Balance Tags

Hi,

I just completed my legal studies and I would like to sit for the July Bar. After taking out a six figure debt, I am unable to get a loan to cover the cost of taking the bar in July. The reason I have been refused a private loan is because of my high student loan balance(ironically)

I am not a lazy person and I have worked my entire way through law school to help support my family and pay my bills. Now I feel helpless as I struggle to move onto the next phase of my life. $1500 would make all the difference in the world to me right now. .

Any help would be greatly appreciated.

Hi I am a mom of 3 children, 1 a special needs child. I work as a nurse assistant but it only covers about half of our needs. I work hard and do my best every day and try to keep a smile and a good attitude but sometimes your best just isn't good enough. My special needs baby is 8 years old and is speech impaired, deaf in one ear, severely asthmatic, and has ADHD. Medicaid pays for most of the meds and specialists but not all. I pay for some of his meds and specialists and then there's the gas to go to and from. All in all I'm spending about $800 per month that medicaid is refusing. I haven't been able to get an answer why as of yet. I've applied for social security for him but have been denied twice and now am awaiting a hearing which I am told could be anywhere between 18 and 21 months just to get a hearing date. I only make about $1500 per month so simple things like even a trip to the laundromat is a challenge. Apart from my son's problems I also have 2 baby girls aged 9 and 6 to take care of. Thanks be to God they are healthy. All of my family has passed away due to various forms of cancer so it's just my children and my husband and self. He is out of a job presently and has been seeking work since being laid off from his last job (about 7 months). I have applied for a pell grant and registered for LPN classes at the local community college to try to help myself but it will take about 15 months to finish school let alone get a job. I've managed to pay rent but am 2 months behind on the internet bill (used for school) am 5 months behind in car payments and am at risk of a repo any day. If I lose my car then how am I going to be able to go to work,school, take the kids to school, take the kids to the doctor,grocery shop, do laundry, or anything else? I currently do not have auto insurance because I can't afford it.(was cancelled for nonpayment 2 days ago.) I managed to pay my water and cell(about $100) to keep that going. I am almost a month behind on my electricity but have managed to keep it going by paying about half the bill per month. As of now, I have a balance of $150. I don't know what to do. If anyone would please help us I would be forever grateful and appreciative.

I bought some business equipment,including a SLR camera from Amazon.They mistakenly charged my creit card instead of my payments account.I asked them to refund me and charge my payments account,but they won't do it.They normally highlight gift card balance and Amazon payments as the preferred way to pay.But they won't budge and now my VISA is over $800.I don't have enough money to pay it in the bank--hence,why I wanted to use Amazon payments.They're not really trying to make it easier for me.But now I'm getting charged interest.I wish they had gotten it right the first time.

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

http://educatedsinglemom.wordpress.com/2012/05/14/i-am-the-2-or-my-life-as-a-teen-mom-2/

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

My husband passed away almost 3 months ago,I was with him ever since
I was 15years old and i and now i am a 23 year old mother with two children.I work,My children and i are having rough times. My husbands funeral, bills, babysitting costs, food,diapers and oh so much more that i am trying my best to balance.... I also have other debt i am trying to work out of...My children arent covered by insurance yet..
We are denied help so i take them to emergency care to be seen for check ups since no one will take them in at a regular clinic.my husband and i were having trouble with our mortgage before his passing although im now going to be without a home soon. So please,im asking sincerely for your help today.I know just like many others i am also in need of help. I have helped many in the passed and still do what i can til this day.My children are my everything and i have been in a shelter before and hope i do not have to return back to that lifestyle with my kids.I dont know if this site works but if itndoes i can have hope and my faith that i still hold on to thank every each of you that are willing to help my children and i.
I am thankful for any amount of money you can help out with..I dont usually ask for help because im prideful and like when i can support myself and my children though...right now If i could get 100 or more a month i'd be Thankful so
Thank you,Thank you ,Thank you a millons Thank you's.Ive helped people my whole life and If i receive help,Thank you all in advance .Please send money to this link www.wepay.com/donations/bills-4

Hi, I'm Brittany, and I'd like to describe an unfortunate event that has recently befallen me.

