- Post a Beg
- View Begs:
- Help Pay Bills
- Money for School
- Medical Bills Help
- Family Crisis
- Save Your Home
- Money for Travel
- Help Paying Rent
- Money for Business
- Disaster Help
- Toy Donations for Kids
- Entertainment
- Need a Job
- Need Clothes
- Unusual Requests
- Charity Donations
- General Begs for Help
- Miscellaneous
Stuff for Sale
Tag Cloud
- FAQ
- Avoiding Scams and Fraud
- Cyberbegging News
- BegsList Blog
- RSS Feeds
- Privacy Policy
Aside Tags
Cant count on family
Posted by jasond on 2012-05-21 11:58:13
I work full time and also do side jobs on weekends to make ends meet, my wife has been out of work on disability (she will return full time in the next 3 weeks) due to the birth of our son, which should be the happiest time of our life, and yet I get to go home and see my children upset wondering why there uncle is acting the way he is, I get to see my wife cry over the fact that we have been basically reminded that even though we pay the bill and we fix this home and have made it what it never was for me growing up an actual home, that it is not ours and we should have no say over what happens.
My brother who at one time made hundreds of thousands of dollars a year an selfish heartless drug addict, who even though has never treated me or my family with any respect I have always dropped what I am doing regardless of time or place to go âsave himâ, and by save usually picking his drug addict ass up and making sure he gets home, or dropping what Iâm doing to take him to the hospital cause he is so sick from whatever he has taken this time. Now that brother has decided to move in with us, not ask, not offer to help, but blatantly tell me and my wife, âitâs not your house , I am not asking permission to stay hereâ, and my parents who told me this home was a âWedding giftâ seem to agree. They feel itâs okay for a drug addict to be living among children, that itâs okay that slowly one by one pieces of my wifeâs jewelry are disappearing, or that since he came has literally taken over my infant sons nursery with his disgusting belongings that I found my wife sitting on the floor of the living room trying to feed the baby because heâs asleep on the sofa passed out cold and his belonging are strewn all over the house.
My only options are to buy this home that I and my wife have built a great life in so I can say who stays and goes, or to uproot my children and move as far from these selfish disgusting people as possible.
In order to purchase this home I would need a deposit upwards of 12000 which due to me draining my accounts my sons accounts and my wifeâs to âsaveâ my brother from jail, drug dealers, etc., we have nothing left. Which has led me here, led me to the point where I feel more dependent on asking strangers for help than my own family because they canât even help themselves? I am the little brother (youngest of four) who has always had to be the big brother, I am the one one whose entire family drops there problems in my lap as if to say deal with it. I have been the pillar supporting every single family member I have for the last 28 years, the pillar has finally cracked and canât hold up the weight of the world anymore. I am begging on my hands and knees for help from completer strangers so I can continue to give my children the life I never had, and offer them some stability instead of having to tear them from the home they have come to love, that my wife has come to love, that I love. I want to give my children the world but my family continues to assure that wonât happen under there watch. Please I beg of you with everything I am I need help. Please donât make us just another statistic, I found my calling and made a life for my wife and children, I have put aside pride, because they are all that matters to me. Thank You for taking the time to read this and thank you for any support or help you can provide.
Need a vacation
Posted by Bumthat on 2012-05-18 10:58:55
help paying past due rent
Posted by plm-n-need on 2012-05-15 08:58:09
medical bills have wiped out my $, dog and i will soon be homeless
Posted by mugwump64 on 2012-05-14 12:58:45
once i was off the anti-rejection meds and feeling well enough to work, i began searching for a job seeing as my hope of starting a business drained away with the money in my bank account. but unfortunately, with the economy the way it is, i have been unsuccessful in my search. i am now virtually penniless and am being evicted from my apartment. i am have sold off what few possessions i have in order to have some cash to buy the things i need for living on the streets, but the accumulated amount came to less than $100.
monetary donations via paypal are more than welcome,
i have also created a wish list at amazon.com for certain things that will be very helpful for me to have while i am homeless, but which i can not in anyway afford.
http://amzn.com/w/298Q89SP8GLCZ
i have left comments next to each item to explain why i feel the need for it. e-giftcards from amazon would also be helpful.
