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Steven: An Aspiring Disabled, Student, Veteran, and Divorcee
Posted by youngidealist on 2012-03-05 01:58:00
Thanks for taking the time to read my request. I'm 30 years old, still in college and living with my parents. I've made a lot of great accomplishments in my life with far less support than most people who make it this far. Of course, with that said I've also made plenty of mistakes.
I grew up with a single parent, and another parent who visited annually just to stir up emotions and make my life miserable. When I was 18, I decided to work really hard to lose weight so that I could join the US Air Force. I had a strict plan that I was going to follow to succeed in life.
Unfortunately my superiors in the USAF would not accommodate that plan to independence as they forced me to find my own way from the barracks to work (a 40 mi drive), so I had to immediately struggle to get my drivers licence and I had to buy a car on an Airman's paygrade.
My income wasn't enough to afford the car and gas and other living needs that I was expected to pay, so eventually I had to leave the Air Force before my term was up (under honorable conditions). I tried to work as a civilian. The transfer was tough and I was vastly uninformed about what to do and what my options were. I'm the first first generation college student of my extended family.
After some petty jobs that would each take more than 10 years to be able to earn enough to live independently, I finally found a nice nighttime custodian job that was at least simple enough for that kind of pay. I was the night time custodian, but I was also a guy to have on call at this retirement home where I worked. If people's toilets flooded or a nearly deaf resident left their tv on past quiet hours (once I could hear one through 3 floors!) I was the guy to send up to fix it.
Having my first satisfying job as a civilian, I was able to investigate community college during the day, so eventually I enrolled and tried taking a few classes while working full-time. College was my saving grace. I never felt like I belonged anywhere until I first started to take college courses in math, science, and philosophy. I found the tutoring lounge on campus, made a lot of friends there, and I spent many hours cramming and helping those in need.
This soon led to me finding financial aid, making arrangements with my parents (my mom and my stepfather) to let me go to school full-time while I lived with them, and putting in my 2 weeks notice at work to focus exclusively on school.
My counselors advised that I pick where I want to transfer to and then figure out the details of how to get there after I got accepted. I think this was bad advice. While I ended up choosing to transfer to a university that had my desired major, Biophysics, it was 60 miles away from where my parents lived. My car that I had bought when I was in the Air Force also eventually broke down from not being able to afford maintenance while I worked, and was towed away for being in the public street for too long.
Finally, I got accepted to UC San Diego to work towards a degree in Physics with a specialty in Biophysics. When it came time to transfer, I got as involved as I could on how and when I was supposed to receive the financial aid so that I could go get an apartment and everything, and my school kept telling me, "you should get it tomorrow" until about 2 weeks into my first quarter when I finally got the support.
Despite this rocky start, I managed to get into a good shape for myself, making my way slowly but surely through school. Learning a great deal. Eventually when I felt the struggle was too difficult, I changed my major to Neuroscience before I began my upper division coursework.
So, as I settled into my schooling and struggled with maintaining financial independence on financial aid, I managed to get myself into maintaining a great aquarium hobby, owned two great little kittens from a street cat program, led as president of a student organization for one year, and eventually I got married. I also carefully learned about the stock market and managed to make some great gains with money that I had invested from financial aid savings.
In 2010, my gains were over 100%. That amounted to $2000 doubling itself, but still, that says a lot about me as a trader. However, 6 months into my marriage, she said she wanted out, grabbed the car that we both paid into (most of the money was mine from stocks; $5500 worth), and refused to pay her share of 2 months rent. That happened in December of the year of 2010.
2011 was a difficult year for me. I fought hard to maintain things, especially my head, but it was tough. I lost 45 lbs from exercising regularly, made lots of new friends, and I got some volunteer work experience in a Neuroscience lab. But I just couldn't focus well enough to maintain my finances and my grades, so I had to drop out and live back with my parents.
Despite how tough it's been, not finding work, struggling with the ins and outs of the VA, and just needing a professional therapist to talk to and help me keep my head straight but never being able to get one, I've managed to recuperate well enough and learn a lot more about this bottom floor of society that I've been so desperately trying to escape my whole life.
