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I am the 2%, or My Life as a Teen Mom

Posted by educatedsinglemama on 2012-05-14 02:58:09

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

I am the 2%-My Life as a Single Mom

Posted by educatedsinglemama on 2012-05-14 02:58:08

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

http://educatedsinglemom.wordpress.com/2012/05/14/i-am-the-2-or-my-life-as-a-teen-mom-2/

I am the 2%, or My Life as a Teen Mom

Posted by educatedsinglemama on 2012-05-14 02:58:08

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

Invest in a shining star please

Posted by Golden999 on 2012-05-03 12:58:04

I am a very confident lady of 30, I have been supporting and teaching myself how to live unsupported on my own for half my life,I started life well living on a farm in the country side with my Mum and Sister, then my mum meet her future husband and my step father, we didn't get on and soon he marked his authority, he would deprive me of food and call me sleighs of names when my mum wasn't around, then it got to the point that my mum would support his actions, he turned vilolant in the end and I moved out at 17....I felt strong but didn't know what was really instore, I had to work hard to make ends meet and have made a few errors along the way, however I am proud to say I've done ok, I am about £5000 in debt maybe a little more, I know there would seem to be nothing to be proud of, but some of my friends with supportive family have alot more debt over 15 years, it has come to the point in my life where I beg that someone out there who has some spare money will help me out, I'm tired of struggling to pay off my debts and missing out on life because of it, I cannot afford to eat at all at the moment and my rent is late :(.....I believe I am an Investment into the future as once my debts are paid and I am freeto start again I will have great protienal and experience to make money and use it wisely even to the point that one day I myself will be in a position to help others .If you would like to make any footprint on my future I beg you to donate to me via paypal. Kindest regards Friend x

Please help missing persons non for profit agency!

Posted by k9search on 2012-03-30 19:58:21

What happened to our non profit group could happen to you personally!
Someone steal ALL your money.

Someone created false checks with our bank’s routing number and account number but put a person’s individual name with erroneous address and duplicated the check numerous time to where it totally wiped out our checking account and put six additional fake checks onto our overdraft protection. This person even changed the name of the bank from Fifth Third to First Bank of Clewiston on the face of the check and no one has caught her. She wrote numerous checks to Publix, Sweetbay, Murphy, Winn Dixie, etc. and has gotten away with this. Meanwhile, you, the concerned citizens, are suffering from what she has done because we have been financially damaged by her actions. All of this can be verified with Fifth Third Bank (Fraud Investigation Case # 2011-027001 filed September 2011) call Angela Jones phone 239-772-1122. We have been suffering that long and need your help NOW.
We are a dual purpose organization which saves animals from being destroyed because their days have expired and work with some of the animals to teach them to serve the public as a service dog. The daily feeding and caring for the animals has been a financial need which the President of the group (Shirley Lucas) has been financially supporting the animals but this robbery is causing us to lose the 13 acres it utilizes to practice its training of the personnel and dogs. These are search and rescue maneuvers for missing children and elderly persons plus response to disaster situations. This property is essential in the operations and drills for the group. The property is Lee County parcel ID # 03-44-27-06-00000.0050 being located at 155 Greenbriar Blvd., Lehigh Acres, FL. 33972
K-9 Search and Rescue of South Florida, Inc. is greatly in need of financial support and seeks assistance in saving the animals and the property through your IMMEDIATE response of a donation or sponsorship or grant. The land will be auctioned on this upcoming Tuesday, April 3rd, if the approx. $8,000 is not paid in full no later than 10am. If we lose this land the free services we provide to the community will be greatly diminished.
This is happening to us not because of anything we have done but because someone has stolen from us. Just remember this could have happened to your family… and wouldn’t you want someone to come help them?
Please help us save this land and keep our organization afloat. You can assist by sending your tax deductible donation through your own PayPal account or using a credit/debit card or making a deposit into our bank account. Here’s the information: 1) go to PayPal to use your credit or debit card even if you do not have a private account and put the group’s email address as the receiptant: LeeCtyFLSAR@aol.com or 2) go to any FLOIRDA GULF BANK and tell them you want to donate to our organization and they will know how to handle it. There are 7 branches throughout Lee County. You can confirm this by calling the bank (239-433-6020), ask for either Jackie, Sherrie, Glenis or Sylvia http://www.floridagulfbank.com/locations.html
ANY amount will help. Even $5 will help pay for food for the animals.
TIME is of the utmost essence. Please respond today.

