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Drained By Divorce and Bad Economy

Posted by downnout81 on 2012-05-19 00:58:23

A few years ago my wife and I divorced. I got stuck with her car payment, student loans, legal fees, and credit card bills. She was awarded our house, but because it was purchased under a VA loan, it remained in my name. She hasn't made a single payment on it in over two and a half years and it is now in foreclosure. My credit is shot. I am a union electrician and due to a bad economy I have been out of work for two out of the last three years. Things got so bad for me that I went over two years without seeing my children. A few months ago I was finally able to borrow enough money from friends to get an attorney and get visitation of my kids again. With all my ex wife's bills that I am responsible for, plus child support and my own cost of living, I am unable to stay afloat. I am drowning in debt and the stress is taking a toll on my body, as I have been gaining a great amount of weight. I know the economy is bad for many people, and I am ashamed and embarassed that it has come to this for me, but I am turning to the many good samaritans that I know are out there and asking you for your help. I am a good person and when times were good for me I always helped the less fortunate when and where I could. Now I, unfortunately, am the less fortunate and I need your help. Please show me that there are still generous and caring people out there and help me and my children out any way you can. Thank you from the bottom of my heart.

im about to lose everything

Posted by lostinflorida on 2012-05-16 12:58:43

I moved from the west coast to the east, to start a new life for me, I'm a25 year old female living in a small apartment with a roommate and her dog(ifound them in thepaper) after being in the new area for a week I found a good paying job and I was on cloud 9, then I got sick and spent a few days in the hospital, without insurance ( I had been at my job long enough to have it). I had to take a loan out on my car to help with my medical bills, that wasn't enough, so I was stuck making payments on my car, the hospital, my car insurance and my rent, my job laid everyone off on a Tuesday saying that it was closing, I never got a last check, its been a few months and I stopped paying for car insurance, and haven't paid my share of the rent in two months (my roommate understands but can tell she is getting tired) and I woke up yesterday to a tow truck taking my car, if you could please help me out while I'm down I'm just ashamed of how my life has gone.

Hi my name is Ashley:)

Posted by sparklylips88 on 2012-05-14 20:58:54

Hi my name is Ashley and i am 23 years old, and i am a mother to a beautiful 2 year old baby girl alexandria. Every month i have a doctors appointment that costs $150, i am behind and owe 4135 and my next appointment is may 29th and by that time i need $285 to be seen. I am so ashamed to ask but if anyone out there could possibly help please please it would save my daughter and my life!!!!!!! i can try to pay you back little by little i just cant get the money up that quick with my little odd jobs. Please this is so very important and i swear i am not a drug addict or scam artist. please

I CAN'T LIVE IN MY OWN BODY, PLEASE HELP!!!!!!

Posted by helpmeplease1920 on 2012-05-10 21:58:46

Hello, thank you for taking the time to read my post. I am a 20 year old college student, and I am ashamed of my body. I have a condition known as tuberous breasts. It is a breast deformity that means my breasts are not fully formed, very droopy, and there is a nipple abnormality. It makes me feel like a freak. I never change around other people. I can't wear just any kind of outfit, and I never let anyone see my breasts, no matter the situation. I knew something was wrong and a plastic surgeon confirmed my suspicion. However, insurance does not pay for this. It costs about 5,500 for a lift, about 4,000 for implants, and about 1,000 for a nipple reduction. That is not counting medicines, medical garments, and other surgery related costs. My father works in a foundry; he does not have a college education. He could not afford it. I don't want to make him feel bad, but I already do. I know this condition will put my personal life on hold. I can’t accept my body the way it is. It is holding me back. I loved to swim, but now I avoid it. I have cried a good deal over this predicament. Today was one of those days. I would work and try to save the money, but I have to worry about paying for college and the necessities first. I know there are others who need it more, but any help is appreciated. Money, of course, is nice. I’ll even take two cents. If you are a surgeon or you know one who can help me financially, I would love to hear from you! Have a great day and thanks!

Please help with some outstanding medical bills, thank you.

Posted by RERKSE on 2012-05-08 20:58:32

I have several outstanding medical bills which have not only seriously affected my credit but just make me feel badly, nervous & ashamed they aren't paid yet. One of the biggest is for $200 for a replacement motorized scooter I needed in 2009. My Medicare paid all except this amount & I have been unable to pay it at all. Shortly after this replacement scooter was ordered I was in a head-on collision that set me back medically so severely I am still recovering. My medical needs tripled as did my monthly costs. I have been physically disabled since early childhood & I am in my early 50s now. Because I am on disability, thus a limited income, I am always struggling to meet my bills & have exhausted all my former resources. I am trusting God daily for my needs, but I don't know at this point how to pay many unpaid, overdue bills with nothing in the bank.

