Borrowing Tags

I am a psychology student in need of help (today if possible) I am having a hard time finding a job and with school supplies that I have to purchase I am falling behind. I need a laptop, money to live on, I am borrowing a computer (my mother's) but I can't do all the school stuff I need to do (she has time limits for me to use hers) please please anything will help

I;m 18, I was kicked out of my house in January because I told my parents that I'm gay. Well anyways, I borrowed money so I could pay first and last months rent, and have been borrowing money to pay my rent for February through March. I now have a job, but have about $3,000 worth of debt and I just want it GONE, ill never get rid of it on my own, someone please help me! I just want a fresh start so I can prove to my parents that I am ok!

Hi my name is candy i'm 26 years old married with a son and daughter on the way. Last month my husband and I were in a car accident.. It caused me severe back injuries and it caused my baby to be in distress. Because of this my doctor took me out of work. I was unable to keep my job, they had to give up my position since my doctor doesn't think I should work until.after our baby is born. My husband is the only one working and we blew through our savings with bills rent, food etc. I have applied for disability but havent heard anything nack. I did receive short term disability through my job but we have exhausted that trying to keep up with these bills. Borrowing money will put us in a bigger he. If there is anyone out there that can help we are in desperate need of 2000 dollars to keep us afloat. This would be greatly appreciated. God bless.

OF MONEY, RATS, MOSQUITO AND OCCASSIONALLY SNAKES....

I am a stay at home mom with 3 boys 9, 7 and 2. They are the only reason i am still going strong.

I live with my husband, 3 boys and my 2 elderly in laws. We live in a wooden and brick 50 year old house. Just a few months ago it was leaking in so many places untill the charity department replaced part of our roof. We have rats running around at night and mosquito all day and night. I am raising my children in this situation and it breaks my heart everyday. they are simply not safe!!!!

Disease is a huge concern... And occasionally snakes....

Anybody with a hammer can simply break the wooden walls. Easily...

And my husband has been laid off in 2008 without any given compensation. We are still claiming it in court. it was suppose to help us for the next few months or maybe start a small business of some sort. But on the last day of work they came and told us that they refuse to pay when they PROMISED to 2 months prior. We were utterly shocked and unprepared!!!!

We've always had a lot of money troubles but this still effect us to this very day.

My husband has been in and out of jobs since then....

Begging and borrowing, not paying our bills...

Our debt has grown to about $20,000usd.
We simply couldnt make ends meet for years...

We couldnt start anything new to make money...
There is none to spare.. no more to save..........

We couldnt move on... we couldnt do anything new... We are trapped.... stuck!

And i couldn't work.. I have to take care of my boys and my 2 elderly inlaws..

I have deppression. I have a memory of a sixty year old and i am only 36, and i am also a borderline agarophobic...

Its hard to get out of bed and do anything and i've been homebound for the last 10 years.. Most days i feel numb...

We are so miserable... My husband and i would fight a lot from money issues sorrounding our lives eventhough we love each other dearly...

A good amount to have a month is at least $800usd and we have never made that much.

Living expenses skyrocket day by day...

Everything seems so illusive..

What we need is to start a business of some sort to put together a better future..

Our children are growing up.. Today it takes about $70,000 usd per child to go to college.. I have 3...And it will surely be a lot more when they are going to college later..

I dont see how we are going to pull through if we dont find our way now....

And so i would like to request for another $20,000 usd plus the $20,000 to pay for our debt so that i can make it through all this and start a business to secure the future for my family....

Please please help us... You would help 7 souls... And you would make us very very happy for a long time to come...

Again i humbly ask for your help... Please help us by giving us a better chance for our future.... Please strongly consider my request... For the sake of our childrens future...


I desperately need your help...
Please help us....

Thank You Very Much.

I am a stay at home mom with 3 boys 9, 7 and 2. They are the only reason i am still going strong.

I live with my husband, 3 boys and my 2 elderly in laws. We live in a wooden and brick 50 year old house. Just a few months ago it was leaking in so many places untill the charity department replaced part of our roof. We have rats running around at night and mosquito all day and night. I am raising my children in this situation and it breaks my heart everyday. they are simply not safe!!!!

Disease is a huge concern... And occasionally snakes....

Anybody with a hammer can simply break the wooden walls. Easily...

And my husband has been laid off in 2008 without any given compensation. We are still claiming it in court. it was suppose to help us for the next few months or maybe start a small business of some sort. But on the last day of work they came and told us that they refuse to pay when they PROMISED to 2 months prior. We were utterly shocked and unprepared!!!!