I've gone looking for opportunity in every direction. I've tried changing my career goals, collecting recyclables, writing online, trying any online scheme that didn't include me forking out money to get it, imagining what I could write as a novel, tried to make money through playing video games, making goal after goal after goal for myself, but still just not being able to get just the right amount of money to put me back on my feet.
I'll be going back to school in April at the risk of having to do it as a homeless person if the VA doesn't pull through for me. They recently approved my 10% service connected disability status and now I need to jump over a few more hurdles to get my more significant service connected disabilities recognized. I'm also seeing what the vocational rehab people can do for me despite the bureaucratic issues that are stopping them from helping me all the way.
BTW, this whole time that I've gone through life with common lower class difficulties, I've been disabled with a number of small conditions that all add up to a hard time. I have lower back issues that the military has yet to own up to. Community college found also that I have a learning disability which makes some intellectual tasks show up as lower than average ability for me while the rest of my intellect is high enough to expect that I could easily get a Masters Degree or a PhD. My biggest difficulty in school is that they don't give me enough time to show them what I know or what I'm capable of.
From working with special needs students as a tutor, I have proven to myself that there is a major problem in the education system. Most teachers never simplify the material into a clear picture of what they want to teach. If you want someone to learn something, the last thing you should be fuzzy on is what it is exactly that you want them to learn. We can't all work like intuitive Jedi or sophisticated parrots.
If you help me out, here is a list of the priorities of what your money will go towards, in order of their priority If you would like to request that I spend your donation on a specific cause, please let me know:
1. A working cheap economic vehicle.
I need something that I can sleep in and that will take me wherever I need to go. Preferably something that can stow quite a few recyclables as well to pay for gas, but not an SUV or truck or van (Unless that's all that is cheap of course. Not likely but you never know.).
I'll aim for great gas mileage, but I'm thinking that I should attend some police car auctions to see what the cheapest deal I can find is. This car would make a great shelter for me while I return to my far away school.
2. Investing on the stock market.
Trust me, I know how to fish. If you want to send me a request for proof I'd be glad to compose some evidence of my finest moments as well as my worst to show you that I can do well for myself on the stock market, even during the recession. What I could really use right now, is a little bait. Trading is good money for me, but to make enough to make gains worth more than the commission cost (about $10), you need about $300-1000 per investment. $300 is more for the high risk lottery plays on the market. I even made a blog about it if you would like to see:
http://www.squidoo.com/TheYoungidealistEconomyBlog
If you are willing, we can arrange something personal so that you wont need to worry about me putting the money you offer at high risk and blow it all. Might even be able to arrange something where I could make money for you to prove myself before accepting your donation. Whatever the case, I know we'd have to make it a personal arrangement to satisfy the current laws.
3. Working towards paying my debts to my friends.
My friends have been really supportive through these hard times, though they are starving students themselves. To keep up my morale they've bought me food, given me a place to crash when they could, and even paid to have me join them at fun local events. I have some money that I've promised them back, and I plan on making due on those promises as soon as possible.
4. Paying off my debts with companies.
I've had times where I couldn't afford to pay for rent and had to leave, like when my wife left me to live with her parents. These issues follow me on my credit score and I would like to work towards removing them so that I can turn my life around.
5. Getting a good start towards paying off my student loans.
I know I won't be able to pay them off before I find a good career with my degree. I would just like to have something to start making some automatic payments with and put that part of my bad credit score behind me as well.
6. Buying a home.
My mom never owned a home. No offense meant to land lords out there, but I really think the rental system is way out of line. My mom was always a hard worker. Way better than me, yet she could never own a home because she didn't have the money. Meanwhile, people with money could live in great big houses for less than she even had to pay.
I want a house to own. Probably start with a condo and seek ways to improve it and flip a profit out of it. Then I want to keep building up money from housing until I can manage to build an apartment building.
If I could, I'd like to make an apartment building near a university that offers cheap housing using the Japanese capsule model or something even more economic and more comfortable.
