Help Pay Bills

Really wish can restart my life after loosing my job last year. But the outstanding 13.000 card debt really bog me down. My new job just enough for rent and meals. I'm on the verge of defaulting my card payment as my saving are depleting. Can someone donate some money for me. Even a few dollar would be appreciated.

Hi, my name is Aro, from Indonesia. I am a small retailer in mobile phones accessories, has been running about nine years. Until the sixth year the results are quite good. I can buy one unit of small apartment with two rooms. From the results, I also can pay for school several brothers and nephew.

After that, the sales began to decline because of increasing competition. Reduced income while expenses fixid even increase. I tried other businesses by taking a loan at the bank, but the businesses were not successful. My debt to the bank increased, so I sold my apartment and then live in a rental house until now. But it is still not enough paid off the debt.

About one year ago, after I count, I still have debts of around US$ .10,000. This amount includes loans by people that can not be returned to me. I tightened all the spending for debt not to increase.

But about seven months ago, my friend invited me to trade on commodities exchange. I have to provide around US$. 25,000. He promises a big profit. Being interested, and hope I can soon bank debt pay off, so I tried to borrow at the bank and from my credit cards. The opposite is happened, I was a total loss. I am very sad, I can not stop regretting everything that happened.

But life must keep running, I borrow again in the bank to purchase merchandise (goods) and for other expenses. Now, after I count, total debt include interest which must be paid in the next three years to the bank, approximately US$. 60,000. It means every month I have to provide arroud US$. 16,000 while my income only provide arround US$.600 per month. This condition makes me worse off. It is difficult to get the new loans from the bank because I have too many loans.

I am very confused and saddened face of this reality. If no new loans, so I can only survive three months ahead. There are no assets that I can sell.
My days are full of sadness and fear. I am always sad and scared that soon I will be dealing with debt collectors and maybe I would go to jail. Many who feel its effects when this occurs. There is no way out in my mind. I always thought that only death can release me from this condition.

After a total loss on the commodities exchange, I imagine the difficulties that I will face, but I keep trying and praying. I often think to ask for help, but I do not have the courage to ask. I'm not the type who likes to beg, I prefer to give than to ask. But after so many months had passed, I felt that I was helpless again facing financial problems, so I forced myself to ask for help. Although there is a feeling ashamed of doing this, but how else, there is no way out in my mind. Hopefully you understand my actions. Thank you for your understanding.

Please help me, I am very grateful for any amount you give.
I'm not good in English. I hope you can understand the content of my writing. God Bless.


----------------------------------------------------------
PP Email : thanks4giving@rocketmail.com

By : Francesco E. Zaro
====================================

I lost my home. I also lost or had to give up most of my possessions. No need to say "it's been rough." I've been lucky to land on someone's sofa temporarily.

However, to WORK, I have to keep my only phone (mobile)and use my car to get to assignments/clients. PLEASE NOTE: I do NOT qualify for any free cell phone or reduced auto insurance programs @ present.

Thankfully I started 2012 WORKING a few hours a week for a new client. Not much money, but I am happy for whatever I may earn at present.

ANY AMOUNT HELPS.

No BS, no drama. You see exactly for what your money will be used.

As things improve, I'll pay forward your kind contributions to St. Jude Children's Research Hospital in Memphis, TN. Thank you! I do have much in my life for which I am thankful.

Hello, I am a single father with a 5 year old daugther and a 2 year old son. My wife died 3 years ago and since then I've been trying my best to make ends meet on my own but bills just keep piling up that I just cant pay, I dont know why Im even posting this ad on here, its very embarrassing for me but Im desperate and dont know what to do anymore.

Hello, I hate doing this but I realy don't now where to turn and I pray that someone here can please help me. My mom died last year and I became the sole provider to my two younger siblings, one has a serious medical condition. I'm trying my hardest to make ends meet by working two jobs while at the same time studying, but because of everything I have a $500 hole in my budget. I ask please can someone lend me this money so I can pay off bills and pay for my sisters medicine. I really am desperate for help and ask that if someone can please help me

Steph

just wanted to say best of luck to everyone!