About to lose my childhood home!!!!
Posted by MOMosa28 on 2012-05-14 10:58:44
I am the 2%, or My Life as a Teen Mom
Posted by educatedsinglemama on 2012-05-14 02:58:09
I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didnât care about getting an education. I was a introverted ânerdâ who took Honors and AP classes and saw education as a way to get out of a town that didnât have much opportunity for growth. While I valued my education, I was also bored to death, even in my âaccelerated classes,â so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.
The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldnât do that anymore and the thought of experiencing college in any other way didnât entice me. I also knew if I didnât get an education, Iâd be stuck in a cycle of dead end jobs all my life. I knew I didnât want to struggle like Iâve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.
I started college two months after my daughter was born. She was perfection and an incredible motivator. Iâve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.
My average day in college looked like this: weâd have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, Iâd have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a dayâs worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. Iâd stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.
I did this every day for 5 ½ years.
Was it worth it? Heck yeah. I got my bachelorâs degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what Iâm most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. Iâm stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.
After college, I worked a few jobs that I wasnât too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didnât just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mamaâon my own, college educated and living life as an independent woman.
Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. Iâd learn all the inâs and outâs of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I wonât get into the details but I was told Iâd have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.
I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as Iâve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet Iâm struggling to find a job. Places are hiring but theyâre scarce and donât always offer pay that can support a family.
My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isnât enough to put a home-cooked meal on the table or keep everything paid. Iâm in the process of starting up two businessesâone that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, Iâm asking for any donations to my cause. Iâm willing to offer any services in return for a donation over $30 via paypal. Thereâs a button below where your transaction will be processed safely and gratefully!
Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.
Thank you so much for letting me share my story with you.
I am the 2%-My Life as a Single Mom
Posted by educatedsinglemama on 2012-05-14 02:58:08
I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didnât care about getting an education. I was a introverted ânerdâ who took Honors and AP classes and saw education as a way to get out of a town that didnât have much opportunity for growth. While I valued my education, I was also bored to death, even in my âaccelerated classes,â so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.
The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldnât do that anymore and the thought of experiencing college in any other way didnât entice me. I also knew if I didnât get an education, Iâd be stuck in a cycle of dead end jobs all my life. I knew I didnât want to struggle like Iâve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.
I started college two months after my daughter was born. She was perfection and an incredible motivator. Iâve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.
My average day in college looked like this: weâd have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, Iâd have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a dayâs worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. Iâd stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.
I did this every day for 5 ½ years.
Was it worth it? Heck yeah. I got my bachelorâs degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what Iâm most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. Iâm stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.
After college, I worked a few jobs that I wasnât too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didnât just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mamaâon my own, college educated and living life as an independent woman.
Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. Iâd learn all the inâs and outâs of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I wonât get into the details but I was told Iâd have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.
I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as Iâve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet Iâm struggling to find a job. Places are hiring but theyâre scarce and donât always offer pay that can support a family.
My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isnât enough to put a home-cooked meal on the table or keep everything paid. Iâm in the process of starting up two businessesâone that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, Iâm asking for any donations to my cause. Iâm willing to offer any services in return for a donation over $30 via paypal. Thereâs a button below where your transaction will be processed safely and gratefully!
Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.
Thank you so much for letting me share my story with you.
http://educatedsinglemom.wordpress.com/2012/05/14/i-am-the-2-or-my-life-as-a-teen-mom-2/
I am the 2%, or My Life as a Teen Mom
Posted by educatedsinglemama on 2012-05-14 02:58:08
I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didnât care about getting an education. I was a introverted ânerdâ who took Honors and AP classes and saw education as a way to get out of a town that didnât have much opportunity for growth. While I valued my education, I was also bored to death, even in my âaccelerated classes,â so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.
The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldnât do that anymore and the thought of experiencing college in any other way didnât entice me. I also knew if I didnât get an education, Iâd be stuck in a cycle of dead end jobs all my life. I knew I didnât want to struggle like Iâve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.
I started college two months after my daughter was born. She was perfection and an incredible motivator. Iâve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.
My average day in college looked like this: weâd have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, Iâd have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a dayâs worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. Iâd stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.
I did this every day for 5 ½ years.
