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Our Home is slipping away... Please HELP now!
Posted by buyahome on 2012-05-17 13:58:58
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
A Home is slipping away!!! HELP
Posted by buyahome on 2012-05-17 13:58:57
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
To Buy a Home
Posted by buyahome on 2012-05-17 13:58:56
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
MY BEG FOR HELP!!!!!!!!!!!!!!!
Posted by bryman2008 on 2012-05-11 13:58:57
My worst fear on this earth is being homeless. I am already very much physically alone--in the sense of the only daily companionship I have is my three cats.
I am really, really scared. In the last year and a half, I've lost, my educational future, three jobs, my home, my flat...I was just getting back on my feet and now am told I owe a huge sum to the govenment because they made a big foul up on my paperwork.
I so want to be dead, it's not funny. I am NOT committing suicide--but that said, I would give anything to be dead. To me, it would be like winning the lottery. Life is far worse than death, as far as I can see.
I would very literally rather be dead than homeless.
When you're poor, or alone, or mentally ill---people treat you like dirt--like you've no value, whatsoever.
But, when you're homeless--in most American's eyes---you cease to exisit altogether. I would rather be dead. I really would. I'm really, really scared. I could use a hug right now--not a "virtual" hug, but a real one--oh, how I would love to hear the words, "everything will be alright." But it's not, and there's no one there. I'm just so scared and lost and lonely. I wish I were dead.
In need of help to get life started.
Posted by sunshine729 on 2012-03-15 16:58:39
had to sell my laptop to pay rent
Posted by ryanmaine on 2012-02-09 08:58:07
please help, i dont know what else to do...
Posted by lindsey201 on 2011-11-13 21:58:44
I miss my mum so much
Posted by Lovelylotus66 on 2011-11-11 14:58:32
need help with funeral cost
Posted by marcielemerson on 2011-10-26 11:58:56
need money for studnet loans
Posted by william23 on 2011-08-08 12:58:38
Short on Rent
Posted by redlaughter on 2011-07-18 21:58:33
I'm short $195 for rent due beginning of August, though. I know I'm late on all my bills, but I'm alright with that for now because I feel confident I will be hired soon. But not soon enough work enough hours to make $195 in 10 days.
Please help. I've already asked friends and family about odd jobs I can do for them and I've sold everything valuable I owned. I don't want to live in the street because of one woman's decision not to pay me.
need my life changed
Posted by needhelp62 on 2011-06-06 14:58:52
It also profundley changed my mothers demeaner, it changed her, and I was last to leave the family home, and it was so hard.
To make matters worse only a few years ago my mother passed on, and I was away dealing with my own medical problem at the time and missed her passing on, I wanted to say goodbye, it haunts me to this day, that my parents left this world in such a manner.
I am in my late 50s now, back in the early 70s, I was a passenger in a friends car, he pulled out into the path of another car, onto a fast piece of road, and our car was hit at over 90 miles an hour. My seat belt broke with the impact, and I was thrown through the cars windscreen. I, landed on the tarmac and next the car I had been in was bulldozed over my body.
It bulldozed the other car on to my neck and chest, trapping me under it. My arms were pinned to my chest by the cars sill, and my neck was bent up against a cold granite wall, my right leg was wrapped around the back axle. I was ready to die, but held on to life with every passing breath, god must have been watching over me that night.
It took the fire crew an hour to cut me out, then it was off to the hospital, on arrival all my clothes were cut from my body, on examination it was found that my right leg was near on severed from the knee, and was hanging on by a thread of my skin.
In addition I had 4 broken ribs, severe cuts and bruises everywhere and a small spilt in my skull, this skull spilt was not significant at the time, but would go on to ruin my entire life. My mouth was full of broken windscreen glass and I was vomiting blood because of it. Back in the 70s there was no MRI scanner so I was just given an X ray of my head.
Because my leg was the main problem the little split in my skull was just left then as being nothing, but it would play a big part in my life. After being cleaned up and admitted to the ward, I settled back to a 12 week stay, and Around the 3 week mark of being in hospital, the surgeon said there was now no chance of me being able to walk again on my right leg.
I broke down in tears, cried a river and could not understand why me. During my stay in hospital my boss came in and told me he could no longer keep my position open for me. This was devastating for me, I had worked so hard at college to be a chef, and had climbed my way up the ranks to be a chef in charge.
