Basement Tags

My Daughter is 6 with severe autism, she has never spoke. She is in diapers and drinks pediasure for her nourishment. We had to take her to a long awaited doctors appointment. While three cities over for 2 days, a sewer main broke outside and our basement flooded. It ruined all the kids bedding and sheets. I am so broke, I can barely afford to replace the clothing ruined. All my daughters wall decals are ruined. We need help. Please. ANYTHING you can do will help so much. https://www.walmart.com/giftregistry/gr_detail.do?registry_id=86181342096
Thanks again for anything. Bless You

I recently got out of a Long term relationship with a girl who was unwilling to look for a job. She left me ib this relationship with $19,000 in credit card debt, wrn i already have almost $60,000 in student loans that i can barely pay back. I was laid off in 2008 and had to take a series of odd jobs over the past few years before finally settling in with my current position at $3 an hour less than I was making. I am currently living I. My friends basement because adter taxes my take home is only 1200 a month. My bare minimum payments combined with the 500 a month I give them for rent and food I am left with just enough to stay alive.

As a practitioner of Buddhist meditation, I have a strong belief in the power of karma and losing kindness. I am not asking for a complete bail out but I have faith that there is someone out there that has te means and desire to help out. A large portion of my credit card debt was built up after offering up my car to help those in need, including my ex. If these bills were at the very least lessened, I would have the financials and to continue to help those in needs which is something hat I draw much happiness from.

If you Have the means and te desire to help me get back in my feet i promise you that I will return that generosity to others based in your example. Thank you

If you have questions email me at thatgraphicsguy@yahoo.com

I never done anything like this, and I know millions of people come on here asking for help, I just ask that you read this with an open mind.

My husband and I work very hard. We have two children, one of which is mentally disable. We are living paycheck to paycheck, and are so tired of constantly wondering what we are going to do. One thing that we do have is crazy faith. I dont know if God showed me this website to be blessed on someone that understands our circumstances, but I live to help others; I had a hard time at one point living from house to house, so I am just hoping to get some help to help others that are going through the same issue. I would like to finish my basement, garuage, and turn my deck into a sunroom. This will help me make room for those that become homeless and need a comfortable place to sleep untill they get on their feet. We had a family of 5 stay with us for 9 months, it was really cramped, but we made it work they best we could. I feel If I bless others God will bless me. I can only imagine how much all this will cost, but it makes me feel good to know that I can help someones family in need. I would say this would be somewhere around 30-40 thousand. Please help me.

I got over a foot of water in my house on September 8, 2011 from the remnants of Tropical Storm Lee. I live alone and I had just bought the house (my first) the summer before. A foot of water doesn't sound like a lot, but when you have no basement and it's a ranch home, you lose pretty much everything you own. I have gotten the house to livable condition so I can move back in (I've been living with friends and I've been in their way long enough) but there is so much left to do, and I'm out of FEMA money. And, no, my home was not located in a flood zone at the time of the flood, but I have since purchased flood insurance because I am not putting myself in this position again!

On top of this, I have over $50k in student loan debt, which Sallie Mae only let me defer 2 payments due to the disaster. Also, bank of America (evil!) offered no help with my credit cards or mortgage. So, Now I'm back on my regular budget, and can hardly save any money for the repairs and replacement costs.

PLEASE HELP a girl realize her American dream - to own a beautiful home and to take some of the financial worry out of her mind after experiencing a tragic event!

We desperately need your help! We are a small church located in an economically disadvantaged community. We own a house that was deeded over to us by a former pastor and are at risk of losing that property because of our inability to pay some past due taxes on the property.

The house was deeded to the church over 30 years ago by a former pastor of the church who had become ill and subsequently passed away. The house is not located in the same community as the church. (In fact, it is some distance away from the church, and therefore could not be utilized for church-related purposes which would have taken it off of the tax roll). As a result of gentrification in that community, the property values have increased tremendously. The property tax assessment for the property owned by the church escalated to staggering heights during the housing bubble.