Thank you for taking time to read my post. I never knew about this site & came across it by chance & I am taking the chance the lucky penny I found today is a sign help is on the way.

we need help desperately

Posted by WeNeedYourSupport on 2012-05-07 20:58:00

I HAVE TWO LITTLE BOYS. I am a struggling mother who has lost everything. I was evicted from my home last month and had to check in at an extended living place that I can not afford. I was let go at my job today because I couldnt afford transportation. Now I have no home, no job, no transportation, and I dont have any mother or father to help me. I am also unable to feed my children...this is what hurts the worst. Its traumatizing telling them each day there isnt any food. Im ashamed of not being able to provide. PLEASE HELP US.
3177022938

Hard Working Student Mother of 2 No Government Assistance

Posted by N3rdL1fe_WorkHard on 2012-05-03 10:58:50

Thank you for taking the time to read my BegsList post. I am a single mother of two children. I do not receive any government assistance, and I am also a college student. I am ashamed to ask people I do not know for money, but I have no other way to make ends meet right now.

My rent just went up $100, and I currently pay $940 in daycare each month. I was laid off my job in February. And since then, I have been doing temp work until I find another decent job.

I just need some help to keep a roof over my children's heads. My apartments do not accept partial payments and they refuse to work with me on a payment arrangement even though I've been living here for 3 years now and have never been late on rent.

Anything you offer will be greatly appreciated, and all of it will go directly to the light company and to my rent.

Thank you for your help and your prayers.

Need to move

Posted by Minnielizzy on 2012-05-03 09:58:45

Hello everyone! My mom just decided that she was going to move to another state because her house is being foreclosed. I have a very reliable job where I live and am unable to move with her. I am now being forced to move out on my own with in the month. With no preparation to save I am unable to come up with all the money for first and security rent. I am ashamed to even be on here but I have no other options. I am hoping to receive some help to get my into an apartment before I become homeless. I appreciate your time for reading this. Take care and God Bless

Son in hospital please help.

Posted by somegirl83 on 2012-04-28 18:58:04

Hello, my son was just admitted into the hospital and we lost insurance coverage on him when my husband lost his job. He could be in here at least another 2 days while he battles pneumonia and I am reaching out to caring individuals who can please help me with his medical expenses and to get him a few things to make his stay more comfortable, such as a new toy for example. I am embarrassed to ask and ashamed but desperate and hope and pray that you will find it in your heart to help. Thank you for your time.

Gerbil on a Wheel

Posted by Suzyraz on 2012-04-28 13:58:58

Tears streaming down my cheeks, no food in the house, constant calls from creditors, fear of bleak or no future. Scared, alone, I was once a happy, yet bullied girl, a hopeful, kind young woman, now a quivering, frightened, middle aged ball of confusion, that can't even offer an explanation how life became so Un-Livable. Thank You for listening to me. Blessings to You. I am ashamed.

Lost my wife and in debt

Posted by Oldpercy on 2012-04-24 12:58:31

My Beautiful wife died on April 13th the year before last – nearly a thousand days ago. God colected her when I went to the shops and she was on her own. 37 years we were together. I made a mess of the finanses because I thought I could pay off the morgage and leave enough for the bills. It didn’t happen like that and I cant pay them. I sold the car for the overdraft strate away. I’ve had no work since I took early retirment to look after her. Now I’m in my sixties, nobody will have me to work, and its 4 yers before my pension. I am ashamed to ask but I don’t know what else to do. Can you spare me some to pay my bills? Thank you if you can. And thank you if you can’t anyway. It’s nice to know somebody cares. i don’t seem to have many friends left now she’s gone. Where do people go? Sorry if I’ve gone on a bit I do miss her

My Wedding

Posted by Feelashamed2beg on 2012-04-20 18:58:31

I've never been more uncomfortable asking for anything. I always felt ashamed. My mother once told me, it's how you view yourself, and that you shouldn't feel bad or ashamed. Well for me asking for help from people I do not know makes it hard. August 18th of 2012, I will be getting married, first wedding, and Im happy! Unfortunately, my fiance and I need help. I won't go into the total of the wedding, only b/c we both work and are trying to go it alone. Besides, I feel that, that would be a bit selfish, to put numbers out there as if to have it paid fully by anyone. Any donation would be most appreciated. Again, I would like to thank you in advance for reading or even considering donating to my dream day!

