- Post a Beg
- View Begs:
- Help Pay Bills
- Money for School
- Medical Bills Help
- Family Crisis
- Save Your Home
- Money for Travel
- Help Paying Rent
- Money for Business
- Disaster Help
- Toy Donations for Kids
- Entertainment
- Need a Job
- Need Clothes
- Unusual Requests
- Charity Donations
- General Begs for Help
- Miscellaneous
Stuff for Sale
Tag Cloud
- FAQ
- Avoiding Scams and Fraud
- Cyberbegging News
- BegsList Blog
- RSS Feeds
- Privacy Policy
Bankruptcy Tags
Thank you in advance
Posted by brucefon on 2012-05-19 10:58:34
I lost my job 4 years ago and we barely live off my military retirement.
We don't want to file bankruptcy (and frankly, we can't afford $1,500 to do it).
We're struggling but with your help we can make it.
Thank you so much for whatever you can give.
- Bruce in Shrewsbury, Massachusetts
Single mom- lost money
Posted by Byrdie on 2012-05-14 23:58:01
Need help with debt
Posted by Sxykaj on 2012-05-11 14:58:20
Would love help getting to 2012 Olympic games to watch my son
Posted by judomom on 2012-05-03 19:58:40
Stomach in knots!!! Please Help.
Posted by Imwornout on 2012-05-01 20:58:25
In 2006 my husband and I were finally able to put a down payment on our home. This was my first home purchase and I was ecstatic. Chances are we probably shouldn't have qualified for this house, but the lending predators made sure we did.
Long story short, we are now into our second year of chapter 13 bankruptcy. While helping our youngest daughter with college expenses and other unexpected expenses we have fallen behind on our mortgage. I've have been paying what I can but it's not enough.
Everyday my stomach is in knots not knowing whether a motion is going to be filed to take our home away. We've worked hard for what we have, and if we lose it now, we will never be able to purchase again. We love our home.
If gives me pleasure to see my husband putter around in his front and back yard knowing that its the only joy he has aside from his stressful job and poor health. I think it would hurt me more knowing how it would break him to lose that serenity.
I know by next year we will be in a much better financial place, but right now we could use all the help we could get.
Thank you in advance.
Single Mom (not in recovery, not a felon, not disabled, just unemployed)
Posted by cdimiceli on 2012-05-01 17:58:09
Iâm going to be a little blunt, because I'm tired and I want to give up so bad, but I can't. I'm better than that and my kids are my motivator. I wake up everyday and remind myself of 2 things :1) Faith is what you have when you all your beliefs are blown to hell. 2) What doesn't kill you makes you stronger -Nietzsche
I am a 35 year old educated, ambitious, head strong woman. I have owned my own business with my soon to be ex. I know what hard work and determination are. I went to private school and I am educated. I value my community and have always given back and will continue to do so. I also know that I have the drive and determination to get myself back on track. I'm not ASKING for a handout, I'm asking for help up! I also know what loss is. I don't have the business, a house or EVEN the car anymore. We lost everything. He bounced back , I didnât. All I have is HOPE, that someone or some program can help me carve a path back to self sufficiency.
It's gone continually downhill.I am amazed at the allotment of programs for both housing and employment for all different walks of life. However, what about those that are just struggling. No hang ups, no record, just struggling and are LOW INCOME. I'm not writing this to make you feel sorry, I'm writing this because I have exhausted possibilities that I have researched both on my own or been given the information to do the work with.
There are people who struggle everyday through no fault of their own. They don't want a hand out, but help up would be a relief. Society doesn't need band-aids they need solutions.
Not every county, city or state program fits everyone's needs.
First of all Section 8 has been closed since BEFORE I left my marriage so that idea could never work. The list has been closed for years. Because I have limited time with my children, I do not qualify for CALWORKS. I have tried getting assistance in every way possible. I had very little unemployment left since I have been struggling to find work. I was delayed for about 3 months because they needed verification and I had to appeal and request a hearing. I have won my appeal but will only receive $91/week and for a short period of time.
I took a project management class through WIA in 2011, and I was able to get CTB benefits. I NEED HELP. I have hit the absolute worst point in my life and still refuse to give up. I have been looking for work and am now HOMELESS.I am in week 3 of staying in an extended stay hotel (paid for by my mother back east, who makes maybe $26,000/yr in PA) I recently sold my car because I needed to pay bills and rent. I have maybe $75 to my name.