7. Making an online tutoring site meant to offer free tutoring and tutoring for tips. Imagine a site (I have yet to know of one) where people can collect their resources on a class, much like they collect info on ratemyprofessor.com, but also seek help from others who are taking the class or who have taken the class. Donors like you can offer money to tutors who post their notes and stories on the site, alongside ratings from other students that they helped.
Some tutors can offer their rates for help, sell their notes online for cheap, or just offer their help whenever they can and ask to be tipped through paypal if someone likes their work. My hope is that such a site could help to put an end to sophistry in the college system once and for all, making education easy and affordable for everyone.
8. After I have everything I'm hoping for above, the sky is the limit. But I would prefer to put the extra money that I don't need to good uses. I would spread a little philanthropy around, give to others in need on this site and through other resources.
I'd also look to teach others how to fish. I think a great way for the economy to be fixed would be if philanthropists made some really good employee owned companies. Make the place pay for itself, skim a little off the top, and walk away knowing that you really were a job creator.
I think that everyone who is capable of work and who chooses to work deserves to have their own independent living situation. I know that we are a long way from that, but I tend to be an optimist. I would like to try and make the world a better place, if nothing else.
Aside form financial help, I'm interested in anything else that I could get that's useful. Advice, Neuroscience Career connections, work, hobby or volunteer work that can easily become lucrative, I'm really all ears. Thanks again for taking the time to read my request. I hope you find it in you to help me out, even get to know me if you'd like. Bet you $5000 I can make you laugh. Did I win? >;) it was worth a try anyway.
We need help with taxes
Posted by nt1962 on 2012-02-17 15:58:59
The house was deeded to the church over 30 years ago by a former pastor of the church who had become ill and subsequently passed away. The house is not located in the same community as the church. (In fact, it is some distance away from the church, and therefore could not be utilized for church-related purposes which would have taken it off of the tax roll). As a result of gentrification in that community, the property values have increased tremendously. The property tax assessment for the property owned by the church escalated to staggering heights during the housing bubble.
Because of this the church has had much difficulty keeping up with all of the taxes on the property (a general tax, a school tax, and a village tax). The rental income from the property is used to assist the church with operating expenses, maintenance of all of the church properties, as well as paying the taxes. Finally, reassessment in the last couple of years has brought down the amount of taxes to be paid and we are better able to handle some of the current taxes due, but some of the older taxes were sold and consolidated in tax lien sales. The consolidation of the prior taxes due has hurt us tremendously. Numerous times the unpaid taxes were consolidated prior to our completion of raising enough funds to pay off some of them in their unconsolidated state. Individually some were $1,000 to $3,000 respectively. They have been consolidated totaling almost $19,000. We are not permitted to pay the liens individually which was viable, we have to pay them in total.
There is a holding company based in the community where the house is located which purchased those liens. That company is now a few months away from being able to begin foreclosure proceedings and take a valuable piece of real estate out from under the church. This would be devastating to the church.
The church has been in the process of trying to sell the house and use the proceeds from the sale to build a much needed new church building in the community it is located as well as to pay off those outstanding liens at closing, and to unload a property that was once a blessing to the church, but has long since become a burden. We donât want to lose the property. We want to be able to sell it. We had some offers on the house, but at the last minute a promising deal fell through. Previously interested buyers, for some reason now, are less interested. We feel it is possible that there may some collusion within the community where the house is located to wait for the lien process to move forward and that potential purchasers connected with the holding company will be able to take the property and flip it to tremendous financial advantage, while leaving the church with nothing for thirty years of struggling to take care of the property.
It is important that we are allowed to sell the house and build our new church. We are in the final stages of making the new building a reality. All we have to do is secure the construction financing. Receipt of a commitment letter for the sale of the house is all that stands in the way of a 40+ year dream for the congregation. It would give us the down-payment that we need to move forward.
With the construction of a new church, we would be able to operate before and after school programs, have handicap accessible restrooms, and provide better services to the community. We have a senior citizens housing complex across the street from our church, and many of the residents would attend our church but they are unable to climb up and down the stairs to the single-person restrooms in the basement. We also operate a summer day camp which would benefit greatly from having more space in which to operate. We would be able to accommodate many more youngsters, many of whose families are unable to afford the other summer camps operating in the area. We have had to turn down prospective campers because of space constraints.