And was now at the age of just 20 cooking in a world famous Hotel, and it was my life, I had left school only 5 years beofre the accident, and had studied at college to be a chef, now because of this crash my career was finished in one hit, my employer had spoken to the drs, who had said working in a kitchen enviroment would be to dangerous for me, so my career was over right there right then.
I now lay in the bed stunned and deeply hurt that because of this accident, I had now lost everything at the age of just twenty!. Then one day I noticed some feeling in my right legs big toe, I screamed for the nurse, and she brought along a Dr.
Over the coming weeks I fully regained the use of my right leg. Of course I thought everything was going to be alright, but from the day I left hospital some 35 years ago now to this day, I have suffered so much.
You see the knock on the head I had during the car crash, damaged the cerebellum part of my brain, a part called the cerebellum tonsil. The severe knock to my head caused the tonsil, to drop out of the cerebellum part of my brain a few mm. And for the last 35 years this part of my brain as been dropping slowley a few mm each year towards my brain stem.
The affect it as is to disturb the cerebral spinal fluid that goes around my brain. The tonsil dangles into a space where it should not be, disrupting the flow of csf, which in turns gives me a wide range of medical disorders.
I suffer with ringing sounds in both my ears every day, 7 days a week, I have headaches daily, coupled with dizziness sickness, and pain in spine and neck, some days i cant feel my legs or walk on them, some days my arms dont work, my balance is hopeless, I cant sleep for severe pain, I cry all the time in private because of the situation I have been in these last 35 years.
To look at me I look like any normal kinda guy but life as been so tough these last 35 years.
The brain surgeons that I have seen have told me that to operate as a 75% chance of death for me, so they prefer me to live with the disabilities until such a time when I become in risk of death, and then they will operate on me seeing theres no other option, this means I live with countless medical conditions all of which I have had to live with for 35 years.
These medical conditions have made my life a living hell, for 35 years ive been dizzy off balance, severe headaces, and forced to go to bed every night knowing that I could die at any given time.
I lay in bed with symptoms of my brain damage rushing all over my body, trying to think positive for 35 years, im now 55, and wish so very very much that I could have given my wife and children a proper home to live in, one we owned, in a nice area, and not to have had to rely on handouts from the goverment merely to excist.
I cry, ive cried oceans of tears in despair in private, while Ive tried to work a way out of this hell for my family and me,but of course my disabilies dont allow me to get a break, so just had to live it for 35 years, ive never stopped trying, but ive made my illness well worse, and just cant do it anymore.
I was a young man of just 20 years old, and my whole life and anyone who would be with me, had changed in the blink of an eye. We got no compensation back when I was 20, and I was a passenger!!! I got shafted by the insurance company, with no dad, and mum still grieving his death, I got ripped off by the othersides insurers. If I was able to just change one thing in my past, it would be to not except that lift in my friends car.
The worst thing about all of what happened to me is, that for the first 12 years after my accident none of the medical people we went to see knew what could be making me so very very ill, so it was hard to get any help at all, after 12 years of seeing hundreds of doctors, one of them finally!!! decided to allow me to have a full brain and spine MRI, but this same doctor had been writing in my medical records that I was a waste of time and that nothing would be found wrong with my brain.
He, had written in my medical notes that there would be no scan because it would be a waste of time, He then reluctently gave me a brain scan, and reported it has normal to my family doctor.
My wife then ordered up copies of my medical records from that doctors hospital, and we found that he had lied about my brain scan, the brain scan records stated that I had a very rare brain damage that would be caused by a trauma such as a car crash.
We can only think like our family doctor does, that the dr who had written my brain scan results to be normal, was trying to cover him self after years of writing in my medical record rubbish about me, and now seeing that I had a rare brain damage had tried to cover it up"!!!!.
I was so angry after the last 12 years of hell, and to now see that this showed that my brain had been damaged severely all those years before, and that I had been made to live in terror all those years that had just passed.
My family said we should get a solicitor to champion our case, and we did, but the one we chose was a bad one, who during our legal case was struck off for mishandling another bigger case, it was in all the newspapers, and when that solicitor was barred from practising, our case was left in such a state that no other solicitor would touch it.
We took my case to 3 other solicitors, all of which said that the 1st soliictor had ruined of chance of winning, and we were left to suffer.
