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please help us !!! we gonna loose our home and i will loose my kids

Posted by germangirl1 on 2012-05-20 02:58:39

Hi i am in a very bad situation and need help.Any help counts!I am a Mom from 2 little kids 3 years and 16 months.I am sick and cant work !I applied for disability but the papers are still not approved and i got to support my kids.This is very hard for me i never thought i have to do something like this but here i am now asking for help.The bills getting more and more and i need food and clouts for my little ones.Please helped me its just for a short time till my papers are approved.Thanks and God bless you all

I need help supporten my Kids

Posted by germangirl1 on 2012-05-19 12:58:52

Hi i am in a very bad situation and need help.Any help counts!I am a Mom from 2 little 3 years and 16 months.I am sick and cant work !I applied for disability but the papers are still not approved and i got to support my kids.This is very hard for me i never thought i have to do something like this but here i am now asking for help.The bills getting more and more and i need food and clouts for my little ones.Please helped me its just for a short time till my papers are approved.Thanks and God bless you all

Single mother of 2 and pregnant please help!!

Posted by shaivette on 2012-05-15 17:58:04

Single mother of 2, 6 and 7 months and pregnant while unemployed. I am currently living with my mother along with her boyfriend, my brother and 2 children in a small 2 bedroom apartment. I have applied for government assistance but have not been approved because of stupid mistakes I have made in the past, also makes it hard to find a job but I will not stop trying, even though I am currently pregnant and high risk because of already being threatened with a miscarriage. I desperately need help, my family and have been doing what we can to help each other but even with us all together we are still struugling and behind on bills. My main concern in my children If we dont get help we could end up homeless very soon, please help Anyone!!! Every penny counts.
Thanks in advance.

Prosthetic eye replacement

Posted by Cyclops on 2012-05-14 00:58:41

When I was a tween, I was hit in the eye with a baseball and lost sight in my right eye. Over the years, my eye has atrophied causing me to need a prosthetic eye, which is why I'm writing this. My provider has written a prescription for a new prosthesis, but Medicare hasn't approved the replacement. It has been over a month since the request was submitted. The ocularist doesn't accept Medicare so I will have to pay $5,600 for a new prosthetic eye outof my pocket. Please, if you can help me I would greatly appreciate it. I am retired and was widowed several years ago and have no one to help. I've been having headaches and and the eye pain will get worse with time. Thank you for any help you can give me.

Im Looking For Donations For My Disabled Homeless Brother

Posted by tazbo68 on 2012-05-12 23:58:56

IF ANYONE CAN HELP WITH DONATIONS OR SHELTER FOR MY MENTALLY AND PHYSICALLY DISABLED BROTHER PLEASE CONTACT ME (TAMMY RAMOS) at (209) 481-4792 OR E-MAIL me at TAMTAZ68@YAHOO.COM. My brother doug is a decent Christian man who has never done drugs, drank or smoked cigs--which IM VERY PROUD OF!!! Doug was unfortunetely disabled in an accident where he was bounced out of the back of a moving truck going 85 MPH. He received a settlement but sadly a family member stole it all. My family has helped all we can & would sure love some help for he is living in his van & it gets hot in there & is not safe. I dont have a pay pal acct but will set one up if necessary. Checks can be made out to my brother Doug Ramos & mailed to my address which I will provide to anyone that calls me. DOUG HAS BEEN HOMELESS 4 A YEAR & HAS ALREADY SOLD HIS BELONGINGS & VALUABLES TO SURVIVE AND IS NOW COMPLETELY BROKE AND CANT WORK. HE IS WAITING TO GET DISABILITY APPROVED AND STAYS CLOSE TO WHERE I LIVE SO I CAN EASILY TAKE TO HIM ANY DONATIONS. IF ANYONE CAN PROVIDE A TEMPORARY HOME FOR HIM THAT WOULD BE AWESOME & HE HAS LOTS OF REFERENCES AND IS IN MANTECA,CALIF. HE ALSO IS IN DESPERATE NEED OF CHIROPRACTIC CARE, HIS BACK IS OUT OF ADJUSTMENT SO IF ANY CHIROPRACTOR WOULD LIKE TO DONATE HIS TIME THAT WOULD BE GREAT FOR DOUG CANT GET ANY SLEEP DUE TO HIS BACK. THANK YOU AND GOD BLESS YOU ALL!!!!!!!

I REALLY NEED HELP WITH MY RENT PLEASE HELP ME !!!

Posted by bmwashington on 2012-05-12 13:58:39

I am 19 years old and i live in an apt with my boyfriend. I also just found out i was pregnat and there is a chance of me being kicked out my apt. i had to spend my rent on other bills and my doctors bill so now i have no money. I have no family to help me and i cant get approved for a loan because i have no credit so any amount would help me right now. I need $650 please help!!!

Trapped in a homeless shelter

Posted by Lost_in_KY on 2012-05-12 10:58:50

I'm about to be 51 years old and never thought I'd do something like this, but here goes.

