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Please help me to end family crisis!!!!!

Posted by helpwithvivek on 2012-05-22 11:58:50

Hi,

4 years ago I lost my job because of recession and I'm jobless till date :-(

I'm married and have 2 children. After losing my job I spent 2 years with the help of my savings and after that I borrowed loan from bank. But for last 15 months I'm facing very very critical situation. Now its very hard to survive. I have to pay school fees for my children, wife's medical expenditure, pay back bank's loan and start a small business to earn. For all these I need $16000.

So its my humble request to all kind hearted human to help me to end my problems.

GOD BLESS YOU ALL.

Thanks.

Drained By Divorce and Bad Economy

Posted by downnout81 on 2012-05-19 00:58:23

A few years ago my wife and I divorced. I got stuck with her car payment, student loans, legal fees, and credit card bills. She was awarded our house, but because it was purchased under a VA loan, it remained in my name. She hasn't made a single payment on it in over two and a half years and it is now in foreclosure. My credit is shot. I am a union electrician and due to a bad economy I have been out of work for two out of the last three years. Things got so bad for me that I went over two years without seeing my children. A few months ago I was finally able to borrow enough money from friends to get an attorney and get visitation of my kids again. With all my ex wife's bills that I am responsible for, plus child support and my own cost of living, I am unable to stay afloat. I am drowning in debt and the stress is taking a toll on my body, as I have been gaining a great amount of weight. I know the economy is bad for many people, and I am ashamed and embarassed that it has come to this for me, but I am turning to the many good samaritans that I know are out there and asking you for your help. I am a good person and when times were good for me I always helped the less fortunate when and where I could. Now I, unfortunately, am the less fortunate and I need your help. Please show me that there are still generous and caring people out there and help me and my children out any way you can. Thank you from the bottom of my heart.

just cant seem to get free

Posted by virtuousivy on 2012-05-11 06:58:20

my name is charity ivy and ive never done anything like this but basically i am 27 with two very active kids. one is 6 (my daughter) the other is 2 (my son). my husband left for germany to be to be stationed out there for 4 yrs and basically said he wasnt ready to be a father and he joined the army to see the world so take care n bu bye now.he does send help at the begining of the month but for some reason problems and trouble gravitate towards me. i end up having to pay people back that i borrowed money from or my parents need it to help them,which by the way i dont mind but i am 27 yrs old living at home with my parents.i recentl;y purchased a vehichle and its giving me more trouble than the help i thought it would give. i havent been able to register or get insurance on it because everytime i turn around i need to fix something on it. ive been pulled over numerous time and havent been able to pay the tickets so my fear of going to jail is very high and mainly because im all they have. my parents tho i know they mean well have become over controlling in every aspect of my life and make it impossible for me to take care of my kids the way i kno i can. basically i need help getting my car to run help with the tickets i have and help finding a home that will allow me to be the mom i wish to be. please can anyone help me

Medical Student Without Family Support

Posted by MD_to_be on 2012-05-06 01:58:24

As hard as it is, here I am. I'm currently a medical student in Philadelphia, and have been able to support myself ever since graduating high school until now.

My family has never had much money, but I have never been the type to accept that as an excuse to not excel in the areas I could. I'm thankful for the perspective that it has given me while watching my peers live stress free without them realizing how lucky they are. They're all great people, but they just live their lives on financial peaks, whereas I've always lived mine in the valleys.

The costs and time commitments that are required or pursuing my dream are astronomical. I have borrowed what I can in student loans, but unfortunately they don't cover all of the necessary fees. For instance, we are required to buy car in order to be able to get to all of my clinical rotations, not to mention pay for board exam fees and prep courses.

I'm here looking for what little help might be available, and I desperately look forward to the time when I am able to come back here and help as many people in unfortunate circumstances as I can. Thanks for your time and consideration.
I leave everything in God's hand but I still have to do something. Maybe God's helping hand Angel(s) are on this website.

I lost my job and finding one is difficult. We could not afford my car payment and my car was repoed. The motor in wife's car burned up and needs replacing, but we don't have the money to replace it. She is the only one with a job right now and it is difficult to get her back and forth to work. So each day is a struggle to get her to work between trying to borrow cars or get rides just to keep her job.

We choose which bill not to pay that month, just to have food in the house to feed our young son and buy him clothes because he is having his growth spurts.

The phone will soon be cut off due to non-payment and then how will an potential employer contact me for work.