All of these things have mede me so very very tired, plus heavy debt, all my medical symptoms to cope with, and tring to live on pennies, the goverment gives very small amounts to live on, it just about covers food rent and some of the other costs of life. My life, and others with me as been so hard since 20 years old, thes last 35 years feel like 200 years to my body and soul.
So many horrable things have happend to me, my whole life as been blighted from such a young age, ive tried, ive tried so hard, im tired now so very very tired,
As I write this, I find it hard to think, motavation is so hard, each day is full with pain, grief, despair, money truly is the only way we can feel a little better, but we cant get any, so its bills bills bills, we live, but we dont do any more than that.
Now its just me and my wife, who means everything to me, I want holidays and nice things in our home, but we live on pennies and are feeling the affects of what happened to myself 35 years ago. I want my wife to enjoy life the way we were ment too.
My wife helped me through every year and we have 3 wonderful children, these days its been tough trying to make a living owing to my disablement, in the early days of my children growing up, I tried with every part of my determination to make a good home for them, but we could only ever live in social housing, and it was so so hard growing up in some of the areas we had to live in.
As my health as gotten worse we took on debt to keep above water so to speak, benefits were no where enough to live on. my wife and I now owe £50,000 in loans and credit cards, all of which over the last 35 years as built up just to roof and feed our family, and pay ever increasingley high water electric and gas bills.
I have had my dignity taken at the age of just 20, 35 years ago, and have lived a hellish life of pain, and tearful memories of what I use to be. none of what happened to me was my doing, just a passenger in a car.
Any help that anyone out their can afford will help us to live a little bit better. Thanks in anticapation of anything you can afford to give, it will be used to make a better life for me and my wife thanks and good bless.
Countdown to Homelessness
Posted by armistice on 2011-05-19 09:58:53
I'm here to ask if anybody could spare anything--I need to raise about $800 as fast as I can. My friend and I have a goal of getting an apartment, but the initial security payment is holding us back, and time is running out. We're splitting it evenly. He's barely scraped up his half, and I'm struggling with mine. I have about $400 after selling what I have. I have about another $400 to go.
Any help or support is absolutely appreciated, even if it's just a cent or a smile with a 'it will be alright'. Thank you for taking the time to read this!
hey
Posted by begging on 2011-04-17 08:58:56
College Student needs cigarettes, please O:-)
Posted by Flame87 on 2011-03-15 04:58:22
I'm going full-time for IT-Networking, and schoolwork keeps me bogged down too much to try to work. I do odd jobs when possible, but that's few and far between. After handling other necessities, I only get a pack or two.
All in all, Any donations to keep me sane will be greatly appreciated. In fact, For any donation of 5 dollars (about the cost of a pack) I can offer a PC cleaning safely and remotely.
Thank you so much for consideration of my beg, and have a good day! :-)
House fire!! need help have kids
Posted by wold74 on 2011-03-02 20:58:53
Please help save our home
Posted by Dragonfly62987 on 2010-09-30 19:58:58
Please help save our home
Posted by Dragonfly62987 on 2010-09-30 18:58:58
Please Help Me, I'm ill
Posted by pleasehelpmeiamill on 2010-08-25 16:58:58
Since I cant do a regular job, I want to start a small shop selling household items so that I could feed my family. I would appeal to all the people, who like to help others, to help me and give me and my family another opportunity to survive. I would be really grateful to all those people who would like to extend any kind of help to me. I want just one more opportunity to survive and start the struggle of life once again.
I can send scanned copies of my medical treatment I have received so far, to all the people who want to see the details of my illness.
Please help us. Thanks a lot.
Please help me, your contribution is very important to me
Posted by cklow on 2010-08-13 21:58:58
Alright, now I would like to tell all of you about the problems that I'm experiencing now. I'm a ' (MS) Multiple Sclerosis ' patient now. MS is a neurological illness. It has no cure found yet at the moment. MS is a disabling illness. Every patient has a different disabling symptoms such as blindness, disability to walk and a few more. You can google it to find out more about MS.
For me, I'm having an 'intentional tremor' symptom on my hands. My hands will tremor whenever I'm trying to do something using it. For example, if I intend to write something with my hand, it will begin to tremor when I'm writing. Actually I'm a 3rd year engineering student but due to the illness that I've contracted, I could not persue my degee anymore.
