Absence Tags

Back to Tags Page

Post a Beg Now!

Single Mom in Need of Non-Food Necessities

Posted by nicolembranham on 2012-04-18 21:58:52

In November of 2011, I had a pulmonary embolism. After getting off Coumadin in March, I was still extremely sick. Doctors cannot seem to find the issue. Lupus, autoimmune and cancer were what they thought it was but blood tests ruled that out. Now it looks like endometriosis. I am on the verge of losing my job, only working a day a week. I cannot take a leave of absence because I need some sort of income for bills and gas to get me to and from college classes. I have a 6 yr old son that I take to school daily as well. I am NOT asking for cash, and I really do hate to do this, but we are in great need of non-food necessities (toilet paper, laundry detergent, dishwasher soap, shampoo, conditioner, toothpaste, etc.) I am trying to sell my possessions on ebay for extra cash but it isn't going so well. Thank you for your interest.

My Address is:
Nicole Branham
860 Northmeadow Dr.
Gaylord, MI 49735

email: nicolembranham@aol.com

Con man took what he could and I'm loosing the rest.

Posted by CONexperience on 2012-01-25 07:58:25

Dear all,
Thank you for showing your interest and reading my story.
The saying about foolish middle age women is not a myth. I’m one of them. My name is Pat.

To make a long story short; my partner I met when I was 41, succeeded in 2 years to gain total control over me, my life and everything I ever worked for. He did it so cleverly and smoothly that I didn’t even noticed when I had simply nothing, no one and nowhere to go.

When he had me in his hand, he turned from a gentle, clever, kind and loving man into a tyrant, abuser, dipsomaniac and sadist. When my paralysis and apathy got to big I obviously was no sport anymore. One day he took whatever suited him (mine, his or gained together) and left me with piles of unpaid bills, debts taken in my name I didn’t know of and far too high rent for one person to carry.

But I’m a fighter! I’m a survivor. I decided that I’m blessed to be alive and will honour it with doing my best or even more to straighten up my life.

I have been struggling night and day since he left and I have succeeded to secure my electricity, heating and water supply. At Christmas eve I was thanking in prayers that I could afford a little food. I welcomed New Year’s toasting with myself with a small soda (pure luxury…). I started to see the light in the tunnel, gaining back my self-esteem and seeing that everything will be solved.

Until this morning.

My landlord (a big company, impersonal and no one to talk to) have informed me that there is a 3 months’ rent debt he was obliged to pay but never did and also he took out a deposition of 3 months that entitles to live in the flat.

If I don’t pay it ASAP I’m out in the streets. And I will be. He has misused my credits so I’m marked in all the systems; no loans, no flats, no telephone, no credits, not even a Visa, nothing.

Please, help me. I have no one to turn to. No family and what friends would be left after all the dramas, his manipulations and deceits and my absence? I refuse to give up but honestly – I don’t know how long I will have the strength.

Anything will be of help. Anything since I have nothing. I beg you. And you know – see it as an investment; Can this be solved I can’t see anything that can’t, and then It will be my turn to pass the generosity and helpfulness to the next needing person. And I will! To do that though – I have to survive.

Thank you for reading my story. If you can’t help – do at least learn something from it. Don’t repeat my mistakes.
God bless you all!/Pat

Please help mom of Domestic Violence keep her home

Posted by mmccmason on 2012-01-11 04:58:18

Hey, here is my story in the short form. Was in a lifelong committed relationship that lasted 22 years from the time I was 18, married in 1993 and had to flee in 2007 when my husband became violent towards me again. During a family camping trip he came at me and slammed me up against a motorhome and grabbed me by the back of my neck and squeezed it very very hard. Once he passed out in his truck I grabbed both kids and the family dog put them in the minivan and drove to a friend's house where the children and I would be safe as he did not know where we were.
The physical violence had stopped for many years before the marriage so I felt that my love had "HEALED ALL HIS WOUNDS" I was so wrong and fled with our kids the very first time he became physical against me again. I was a stay at home Mom when I fled from him the first time he became violent again. I had no job and he never again deposited his checks in our joint account to cover "our" current debt.
I always thought (and was told by many others) that he would be held accountable for 50% of all the joint debt that WE had racked up over the last 22 years.
WRONG! He/She who has the highest paid attorney will be able to pull you in to court every 2 weeks until the one with the less money breaks.
I work hard but put my kids first. Their Father leaves the USA on average for 6 months a year and misses any visits with his kids during his absence. He also does not pay his court order payments on time.

I was hit by a drunk driver over a year ago and lost my highest grossing job because I was unable to work for 6 months and a few months ago 2 other jobs I had were forced to let me go as they could no longer afford to keep me on.

Please help me save the only house my kids have known. The market has dropped and I have been upside down for 2 years now.
The house will go into foreclosure in the next 60 days if I can't raise the funds needed.

I hope you can find it in your heart to spare even just $1.00 to help me keep a roof over the kids head also to send out a short prayer for me to find a job would also be much appreciated.
Thank you for whatever you can spare.