Four months ago, during the holiday season I received a call from my mom who was facing some rather emotionally tumultuous times. She related to me that she felt like she just could not endure her life any longer and was considering ending it.

I was personally extremely concerned, as I have always highly valued and admired her. At her request, I quickly forsook all my current ambitions to come to her aid. I moved into her apartment with her and tried to soothe her with my company, and also advised her about healthy lifestyle choices that could help balance out her severe depression and alcoholism. I got a job and began helping her pay her bills when her boyfriend showed up. His first words to me were literally "I'm marrying your mother" not long after he began to command my mom to kick me out.

After many attempts to assure them I would surely save money to get my own apartment, I bought a truck to get worked on and began to save money for an apartment. At first I considered moving to stay with other family members, but eventually decided to stay in Sarasota and get my own apartment.

Without giving me any notice to find another place to live, my new "step father" stated that I would no longer be welcome there, although they knew I had no other options or any money to get an apartment.

They then went to a judge and filed a Marchment act to have me involuntarily placed in a detox facility where I was released under forty-eight hours later with negative results for all substances, including alcohol.

Now I am left on the streets with nowhere to go.

What I am asking of anyone who reads this, please assist me with any kind of resources that you know of, such as live-in maid employment, rooms for rent, a place to stay until I save money for an apartment or anything that will help me be independent again.

Hello and thank you for taking the time to read my posting. I am a mature student, aged 46 and the oldest on my course and have managed to support myself and my children through three years of my undergraduate degree course. It hasn't been easy, but I am confident I will be able to gain a good position within a company and ensure financial security for my family. I am looking to complete a distance learning masters course to enhance my qualifications, and to allow me to seek work at the same time, but the cost of postgraduate fees is in the region of £7,500. I have saved a quarter of the money for these fees from my limited income but need help raising the balance. If you would like to donate any amount of money, no matter how small, I would be very grateful. Thank you again for reading my posting and wishing you a pleasant, peaceful day.

I was laid off from my job in February and since then my school tuition payments have not been made. I have a balance of 1,000 dollars on my account. I will not be allowed to walk in the graduation ceremony or get my diploma until this is paid. It has taken me 7 years to finish this and I want to participate in the graduation ceremony. If you are able and would like to help me please contact me ASAP. My request is legitamate and all information can be provided. Donations can be made to my Paypal account or directly to the school. Serious responses only and no scammers please. Please help me complete this chapter of my life. Thanks.

I was laid off from my job in February and since then my school tuition payments have not been made. I have a balance of 1,000 dollars on my account. I will not be allowed to walk in the graduation ceremony or get my diploma until this is paid. It has taken me 7 years to finish this and I want to participate in the graduation ceremony. If you are able and would like to help me please contact me ASAP. My request is legitamate and all information can be provided. Donations can be made to my Paypal account or directly to the school. Serious responses only and no scammers please. Please help me complete this chapter of my life. Thanks.

Please help me! I am doing everything I can to find a 2nd job, but no matter what I do, in this economy it is almost impossible! To pay rent, I took out a title loan on my 1995 ford explorer in March of 2011! My monthly payments are $230. I took out a $850 loan! The interest is 300%, and I have had to reborrow here and there to keep up on bills.

Anyway, the balance is just over $1000 dollars. The payment of $230 is due now and I just don't have the money. If I don't pay it within the next couple days it will be repossessed. Please help with anything you can. If I lose my vehicle, I lose my job and my house which I am renting! Please help! I'll do anything!