We are behind on the house note again. Thank God for income tax returns because that caught up the past due house note and stopped foreclosure from the end of last year. But we are behind again and another foreclosure will soon be issued, just so we can feed our family, have utilities and a phone.

Any donations from Angel's would be greatly appreciated. Even $5.00 from 1 Angel would let us buy some hamburger meat and bread for a meal.

God bless and multiply everyone that just reads this 'beg'.
I leave everything in God's hand but I still have to do something. Maybe God's helping hand Angel(s) are on this website.

I lost my job and finding one is difficult. We could not afford my car payment and my car was repoed. The motor in wife's car burned up and needs replacing, but we don't have the money to replace it. She is the only one with a job right now and it is difficult to get her back and forth to work. So each day is a struggle to get her to work between trying to borrow cars or get rides just to keep her job.

We choose which bill not to pay that month, just to have food in the house to feed our young son and buy him clothes because he is having his growth spurts.

The phone will soon be cut off due to non-payment and then how will an potential employer contact me for work.

We are behind on the house note again. Thank God for income tax returns because that caught up the past due house note and stopped foreclosure from the end of last year. But we are behind again and another foreclosure will soon be issued, just so we can feed our family, have utilities and a phone.

Any donations from Angel's would be greatly appreciated. Even $5.00 from 1 Angel would let us buy some hamburger meat and bread for a meal.

God bless and multiply everyone that just reads this 'beg'.

Need to help starving girl get to "paradise"

Posted by Jedi on 2012-05-03 21:58:47

I recently moved from Hellonearth, Oklahoma, to FL to help some people with various problems. Where I came from, my former boss begged/borrowed every last dime of my money(income tax refund from working in MS, before i came back to OK for a girl i had fallen in love with- the feeling was mutual, still is..) The ex-boss 'borrowed' my $500 tax refund under the pretense that she had to feed her children, etc, etc. Turns out she spent it on drugs and casinos instead, and has no intentions of paying it back. The girl I love is now stuck in Hellonearth, OK, because I couldnt afford to get her out here, and then tickets sold out and it was too late.. so she is now pretty much homeless & starving, and I need to save her, but everybody's previously seemingly- good plans are failing for various reasons(attempting to ebay up $ to get her here, but ebay is way too slow + i am new seller + people in OK stole most of what I had intended to auction. I travelled via greuhound, paid in advance by who summoned me to Florida. I do not wish the stress / danger of greyhound for the girl I love, so i need to make about $400 A.S.A.P. because we are both heartbroken and I can't feed or protect her from this far away. The hell in which she's stranded is ovverrun by meth, thieves, etc. and i need to get her to the airport, from 74601 to jacksonville, + gas for whoever takes her to the nearest airport, + food.. I estimate about $400 should cover it. If my former boss didnt beg away my tax refund, my love would already be here, safe, eating, sleeping safely.. If you help me get her safe, I will repay it as soon as I can, +interest or something more than you contributed. So please, if you can help, think of it as an investment, unless you donate anonymously, then think of it as good karma, leading to more good things happening to yoh for helping the poor girl get to this little piece of paradise. yes, we aren't rich, but i can feed her, love her, and make her life happy, I love her and don't want to let her down like eveeyone else keeps doing.

OMG

Posted by Bebe8811 on 2012-04-29 09:58:59

I am a former teacher and recovering addict. I have 18 years clean and sober. I lost my teaching position paying 24.62 an hour Oct.2010 and have been trying to catch up ever since. My father left me a house and I took out a mortgage in 2005. My payments went from 700 a month to 1700. I was skipping a month and paying 3400. It cost me my marriage and my peace of mind. It was embarrasing and overwhelming. I now make 10.055 an hour. I turned in one car (volunteer repo) and now drive an 04 minivan. My power steering pump went out and the driver window is inoperable. I pay my van payment and repo payment monthly.I also pay child support for my 11yr old. I keep her regularly every two weeks and sometimes have nothing but conversation for her. I get no tax return because her mother claims her. I am also a disabled vet. I am in a bind and I can't borrow from my bank. I just need a little help and a push. I don't give up because I can't.