Because of this the church has had much difficulty keeping up with all of the taxes on the property (a general tax, a school tax, and a village tax). The rental income from the property is used to assist the church with operating expenses, maintenance of all of the church properties, as well as paying the taxes. Finally, reassessment in the last couple of years has brought down the amount of taxes to be paid and we are better able to handle some of the current taxes due, but some of the older taxes were sold and consolidated in tax lien sales. The consolidation of the prior taxes due has hurt us tremendously. Numerous times the unpaid taxes were consolidated prior to our completion of raising enough funds to pay off some of them in their unconsolidated state. Individually some were $1,000 to $3,000 respectively. They have been consolidated totaling almost $19,000. We are not permitted to pay the liens individually which was viable, we have to pay them in total.

There is a holding company based in the community where the house is located which purchased those liens. That company is now a few months away from being able to begin foreclosure proceedings and take a valuable piece of real estate out from under the church. This would be devastating to the church.

The church has been in the process of trying to sell the house and use the proceeds from the sale to build a much needed new church building in the community it is located as well as to pay off those outstanding liens at closing, and to unload a property that was once a blessing to the church, but has long since become a burden. We don’t want to lose the property. We want to be able to sell it. We had some offers on the house, but at the last minute a promising deal fell through. Previously interested buyers, for some reason now, are less interested. We feel it is possible that there may some collusion within the community where the house is located to wait for the lien process to move forward and that potential purchasers connected with the holding company will be able to take the property and flip it to tremendous financial advantage, while leaving the church with nothing for thirty years of struggling to take care of the property.

It is important that we are allowed to sell the house and build our new church. We are in the final stages of making the new building a reality. All we have to do is secure the construction financing. Receipt of a commitment letter for the sale of the house is all that stands in the way of a 40+ year dream for the congregation. It would give us the down-payment that we need to move forward.

With the construction of a new church, we would be able to operate before and after school programs, have handicap accessible restrooms, and provide better services to the community. We have a senior citizens housing complex across the street from our church, and many of the residents would attend our church but they are unable to climb up and down the stairs to the single-person restrooms in the basement. We also operate a summer day camp which would benefit greatly from having more space in which to operate. We would be able to accommodate many more youngsters, many of whose families are unable to afford the other summer camps operating in the area. We have had to turn down prospective campers because of space constraints.

Our congregational makeup has changed over the years. The financial impact of that changed has been coupled with the severe impact of the economic downturn on our community. We have more retirees now on fixed income, youth, and small children, many of whom have young mothers, and some people who are working age, mostly with working class wages. We need to build a church to better meet the needs of our congregation and community. We operate a food pantry and soup kitchen which would be able to open more days a week with bigger pantry space and a modern commercial kitchen.

As I stated, we are in the final stages of the building project. We have our permits, plans, and contractor selected. We are ready to obtain financing. The congregation, which has always striven to do much with little, has invested much in this projected over the years and the sale of this property owned by the church is the one thing that stands in the way of it happening. Please do not let us lose this property just so a few people can make a quick buck. Help us to pay off these tax liens so that our church will be able to help transform an entire community!

Hello I need help moving out of my in laws basement. My wife, myself, and three small kids currently reside in Maryland and have been staying in my father in laws basement for the past two years. We found a home near more family in Georgia and need some help moving. I have severe nerve injury and am unable to have a full time job. My wife takes care of out three children, but also suffers from severe panic attacks and doesn't leave the house.I served in the Marine Corps for six years did two tours in Afghanistan, and I do receive some assistance for my injuries, but we are currently appealing the V.A. decision to get a higher disability rating. Any help would be appreciated. Thank you in advance

After almost a year of denying that I truly am a victim of domestic violence, making excusses and all, I was shown pictures of what was done to me and oh my goodness, I was in shock, and sitting back and looking at what I have been through for the past few years made me wake up. Even though my abuser is not around at the moment, he has made many threats, I am needing to get to a safe place, I know where I am going, just need the funds to do it. I have 8 year old child that I need to get in a safe and happy enviorment. I've been told that we are being watched and that scares me. I need to get out of here Asap. Please anything to help would be grateful. I have a 2 bedroom w/ basement house I need to pack up and get out. I have until Feb. 01, 2012 to be able to get out safe. I NEED HELP with money to get a moving truck and fuel. Please if you know any companies out there that would help, please let me know. if you need proof of this abuse I can do that. Merry Christmas everyone!!! PLEASE HELP, I am scared for my son and myself...