Hello, my name is Tanya and I'm in a bit of a pickle. Due to working a minimum wage job that offers little to no hours (retail) and paying off all my bills, my bank balance is in the negatives at the moment. I pawned several electronics, and still did not have enough to bring me into the positive. Please donate if you can. I just need $100 to get back in the black...and thank you for reading this :)

Hello,

Recently, I quit my job and started up my own eBay business. It had been a dream all my life, to own my own business. I started just a few months ago, and everything was going flawless. I have a great supplier, great products, and great customer service, etc. While we were new on eBay, they had set limits on how much we could sell and Paypal put 21-day holds on all our funds, till the customers received their items. It was just recently, that we turned into eBay Powersellers and received the status of "Top Rated Sellers".

Everything was going just perfect, up until recently. My mother-in-law needs a LOT of teeth work done. So, I decided I would list my cherished Jimi Hendrix poster online, to raise funds for her teeth work, because my business was new and not to the point of affording $5000 teeth work. I put it up for a 10-day auction and everything was going just fine. About halfway thru my auction, it was generating bids and lots of interest!

Then, the bottom fell out..... A gentleman from California was interested in our poster, and stated that he would like to purchase it. He said if we took the listing down, he would send us $3500. We agreed and took it down. He paid us within 10 minutes! We thought we had hit the jackpot. Not only was my business taking off, now I could afford my mother-in-laws teeth work! The very next day, I put his poster in the mail and we went to pay the down payment at the dentist and a few other bills off. Everything was looking good. Later that night, I received an email from Paypal, that the buyer had put a claim in! He stated that it was not as described, even though he had not even received it yet! It was still in route, thru the postal service. He had buyers remorse and Paypal froze my funds up.

No big deal, I am an eBay Powerseller, I should be able to make the funds really fast, right? No. When a customer buys something from us, we use their money they just paid us, to purchase their part and have it shipped to them. If my Paypal account is frozen and in the red for $3000, I am not able to sell anything or ship anything off!

Now, Paypal has paid the customer back and I am just sitting here trying to figure out what to do next. My dream I had started and finally got off the ground, is now ruined. I worked 20 hour days to get this off the ground, and now feel like a failure. I cannot do anything until the money is paid back. I have no way of doing anything.

I quit my job to do this and we are now struggling. It actually makes me sick, knowing I tried so hard to get to the Powerseller level, to have it all ruined because a customer wanted his money back on an item I had a "No Refund Policy" on. Paypal ruled in his favor without even talking to me.

My Paypal balance is a -$2741.79. I really need help getting it back to ZERO. Please consider a donation for a guy that is really trying to do something with his life. I am a 40 year old male and have been a failure all my life and now I have something that is working, and just when my family started noticing, my hopes were all dashed again. Failure surrounds me.

I could really use any help you can give at this time. I am a "Pay It Forward" type of guy myself. If I am helped out of this mess, I will Pay It Forward in the near future, to a charity in the same amount.

Thanks for your time,
Cody

I am at the point that I feel there's no way out. I need help with my power and gas bill. They shut shut my power off my kids and I are in the dark just using candles for right now. Welfare only covers my rent. I need help, anybody please help me. I am a single mother of four.... Please find it in ur heart to help me.. If u don't believe me I'll even give you the dwp so u can check balance owed... God bless.

Welcome
MY GUARDIAN ANGEL INCOME SYSTEM

As seen on Oprah !!!

$50K in your PayPal Account!



That's Right - $50,000 in your PayPal account and that's NO JOKE!!

IT WAS PROVEN ON OPRAH, CNN, 20/20 and various highly respected U.S. TV and radio programs as being 100% legal, feasible and true!

For the price of 2 $5 Subway Foot-Longs You Can Help Someone and Change Your Life! It works QUICKLY and LEGALLY. Basically, this is all about PEOPLE HELPING PEOPLE
"THE GUARDIAN SYSTEM" $10 USD -- That's all it takes!

I'll try to keep this short and sweet. Do it once and you're done.

To get started just copy this whole page and paste it to your documents to edit it. Simply follow the instructions below and in 2 to 4 weeks, you could have as much as $50,000 in your PayPal account or even more.

Most people respond to this program because of the low investment ($10USD) and high profit potential. There is no limit to the income you can generate from this (you can just do it over and over!) If you follow the instructions, you will reach thousands of people! HONESTY, FAITH AND INTEGRITY makes this system work!