Can't use FAFSA, Grants, or Federal Monies

Posted by Future-Engineer on 2012-04-24 23:58:19

Background:

I was born in Argentina, but have lived in Texas since I was 5. I had no say in it; my parents decided that’s what was best for me since Buenos Aires was so crime-ridden. I graduated high school like normal kids, went to a community college right afterwards, and worked part time to cover its costs. I got an Associate’s in Science (Nursing) and then dropped out since I couldn't afford to attend a university nor decide on a major. My GPA was a 3.4 at the time.

I'm now 25, working full time (Geek Squad, can’t do much with an associate’s), studying electrical engineering, married to my high school sweetheart, and have my goals set! I just have one thing holding me back...MONEY. Since I backtracked when I changed majors, I had a few sophomore classes to take. I'm finishing them at the same community college, and I'm registered for the Fall semester at the University of Texas at Dallas (Junior level courses). I have gotten nothing but As since I've been back!



Why I Need Your Help:

Now, you may be wondering, why can't I use FAFSA? Well, I recently obtained my permanent residence. That was a big roadblock growing up. One of the agreements I had with our nation was that I would not use federal funds (welfare, food stamps, grants, FAFSA, etc) for the next 10 years. I work full time and attend as many classes as I can per semester; I have no time for lollygagging.

Sallie Mae can only loan me so much, and banks nowadays make it very difficult to borrow from for school. All the scholarships I’ve looked for require either citizenship or full time enrollment, neither of which I am. (Can’t enroll full time because I need to work full-time to make ends meet) My father is a construction worker and I don’t know my mom, she left us when I was 7. I just sold my laptop on eBay and made myself a cheap one from recycled parts. I've tried getting internships, but I'm not deep enough into my career to be eligible yet. Nearby family members don’t have any spare cash, and don’t make enough to co-sign a loan for me….So I’m here, hoping some kind strangers can help me out.

I am a hard working student, good Samaritan, bilingual, a jokester, drug-free, do calculus in my head, pay taxes, 740 credit score, and drive a broken down Pontiac. My only goal right now is to finish school with flying colors as soon as possible; just need this financial roadblock to meet a wrecking ball.

Will you help me smash it down?

I need money for school please :(

Posted by melodyann711 on 2012-04-24 20:58:09

I've been wanting to go to school for dental hygiene and don't have the funds for it...I have everything ready, today was the first day for open enrollment they take the first 40 or until May 25th which ever comes first. I wanted to be the first one today and couldn't :( I tried getting loans but with no luck, sigh, i'm really sad, I need 58,000 dollars for tuition and they want to see up front or show how I plan on paying for it when I turn in my application. Can someone please let me borrow your money for school. I can pay you back monthly installments...sigh, i'm really dis-drought. someone please...I can pay you back I would like it before the end of the week I dont want to loose my chance again to go to school. it's called concorde in san bernardino, ca you can see the tuition fees online it's 58 thousand and 300 something dollars but I can pay the three hundred please someone help me

very sick need help now!

Posted by rebelwolf31 on 2012-04-23 20:58:27

My name is Gary Griffin , im a 32
year old man that used to be a very hard worker in the job force, in
2010 I became very ill and had to stop working , i tried to get social
security dissability and have been denied 2 times and now am having to
wait for a hearing infront of a judge, they keep giving me some excuse
that my age and ability to get retrained for other work is the reason
for denile. I have congestive heart failure, enlarged heart, and an
irregular heartbeat requiring a defibulator implant in my chest , and
now have type 2 diabeties on top of that, with my medical problems I
can no longer work, just living around my house seems like a full time
job now. I have exausted all available unemployment insurance. and now
have no way to pay my bills and support my family, bills are piling up
and ill be lucky to pay rent, ( having to borrow from my brother) . I
am lost and dont know what to do , i cant get a job but need money to
live on untill i go to court for ssd. do you have any suggestions I could really use some donations right now! sorry for the sob
story but I am going mental trying to figure this out ! I already get
food asistance but food stamps dont pay the bills lol. I really need
help , thanks for listening needed to get this off my chest . Just been put on medicine for diabeties supposed to take 2 pills a day checked price of meds cheapest for 60 is $470 thats rediculous! My health is getting worse and the stress of my financal situation is killing me I despratly need donations any thing will help! We have no one to go to for help as both my wife and I our parents have all past away no family to turn to ,my brother has over run his finances to help me and now he is having problems too! please help me with any donations any thing will help

$3,000 will save me!