Two years ago my soon-to-be Ex lost his job. Due to the type of job loss he had, the state paid for him to go back to school. During this time, we survived on my income, his unemployment and student loans. Jump forward to now. The 2 years, plus other various reasons, took their toll on our marriage and we have decided to divorce. Problem is.... neither one of us can afford to move out. We've only lived in our home for a brief time and are one of the thousands of home owners who find themselves upside down in their mortage. We have decided to let our home go back to the bank. We have 2 young children we plan to share joint custody of, so any place I move to would need to have 3 bedrooms. I'm trying to save, but with Christmas, bills and recovering from his 2 year job loss, I don't have much saved. We are all currently living in the same house, he for the most part in the basement. To say the situation is uncomfortable is an understatement and I'm worried its starting to effect our children. My credit is shot, we had to file bankruptcy last year, so ideally I'd like to have around 3 months rent plus deposit to help me secure a new place to live, approximately $4000.00. Any and all help would be very much appreciated. Thank you!!

Hi, my name is Ali Q.

This is my story, I used to work in law enforcement before my disability effected my work. I have helped a lot of people and even saved lives. I'm good person, and most importantly, a human being.

Since my disability this year I have been forced to move my rented home because of a bed bug infestation, and when I say forced to move I mean getting kicked out by the landlord for making complaints on the issue. Anyways, I don't want to make this long so i'll skip ahead.

I live on disability which gives me $469 for shelter allowance. My rent is $650 in a basement apartment. I have no furniture in my living room and have a mattress in there which I sleep on. By the end of every month I find myself broke and hungry. I am forced to live in poverty as punishment for my disability here in Canada. If I want couches or a dining table I have to go without food for weeks at a time as a "sacrifice" just to be able to afford a decent sofa.

I tried every other way I could but at last it came to this as I sit here writing to you at 1:30am begging for any help you can offer.

This is my life. And this is my story.

I am only 30 years old.

I'm 29, single, have a good job, but I'm having a hard time saving for a down payment. I'm still living with my parents and want a place of my own. I found a bank repo that is wicked awesome but I don't think I'll be able to save up enough in time before it sells without your help. This house would make the perfect bachlor pad. Walk out basement with a party deck and an in-ground pool. It needs some minor work that I can handle, but I fear that unless I can come up with the money in time, it will go to some couple with a family. Please help save this house from a boring life, and please help me get out of my parents basement. Thank you.

It all started 5 years ago on June 17, 2006. . .a day I will remember for the rest of my life. It was the day before Fathers Day and we were driving with our 14 month old son to his grandmothers house when and SUV ran a stop sign slamming into us causing our vehicle to roll landing upside down. They say my fiance (my sons father) was partially ejected and killed instantly.

He didn't have life insurance, and since we were only engaged, there were no survivors benefits and so it was just me, my 14 month old, two dogs, and an old house built in 1927 and a laundry list of repairs that needed to be done.

After my fiance died, I think a part of me just shut down. There was so much to deal with. . .working full time, being a single parent with no support. All my family lives 6 hours away, and my fiances family never wanted anything to do with us and after the accident all communication stopped and I was alone.

So, I shut the doors to the upstairs of our two bedroom Cape Cod, and made my bed on the Living Room couch so that I could rock my son in his bouncy chair everytime he woke at night. . .on average 4 times a night.

I did the best I could over the years. During all this my Dad was a huge emotional support for me. We talked every day, he encouraged me to stay strong and I did the same for him (he was diagnosed with milodisplastic syndrome in 2005)his blood transfusions really took a toll on him and his physical weakness really depressed him. I know he worried about me alot because I would always call him for advise on how to fix things or ask him questions about car stuff. He was my rock and he died October 4, 2008 from complications with pneumonia. He was buried on his birthday October 8 when he would have been 56.