I am a single mother of a 3 yr old girl. One who just can't seem to get ahead. Or even even. Bills that are due, some being paid with what little I have are limited to the necessities. I am getting help from my state with food and healthcare and that is wonderful. But here is where my downside comes into play. On 1/28/12, due to (see subject title) I had to quit my job. A job in which I love, in a field that i love, that i still have (outstanding) school loans required for me to be licensed in the field. Hold on now, this does tie together...I quit drinking 3 years ago,(I am past my 20's if that means anything.) I found though, once I quit drinking, that I had been self- medicating for partially debilitating mental illnesses. Though I have been doing my part since quitting the drink (therapy, psychiatry,and just holding on for dear life), I cannot seem to get to where I need/want to be, to be able to continue to provide for my kiddo. My credit is shot, I wasn't approved for a car loan of ANY sort (CARHOP DENIED ME!)and my car is dying. The anxiety I feel every day when I wake up and find that I have to take 10 or so pills to make it through the day, and then still figure out how to pay for my car insurance. And rent and phone bills and electricity blah blah blah, you get the picture. My credit cards (in which I have to use to purchase clothing for myself and my daughter) are maxed. My little one bedroom apartment just doesn't accommodate for myself and my 3 year old. She has no place to play outside, except for a pavement parking lot, all the while trying to shield her from the illegal activities which take place around here. I am in the process of starting to apply for disability, because that is all i know to do for the time being. I will be applying for housing assistance, I gotta get out of this place.
I don't know whom may be out there, and whom may be reading this, I hope at least someone does. What I really hope, is that there may be some helpful, generous, kind and empathetic soul who might be able to help me with this huge anxiety ridden request for help. I have never done anything like this before, for the worst quality I possess is asking for help. Or lack of being able to do so. But, here goes nothin!

I have been with my wonderful husband for 9 years and we have been married for 4. We have been through so much together and he really is my everything. We would love to start a family together but firstly we need to clear our debts so we can give our child the best start we can. We aren't too badly off compared to some folk but our biggest worry is the credit card as we pay off a bit each month but get whammed by interest so are back where we started.

If you could spare anything it would be gratefully received and I will pay it forward to someone else deserving once we make a serious dent in the card.

Thank you for reading xx

Hello,

My name is Uweye Jenning Onoriode, a Pastor, from Nigeria; I greet you in the name of the Lord Jesus Christ.

Peace from God the father and the Lord Jesus Christ. You don't know me neither do I, but don't be chased out, I sent out this message to many over the internet seeking financial assistance for My Ministry.

This may surprise you, as it is kind of strange to see this happen over the internet, but don't be scared, I am a Christian, and I come to you in peace. But before I continue, I want to note a sounding fact here which is that, you may have been a victim of internet scam, and it may have caused you heart breaks; this may have discouraged you from given attention to any internet request or offer. But I tell you, what I bring to you is not just an offer neither is it a request, but it is an opportunity to succeed. Yes! It is!

The reason I ask for financial support on the internet, and what it is been used for is briefly outlined below as you read on. I am the leader of a church congregation, and we are just starting out as a church, as a new ministry, as a vision, we need finances to run some certain church projects. Right now, we are in need of about $800 which is about N120, 000 in the Nigerian currency (Naira). Now, we cannot afford this money all by ourselves. And as a start, we are all young people, majority of us are students because we are starting out in a schooling environment, I mean that we are starting as a ministry on campus, university campus here in Nigeria, and you know that students hardly get good money for feed, not to talk about money to give towards the church projects which is very strenuous for them now at this level.

Now, we need musical instruments and equipments, and also, we need some amount of money to finance some other ministry projects, and all these are costing us money. The estimate of what all these are costing us is $800.
You can visit our website to know more about Us @

http://www.ministry.thlicm.cn.to

The Bible encourages us to give towards his work, in the Book of Ecclesiastes 11:1;
'Cast your bread upon the waters, for you will find it after many days.’


This is an admonishment from God the master through the wisdom of solomon to us who are his children that we should sow our seed to the anointing as the waters used there refers to the anointing. The word of God tells us in the book of Psalm 126:5-6,

'May those who sow in tears reap with shouts of joy! He that goes forth weeping, bearing the seed for sowing, shall come home with shouts of joy, bringing his sheaves with him.'