I think everyone has heard of "PayPal"? Anyone with an e-mail address can join for FREE! If you're not already a PayPal user, the first thing you need to do is go to PayPal.com and sign up

Here's how it works:

Step 1:

Send a $5.00 US dollar donation from your PayPal account to THE FIRST e-mail address on the list (No. 1) by using the PayPal 'Send Money' feature and be sure to include in the email "Payment for Internet Marketing". THIS KEEPS THE PROGRAM LEGAL.

Step 2:

Then send another $5.00 US dollar payment to the 5th person on the list (No. 5) with an email that says "Payment for Internet Marketing 5th".

Step 3: Once you have done that, REMOVE the 1st email address and place YOUR email address at the bottom (position no. 5). Then move the 2nd to 1st, the 3rd to 2nd, the 4th to 3rd, and 5th to 4th. You now become the 5th email address on the list.

DO NOT TRY TO PLACE YOURSELF IN THE FIRST PLACE. IT WILL ONLY REACH THE PEOPLE YOU SEND IT TO AND THEN YOUR EMAIL ADDRESS WILL BE REMOVED FROM THE LIST. If you do this, the way it was designed, it will reach thousands by the time your email address gets to the top.

REMEMBER to send a $5 US dollar donation to the 1st email address and the message "PAYMENT FOR INTERNET MARKETING". Send the other $5 US dollar donation to the 5th person and an email with the words "PAYMENT FOR INTERNET MARKETING 5TH". This will help the 5th person to track the progress of the letter and continue to send out more emails.

Here is the list:

1. robjessop@yahoo.co.uk
2. michaelhanus@aol.com.au
3. drewrob1@bigpond.com.au
4. imcommissionsecrets@gmail.com
5. willdavis82@live.com

Make sure your email address is the same as the one you used to open your PayPal Account! (as this is the way you will receive your payments).

Now that you have paid the 1st and 5th person and sent them both an email (via your PayPal account), place your email address in the 5th place.

Step 4

Okay, the only thing left to do is to POST YOUR LETTER. You can post on craiglist.com, ListJoe.com, Theleadmagnet.com, FreeSafeListMailer.com, DesktopLightning.com, ViralMailProfits.com , ListBonus.com ,Adchiever.com ,State-the-art-mailer.com , message boards and newsgroups (there are thousands). You can even send an email to your own list.

IT IS YOUR JOB AS THE 5TH PERSON ON THE LIST TO ENSURE THERE ARE AT LEAST 20 'PAYMENT FOR INTERNET MARKETING 5TH' REPLIES.

The 5th person is the Guardian of the System - YOU!!!

If there are NOT at least 20 replies then the 5th person will keep sending/posting the letter until there are at least 20.

MAKE SURE YOU SEND $5.00 US DOLLARS TO THE 1ST PERSON TO THANK THEM FOR WHEN THEY WERE THE GUARDIAN OF THE LETTER AND $5.00 TO THE 5TH PERSON SO MORE EMAILS CONTINUE TO GO OUT.

Now the fun begins. We reap what we sow - other people will see your posting and do the exact same thing. As you wait through the 4th, 3rd and 2nd slots for your work as Guardian to pay off, hundreds even thousands of others will be assuming the role of Guardian and keep the program moving.

Once you have arrived at the 1st position, it means hundreds and maybe thousands have been working the program since you started. All of those people will then pay you as the 1st and you won't believe the kind of money that has been generated. Seriously, its common sense - you do it and 25 or more people see and do the exact same thing and EVERYONE wins!!! You will receive thanks and the same blessings! When your name (email address) reaches the 1st slot, 900 to 15,000 people will send you $5.00 dollars each. You could easily make up to $50,000 USD.

Keep in mind - the most you spend is $10 dollars.