Sincerely,

Shirley Lucas

Please help me clear debt that is drowning me

Posted by George180262 on 2012-02-06 11:58:11

I’ve never asked for any kind of help before, and certainly not from people that I have never met! But my situation has become so desperate that I really do need help.
I have, for the last 15 years, struggled to make ends meet, following periods of ill-health, bad luck and catastrophic decision making. My circumstances are now very desperate indeed, and have even considered suicide.
In 1997 I suffered from a period of depression, that became so severe that I was forced to give up my job, and borrowed money to cover my mortgage and keep my house. Unfortunately the repayments on this ever increasing debt snowballed, and I found myself unable to meet my mortgage and household bills. I had ploughed my life savings into the home, and lost it all.
In 2006 I was approached by a friend, who was concerned for my financial circumstances, and suggested that we buy an old property, renovate it and sell it for a profit. I was desperate to make some money, and trusted my friend. I would refer you to full details of this in my Beg, as the project ended in complete failure having been ripped off by an unscrupulous builder. Work that should have taken 3 months took in excess of 9, and I ended up carrying out all the work myself. I regularly worked at the house from the early hours until well past midnight. The long hours left me exhausted, and in October 2008 I had a breakdown. I simply couldn’t carry on, and collapsed at work. My employer at the time was an unforgiving and vindictive man, and he said that I would be suspended if my work didn’t improve. I was afraid that I would lose my job, and under considerable psychological pressure from my employer I was forced to resign.
Following the failed business venture, which had plunged me into further debt, my breakdown and subsequent loss of my job, I simply couldn’t cope and pushed me into a long period of depression that became so severe that I planned to take my life. At the time I was so ill that I was unable to hold down a job, and this simply added to my woes - whilst out of work and undergoing intensive counselling I borrowed further. By the end of 2009 I was £15,000 ($23,250) in debt. I desperately want to rebuild my life now, but it is difficult to do so when I am saddled with a debt that is crippling me. Between 2009 and December 2010 my debt increased - there is no answer to it, and I will never ever me able to clear the £18,000 ($27,900) that I now owe. It is a debt that cripples me and prevents me from having a normal, happy life. I am 50 in February 2012, but have no future. I am tired of being worried, stressed, unable to sleep, and being depressed. Please, please help me start my life all over again. Please read my full story, and contact me if you have any questions. Thank you.

Pregnant fiancé sacked for being pregnant

Posted by Bluewomble88 on 2012-01-26 09:58:45

In November my wonderful, pregnant fiancé was suspended from her job as a lecturer and escorted from the building in humiliating fashion. She hadn't done anything to deserve this and after all this time and many, many letters later the college has provided no explanations, allegations, or testimonies to support their accusations.

The college has, however, made numerous unlawful actions since then regarding her status - for example, they have provided a risk assessment to prove they have accommodated her needs whilst pregnant except it's signed by everyone apart from my fiancé who has never seen it before in her life.

The final straw was this morning when her employers paid everyone except my fiancé and now we are left to pay all the bills and the mortgage with my low salary; I simply don't earn enough. Not to mention we are expecting our first child in March and whilst this is supposed to be such a happy time for us, it has been the most stressful. Neither of us can sleep properly and it's affecting my performance at work.

We fully intend to take the college to tribunal but that won't happen until the Summer and that's assuming we can afford to pay for a solicitor to take our case on.
We desperately need money to stay afloat or we will lose everything. Anything you can give, even if it's only one pound, will help. Please let me say a heartfelt thank you if you choose to donate.

4 Person Family in Dire Need Of Help. PLEASE READ.

Posted by WinterNights on 2012-01-12 17:58:32

I have come across this site in hopes of people out there that can read this and hopefully assist my family with our financial emergencies; because there are many. I am a 26 year old male, and the only one who has a job right now in my family. I have a younger sister and younger brother. We live with our Mother in a small, cramped, decaying 2 bedroom apartment that can barely be suited for 2 individuals, let alone 4. Our Father has abandoned our family, this being several years ago. Since that time, and even before that time, we have been struggling with bills, rent payments, and utility expenses that are not included in our rent. After my Father left, the situation has gotten increasingly worse, with the term "living paycheck to paycheck" sounding like it would be a better life. We are living well below that standard, with the money I'm making barely covering rent payments; sometimes going into the next month. My bills are always 2-3 months behind, because I simply cannot pay them. My Mother's bills are even worse, some 4,5, even 6 months back. We simply do not have enough money to get back on track, and I feel that soon this battle may be lost if something goes wrong. If I lose my job or somehow become incapacitated; we are homeless, it's that simple. In total, truthfully my family needs close to $70,000.00 to get out of our financial crunch. This includes my bills, as well as my loan for my truck, being the only family vehicle and me as the only one who can drive. I have $12,000.00 left on that loan, and due to rent I cannot pay it. If I default(I have already received repossession letters), we are in serious trouble. My other bills, such as credit cards and loans against my 401K to pay for rent are roughly $15,000.00. Credit cards were maxed out to pay bills, and I could not make the payments back, that is why they are maxed out. My sister's student loans for college, which are approximately $30,000.00, my Mother's bills which are ALL behind, are close to $14,000.00, which are credit cards again for bills, and interest on those cards due for over the credit limit penalties. I beg any and everyone who is capable and able to donate to please do. This situation is not getting any better, and I fear the worse. With eviction threats, repossession letters, and certified mail coming with threatening legal actions being taken against us for being unable to pay these bills, stress would be an understatement. Rent is $1575 a month, not including utilities. With utilities, we pay over $2,000.00 a month, just to keep a roof over our heads and appliances for food working. PLEASE, we need help, desperately and immediately. I thank anyone who has read this in advance. Thank you so much, any contribution would really be a blessing.

In Big trouble

Posted by eamthatguy on 2012-01-11 04:58:09

I'm normally to proud, but I'm asking for help. I have got myself in some trouble which i will admit is my fault but I would say most of you would do the same.

So here's the story, My father passed away a while back, I was appointed Executor of the Estate, well I got layed off and didn't have enough to pay my bills, Rather than starve my family out, I used money out of the Estate. I've been trying to put it back for months, but I can seem to work enough hours to save that much. I've tried the bank but I can't get the money. I know if I don't get all the $5000 back in before I have to finalize the estate, I'll probably goto prison. I've never been in any trouble before but it looks like I'm really in it now.

I'm sure there are other people worse off than me, If so help them instead of me.