The fact that they say there are services for low income/ homeless is frustrating. I say this because there is no category for me. I'm not a drug addict or in recovery. I don't have a mental illness. I wasn't in prison, I donât' even have a RECORD. I can proudly say I've never been arrested or even in the back of a cop car. I'm not a victim of domestic violence and I do not beat my kids. Why aren't there programs in place for single parents struggling to make it? Everyday people that are responsible and respectable. I understand the need to assist those that may not have the capacity to take care of themselves. However, I have a huge problem with the fact that Santa Clara County & all programs (private, govt or state funded) will rehabilitate and reintroduced felons into the community, but if you're poor, homeless, no record, are looking for work, have high intelligence; sorry, you can't get help. This sounds extremely cynical and jaded, but I am a little after going through all I have.
I have been told constantly âI wish I could do something but we don't have any programs to help you.â My favorite reply is: "Yeah and you have done everything. I'm surprised you even knew about all the programs you did"
I have talked to employment counselors, program coordinators, program advocates and case managers, volunteers, just about anyone. The bankruptcy is hindering my chances of securing housing, even if I had employment.
The icing on the cake has to be with food stamps and General Assistance. I qualified for Cal-Fresh. However, at the time I had a car worth $2200. So I wasn't able to get General Assistance. Fast Forward a year later, I HAD to sell my car to pay bills. Now this month when I went for General Assistance, I qualify.
It's a never ending cycle, a constant push down. I can take public transportation to work, but to get around and see my boys and being able to transport them would be extremely difficult, not to mention financially stressing. I have scoured employment books, read articles, searched the library, spent hours online trying to find a job, program, a company, anybody who could be a resource whether for low income assistance or employment.
I can probably tell you about a plethora of services this county (Santa Clara) offers for both income assistance and job services.I am registered with CALJOBS; I know all the career sites and have my resume there. I get interviews, however I am starting to think the bankruptcy from loss of business is holding me back when employers do background check.
I also could teach the business writing class or the resume writing classes they offer at Work2Future, I practically did when I took them. I could do the same at Sacred Heart. I've been to InnVision and EHC. Iâve talked to Sunnyvale Community Services. Boy he was a treat he sounded older then my 80 yr old grandma. When I said I need housing and employment help, he gruffly told me to check the newspaper and hung up. I've called St Josephs in Gilroy. I've talked to a program coordinator at West Valley Community Services. I called the Sobrato Organization hoping they had ties to something and one the employees just by grace of god happened to pick up and take my call. I was able to talk to someone at HIF (they couldn't help)
.
I am responsible, respectable and just want to work, have a place to live, and be able to have my children 50/50. I have no police record. I am not in recovery, nor have I ever had to be in a program
I want to work and am attaching a compilation of ALL my work skills. I would not send this out otherwise, I would tailor it specifically to the job I am applying for.
I used to volunteer as much as I could I like being active in my community and helping others. I'm still about that I believe in PAY IT FORWARD. I believe the good you do comes back to you tenfold and that no matter what is going wrong in your life, someone else is struggling just as much if not more; so be thankful for what you have.
I attend church and was a hospitality volunteer for that as well.
I just need help getting on my feet. I have no family, other than my children here in CA.
I do not want to move back east and be far away from them. I want to work, I want to live again. I want to smile and mean it.
I hate what my life has become and know that I am SO MUCH BETTER THEN THIS.
Please help me : money is fine, but it's only a temporary fix, please help me find a program that can assist me in getting on my feet, direct me to employment, and most of all afford me the opportunity to have my children much more consistently so I can be a mom again.
Thank you
Courtney DiMiceli
Huge Credit Card/Student Loan Debts
Posted by sportsvine on 2012-05-01 16:58:48
Yet, we are spiraling into more and more into debt with each passing month. Despite our modest living and good choices, we are on a path to bankruptcy. I will be forever grateful for any help my family may receive through this website. We have about $30,000 in credit card debt, $15,000 in student loans, and $3,000 in medical bills. If people become extremely generous to our situation, we will not accept more help than these debts. I also look forward to updating everyone about my (hopefully) dwindling debts through a facebook page I created specifically for this plea for help!
My facebook page created for updates of my financial situation is Chris Vhelp. I will accept friend requests so I can update everyone who is interested in how much I am being helped.