We've always had a lot of money troubles but this still effect us to this very day.

My husband has been in and out of jobs since then....

Begging and borrowing, not paying our bills...

Our debt has grown to about $20,000usd.
We simply couldnt make ends meet for years...

We couldnt start anything new to make money...
There is none to spare.. no more to save..........

We couldnt move on... we couldnt do anything new... We are trapped.... stuck!

And i couldn't work.. I have to take care of my boys and my 2 elderly inlaws..

I have deppression. I have a memory of a sixty year old and i am only 36, and i am also a borderline agarophobic...

Its hard to get out of bed and do anything and i've been homebound for the last 10 years.. Most days i feel numb...

We are so miserable... My husband and i would fight a lot from money issues sorrounding our lives eventhough we love each other dearly...

A good amount to have a month is at least $800usd and we have never made that much.

Living expenses skyrocket day by day...

Everything seems so illusive..

What we need is to start a business of some sort to put together a better future..

Our children are growing up.. Today it takes about $70,000 usd per child to go to college.. I have 3...And it will surely be a lot more when they are going to college later..

I dont see how we are going to pull through if we dont find our way now....

And so i would like to request for another $20,000 usd plus the $20,000 to pay for our debt so that i can make it through all this and start a business to secure the future for my family....

Please please help us... You would help 7 souls... And you would make us very very happy for a long time to come...

Again i humbly ask for your help... Please help us by giving us a better chance for our future.... Please strongly consider my request... For the sake of our childrens future...


I desperately need your help...
Please help us....

Thank You Very Much.

I am a 26 year old mother of 2 adorable children. My husband was killed by a drunk driver a few months ago, and we can no longer make ends meet. I am constantly hounded by collection calls, and have had to make some tough sacrifices. My husband had no life insurance, and was preparing to enlist in the military. He never got the chance to serve his country, or see his children grow up. I have job skills, but cannot afford daycare anymore. I don't qualify for any assistance programs, and I don't want to be a welfare mom in the first place. We have exhausted all options as far as borrowing from friends and family, and I don't know where else to turn.

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A few days ago I was was asked to attend some last minute university interviews, I planned a trip in a rush with what little money I had, borrowing the majority of it.

Due to a couple of travel and financial planning slip ups I've found myself with £20 left to survive until Thursday and stuck without transport in Derby on Wednesday (I need to make it on to York and then Leeds-Bradford airport in order to make it back home to Belfast). Even then I've no money to pay for my hostel bed in York on Wednesday night.

So I'm hoping some of you will be kind enough to give me what ever you can in order to help ensure that I can get to where I need to be in order to get home, and perhaps eat whilst I'm here. otherwise I'm going to be stuck in England with nowhere to go for the foreseeable future.

I am a 43 year old female. I have no children and I am not married. My story is not that of someone that most people would be sympathetic to, but I would like to be as honest as possible.

When I was 23, I graduated from medicine school, got involved with someone for 5 years then he left leaving me with nothing. I got my first loan and credit card which was my first mistake. I borrowed to pay for my mortgage and ended up having difficulty paying all my bills.

Over the years, I proceeded to act like an idiot – taking out new accounts and racking up the bills. I moved to Italy thinking a new start would be good, lived there for ten years but still could not earn enough to pay off my debts let alone live comfortably. Again, this is my fault, getting mixed up with people who took advantage of my generosity, I was left yet again with no money to support myself. My father passed away when I was 23 and my mother 10 years later, I am an only child. I have no idea what happened to all their property or money, so I’ve had to be independent and fend for myself.

I decided to return to England, but getting a job here was even more difficult than in Italy. No one wants to employ you if you are over 35yrs, I’ve been struggling for the last two years, sometimes going without eating for 5 days living on tea. I have sold just about everything I own. I was hoping to make a dent in the bills I had mounting, which had gotten out of hand. I was falling behind and couldn’t make all the payments. Selling off all the stuff I bought seemed like a good start, but the bills keep coming.

I am asking for some help with these bills and rent so I can get my head above water. I have not taken out any loans and cancelled all my cards, I’m in so much debt that I will be evicted from my flat if I don’t come up with the rent by Monday.

I would humbly accept any help that someone is willing to offer me. I really want to live debt free for the first time since I left my parents home. I made a promise to myself that enough was enough, no more borrowing and if I got enough money to get me out of my black hole, I would help someone else who needs help just like me.