Help a mom who fled from an abusive husband

Posted by mmccmason on 2012-01-11 04:58:17

Hey, here is my story in the short form. Was in a lifelong committed relationship that lasted 22 years from the time I was 18, married in 1993 and had to flee in 2007 when my husband became violent towards me again. During a family camping trip he came at me and slammed me up against a motorhome and grabbed me by the back of my neck and squeezed it very very hard. Once he passed out in his truck I grabbed both kids and the family dog put them in the minivan and drove to a friend's house where the children and I would be safe as he did not know where we were.
The physical violence had stopped for many years before the marriage so I felt that my love had "HEALED ALL HIS WOUNDS" I was so wrong and fled with our kids the very first time he became physical against me again. I was a stay at home Mom when I fled from him the first time he became violent again. I had no job and he never again deposited his checks in our joint account to cover "our" current debt.
I always thought (and was told by many others) that he would be held accountable for 50% of all the joint debt that WE had racked up over the last 22 years.
WRONG! He/She who has the highest paid attorney will be able to pull you in to court every 2 weeks until the one with the less money breaks.
I work hard but put my kids first. Their Father leaves the USA on average for 6 months a year and misses any visits with his kids during his absence. He also does not pay his court order payments on time.

I was hit by a drunk driver over a year ago and lost my highest grossing job because I was unable to work for 6 months and a few months ago 2 other jobs I had were forced to let me go as they could no longer afford to keep me on.

Please help me save the only house my kids have known. The market has dropped and I have been upside down for 2 years now.
The house will go into foreclosure in the next 60 days if I can't raise the funds needed.

I hope you can find it in your heart to spare even just $1.00 to help me keep a roof over the kids head also to send out a short prayer for me to find a job would also be much appreciated.
Thank you for whatever you can spare.
Hey, here is my story in the short form. Was in a lifelong committed relationship that lasted 22 years from the time I was 18, married in 1993 and had to flee in 2007 when my husband became violent towards me again. During a family camping trip he came at me and slammed me up against a motorhome and grabbed me by the back of my neck and squeezed it very very hard. Once he passed out in his truck I grabbed both kids and the family dog put them in the minivan and drove to a friend's house where the children and I would be safe as he did not know where we were.
The physical violence had stopped for many years before the marriage so I felt that my love had "HEALED ALL HIS WOUNDS" I was so wrong and fled with our kids the very first time he became physical against me again. I was a stay at home Mom when I fled from him the first time he became violent again. I had no job and he never again deposited his checks in our joint account to cover "our" current debt.
I always thought (and was told by many others) that he would be held accountable for 50% of all the joint debt that WE had racked up over the last 22 years.
WRONG! He/She who has the highest paid attorney will be able to pull you in to court every 2 weeks until the one with the less money breaks.
I work hard but put my kids first. Their Father leaves the USA on average for 6 months a year and misses any visits with his kids during his absence. He also does not pay his court order payments on time.

I was hit by a drunk driver over a year ago and lost my highest grossing job because I was unable to work for 6 months and a few months ago 2 other jobs I had were forced to let me go as they could no longer afford to keep me on.

Please help me save the only house my kids have known. The market has dropped and I have been upside down for 2 years now.
The house will go into foreclosure in the next 60 days if I can't raise the funds needed.

I hope you can find it in your heart to spare even just $1.00 to help me keep a roof over the kids head also to send out a short prayer for me to find a job would also be much appreciated.
Thank you for whatever you can spare.

young mother in need of help

Posted by jaylynnlove on 2012-01-01 14:58:17

Hi my name is marie gonzalez i am 22 years old and i just gave birth to a beautiful baby girl named jaylynn on november 22 of 2011. I live in nyc i need help i took a leave of absence in school and work while my husband supported us and he just recently got deported. I am backed up in 2 months rent which was a total of $2000 . I have pawned everything i could think of which only came out to 300 dollars i still have $1700 to go. I would really appreciate it if anyone could help me with any type of donations even if its a dollar it counts. I hope everyone enjoyed there holidays .

Wife has cancer, don't know how we'll pay the bills...

Posted by tolenmar on 2011-11-08 12:58:42

My wife is a nurse. She works Hospice. For the twenty plus years I've known her, the one thing I could say about her is that she is a very giving person. The things she does to make sure everyone else is cared for, the way she puts everyone else before herself, are some of her best defining characteristics. Our son, bless him, is almost exactly like her. But now, as the holidays loom, she's become very ill.

My wife had uterine cancer. They performed surgery this weekend, and were surprised to find a lot more cancer outside the uterus and of a more aggressive type than their tests indicated.

Now we are looking at at least 6 months of chemo and radiation therapy. She goes in this weekend to have another tumor biopsied.

She's on leave of absence from work. I have a job, but it pays terribly. I'm looking for something better. When it was just going to be one surgery and done, we knew things would get tight, but her recovery would let her get back to work without us losing anything. Now with her being out of work a further six months, we just don't know how we're going make it all work.