His death is still hard to handle. My rock my best friend and advisor was gone and now I realized I was truly alone. Not only did I not have anyone to help me with my son, or with the house or the car, but now I didn't have anyone I could really talk to that could just listen and be my guide.

All this happened so suddenly. My now 3 year old son and I stayed up North for a week after my Fathers death. There was a lot of planning and funeral arrangements to be made that during the midst of all this, 6 hours away in my little Cape Cod were the two dogs. . .Joe, a shepard and chow mix, and Rex, a shepard and Rotti mix left to their own devices. All I could do was pray that the damage wouldn't be too terrible.

I tried calling a neighbor to check on the dogs, but in our unexplained absence the dogs became extremely protective of the house and wouldn't let anyone it.

When we finally came home, there was definately a mess. I had to rip up all the carpet by myself the stench was horrible and the dust and dirt under the padding from 10 year old carpet caused more than one sinus infection. After a month I had all the carpet ripped up and have not been able to replace it.

After working and saving and with help from my Mom, in 2009 I was able to hire a Contractor that had been highly recommended to me by a friend of mine. He raved about how great they were and what a good job they did for him. We had a contract for about $19,000. This was to replace all the windows, replace the kitchen cabinets, new countertop, appliances, paint, everything the house needed after being neglected for over 10 years. So they came and painted and left. Six months later they came back with 5 of the 13 windows, installed the windows, but left the casements on the inside open and torn leaving exposed the Lead Paint and the original wood framing. Then in August 2009, they had the kitchen cabinets delivered to my house and they were stored outside on the porch. I called and called to find out when they would be put in, and no response. They stayed outside through the Fall and through the winter when we got three feet of snow and I called and begged and sent text messages and one day their phone number was disconnected. Then in June 2010 they called me!! They would come install the cabinets. So they came and tore out the stove and the kitchen sink and installed the cabinets and put a slab on granite down so I could have a work area and said they would be back with the stove and dishwasher and sink. They never came back. So I had kitchen cabinets and no stove, no sink, no dishwasher. Then in July, Rex, the Rotti Shepard mix got really sick. The vet said he was starting kidney failure. They kept him and did IV treatment and got his kidneys functioning and they said he need a bland diet of boiled chicken and rice. I had no stove. I tried calling the contractors I yelled, I begged, I sent text messages and finally out of desparation I went and bought the cheapest stove I could just to be able to boil water for my dog.

The dog survived, but his survival was short lived. In October 2010 on the anniversary of my Fathers death, I had to put the dog to sleep. He was suffering from the samething my father had. He couldn't produce red blood cells anymore and would have to live off of blood transfusions. One of the hardest choices I've ever made.

Now here we are in 2011. Memorial Day I almost lost my now 6 year old son in a near drowning incident at a friends pool. Thank God the husband knew CPR and was able to revive him. He stayed overnight in ICU for monitoring but he is now a happy healthy 1st grader.

Me. . .I'm barely keeping it together. I can't afford to take care of my home. The carpet was never replaced and there is a horrible draft in the Winter and the Lead Paint is still exposed. The upstairs windows are leaking and there are water spots on the ceiling. There is a 4" crack in the basement foundation wall that goes all the way down the wall and across the basement floor to the other side of the house. I was told that the footing is slipping and that it was only a matter of time before the house caved. The gutters are falling off the house from age and the deck rails are falling off. I fear for our safety, but mostly, I'm afraid for my son. I want to give him a safe and healthy environment, but I need help.

Please, if there is anyone out there that can help us, I would be eternally grateful. In the meantime, I will keep praying and belive that everything happens for a reason.

Hello,

I am writing here to beg for help supporting myself. I never thought I would be in this situation, but I find myself alone and unable to pay my rent.