Respectfully,

An ask for help...

please help me pay rent & utility bills

Posted by jessyf on 2012-04-20 13:58:28

hi, I'm 27 yrs old with 3 small children. Nearly a month and a half ago everything was going great, my partner proposed to me, we had plans on saving for a house and to hopefully move back to our hometown which we moved a yr earlier to start fresh and have a good life for our children. We moved so my fiance could get a good paying job. But what happen he was told suddenly there's no work at the moment and don't know how long he be out of work for. He called them the other day and told him still a month maybe 2! Which i could not believe and sound like there stuffing him around and that's a long time to be out of work when you got a family to provide. He cant go on centrelink because legally he still has a job and hasn't been fired. I don't think we ever been so broke and feel quite ashamed that i am begging now and would not if i was not desperate. I even considered hocking my engagement ring. The way things are going i think i might have too. I have been scraping up coins out of my son's money box to buy milk and bread. And just barely had enough to buy nappies and formula. I'm $750 behind in rent and I know they will be sending me a letter to pay the rent in 7 days or we will be evicted, and I dont even want to think about that because we are all the way on the other side of the country away from our home with just me my fiance and children. On top of that I'm overdue on my electricity bill that i already got a extension from. And my children all need new clothes for the colder season and most of their warm clothes are now to small for them now. I also started up my own online store a few months back which than i could afford with all the start up cost to at the time my fiance was working now that is put on the bottom of my list. So anyway what I'm asking for is just some generous help and would really appreciate any donations to help us get back on our feet. Thank you very much it's greatly appreciated

help

Posted by bonniejean65 on 2012-04-14 17:58:05

I'm feeling a little ashamed of doing this but I am going to ask for help for once in my life. I am a single mother of 2. My youngest son got in some major trouble and is since been in treatment and will be on probation for a long time. In the middle of this we got in a fight and I sent him to live with his dad. He was getting a divorce and I asked him to move into my house and look after the boys and I moved in with a friend. Well it all turned out to be one of my biggest mistakes. My sons dad paid no utilities and left a huge mess and moved in with his girlfriend my son called me and his Dad was drunk and he wanted to use again and couldn't take it anymore. I could go on and on. The bills he racked up for utilities and the mess he made me behind on taxes etc. I am asking for 2600.00 to pay my taxes and utilities turned back on and get moved back into my house. They will have a tax sale soon if I don't. I will give back if I can just get ahead. Thanks for reading.

LGBT Wedding Help 8/4/2012

Posted by LesbianHelp on 2012-03-26 08:58:53

Hi my name is Iris, I have been with my partner for a little over 5 years. We both are raising three boys 5, 10, and 12 years of age, we both work full time jobs. we want to get married and raise our boys as 1 unit, show them that we are both commited to eachother, and to them. We want to get married August 4th, 2012, and need help. I am not going to ask for specific amount, at this point anything will help. I feel odd asking for help, but I am not ashamed, I work, I am a full time mother, and I struggle with everyday bills, just like a lot of other people.

Come on LGBT community help sister out!

Looking for a friend so I am not so alone in the world

Posted by Engel on 2012-03-25 19:58:22

I been thinking back on how I got so alone in this world. I was in a couple of abusive relationships where what few friends I had drifted away. I have always been shy so making friends hasn't always been easy for me. I had a couple close friends but they are long gone from my life now. The last couple of relationships, my boyfriend was my best friend but they weren't much of a friend or boyfriend but I stayed in both way too long because it was all I had. Both were so abusive I have no self esteem left. Then to top it off, for the past couple of years depression has caused me to eat way too much. I work part time so very little money, eat on the cheap, and without a car, I just haven't gone anywhere. I just sit at home. To tell you the truth, I am really ashamed of the way I look and people can be SO mean when you are big. About a month ago, I stepped on a scale at Publix and found I weigh 293 lbs. For the past month I have been reaccessing my life and I have already lost 23lbs. Out walking more and beginning to thaw my heart out a bit. Unfortunately with this thaw, I am finding there is so much pain, sadness, shame, and loneliness. I guess the food was covering all of that up. Today I was actually on links about depression then on to crisis and it led me to this site. I was just thinking about picking up and moving to a new area, anything to get me out of this rut. Unfortunately the weight and loneliness I will take with me anywhere I go. So I thought I would give this a try. Honesty, I am not a downer. I was always known to have a great sense of humor, was trying to learn German, and took off on adventures at the drop of a hat. I love to picnic so much, I actually spread a blanket out on the livingroom floor and have floor picnics. I loved to walk in the rain. I usta love hiking and being outside. I was a good friend too. I lost her somehow but am trying to get her back :) I know there are chat things but I am older (49) and I never chatted. I don't know much about twitter but I do get texts from Blake Shelton on twitter because I love his sense of humor (warped and a little naughty like mine)Anyway, I didn't mean for this to be a book, just reaching out to see if anyone is there...