I feel very sad for disappointing my dad. He has worked extremely hard to support me for my studies all these years. Right now, I'm worried about how am I going to settle my study loan when my dad don't live anymore and also my living budget when my dad is not with me anymore..... :(
Please help me, your contribution is very important to me
Posted by cklow on 2010-08-13 21:58:58
Alright, now I would like to tell all of you about the problems that I'm experiencing now. I'm a ' (MS) Multiple Sclerosis ' patient now. MS is a neurological illness. It has no cure found yet at the moment. MS is a disabling illness. Every patient has a different disabling symptoms such as blindness, disability to walk and a few more. You can google it to find out more about MS.
For me, I'm having an 'intentional tremor' symptom on my hands. My hands will tremor whenever I'm trying to do something using it. For example, if I intend to write something with my hand, it will begin to tremor when I'm writing. Actually I'm a 3rd year engineering student but due to the illness that I've contracted, I could not persue my degee anymore.
I feel very sad for disappointing my dad. He has worked extremely hard to support me for my studies all these years. Right now, I'm worried about how am I going to settle my study loan when my dad don't live anymore and also my living budget when my dad is not with me anymore..... :(
please help me :(
Posted by cklow on 2010-08-12 01:58:58
I'm very happy for being able to find this site with all the good
samaritans here. I would like to thank God for the wonders of the
internet.
Alright, now I would like to tell all of you about the problems that
I'm experiencing now. I'm a ' (MS) Multiple Sclerosis ' patient now. MS
is a neurological illness. It has no cure found yet at the moment. MS
is a disabling illness. Every patient has a different disabling
symptoms such as blindness, disability to walk and a few more. You can
google it to find out more about MS.
For me, I'm having an 'intentional tremor' symptom on my hands. My
hands will tremor whenever I'm trying to do something using it. For
example, if I intend to write something with my hand, it will begin to
tremor when I'm writing. Actually I'm a 3rd year engineering student
but due to the illness that I've contracted, I could not persue my
degee anymore.
I feel very sad for disappointing my dad. He has worked extremely hard
to support me for my studies all these years. Right now, I'm worried
about how am I going to settle my study loan when my dad don't live
anymore and also my living budget when my dad is not with me
anymore..... :(
please help me :(
Posted by cklow on 2010-08-12 01:58:58
I'm very happy for being able to find this site with all the good
samaritans here. I would like to thank God for the wonders of the
internet.
Alright, now I would like to tell all of you about the problems that
I'm experiencing now. I'm a ' (MS) Multiple Sclerosis ' patient now. MS
is a neurological illness. It has no cure found yet at the moment. MS
is a disabling illness. Every patient has a different disabling
symptoms such as blindness, disability to walk and a few more. You can
google it to find out more about MS.
For me, I'm having an 'intentional tremor' symptom on my hands. My
hands will tremor whenever I'm trying to do something using it. For
example, if I intend to write something with my hand, it will begin to
tremor when I'm writing. Actually I'm a 3rd year engineering student
but due to the illness that I've contracted, I could not persue my
degee anymore.
I feel very sad for disappointing my dad. He has worked extremely hard
to support me for my studies all these years. Right now, I'm worried
about how am I going to settle my study loan when my dad don't live
anymore and also my living budget when my dad is not with me
anymore..... :(
Please help me, your contribution is very important to me
Posted by cklow on 2010-08-09 00:58:58
I'm very happy for being able to find this site with all the good
samaritans here. I would like to thank God for the wonders of the
internet.
Alright, now I would like to tell all of you about the problems that
I'm experiencing now. I'm a ' (MS) Multiple Sclerosis ' patient now. MS
is a neurological illness. It has no cure found yet at the moment. MS
is a disabling illness. Every patient has a different disabling
symptoms such as blindness, disability to walk and a few more. You can
google it to find out more about MS.
For me, I'm having an 'intentional tremor' symptom on my hands. My
hands will tremor whenever I'm trying to do something using it. For
example, if I intend to write something with my hand, it will begin to
tremor when I'm writing. Actually I'm a 3rd year engineering student
but due to the illness that I've contracted, I could not persue my
degee anymore.
I feel very sad for disappointing my dad. He has worked extremely hard
to support me for my studies all these years. Right now, I'm worried
about how am I going to settle my study loan when my dad don't live
anymore and also my living budget when my dad is not with me
anymore..... :(
It has been a really long journey
Posted by Robingirl26 on 2010-07-08 21:58:58