After 8 years with a physically and emotionally abusive man, a friend helped me find the strength to run. With her support and the help of the wonderful staff at a women's shelter, I have finally started to see myself as an independent person instead of the house pet of a horrible man.

While in this relationship, I was not allowed to work outside the house or interact with people outside of those acquaintances he approved for me. Figuring out how to support myself has been difficult and frightening, and I'm still learning and finding my way. I have a small basement bachelor apartment, and worked briefly as a waitress. Unfortunately I found the stress of being surrounded by so many strangers to be too big of a step and too soon, having so recently left the sheltered life I led for the last 8 years. I lost the waitressing job because of the anxiety and near panic attacks that kept me from performing my duties. I have since found a little work keeping house for a kind, quiet couple, but I make only about $60-$80/wk doing this. I cannot ask them for more, as I know they already do all they can for me. They do not know my story.

I cannot get a loan or line of credit to help pay my rent, because as far as the bank is concerned I have never had a job and I appear unemployable. The various charities that exist to help women in my situation give most of their aid to women with dependent children or parents, which is fair but frustrating.

If you are able, a donation from you could change my life. Eventually I want to go to college, maybe for culinary arts (cooking is the one thing I've gotten very good at!). For now, I just need to pay my rent.

Any help would be the greatest kindness, and would be so greatly appreciated.

Thank you.

Dear Sir/Madam,

I have to swallow my pride and beg you for help with my rent. I am a single woman and recently lost my job - I am working odd jobs where I can and applying everywhere, but no one wants to hire a young woman with no family and no experience. It's incredibly discouraging, and I've run out of savings to support myself.

If you are able, help paying my rent would save me. I am in a small basement bachelor apartment, and my landlord has threatened to evict me if I am late with one more payment.

A donation from you would change my life.

Thank you.

LIFE HAS HANDED ME ALOT OR CURVES. I GOT BEHIND IN MY MORTGAGE AND THE LOAN COMPANY REFUSED TO LET ME CATCH UP, TOOK ME TO COURT AND NOW I'M BEING THROWN OUT OF MY HOME VERY SOON. I NEED A 3 BEDROOM HOME WITH A BASEMENT AND GARAGE. I LIVE IN MICHIGAN,WOULD TAKE IT ANYWHERE BUT DETROIT,MICH. ON CRAIGSLIST PEOPLE GIVE AWAY FREE MOBILE HOMES ALL THE TIME AND I ALWAYS MISS OUT ON THEM. WOULD LIKE A HOME WHERE MY 3 LITTLE DOGS COULD RUN AND PLAY. THANK YOU FOR READING AND HELPING. GOD'S BLESSING ON YOU.

I am a single mother of 4 children drowning in debt. I have always worked to provide for my children and myself; however over a year ago I became unemployed from my job. During this time I have struggled to pay my bills which are necessities (such as mortgage, lights, oil, heating, water food etc). Due to the lack of money coming in I am forced to use credit cards to pay these necessities, which are putting me in debt. This debt not only puts a lot of stress on me it is also taking away from my children.

The lack of money and the increase of debt has also put important home repairs on hold. Which if left unattended will cause further damage resulting in more work and money. Some needed improvements are bricks and mortar on my house that are completly cracking and breaking off,and mold growing on the walls of the basement due to moisture leaking through cracks (which is very unhealthy for my children). However even these repairs won't matter if I can't make ends meet I will lose my home with no where to go and no one to turn to for help.

So I am truly begging, any amount of monetary donations will be greatly appreciated.