Our congregational makeup has changed over the years. The financial impact of that changed has been coupled with the severe impact of the economic downturn on our community. We have more retirees now on fixed income, youth, and small children, many of whom have young mothers, and some people who are working age, mostly with working class wages. We need to build a church to better meet the needs of our congregation and community. We operate a food pantry and soup kitchen which would be able to open more days a week with bigger pantry space and a modern commercial kitchen.
As I stated, we are in the final stages of the building project. We have our permits, plans, and contractor selected. We are ready to obtain financing. The congregation, which has always striven to do much with little, has invested much in this projected over the years and the sale of this property owned by the church is the one thing that stands in the way of it happening. Please do not let us lose this property just so a few people can make a quick buck. Help us to pay off these tax liens so that our church will be able to help transform an entire community!
debilitating mood disorders
Posted by rockmama on 2012-02-05 14:58:38
I don't know whom may be out there, and whom may be reading this, I hope at least someone does. What I really hope, is that there may be some helpful, generous, kind and empathetic soul who might be able to help me with this huge anxiety ridden request for help. I have never done anything like this before, for the worst quality I possess is asking for help. Or lack of being able to do so. But, here goes nothin!
Please Help Give My Son A Better Christmas & Pay The Bills
Posted by payinitforward on 2011-12-14 09:58:51
I do not expect my medical issue to continue for too much longer. I am hoping to be back to work earning a regular bi-weekly paycheck soon. Unfortunately, we are set back big time on the bills and I have no way of catching up on my own. I do not receive child support because I would rather have my son safe that see any money from a kidnapper. I have spoken to the utility companies and they seem to have had enough of helping me by putting me on payment plans and pushing back due dates of the bills. ALL donated funds will go to paying the household bills. i.e. electricity, gas, phone, water, and I would like to be able to give my son Roy a happier Christmas.
I am going to pay it forward when I am in a better place in life financially, I will help others in need as those who have donated to my son and I. Thank you in advance to those are able to donate and who felt it on their hearts to help us out.
Some extra info: Roy and I live in the great state of Kansas in the USA, we are not scammers, we are a legitimate family in need of help. Tax season is not a good time for me because in order to safe our home I had to file bankruptcy 2 Januaries ago to save our home, and I have been claiming 9 all year long in order to help supplement the $700 that comes out of my check every month that pays back the mortgage company among a few other creditors. Because of claiming 9 all year long, I see no tax return. I have NO credit cards, my car is paid off, the only dept that I have is from my bankruptcy and the money that has been owed to the utility companies. If we don't receive the kindness of others giving we will continue to be in a bad financial situation. I've been poor before and I know I will be okay, but my son, if I cant pay the bills he will have no heat, no water, small Christmas etc...
Roy is a trooper, he is a great son to have and I have always considered myself truly lucky to have him in my life, he tells me he feels the same. He understands that money is tight, we have had the "mommy doesn't have allot of money for Christmas" talk a couple of weeks ago, in which I cried and he was totally understanding and okay with it because "at least I have you" he said. No Joke, he actually said that to me! I am hoping that through this experience of asking for help, when this is said and done, that I can share with him the true gift of people giving and he and I will donate to others once we are back up on our feet.
I do wish there was a better way for you all to understand that this is a legitimate need, a financial emergency. My monthly bills are adding up to about $1400.00 which they are usually not that high but I owe some for last months bills too. If some of you reading this could donate any amount small or large, $1 goes a long way right now, I will truly appreciate it. I am making a donation goal of $2,000.00 which with luck and a prayer we will see half of that by Christmas time. $1,400 of it is for bills and most the rest is for Roy's Christmas and I have been sleeping on a broken bed for 6 years now so 200-300 of it will go to a new bed, but that's only if we make the total goal.