I could use some help if you think I deserve it but I'm prepared to suffer the consequences of my actions.

In Big trouble

Posted by eamthatguy on 2012-01-11 04:58:06

I'm normally to proud, but I'm asking for help. I have got myself in some trouble which i will admit is my fault but I would say most of you would do the same.

So here's the story, My father passed away a while back, I was appointed Executor of the Estate, well I got layed off and didn't have enough to pay my bills, Rather than starve my family out, I used money out of the Estate. I've been trying to put it back for months, but I can seem to work enough hours to save that much. I've tried the bank but I can't get the money. I know if I don't get all the $5000 back in before I have to finalize the estate, I'll probably goto prison. I've never been in any trouble before but it looks like I'm really in it now.

I'm sure there are other people worse off than me, If so help them instead of me.

I could use some help if you think I deserve it but I'm prepared to suffer the consequences of my actions.

Short Term and Long Term Help.

Posted by justneedtheboots on 2011-12-09 17:58:03

Hello all ladies and gentlemen. I am in need of whatever kind of help I can get. I am a young full-time college student, and I'm trying to pull myself up by my own bootstraps so to speak. I grew up in a crowded house with my mom, grandma, great-grandma, uncle, and little sister. I didn't grow up with much money, but I always had what I needed. As I got older my family's financial worsen as the adults started dying off. All of the adults contributed to this pot, and when we lost an adult we lost contributions that were detrimental to our livelihood. Meanwhile I was a stellar student and had aspirations outside of my living conditions. This sometimes didn't float well with my family, and it showed in their actions often. I realize now, that they probably didn't want me to discover how disappointing it is when you hit and miss. I feel like that happened to them often.
I realize this is a long story, but maybe this background information can help you understand why I am asking for what I am asking. I think I am from the first (or one of the first) generations where college was thrown down everyone's throats. We're the classic Barney, Arthur, and Sesame Street kids. I don't know if the Baby Boomers were as forced as we are. After all, this is suppose to lead to upward mobility. I was fed that if I did not take this route, then I would be destined to poverty and an uncertain future. I realize now this future is even more uncertain than what I was expecting it to be. I've learned that a college degree doesn't guarantee certainty, and that you actually need quite a bit of help just to get through.
I am and have been own my own since I started college 3 years ago. Forget not having the extra money when I need at times. I don't have a strong support system, and my house at home is almost unlivable now. I do not have my license or a car because no one practiced driving with me, and I can't afford to pay for driving school, the car, and the insurance to get me started. I got tired of having to leave campus and figuring out where I was going next and how I was going to get there, so I found a student friendly apartment. It's nice to not have to move because I usually don't have help, but I am struggling to keep it. I am desperately seeking work in whatever kind of way I can have it. I get full financial aid, but it's hard to stretch 2 refund checks over an entire year.
I'm finally getting to the point. I currently live and study in Greensboro, NC. I am a dean's list engineering student. I learn most things quickly, and I am not afraid of real work. I need a full-time job or a part-time one that will give me 20 hours + a week. I would prefer 2nd or 3rd shift, but if I have to take a break from school to get myself together I will. I will take any resources that can give me some good leads on scholarships, internships, fellowships, and co-ops. Lastly I will take any financial help I can get while I'm waiting on the others. I feel like all of these things will help me get to a more manageable point in my life. Any help will be appreciated. Thank you in advance.