We're on a medical card now, so the bills from her treatment are paid. We get food stamps, so we can eat. What we don't have is a way to pay the mortgage or car payment or any of the other bills that come up on a monthly basis. My paychecks are far from enough. I'm going to work every shift they give me, but by myself, I can't do it.

Every little bit helps. Thank you, and god bless.

Help

Posted by roxxana on 2011-10-17 09:58:27

Hello everybody im 21 years older Single Mother of a daugther of only 1 year and 3 months, i live in rent i do not own a house, i usest to work as hairdresser taking at my job my daugther with me but icoudlnt work any more i looses my job because i just fallen down from my own legs , absence of calcium and anemy having, i am desperated i have no money to pay rent,bills,food,pampers, we are always in hungry, in misery, goverment pays us only 50 euros a month... I have no family i am allone in the world just me and her as my mother dies in car accident being in Italy at work last 2 years, my father is living in a house for pople without family. I really need help and i do not have who to ask, if anyone would have the pleasure to help us me and my little daugther can do that trough paypal at roxxanaflorea@yahoo.com every ammount are very welcome... Wish you all the best everybody, God bless us all and our kids...
It all started 5 years ago on June 17, 2006. . .a day I will remember for the rest of my life. It was the day before Fathers Day and we were driving with our 14 month old son to his grandmothers house when and SUV ran a stop sign slamming into us causing our vehicle to roll landing upside down. They say my fiance (my sons father) was partially ejected and killed instantly.

He didn't have life insurance, and since we were only engaged, there were no survivors benefits and so it was just me, my 14 month old, two dogs, and an old house built in 1927 and a laundry list of repairs that needed to be done.

After my fiance died, I think a part of me just shut down. There was so much to deal with. . .working full time, being a single parent with no support. All my family lives 6 hours away, and my fiances family never wanted anything to do with us and after the accident all communication stopped and I was alone.

So, I shut the doors to the upstairs of our two bedroom Cape Cod, and made my bed on the Living Room couch so that I could rock my son in his bouncy chair everytime he woke at night. . .on average 4 times a night.

I did the best I could over the years. During all this my Dad was a huge emotional support for me. We talked every day, he encouraged me to stay strong and I did the same for him (he was diagnosed with milodisplastic syndrome in 2005)his blood transfusions really took a toll on him and his physical weakness really depressed him. I know he worried about me alot because I would always call him for advise on how to fix things or ask him questions about car stuff. He was my rock and he died October 4, 2008 from complications with pneumonia. He was buried on his birthday October 8 when he would have been 56.

His death is still hard to handle. My rock my best friend and advisor was gone and now I realized I was truly alone. Not only did I not have anyone to help me with my son, or with the house or the car, but now I didn't have anyone I could really talk to that could just listen and be my guide.

All this happened so suddenly. My now 3 year old son and I stayed up North for a week after my Fathers death. There was a lot of planning and funeral arrangements to be made that during the midst of all this, 6 hours away in my little Cape Cod were the two dogs. . .Joe, a shepard and chow mix, and Rex, a shepard and Rotti mix left to their own devices. All I could do was pray that the damage wouldn't be too terrible.

I tried calling a neighbor to check on the dogs, but in our unexplained absence the dogs became extremely protective of the house and wouldn't let anyone it.

When we finally came home, there was definately a mess. I had to rip up all the carpet by myself the stench was horrible and the dust and dirt under the padding from 10 year old carpet caused more than one sinus infection. After a month I had all the carpet ripped up and have not been able to replace it.

After working and saving and with help from my Mom, in 2009 I was able to hire a Contractor that had been highly recommended to me by a friend of mine. He raved about how great they were and what a good job they did for him. We had a contract for about $19,000. This was to replace all the windows, replace the kitchen cabinets, new countertop, appliances, paint, everything the house needed after being neglected for over 10 years. So they came and painted and left. Six months later they came back with 5 of the 13 windows, installed the windows, but left the casements on the inside open and torn leaving exposed the Lead Paint and the original wood framing. Then in August 2009, they had the kitchen cabinets delivered to my house and they were stored outside on the porch. I called and called to find out when they would be put in, and no response. They stayed outside through the Fall and through the winter when we got three feet of snow and I called and begged and sent text messages and one day their phone number was disconnected. Then in June 2010 they called me!! They would come install the cabinets. So they came and tore out the stove and the kitchen sink and installed the cabinets and put a slab on granite down so I could have a work area and said they would be back with the stove and dishwasher and sink. They never came back. So I had kitchen cabinets and no stove, no sink, no dishwasher. Then in July, Rex, the Rotti Shepard mix got really sick. The vet said he was starting kidney failure. They kept him and did IV treatment and got his kidneys functioning and they said he need a bland diet of boiled chicken and rice. I had no stove. I tried calling the contractors I yelled, I begged, I sent text messages and finally out of desparation I went and bought the cheapest stove I could just to be able to boil water for my dog.

The dog survived, but his survival was short lived. In October 2010 on the anniversary of my Fathers death, I had to put the dog to sleep. He was suffering from the samething my father had. He couldn't produce red blood cells anymore and would have to live off of blood transfusions. One of the hardest choices I've ever made.