Remember -- what goes around comes around. DO NOT TRY TO PUT YOURSELF IN FIFTH PLACE WITHOUT PAYING AS PAYPAL WILL AUTOMATICALLY NOTICE THIS AND DELETE YOUR ACCOUNT AND POSSIBLY PURSUE LEGAL ACTION. THIS IS A LEGITIMATE PROGRAM AND THEY ARE PART OF IT.

TESTIMONIALS:
Mary Gatters, Columbia, SC
said on Oprah show: I only have one thing to say to you. OH MY GOD! I sent out 142 copies in total before 20 replied like the instructions said. Then I went on a short vacation. When I got back my account had over $32,000 dollars in it already and the money was still coming! I'm still floating on air (especially with my new car). I thought the "Guardian System" sounded cheesy, but now I realize it is the formula that makes this letter really work! THANKS.

Richard Barrie, Boulder, CO:
I was shocked when I saw how much money came flooding into my PayPal account. Within 3 weeks my account balance has ballooned to $22,449. At first I thought there had been some sort of error with my account.

HERE ARE THE STEP-BY-STEP INSTRUCTIONS AGAIN:

Step 1: Set up your PayPal Account (if you don't already have one), and send the top name (1st person) $5.00 US dollars - Don't forget to include "PAYMENT FOR INTERNET MARKETING". This is IMPORTANT as it keeps the program legal.

Step 2: Send the other $5.00 US dollars and a note stating "PAYMENT FOR INTERNET MARKETING 5TH" to the 5th name on the list.

Step 3: Remove the top name (email address) and move the other 4 names up one place each. Place YOUR name in the bottom slot (5th) and you will receive a minimum of $100 dollars for your efforts.

Step 4: Keep sending/posting this letter until you get 20 'PAYMENT FOR INTERNET MARKETING 5TH' replies in your In-box.

Please give it an honest effort, you will not be disappointed and will be very glad you did when it starts to work. Be creative. Remember, all you're going to be out of pocket is about the cost of a couple of coffees with the opportunity of banking thousands of dollars into your PayPal account! Take the smallest risk of your life!!!

>>The Guardian system is based on HONEST people helping each other out. This program is completely legal if you follow the step by step instructions. It's the same concept of building a downline except more profitable and affordable. It's like the movie. "Paying It Forward", where we all give someone else just five dollars. Make BIG money in an HONEST way!

Welcome
MY GUARDIAN ANGEL INCOME SYSTEM

As seen on Oprah !!!

$50K in your PayPal Account!



That's Right - $50,000 in your PayPal account and that's NO JOKE!!

IT WAS PROVEN ON OPRAH, CNN, 20/20 and various highly respected U.S. TV and radio programs as being 100% legal, feasible and true!

For the price of 2 $5 Subway Foot-Longs You Can Help Someone and Change Your Life! It works QUICKLY and LEGALLY. Basically, this is all about PEOPLE HELPING PEOPLE
"THE GUARDIAN SYSTEM" $10 USD -- That's all it takes!

I'll try to keep this short and sweet. Do it once and you're done.

To get started just copy this whole page and paste it to your documents to edit it. Simply follow the instructions below and in 2 to 4 weeks, you could have as much as $50,000 in your PayPal account or even more.

Most people respond to this program because of the low investment ($10USD) and high profit potential. There is no limit to the income you can generate from this (you can just do it over and over!) If you follow the instructions, you will reach thousands of people! HONESTY, FAITH AND INTEGRITY makes this system work!

I think everyone has heard of "PayPal"? Anyone with an e-mail address can join for FREE! If you're not already a PayPal user, the first thing you need to do is go to PayPal.com and sign up

Here's how it works:

Step 1:

Send a $5.00 US dollar donation from your PayPal account to THE FIRST e-mail address on the list (No. 1) by using the PayPal 'Send Money' feature and be sure to include in the email "Payment for Internet Marketing". THIS KEEPS THE PROGRAM LEGAL.

Step 2:

Then send another $5.00 US dollar payment to the 5th person on the list (No. 5) with an email that says "Payment for Internet Marketing 5th".

