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Our Home is slipping away... Please HELP now!
Posted by buyahome on 2012-05-17 13:58:58
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
A Home is slipping away!!! HELP
Posted by buyahome on 2012-05-17 13:58:57
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
To Buy a Home
Posted by buyahome on 2012-05-17 13:58:56
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
Offer Withdrawn
Posted by Eve2012 on 2012-05-08 10:58:16
Offer Withdrawn
Posted by Eve2012 on 2012-05-08 10:58:16
Help me fly my girlfriend to Florida (to live)
Posted by Jedi on 2012-05-04 07:58:01
Hard Working Student Mother of 2 No Government Assistance
Posted by N3rdL1fe_WorkHard on 2012-05-03 10:58:50
My rent just went up $100, and I currently pay $940 in daycare each month. I was laid off my job in February. And since then, I have been doing temp work until I find another decent job.
I just need some help to keep a roof over my children's heads. My apartments do not accept partial payments and they refuse to work with me on a payment arrangement even though I've been living here for 3 years now and have never been late on rent.
Anything you offer will be greatly appreciated, and all of it will go directly to the light company and to my rent.
Thank you for your help and your prayers.
SCAMMERS GO AWAY!
Posted by Eve2012 on 2012-05-02 10:58:12
Please help my best friend be matron at my already-saddened wedding
Posted by PurpleGirl8 on 2012-04-22 19:58:35
A family in turmoil.
Posted by elbeecee on 2012-04-06 04:58:09
It wasn't long before she became gravely ill. In the summer of 2010 my mother had succumbed to kidney failure and had to be on kidney dialysis permanently. She had neglected to take care of herself while trying to take care of my father and their financial woes. Along with the financial woes, there were back taxes that were still owed and of course were impossible to pay, their house was falling apart--still is. By the end of Spring 2011, my mother got so ill and was on a ventilator at least 4 times in a 2 week period due to her lungs filling up with fluid. Finally it was discovered that she had endocarditis (infection in heart)that had ravaged one of her heart valves. This required open heart surgery and replacement of the defected valve. The endocarditis stemmed from an infected temporary dialysis catheter. She was in the hospital for over a month and a half or so. Needless to say she was confused, lost tons of weight, and lost the ability to walk or care for herself. She was placed in a nursing home for rehab, but several more stays in the hospital only made her fall several steps back on her rehab and she never has fully recovered. It was discovered that she also had a tumor on one of her kidneys and her kidney was removed in the Fall of 2011 and supposedly it was all contained and it was early stage renal (kidney) carcinoma (cancer). While my mother was in the hospital my father had trouble breathing and I took him to the hospital. It as discovered he was in kidney failure and they both ended up in the hospital at the same time. Now my father is on permanent kidney dialysis.
Now fast forward to present day April 6, 2012. My mother's dialysis shunt would not stop bleeding and she was taken to the emergency room. She also complained of right leg pain and ultimately she ended up with a CT angiogram. This test revealed she not only had some blockage in one of her arteries in her leg, but that she had metastatic cancer to her liver, lungs, and a site near her spleen. Of course we are devastated.
They have no money. The money they do get is always depleted as soon as they get it from Medicare. My mother's social security check went straight to the nursing home and still was not enough to cover her bill. My father would have to pay over $1,000 a month because Medicare would only pay for several weeks. Since she has been in the hospital now for almost 2 weeks, we have pulled her out of the nursing home because the expected us to pay over $180 A DAY to keep her spot at the nursing home.
Now we are faced with a surgery to fix her leg, a plan for cancer treatment, and no suitable place for my mother to live. Their current home is in shambles and I mean SHAMBLES. Roof leaks and is falling apart. I assume there is some black mold lingering. No central air or heat as their units are broke. Plus large amounts of stuff--my mother also was a hoarder. The house is disgusting and it has been hard to clean up with out major assistance and with constant trips to the hospital who has ample time (?). They live in a small town and it is very hard to simply get a dumpster to throw many items away. The house would have to be completely gutted and redone. The floors are sinking in and it is very dangerous. They don't have the funds to fix any of it and nor do I.
I have missed work several times over the last year and more with FMLA, but never have enough PTO to fully cover my own losses.
My siblings have yet to start their lives. They have been with my parents ever since 2007 to help them with everything. Even when my mother was in a nursing home my siblings and my dad would go see my mom every single day--we just didn't trust the care of the nursing home and rightly so because she developed a bed ulcer on her heel after the wound care nurse said it was getting better--not even close! And yes the blocked artery in her leg and her bed ulcer on her heel are related. The wound care nurse and the Dr. for the nursing home should have caught this medical issue.
So life has been tough, but reading about it doesn't even give it justice. We need financial assistance, a new home or help to fix it--we need a lot of help. I want my brother and sister to finally get on their own feet and do what they want to do. I feel bad for them because I was able to finish college and have a career, a husband, and a home. They have yet to accomplish their goals and it makes me sad and sick to see them so depressed. They are in their late 20s and my parents are both 65 y.o.
If anyone has a kind heart, I promise you I'm not lying. I have proof of all I have written about and I swear on everything--my family, my husband, etc. that this is all real. Thank you for your time and interest. If you can't help at least please pray for us.