You see that? Please, don't think in your heart that I am persuading you with the word of God for personal financial gains. Oh no! God is my witness in spirit to genuineness of intentions by this message. But if the Lord lays it in your heart to give to us a token, whatever you want to give to us, whatever you have to give to us, then we will gladly accept it in the name of Jesus! Like I will always say, given to God is personal, so it is not a force, neither of necessity nor of compulsion, for God loves a cheerful giver; as He admonishes in the Book of 2Corunthians 9:7-8,

'Each one must do as he has made up his mind, not reluctantly or under compulsion, for God loves a cheerful giver. And God is able to provide you with every blessing in abundance, so that you may always have enough of everything and may provide in abundance for every good work.'


You see this exhortation from the Lord? God always want you give towards every good work. And the good work He is talking about here is the works that advances and promotes his kingdom.

May God richly bless you in this period of celebration as you give to us in the establishment of our ministry in the name of Our Lord Jesus Christ!
I trust the Holy-Spirit of God to lay it in your heart to send us a seed. If you are touched, and the Holy-Ghost has laid it in your heart to give to us, and you are willing to do so, then send it to us through the 'Western Union Money Transfer' only.

Note that for now, we choose to use the 'Western Union Money Transfer' only because we yet don't have any other easy process of receiving online funds. So the 'Western Union Money Transfer' is preferable to us and easily accessible. Thanks!

Below are the details with which you can use in sending the money to us;

Name: Uweye Jenning Onoriode
Country: Nigeria
Zip Code: 234
Postal Code: 999999
Send any details concerning the western union money transfer payment e.g., MTCN Number, to our email @ ministry.thlicm.cn.to@gmail.com

God Bless You.

I believe that of the details given above, some will enable you do the transfer.
God Bless You!
Please if you made a payment to Us, logon to our website @ http://www.ministry.thlicm.cn.to then click the 'Tell Us Tab' and write to Us with your name indicating, and tell us that you made a payment to us, then we will further our relationship with you, pray with you, then add your name to our praying list. There after, you can be rest assured that we are praying for you daily.

God Bless You Much!!!

~ Pastor Jenning Uweye

THE HIGHER LIFE IN CHRIST MINISTRY (c) 2012

Donate

Comments

Tweet

Please help me find $1000 to pay off a credit card. I would be eternally grateful if you would donate.I'm not going to make excuses- I got stupid and got into credit card debt. Now, I am working hard to pay them off, but with other bills to pay, I feel like I am spinning my wheels! With this card paid off, I would have more money available. Thank you!

Here's my story... Probably similar to most. I thought I had everything. A perfect loving family, a college degree on the way, and food on my table. Sounds great minus one piece of that equation. College. I finally graduated and found myself with loans and joined the unemployed world. Everything I saved diminished. Credit cards added up. My 730 credit score turned into 400 in less than a year. Thank you college education. I now have a job and am working for pennies living paycheck by paycheck. Thanks college education. I just want to be debt free and start new...

Hi. I am looking for a little help. I was hoping to turn my life around in 2012 until a snowy night, guard rail and tree changed that...now, long story short, I find myslef paying about $10,000 in unexpected medical and auto repair bills. All of this on the heals of a separation, where attorney's fees have already sucked up any savings I had...and I stress the word HAD, so that I can work out visitation with my girls.

On the upside, job interviews are coming in in a daily basis, however nothing yet and despite the inevitability of getting another job, my need for some quick help financially is my concern.

I would appreciate any assistance you can provide and would consider it a "pay it forward" donation on your part, as (God is my Witness) I promise to return to this site and pay it forward 10-fold.

My Spirits are good, finances not so much. Thank you for your time and cosideration.

Have an Awesome Day!!!

I am a single mother with a special needs child. Holding a job has been difficult since I need to be able to take my child to therapy and appointments. I am trying to start a home-based business, but am falling behind on my bills. Any help will be greatly appreciated.

The honest truth is...When I turned 18 I was fooled into thinking that I had to get a credit card. The 18 year old me was TERRIBLE with money. Nowadays, you can't even make a purchase without a credit card! Next thing I know there was college, engagement, marriage and a house. Boom. Fast forward 10 years later and now I am swimming in debt. Just like that. Any help would be greatly appreciated! Thank you!

FINALLY, A JOB INTERVIEW TODAY! I had to borrow 6 quarters for gasoline to get there, but maybe there is hope, people!!! Still, I cannot pay my rent ($875), my heat bill ($426) nor my internet connection to continue to find employment ($135)and...I am about to lose my cell phone service also ($46). CAN SOMEONE LEND ME A HAND?? PLEASE?!?!? I am begging..I am finally on the right path and I know this job will be for me and I have been praying so hard !!! Help me someone. THANK YOU.