Just to get it straight, I am not looking for a handout, just a helping hand of strangers in a time of need when I had to learn to swallow my pride. Your charitable gifts are appreciated and will help us get back up on our feet. If you would like to pay on a bill online instead of donating money please contact me. If you feel inclined to, you can specify what you would like the funds to go towards, i.e. "please put these funds towards Roy's Christmas" or "put this money towards your gas bill" and I will accommodate. thank you for your consideration
If you feel as though my family's cause is worthy but you have nothing to give please spread the word to friends and family that may be able to help us in our time of need. Feel free to make any comments also, I will reply and I will add updates. If you have any questions for me please ask. thank you, we love you
Please Help Give My Son A Better Christmas & Pay The Bills
Posted by payinitforward on 2011-12-14 09:58:51
I do not expect my medical issue to continue for too much longer. I am hoping to be back to work earning a regular bi-weekly paycheck soon. Unfortunately, we are set back big time on the bills and I have no way of catching up on my own. I do not receive child support because I would rather have my son safe that see any money from a kidnapper. I have spoken to the utility companies and they seem to have had enough of helping me by putting me on payment plans and pushing back due dates of the bills. ALL donated funds will go to paying the household bills. i.e. electricity, gas, phone, water, and I would like to be able to give my son Roy a happier Christmas.
I am going to pay it forward when I am in a better place in life financially, I will help others in need as those who have donated to my son and I. Thank you in advance to those are able to donate and who felt it on their hearts to help us out.
Some extra info: Roy and I live in the great state of Kansas in the USA, we are not scammers, we are a legitimate family in need of help. Tax season is not a good time for me because in order to safe our home I had to file bankruptcy 2 Januaries ago to save our home, and I have been claiming 9 all year long in order to help supplement the $700 that comes out of my check every month that pays back the mortgage company among a few other creditors. Because of claiming 9 all year long, I see no tax return. I have NO credit cards, my car is paid off, the only dept that I have is from my bankruptcy and the money that has been owed to the utility companies. If we don't receive the kindness of others giving we will continue to be in a bad financial situation. I've been poor before and I know I will be okay, but my son, if I cant pay the bills he will have no heat, no water, small Christmas etc...
Roy is a trooper, he is a great son to have and I have always considered myself truly lucky to have him in my life, he tells me he feels the same. He understands that money is tight, we have had the "mommy doesn't have allot of money for Christmas" talk a couple of weeks ago, in which I cried and he was totally understanding and okay with it because "at least I have you" he said. No Joke, he actually said that to me! I am hoping that through this experience of asking for help, when this is said and done, that I can share with him the true gift of people giving and he and I will donate to others once we are back up on our feet.
I do wish there was a better way for you all to understand that this is a legitimate need, a financial emergency. My monthly bills are adding up to about $1400.00 which they are usually not that high but I owe some for last months bills too. If some of you reading this could donate any amount small or large, $1 goes a long way right now, I will truly appreciate it. I am making a donation goal of $2,000.00 which with luck and a prayer we will see half of that by Christmas time. $1,400 of it is for bills and most the rest is for Roy's Christmas and I have been sleeping on a broken bed for 6 years now so 200-300 of it will go to a new bed, but that's only if we make the total goal.
Just to get it straight, I am not looking for a handout, just a helping hand of strangers in a time of need when I had to learn to swallow my pride. Your charitable gifts are appreciated and will help us get back up on our feet. If you would like to pay on a bill online instead of donating money please contact me. If you feel inclined to, you can specify what you would like the funds to go towards, i.e. "please put these funds towards Roy's Christmas" or "put this money towards your gas bill" and I will accommodate. thank you for your consideration
If you feel as though my family's cause is worthy but you have nothing to give please spread the word to friends and family that may be able to help us in our time of need. Feel free to make any comments also, I will reply and I will add updates. If you have any questions for me please ask. thank you, we love you
Please Help Give My Son A Better Christmas & Pay The Bills
Posted by payinitforward on 2011-12-14 09:58:50
I do not expect my medical issue to continue for too much longer. I am hoping to be back to work earning a regular bi-weekly paycheck soon. Unfortunately, we are set back big time on the bills and I have no way of catching up on my own. I do not receive child support because I would rather have my son safe that see any money from a kidnapper. I have spoken to the utility companies and they seem to have had enough of helping me by putting me on payment plans and pushing back due dates of the bills. ALL donated funds will go to paying the household bills. i.e. electricity, gas, phone, water, and I would like to be able to give my son Roy a happier Christmas.