I'm trying this BegsList as desperation as I don't know what to do. My wish is to get them a nice clean place to live and live their last years worry free.
19 Year Old Abuse Survivor Down On His Luck
Posted by stromboli_johnson on 2012-03-29 20:58:22
-Chris
Again, please
Posted by Need_a_blessing on 2012-03-12 21:58:45
Help paying March Rent
Posted by dcusa55 on 2012-02-24 12:58:47
Importance of Education-Help!
Posted by catholic75 on 2012-02-08 19:58:47
I have tried everything else in attempts to pull together funds for my daughters education at catholic school. We are catholic and this is of the UTMOST importance to me. I have tried to set up a fundraiser website and raised zero dollars in doing so. I have found a job and began working in hopes to save the money for this coming fall. However, I am barely keeping my head above water even with working. I realize that maybe Catholic quality education is only for the financially well off but I want the absolute best for my daughter just as any parent would. I pleaded with my parish priest to allow me to volunteer to offset tuition cost to no avail. I have tried everything except begslist. I wonder if God will give me a MIRACLE here. I sure hope so. Please help in any way you can if you feel you can. The total cost of tuition is $5,000 but what I need immediately is at least $250 to get her seat secured and registration form in. She already had her assessment and scored above the local and national average! Thank you for reading and God bless.
Please help me clear debt that is drowning me
Posted by George180262 on 2012-02-06 11:58:11
I have, for the last 15 years, struggled to make ends meet, following periods of ill-health, bad luck and catastrophic decision making. My circumstances are now very desperate indeed, and have even considered suicide.
In 1997 I suffered from a period of depression, that became so severe that I was forced to give up my job, and borrowed money to cover my mortgage and keep my house. Unfortunately the repayments on this ever increasing debt snowballed, and I found myself unable to meet my mortgage and household bills. I had ploughed my life savings into the home, and lost it all.
In 2006 I was approached by a friend, who was concerned for my financial circumstances, and suggested that we buy an old property, renovate it and sell it for a profit. I was desperate to make some money, and trusted my friend. I would refer you to full details of this in my Beg, as the project ended in complete failure having been ripped off by an unscrupulous builder. Work that should have taken 3 months took in excess of 9, and I ended up carrying out all the work myself. I regularly worked at the house from the early hours until well past midnight. The long hours left me exhausted, and in October 2008 I had a breakdown. I simply couldnât carry on, and collapsed at work. My employer at the time was an unforgiving and vindictive man, and he said that I would be suspended if my work didnât improve. I was afraid that I would lose my job, and under considerable psychological pressure from my employer I was forced to resign.
Following the failed business venture, which had plunged me into further debt, my breakdown and subsequent loss of my job, I simply couldnât cope and pushed me into a long period of depression that became so severe that I planned to take my life. At the time I was so ill that I was unable to hold down a job, and this simply added to my woes - whilst out of work and undergoing intensive counselling I borrowed further. By the end of 2009 I was £15,000 ($23,250) in debt. I desperately want to rebuild my life now, but it is difficult to do so when I am saddled with a debt that is crippling me. Between 2009 and December 2010 my debt increased - there is no answer to it, and I will never ever me able to clear the £18,000 ($27,900) that I now owe. It is a debt that cripples me and prevents me from having a normal, happy life. I am 50 in February 2012, but have no future. I am tired of being worried, stressed, unable to sleep, and being depressed. Please, please help me start my life all over again. Please read my full story, and contact me if you have any questions. Thank you.
Please help me bring my wife to Australia.
Posted by Brunsie64 on 2012-02-04 22:58:42
Thankyou. Contact me at johnrussell47@dodo.com.au
baby son has gone to Heaven...left with sadness and $9,000 in medical bills
Posted by ellie on 2012-01-21 17:58:14
A couple of months ago, we lost our baby son. We were 5 months pregnant. It was the most difficult thing my husband and I ever experienced. The pain hurt to our cores and stung like nothing we had ever experienced. I feel empty (literally and figuratively) and would love to hold our son. We are left with a sadness that we will carry with us the rest of our lives.
Now, as the medical bills have started to arrive, we are forced to relive our loss daily. As I open each envelope, my heart hurts and I long for our son.
On top of being left with such sadness, we have also been left with over $9,000 in medical bills and NO clue as to how we are going to be able to pay them.
That is what brings me to my search for charity and I pray that some kind soul (or souls) out there find this post. I do believe in miracles and know that God is SO faithful.
Any donation amount would greatly help. I would be more than happy to disclose medical bill amounts and names of debtors.
Thank you and God bless.
Education in Holistic Wellness
Posted by SpiritualStudent on 2012-01-04 05:58:16
HBO Donations: Toys For Tots
Posted by HOBO on 2011-12-18 01:58:44
hobo
Posted by HOBO on 2011-12-18 01:58:39
Travel to USA
Posted by ineedtotravel2011 on 2011-12-11 13:58:32
-ineedtotravel2011
Please help
Posted by Thankful4help on 2011-12-02 12:58:40
Truck Fire Surviver
Posted by truckfiresurviver on 2011-11-16 09:58:55
family crisis
Posted by susannahg on 2011-10-31 02:58:19
Seeking Help To Avoid Foreclosure
Posted by povertysuckx on 2011-10-30 22:58:39