Posted by cracklepaddle on 2012-04-22 19:58:51

I;m 18, I was kicked out of my house in January because I told my parents that I'm gay. Well anyways, I borrowed money so I could pay first and last months rent, and have been borrowing money to pay my rent for February through March. I now have a job, but have about $3,000 worth of debt and I just want it GONE, ill never get rid of it on my own, someone please help me! I just want a fresh start so I can prove to my parents that I am ok!

in need

Posted by singlemom3 on 2012-04-11 22:58:46

I'm a single mom
I'm unemployed
Looking fo a job
Have an interview tomarrow
Haven't paid rent that was due by 4/5
Don't have any money
Haven't received a child suport payment
Got one pack of chicken in freezer
No one to borrow money
Can't get financial help from the church
Owe title loan
My situation is like so many others
I pray everyday
About to loose mind
Need money to help get my rental payment up
Its $800.00 plus late fees
trying to get as much as I can
Need it by 4/20
Can somebody please help me
I really need a job
Need to nail the interview I'm the morning
If someboby can help me please send me an email
Don't have a pay pal
I'm at my last resort

Helped My Parents, Now I Need Help Please!

Posted by HumblePie on 2012-04-11 19:58:26

Sitting here trying to think of how to start this "beg" my mind does a fast playback of the last 5 years which seems to find me sitting here trying to think of how to start this "beg".

To type it all out would be exhausting, depressing and most importantly, a total disregard of your time. I will try to keep this as short and to the point as possible.

Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".

Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.

Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.

The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.

I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and if Bank of America doesn't foreclose on my house I hope to make the need repairs so I can at least sell for what I owe and then rent a small affordable apartment or house. Please... Any help that you can give will be greatly appreciated. Thank You & God Bess!

Thanking You in Advance!

Posted by HumblePie on 2012-04-11 19:58:25

Sitting here trying to think of how to start this "beg" my mind does a fast playback of the last 5 years which seems to find me sitting here trying to think of how to start this "beg". I will try to keep this as short and to the point as possible.

Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".

Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.

Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.

The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.

I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and replace my roof. Any help that you can give will be greatly appreciated. Thank You & God Bess!

medical bills

Posted by SandraM30 on 2012-04-02 16:58:45

Hi, my name is Sandra and I was diagnosed with an auto immune disease in December. I have IC of the bladder and have to get weekly treatments.I have had three surgeries the last year and the medical bills are adding up and I can't pay them, but if I can't pay then I can't get the treatments I need once a week. I live in pain everyday,but the treatments do help. They compare my pain to cancer. So,some relief I get helps a lot. I have never had to beg of borrow money before. I have tried loans and other things, but can not get approved. I could use any help I can get. So,far my bills are over $6000.

thanks for taking the time to read this.
Sandra Martinez

College grad desperately needs help

Posted by Carol87 on 2012-03-24 16:58:07

Dear Selfless Donor,

My name is Carol and I am a college grad facing extremely difficult times. Like many others, I have not been guaranteed success and steady employment after college. After living with my parents and endlessly floating from minimum wage job to another in a small rural town with no opportunities, I decided to take control of my life, take a risk, and move back to Philadelphia for more opportunities. I have finally landed a wonderful, amazing job in my field of marketing, but I just started so I won't be getting a paycheck for a few weeks, and I have no money left and nothing else to sell. I need to pay rent in order to continue on with my newfound career, and I am drowning in debt. I have over a hundred grand in student loan debt and am about to default; both of my bank accounts are negative several hundred dollars due to fees and returned payments from not having the funds; I also have credit card debt from having to resort to using only plastic due to lack of money to pay for things like transportation, food, and other bills like my cell phone, which is the most basic prepaid phone and plan possible. I am overwhelmed and my stress and worry level is so high, it interferes with my health, social life, and keeps me from being able to focus in my new work completely. I have panic attacks, nervous breakdowns, and crying fits daily and I have exhausted all options aside from anything immoral and illegal and have borrowed all the money I could. I hope that a generous person could give me the help that I desperately need and once I am back on my feet I would love to pay it forward to someone else who needs it because I know how it feels. Thank you.

Medical bills are overwhelming me

Posted by l3roken on 2012-03-20 07:58:14

I'm 34 years old and I am here to beg for help. I need help with paying a medical debt, current medical bills, continued health care, and also catching up on household bills as all of those are at minimum 1 month behind now.