Now here we are in 2011. Memorial Day I almost lost my now 6 year old son in a near drowning incident at a friends pool. Thank God the husband knew CPR and was able to revive him. He stayed overnight in ICU for monitoring but he is now a happy healthy 1st grader.

Me. . .I'm barely keeping it together. I can't afford to take care of my home. The carpet was never replaced and there is a horrible draft in the Winter and the Lead Paint is still exposed. The upstairs windows are leaking and there are water spots on the ceiling. There is a 4" crack in the basement foundation wall that goes all the way down the wall and across the basement floor to the other side of the house. I was told that the footing is slipping and that it was only a matter of time before the house caved. The gutters are falling off the house from age and the deck rails are falling off. I fear for our safety, but mostly, I'm afraid for my son. I want to give him a safe and healthy environment, but I need help.

Please, if there is anyone out there that can help us, I would be eternally grateful. In the meantime, I will keep praying and belive that everything happens for a reason.

Please-Need Help with bills

Posted by buddyzmama on 2011-07-06 21:58:13

I am a single woman who dropped out of college and moved back home after the sudden and untimely death of her father. I did this because I have a young sister, and my mother could not afford to keep up the bills on her income alone, and we also needed someone to help with childcare. I work full time in retail, and do most of the maintenance and upkeep of our home in the absence of my father.

My mother got very sick recently, and is not working full time right now due to her health issues. I took all my savings to help pay our bills, and my mom did the same, but after nearly nine months of not having my mother working full time we are struggling to make ends meet. Any help would be greatly appreciated by all of us. Thank you so very much!

Please help me get out of debt, pay bills, and pay for my wedding next year!

Posted by SaveMelissaPlease on 2011-06-30 03:58:52

WANTED: $30,000! Please help save Melissa from financial despair! I am currently in some financial straits, so I decided to start this blog (http://savemelissa.blogspot.com/) to ask for money to help me through. I am currently on a medical leave of absence without pay and have bills that I need to pay! I have credit card debt, a car loan, two student loans, rent, etc., and I don't have any money coming in. To top it off, I'm getting married June 2012 and have not been able to save up much of any money for it at all. My fiancé has helped me out as much as he can but he can only do so much. So I'm opening it up to the generous people in cyberspace and asking please, please, donate whatever you can! Karma will pay you back tenfold! You can send money via PayPal, by clicking on the ads on my page, by ordering items from Amazon.com, or by cash/cheque through the mail. Please feel free to contact me! savemelissaplease@gmail.com

Please help me get out of debt, pay bills, and pay for my wedding next year!

Posted by SaveMelissaPlease on 2011-06-30 03:58:52

WANTED: $30,000! Please help save Melissa from financial despair! I am currently in some financial straits, so I decided to start this blog (http://savemelissa.blogspot.com/) to ask for money to help me through. I am currently on a medical leave of absence without pay and have bills that I need to pay! I have credit card debt, a car loan, two student loans, rent, etc., and I don't have any money coming in. To top it off, I'm getting married June 2012 and have not been able to save up much of any money for it at all. My fiancé has helped me out as much as he can but he can only do so much. So I'm opening it up to the generous people in cyberspace and asking please, please, donate whatever you can! Karma will pay you back tenfold! You can send money via PayPal, by clicking on the ads on my page, by ordering items from Amazon.com, or by cash/cheque through the mail. Please feel free to contact me! savemelissaplease@gmail.com

Please help me get out of debt, pay bills, and pay for my wedding next year!

Posted by SaveMelissaPlease on 2011-06-30 03:58:51

WANTED: $30,000! Please help save Melissa from financial despair! I am currently in some financial straits, so I decided to start this blog (http://savemelissa.blogspot.com/) to ask for money to help me through. I am currently on a medical leave of absence without pay and have bills that I need to pay! I have credit card debt, a car loan, two student loans, rent, etc., and I don't have any money coming in. To top it off, I'm getting married June 2012 and have not been able to save up much of any money for it at all. My fiancé has helped me out as much as he can but he can only do so much. So I'm opening it up to the generous people in cyberspace and asking please, please, donate whatever you can! Karma will pay you back tenfold! You can send money via PayPal, by clicking on the ads on my page, by ordering items from Amazon.com, or by cash/cheque through the mail. Please feel free to contact me! savemelissaplease@gmail.com

Please help me get out of debt, pay bills, and pay for my wedding next year!

Posted by SaveMelissaPlease on 2011-06-30 03:58:50

WANTED: $30,000! Please help save Melissa from financial despair! I am currently in some financial straits, so I decided to start this blog (http://savemelissa.blogspot.com/) to ask for money to help me through. I am currently on a medical leave of absence without pay and have bills that I need to pay! I have credit card debt, a car loan, two student loans, rent, etc., and I don't have any money coming in. To top it off, I'm getting married June 2012 and have not been able to save up much of any money for it at all. My fiancé has helped me out as much as he can but he can only do so much. So I'm opening it up to the generous people in cyberspace and asking please, please, donate whatever you can! Karma will pay you back tenfold! You can send money via PayPal, by clicking on the ads on my page, by ordering items from Amazon.com, or by cash/cheque through the mail. Please feel free to contact me! savemelissaplease@gmail.com

Please help me get out of debt, pay bills, and pay for my wedding next year!