Struggling Grandma of 3 young boys: Victims of multiple back-to-back tragedies

Posted by strugglinggrandmaof3boys on 2011-09-25 13:58:21

My name is Missy. I am a 49 year old struggling grandmother of 3 sweet, beautiful boys, ages 5, 7 and 8. I am trying desperately to save and protect my grandsons and ensure their futures. I would not ask help if it were only for me. I am asking for help for them, so that my 3 innocent little grandsons will be safe, secure and have a chance in life. As things stand right now, we will be homeless within the next 2 weeks.
My greatest fear is that when (not if) I do become homeless, which isn’t that far off, the state will take my grandsons because we have no place to live, split them up and put them in foster homes. That thought scares the hell out of me. I am all those sweet little boys have. And if they lose each other too, after losing everyone and everything else that they known and loved, I fear their lives will be ruined at the tender ages of 5, 7 and 8.
I suffer from PTSD, COPD and fibromyalgia and each day I struggle with mental distress and physical pain. We live near the New Orleans Metro Area in Jefferson Parish, Louisiana. We were displaced for a year after Hurricane Katrina, came back, bought a mobile home in Lafitte, Louisiana and tried to rebuild our lives. In 2008, when Hurricanes Gustav and Ike hit us back to back, our home was flooded with more than 4 feet of water; unreachable, except by boat for over 2 weeks.
At that time, my mother, age 75, had been experiencing the beginning stages of Alzheimer’s as well as a series of strokes which affected the memory and impulse control centers of her brain due to a vascular disease which severely decreased the flow of blood to those areas of her brain. During these TIA’s and small strokes/seizures, she behaved erratically and during larger ones she could become paranoid and psychotic. She had to be hospitalized for several of the more severe episodes, as she was becoming a danger to herself and others. The effects of these episodes lingered for days, sometimes weeks. Afterwards, she had no memory of anything that happened during that time period.
After the storms, we moved in with my mother to help her and because we did, FEMA stopped helping us. And since we could not afford to rebuild again without FEMA’s help, we lost our home. The recent BP oil spill was just another deep blow to our already struggling local economy.
Mom required 24/7/365 assistance and supervision, which she could not afford. She was eventually diagnosed with vascular disease of the brain and Alzheimer’s. Due to the region of her brain that was affected her disease went unnoticed for several years, until she had a large enough stroke to prompt her to seek medical attention. This diagnosis explained her erratic behavior of the past several years, I have since been homebound, unable to leave mom untended for any length of time and unable to work outside the home due to my mother’s need for the past 3 years.
My mother passed away this past April at the age of 79. She had suffered from Alzheimer's and vascular dementia, suffering several major and minor strokes and seizures over the past 6+ years. On April 9th she suffered a massive stroke, lingering for 9 days before passing on the 18th. God rest her soul, I miss her. I loved my mom very much and did everything I could to help her.
To add to the difficulties already faced by our loss, my youngest daughter, who had been living in Ohio with what turned out to be a conman/ junkie twice her age that saw a vulnerable young woman with 3 children and took advantage of that fact, had been physically, verbally and emotionally abusive to all of them for the past 1½ years. 2 weeks before Mom passed, she got in major legal trouble in Ohio and sent my 3 young grandsons to me to raise.
Now, things have turned for the worst... On August 17th we discovered that my eldest daughter took my mother to an attorney and had her write a will leaving everything my mother had to her and excluding me! This abominable act was done 1 month after Hurricane Katrina when ALL of us were distraught and displaced from the storm! My mom was not in her right mind at that time, even though a full diagnosis had not yet been made on her true condition.... Also, in Louisiana, the bar for mental competency is set so low that so long as you are not actively drooling and babbling in front of the judge/attorney/witnesses you are considered competent!! It doesn’t matter if you won’t remember doing it five minutes later either. My mother, in her right mind, would NEVER have disinherited me.
Now, my greedy, self-serving, ungrateful eldest child decided that she will evict us so she can try to sell my mother's home, in which I and my grandsons, her nephews still live, so she can pay off mom's debt, which she exaggerates, and her student loans. She is fully aware of our circumstances, she just doesn’t care. The only transportation I have for my grandsons is the truck my mom gave me before her death, but did not have the money to transfer title on. It is now part of mom’s estate and she took that too.
I called the Clerk in division where probate/ succession on my mom were filed... Clerk said that I need an attorney to file contest to the will, herein lies the problem... there is not 1 single legal aid agency in the ENTIRE New Orleans Metro area that can handle a contested will!! There are also no private attorneys that will handle it either, unless there's big money in it for them, which in this case there is not.
Clerk also said she has no idea why I was never notified. Judge signed off regardless. There seems to be no justice for the poor in this country... since we can't afford to pay the exorbitant fees of a private attorney, which seems to be a necessity to get anything done in the courts. I have tried appealing to my daughter’s sense of decency, but she doesn’t seem to have one. Her actions are despicable and deplorable. I am ashamed to be her mother. It breaks my heart and sickens me to know that I brought such a hateful, selfish, greedy, heartless person into this world. I did not raise her to be that way.
I've called every single legal aid agency in my area; including the Bar Assoc. Lawyer referral service... no one will help because there just isn't any money in it for them... sad state this country is in when the poor cannot get justice anywhere.
We were told by the eviction court judge on Sept 12th, that we have 24 hours to vacate our home... stating that our situation is a matter for probate court. Thankfully, we found a place, however, we still need about $800.00 more to pay the $420.00 we still owe our new landlord to avoid eviction from this new place by the 5th of October plus $365.00 to the light company which will be past due (cut off)on the 7th and includes a new deposit and transfer fee.