Was it worth it? Heck yeah. I got my bachelorâs degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what Iâm most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. Iâm stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.
After college, I worked a few jobs that I wasnât too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didnât just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mamaâon my own, college educated and living life as an independent woman.
Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. Iâd learn all the inâs and outâs of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I wonât get into the details but I was told Iâd have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.
I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as Iâve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet Iâm struggling to find a job. Places are hiring but theyâre scarce and donât always offer pay that can support a family.
My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isnât enough to put a home-cooked meal on the table or keep everything paid. Iâm in the process of starting up two businessesâone that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, Iâm asking for any donations to my cause. Iâm willing to offer any services in return for a donation over $30 via paypal. Thereâs a button below where your transaction will be processed safely and gratefully!
Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.
Thank you so much for letting me share my story with you.
Family in need (please read)
Posted by Kihluna on 2012-05-07 00:58:41
I am a stay at home mother who doesn`t just sit around eating bon-bons all day with my kid. My son is 15 months old, with Achondroplasia, which is a type of dwarfism. He got it from his father. I lost my job of 5 years December 26th 2011, because I was sick. Lost the unemployment hearing too. Since then I`ve helped out by doing survey sites and other odd jobs online, as well as housekeeping and babysitting and whatever I could in the real world.
Our son needs alot of one-on-one time. He just had head surgery April 10th and is still recovering, though he has improved drastically from it. The day we came home from the hospital, April 13th, my husband was fired for taking the 3 days off to be in the hospital with us 2 hrs upstate. He lost the unemployment hearing as well. Same boss, we both lost to him. Sucks but we have to move on.
Well then to add to the pile our landlord bailed on us. We`ve been sitting around with the rent wondering why no one has come to get it. Turns out he ran off with some woman somewhere, left half the houses to his wife to rent out, and the other half to his brother...who doesn`t want to rent. He already has a buyer too, who doesn`t want us in here.
We`re sitting on a ticking time bomb, basically hiding because we can`t afford to pay rent here and pay to get out. Our lease has been up for 3 months anyway.
Now as luck would have it we found a place, and we have half the money to get in, but the lady can`t help us out with the deposit. She`s been nice enough to hold it for us for now, but we need the money to get in.
My husband just landed a job, but he doesn`t start for another 2-3 weeks and then its mostly training. Tonight both us and the dogs had ramen noodles for dinner, and we are running out of formula for the baby..Wic isn`t available for another 3 days. We need something, anything. I`m not asking for alot, just a dollar or anything you can find in yourself to help us out. Anything would be appreciated.
Thanks.
The paypal listed is our roommates. He is currently paying all the bills himself except the rent so he can`t help put anything aside for the move.
My grandma is in stage 4 cancer and I must see her asap
Posted by cozad on 2012-05-06 23:58:42
I currently live in Baltimore, MD and I need to catch a Greyhound bus to Cheyenne, Wyoming - from there, I'll either get a ride or catch the Denver Coach up to Alliance, Nebraska, where my father lives. I intend to stay there for at least one week while visiting, longer if possible)I have my own health issues and need to keep my doctor appts, but I'm wiling to shove those aside should I have the chance to stay in Nebraska longer). I am on SSI, so I cannot afford a ticket on my own. If I leave immediately, the ticket to Cheyenne is nearly $350 from Baltimore - a ticket for the Denver Coach from Cheyenne to Alliance will run me around $100 and I'd also like to get some extra for gas for my dad to return me to Cheyenne, or enough to catch the Denver Coach back to Cheyenne, not to mention food while there. Food is cheap out there so I wouldn't need much to avoid mild starvation =P
Well, if you can spare anything, please drop me a donation - I will pay it forward cent per cent on here as my fiances allow.
Stomach in knots!!! Please Help.
Posted by Imwornout on 2012-05-01 20:58:25
In 2006 my husband and I were finally able to put a down payment on our home. This was my first home purchase and I was ecstatic. Chances are we probably shouldn't have qualified for this house, but the lending predators made sure we did.
Long story short, we are now into our second year of chapter 13 bankruptcy. While helping our youngest daughter with college expenses and other unexpected expenses we have fallen behind on our mortgage. I've have been paying what I can but it's not enough.