I have had a variety of health problems for the last few years, these have also interfered with my employment. While I am still employed part time for now, it is nearly impossible for me to work more than that. The most recent issue had me in a wheelchair and on crutches for several months. I'm walking now, but with a great deal of pain. I don't have insurance and I can't afford the physical therapy I need to help get me back to somewhat normal.

I have several thousand dollars in medical bills. A huge issue at the moment is that one of my many med bills had been sent to collection, then I was sued and a garnishment was granted. My paychecks are not even up to the minimum for garnishment, so they have refiled to freeze my bank account and take my money from there instead. They wouldn't get anything out of it at the moment since I'm broke, but it would leave me unable to use my account to pay my basic bills such as rent, electricity, water, etc.

I also need to see a dentist and an optometrist. It has been several years since I have seen either and I need new glasses and 2 crowns. I've been living on borrowed time with the 2 temporary crowns that were put in several years ago.

I have a very small family and I cannot turn to them because only my stepfather is working and he is already supporting my mother, my sister, & my nephew.

Just to get the bank garnishment taken care of and help me get back to the doctor I need a little over $1900.00. Any more would go to my other medical/dental/vision expenses.

Any help is greatly appreciated. Thank you for taking the time to read this and for donating.

Air Conditioner Repair So I Can Get To My Medical Visits

Posted by steph68461 on 2012-03-16 18:58:40

Greetings,

My name is Stephanie. Following the death of both my parents in a car accident 5 years ago August my health has been in a steady decline. I suffer from neurological issues that will soon have me in a wheelchair, and advanced COPD that means I have to have Oxygen continuously. Yesterday I had to go the doctors in 85 degree heat without any air conditioning in my van. By the time I got to the medical center and tried to find this new doctors location I ended up collapsing twice between the walking and breathing. I weigh 83 pounds at 5'5" and I can't carry the oxygen with me when I have to exit the vehicle. Ultimately I ended up in the emergency room.

I live with my daughter and grandson of 6 years. My grandson was in the car when my parents were killed and suffered a major brain injury at 13 months. I'm happy to report though that after months of hospitalization he is right as rain and is mad at me currently ;o) because I'm on my computer which he adores playing with. My daughter suffers from PTSD since the accident my parents were killed in. She cannot drive without someone in the car and she was going to go with me yesterday but the heat was so bad that we were concerned about Gavin in the back in my black 1994 Ford Astro van. It was just way too hot for him and with her PTSD we HAVE to go through town to get anywhere or she will lose it so there would not have been any steady air flow.

It's been a long 5 years. My parents and I jointly owned a duplex. Their deaths were the beginning of the most miserable time of my life. When I divorced it was jointly decided that it would better if I lived in the upstairs apartment so they could be there for the kids while I worked. Over 16 years we became so close that their deaths nearly destroyed me. I paid for the last 15 years on the note of the house, my buy in and we all lived there incredibly content and happy. My parents were my best friends.

After their deaths during the mortgage meltdown, credit locks, and the economic fallout my career of 16 years was one of the first to go. I worked in the non-profit sector designing programming for inner-city communities with a specific focus on youth. So 8 months after their deaths the funding streams I used for the programming dried up and a job I loved disappeared.

Life insurance was enough to cover their debt with a little left over because they didn't carry much but in the end I lost my home of 16 years to the insurance company that covered my daughters son through work when they filed a $ 90,000.00 lien against my home. So 7 months after losing my job I also lost a home I loved. So I experienced 3 deaths within the span of a little over a year.

Because I was unemployed so long and had to use my cards to keep the lights on so to speak my credit is not good. So I can't borrow the funds or even charge a repair for the car.

I can no longer go to doctors visits alone. I'm too weak to walk very far without help and I can't carry the oxygen canister on my own. So I need my daughter for these visits.

Like anyone with severe health issues I'm buried in bills but what I really need help on is funds that will me to fix the air conditioning in my van which despite it's age runs like a champ. I have a physicians assistant who comes into my home to work with my but getting to the specialists has become real concern.

My daughter even with her PTSD has reached a point where she doesn't want me going alone. I was supposed to call her when I reached the doctors the other day when I collapsed the 2nd time and they took me to the specialists office I asked the receptionist to call my daughter. She didn't and she left my daughter terrified that something horrible had happened to me. I don't carry a cell I can't afford one. My daughter was getting better about both driving and me driving myself; because of this receptionist my daughter has now had a huge set back. I have to see that doctor again next week and I can't take them without air conditioning so what I'm going to have to do is make sure I find someone that sit with my daughter while I'm gone to help keep her anxiety level low. I don't have any choice I have to get there. I won't have anyone to carry my oxygen but I'm hoping I can in there.