I am going to pay it forward when I am in a better place in life financially, I will help others in need as those who have donated to my son and I. Thank you in advance to those are able to donate and who felt it on their hearts to help us out.
Some extra info: Roy and I live in the great state of Kansas in the USA, we are not scammers, we are a legitimate family in need of help. Tax season is not a good time for me because in order to safe our home I had to file bankruptcy 2 Januaries ago to save our home, and I have been claiming 9 all year long in order to help supplement the $700 that comes out of my check every month that pays back the mortgage company among a few other creditors. Because of claiming 9 all year long, I see no tax return. I have NO credit cards, my car is paid off, the only dept that I have is from my bankruptcy and the money that has been owed to the utility companies. If we don't receive the kindness of others giving we will continue to be in a bad financial situation. I've been poor before and I know I will be okay, but my son, if I cant pay the bills he will have no heat, no water, small Christmas etc...
Roy is a trooper, he is a great son to have and I have always considered myself truly lucky to have him in my life, he tells me he feels the same. He understands that money is tight, we have had the "mommy doesn't have allot of money for Christmas" talk a couple of weeks ago, in which I cried and he was totally understanding and okay with it because "at least I have you" he said. No Joke, he actually said that to me! I am hoping that through this experience of asking for help, when this is said and done, that I can share with him the true gift of people giving and he and I will donate to others once we are back up on our feet.
I do wish there was a better way for you all to understand that this is a legitimate need, a financial emergency. My monthly bills are adding up to about $1400.00 which they are usually not that high but I owe some for last months bills too. If some of you reading this could donate any amount small or large, $1 goes a long way right now, I will truly appreciate it. I am making a donation goal of $2,000.00 which with luck and a prayer we will see half of that by Christmas time. $1,400 of it is for bills and most the rest is for Roy's Christmas and I have been sleeping on a broken bed for 6 years now so 200-300 of it will go to a new bed, but that's only if we make the total goal.
Just to get it straight, I am not looking for a handout, just a helping hand of strangers in a time of need when I had to learn to swallow my pride. Your charitable gifts are appreciated and will help us get back up on our feet. If you would like to pay on a bill online instead of donating money please contact me. If you feel inclined to, you can specify what you would like the funds to go towards, i.e. "please put these funds towards Roy's Christmas" or "put this money towards your gas bill" and I will accommodate. thank you for your consideration
If you feel as though my family's cause is worthy but you have nothing to give please spread the word to friends and family that may be able to help us in our time of need. Feel free to make any comments also, I will reply and I will add updates. If you have any questions for me please ask. thank you, we love you
House deemed unsafe to occupy to to faulty wiring, might be boarded up
Posted by Beth_Buchanan on 2011-11-05 12:58:55
Pregnant wife, need assistance
Posted by needsomehelp12 on 2011-10-16 20:58:42
I need some financial assistance. My story is one of hope for the future. My wife is pregnant with our first child.
We are struggling to keep up with the bills and find ourselves in a situation financially. I recently owe a significant amount for school that is due. We are currently trying to find a place to live that will accommodate an extra person, our baby.
My bills for insurance and doctors, wife is a high risk pregnancy is a lot. Iâm going to work 2 jobs to support my wife and baby but it is not enough right now with expenses. I want to be able to spend time with our first child and not be an absent Dad always working. I would like some financial freedom. It saddens me that I canât provide everything for my wife.
I want to purchase a keepsake gift for her baby being born but have no funds. I just want a better life for a newly married couple starting their life together. We have been married just 2 years. I have exhausted many options of financing for our family. My wife currently is unable to work because of doctors orders.
Any contribution would help our newly formed family a better start. I want only the best for my child and need a helping hand at starting off his life in the right direction. I vow when Iâm out of school to save our money and match the donations received now and donate to a charity or help people here. We are in financial difficult time but any contribution would really ease my mind and help our family.
I hope you can find it in your heart to help a new family make it in this world. My mother has assisted us the best way she can but with my father passing away, her funds are short.
Thank you so much.