Everyday my stomach is in knots not knowing whether a motion is going to be filed to take our home away. We've worked hard for what we have, and if we lose it now, we will never be able to purchase again. We love our home.
If gives me pleasure to see my husband putter around in his front and back yard knowing that its the only joy he has aside from his stressful job and poor health. I think it would hurt me more knowing how it would break him to lose that serenity.
I know by next year we will be in a much better financial place, but right now we could use all the help we could get.
Thank you in advance.
I am asking for new carseats
Posted by catsy101 on 2012-05-01 20:58:19
I beg your donation to start new businesses and to pay debt
Posted by perahu on 2012-04-24 15:58:24
I am currently in debt and have a traditional food businesses in Indonesia.
I need the money of 2000 dollars to pay the debt and 500 dollars to re-start a food business.
very difficult for me to get a loan in my area without using collateral.
any amount of help you give is very meaningful to me.
with regardless of the debt, I can re-start a new life. I really hope you can put aside some of your income and wealth to petrify me.
I can only pray that God repay you and provide an abundance of possessions.
thank you for your attention and I wait for your good will and donations.
u can contak me at aspalpanas78@gmail.com
"A Good Deed Gone Wrong"
Posted by aura on 2012-04-23 09:58:46
Please help my best friend be matron at my already-saddened wedding
Posted by PurpleGirl8 on 2012-04-22 19:58:35
Help me get married!
Posted by kendrashue on 2012-03-29 09:58:40
I have $10,043 in medical bill debt from an accident in January 2010 where someone hit me with a 4-wheeler, putting me in a coma for 2 months and then physical therapy and rehab after that. The original bill was $200,000 for the medical costs, but I received a scholarship to cover 95% of the cost because I didn't have health insurance at the time. While I was in a coma, I lost my apartment, fell behind on payments on my school loans, and my bills were sent to collections. Ashland Kentucky is a small town, and we're kind of a small family so I didn't want to press charges on the person who hit me. But when I met my fiancé and we started talking about marriage, I discussed my situation with a lawyer to determine what I should do.
We want to be able to buy a house in the future, but with this debt the lawyer was afraid that my credit will hinder that. The lawyer was also afraid that since my bills are in collections that if I get married that the creditors would seize my fiancéâs assets. My fiancé doesn't have much, but we are sharing his truck since I lost my car and if the creditors took his truck we'd be out the $10,000 remaining on the truck loan and without a vehicle. I decided I would try to press charges just for the cost of filing bankruptcy, but the person who hit me was the sheriffâs son. No police report was ever filed. Small town politics are good in most situations. This is not one of them.
The lawyer tried to do what he could, but Kentuckyâs statute of limitations for filing suit against someone is 1 year. By the time I decided I needed to sue, it was too late. So Iâm stuck with a bill I canât pay and itâs the only thing keeping me from marrying the man I love. My mother is a medical transcriptionist in West Virginia, and sheâs barely making enough to support herself and her boyfriend so I canât ask her for help. My father has been in prison my entire life so I donât really have anyone to turn to for assistance with this. My fiancéâs parents have been very helpful, but they only have so much to help with and they canât assist us with the bankruptcy.
Me and Trey (my fiancé) are paying for the wedding and the honeymoon entirely by ourselves, on top of keeping up with rent and truck payments and regular bills. Like I said, weâre happy and weâre doing okay living a humble lifestyle. Other people have it worse, I get that and Iâm grateful for the love Iâve found and the life I get to spend with him. We wanted to get married in June, but at the rate weâre able to save towards the cost of filing bankruptcy, it could be next year before we could get married, and neither of us want to wait that long.
I already spoke to 1 lawyer and was quoted $1500, two payments of $750. Our finances are so carefully budgeted that and stretched so thin that we just can't do that. My fiancé has stopped eating breakfast and lunch to save money, started riding his bike to work and is doing everything he can to save money. Weâve set aside $300 towards the filing cost. Itâs taken us 4 months to do that. We intended on using our tax returns to file, but mine was taken by the creditors and we used his to try to get ahead on our bills. So hereâs what Iâm asking: any donation towards the cost of filing my bankruptcy would be a huge blessing right now. Some members of our church have offered to assist us, and someone referred us to this site. I
think itâs a great thing that people are willing to help complete strangers out and I wish that I had the resources to help others at this time. Weâve already agreed that we will do whatever we can to help others in need on this site once we can start setting more money aside once weâre married. But right now, I need $1200 total to cover the cost of my bankruptcy, so any donation towards that would be a blessing. Thank you for taking the time to read my story, God Bless!