I am disabled from a car wreck with a semi, among other conditions. I was on disability for 15 years, but lost it almost 5 years ago because the guy I roomed with was always gone and was supposed to take me to my doctor and Social Security review appointments. Then he got us thrown out of the apartment because he had hoarded his paychecks, was living off my money, and wasn't paying the rent or bills. He left me with a $1600 light bill ! I didn't find out any of this until we were evicted.

I have been homeless ever since, for nearly 5 years, bounced around from place to place, unable to stay in one place long enough to get thru the Social Security application process - I had to start all over again. In 2010, I spent 8 month living in a closet in Columbus, OH and starved.

I had a Social Security hearing in Lexington, KY last August and was dropped off at a horrible homeless shelter in Lexington, to stay until my hearing, when I was assured by a 'free' lawyer I'd get my disability back. I didn't and now I've been trapped in this gulag for more than 10 months, among druggies, alcholics, and ex-cons dumped off here by the police and the Dept. of Corrections. The building is infested wih bedbugs and there is black mold everywhere, which caused me to have an inner ear infection that finally blew a hole in my eardrum since I couldn't get treated for it. Men sleep on the floors and the bathroom is a chamber of horrors. I've had food poisoning 4 times and a couple months ago, more than 40 men sought treatment for food poisoning. The nurse who reported the cases to the Health Dept suddenly left, while the cook remains at work. A Veteran's Admin rep said he wouldn't give the food served here to his dog.

I'm trapped here because Kentucky discriminates against men in that it will not give us Medicaid cards unless we're already on Social Security. This prevents me from having a family doctor and care for my disabilities, which I need in order to win back my benefits. Under these conditions, I will never be able to get out of this nightmare.

I have a friend in Florida who wants me to come down there. FL will give me a Medicaid card and I could at least have a fighting chance to win my disability back. As I've said; I was on it for 15 years and was repeatedly approved every 2 years during the case reviews. I need to get out of this awful state if this nightmare is ever to end. I've lost almost 11 months of my life being warehoused in a place that's one step above prison, and I've done nothing wrong to deserve this. Yet I'm subject to the same rules and restrictions as the ex-cons who live on the floors above me.

I have no family left to fall back on, so all I can do is ask for help. I need money to get to FL so I can get a doctor and my disabillity back, and have a life again. It will cost around $500 to get my things shipped to Orlando, and another $200 to get me there. Then I'd need somewhere to stay until I can get thru the Social Security process again. After that, I'd be OK.

Thank you for reading all this any any help offered would change my life. I would do everything I could to help other homeless men so as to give back help given me when I most needed it.

single mother in serious need of help

Posted by mysjess11 on 2012-05-10 05:58:17

I am a single mother, divorced 2 years ago. I am not recievinf child support and his father hasn't seen him, or called in over a year. I lost my job at the end of March. I applied for unemployment and cash assistance. I did all of the requirements for the cash assistance, and they offered a relocation assistance program. I am here in Florida alone with my son. All of my extended family is in Ohio. So i found a job in Ohio, and got the application for relocation approved. The wfb at one stop said it takes 10 days to recieve funds. The funds never came. I called dcf and they said my unemployment was approved so they denied me. I am getting evicted, losing my car, and my first unemployment check came in May and it was only for one week. I don't know what else to do. I just want to take my son home and be with my family and start working again.

single mother in serious need of help

Posted by mysjess11 on 2012-05-10 05:58:15

I am a single mother, divorced 2 years ago. I am not recievinf child support and his father hasn't seen him, or called in over a year. I lost my job at the end of March. I applied for unemployment and cash assistance. I did all of the requirements for the cash assistance, and they offered a relocation assistance program. I am here in Florida alone with my son. All of my extended family is in Ohio. So i found a job in Ohio, and got the application for relocation approved. The wfb at one stop said it takes 10 days to recieve funds. The funds never came. I called dcf and they said my unemployment was approved so they denied me. I am getting evicted, losing my car, and my first unemployment check came in May and it was only for one week. I don't know what else to do. I just want to take my son home and be with my family and start working again. Anything would be appreciated and thank you for reading my beg.

single mother wanting to leave florida...and no way out

Posted by mysjess11 on 2012-05-10 05:58:12

I am a single mother, divorced 2 years ago. I am not recievinf child support and his father hasn't seen him, or called in over a year. I lost my job at the end of March. I applied for unemployment and cash assistance. I did all of the requirements for the cash assistance, and they offered a relocation assistance program. I am here in Florida alone with my son. All of my extended family is in Ohio. So i found a job in Ohio, and got the application for relocation approved. The wfb at one stop said it takes 10 days to recieve funds. The funds never came. I called dcf and they said my unemployment was approved so they denied me. I am getting evicted, losing my car, and my first unemployment check came in May and it was only for one week. I don't know what else to do. I just want to take my son home and be with my family and start working again.

starving please help . no other options .