And when I rise above this difficult time I will pay it forward to someone else in need.

https://www.paypal.com/cgi-bin/webscr?cmd=_donations&business=XGXZJRQJP9CJN&lc=US&item_name=Family%20in%20Need¤cy_code=USD&bn=PP%2dDonationsBF%3abtn_donateCC_LG%2egif%3aNonHosted

i'm disabled and survive on 449 dollars a month .my grandma kicked me out the house and i had to find a place to stay . i found a basement apartment for 350 a month.its real crappy but its a place to stay.they just raised my rent to 400 a month .a fifty dollar increase .with all my other bills i cant afford the raise in rent .i will have to survive off a lesser amount of money used for food or cut it out completely.but i have to eat.and i cant work. please help me out .any amount you can donate will be appreciated . you can donate funds to my paypal account at charles.newman69@yahoo.com

I was layed off from my job of 6 years in 2005 due to budget cuts. In order to keep up with bills while I looked for a new job I started a computer repair business that managed to keep us afloat for a couple years, along with tapping my 401k. During this time the local economy took and even bigger hit and even with over a decade of experience I was unable to find sufficient work without a degree. As a result I decided to go back to school in 2009 to get my degree. With fiancial aid, the remainder of my 401k, money from the odd jobs I could find, and my wifes wages we managed to stay just ahead of our bills.

However in the last year the economy has gotten so bad that I was actually losing money repairing and building custom PC's, my wifes hours have been cut wo less than 10 hours a week, and any job that I have applied for I am not eligble for either because I am still finishing my degree so am under qualified, or because I am over qualified due to the schooling I have completed so far. (That's right I have been told I am overqualified to flip burgers at Mcdonalds, not sure how that works.)

Because of our reduced income we have been late on a number of bill payments for utilities and the house. I have sold my boat, my guns, and various electronics to get were we are and am to the point I have nothing of value left to sell. Aside from the monthly bills I have repair bills racking up on the house and our remaining vehicle.

The to top it off we got hit with a flood that took out our water heater, washer and dryer, and did significant damage to the rest of the basement.

Current bills include:
Cable $185
Cell $195
Mortgage $850
porperty taxes $200
food $600
gas $250
misc expenses for kids $200+ (8 year old daughter, 17 year old son)

repairs
replace water heater $1200
replace washer and dryer $500
engine and transmission work needed $2400
replace flooring and wall paneling $7500


Current monthly income
Wife: $600
Me: $800

Even with the financial aid and some other assistance we are almost $600 a month short just for the basic bills.

Any help would be greatly appreciated

I'm currently a full time student/stay at home Mom, my husband is a 3 time Iraqi and Afghanistan Veteran who works for the department of Veterans affairs as a nurse. After years of saving and paying our bills on time and doing things "right" we bought our first home. We had three different inspections to make sure that everything was good and safe for our family. A few weeks ago my 9 month old son came down with a 103 fever a rash covering his body and an upper respiratory infection that wouldn't seem to get better. After some research I got the idea to search for mold in our house, and sure enough, I discovered that my whole basement was hiding black mold behind the wood paneling. My husband is a very handy, and we decided to take care of it ourselves. We bought the Hazmat suits and masks and bought the solution for washing the walls etc..etc.. So, long story short, when we went to clear out the closet we uncovered an unopened box of Asbestos Tile!! We opened it only to discover that it was covering the entire basement floor and enclosed back porch of our house. Needless to say, we soon realized this is out of our hands and we need to hire a professional. All of our efforts to come up with the money for this project have been dead ends, and in the meantime we can't even live in our house. We are all living in one bedroom at my Mother in Laws house, basically indefinitely until this is remediated. This is my last chance to come up with the money to make our house safe for my children. Please help us if you can.

My identical twin brother and I are in need of $7000. Since the recession we have been evicted and have racked up a lot of bills. Now we are living in our parents basement. We need to buy equipment like a laptop, a camera, and programs. This would also help us help out are parents as they are finding themselves in the same situation and may loose their house. With this equipment we would get some photo shoots for money lined up, as-well-as allow us to up date our portfolio and create a brochure so that we could send out and advertise our services. Also create a web site and pay for hosting of our site. If you could donate any amount it would be greatly appreciated. We Thank you so very much.