Posted by SaveMelissaPlease on 2011-06-30 03:58:49

WANTED: $30,000! Please help save Melissa from financial despair! I am currently in some financial straits, so I decided to start this blog (http://savemelissa.blogspot.com/) to ask for money to help me through. I am currently on a medical leave of absence without pay and have bills that I need to pay! I have credit card debt, a car loan, two student loans, rent, etc., and I don't have any money coming in. To top it off, I'm getting married June 2012 and have not been able to save up much of any money for it at all. My fiancé has helped me out as much as he can but he can only do so much. So I'm opening it up to the generous people in cyberspace and asking please, please, donate whatever you can! Karma will pay you back tenfold! You can send money via PayPal, by clicking on the ads on my page, by ordering items from Amazon.com, or by cash/cheque through the mail. Please feel free to contact me! savemelissaplease@gmail.com

Please help me get out of debt, pay bills, and pay for my wedding next year!

Posted by SaveMelissaPlease on 2011-06-30 03:58:48

WANTED: $30,000! Please help save Melissa from financial despair! I am currently in some financial straits, so I decided to start this blog (http://savemelissa.blogspot.com/) to ask for money to help me through. I am currently on a medical leave of absence without pay and have bills that I need to pay! I have credit card debt, a car loan, two student loans, rent, etc., and I don't have any money coming in. To top it off, I'm getting married June 2012 and have not been able to save up much of any money for it at all. My fiancé has helped me out as much as he can but he can only do so much. So I'm opening it up to the generous people in cyberspace and asking please, please, donate whatever you can! Karma will pay you back tenfold! You can send money via PayPal, by clicking on the ads on my page, by ordering items from Amazon.com, or by cash/cheque through the mail. Please feel free to contact me! savemelissaplease@gmail.com

Please help me get out of debt, pay bills, and pay for my wedding next year!

Posted by SaveMelissaPlease on 2011-06-30 03:58:48

WANTED: $30,000! Please help save Melissa from financial despair! I am currently in some financial straits, so I decided to start this blog (http://savemelissa.blogspot.com/) to ask for money to help me through. I am currently on a medical leave of absence without pay and have bills that I need to pay! I have credit card debt, a car loan, two student loans, rent, etc., and I don't have any money coming in. To top it off, I'm getting married June 2012 and have not been able to save up much of any money for it at all. My fiancé has helped me out as much as he can but he can only do so much. So I'm opening it up to the generous people in cyberspace and asking please, please, donate whatever you can! Karma will pay you back tenfold! You can send money via PayPal, by clicking on the ads on my page, by ordering items from Amazon.com, or by cash/cheque through the mail. Please feel free to contact me! savemelissaplease@gmail.com

Please help me get out of debt, pay bills, and pay for my wedding next year!

Posted by SaveMelissaPlease on 2011-06-30 03:58:39

WANTED: $30,000! Please help save Melissa from financial despair! I am currently in some financial straits, so I decided to start this blog (http://savemelissa.blogspot.com/) to ask for money to help me through. I am currently on a medical leave of absence without pay and have bills that I need to pay! I have credit card debt, a car loan, two student loans, rent, etc., and I don't have any money coming in. To top it off, I'm getting married June 2012 and have not been able to save up much of any money for it at all. My fiancé has helped me out as much as he can but he can only do so much. So I'm opening it up to the generous people in cyberspace and asking please, please, donate whatever you can! Karma will pay you back tenfold! You can send money via PayPal, by clicking on the ads on my page, by ordering items from Amazon.com, or by cash/cheque through the mail. Please feel free to contact me! savemelissaplease@gmail.com

Start up money for coffee and sandwich shop.

Posted by AmyRock on 2011-06-22 17:58:51

My husband and I have bought a building and have done some serious renovations to make a local coffee and sandwich shop that would also provide art classes and music on the weekends. There are 2 very nice apt. above that help make the mortgage. We ran into more problems than we expected renovating the lower half and ran out of the money we saved up. We are about 3/4 of the way there. We were lucky enough to purchase much of our equipment at local auctions (all NSF approved) so our biggest obstacles at this point are supplies for plumbing and some marlite for bathrooms as well as some paint and then money to buy the initial inventory of food. We are so close and don't want to give up now. The other part of our story has to do with my son. A year and a half ago he was run over by a bus. He is doing miraculously well, better than anyone expected and I need the flexibility that owning a small business would allow me for his continued medical treatments. I am lucky to live in a community in which I have many friends who have offered to work shifts in my absence. Everyone here is really excited about the prospect of having a place for artists and families to gather and I'm excited about being able to give back to our wonderful community. Please help our dream to become a reality. If you want to know more about us check out www.javaandjivecoffeehouse.com (my husband is a wonderful webdesigner) and you can read about my son's accident and miraculous recovery at http://www.dailypress.net/page/content.detail/id/517545/Miraculous-recovery.html Thank you for taking the time to read this.