Help My Human Become Debt-Free

Posted by WornHorse on 2012-03-22 04:58:41

After my owner's husband died three years ago, she's had to make a go of it alone and take a series of manual labor jobs to try and support herself and me, her 6-yr-old pet dog. She does not receive any widow's pension as her husband was self-employed and so she has accumulated credit card debt because her own self-employment salary does not cover all of her utility and insurance bills, and some of my vet bills (I had an abcessed tooth, I'm ashamed to say, and that turned into a $400 procedure), and so she's been charging big bills such as auto insurance and machine repairs to her credit card. She says her truck is 15 years old and has over 130,000 miles on it, so she mostly commutes to our nearest town for yard work whenever it's available. She enjoys hard work, but right now, there's not enough of it around to cover our monthly expenses and so she's had to take out loans and we are getting deeper into debt each month. Please help this furry e-panhandler and her mom if you can.

I lost weight but now my body is ruined.

Posted by Emmaroo on 2012-03-21 14:58:25

After the death of my father when I was 12 I started eating for comfort. I was badly bullied at school and eventually dropped out. By the time I was 20 I was 400lbs, unemployed with no prospects.

I decided to go to uni to become a counselor so I could help others, and set my mind to losing weight. I'm 25 now, and have recently hit my goal weight of 140lbs. I did this all through hard work and exercise.

Sadly, my skin never recovered from being so overweight. I hoped that when I lost weight I'd have the confidence to meet someone but I am even more ashamed of my body than ever. The doctor said I wouldn't be able to get any surgery to get rid of the loose skin on the NHS (ironically he said if I'd have gone the gastric band route at a cost to the NHS then I would probably have got funding for this.)

If anyone would like to help me by donating towards my surgery I would be forever grateful. I just want to be able to live a normal life.

Life

Posted by ReyeJose on 2012-03-11 05:58:40

I discovered this today. I couldn't sleep and decided that I had nothing to lose. And I am not ashamed. I just know that any kindness that comes my way will be put to good use so that my girlfriend and I can look forward to our life and hopefully to giving back when we are more fortunate.

University fees & house repairs

Posted by student_in_need on 2012-03-02 08:58:32

Hello. I am a 2nd year student, although this is now my third year at university. The reason for this is that I live with my mum, and she was going through some major finance troubles. I stopped studying for a while and started working full time to help with bills. Things are still hard, but at least we are not at risk of losing the house anymore! I am returning to University, and had planned my finances as I am working part time to pay for my studies. However, with so many bills, a hole, yes a hole, in the floor of my kitchen (the fault of my sister who overloaded the fridge plug, and caused the freezer to melt), medical bills, a broken car (again), and the ever growing cost of living, I have only saved $600 of the required $2700 needed for my fees to be paid by the end of the month. On top of this, the hole is required to be fixed immediately ,as the longer it’s not fixed, the more the rotting will spread further, therefore needing a bigger job to fix it. This has a quote of $4000 - mind you that is just one quote; I have heard it's a couple of thousand depending on how big the area is (from 3-4 thousand), but he said because it has effected such a large area, that they need to cut out beyond the floor boards to ensure the rot is gone. I have never done this before, so I am a little ashamed to say the least that it has come to asking complete strangers for help. I have really tried to save for as long as possible, but things keep coming up that have cause me to only save a portion of what is needed. However they need to be paid so quickly that I am asking for help to get the $6100 so I can pay them before deadlines/further damage. If anybody has any means of helping I would be so very appreciative; I really am almost in tears at this moment to even think that somebody could be so kind and generous to even consider helping me, like winning the lottery. It would be so amazing if anybody could help. I want to continue to express my gratitude, but I think I would run out of words! Thank you for taking the time to read this. Have a nice day.

My water was shut off today and I have a 3 month old daughter.

Posted by dredre2012 on 2012-02-27 20:58:55

I live with my boyfriend who works and pays all of the bills. The problem is, hours have been cut back at work due to winter and bills have drowned us. We had no warning and need 150.00 for the deposit to turn the water on. We are behind 1300.00 on rent and not to mention the electric is late for the first time ever. My boyfriend works hard to take care of us and I do my best. Will someone please help!?! The water is our main concern right now but any help will be a blessing. Im ashamed and desperate.