Thanks to everyone in advance!!!
desperately seeking money for last semester of college
Posted by journey22 on 2012-04-27 18:58:46
Bills, banks and powerless to change
Posted by rureall on 2012-04-23 11:58:36
Filing Bankruptcy Help
Posted by Bestoppertunity on 2012-04-16 08:58:07
Divorce wiped me out!
Posted by treadingwater on 2012-04-05 12:58:13
A few years ago, right after I returned from Iraq and got out of the Army, my wife filed for divorce and took our daughter to another State. I was left with the house and steadily increasing credit card debt as I tried to pay my bills and keep up with child support and alimony. Finally I couldn't do it anymore, and had to declare Chapter 13 bankruptcy. The bank forclosed on my home and the court assigned me a monthly bankruptcy payment. I've been able to stop the massive slide into deeper debt thanks to the bankruptcy, but am still barely keeping my head above water. Every month is still a struggle to make ends meet. I basically get two chances to see my daughter per year, one month in the summer and once at Christmas. Last Christmas I couldn't even afford a plane ticket to see my little girl, which really hurt, and I have no idea how I'm going to come up with the money to see her this summer.
Any donations will be greatly appreciated, and someday I promise to pay it forward. God bless.
Help me get married!
Posted by kendrashue on 2012-03-29 09:58:40
I have $10,043 in medical bill debt from an accident in January 2010 where someone hit me with a 4-wheeler, putting me in a coma for 2 months and then physical therapy and rehab after that. The original bill was $200,000 for the medical costs, but I received a scholarship to cover 95% of the cost because I didn't have health insurance at the time. While I was in a coma, I lost my apartment, fell behind on payments on my school loans, and my bills were sent to collections. Ashland Kentucky is a small town, and we're kind of a small family so I didn't want to press charges on the person who hit me. But when I met my fiancé and we started talking about marriage, I discussed my situation with a lawyer to determine what I should do.
We want to be able to buy a house in the future, but with this debt the lawyer was afraid that my credit will hinder that. The lawyer was also afraid that since my bills are in collections that if I get married that the creditors would seize my fiancéâs assets. My fiancé doesn't have much, but we are sharing his truck since I lost my car and if the creditors took his truck we'd be out the $10,000 remaining on the truck loan and without a vehicle. I decided I would try to press charges just for the cost of filing bankruptcy, but the person who hit me was the sheriffâs son. No police report was ever filed. Small town politics are good in most situations. This is not one of them.
The lawyer tried to do what he could, but Kentuckyâs statute of limitations for filing suit against someone is 1 year. By the time I decided I needed to sue, it was too late. So Iâm stuck with a bill I canât pay and itâs the only thing keeping me from marrying the man I love. My mother is a medical transcriptionist in West Virginia, and sheâs barely making enough to support herself and her boyfriend so I canât ask her for help. My father has been in prison my entire life so I donât really have anyone to turn to for assistance with this. My fiancéâs parents have been very helpful, but they only have so much to help with and they canât assist us with the bankruptcy.
Me and Trey (my fiancé) are paying for the wedding and the honeymoon entirely by ourselves, on top of keeping up with rent and truck payments and regular bills. Like I said, weâre happy and weâre doing okay living a humble lifestyle. Other people have it worse, I get that and Iâm grateful for the love Iâve found and the life I get to spend with him. We wanted to get married in June, but at the rate weâre able to save towards the cost of filing bankruptcy, it could be next year before we could get married, and neither of us want to wait that long.
I already spoke to 1 lawyer and was quoted $1500, two payments of $750. Our finances are so carefully budgeted that and stretched so thin that we just can't do that. My fiancé has stopped eating breakfast and lunch to save money, started riding his bike to work and is doing everything he can to save money. Weâve set aside $300 towards the filing cost. Itâs taken us 4 months to do that. We intended on using our tax returns to file, but mine was taken by the creditors and we used his to try to get ahead on our bills. So hereâs what Iâm asking: any donation towards the cost of filing my bankruptcy would be a huge blessing right now. Some members of our church have offered to assist us, and someone referred us to this site. I
think itâs a great thing that people are willing to help complete strangers out and I wish that I had the resources to help others at this time. Weâve already agreed that we will do whatever we can to help others in need on this site once we can start setting more money aside once weâre married. But right now, I need $1200 total to cover the cost of my bankruptcy, so any donation towards that would be a blessing. Thank you for taking the time to read my story, God Bless!
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:47
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:45
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:44
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:43
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:42
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:41
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:40
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:38
Sallie Mae is killing me!