Anything you can do would be greatly appreciated. I am more than happy to pay it forward as soon as I can. I have been a lifelong contributor to various causes and I know people are in dire straights right now. We all need help in one form or another. I would never ask if I could do this myself. Please forgive me.

If you would like to know more about the accident and my Grandson and his Grandmother who after losing her home and moving into a 3rd floor apartment made a terrible mistake in her depressed state go to http://ontheirway.vanderbiltchildrens.org/?article=7511 this a feature story Vanderbilt Children's Hospital did in their print and web magazine.

Need money fast

Posted by Goingbust on 2012-03-11 03:58:12

I need to pay off a small loan so I can re-borrow. Recently my husband lost his job of nearly 20 years. We have been able to stay afloat,but now we have unforeseen expenses. I can borrow against my 401k if I can pay off previous loan. I tried to get a hardship disbursement but didn't qualify. I work a lot to keep us ahead. A new loan would give us a small amount to put aside for future problems. My health is now suffering due to constant worry.

Family of three desperate for financial help

Posted by tiffeny on 2012-03-03 04:58:15

We are a family of three and currently our take home pay is $1760.00 which is not enough money to cover our daily/monthly expenses. I am no longer employed full time and went from a $65,000 a year job to zero. My husbands company was forced to file bankruptcy and his pay was cut from $2400.00 per month to $1760.00 per month.

Our daughter is a senior in high school and is currently not employed. We have one car paid off but are still paying $615.00 per month on the other vehicle. Most of our credit cards are paid off but the ones that are not have been sent to collections. We have a couple old personal loans that we are still paying on. We have several past due Payday loans outstanding and the fees continue to accrue until they are paid off. We have already borrowed from family members so that is no longer an option.

The money will be used to help pay our utilities, rent and food for the three of us and food for our dog and cat. The utilities consist of lights, heat, water, sewer, phone and mandatory city garbage pick-up.

Also, we currently do not have medical insurance so have not been able to have exams or see a doctor for unexpected injuries. Anything would be appreciated to help us get our lives back on track again. Thank you for reading this. Have a good day.

desperately need help!!

Posted by ptech9953 on 2012-02-29 19:58:54

WHERE DO I START! MY HUSBAND CHEATED ON ME AFTER 17-1/2 YEARS. THE GIRL WAS PREGANT AND HE WASN'T SURE IF THE BABY WAS HIS OR HER HUSBANDS. MY HEART WAS BROKEN AND I ASKED HIM TO LEAVE. WHEN HE LEFT I WAS STUCK WITH ALL THE BILLS. MY SUV'S MOTOR BLEW UP AND I COULDN'T GET THE MONEY TO HAVE IT FIXED SO I HAD TO LET IT BE REPOSSESSED. WE LIVED IN A MOBILE HOME WHICH I DIDN'T MAKE ENOUGH TO PAY THE MONTHLY NOTES AND I HAD TO SELL IT TO PAY IT OFF. I MOVED INTO OUR GARAGE WHICH WE MADE INTO AN APARTMENT. HE HAD BORROWED MONEY AGAINST OUR PROPERTY AND GARAGE AND NOW I'M STUCK PAYING 562.00 A MONTH FOR 15 YEARS. I DON'T HAVE A CAR. I HAVE TO GET RIDES TO WORK WITH FRIENDS OR BORROW MY DAD'S OLD FARM TRUCK, WHICH I AM GRATEFUL TO BORROW. I KNOW HE NEEDS HIS TRUCK BUT I HAVE TO WORK. I AM 2 MONTHS BEHIND ON MY APARTMENT NOTE, I'M 1 YEAR BEHIND ON MY LAND TAXES. I DESPERATELY NEED A CAR. PLEASE ANYONE WHO CAN HELP PLEASE, IT WILL BE SO MUCH APPRECIATED. ANY AMOUNT WILL BE A BLESSING. THANK YOU IN ADVANCE. MARY

Young couple in love. Out of options. Completely exasperated. Scared.