Nearly Destitute

Posted by tleevz1 on 2011-06-16 01:58:13

My problem started in July 2010. I was involved in an auto accident. I rear-ended a woman, who in turn rear-ended the person in front of her. The reason it happened was that the person in front of me hit their gas and got over to an open spot in the lane to my left. This move was so fast I didn't have room to either side and I saw the reason that driver moved was the cars in front of him or her were at a dead stop. We were traveling uphill so I was unable to see past the car and I had no idea people were stopped. I had less than a second to hit my brakes. Luckily no body was injured.

Here is where the story gets ugly. My mom had paid my auto insurance but she lost her job so I started to pay the premiums. I told my insurance agent to automatically deduct the premium and I gave her my bank information. So I was under the impression I had insurance. I did not. The agent only charged me for one month's premium and never set up the automatic deduction. Great. But there seemed to be a silver lining...the two other vehicles involved in the accident drove away before the police arrived. I did not get a ticket, I was completely sober and cooperative, and the police were surprised two victims of an accident would just drive away. Both parties got all of my information, they drove away before I got theirs. At the time of the accident I wasn't worried because I thought I had insurance.
When I called my agent I was informed that my policy lapsed because I hadn't paid my monthly premium.

I was curious if the fact that both of these people drove away would take the heat off of me. The police thought this was possible, after all, how can they prove they didn't smash up their vehicles further after they drove away to get more insurance money?

It gets worse. I left my job a few years ago because I had a job all but promised to me in Denver. Obviously, I didn't get the job in Denver. Not sure why, I aced the interview. So with no steady income (I was used to making about 42k yearly) I held hope I'd land a good job and had no choice to but to survive on a credit card for food and gas. That good job never came along. I ended up working overnights as a nurse assistant in the mental health unit. I've been drowning in debt, I had to get a car from what some consider a predatory lending car lot. I lost the hospital job in April for 'misconduct' (I worked nights and someone reported that I was sleeping, I wasn't but they didn't believe me so now I don't qualify for unemployment.) So, no income to pay for that vehicle and it got repossessed. But the best part is I got a letter in January 2011 stating that I owe one of the parties involved in the accident around 5k. I don't have it. If I had the money I would write both of the drivers involved in that accident fat checks right now, but I simply do not have the resources. The letter from the state dept of transportation stated that my license would be suspended unless I came up with the money. So I called the agency, and from my conversation with the state employee it sounded like my case would be reviewed. Nope. A collection agency sent me a letter saying in total I owe nearly 35k for the two cars and my credit cards.

In February I was on my way to a friend's house and I was pulled over because my temp tags were expired. The officer ran my license and I was handcuffed and taken to jail. I have never been arrested, and my driving record is excellent. The officer even thought it was silly. Regardless, now I have a court date in early July and I have the public defender taking my case. He said I either need to pay $1000 fine, or spend a minimum of 2 days in jail. So it looks as if I will be in jail at least 2 days because I have no money. Being without a vehicle is no picnic. My job search is limited to places on a bus route close to my home in Kansas City. I have no friends or family with that kind of money. I am not a drug addict, or a criminal. My career tanked, and I've kept falling through the cracks. I stay positive and I love life, but the anxiety and absence of pride in my life are making me isolate more. I can't afford to do anything. Luckily my brother is letting me stay in a spare room at his place or I may be homeless. I am a hard worker, I have a bachelor's degree, and I am a pleasant person to work with. But I have no car, no money, horrible credit, and bleak job prospects. Please do not think I feel sorry for myself. I've made stupid decisions that got me where I am. I take responsibility for putting myself in situations where these things happened. And especially for not paying attention to my financial obligations (the insurance premium). That being said, all I can do is look forward and do the best I can to get back on my feet. At this moment I feel like a wet puppy who is trying unsuccessfully to jump out of the tub during a bath. I need help. I don't know who to turn to. I've wanted to volunteer at some places to meet people and network but without a vehicle and a suspended license I can't even volunteer at most places. Please, if anyone can help, contact me with suggestions. I desperately need to file for bankruptcy but that costs around 1,800.00 and I can't afford that.

I also have around 27k in student loan debt. That debt along with the approximately 35k in unsecured debt leaves me with a very large amount of money that I have no realistic chance of paying back. The student loans will not be affected if I file for bankruptcy. Which is fine. As a matter of pride and doing what is right I don't like that my debts can simply be written off, but that is seemingly my only option. I would love to volunteer for a charity of my debtor's choosing to start to contribute something, but that proposal often times ends up sounding like a mutated version of indentured servitude.

I apologize for the rambling. This is the first time I have ever written all of this down at once and I feel better.

Thank you for your time.

Educated Single-Mother Who Can Hardly Afford to Work

Posted by sfgymnast76 on 2011-06-12 23:58:24

I am a motivated, single-mother who earned her Bachelor's degree when my son was a toddler, with the hope that I could provide a stable living for my family. Sadly, I have come to the realization that I would probably be better off not working, financially speaking, and relying on governmental assistance.