Posted by smiley on 2012-05-09 09:58:27

If I don`t get some help with some money for food , bills and just daily living to help me get back up on my feet I`m so scared for my family and I & everything I fought for for years will be for nothing . I am down to some days choosing breakfast lunch or dinner or a roll of toilet paper or gas in my car to get my children to school and am I going to have enough to get them back home . Things have got that bad . Look , I have tried my very best all I have ever wanted was a home . I and had my first child at 16 . I am still married to the same man today. We went on to have 4 children . My last two are still at home they both were born with disability`s . We always loved them and taken care of them . My husband always worked was a great worker and provider until 12 years ago when he was in a near fatal wreck and ran off a mountain in Georgia . He tried to go back but , couldn`t After years of many , many hospital stays and therapy 7 years ago he was well enough to stay with the 2 children for me to go to work full time only 3 years ago Surprise . I had to have emergency open heart surgery with another surgery 1 month later then a lung collapse soon after that . I did go back to work but , everything went down hill after that . I kept fighting and struggling until I had to give up in Jan 2012 . I `m waiting to see if I can get approved for my long term disability that I have paid in these 7 years but they say it may be July IF they carry me . So right now I`m in dire straights . I have done all this on my own . I DON`T KNOW THAT THINGS CAN GET WORSE . But , I never know anything from day to day . I never in a million years thought I would have to ask anyone for help much less online . I`m a private person and I feel embarrassed to have to do this but , a lot of times in your life you have to humble yourself . I thought about it and I saw and read about George Zimmerman we all know who that is he gets to kill someone a kid shoot them in the back not get arrested then set up a sight and get over 200,000 and when they do arrest him claim he has zero money . You know something is wrong with this picture . The parents of the child should get that but , that's not my call. because I need to understand just like me people did open their hearts and even thought people like him needed help .I`m not the one to judge . I just need to get out of a hole . I just need some compassion . I need to be able to get ahead and really be able to go and buy shampoo , soap , soap powders , food , gas , and pay some bills and get what is necessary to be able to continue to live a regular just a simple life and my children or husband won`t have to suffer or worry until I can get my long term disability started .
Thank you for reading my story and Thank you for any little gift you may be able to give . If you can`t give I understand to I know times are really , really hard . But , would you maybe say a little prayer for us ?
Thanks & Bless you .

Earn up to $75 by tomorrow

Posted by Eve2012 on 2012-05-06 18:58:21

Serious replies only! It's really simple I am paying people to sign up and complete trial offers as a referral for me. I'm in a position that I need help as well. This is not a joke or playful matter. I get paid and I pay you. email me at ycurry@yahoo.com. I don't want or need your information or even your name all you have to do is complete the offers maybe 4 0r 5 and I pay you once the website says you are approved. The only way you will not be approved is if you use false information or try to scam the website or sponsors. Other than that you a guaranteed to be approved and paid either the same day or the following day. I would leave the link but too many people have signed up and not done anything. send me an email and let me know you seriously want to do it and I will give you the link and sample of how to get 1 credit quickly and the most you will spend is between a dollar or 2. but you get that back because I am paying $35 for one site and $40 for the other one so you can do one or both.

Earn up to $75 by tomorrow

Posted by Eve2012 on 2012-05-06 18:58:21

Serious replies only! It's really simple I am paying people to sign up and complete trial offers as a referral for me. I'm in a position that I need help as well. This is not a joke or playful matter. I get paid and I pay you. email me at ycurry@yahoo.com. I don't want or need your information or even your name all you have to do is complete the offers maybe 4 0r 5 and I pay you once the website says you are approved. The only way you will not be approved is if you use false information or try to scam the website or sponsors. Other than that you a guaranteed to be approved and paid either the same day or the following day. I would leave the link but too many people have signed up and not done anything. send me an email and let me know you seriously want to do it and I will give you the link and sample of how to get 1 credit quickly and the most you will spend is between a dollar or 2. but you get that back because I am paying $35 for one site and $40 for the other one so you can do one or both.