Mom struggling to pay the bills
Posted by aimywaimy on 2011-08-25 01:58:53
Struggling Mom can't pay all the bills
Posted by aimywaimy on 2011-08-25 00:58:12
I cannot Stand It Anymore!!
Posted by cheekywon on 2011-07-03 11:58:31
I cannot Stand It Anymore!!
Posted by cheekywon on 2011-07-03 11:58:31
I cannot Stand It Anymore!!
Posted by cheekywon on 2011-07-03 11:58:30
I cannot Stand It Anymore!!
Posted by cheekywon on 2011-07-03 11:58:30
Injuried at work, trying to finish school...
Posted by tobopizza on 2011-06-29 10:58:31
I returned to work after 12 weeks and was able to perform my duties for around 13 weeks till my knee finally had enough. The doctor put some permanent restrictions on me of which my company could not accommodate.
I needed a profession that would supply for my family, plus one in which I was able to execute without any problems from my knee. So I looked towards the medical field. In September 2010, I embarked in a course of Diagnostic Sonography. I am getting ready to go into the meat of the program this fall, but now my workers compensation case has took a turn for the worse. It looks like the benefits will soon be subsiding and with the program I am in it will take about 60 hours or more per week . I am at my wits end trying to figure out what I can do to supply for my family and still accomplish schooling that will help us in the future. I have about 2 years of school left.
Some may say, âWhy does not your wife go get a jobâ? My reply is always what are we to do with the children? The only family we have in the area is my mother who is 80 and in bad health. To pay a sitter would be quite expensive. So we are at a lost for what to do.
We student loans, but that isnât enough to pay the bills. Also we donât have any bills other than living expenses like rent and utilities; we donât have credit cards or auto loans.
Any gift would be greatly appreciated, and the only thing I can give in return is a thank you and a prayer.
Thanks for all your concern,
James presley
Need help so I can finish schooling.
Posted by tobopizza on 2011-06-29 09:58:01
I returned to work after 12 weeks and was able to perform my duties for around 13 weeks till my knee finally had enough. The doctor put some permanent restrictions on me of which my company could not accommodate.
I needed a profession that would supply for my family, plus one in which I was able to execute without any problems from my knee. So I looked towards the medical field. In September 2010, I embarked in a course of Diagnostic Sonography. I am getting ready to go into the meat of the program this fall, but now my workers compensation case has took a turn for the worse. It looks like the benefits will soon be subsiding and with the program I am in it will take about 60 hours or more per week . I am at my wits end trying to figure out what I can do to supply for my family and still accomplish schooling that will help us in the future. I have about 2 years of school left.
Some may say, âWhy does not your wife go get a jobâ? My reply is always what are we to do with the children? The only family we have in the area is my mother who is 80 and in bad health. To pay a sitter would be quite expensive. So we are at a lost for what to do.
We student loans, but that isnât enough to pay the bills. Also we donât have any bills other than living expenses like rent and utilities; we donât have credit cards or auto loans.
Any gift would be greatly appreciated, and the only thing I can give in return is a thank you and a prayer.
Thanks for all your concern,
James presley
Trying to save our home
Posted by weasette on 2011-06-13 21:58:28
I would greatly appreciate any help.
Student Loans are Killing Credit Score
Posted by kvman77 on 2010-11-09 16:58:58
I am currently trying to get started in the process of buying a new house to accommodate my three children. We have been living in cramped quarters for several years now and I have had to defer on student loans in order to pay the bills; however, I can no longer keep them in deferment. The overall amount of the student loans is also keeping my credit score from being the best it can be so it is causing me a great deal of trouble to get a decent mortgage loan due to the strict qualifications that have arisen out of the recent home market collapse and struggling economy.
The total student loan amount is $22,000, but I'm not asking for everyone to pitch in and pay it off for me. I am just asking for some help in bringing down the balance so I can help increase my credit score.
Any assistance you could offer would be extrememly appreciated and if you can help me make enough of a dent in the total student loan amount, then I may be able to get my children in a more comfortable living scenario. My family and I would be eternally grateful for your generosity.
Sincerest Wishes,
Kevin S.