Damsel In Distress
Posted by damselindistress911 on 2012-03-28 13:58:56
College grad desperately needs help
Posted by Carol87 on 2012-03-24 16:58:07
My name is Carol and I am a college grad facing extremely difficult times. Like many others, I have not been guaranteed success and steady employment after college. After living with my parents and endlessly floating from minimum wage job to another in a small rural town with no opportunities, I decided to take control of my life, take a risk, and move back to Philadelphia for more opportunities. I have finally landed a wonderful, amazing job in my field of marketing, but I just started so I won't be getting a paycheck for a few weeks, and I have no money left and nothing else to sell. I need to pay rent in order to continue on with my newfound career, and I am drowning in debt. I have over a hundred grand in student loan debt and am about to default; both of my bank accounts are negative several hundred dollars due to fees and returned payments from not having the funds; I also have credit card debt from having to resort to using only plastic due to lack of money to pay for things like transportation, food, and other bills like my cell phone, which is the most basic prepaid phone and plan possible. I am overwhelmed and my stress and worry level is so high, it interferes with my health, social life, and keeps me from being able to focus in my new work completely. I have panic attacks, nervous breakdowns, and crying fits daily and I have exhausted all options aside from anything immoral and illegal and have borrowed all the money I could. I hope that a generous person could give me the help that I desperately need and once I am back on my feet I would love to pay it forward to someone else who needs it because I know how it feels. Thank you.
Student in Need of Some Financial Help
Posted by cheart on 2012-03-13 00:58:10
I go to school out of town because it was one of the only three universities that offered my program (Foods and Nutrition). My father is retired and my mother works part time since he retired. They do not have enough money to help me out, even though they have offered me assistance in the past. I know that they would go broke if they tried helping to pay my tuition, and I would not want to put them in such a position.
Any donations would be greatly appreciated, and would help me out tremendously!!
Thank you for your consideration!
Need money fast
Posted by Goingbust on 2012-03-11 03:58:12
Steven: An Aspiring Disabled, Student, Veteran, and Divorcee
Posted by youngidealist on 2012-03-05 01:58:00
Thanks for taking the time to read my request. I'm 30 years old, still in college and living with my parents. I've made a lot of great accomplishments in my life with far less support than most people who make it this far. Of course, with that said I've also made plenty of mistakes.
I grew up with a single parent, and another parent who visited annually just to stir up emotions and make my life miserable. When I was 18, I decided to work really hard to lose weight so that I could join the US Air Force. I had a strict plan that I was going to follow to succeed in life.
Unfortunately my superiors in the USAF would not accommodate that plan to independence as they forced me to find my own way from the barracks to work (a 40 mi drive), so I had to immediately struggle to get my drivers licence and I had to buy a car on an Airman's paygrade.
My income wasn't enough to afford the car and gas and other living needs that I was expected to pay, so eventually I had to leave the Air Force before my term was up (under honorable conditions). I tried to work as a civilian. The transfer was tough and I was vastly uninformed about what to do and what my options were. I'm the first first generation college student of my extended family.
After some petty jobs that would each take more than 10 years to be able to earn enough to live independently, I finally found a nice nighttime custodian job that was at least simple enough for that kind of pay. I was the night time custodian, but I was also a guy to have on call at this retirement home where I worked. If people's toilets flooded or a nearly deaf resident left their tv on past quiet hours (once I could hear one through 3 floors!) I was the guy to send up to fix it.
Having my first satisfying job as a civilian, I was able to investigate community college during the day, so eventually I enrolled and tried taking a few classes while working full-time. College was my saving grace. I never felt like I belonged anywhere until I first started to take college courses in math, science, and philosophy. I found the tutoring lounge on campus, made a lot of friends there, and I spent many hours cramming and helping those in need.