Please Help

Posted by DadHasCancer on 2012-05-01 08:58:01

My father was diagnosed with Lung Canger, Stage Four a month ago. He worked all of his life to support his family and has always helped others out. Two months ago he thought he had a pnemonia and called his doctor to set up an appointment. She failed to find an infection and refered him to get further testing. The test results came back that he in fact has lung cancer and it has spread to his brain, liver, and lymph nodes. The cancer also caused extra fluid to accumulate around his heart which they drained. He just finished his first round of radiation treatment and is undergoing Chemotherapy twice a month. The doctors gave my father a prognosis of 18 months.
My parents have a mortgage and many of bills that are currently falling behind due to my father being unable to work. He was approved for Social Security Benifits but there is a 5 month waiting period with no exceptions and therefore he needs to wait until September to see his first check. I tried everything I could to see if there was an exception and the Social Security office told me that I would have to talk to my Senator. I plan on writing to him regarding this, but I know it will take a while before I hear back from any of them. Seeing my 56 year old father in such agonizing pain is hard enough, seeing my mother in a constant state of depression is extremly hard and trying to come up with plans to get fincancial help for my father seem to all be for nothing because he got not qualify for financial help due to my mothers pay. They dont put into consideration that they have a mortgage and a vehicle to pay for and with all of the doctors bills and presciption costs; they do not have enough money.
I am looking for any help that I can get. Any donated money would go directly to my father for his bills and mortgage payment. It would also go to presciptions and doctors visits so that he can continue to get good care. I have tried so many ways to find a solution to his financial problems and this is my last hope. This will save him a lot of additional stress. If there is any money that anyone could donate, it would be greatly appreciated.
We also do not know how we would come up with finneral expenses and such when the time comes. Any donations will not be used unless it is for my fathers healthcare, bills or for his funneral costs when the time comes. Thank you for your time and have a nice day.

Please Help

Posted by DadHasCancer on 2012-04-25 17:58:53

My father was diagnosed with Lung Canger, Stage Four a month ago. He worked all of his life to support his family and has always helped others out. Two months ago he thought he had a pnemonia and called his doctor to set up an appointment. She failed to find an infection and refered him to get further testing. The test results came back that he in fact has lung cancer and it has spread to his brain, liver, and lymph nodes. The cancer also caused extra fluid to accumulate around his heart which they drained. He just finished his first round of radiation treatment and is undergoing Chemotherapy twice a month. The doctors gave my father a prognosis of 18 months.
My parents have a mortgage and many of bills that are currently falling behind due to my father being unable to work. He was approved for Social Security Benifits but there is a 5 month waiting period with no exceptions and therefore he needs to wait until September to see his first check. I tried everything I could to see if there was an exception and the Social Security office told me that I would have to talk to my Senator. I plan on writing to him regarding this, but I know it will take a while before I hear back from any of them. Seeing my 56 year old father in such agonizing pain is hard enough, seeing my mother in a constant state of depression is extremly hard and trying to come up with plans to get fincancial help for my father seem to all be for nothing because he got not qualify for financial help due to my mothers pay. They dont put into consideration that they have a mortgage and a vehicle to pay for and with all of the doctors bills and presciption costs; they do not have enough money.
I am looking for any help that I can get. Any donated money would go directly to my father for his bills and mortgage payment. It would also go to presciptions and doctors visits so that he can continue to get good care. I have tried so many ways to find a solution to his financial problems and this is my last hope. This will save him a lot of additional stress. If there is any money that anyone could donate, it would be greatly appreciated.
We also do not know how we would come up with finneral expenses and such when the time comes. Any donations will not be used unless it is for my fathers healthcare, bills or for his funneral costs when the time comes. Thank you for your time and have a nice day.

Are you in need of a loan, do you need to consolidate your debt?

Posted by mohammad on 2012-04-18 18:58:45

My Name Is
Mrs Walter Kerter, From USA, An X-Scam Victim and how i get back on my feet and be a personal business owner with cars and

landed properties…. This is to announce to the general public about a legitimate lender online.

HERE IS MY SUCCESS STORY:

I was in a critical search of a genuine loan lending company were i can obtain a loan of $150,000.00USD some lender’s that

Came to me sheep clothing i never know they where fraud until i was given the terms of their loan and i agreed eventually i

was scammed they scammed me of my hard earn money up to four lender’s that scammed me the sum of $32,000.00USD and i though

that all is over that there can never be any other genuine lender until my Husband’s Friend Mr. Garrett Lugard the general

manager of Cotsat and cotsat company told me that there is a genuine lender that he obtained a loan of 1.5 Million Dollars At

3% interest rate From that makes him own a private business and a house of his own he Referred me to a company Mr.Mohammad

Azad Loan Company ,E-mail:mohammadazad1960@hotmail.com ,Where he obtained the loan of ($1.1 million Dollars) i told them how

referred me to them i applied for a loan of $180,000.00USD after my application and i sent to them the useful information for

them to process my loan after 4hours i received a notification From their company that my loan has been approved and

processed in the next 4hours my loan of $180,000.00 Dollars was transferred into my account. And i promise them for coming to

my rescue i am going to spreed the good news to the entire world ABOUT MOHAMMAD LOAN COMPANY IS THE BEST IN THE WORLD.

And tell them, i
Mrs Walter Kerter, referred you to them and your wish will be fulfilled…

Mrs Walter Kerter,

medical bills

Posted by SandraM30 on 2012-04-02 16:58:45

Hi, my name is Sandra and I was diagnosed with an auto immune disease in December. I have IC of the bladder and have to get weekly treatments.I have had three surgeries the last year and the medical bills are adding up and I can't pay them, but if I can't pay then I can't get the treatments I need once a week. I live in pain everyday,but the treatments do help. They compare my pain to cancer. So,some relief I get helps a lot. I have never had to beg of borrow money before. I have tried loans and other things, but can not get approved. I could use any help I can get. So,far my bills are over $6000.

thanks for taking the time to read this.
Sandra Martinez

Please help mom & toddler!!!

