few day a friend of ours (yes we share friends, we are VERY similar) was raped and beaten up, said friend is very messed up about it and has needed me around, you know just to listen, pretty much just to be here. So I decided to stay longer, when out of the blue my dog died. This dog was my guardian angle and helped to keep me strong when times where hard. Having him leave me was probably the single most heart-breaking moment of my life so far (don’t think I’m just inexperienced with life (my partner (my first-love/childhood sweetheart) of 7 years and I broke up less then two years ago) I know heart-break.
We have argued less this time considering the circumstances, but not for lack of her trying, well that’s how it feels. With everything that’s going on anytime I feel tension in the air I have just said “No, not now, we will not argue” and either left the room or had a time out if we were in the car or something.
She’s very ‘bohemian’ has a very radical way of thinking, outspoken and always on the side of the underdog, I have absolutely no problems with this and I most defiantly love her for exactly who she is. She’s been the best teacher of life, she’s had a hard life, and I feel I am more educated against the world because of the way we can talk about things.
When I’m here I try to put some order to the chaos, you know tide up (its always a mess) it’s a big house and can take ages to clean ever room.
I just broke down, I was cleaning the kitchen, and this isn’t just polish and vacuum. I was removing all the moulding fruit and vegetables from the bowl, when I noticed that she had three bags of potatoes in the fruit bowl. I wrapped them up to put them in the potato draw only to find a draw full of rotting potatoes.
She hoards stuff, I tried to throw away a few disposable Tupperware boxes when she told me she uses them to store things, fair enough. Then I notice a huge stack of them on top of the cabinet, like she hasn’t even considered using those ones.
This all sounds so stupid, I know, but usually when id be strong enough to just brush it off and sort it out, I don’t have that strength rite now, I am so worried for her, I am beginning to feel as though perhaps I should move in with her to be her carer, but we don’t have the sort of relationship that we could live together full time, last time that happened I was 15 and I would hate to live in this area again, I have nothing but bad memories from my childhood here. The people are very closed minded and keep them selves to them selves, my mum loves it here, she grew up in Africa, and says round here reminds her of a happier time. It’s not for me.
And on top of it all, she doesn’t earn very much money (she practically volunteers at a place to help people with special needs) and iv been struggling to find a job for months now, iv started receiving benefits with is £50 per week, but the debt of our dog dyeing is at least £500, and our other dog has to have an operation to have his eye removed this Friday (which is just more £££) all my benefits are going towards that and all the money she can keep aside goes on that as well.
The house is falling down, her ex husband was a builder and they had brought a run down place to do up, he smoked away all his time and practically nothing got done. She’s lived here for over 10 years and only a few weeks ago had windows fitted in the kitchen, before it was just stretched plastic. Most of the walls are just plasterboard, the sink is broken, we have to carry water down from the bathroom to do the washing up.
I don’t know what to do, I worry about her mental well being, I don’t know if she’s developing Alzheimer’s, she had a memory test at the doctors and they said she was fine, but I just don’t see how this can be the case. I worry about her physical state, she has extremely bad arthritis and struggles to move somedays. I worry about her financial situation, but without work there’s nothing more then £50 a week I can do.
I am not keep my job search limited to my degree; I have applied for supermarkets, MacDonald’s, all manor of places all over the country.
I feel more then ridiculous for posting this, but I don’t want to be a burden on the people in my life, and simple don’t know what to do anymore.
Grammar and spelling aren’t a strong point of mine, please don’t judge me on that.

TL;DR - I need to help my mother financially, to fix the crumbling house, to pay vet bills, to fix our relationship and just to survive when life is hard.
I was a happily married man for 10 years with 3 children, 1 day after returning home from work found out the place was empty and everything cleared including the childre, i was heart broken , eventually found out that she had been having an affair with a builder.I managed to struggle through daily life i FOUND A NEW GIRL just over a year ago, who helped me , try to get my life back on track, December 2010 my ex wife found out i was seeing someone else and was happy so decided to go to the police and made up false allegations against me, these were serious allegations and through it i lost my job, car, my new girlfriend, but just about kept up the payments on the house, Now all allegations have beeen thrown out im a free man and want to start rebuilding my life, the last 7 months have been hell, im suffering with severe depression and on medication, tthe ex will not let me have contact with my 3 children, the only way is to go through the courts, i cannot afford all the costs, i still have my other solicitors bill to pay for the divorce, i would be so gratefull if anyone could help me, all i want to do is to be happy again, not depressed, and be a loving father to my children whom i miss so dearly, what annoys me is that i have done nothing wrong in this situation but have been treated like a criminal from her, i dont want my children suffering, i would like to sell our house as well so i can give her her money and get out of my life forever, so please if anyone can help i would be so grateful, especially if i get to see my wonderful children again, thank you for reading, those who donate i will keep you reguarly updated on my situation. all the best Martin