Chemo ruined my teeth.

Posted by pinkwarrior on 2012-02-22 23:58:32

After undergoing treatments for breast cancer which included chemotherapy, I am still suffering from the side effects. One being the chemo damaged my teeth tremendously which is also affecting my health. I am disabled and do not have dental insurance. I am asking for anyone who is able to help contribute to me to get my teeth fixed. You would think that after have fought and beat cancer I would be smiling from ear-to-ear; but i don't because I am ashamed of my teeth. Please help! Any amount you can give is greatly appreciated. Thank you and God Bless

Recently Widowed, In dire need of help.

Posted by wpanther65 on 2012-02-17 00:58:55

Love story that actually came true. My husband and I were high school sweethearts at Mascoutah High School. Both of our dads were in the military and we lost track of one another. It took 27 years for us to find one another. We were both still in love with one another after all the years we were apart. We found one another again on face book. I moved from TX and gave up a good career to move back to Mascoutah so we could be together.

We had quite a bit of money saved up but after moving here I have had a hard time finding a full time job. I took what I could just to keep money coming in but it is only part time and pays less than half of what I was making. My husband was disabled and awaiting a liver transplant so he only had social security disability for income.

Our dream was to buy a house in Mascoutah after I found a good job but unfortunately we never got to live out that dream. 6 months after moving here his health went downhill. We used all our savings to pay rent, utilities and medical bills for him going in and out of the hospital on a regular basis. No matter how many jobs I have applied for no one even calls to give me the opportunity to interview.

After all these years we finally got married September 30, 2011. This was our dream come true. We were really looking forward to spending the rest of our lives together but unfortunately that did not happen. My husband became really ill and passed away December 8, 2011.

He was so worried about me being taken care of and he thought I would continue to get his social security disability money if something did happen to him but I knew I wouldn't and I didn't have the heart to tell him that I wouldn't. I am only 46 and I would have to be 60 to qualify for his benefits. I am just happy that he passed away thinking that I would be taken care of.

I used the last little bit of savings to pay toward his funeral expenses and I was fortunate enough to raise some money by having a trivia night in his honor. I have enough money to pay the rent for February but no money for any other bills such as utilities or any remaining funeral expenses or to even buy a headstone for him. I also have a 21 year old son that I have been putting through college and now I have no way to help him continue his education.

I rarely eat or sleep worrying about how I will survive on my own and ending up on the street homeless. Some days I wish the good lord would have just taken me at the same time because I feel so lost and alone and I lost my one and only true love.


I have never had to ask anyone for money and I feel ashamed that I am but I really want to live out our dream of buying a house in Mascoutah one day but the most important thing right now is finding a way to survive without becoming homeless. I have no one else to turn to.
Michael O. Cortez, born Friday, Oct. 18, 1963, died Thursday, Dec. 8, 2011, at St. Elizabeth Hospital in Belleville, IL. Survived by his wife, Wanda Cortez of Mascoutah, IL. This information can be verified by: Kurrus Funeral Home 1773 Frank Scott Parkway West, Belleville, IL 62223 (618)235-2100.

You don't know how much this means to me and I would so greatly appreciate it if anyone can find it in their heart to help me. I am trying to hang in there and I am really hoping to have some kind of future to look forward to. I have worked so hard all my life and I don’t want to give up on everything that I have worked so hard for.

God Bless you all and words cannot even begin to describe how much your help would be greatly appreciated.

Need Donation for Collage

Posted by flamespeedy on 2012-02-07 03:58:33

Hello my name is connor ,im 21,and im really in need of a donation to get me so funds/finance income for collage.

Any amount will be very helpful , i feel very embarrassed and ashamed of begging for money / donations,But i really am struggling at the moment to make ends meat.

Thank you so much for reading and helping me out.

dont know where to turn

Posted by jacko on 2012-02-03 16:58:49

i am a lady M.S. sufferer,had to give up my job which i absolutly loved, approx 4yrs ago due to my condition deteriating.I am now completly wheelchair bound and housebound.I try so hard to stay positive but sometimes i just cant.at the moment i am struggling to save up which is so hard from my meager benefits{which believe me i am so gratful for}as i desperatly need a replacement wheelchair,The one i use at present is totally worn out,tyres bald ,cushion ripped,etcetc.i am so ashamed of it.it was secondhand when i got it and ive looked after it as best i could.i would be eternally gratful for any donation no matter how small.thank you so very much x