Posted by JsMommy2525 on 2012-03-28 21:58:39

I am a 30yr old single mother to an 18 month old toddler. I work a full time job to support myself and my son but had an emergency surgery that left me in steep medical bills. While the hospital's Charity Care took care of a lot of it, I owe $4000 which is being taken out of my paychecks. As a result, we are struggling bad.I've done everything to try and get loans to pay off the debt but have not been approved. I'm on the verge of losing my apartment and am having trouble paying my utilities and keeping food on the table. It's very sad times. I love my son more than anything in this world and I just want to get past this. Anything helps!

Too Busy Fighting for My Life to Notice the Government Bend Me Over

Posted by proudcitizen on 2012-03-22 20:58:26

I am a married 59 year old disabled man. My wife is also disabled. I paid into Social Security and Federal taxes for 34 years and served my country during the Iran Hostage crisis. While getting my 50 year physical exam my bloodwork and a biospy ended up putting me through 2 chemos for my liver. Even though I wasn't cured we seemed to have stopped the progression of the disease. While going through this living hell our government would not approve my Social Security disability until I was completely penniless. My claim was finally approved after 2 years with no income or money. The judge who approved my claim was appalled that the SS Administration waited so long to approve someone over 55 with a 34 year work history. I was found 100% disabled due to a condition that ends in death. It's pretty obvious they were waiting to see if I would die! Now I do have some income which I am thankful for but it doesn't cover all my expenses. If all I had was general bills like gas, water, electric, car ins. and food I could make ends meet. I am struggling to pay my property tax. I own my home which my father built after WWII. My property tax is billed every 6 months and is over $1000.00 semi-anually my monthly check is only $1300.00 which barely covers the regular bills. Right now I am barely staying ahead of the threats to sell my home for back taxes. I applied for the Homestead Act property tax exemption for seniors and the disabled where they can deduct up to $25000.00 from the value of your home and tax that amount. The average person in my state saves $400.00 a year on this program according to their website. When my tax bill came this exemption only reduced my taxes by $164.00 a year. That's only $82.00 from each semi-annual government extortion. First I was forced to exhaust my life savings before they would approve my disability now this. I must figure a way to supplement my income. I have paid my dues and shouldn't have to struggle and deal with such heavy stress at this stage of my life. These are supposed to be pleasant years when you've lived right. Please, HELP!
A more in depth version of this is on Yahoo Voices and titled "Life Changing Health Issues, Social Security and Going Broke".

My only chance for a family is with Donor Eggs

Posted by Familyplus1 on 2012-03-13 21:58:36

Having a family has always been important to me.

Over the last several years, I have exhausted my savings in attempts to have a family. The natural attempts to have a family have been unsuccessful, so I went to IUI’s. After a year of unsuccessful IUI's and 2 miscarriages, the only option left is with IVF and donor eggs.

The cost is $30K for the Donor egg program and the IVF procedure.

I’m active duty military and my insurance company does not cover any part the costs for the donor's medication and the IVF procedure nor does it cover the medication that I will need to take.

I have tried to get a loan thru various channels available to me but have been unsuccessful due to not having any collateral in which to secure the loan with.

I’ve had several people volunteer to be a co-signer for a loan but their income- to- debt ratio and credit scores prevent them from being approved.

Any help would be greatly appreciated.
Thank you.

Family of six in dire need of help!!!!!

Posted by familyofsix on 2012-03-13 03:58:36

My husband recently lost his job, and due to the job market being so poor in our area, neither of us have been able to find work. We have four small children, one of whom has severe developmental disabilities and may require life long care. After these last few months of struggling to make ends meet, we have burnt through all of our savings and are running out of options. We both want desperately to change our situation, for our children's sake, and are determined to go back to school and further our education so that we can give our children the life they deserve. We have set up meetings with an advisor and our working towards enrolling in our local community college, and are both acitively seeking work. We don't have much family close by that is willing to help, and we are coming dangerously close to having our electric shut off if we do not come up with the money soon. We are down to our last dollar and have nowhere else to turn. We have applied for a local assistance program but it can take up to three months before we are approved, so there is no way to get the help we need before it is too late. Please know that we are not just bums. It kills us to even have to ask for help, but we just don't know what else to do. My husband is a partially disabled USMC war veteran and I have been a Stay at home mom for most of my adult life. We are good, honest, hardworking people who are just down on their luck, with four small, beautiful children depending on them. all we need is a little bit of help. We have so many goals for our future, but if we can not pay this electric bill, we will be evicted from our home and wont even have a residence to use to apply for the financial aid we need for college. We really appreciate any and all help, and want to thank you from the bottom of our hearts!!!

Steven: An Aspiring Disabled, Student, Veteran, and Divorcee

Posted by youngidealist on 2012-03-05 01:58:00

Hi.