I am a 43 year old female. I have no children and I am not married. My story is not that of someone that most people would be sympathetic to, but I would like to be as honest as possible.
When I was 23, I graduated from university, I studied medicine, got involved with someone for 5 years then he left leaving me with nothing. I got my first loan and credit card which was my first mistake. I borrowed to pay for my mortgage and ended up having difficulty paying all my bills.
Over the years, I proceeded to act like an idiot – taking out new accounts and racking up the bills. I moved to Italy thinking a new start would be good, lived there for ten years but still could not earn enough to pay off my debts let alone live comfortably. Again, this is my fault, getting mixed up with people who took advantage of my generosity, I was left yet again with no money to support myself. My father passed away when I was 23 and my mother 10 years later, I am an only child. I have no idea what happened to all their property or money, so I’ve had to be independent and fend for myself.
I decided to return to England, but getting a job here was even more difficult than in Italy. No one wants to employ you if you are over 35yrs, I’ve been struggling for the last two years, sometimes going without eating for 5 days living on tea. I have sold just about everything I own. I was hoping to make a dent in the bills I had mounting, which had gotten out of hand. I was falling behind and couldn’t make all the payments. Selling off all the stuff I bought seemed like a good start, but the bills keep coming.
I am asking for some help with these bills and rent so I can get my head above water. I have not taken out any loans and cancelled all my cards, I’m in so much debt that I will be evicted from my flat if I don’t come up with the rent by Monday.
I would humbly accept any help that someone is willing to offer me. I really want to live debt free for the first time since I left my parents home. I made a promise to myself that enough was enough, no more borrowing and if I got enough money to get me out of my black hole, I would help someone else who needs help just like me.

Good Day, i hope by the Grace of God someone out there will take pity on me and free me of this financial bondage I need at least R200,000.00 to pay my supplier and bills,borrowing from Peter to pay Paul only makes matters worse.I need a vehicle to work to earm money,met with a accident four weeks ago,vehicle will only be ready in three weeks time,no vehicle no sales no earning,and bill are pilling.Supplie wants money,i have not been working for the past month due to injuries,I need devine intervention,i cannot heal my injuries as i cannot rest as i am so worried about these bill.God Bless whoever helps me abundantly.
ay a supplier

I finished university over a year and a half now, and have ever since been dragged down by my student debts, It's my own mistake I know but with the job hunt being so difficult since I finished university I resorted into borrowing money from my father to become a esl teacher which made sitiuation worse, but has now resulted into me moving to china to work and am barely making any money to even send my dad or live.
Any help would be much appreciated.
Thank you in advance.

Hi. I'm a young man of 34 years, still single, but enjoying life. I was well educated growing up and studied business in college. I've had some recent hard times with the economy just as everyone else has. But I was prepared and was able to survive on money I had saved up. But that wasn't enough, I had to cash in my retirement account in order to still make ends meet. Being the business-minded person I am, I took a hard look at my finances and cut back on every single thing I could. But even then, my expenses still seemed to be more than my income. I requested my student loan payments to be reduced based on economic hardship and found myself borrowing against my credit cards each month in order meet my financial obligations. Now, I've found myself borrowing on one credit card just to make the payment on another credit. I did this just to stay current on my monthly payments so I wouldn't ruin my credit. My credit rating is very important to me and I don't want to risk it being lowered.

Right now, here at the beginning of the year, I'm just trying to get a new start on life. I'm wanting to wipe out most of my debt so that I no longer have to worry and be stressed about that day after day and be able to concentrate on the more important things in my life. I've started clearing out a lot of clutter in my life. I've gone through a lot of my storage boxes and getting rid of things I no longer need. I'm selling my car that has been giving me issues since the summer and now needs a repair that will cost over $800. I'm making plans of moving to another part of the country which I feel has a lot more opportunity for me. I want to get more involved in the lives of our youth. I'm starting a website which gives tips on money management and plan to integrate a monthly email newsletter as well. I want to organize local meetups for youth to teach them about money. I was also recently hired as a tutor for an online tutoring company. And I want to get involved with Big Brothers too.

I feel that making these plans are the direction I'm being called towards. I feel it's right within my soul. And I feel there will be many positive aspects to this later on the down the road. But the truth is, I'm still in debt. I'm still trying to work on my financial obligations. The tutoring company I was hired with is a new company and was supposed to be live in January. But I was recently told there were some complications with the website and it may not be until March or April before we could start. So that was income I was counting on that's not happening right away. Add to that, I'm in the middle of moving and came across unforseen expenses that I was not expecting. Having no current job, I'm trying to find ways of paying for those. And since I'm moving, it's kind of difficult looking for a job. And since I have no job and no income, I'm really not sure how I'm going to afford a place to live once I do arrive.

