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Without hope
Posted by mycologyluvr on 2012-01-12 20:58:06
I am 38 yr old mother of 3 married for 17 yrs. Been with spouse 19 yrs total. Spouse is an alcoholic. I'm a disabled high school drop out with a GED. This past year spouse destroyed our marriage yet I'm stuck in this hell with no way out. I can't get disability or SSI. I have no income, savings or any way to support my kids. When I told spouse I wanted a divorce he was going to walk away & leave me with no way to pay the rent or utilities. Can't afford an attorney can't afford anything to be honest. I depend upon him for income. My list of health problems began at age 17 & have continued to compile since. Can not be treated for my medical conditions due to my hypersensitivity to prescription medications & allergies to opiates & codeine. My existence is utterly miserable!! I need a way out of this hell. Everyone deserves to be happy even me. I have to provide stability to my children so I live a lie day to day pretending to be his partner friend & lover. Honestly it is enough to make one have no desire to live. I am trapped in hell with 3 kids. I have been diagnosed with degenerative disc disease, fibromyalgia, restless leg syndrome, herniated T11-12, chronic tendinitis of the groin, eczema. I have very bad allergies with frequent allergic reactions to things in my environment and have no idea what they are. I will be allergy tested next week. The week after I start testing for lupus & kidney disease if nothing is found on scope test of my bladder. I stay sick get many things at one time & it takes me much longer to recover than normal people. There has to be a way out of this with some dignity. I was told by an SSI rep that I am one of those people that just falls through the cracks. There has to be hope for us down here for Christ sake there has to be
Custody battle and school debt has destroyed my finances
Posted by CDinNeed04 on 2011-12-21 15:58:52
Years ago I had money in savings, I had great credit, donated to charities, and was never late on a single bill.....Until I met the mother of my child. I did not find out about her financial difficulties until after she was pregnant with our son. I spent large amounts paying off her creditors, so our child's future wasn't compromised by his mother's debt.
That was a mistake......
The mother of my child only wanted to take care of him after we ended our relationship....and she realized that I could pay her child support. For the last 6 years I have fought in court and finally have reached the point of having him a full 50%.
The problem is that the legal bills for the last 6 years for my attorney and 2 GALs were thousands of dollars. To keep up the payments for my fight, all other bills had to be charged, and my college tuition all went on school loans. Those loans were put on forebearance and the interest has piled up. In addition, I am allergic to just about everything except food and have had to have treatments to keep my allergy attacks under control. I also suffer from sleep apnea and have a costly machine and more medical bills from that.
After never missing a bill or paying late in my entire life, I finally missed payments early this year and declared bankruptcy in mid-year.
However, my mounting school debt is still there, plus the attorney fees from both the custody battle and the bankruptcy. I still have to pay child support, even though my son lives with me 1/2 time, because I can't afford to pay my attorney to fight it.
I have two mortgages on my home, (which has lost value) and can barely make the payments. Every month I am on the edge of not being able to pay all of my bills.
At my current employer, there are many jobs that I can not apply for per company policy. I work long hours and have nearly an hour commute each day, plus an extra 1/2 hour to get my child to school on days I have him. So my working hours outside of my first job are limited. No one seems willing to hire me for a second job due to this.
I would love to be able to pay all of my bills each month, without having to worry if the check will clear, or if I can buy gas today.
Any amount would help and would be greatly appreciated.
That was a mistake......
The mother of my child only wanted to take care of him after we ended our relationship....and she realized that I could pay her child support. For the last 6 years I have fought in court and finally have reached the point of having him a full 50%.
The problem is that the legal bills for the last 6 years for my attorney and 2 GALs were thousands of dollars. To keep up the payments for my fight, all other bills had to be charged, and my college tuition all went on school loans. Those loans were put on forebearance and the interest has piled up. In addition, I am allergic to just about everything except food and have had to have treatments to keep my allergy attacks under control. I also suffer from sleep apnea and have a costly machine and more medical bills from that.
After never missing a bill or paying late in my entire life, I finally missed payments early this year and declared bankruptcy in mid-year.
However, my mounting school debt is still there, plus the attorney fees from both the custody battle and the bankruptcy. I still have to pay child support, even though my son lives with me 1/2 time, because I can't afford to pay my attorney to fight it.
I have two mortgages on my home, (which has lost value) and can barely make the payments. Every month I am on the edge of not being able to pay all of my bills.
At my current employer, there are many jobs that I can not apply for per company policy. I work long hours and have nearly an hour commute each day, plus an extra 1/2 hour to get my child to school on days I have him. So my working hours outside of my first job are limited. No one seems willing to hire me for a second job due to this.
I would love to be able to pay all of my bills each month, without having to worry if the check will clear, or if I can buy gas today.
Any amount would help and would be greatly appreciated.