Thanks for taking the time to read my request. I'm 30 years old, still in college and living with my parents. I've made a lot of great accomplishments in my life with far less support than most people who make it this far. Of course, with that said I've also made plenty of mistakes.

I grew up with a single parent, and another parent who visited annually just to stir up emotions and make my life miserable. When I was 18, I decided to work really hard to lose weight so that I could join the US Air Force. I had a strict plan that I was going to follow to succeed in life.

Unfortunately my superiors in the USAF would not accommodate that plan to independence as they forced me to find my own way from the barracks to work (a 40 mi drive), so I had to immediately struggle to get my drivers licence and I had to buy a car on an Airman's paygrade.

My income wasn't enough to afford the car and gas and other living needs that I was expected to pay, so eventually I had to leave the Air Force before my term was up (under honorable conditions). I tried to work as a civilian. The transfer was tough and I was vastly uninformed about what to do and what my options were. I'm the first first generation college student of my extended family.

After some petty jobs that would each take more than 10 years to be able to earn enough to live independently, I finally found a nice nighttime custodian job that was at least simple enough for that kind of pay. I was the night time custodian, but I was also a guy to have on call at this retirement home where I worked. If people's toilets flooded or a nearly deaf resident left their tv on past quiet hours (once I could hear one through 3 floors!) I was the guy to send up to fix it.

Having my first satisfying job as a civilian, I was able to investigate community college during the day, so eventually I enrolled and tried taking a few classes while working full-time. College was my saving grace. I never felt like I belonged anywhere until I first started to take college courses in math, science, and philosophy. I found the tutoring lounge on campus, made a lot of friends there, and I spent many hours cramming and helping those in need.

This soon led to me finding financial aid, making arrangements with my parents (my mom and my stepfather) to let me go to school full-time while I lived with them, and putting in my 2 weeks notice at work to focus exclusively on school.

My counselors advised that I pick where I want to transfer to and then figure out the details of how to get there after I got accepted. I think this was bad advice. While I ended up choosing to transfer to a university that had my desired major, Biophysics, it was 60 miles away from where my parents lived. My car that I had bought when I was in the Air Force also eventually broke down from not being able to afford maintenance while I worked, and was towed away for being in the public street for too long.

Finally, I got accepted to UC San Diego to work towards a degree in Physics with a specialty in Biophysics. When it came time to transfer, I got as involved as I could on how and when I was supposed to receive the financial aid so that I could go get an apartment and everything, and my school kept telling me, "you should get it tomorrow" until about 2 weeks into my first quarter when I finally got the support.

Despite this rocky start, I managed to get into a good shape for myself, making my way slowly but surely through school. Learning a great deal. Eventually when I felt the struggle was too difficult, I changed my major to Neuroscience before I began my upper division coursework.

So, as I settled into my schooling and struggled with maintaining financial independence on financial aid, I managed to get myself into maintaining a great aquarium hobby, owned two great little kittens from a street cat program, led as president of a student organization for one year, and eventually I got married. I also carefully learned about the stock market and managed to make some great gains with money that I had invested from financial aid savings.

In 2010, my gains were over 100%. That amounted to $2000 doubling itself, but still, that says a lot about me as a trader. However, 6 months into my marriage, she said she wanted out, grabbed the car that we both paid into (most of the money was mine from stocks; $5500 worth), and refused to pay her share of 2 months rent. That happened in December of the year of 2010.

2011 was a difficult year for me. I fought hard to maintain things, especially my head, but it was tough. I lost 45 lbs from exercising regularly, made lots of new friends, and I got some volunteer work experience in a Neuroscience lab. But I just couldn't focus well enough to maintain my finances and my grades, so I had to drop out and live back with my parents.

Despite how tough it's been, not finding work, struggling with the ins and outs of the VA, and just needing a professional therapist to talk to and help me keep my head straight but never being able to get one, I've managed to recuperate well enough and learn a lot more about this bottom floor of society that I've been so desperately trying to escape my whole life.

I've gone looking for opportunity in every direction. I've tried changing my career goals, collecting recyclables, writing online, trying any online scheme that didn't include me forking out money to get it, imagining what I could write as a novel, tried to make money through playing video games, making goal after goal after goal for myself, but still just not being able to get just the right amount of money to put me back on my feet.

I'll be going back to school in April at the risk of having to do it as a homeless person if the VA doesn't pull through for me. They recently approved my 10% service connected disability status and now I need to jump over a few more hurdles to get my more significant service connected disabilities recognized. I'm also seeing what the vocational rehab people can do for me despite the bureaucratic issues that are stopping them from helping me all the way.

BTW, this whole time that I've gone through life with common lower class difficulties, I've been disabled with a number of small conditions that all add up to a hard time. I have lower back issues that the military has yet to own up to. Community college found also that I have a learning disability which makes some intellectual tasks show up as lower than average ability for me while the rest of my intellect is high enough to expect that I could easily get a Masters Degree or a PhD. My biggest difficulty in school is that they don't give me enough time to show them what I know or what I'm capable of.