I've also called churches and other charitable organizations for help... there are so many families in need in the New Orleans metro area that any help is minimal. ALL homeless shelters are full up with waiting lists so long they are no longer taking applications for assistance.
I have applied for Section 8 housing, but there is a HUGE waiting list. The HUD Section 8 waiting list in Louisiana is backlogged 5+ years and has more than 20,000 applicants still waiting for vouchers, many of whom are currently homeless. They are not accepting any new applicants.
I have contacted EVERY charitable and public/community service agency that I can think of for help... none has been forthcoming as of yet..... Is there ANYONE out there with a heart who can and will help us? I have nowhere else to turn.
I’ve spent days seeking legal help... bottom line... none available... so since if my defense is denied and I can't fight the eviction then we are out on the streets with nowhere to go.
My nerves are shot; the house hunt is not going well.
I am hurt by my daughter’s actions and so sickened over all of this mess that I can barely think straight. I cry myself to sleep every night and awake with tears in my eyes and a rock in the pit of my stomach. Yet I dry them and try to be strong and act as if everything is normal for my grandsons who need me now more than ever. I still haven’t had time to grieve my mother’s death.
We are now faced with trying to find alternate housing that we can afford on the $840.00 a month income that I receive in Kinship Care for my grandsons. Fat chance in this over-priced rental market. Even a 1 bedroom apartment in Crack Alley goes for more than my income in this post-Katrina/Gustav/Ike market.
And it's starting to look like me and my grandsons will be homeless very soon... by the end of the 1st week in October.
Their mother is in prison and their deadbeat, psycho father hasn't been seen in almost 2 years, ever since he beat the hell out of his girlfriend, killed their little dog in front of my boys, stole and trashed her car and ended up in a mental hospital wanting to kill himself... my babies have had enough grief and loss in their lives... they need love, help and compassion.... and a decent place to live... soon!
We’re trying to stay in this area because my boyfriend of 11 years, and my only help, has an elderly, widowed mother who needs his help too. And we are all she has. She cannot take us in because her trailer is very small and there is no room for 5 more people in it.
Work is also scarce and hard to find in the New Orleans metro area due to the huge influx of big out of state companies with their out of state workers getting all of the bigger jobs and contracts and the even larger influx of foreign laborers so severely underbidding the smaller construction jobs, cutting local workers and sub-contractors, like my boyfriend, right out of the job market. Every day he goes out hunting for work taking any job offered.
I have prayed on this so hard and so often since this mess all began. I have put my burden in Jesus' Hands. For He is the only one that can save us. I can only hope that he sends us Angels to deliver us soon, for without help from someone, somewhere here on earth we are lost. I feel so lost and utterly alone... this truly is my darkest hour.
If there is ANYONE out there who can offer assistance, legal, residential, financial, whatever help you can give... please contact me ASAP. I have exhausted all available resources.
Right now, I can barely afford toilet paper to wipe our butts with.
We are thankful and grateful for the help we have received from 5 of my 267 facebook friends, our local churches and the 2nd Harvest Food Bank, as well as some assistance on our utility bill from our local community action organization. That meager help has helped us survive thus far, but our resources are nearly spent. Please have mercy on us and donate whatever you can to help me save my family. If enough people with a heart and some compassion give up just 1 cup of Latte from Starbucks and donate to help save us, we will be able to make it… small donations add up and every little bit helps.
Thank you for listening to my problems and for your consideration of my plight.
May God Bless you tenfold for any help you send us.
Proverbs 3: 3-7
Let not mercy and truth forsakes you; bind them around your neck, write them on the tablet of your heart,
And so find favor and high esteem in the sight of God and man.
Trust in the Lord with all your heart, and lean not on your own understanding.
In all your ways acknowledge Him, and He shall direct your paths.
I am a 49 year old struggling grandmother of 3 sweet, beautiful boys, ages 5, 7 and 8. I am desperately trying to save and protect my grandsons and ensure their futures. I would not ask help if it were only for me. I am asking for help for them, so that my 3 innocent little grandsons will be safe, secure and have a chance in life. As things stand right now, we will be homeless within the next 2 weeks.
My greatest fear is that when (not if) I do become homeless, which isn’t that far off, the state will take my grandsons because we have no place to live, split them up and put them in foster homes. That thought scares the hell out of me. I am all those sweet little boys have. And if they lose each other too, after losing everyone and everything else that they known and loved, I fear their lives will be ruined at the tender ages of 5, 7 and 8.
I suffer from COPD and fibromyalgia and each day I struggle with physical pain. We live near the New Orleans Metro Area in Jefferson Parish, Louisiana. We were displaced for a year after Hurricane Katrina, came back, bought a mobile home in Lafitte, Louisiana and tried to rebuild our lives. In 2008, when Hurricanes Gustav and Ike hit us back to back, our home was flooded with more than 4 feet of water; unreachable, except by boat for over 2 weeks.
At that time, my mother, age 75, had been experiencing the beginning stages of Alzheimer’s as well as a series of strokes which affected the memory and impulse control centers of her brain due to a vascular disease which severely decreased the flow of blood to those areas of her brain. During these TIA’s and small strokes/seizures, she behaved erratically and during larger ones she could become paranoid and psychotic. She had to be hospitalized for several of the more severe episodes, as she was becoming a danger to herself and others. The effects of these “episodes” lingered for days, sometimes weeks. Afterwards, she had no memory of anything that happened during that time period.
After the storms, we moved in with my mother to help her and because we did, FEMA stopped helping us. And since we could not afford to rebuild again without FEMA’s help, we lost our home. The recent BP oil spill was just another deep blow to our already struggling local economy.
She required 24/7/365 assistance and supervision, which she could not afford. She was eventually diagnosed with vascular disease of the brain and Alzheimer’s. Due to the region of her brain that was affected her disease went unnoticed for several years, until she had a large enough stroke to prompt her to seek medical attention. This diagnosis explained her erratic behavior of the past several years, I have since been homebound, unable to leave mom untended for any length of time and unable to work outside the home due to my mother’s need for the past 3 years.
My mother passed away this past April at the age of 79. She had suffered from Alzheimer's and vascular dementia, suffering several major and minor strokes and seizures over the past 6+ years. On April 9th she suffered a massive stroke, lingering for 9 days before passing on the 18th. God rest her soul, I miss her. I loved my mom very much and did everything I could to help her.
To add to the difficulties already faced by our loss, my youngest daughter, who had been living in Ohio with what turned out to be a conman/ junkie twice her age that saw a vulnerable young woman with 3 children and took advantage of that fact, had been physically, verbally and emotionally abusive to all of them for the past 1 ½ years. 2 weeks before Mom passed, she got in major legal trouble in Ohio and sent my 3 young grandsons to me to raise.
Now, things have turned for the worst... On August 17th we discovered that my eldest daughter took my mother to an attorney and had her write a will leaving everything my mother had to her and excluding me! This abominable act was done 1 month after Hurricane Katrina when ALL of us were distraught and displaced from the storm! My mom was not in her right mind at that time, even though a full diagnosis had not yet been made on her true condition.... Also, in Louisiana, the bar for mental competency is set so low that so long as you are not actively drooling and babbling in front of the judge/attorney/witnesses you are considered competent!! It doesn’t matter if you won’t remember doing it five minutes later either.
Now, my greedy, self-serving, ungrateful eldest child has decided that she will evict us so she can try to sell my mother's home, in which I and my grandsons, her nephews still live, so she can pay off mom's debt, which she exaggerates, and her student loans. She is fully aware of our circumstances… she just doesn’t care. The only transportation I have for my grandsons is the truck my mom gave me before her death, but did not have the money to transfer title on. It is now part of mom’s estate and she wants that too.
I called the Clerk in division where probate/ succession on my mom were filed... Clerk said that I need an attorney to file contest to the will… herein lies the problem... there is not 1 single legal aid agency in the ENTIRE New Orleans Metro area that can handle a contested will!! There are also no private attorneys that will handle it either, unless there's big money in it for them, which in this case there is not.
Clerk also said she has no idea why I was never notified… Judge signed off regardless. There seems to be no justice for the poor in this country... since we can't afford to pay the exorbitant fees of a private attorney, which seems to be a necessity to get anything done in the courts.
I received a 10 day "Notice to Vacate" posted on the door August 24, 2011. My daughter wants immediate possession of the property she manipulated/unduly influenced my mentally ill mother into willing to her barely 1 month after Hurricane Katrina. I don't know where we will go. I will have enough money on September 3rd to pay either 1 month's rent or the deposit, but can't raise both in time I have left. I also have the added expenses of my regular utility bills and new expenses for the transfer of utility services and/or deposits, and transportation. So I need to raise about $2000.00 within the coming 2 week period.
I have tried appealing to my daughter’s sense of decency, but she doesn’t seem to have one. Her actions are despicable and deplorable. I am ashamed to be her mother. It breaks my heart and sickens me to know that I brought such a hateful, selfish, greedy, heartless person into this world. I did not raise her to be that way.
I've called every single legal aid agency in my area; including the Bar Assoc. Lawyer referral service... no one will help because there just isn't any money in it for them... sad state this country is in when the poor cannot get justice anywhere.
I've also called churches and other charitable organizations for help... there are so many families in need in the New Orleans metro area that any help is minimal. ALL homeless shelters are full up with waiting lists so long they are no longer taking applications for assistance.
I have applied for Section 8 housing, but there is a HUGE waiting list. The HUD Section 8 waiting list in Louisiana is backlogged 5+ years and has more than 20,000 applicants still waiting for vouchers, many of whom are currently homeless. They are not accepting any new applicants.
I have contacted EVERY charitable and public/community service agency that I can think of for help... none has been forthcoming as of yet..... Is there ANYONE out there with a heart who can and will help us? I have nowhere else to turn.
I’ve spent days seeking legal help... bottom line... none available... so since if my defense is denied and I can't fight the eviction then we are out on the streets with nowhere to go.
My nerves are shot; the house hunt is not going well.
I am hurt by my daughter’s actions and so sickened over all of this mess that I can barely think straight. I cry myself to sleep every night and awake with tears in my eyes and a rock in the pit of my stomach. Yet I dry them and try to be strong and act as if everything is normal for my grandsons who need me now more than ever. I still haven’t had time to grieve my mother’s death.
We are now faced with trying to find alternate housing that we can afford on the $840.00 a month income that I receive in Kinship Care for my grandsons. Fat chance in this over-priced rental market. Even a 1 bedroom apartment in “Crack Alley” goes for more than my income in this post-Katrina/Gustav/Ike market.
And it's starting to look like me and my grandsons will be homeless very soon... by the end of the 1st week in September.
Their mother is in prison and their deadbeat, psycho father hasn't been seen in almost 2 years, ever since he beat the hell out of his girlfriend, killed their little dog in front of my boys, stole and trashed her car and ended up in a mental hospital wanting to kill himself... my babies have had enough grief and loss in their lives... they need love, help and compassion.... and a decent place to live... soon!
We’re trying to stay in this area because my boyfriend of 11 years, and my only help, has an elderly, widowed mother who needs his help too. And we are all she has. She cannot take us in because her trailer is very small and there is no room for 5 more people in it.
Work is also scarce and hard to find in the New Orleans metro area due to the huge influx of big out of state companies with their out of state workers getting all of the bigger jobs and contracts and the even larger influx of foreign laborers so severely underbidding the smaller construction jobs, cutting local workers and sub-contractors, like my boyfriend, right out of the job market. Every day he goes out hunting for work taking any job offered.
I have prayed on this so hard and so often since this mess all began. I have put my burden in Jesus' Hands. For He is the only one that can save us. I can only hope that he sends us an Angel to deliver us soon, for without help from someone, somewhere here on earth we are lost. I feel so lost and utterly alone... this truly is my darkest hour.
If there is ANYONE out there who can offer assistance, legal, residential, financial, whatever help you can give... please contact me ASAP. I have exhausted all available resources.
I need at least 2 bedrooms in a safe neighborhood... my total income is $840.00 per month... Right now, I can barely afford toilet paper to wipe our butts with.
We are thankful and grateful for the help we have received from our local churches and the 2nd Harvest Food Bank, as well as some assistance on our utility bill from our local community action organization. That meager help has helped us survive thus far, but our resources are nearly spent. Please have mercy on us and donate whatever you can to help me save my family… every little bit helps.
Thank you for listening to my problems and for your consideration of my plight.
May God Bless you tenfold for any help you send us.
Proverbs 3: 3-7
Let not mercy and truth forsakes you; bind them around your neck, write them on the tablet of your heart,
And so find favor and high esteem in the sight of God and man.
Trust in the Lord with all your heart, and lean not on your own understanding.
In all your ways acknowledge Him, and He shall direct your paths.
Firstly, I believe it is important to be honest to anyone who would like to help me. I do not pretend to be innocent or the victim of the world. The situations I have gotten myself into as of late, are all entirely my doing. I take full responsibility for everything. Unfortunately, I am beyond desperate financially and I am unable to help myself which due to this fact, I have come to my last resort online.