Posted by 6ewApp on 2012-03-04 18:58:22
I recently went through a natural disaster and lost everything I own. I have gotten my house back to livable, but can't afford to save money for more improvements because of these horrendous payments!
I'm drowning in debt and unless someone helps me, I'll be drowning for 18 more years!
Family of three desperate for financial help
Posted by tiffeny on 2012-03-03 04:58:15
Our daughter is a senior in high school and is currently not employed. We have one car paid off but are still paying $615.00 per month on the other vehicle. Most of our credit cards are paid off but the ones that are not have been sent to collections. We have a couple old personal loans that we are still paying on. We have several past due Payday loans outstanding and the fees continue to accrue until they are paid off. We have already borrowed from family members so that is no longer an option.
The money will be used to help pay our utilities, rent and food for the three of us and food for our dog and cat. The utilities consist of lights, heat, water, sewer, phone and mandatory city garbage pick-up.
Also, we currently do not have medical insurance so have not been able to have exams or see a doctor for unexpected injuries. Anything would be appreciated to help us get our lives back on track again. Thank you for reading this. Have a good day.
Family of three is desperate for help
Posted by tiffeny on 2012-02-23 03:58:46
Our daughter is a senior in high school and is currently not employed. We have one car paid off but are still paying $615.00 per month on the other vehicle. Most of our credit cards are paid off but the ones that are not have been sent to collections. We have a couple old personal loans that we are still paying on. We have several past due Payday loans outstanding and the fees continue to accrue until they are paid off. We have already borrowed from family members so that is no longer an option.
The money will be used to help pay our utilities, rent and food for the three of us and food for our dog and cat. The utilities consist of lights, heat, water, sewer, phone and mandatory city garbage pick-up.
Also, we currently do not have medical insurance so have not been able to have exams or see a doctor for unexpected injuries. Anything would be appreciated to help us get our lives back on track again. Thank you for reading this. Have a good day.
Family Needs Help to Get Back on Feet Again
Posted by tiffeny on 2012-02-23 03:58:44
Our daughter is a senior in high school and is currently not employed. We have one car paid off but are still paying $615.00 per month on the other vehicle. Most of our credit cards are paid off but the ones that are not have been sent to collections. We have a couple old personal loans that we are still paying on. We have several past due Payday loans outstanding and the fees continue to accrue until they are paid off. We have already borrowed from family members so that is no longer an option.
The money will be used to help pay our utilities, rent and food for the three of us and food for our dog and cat. The utilities consist of lights, heat, water, sewer, phone and mandatory city garbage pick-up.
Also, we currently do not have medical insurance so have not been able to have exams or see a doctor for unexpected injuries. Anything would be appreciated to help us get our lives back on track again. Thank you for reading this. Have a good day.
My life is a lifetime movie:(
Posted by DrowningSadly on 2012-02-22 00:58:46
I grew up with one parent. My mother, who struggled to make ends meet working as a CNA. When I was 16 I had two jobs to help with the bills my mom had.
When I was seventeen I was sexually assaulted by a supposed friend and conceived a child which I of course kept. I had my daughter only four days after graduating high school with very good grades.
Went to College for criminal justice in hopes of becoming a law enforcement officer or work at a correctional facility. Then I met a guy I fell in love with, we had a child together. He asked me to Marry him, and then 6 months after we got engaged, left me for someone ten years younger than me.
Here I sit. Single Mom, two kids. I did graduate college, and get a job in my field, however that isn't helping at all with catching up on all the bills my ex left me with and my student loan debt which is in default because I'm going paycheck to paycheck.
I don't qualify for any type of help, I wanted to file bankruptcy however an attorney is at least a thousand dollars which would take me like two years to save up for so I'm trying to file that myself to help my situation. My family is dysfunctional and I have no rich uncles or grandparents.
I dont understand why god thinks I have such strong shoulders! I can't carry this burden of life I have. It seems like there isn't a way out!! I'm facing losing my home, my paychecks that keep me going due to student loan ganishments, and I'm so stressed out I ant even think most days. How did I get here? I ask myself if I'm that bad of a person Karma has to hold me down and suffocate me?
I wish I could get any kind of help in life, even someone to tell me what to do!! I tried donating plasma but they kicked me out because my veins roll, I can't get anyone to hire me for a second job with the hours I work, and damnit my life just flipping sucks!!!!
Thanks for reading, I hope your life is better than mine is.