It's truly disheartening that I cannot survive on a single income alone, working full-time in advertising/marketing for our local newspaper. I thought I was doing everything right. Where did I go wrong? I left my son's father when he was an infant because he was unfaithful to me several times. It was not a conducive or healthy environment for me or my son. Since then, his father has been absent from his life for over 5 years. Not one phone call. Not one visit. No birthday presents. No cards. No money to help with expenses. Nothing. We can handle his absence because I have several positive male role models who have taken my son under their wings. He is a very well-grounded young man and has strong morals, values, and integrity.

With that said, I am the only financial support for him and I and pay all the bills, insurance, etc. and often have my wages garnished because I have had a difficult time paying for a couple ER visits (my son has asthma and was hospitalized with pneumonia) even with my insurance. I feel as if I can't get a break even though I try to do good.

My son is almost 9-yrs old and has been taking Suzuki violin lessons (paid for by a family friend) for the past year and a half. He is also my budding electrician/engineer...and creates incredible inventions with his circuit boards, wires, LEDs & motors that he digs out of old electronics. He attends the Robot Club at the local high school...and the older kids accept him even though he is their youngest member. =) He has an extremely bright future & I am so proud of him. However, it is a constant struggle everyday for me to put on a smile because we are so far in debt. I owe $2500 to the IRS for a supposed error on my 2009 tax return (disagree...but can't afford an attorney to fight it), $800 hospital bills, $3000 from other creditors from credit cards I had when I was 20 (I'm 35 now). I pay $300/month for daycare, household bills, car payment, etc. I am a good person & have a heart of gold. I want to remain a good role-model for my son so he is proud of me. I do not want to have to resort to relying on governmental assistance. I just wish we could survive on my income. It would be feasable if these bills were paid. Please help us. Any size donation would be an absolute blessing!! We need some financial assistance to get us back on our feet again. We're going through an extremely rough time & any gift would help. Thank you so much for taking the time to read this.

Best Regards,

overwhelmed and desperate single mom

Posted by meshorty85 on 2011-04-05 04:58:11

My name is Lisa, im 25, and i am a single mother with one on the way. my kids' dad is in prison for drinking on parole....i work for 8 dollars an hour but my rent is 550 a month, electric 90 a month, gas for car 150, my daycare is around 350 a month cell phone 60 a month, car insurance 56 a month, daipers kids clothes food: usually over 400 a month and i make about 900 a month. when my kids dad was not incarcerated we were doin very well because he made very good money. I dont know what to do as i was just told by my dr i have preeclampsia and should be on bedrest for the remaining of my pregnancy. my father was a truck driver for ten years when in 1991 my mother decided to go on a trip with him and my father drove his semi truck over a cliff in oregon (by accident of course) killing both my mother and father. the only family i have is a grandmother who is the epitome of selfish and my older sister who has 3 kids in a 2 bed trailer and struggles and works very hard as i do. i grew up in foster care until i was 16 and then lived with my older sister. i love my kids dad with all my heart and hes a very very hard worker. but hes in jail until july. i had a local rent assistance pay my rent for me for april but beyond that im not sure what to do. i will feel i've failed my children if i bring my newborn son into a homeless shelter. i luckily have no credit card debt because i dont believe in them. my daughter is 17 months old and i have no summer clothes for her and my tags expired on march 31st on my car. i owe my babysitter 600 bucks and like i said rent is paid for april, but future is soooo unknown and its making me very afraid for my kids. if you could help, in any way at all i would probably cry tears of joy. ive been so emotional with this pregnancy and absence of my boyfriendkids dad and the fear of homelessness and unhealthy baby is making me manically depressed. and i think: just a year ago, before my boyfriend was incarcerated life was so simple and consistant. bills were paid we would go to the lake, go fishing, go to church on sundays and had even planned to start saving for a wedding and nice honeymoon in some far away place! now i just want to be ok. anyways, im sure youve heard alot of horrifying life situations such as mine....and God bless you for your incredible generosity. Please let me know if you could help in any way.
my email is meshorty85@yahoo.com thanks and God bless all in need and especially those who give freely

single overwhelmed mother....