Growing up where I have, the only thing to do is to go out every night and drink until the sun comes up or get married and have children by the time you're 18. I chose the party/social life and it has finally hit me that I am failing myself and the potential I know I have to be something other than a washed up woman sitting at a bar doing the same thing I did when I was 21, only alone and probably creepy to the other 21 year olds. I have my ex-boyfriend to thank for this realization, I think. Due to my wake-up call, I have gone through the steps of growing up. I stopped hanging out with the people who didn't want to change and better themselves and I have filled out my FAFSA so I can get financial aid to go to the cosmotology school that I have always wanted to attend, Paul Mitchell Academy. Everything seemed to head in the right direction, until I decided I would go out one night for just a bit after not going out for almost a month. That 'bit,' cost me my first DUI. Attempting to still stay positive, I got new job outside of a bar and away from the area of my problems. The positive shortly turned to negative with the realization I would have to pay $1,000 for a 6wk class as well as pay off a $2,000 ticket, not including what would be my SR-22 insurance on top of living expenses and bills. Still, I stayed slightly positive, until now. My car's motor has blown and now, I am without a car and relying on the few people I do know for rides only to work. It makes me feel pathetic to have to ask others for help. I feel so helpless and worthless that I have gotten myself in such situations as these and it is entirely my fault due to my irresponsible actions. I do not ask my friends to take me to the grocery store or help me to run the errands I need because I do not like to put people out. So, I order take out and eat at the restaurant I work at almost everyday, it's getting rather old and I don't feel healthy. I can't ask either of parents for help as they are not able to give it, even though they would if they could. My mother lives off of disability and her car is breaking down as well. My father works, but I'm not really sure how he makes it on the little money he makes. I am in a bind, one that seems to get tighter and thicker by the day. My positive outlook and my hopes for a better life is slowly but surely diminishing by the day. I feel so awful for asking for help from strangers, but if weren't so absolutely desperate, I wouldn't. I want to make something of myself I want a better life, and it's time to move on, but I need a few helping hands to do so. If anyone out there is willing or able to help, I am asking so very humbly for it. I appreciate you listening to my story and for any of those who care to help someone in need. I want to thank all of you beautiful people who do selflessly help someone you don't know get back up on my feet and hopefully back on track.
first want to thank you for taking your time reading this. I am not going to fully paste a long sob story, but this is a story of a broken father trying to get his son home where he knows he is going to be loved, safe and to be raised happy.