Step 3: Once you have done that, REMOVE the 1st email address and place YOUR email address at the bottom (position no. 5). Then move the 2nd to 1st, the 3rd to 2nd, the 4th to 3rd, and 5th to 4th. You now become the 5th email address on the list.

DO NOT TRY TO PLACE YOURSELF IN THE FIRST PLACE. IT WILL ONLY REACH THE PEOPLE YOU SEND IT TO AND THEN YOUR EMAIL ADDRESS WILL BE REMOVED FROM THE LIST. If you do this, the way it was designed, it will reach thousands by the time your email address gets to the top.

REMEMBER to send a $5 US dollar donation to the 1st email address and the message "PAYMENT FOR INTERNET MARKETING". Send the other $5 US dollar donation to the 5th person and an email with the words "PAYMENT FOR INTERNET MARKETING 5TH". This will help the 5th person to track the progress of the letter and continue to send out more emails.

Here is the list:

1. robjessop@yahoo.co.uk
2. michaelhanus@aol.com.au
3. drewrob1@bigpond.com.au
4. imcommissionsecrets@gmail.com
5. willdavis82@live.com

Make sure your email address is the same as the one you used to open your PayPal Account! (as this is the way you will receive your payments).

Now that you have paid the 1st and 5th person and sent them both an email (via your PayPal account), place your email address in the 5th place.

Step 4

Okay, the only thing left to do is to POST YOUR LETTER. You can post on craiglist.com, ListJoe.com, Theleadmagnet.com, FreeSafeListMailer.com, DesktopLightning.com, ViralMailProfits.com , ListBonus.com ,Adchiever.com ,State-the-art-mailer.com , message boards and newsgroups (there are thousands). You can even send an email to your own list.

IT IS YOUR JOB AS THE 5TH PERSON ON THE LIST TO ENSURE THERE ARE AT LEAST 20 'PAYMENT FOR INTERNET MARKETING 5TH' REPLIES.

The 5th person is the Guardian of the System - YOU!!!

If there are NOT at least 20 replies then the 5th person will keep sending/posting the letter until there are at least 20.

MAKE SURE YOU SEND $5.00 US DOLLARS TO THE 1ST PERSON TO THANK THEM FOR WHEN THEY WERE THE GUARDIAN OF THE LETTER AND $5.00 TO THE 5TH PERSON SO MORE EMAILS CONTINUE TO GO OUT.

Now the fun begins. We reap what we sow - other people will see your posting and do the exact same thing. As you wait through the 4th, 3rd and 2nd slots for your work as Guardian to pay off, hundreds even thousands of others will be assuming the role of Guardian and keep the program moving.

Once you have arrived at the 1st position, it means hundreds and maybe thousands have been working the program since you started. All of those people will then pay you as the 1st and you won't believe the kind of money that has been generated. Seriously, its common sense - you do it and 25 or more people see and do the exact same thing and EVERYONE wins!!! You will receive thanks and the same blessings! When your name (email address) reaches the 1st slot, 900 to 15,000 people will send you $5.00 dollars each. You could easily make up to $50,000 USD.

Keep in mind - the most you spend is $10 dollars.

Remember -- what goes around comes around. DO NOT TRY TO PUT YOURSELF IN FIFTH PLACE WITHOUT PAYING AS PAYPAL WILL AUTOMATICALLY NOTICE THIS AND DELETE YOUR ACCOUNT AND POSSIBLY PURSUE LEGAL ACTION. THIS IS A LEGITIMATE PROGRAM AND THEY ARE PART OF IT.

TESTIMONIALS:
Mary Gatters, Columbia, SC
said on Oprah show: I only have one thing to say to you. OH MY GOD! I sent out 142 copies in total before 20 replied like the instructions said. Then I went on a short vacation. When I got back my account had over $32,000 dollars in it already and the money was still coming! I'm still floating on air (especially with my new car). I thought the "Guardian System" sounded cheesy, but now I realize it is the formula that makes this letter really work! THANKS.