Posted by Hopingforhelp on 2012-02-29 17:58:06

I moved in with my girlfriend 2 months ago. I left Boston to come be with her in NYC. My work had run dry until April. She had just been evicted from her apartment by a slumlord landlord who stole her belongings. We were living from paycheck to paycheck. Supporting each other as best we could. We didn't have enough money to get an apartment of our own, so we got a one month sublet, which ended up being a nightmare-living in a closet with our 2 cats, and dealing with the scum of the earth roommates who made us feel uncomfortable, unwelcome, and awful. During that first Monty, we spent our savings just living. We both work in the creative fields, myself a musician, an she an actress. Work was spotty at best. We borrowed money from friends and family, feeling terrible about ourselves every time. Mid-month, I decided to file for unemployment. (something i had never thought I'd ever do)
The money we were expecting from that would have paid her union dues, giving her a pay bump by about 400%. This would have enabled us to not only survive, but get on our feet and pay back our friends/family. About a week and a half after filing, my boss calls me and tells me I can't file, or he'll go out of business due to the fact he's never paid insurance on his employees. He convinced me he'd cover my unemployment pay (totaling $4,343) if I agreed to recind my claim, thus saving him tens of thousands of dollars in back-taxes. I agreed. As soon as I'd done that- he tells me his lawyer advised him not to do that, and that he never agreed to that in the first place.
I have now been playing phone tag with my unemployment agent for weeks trying to restart the claim, and have the state go after him for the money he owes them.
Meanwhile, at the end of January, we had to move again. We couldn't find a place in time, and ended up staying in a motel in Stamford for a night while we made appointments to see a few places. We awoke to the front desk and housekeeping ladies banging on our door, telling us we have to leave or they'll call the cops. We are still fighting Hotwire.com for charging us for that.
Luckily, we found a place that night. The expenses of having to move though, totaled over $500. (rental car, motel, storage)
The apartment we are in now is shared with 4 other people. It's a two bedroom. There are 3 people sleeping in the living room. There are cockroaches. We once again have to move out, by March 7th. We have applied for foodstamps. (they have yet to be approved)
This time around, we have no money to move with. Our resources have been tapped. We are out of options. Work is still spotty, and we have borrowed from everyone we know.
We have a week to come up with rent, cell phone bills, and moving expenses. Nevermind money for food to ear everyday. (as I type this, we are preparing to go out and sell some things for food money)
I have never been this scared in my life. I doubt that writing this is going to make a difference, but I have to try everything.

If anyone reading this wants a specific number that would get us out of this- its $5,000. Here's the breakdown:
$1,000 rent. (not counting a deposit)
$1760 my girlfriends union dues (which means she makes enough to get us on our feet)
$175 storage fee
$250 cell phone bills (it's a month late, an we're on the same plan)
$130 car rental to get our stuff out of the apartment
$40 rental car gas (they charge $9 a gallon if you don't fill the tank when you return the vehicle)
$1,000 for food for the two of us and cats' supplies. (food,litter)
And the rest would be to pay back some of the people who've already been there for us helping us along the way.

Please. Please help. We are a young couple in love. Scared. Trapped. Out of options.

Thank you for reading, and I hope you will find it in your heart to consider helping us.

single lady needs money to buy car to get to work in.

Posted by ptech9953 on 2012-02-28 22:58:47

I am a 58 year old female. I divorced my husband of 17-1/2 years in Oct. 2011, due to him having an affair. My motor in my vehicle blew up and now I have to either borrow a vehicle or bum a ride to work. I had to sell my mobile home and move in the my garage apartment. I am 2 months behind on my apartment note. I don't make enough to pay a car note. my ex left me with many bills. Please donate what ever you can. I will greatly appreciate it. No amount is too little. I am desperate to purchase a vehicle to get back and forth to work. Thank you

help me please

Posted by jesus on 2012-02-27 09:58:15

hi and god bless all. im in need of help i need money for my home taxes ithat i need to pay by weds feb 29. i have two title loans and i pawed my wedding ring. we dont use our heat because that will be to much money. lost my job 2 years ago so we used all our saving our stocks and now we r living on 860.00 dollors a month my husband is the only one working.i just need to pay these things offf. i borrowed money from my sister-in-law now she wants it back asap or she said she will take me to court. our life is upside down i would have never thought i would be begging for money at our age. i pray everyday that this would get better i know it will. i know theres is good people out there. we have helped so many people in our life so maybe someone would help us. i dont want to lose my house , cars or my ring please please help.im in need of $5,500.00 dollors every little bet will count. thank you god bless