My oldest son Keegan who was born to me on Christmas has been out of my home for over 3 years. My son is 10 years old and right now is living at a Residential Treatment Center; this facility was provided to him by the State of Texas Department of Family Services. The Department of Family Services was sought by my ex-wife over 3 years ago for help assistance while I was working to support my family living. This is not going to be a story where I am going to bash my ex-wife, at that point of life she was not a good mother, she could not handle the responsibilities and our son Keegan was on medications or medical conditions given to us ADHD, Hyper-Aggressive Disorder, and possible Bi-Polar.

Keegan was not acceptance to large change. We had to move from a city and a house where my son felt settled, back to our home city of Amarillo. This condition did not set well with my son, but as long as Daddy was with him he felt safe. Then Daddy had to be gone from Monday through Friday (except Friday Night) for work, and then when I was home I would spend time with my kids. Keegan was settled with this, but on the second week gone his medications ran out and the MHMR would not see him for three weeks, his past Pedi-physiologist would not refill medications unless they saw him which started him on a process where his mother felt she could not attend to his needs. Situations always arose and my ex-wife sought help from the Pavilion while I was away. After one month of this my ex-wife who was listening to “her” friends kept telling her to seek help with Family Services. Then an incident happened at home, my ex-wife and her friends left the house to look at business property (for what reason I still do not know), but left a thirteen year old who was not mental capable himself to watch Keegan, his sister Shaylah, and her friends youngest son. The situation happened when my son Keegan and Shaylah got into an egg fight with the thirteen year old and his youngest brother. The youngest brother got upset because he was losing and picked up a stick and STABBED Keegan in the back and punctured him. Keegan got upset and picked up his Fatboy skateboard and knocked him across the forehead knocking him out in one hit. This information was provided to me by my ex-wife and her friends. That is when my ex-wife called the Sherriff f department on Keegan because of the situation; she allowed her friends threaten to beat him to death and scared him so bad he defecated himself. He did not feel safe and the only person who would make him feel safe was over 3 hours away.

Since Keegan was under the age of 10 years old they could not take him, so again my ex-wife called Family services and with the discussion of everything and the fact he had been in the pavilion prior the accepted to take him for help and placed him in a temporary children’s facility.

I did not even to get to see my son before they took him, I had to go to the Randall County Courthouse where I was explained by the legal team and Family Services if I did not accept this treatment for my son I would be held liable for the charges and I could charged for his actions. I knew my son needed help, but not this help. I was assured he would get proper treatment and care for, and he should be home soon. A year later I was told the state now has permeate custody of my son, but I still have a stature of rights as a parent and I am not banned to see my son.