So, as you can see, even though I've been trying to make some positive moves in my life, it's becoming increasingly difficult due to the lack of income and the increase in debt I have. So it would be a great help if you're able to make a small donation. Then I can start moving forward and changing my life for the better. Thanks so much for your consideration.

Hello a pleasant good day to you all. I am in desperate need of some financial help and i am asking the public please if they could assist me.I work ,but my pay is very small and so i am not able to cope with my bills and so am just borrowing from Peter to pay Paul and now i have a very big bill on me now.I am diabetic and so whenever i do extra work i become very tired and get very sick . If i could get fifteen thousand dollars i would be able to clear up my bills and see if i could start a little business from home, i would be very happy .Whenever i do very hard work because of the diabetes i feel very sick , so if i had a chance to do something from home that is not too hectic then i would feel much better. I can bake or even sell stuff from home , i just need a little help to get me on my feet . I don't want to be asking for help all the time i would love to do something for myself so i can cope with my bills .I don't like owing anyone but this is the situation i find myself in now . Please any donation of any amount will be highly appreciated . Thank you very much .

My wife and I have fallen in hard times and I really need some assistance to take care of this months rent. we are a God fearing family and I know things are going to change for the better soon. I am willing to make arrangements to pay someone back. I was laid off and my credit went to pieces so borrowing from any other source has been impossible. Any way you can help me reach our 1000 rent payment this month out would be so helpful. We are expecting and have a two year old. We are not worried abut trying to have stuff for Christmas, just trying to make it through this month. Fyi, we had an unexpected move and increase in daycare expenses that caused uss to be behind. But I get a. Raise next year and more benefits.

First let me thank you for your time in reading this. I'm not even sure what to say here. Like I said in the subject, I am unemployed for the first time in over 22 years. I've never had any problem finding a decent job, but at 54 I've found myself in a quandary. After being a quality control inspector with directv for years, they've decided to eliminate the whole department. Now changing careers at this age, in this economy is harder than I thought. I have a wife and two kids (at home) that have depended on me. I feel like I'm failing them. It's been since June and I'm getting beat up by all the rejections and bleek outlook. The state will only give us 280 a month in food stamps. It helps but try to feed a teenager with that with todays food prices. After having a major heart attack and emergency quintuple by-pass surgery just 4 years ago, I also have a lot of perscriptions to buy without insurance. We have never lived "high on the hog" and never will. However when rent, utilities and car expenses are over 2500 and our income is under 1800, there's nowhere to downsize anymore. I can't keep borrowing $$ from my 88 year old mother (who also lives with us). I know something has to break soon, but for now....Please Help!! I don't know what else to say. Anything at all will be appreciated. I just can't let my family get into a very bad place.

Hello, I am the mother of 3 and step-mother of 3. (6 altogether). My husband is on disability because of his back and I lost my job about 2 months ago. We were already living paycheck to paycheck and now i can not even pay my rent or my bills and I'm borrowing a car from my mother. I have been searching churches and everything in my area for possible assistance but everywhere is full or they do not have any more funds for the year. I am in desperate need so i thought i would look online and see what i came across, and this was what I found. I dont know if people really help people like this but I do know that it would be a great blessing if someone did. My children are ages 1, 2, 4, 9, 10 and 13. i have been doing my best to keep us a float but as of now I’m 2 months behind on rent (im sure an eviction will be coming soon), shutoff notice for water bill, no phone besides our safelink phone. We haven’t paid our trash bill in months, so sometimes our neighbor lets us put some with theres but if not it just piles up in our garage. Our gas bill is steady climbing. We have had to sell a lot of our things to pay a little here and there, like to get more time to pay the water bill before they turn it off. My son was accepted to go to preschool for free this year but he can only go a couple days a week because I dont even have the gas money to take him there. Please we really NEED assistance. If there is anyway someone could help us with anything, please contact me. Any little help at all would be greatly appreciated. please. And thank you very much for you time and consideration. …. Even a prayer would be nice…

Things have been really rough at home. My girlfriend has recently been diagnosed with multiple sclerosis and been put on preventative medication to slow development. Shortly after our roommate gave her month's notice that she would be vacating. Our cat has also had some recent medical problems. We are behind on utilities. Our vehicle registration was up in June and has not yet been paid. We've been pawning off items and borrowing small amounts of money from family but we haven't been able to get out of this rut yet. All of this has led to us being unsure if we'll be able to pay this upcoming month's rent. Any help would be greatly, GREATLY appreciated and, once out of this mess, I intend to pay it forward. Please help us.