Posted by meshorty85 on 2011-04-05 04:58:10

My name is Lisa, im 25, and i am a single mother with one on the way. my kids' dad is in prison for drinking on parole....i work for 8 dollars an hour but my rent is 550 a month, electric 90 a month, gas for car 150, my daycare is around 350 a month cell phone 60 a month, car insurance 56 a month, daipers kids clothes food: usually over 400 a month and i make about 900 a month. when my kids dad was not incarcerated we were doin very well because he made very good money. I dont know what to do as i was just told by my dr i have preeclampsia and should be on bedrest for the remaining of my pregnancy. my father was a truck driver for ten years when in 1991 my mother decided to go on a trip with him and my father drove his semi truck over a cliff in oregon (by accident of course) killing both my mother and father. the only family i have is a grandmother who is the epitome of selfish and my older sister who has 3 kids in a 2 bed trailer and struggles and works very hard as i do. i grew up in foster care until i was 16 and then lived with my older sister. i love my kids dad with all my heart and hes a very very hard worker. but hes in jail until july. i had a local rent assistance pay my rent for me for april but beyond that im not sure what to do. i will feel i've failed my children if i bring my newborn son into a homeless shelter. i luckily have no credit card debt because i dont believe in them. my daughter is 17 months old and i have no summer clothes for her and my tags expired on march 31st on my car. i owe my babysitter 600 bucks and like i said rent is paid for april, but future is soooo unknown and its making me very afraid for my kids. if you could help, in any way at all i would probably cry tears of joy. ive been so emotional with this pregnancy and absence of my boyfriendkids dad and the fear of homelessness and unhealthy baby is making me manically depressed. and i think: just a year ago, before my boyfriend was incarcerated life was so simple and consistant. bills were paid we would go to the lake, go fishing, go to church on sundays and had even planned to start saving for a wedding and nice honeymoon in some far away place! now i just want to be ok. anyways, im sure youve heard alot of horrifying life situations such as mine....and God bless you for your incredible generosity. Please let me know if you could help in any way.
my email is meshorty85@yahoo.com thanks and God bless all in need and especially those who give freely

Veteran Needs Help!!!

Posted by wshemwell on 2011-01-05 01:58:58

This is probably the hardest thing I have ever had to do but my circumstances dictate that I must do something. I find myself in a horrible bind and short of panhandling on the street I thought I’d give this a try.

So here is my story, on February 16, 2010 I suffered a heart attack while shoveling snow in my driveway. This was truly a traumatic experience because my son and daughter were with me when this happened. As a result of the heart attack I was forced to take a leave of absence from my job. I thought I would be off for a short time but that is not what happened.

I had the angioplasty procedure and then developed an infection at the site of the procedure which required some additional surgery to drain the infected area. This required another stay in the hospital for three days in May, Which in turn required more time off from work. Then, In June i developed a problem with my blood pressure which required another stay in the hospital.

After that stay my company fired me saying that they could no longer hold my position. As if that wasn’t bad enough they then refused to give me any unemployment stating that I had quit, because I had failed to submit a form. I realize that it was my responsibility to submit the form but in my defense I was dealing with some serious health issue and it just slipped through the cracks.

I was still under doctor’s care but I did not prevail in the attempt to get any benefits. So I began to live off my savings and going to my cardiac rehab. Then in October just after being released from doctor’s care I suffered a mild stroke. Which left me not only physically down but mentally depressed I spent 27 days in the hospital and have exhausted all of my savings.

I have now lost my home and the engine in my car blew out. Fortunately I have been able to receive VA benefits for my health issues which has been a huge help. But now I find myself in need of funds to get back on my feet. I need $5,000.00 to get my car fixed and to tide me over while I look for a job. I now live in the basement of my mother home and am desperate to get back on my feet.

I have donated plasma in order to give my kids some sibilance of Christmas, but I need help to move forward. This so embracing but I am at the end of my rope and don’t know what else to do, so anything you could donate I would be ever so grateful.

Thank you,

Wayne D. Shemwell, Sr.
502.632.1742

Veteran Needs Help!!!

Posted by wshemwell on 2010-12-23 21:58:58

This is probably the hardest thing I have ever had to do but my circumstances dictate that I must do something. I find myself in a horrible bind and short of panhandling on the street I thought I’d give this a try.
So here is my story, on February 16, 2010 I suffered a heart attack while shoveling snow in my driveway. This was truly a traumatic experience because my son and daughter were with me when this happened. As a result of the heart attack I was forced to take a leave of absence from my job. I thought I would be off for a short time but that is not what happened.
I had the angioplasty procedure and then developed an infection at the site of the procedure which required some additional surgery to drain the infected area. This required another stay in the hospital for three days in May, Which in turn required more time off from work. Then, In June i developed a problem with my blood pressure which required another stay in the hospital.
After that stay my company fired me saying that they could no longer hold my position. As if that wasn’t bad enough they then refused to give me any unemployment stating that I had quit, because I had failed to submit a form. I realize that it was my responsibility to submit the form but in my defense I was dealing with some serious health issue and it just slipped through the cracks.
I was still under doctor’s care but I did not prevail in the attempt to get any benefits. So I began to live off my savings and going to my cardiac rehab. Then in October just after being released from doctor’s care I suffered a mild stroke. Which left me not only physically down but mentally depressed I spent 27 days in the hospital and have exhausted all of my savings.
I have now lost my home and the engine in my car blew out. Fortunately I have been able to receive VA benefits for my health issues which has been a huge help. But now I find myself in need of funds to get back on my feet. I need $5,000.00 to get my car fixed and to tide me over while I look for a job. I now live in the basement of my mother home and am desperate to get back on my feet.
I have donated plasma in order to give my kids some sibilance of Christmas, but I need help to move forward. This so embracing but I am at the end of my rope and don’t know what else to do, so anything you could donate I would be ever so grateful.