This soon led to me finding financial aid, making arrangements with my parents (my mom and my stepfather) to let me go to school full-time while I lived with them, and putting in my 2 weeks notice at work to focus exclusively on school.
My counselors advised that I pick where I want to transfer to and then figure out the details of how to get there after I got accepted. I think this was bad advice. While I ended up choosing to transfer to a university that had my desired major, Biophysics, it was 60 miles away from where my parents lived. My car that I had bought when I was in the Air Force also eventually broke down from not being able to afford maintenance while I worked, and was towed away for being in the public street for too long.
Finally, I got accepted to UC San Diego to work towards a degree in Physics with a specialty in Biophysics. When it came time to transfer, I got as involved as I could on how and when I was supposed to receive the financial aid so that I could go get an apartment and everything, and my school kept telling me, "you should get it tomorrow" until about 2 weeks into my first quarter when I finally got the support.
Despite this rocky start, I managed to get into a good shape for myself, making my way slowly but surely through school. Learning a great deal. Eventually when I felt the struggle was too difficult, I changed my major to Neuroscience before I began my upper division coursework.
So, as I settled into my schooling and struggled with maintaining financial independence on financial aid, I managed to get myself into maintaining a great aquarium hobby, owned two great little kittens from a street cat program, led as president of a student organization for one year, and eventually I got married. I also carefully learned about the stock market and managed to make some great gains with money that I had invested from financial aid savings.
In 2010, my gains were over 100%. That amounted to $2000 doubling itself, but still, that says a lot about me as a trader. However, 6 months into my marriage, she said she wanted out, grabbed the car that we both paid into (most of the money was mine from stocks; $5500 worth), and refused to pay her share of 2 months rent. That happened in December of the year of 2010.
2011 was a difficult year for me. I fought hard to maintain things, especially my head, but it was tough. I lost 45 lbs from exercising regularly, made lots of new friends, and I got some volunteer work experience in a Neuroscience lab. But I just couldn't focus well enough to maintain my finances and my grades, so I had to drop out and live back with my parents.
Despite how tough it's been, not finding work, struggling with the ins and outs of the VA, and just needing a professional therapist to talk to and help me keep my head straight but never being able to get one, I've managed to recuperate well enough and learn a lot more about this bottom floor of society that I've been so desperately trying to escape my whole life.
I've gone looking for opportunity in every direction. I've tried changing my career goals, collecting recyclables, writing online, trying any online scheme that didn't include me forking out money to get it, imagining what I could write as a novel, tried to make money through playing video games, making goal after goal after goal for myself, but still just not being able to get just the right amount of money to put me back on my feet.
I'll be going back to school in April at the risk of having to do it as a homeless person if the VA doesn't pull through for me. They recently approved my 10% service connected disability status and now I need to jump over a few more hurdles to get my more significant service connected disabilities recognized. I'm also seeing what the vocational rehab people can do for me despite the bureaucratic issues that are stopping them from helping me all the way.
BTW, this whole time that I've gone through life with common lower class difficulties, I've been disabled with a number of small conditions that all add up to a hard time. I have lower back issues that the military has yet to own up to. Community college found also that I have a learning disability which makes some intellectual tasks show up as lower than average ability for me while the rest of my intellect is high enough to expect that I could easily get a Masters Degree or a PhD. My biggest difficulty in school is that they don't give me enough time to show them what I know or what I'm capable of.
From working with special needs students as a tutor, I have proven to myself that there is a major problem in the education system. Most teachers never simplify the material into a clear picture of what they want to teach. If you want someone to learn something, the last thing you should be fuzzy on is what it is exactly that you want them to learn. We can't all work like intuitive Jedi or sophisticated parrots.
If you help me out, here is a list of the priorities of what your money will go towards, in order of their priority If you would like to request that I spend your donation on a specific cause, please let me know:
1. A working cheap economic vehicle.
I need something that I can sleep in and that will take me wherever I need to go. Preferably something that can stow quite a few recyclables as well to pay for gas, but not an SUV or truck or van (Unless that's all that is cheap of course. Not likely but you never know.).
I'll aim for great gas mileage, but I'm thinking that I should attend some police car auctions to see what the cheapest deal I can find is. This car would make a great shelter for me while I return to my far away school.