From working with special needs students as a tutor, I have proven to myself that there is a major problem in the education system. Most teachers never simplify the material into a clear picture of what they want to teach. If you want someone to learn something, the last thing you should be fuzzy on is what it is exactly that you want them to learn. We can't all work like intuitive Jedi or sophisticated parrots.

If you help me out, here is a list of the priorities of what your money will go towards, in order of their priority If you would like to request that I spend your donation on a specific cause, please let me know:

1. A working cheap economic vehicle.
I need something that I can sleep in and that will take me wherever I need to go. Preferably something that can stow quite a few recyclables as well to pay for gas, but not an SUV or truck or van (Unless that's all that is cheap of course. Not likely but you never know.).
I'll aim for great gas mileage, but I'm thinking that I should attend some police car auctions to see what the cheapest deal I can find is. This car would make a great shelter for me while I return to my far away school.

2. Investing on the stock market.
Trust me, I know how to fish. If you want to send me a request for proof I'd be glad to compose some evidence of my finest moments as well as my worst to show you that I can do well for myself on the stock market, even during the recession. What I could really use right now, is a little bait. Trading is good money for me, but to make enough to make gains worth more than the commission cost (about $10), you need about $300-1000 per investment. $300 is more for the high risk lottery plays on the market. I even made a blog about it if you would like to see:
http://www.squidoo.com/TheYoungidealistEconomyBlog
If you are willing, we can arrange something personal so that you wont need to worry about me putting the money you offer at high risk and blow it all. Might even be able to arrange something where I could make money for you to prove myself before accepting your donation. Whatever the case, I know we'd have to make it a personal arrangement to satisfy the current laws.

3. Working towards paying my debts to my friends.
My friends have been really supportive through these hard times, though they are starving students themselves. To keep up my morale they've bought me food, given me a place to crash when they could, and even paid to have me join them at fun local events. I have some money that I've promised them back, and I plan on making due on those promises as soon as possible.

4. Paying off my debts with companies.
I've had times where I couldn't afford to pay for rent and had to leave, like when my wife left me to live with her parents. These issues follow me on my credit score and I would like to work towards removing them so that I can turn my life around.

5. Getting a good start towards paying off my student loans.
I know I won't be able to pay them off before I find a good career with my degree. I would just like to have something to start making some automatic payments with and put that part of my bad credit score behind me as well.

6. Buying a home.
My mom never owned a home. No offense meant to land lords out there, but I really think the rental system is way out of line. My mom was always a hard worker. Way better than me, yet she could never own a home because she didn't have the money. Meanwhile, people with money could live in great big houses for less than she even had to pay.
I want a house to own. Probably start with a condo and seek ways to improve it and flip a profit out of it. Then I want to keep building up money from housing until I can manage to build an apartment building.
If I could, I'd like to make an apartment building near a university that offers cheap housing using the Japanese capsule model or something even more economic and more comfortable.

7. Making an online tutoring site meant to offer free tutoring and tutoring for tips. Imagine a site (I have yet to know of one) where people can collect their resources on a class, much like they collect info on ratemyprofessor.com, but also seek help from others who are taking the class or who have taken the class. Donors like you can offer money to tutors who post their notes and stories on the site, alongside ratings from other students that they helped.
Some tutors can offer their rates for help, sell their notes online for cheap, or just offer their help whenever they can and ask to be tipped through paypal if someone likes their work. My hope is that such a site could help to put an end to sophistry in the college system once and for all, making education easy and affordable for everyone.

8. After I have everything I'm hoping for above, the sky is the limit. But I would prefer to put the extra money that I don't need to good uses. I would spread a little philanthropy around, give to others in need on this site and through other resources.
I'd also look to teach others how to fish. I think a great way for the economy to be fixed would be if philanthropists made some really good employee owned companies. Make the place pay for itself, skim a little off the top, and walk away knowing that you really were a job creator.
I think that everyone who is capable of work and who chooses to work deserves to have their own independent living situation. I know that we are a long way from that, but I tend to be an optimist. I would like to try and make the world a better place, if nothing else.

Aside form financial help, I'm interested in anything else that I could get that's useful. Advice, Neuroscience Career connections, work, hobby or volunteer work that can easily become lucrative, I'm really all ears. Thanks again for taking the time to read my request. I hope you find it in you to help me out, even get to know me if you'd like. Bet you $5000 I can make you laugh. Did I win? >;) it was worth a try anyway.

Young couple in love. Out of options. Completely exasperated. Scared.