I am actually going insane! I dont know what to do anymore! my husbands walked out on me and my two daughters 3 years ago leaving us in crippling debt! before he left i was working all the hours under the sun and whilst he paid nothing, i paid everything, being on my own, i cant work that much but still work full time which does not bring in enough money! i am behind on my rent and bills as i am borrowing from here to pay here and backwards and forwards! i am so desperate to go back to studying, all i want is a life of working hard for my kids and making them proud of me in the end! i live so far away from any family and friends as i moved so far away when my husband started beating me. I am desperate for any sort of help. I wouldnt even mind a loan to catch up and that i could pay back that would take the pressure off! i love my kids to bits but cant be a good mother to them right now as all i am constantly thinking about is how to save us! i am so desperate it is embarassing! i have skills and am willing to work for people or anything! i am not a lazy person and have alwyas worked and have just hit rock bottom and dont know how to get out of this mess! please someone help us!!!! my studying has come to a standstill as i can no longer afford the fees! I wouldnt even mind a sponsor just for my studies! please help! xx

Everyone has his day and some days will last longer than others.
Winston Churchill
Borrowing is not much better than begging;Just as lending with interest is not much better than stealing.
Doris Lessing

I am asking for help with remaining college fees. I desperately want to train to become a child social worker. I have raised a lot of the money through college grants and borrowing bit still have around £1120 outstanding. If I can't pay these fees I will be unable to continue my training. This is such a worthwhile career and something I am really passionate about. Any donation is greatly appreciated :-)

Let me start off by saying this is a last stitch resort. When the economy got bad my husbands hours were cut back significantly, we've been able to just barely get by, even borrowing money from family, but that just isn't and option anymore as they struggling as well. Recently received foreclosure notices and I had a breakdown and ended up on anxiety medication. We are working with our mortgage company but they are so hard to get a hold of and to get calls back, I am unsure How much we owe, the last number I heard was $7,500; that's a lot of money to come up in due time. We are working very hard just to say afloat and I'm afraid that we won't be able to much longer. Any amount would be so refreshing and welcoming. Thank you for taking the time out of your day to read this.

To whom it my concern,
I am a single mom that is trying to go to school to be an LPN so I can support myself and daughter. For now I'm borrowing a car from a family member but its not the best car and if anything happens to it my family member, my daughter and I am stuck with no transportation. I live in the middle of Massachusetts with no public anything or taxis. Please help me and my family if you have a car that you no longer need or are fortunate enough to be able to donate I would forever be grateful. thank you for your time!

I don't know where to turn to but I am a mother of 3 young children (ages 4, 3 and about to be 2 years old). My husband has just left me and I have been looking for work but it has been hard because I have not worked since 2006 when I got pregnant with our first child. My oldest is also autistic and does not understand why Daddy is no longer at home with us. My husband left me with all of our bills unpaid and he also took our vehicle. The water was shut off this morning and today I received a disconnection notice for the electric bill. I am going to apply for assistance through welfare tomorrow but I am desperate and not sure what I am going to do because we will be homeless if I cannot get assistance immediately. I am out of diapers, wipes, bath wash and I am about to run out of food. I have no friends and no family around to help me. I have tried borrowing money off my family back east but they are not in a position to help me. Can someone please offer and advice/help or direct me to the right place please??? Thank you.

I don't know where to turn to but I am a mother of 3 young children (ages 4, 3 and about to be 2 years old). My husband has just left me and I have been looking for work but it has been hard because I have not worked since 2006 when I got pregnant with our first child. My oldest is also autistic and does not understand why Daddy is no longer at home with us. My husband left me with all of our bills unpaid and he also took our vehicle. The water was shut off this morning and today I received a disconnection notice for the electric bill. I am going to apply for assistance through welfare tomorrow but I am desperate and not sure what I am going to do because we will be homeless if I cannot get assistance immediately. I am out of diapers, wipes, bath wash and I am about to run out of food. I have no friends and no family around to help me. I have tried borrowing money off my family back east but they are not in a position to help me. Can someone please offer and advice/help or direct me to the right place please??? Thank you.