Richard Barrie, Boulder, CO:
I was shocked when I saw how much money came flooding into my PayPal account. Within 3 weeks my account balance has ballooned to $22,449. At first I thought there had been some sort of error with my account.

HERE ARE THE STEP-BY-STEP INSTRUCTIONS AGAIN:

Step 1: Set up your PayPal Account (if you don't already have one), and send the top name (1st person) $5.00 US dollars - Don't forget to include "PAYMENT FOR INTERNET MARKETING". This is IMPORTANT as it keeps the program legal.

Step 2: Send the other $5.00 US dollars and a note stating "PAYMENT FOR INTERNET MARKETING 5TH" to the 5th name on the list.

Step 3: Remove the top name (email address) and move the other 4 names up one place each. Place YOUR name in the bottom slot (5th) and you will receive a minimum of $100 dollars for your efforts.

Step 4: Keep sending/posting this letter until you get 20 'PAYMENT FOR INTERNET MARKETING 5TH' replies in your In-box.

Please give it an honest effort, you will not be disappointed and will be very glad you did when it starts to work. Be creative. Remember, all you're going to be out of pocket is about the cost of a couple of coffees with the opportunity of banking thousands of dollars into your PayPal account! Take the smallest risk of your life!!!

>>The Guardian system is based on HONEST people helping each other out. This program is completely legal if you follow the step by step instructions. It's the same concept of building a downline except more profitable and affordable. It's like the movie. "Paying It Forward", where we all give someone else just five dollars. Make BIG money in an HONEST way!

Hello my name is Alex. I am 19 and I live on my own in a small one bedroom apartment. Recently I began my spring semester of college at a new school: scottsdale community college. In the past, my former schools gave me my grants and loans quickly, and easily within one or 2 payments days within eachother. BUT, my new college has a different payment plan, with my last payment being february 19th and the next being around match 28th. I recently lost my job and am currently searching for work. I owe 362.38 currently. Yesterday the manager of
my apartments gave me a notice stating I have 5 days to pay the remaining balance due. I only just turned 19, and I feel as if I am already beggining to fail in life...I turned to family with little help. I'm affraid to be on the streets. I am willing to work for money. Honestly i'd do almost anything!!! Please help!! Even a penny helps. Please I will be so thankful.

I have worked all my life and never asked for any help. I raised three children and never got food stamps, medicaid, etc. I am now physically unable to continue to work due to health issues. I know I am near the point of being terminated as I have to take medications that cause me to "nod" off or keep me in a fog. If I don't take the meds then the pain is unbearable. I owe $38,000 on a little house I bought. I was homeless for 2 1/2 years due to a layoff and I lost everything including my home. I don't have family or friends to help me. I am 60 years old and started working when I was 10. Lazy is not a part of my makeup. I don't know how long it will take to get SSD approval and I am scared to be homeless again. I don't have any savings or other resources to fall back on. I live on only the necessary requirements (no phone, no cable, no expensive foods, etc). I am missing too much work but the lawyer says I have to be totally off work before applying for SSD. I don't know how I can pay bills, not lose the home, etc if I am not working at all. I just need some help not to lose the house (it is not much but it is a home). The house will get me through as long as I will need it. I am just terrified of being homeless again. I have COPD, excessive narrowing of the spine, degenerative disk that are rapidly becoming worse (more than normal for my age), lose my balance, can't stand up straight, can't sit for long period of time, can't stand more than three minutes, neurological disorder that is causing me to "lose time" (can't find the answer to that one), need to stop driving as I don't know what happens during the losing time periods, episodes of slurred speach, numbness in my arms, hands, legs and feet. This is humiliating as I have always paid my own way and now I am facing this at my age. I need help and have nobody to turn to. I don't know if I wrote this correctly, begging is not an easy task. If there are people out there that really do help others in need then please read this with the understanding of what it is like to be alone in the world, facing being homeless again at my age. I need help with the house, utilities and just survival needs until I can get the SSD going. Thank you for your time.