Posted by Hopingforhelp on 2012-02-29 17:58:06

I moved in with my girlfriend 2 months ago. I left Boston to come be with her in NYC. My work had run dry until April. She had just been evicted from her apartment by a slumlord landlord who stole her belongings. We were living from paycheck to paycheck. Supporting each other as best we could. We didn't have enough money to get an apartment of our own, so we got a one month sublet, which ended up being a nightmare-living in a closet with our 2 cats, and dealing with the scum of the earth roommates who made us feel uncomfortable, unwelcome, and awful. During that first Monty, we spent our savings just living. We both work in the creative fields, myself a musician, an she an actress. Work was spotty at best. We borrowed money from friends and family, feeling terrible about ourselves every time. Mid-month, I decided to file for unemployment. (something i had never thought I'd ever do)
The money we were expecting from that would have paid her union dues, giving her a pay bump by about 400%. This would have enabled us to not only survive, but get on our feet and pay back our friends/family. About a week and a half after filing, my boss calls me and tells me I can't file, or he'll go out of business due to the fact he's never paid insurance on his employees. He convinced me he'd cover my unemployment pay (totaling $4,343) if I agreed to recind my claim, thus saving him tens of thousands of dollars in back-taxes. I agreed. As soon as I'd done that- he tells me his lawyer advised him not to do that, and that he never agreed to that in the first place.
I have now been playing phone tag with my unemployment agent for weeks trying to restart the claim, and have the state go after him for the money he owes them.
Meanwhile, at the end of January, we had to move again. We couldn't find a place in time, and ended up staying in a motel in Stamford for a night while we made appointments to see a few places. We awoke to the front desk and housekeeping ladies banging on our door, telling us we have to leave or they'll call the cops. We are still fighting Hotwire.com for charging us for that.
Luckily, we found a place that night. The expenses of having to move though, totaled over $500. (rental car, motel, storage)
The apartment we are in now is shared with 4 other people. It's a two bedroom. There are 3 people sleeping in the living room. There are cockroaches. We once again have to move out, by March 7th. We have applied for foodstamps. (they have yet to be approved)
This time around, we have no money to move with. Our resources have been tapped. We are out of options. Work is still spotty, and we have borrowed from everyone we know.
We have a week to come up with rent, cell phone bills, and moving expenses. Nevermind money for food to ear everyday. (as I type this, we are preparing to go out and sell some things for food money)
I have never been this scared in my life. I doubt that writing this is going to make a difference, but I have to try everything.

If anyone reading this wants a specific number that would get us out of this- its $5,000. Here's the breakdown:
$1,000 rent. (not counting a deposit)
$1760 my girlfriends union dues (which means she makes enough to get us on our feet)
$175 storage fee
$250 cell phone bills (it's a month late, an we're on the same plan)
$130 car rental to get our stuff out of the apartment
$40 rental car gas (they charge $9 a gallon if you don't fill the tank when you return the vehicle)
$1,000 for food for the two of us and cats' supplies. (food,litter)
And the rest would be to pay back some of the people who've already been there for us helping us along the way.

Please. Please help. We are a young couple in love. Scared. Trapped. Out of options.

Thank you for reading, and I hope you will find it in your heart to consider helping us.

need help

Posted by albertjr1 on 2012-02-12 18:58:53

hi my name is tina clark and i am 4 mo. pregnant and i am about to have no where to go at the end of this month i got a lump summ of money from ssi 9 months ago and it took me 3 months to find a place that would even let me rent an apartment from them and the only reason they let me move in is because i used almost all of my money to pay 6 months of rent in advance and now its almost 6 months at the end of this month " febuary 2012 and i have been waiting for my social security to kick in " because i cant work, i have a disability that keeps me from working" anyways my social security has not kicked in yet "i got approved for my ssi backpay but not ssi itself" so i got a free ssi lawyer to help me out and he said it may take a few more months plus i have a 15mo. old beautiful baby boy thatis coming home and if my rent is not payed he will not be able to come home to mommys to visit me and that hurts so bad just thinking about it!!! neways i just really need some ones help i am gonna be prayong as well and if u cant help at least say a prayer for me that would be great!! anything helps!!! thank you for taking time to read my atory and god bless you!!!


have an awesome day

tina marie clark


my email address is mylittlealbertjr1@hotmail.com

Need Help ASAP....

Posted by mag777 on 2012-02-12 14:58:13

I found this site and am in a desperate situation- I am in the process of filing for disability and am unable to work. My husband lost his job the week before Thanksgiving- he has numerous resumes and applications sent out but no phone calls. He has applied for unemployment but still has not been approved or denied. We had to get help for the past 2 months from family and friends to just pay bills, however our family and friends are limited with the help they are able to give.We had to apply for food stamps and did get approved but since we dont have children at home we are not eligible for any kind of state financial help. We have rent due now and utilities within 3 days and only have $7.50 LITERALLY in the bank- we truly need a blessing and a financial breakthrough to get us through this time. The total amount of rent and utilities is about $1000.00 or we will have eviction notice and disconnection notices. but we would greatly appreciate any and all help offered.I understand that you probably receive many letters asking for assistance so if you decline my request for help.-Thank you for your time and consideration.-God Bless you all..(Please no scams- i truly need help and would prefer use of Pay Pal if at all possible)