There is more to that story, but again I am not dragging other events, but after three years he is in a facility that tends to switch out employees weekly, they are not participating in family counseling, at this point of my letter I have not talked to my son in over 2 months, and have not received any of his letters he writes. Visitation has been promised to me once every other month to bring him home for a day visit, but that has not happened 9 months. The State of Texas has made a statement they are not responsible to bring my son home for visitation because they do not have the money for this, and it is my responsibility to make the visitation visits 3 hours from me. I was promised weekly phone calls, but again that is not happening, and when I call the facility nobody seems to be there to assist with the issue. Texas Department of Family Services is over stocked on cases and I tend to get a voicemail over a real phone conversation, and when I email I may get a response. I was explained I am supposed to have family counseling sessions with Keegan because the facility is breaking that bond with my son and his family and for the past 3 months that has not happened. I have been told by the State because of my financial conditions even if he was ready to come home they would not let him.

This is my plea for help, my son needs help, I need help and I need to do something about my situation. I am a hard worker, I take care of my two other kids and do not receive any support from my children mother. I make enough to stay afloat, I have a best friend (as close as a brother) help me trade my old Chevy Pickup for an automobile that will get me around in the city but do not go hard on it. Overall I am just an average hard working low class worker trying to get back what is his.

Please Help - 25K of Debt is Killing Me

Posted by paulanthony31 on 2011-05-22 04:58:45

Hello, thank you for taking the time to read my post.

When i was 18 i stupidly got myself into heavy debt with credit cards and loans to the point were my wages were not covering the monthly payments. For 4 years i was taking out more credit cards and loans to pay off my previous debts, this only stopped when my credit rating became so bad i could no longer get any credit. At the age of 22 i was made redundant from the company i worked for 4 years and with the redundancy money i received i was able to pay 2 months of payments off my debts so i could have enough time to find another job. Unfortunately i ended up being unemployed for 6 months and because of this i moved back with my mum, when i bulit up the courage to tell her about the amount of trouble i was in she ended up taking out a £25,000 loan in her name to pay my debts off. I ended up finding a job and have managed to pay off nearly £10,000 of the loan but thats just purely interest, i still need to pay a further £25,000 to clear the debt. I know there are far more people on this website whose pleas are more important than mine, whether that be health reasons or medical bills but any help you could give me would be appreciated so much. I desperately want to pay this off as i feel so guilty that this debt has put such a strain on my mums life, it kills me knowing that she has given up so much because of my selfish actions. Thank you for listening and taking the time to read this.

Please Help - 25K of Debt is Killing Me

Posted by paulanthony31 on 2011-05-22 04:58:32

Hello, thank you for taking the time to read my post.

When i was 18 i stupidly got myself into heavy debt with credit cards and loans to the point were my wages were not covering the monthly payments. For 4 years i was taking out more credit cards and loans to pay off my previous debts, this only stopped when my credit rating became so bad i could no longer get any credit. At the age of 22 i was made redundant from the company i worked for 4 years and with the redundancy money i received i was able to pay 2 months of payments off my debts so i could have enough time to find another job. Unfortunately i ended up being unemployed for 6 months and because of this i moved back with my mum, when i bulit up the courage to tell her about the amount of trouble i was in she ended up taking out a £25,000 loan in her name to pay my debts off. I ended up finding a job and have managed to pay off nearly £10,000 of the loan but thats just purely interest, i still need to pay a further £25,000 to clear the debt. I know there are far more people on this website whose pleas are more important than mine, whether that be health reasons or medical bills but any help you could give me would be appreciated so much. I desperately want to pay this off as i feel so guilty that this debt has put such a strain on my mums life, it kills me knowing that she has given up so much because of my selfish actions. Thank you for listening and taking the time to read this.

Young Woman Looking For Help

Posted by yoursmilexox on 2011-04-23 20:58:26

I'm a 21-year-old female living on my own. I recently lost my job and am planning to enroll in school. I have managed to get away from the life my family led as drug users. I was basically forced to live out of cars and on the streets because of their decisions and actions. I myself have never used drugs and was able to get away from that lifestyle and get a place of my own. Since I've lost my job, I am now behind on my rent. My worst fear is living back on the streets again. I'm trying desperately to find another job and have yet to find anything; it makes it very hard when I have no car or phone. I have been informed by my rental office that they will start an eviction process soon if I'm not able to pay my back rent. If anyone could please help me in any way, I would be eternally grateful. I want to be able to get into school and make a life of happiness, but without a home/job, I don't know that it will be possible. Thank you so much for anything anyone can do..

Desperate for help towards rent

Posted by sgsimba on 2011-01-06 20:58:58

I've been made redundant, and I was already struggling before, now I'm just in deep deep....

Haven't been able to pay full rent for last three months, and now I desperately need £100 else I'll have to make friends with the pavement. Pathetic situation calls for pathetic actions :(

Thanks

HELP!!! Need safe environment for my child

Posted by mom21inny on 2010-11-10 11:58:58

I am not normally someone who would do this, but I have tried everything else and have no one to turn to. I currently live in subzidized housing with my 2 year old daughter and we are exposed to cigarette smoke from the neighbors every day. There are no legal actions I can take and I have already been sick several times. I am trying to protect my daughter and our only option is to move. I am pleading that you donate- even just a few cents here and there so we can find a safer place to live. We cannot afford to move.