My ex wife was awarded one of the vehicles during our divorce. The courts say that she needed to have the car refinanced into her name and have me taken off of it within 90 days. Well she did not have a job and still does not have a job. She stopped paying on it and the bank repo'ed it. I have been in close contact with the bank about this manner. I have absolutely no legal say over this vehicle or account due to the courts granting the ex the car. But since she did not get my name off of the vehicle it goes against m credit. Which she has destroyed. She refuses to pay on this vehicle and thinks its a joke. We have 2 children together in whom I have full custody over. The bank sold the car and the balance on the car is $3500. I am on a strict budget now since the divorce, with lawyer fees, new childcare fees etc.. I am in desperate need of assistance with this vehicle. I would go back to court over this but I still owe my lawyer $1000 and she won't even talk to me until she is paid off. I had to pay my ex wife's lawyer fees as well. Those have been paid in full. I am not someone to beg or ask for money. I work full time and like to do things myself. I am just at a bad point financially right now and need any help I can get.

Thank you kind stranger for pausing here. I humbly ask you to spare a little change to help me on my way. A few odd pence on your bank balance, or in a drawer, may be a burden or inconvenience to you, but to me it would be delightful. I save up all coins of value less than 50 pence, last time I paid these in at the bank I had £32. I would dearly appreciate any help towards the next £32. Taking a chance, I am not sure if we get what we give, but do believe in karma. May you be blessed with the best of times and the best of people to share them with.

Beglist, after much pursuing and determination I have finally found a good job. It is with a government company, and as such, I do not get paid until the 15th of the month. I have maxed out my cards to pay for gas to get to work, I just need maybe $10-$20 to help me until payday. I have NO money, if I spend anything at the pump I'll start getting charged fees for not maintaining a minimum balance. I just need a LITTLE bit to help me get by!

I am desperate and will lose my home this year.
The balance of my home ($41,000.00) will be due in full this year. I bought a small home on a land contract from a very kind Christian man who believed in me. He helped me because I was unemployed. Three years later I still cannot find even part time work. I have applied at over 200 companies. I am also caring for my 86 year old father which I want do as he needs me. I have a 99 Mini Van, high miles. No toys, and I have sold what little I have on Craigslist. My father has a small fixed income and health insurance. I have none. I am single with no children. I was adopted. My parents gave me all the love a child could want. We have never had much. My parents always taught me "People before possessions" I lost my mother a few years ago. I will do anything to make sure my father is cared for. He has early signs of dementia. I watch him slowly lose weight and memory.
Anyway, my friend passed away and my loan is in the hands of his estate. His family will repossess the home if I can't keep up with the payments, and pay the full balance. It is a (1976) manufactured home and I have learned no bank will finance the home even if I were working. I don't know if my friend knew this when he loaned me the money, but he had a heart of gold. I guess I should have checked into this.
I have tithed and given to The United Way for 20+ years. Now I'm in trouble. My small church is unable to help except with food. I'm trusting God and asking for help from anyone in a position to do so. ANY amount would be a blessing! My faith is strong & God is in control. The fact is, if I lose my home, I lose everything. If you are unable to help, I welcome your prayers!!
Thank you for reading my post & May God bless you all.

i need financial assitance with my light bill i have 2 children 11 and 10 mths old we currently are homeless due to our light bill being due and lights off our current balance due to furnance issue is 3000.00

I'm a freelance legal assistant who has hit a rough patch this winter. My hours are down, some of my client's checks have bounced and I have been served with an eviction notice.

I am a single parent with a 15 year old. Last month I was able to cobble together enough money for the property manager to give me another month's grace period.

I am trying to get $2,000 by the end of the month. I already have $600 but need help with the balance $1,400.

I don't expect anyone to hand over that sum of money but maybe enough folks have $10 or $20 to spare, I can get another extension from my property manager.

If anyone needs confirmation of the debt, please email me. I can provide details upon request.

Many thanks for reading my plea for help. Peace & Joy, Zazoo