2. Investing on the stock market.
Trust me, I know how to fish. If you want to send me a request for proof I'd be glad to compose some evidence of my finest moments as well as my worst to show you that I can do well for myself on the stock market, even during the recession. What I could really use right now, is a little bait. Trading is good money for me, but to make enough to make gains worth more than the commission cost (about $10), you need about $300-1000 per investment. $300 is more for the high risk lottery plays on the market. I even made a blog about it if you would like to see:
http://www.squidoo.com/TheYoungidealistEconomyBlog
If you are willing, we can arrange something personal so that you wont need to worry about me putting the money you offer at high risk and blow it all. Might even be able to arrange something where I could make money for you to prove myself before accepting your donation. Whatever the case, I know we'd have to make it a personal arrangement to satisfy the current laws.
3. Working towards paying my debts to my friends.
My friends have been really supportive through these hard times, though they are starving students themselves. To keep up my morale they've bought me food, given me a place to crash when they could, and even paid to have me join them at fun local events. I have some money that I've promised them back, and I plan on making due on those promises as soon as possible.
4. Paying off my debts with companies.
I've had times where I couldn't afford to pay for rent and had to leave, like when my wife left me to live with her parents. These issues follow me on my credit score and I would like to work towards removing them so that I can turn my life around.
5. Getting a good start towards paying off my student loans.
I know I won't be able to pay them off before I find a good career with my degree. I would just like to have something to start making some automatic payments with and put that part of my bad credit score behind me as well.
6. Buying a home.
My mom never owned a home. No offense meant to land lords out there, but I really think the rental system is way out of line. My mom was always a hard worker. Way better than me, yet she could never own a home because she didn't have the money. Meanwhile, people with money could live in great big houses for less than she even had to pay.
I want a house to own. Probably start with a condo and seek ways to improve it and flip a profit out of it. Then I want to keep building up money from housing until I can manage to build an apartment building.
If I could, I'd like to make an apartment building near a university that offers cheap housing using the Japanese capsule model or something even more economic and more comfortable.
7. Making an online tutoring site meant to offer free tutoring and tutoring for tips. Imagine a site (I have yet to know of one) where people can collect their resources on a class, much like they collect info on ratemyprofessor.com, but also seek help from others who are taking the class or who have taken the class. Donors like you can offer money to tutors who post their notes and stories on the site, alongside ratings from other students that they helped.
Some tutors can offer their rates for help, sell their notes online for cheap, or just offer their help whenever they can and ask to be tipped through paypal if someone likes their work. My hope is that such a site could help to put an end to sophistry in the college system once and for all, making education easy and affordable for everyone.
8. After I have everything I'm hoping for above, the sky is the limit. But I would prefer to put the extra money that I don't need to good uses. I would spread a little philanthropy around, give to others in need on this site and through other resources.
I'd also look to teach others how to fish. I think a great way for the economy to be fixed would be if philanthropists made some really good employee owned companies. Make the place pay for itself, skim a little off the top, and walk away knowing that you really were a job creator.
I think that everyone who is capable of work and who chooses to work deserves to have their own independent living situation. I know that we are a long way from that, but I tend to be an optimist. I would like to try and make the world a better place, if nothing else.
Aside form financial help, I'm interested in anything else that I could get that's useful. Advice, Neuroscience Career connections, work, hobby or volunteer work that can easily become lucrative, I'm really all ears. Thanks again for taking the time to read my request. I hope you find it in you to help me out, even get to know me if you'd like. Bet you $5000 I can make you laugh. Did I win? >;) it was worth a try anyway.
Help me build a house
Posted by Frogg on 2012-02-29 02:58:58
Agoraphobia/Panic Disorder
Posted by BetterTomorrow on 2012-02-26 02:58:51
pennies aplenty
Posted by argdinloe on 2012-02-25 22:58:00
Teaching certification and a lady love.
Posted by Nonpareil on 2012-02-12 04:58:26
I have 24,000 of student debt already, and can barely make ends meet. I'm able to save approximately $100 a month, and I'll need about $3,000 in total for the certification. I sold pretty much everything that I don't need (electronics, games, etc...) and came up with about $1100...So that leaves $1,900 still. Any help would be amazing, I love this woman with all of my heart.