When I took my G.E.D. years ago. Passed but never received it. I attempted to locate it. To no avail. 22 & 16 yrs ago. My children were born in the middle of my divorce and lost everything I owned .Spent 2yrs homeless. When I found another job and began to get back on my feet after 4 years. Went to work one day and the doors at that job were closed. I was homeless for A nother year. The State claims I owe them 20,000 dollars, Not to my kids but to them. Extremely obvious clerical issues with child support prove child supports blat en folly. Assistant States Attorney of child support only removed the case worker from my case. In the early 1990s, My files at Child support were mixed up between my two cases and some file to do With the STATE of MANE. This caused me to be mistakenly listed on license revocation. DVM completely had no records. I have not seen A tax return in 22 yrs. My job from 2000 to 2002 Ended cause the owner went to prison. I've lived in my folks basement now renting for near 5yrs. 41 years old now and worked At A injection Molding plant for the Last 5 yrs. Made supervisor but had to ask for it. Even though I was already doing that job. As the supervisor's that the factory went through during that period . Were all into substance abuse. And incapable to preform there duties. Not showing up.Or leaving in middle of shifts. I worked my way up to making 11 per hrs running several machines Several people would be paid to run during Day shift . I worked the 14 hour over night shift , Running those same Machines my self, Plus sup duties. These Day shifters had terrible attendance records as well. I lost my job two weeks ago. About to loose inter net phone and my UN employment is being contested by the factory. The real reason for my job loss. Is favouritism. But the person who they were favoring to replace. Me with, Said NO. LOL. Now the factory is in world of hurt. Unfortunately. Both my folks work there and are just before retirement age. My father has had several heart attacks as well. My Account says 0.00 over draft. To pay for A cab home from applying at A SuperMarket the other day. Which I didnt get hired.
Thanks for reading. I will remember the help and return it some day.
jeff

I owned my own home for almost 15yrs when I lost it. It was in the winter and I thought my pipes had frozen and found out that it wasn't actually my pipes but the house next door to me. I found out that my water line went through the basement of the house next door and that house had been abandoned. When I contacted the city to get them to turn my water back on they told me they couldn't and that I would have to pay to get hooked up to city water. It was expensive and I didn't have the money. I ended up losing my home and both myself and my young daughter had to move into a basement to keep from being homeless. We have been living in the basement for about two years and even though I work every day, I can't get ahead enough to get out of it and get into another home. I feel very bad that my daughter has to live like this. I worked all of my life and it makes me feel very bad that I can't give my daughter a decent life anymore. Please help.

First off, I'm looking for a hand up, not out. I'm a 57 year old father/grandfather. I have been unemployed for 5 months and still haven't been able to find work. By trade I've done building maintenance/home improvements my whole life.
I'm currently living in my sons basement, but can't stay much longer. As of tomorrow, I will be in danger of losing my truck, the only means of transportation I have to make any kind of money.
My bank account is -$700.00 due to funds taking too long to be posted, and over draft fees. I have another week or so to make good on it, then I don't know what will happen. This kind of thing has NEVER happened to me.
For so many years I've donated to charities, helped the needy, and donated time. I never imagined I would be in the same situation.
So here I am asking for help. Ideally, $2000 would get me back on track. I realize that wont happen, but anyting that someone could send would be helpful, and greatly appreciated. I know things will turn around for me again if I can survive this situation. When they do, it is my intention to pay back any monies I have recieved and make it a point to help others again. Again, a hand up, not a hand out. Pay it forward if you will. I'm a good man having some bad times. Please help if you can, I'm at wits end. God bless, and thank you so much for taking the time to read this.

This is probably the hardest thing I have ever had to do but my circumstances dictate that I must do something. I find myself in a horrible bind and short of panhandling on the street I thought I’d give this a try.

So here is my story, on February 16, 2010 I suffered a heart attack while shoveling snow in my driveway. This was truly a traumatic experience because my son and daughter were with me when this happened. As a result of the heart attack I was forced to take a leave of absence from my job. I thought I would be off for a short time but that is not what happened.

I had the angioplasty procedure and then developed an infection at the site of the procedure which required some additional surgery to drain the infected area. This required another stay in the hospital for three days in May, Which in turn required more time off from work. Then, In June i developed a problem with my blood pressure which required another stay in the hospital.