Closet Project

Posted by ghostly on 2011-04-27 13:58:35

It's no secret, my closet is a disaster. Ten years ago, before my dad died, this was a project of ours we had started. The pole and shelf in my closet had fallen and the brackets had ripped out of the wall. It was our vision to take out the pole all together, that was clearly not going to work with all the weight of the clothes, and just redesign the inside of my closet where I had shelves going all the way up. I have a type of containers that I had my clothes in nice and neatly, one for shoes, and the rest of my stuff I keep in boxes. We had the idea that the shelves would be so much more convenient. Well, when my dad got sick with lung cancer, all of our ideas went on hold due to that he was just too sick. I have all my clothes in bags and just piled in my closet wherever they would fit. My request is simple, I need help with brackets to hold up shelves, and the shelves themselves. I will be more than happy with any help, the right size cut boards for shelves, sand paper, varnish, nails, a stud finder, any supplies I would be grateful to receive more than money to buy them with, but donations would be welcome. I added my PayPal. If you would like to help me with supplies, or if you are a builder who knows how I would measure or can suggest anything that could make my project a reality, I would appreciate any kind of help. This was something my dad and I started when he was alive. My heart would just like to see it completed. Thank you for reading.

I am starving!!! Please help!

Posted by rickeegee on 2011-01-22 20:58:58

Recently I lost my job as a builder and I have badly injured my knee, so I cant find any job suited for me, I cant pay my bills, I cant pay for surgery, I dont even have a loaf of bread in my house. Please help me! Donate as much as posiible, every cent counts.
Just about every country has been hit badly by he recession some worse than others. I’m from Ireland an absolutely beautiful country with some of the most wonderful people on earth I believe. But this is changing; Irish people have been hit badly since the downturn. Depression has hit every home. People who worked all their lives now have absolutely nothing to do with their time. Most of my friends and family are on medication for depression. My father is a builder, he worked since he was 15 he is now 54. That’s nearly 40 years of getting up going to work providing for his family. He has been out of work since 2008 and this has nearly killed him. He has ended up in hospital numerous of times for stress. He is a changed man never do I see him smile. It’s so sad. He invested his hard earned money in the property sector and now owes a fortune.
People are feeling so bad because the government is not solving the crises. There are no emergency plans to get people back to work. Unemployment has reached a record 13%.
Ireland was the fastest growing country in the world, everything was great. The building trade was booming, everyone was working, money was everywhere. Getting a loan was so easy for a car a house whatever you wanted. Everyone was happy. When I left school everyone walked into a job.
I worked from 16 I’m now 29. May 2008 was when I lost my job as a bricklayer. I loved going to work having the craic, going out on the weekends having the craic it was a great life. All my friends had jobs and money good times. I got a mortgage on a lovely new 3 bed roomed house in 2007 with my girlfriend it was so exciting. We borrowed 375,000 euro from the bank without any problems. Payments were 1500 per month. This was easy to repay as we were earning 90,000 pa between us. We had two cars costing 150 pw. We were sorted, lovely house good jobs and job security.
That all changed fast. In 2008 I lost my job. I was unemployed for the first time. My girlfriend lost her job 3 months later. We thought we would be fine that we would find work somewhere.But we were wrong things got so bad in Ireland that only the public sector workers had a chance To keep their jobs. Everybody else was fecked. Within 8 months I had lost my job, my house, my car and my girlfriend and owe more money to banks and the credit union than I will ever earn again.
It took me a while to get over my losses and now I’m ready to start over. Problem is the country is not ready to start it is getting worse. Still no jobs no money to invest and now maybe a bailout is needed from Europe just to feed us.So I have decided to go to Australia to get a job and help my family out with the bills. But I have no money what so ever. I’m living at the mothers getting the social welfare but can’t save a cent from it. It’s just enough to pay some interest of my bad debits and buy some food. There is no where I can earn money nobody I can borrow from I’m just stuck in this debt riddled country. Life is passing me by just stuck here living at home its so depressing.
I have always worked hard for what I had. Now Im worse off than people in a third world country. Maybe not worse off but at least they don’t have the banks demanding everything.
Anyway I wrote this because I cant think of any other way I can get to Australia other than to beg for the money. This is what I’m lowered to do. If this doesn’t work than I’m stuck here and I know within a few months I will also be taking depression medication just to block out reality.
If you can afford anything at all can you put it in my paypal account. This is so embarrassing but I have no choice. If you help me out I will e-mail you and let you know how I am doing and as soon as I get a job in Australia I will repay the money. That is the god honest truth every cent.
My paypal details: Waterford556@hotmail.com
Thanks for reading