After that stay my company fired me saying that they could no longer hold my position. As if that wasn’t bad enough they then refused to give me any unemployment stating that I had quit, because I had failed to submit a form. I realize that it was my responsibility to submit the form but in my defense I was dealing with some serious health issue and it just slipped through the cracks.

I was still under doctor’s care but I did not prevail in the attempt to get any benefits. So I began to live off my savings and going to my cardiac rehab. Then in October just after being released from doctor’s care I suffered a mild stroke. Which left me not only physically down but mentally depressed I spent 27 days in the hospital and have exhausted all of my savings.

I have now lost my home and the engine in my car blew out. Fortunately I have been able to receive VA benefits for my health issues which has been a huge help. But now I find myself in need of funds to get back on my feet. I need $5,000.00 to get my car fixed and to tide me over while I look for a job. I now live in the basement of my mother home and am desperate to get back on my feet.

I have donated plasma in order to give my kids some sibilance of Christmas, but I need help to move forward. This so embracing but I am at the end of my rope and don’t know what else to do, so anything you could donate I would be ever so grateful.

Thank you,

Wayne D. Shemwell, Sr.
502.632.1742

This is probably the hardest thing I have ever had to do but my circumstances dictate that I must do something. I find myself in a horrible bind and short of panhandling on the street I thought I’d give this a try.
So here is my story, on February 16, 2010 I suffered a heart attack while shoveling snow in my driveway. This was truly a traumatic experience because my son and daughter were with me when this happened. As a result of the heart attack I was forced to take a leave of absence from my job. I thought I would be off for a short time but that is not what happened.
I had the angioplasty procedure and then developed an infection at the site of the procedure which required some additional surgery to drain the infected area. This required another stay in the hospital for three days in May, Which in turn required more time off from work. Then, In June i developed a problem with my blood pressure which required another stay in the hospital.
After that stay my company fired me saying that they could no longer hold my position. As if that wasn’t bad enough they then refused to give me any unemployment stating that I had quit, because I had failed to submit a form. I realize that it was my responsibility to submit the form but in my defense I was dealing with some serious health issue and it just slipped through the cracks.
I was still under doctor’s care but I did not prevail in the attempt to get any benefits. So I began to live off my savings and going to my cardiac rehab. Then in October just after being released from doctor’s care I suffered a mild stroke. Which left me not only physically down but mentally depressed I spent 27 days in the hospital and have exhausted all of my savings.
I have now lost my home and the engine in my car blew out. Fortunately I have been able to receive VA benefits for my health issues which has been a huge help. But now I find myself in need of funds to get back on my feet. I need $5,000.00 to get my car fixed and to tide me over while I look for a job. I now live in the basement of my mother home and am desperate to get back on my feet.
I have donated plasma in order to give my kids some sibilance of Christmas, but I need help to move forward. This so embracing but I am at the end of my rope and don’t know what else to do, so anything you could donate I would be ever so grateful.

I am going to be completely honest with you. I am a very talented individual who, through the force of circumstances, has not been able to get out of a rut. I am educated, have years of work experience, have a lovely wife and beautiful son. I am very fortunate in many aspects of my life, except money. It stems from our house flooding back in 2008. Our basement (which is also my wife's place of business) flooded due to an extreme winter storm. Our sump pump failed to engage when waters began to collect behind our house. The resulting damage totaled close to $20,000.00. Even though our area was considered a disaster area the US government declined my request for a disaster grant, twice. We had to finance everything with credit cards. And that put us right in the hole.

Ever since we have had to use credit to get by. We have mounting credit card debt closing in on the 40K to 50K range (I don't want to add it all up as I don't want to see the actual number). I am considering one of those debt resolution companies or bankruptcy. But both have major drawbacks. I have been searching for a better paying job in the accounting industry but competition is stiff and employers' requirements are high and the amount of jobs is low.

I am certain that if we could get rid of this debt we would be put back on our feet and ready to excel. I just need one "do over" without any harsh consequences and then I feel I will be able to go GREAT things. Thank you for listening.

NJ