I NEED TO PAY MY OIL BILL OF £350 BEFORE I CAN ORDER THE NEXT DELIVERY, BUT STRUGGLING A BIT WITH THIS, ANY HELP WOULD BE GRATEFULLY RECEIVED. THANK YOU

Hello my name is tim, me and my wife both worked up till she lost her job in december due to the economy finally coming down on her job. I still work but we have me and her and 4 kids boy 11 girl 8 and twin girls 4. Its so hard to make ends meet with just one working. Thank you very much and God Bless.

My names jade and i'm 20 years old. I am currently employed full time but I get less than minimum wage and because I work for a small company locally they can't afford to give me a pay rise. For the past few years I've had the odd loan here and there but when my father tragically died last year, my mother doesn't work and I've been trying to support us financially ever since (because It's been extremely hard being on less than minimum wage. I've tried to search for other jobs that pay more, but in these times it's very hard to find jobs! So therefore I've had to take our several loans which means I'm not in debt. I try not to tell my mother about this as I know it will worry her. I'm now overdue on serveral loans/bills, meaning heating, phone line, water etc will be cut off. I'm so so worried and don't see a way out anymore. My debts come to serveral 1000. I just need some sort of help for anyone please. Any donation would make a drastic difference to my life. Being only 20 I feel I've been through too much bad luck for someone so young. Just trying to get a break. Please help if you can, it will be greatly appriciated. Thank you.

HELLO ALL,

Iam going through a tuff patch in my life, Soooo many bills to pay, im a student that got a credit card, I know I shouldnt of run it up £2000 but I brought stuff for my flat cause I rented a unfurnished one so had to buy everything in it! The company gave me a ''buy now pay later'' option and next month is the month i have to pay this off or the interest is going to be added to my account of £1200. I have part time job of working in a bar but it doesnt cover my uni work and my bills, rent ect. I also ow my landlord £600 which iam now getting letters threating to kick me out if its not paid. I even have a cat i think i need to give away cause I just cant afford to keep him no matter how much a love him :(

Im not asking for £2000 but just anything that can help me, I will be eternally grateful and bless you with good karma. Please help me if you can, thank you :)

Lisa from London

To anyone who may be reading this with a heart, I'm going to college, and on tuesday someone stole my wallet and debit card and they spent all but $5 of my money in my bank account before I realized it was gone, then yesterday my family cut me off after a big argument, I hate asking for help, but I don't have anything of value to sell and I need $500 to pay my bills and buy groceries, I'm going to run out of food in the next few days! any help will be remembered and I'll owe you one

Hi guys,

I'm not the sort of person to beg and i don't expect sympathy and to use this as a sob story as this is my fault in the first place. I'm 19 years of age and already have the experience of facing debt which i can tell you is not pleasent.

Story...

Ever since two year ago i was introduced to payday loans because due to my credit history where i'd missed my phone bills by accident due to my direct debits not being payed properly it affected my credit rating badly so i was unable to get a proper loan to learn how to drive. I eventually got into a situation where i took out a payday loan to pay the other payday loan and ended up in one vicious cycle. The problem was a couple of month ago i was made redundant and fortunately i found a job the month after with great career prospects (apprenticeship) the only bad thing is i have took a massive pay cut which means i can't afford to pay these debts anymore. So i'm asking anyone out there even if it's just £1/$1 they have free (sorry i'm english) then please donate to my cause? I know there are people out there who are far off worse (homeless/in huge amounts of debt compared to mine) but it's the most horrible situation. I can't sleep or think about anything else other than the problem i'm currently facing. Anybody who can help i will be forever indebted too.

Thanks

Jamie

from
England.

Hello! I would be eternally grateful if someone could help me pay off some debt. I have no savings, therefore no security. $1000 would go a long way towards helping me, but any amount would be appreciated. Thank you.

Hello! im a 20 year old guy, i have an apartment where i pay 720Dollars each month, wich is considered cheap where im from, i have alot of dept and i am trying to get my life back on track, started training, and i am gonna start school again after summer if i get my dept away, and i ask all you good people pls help me.
I really wanna start making something out of myself.

Ill take anything too help...

Thanks :)

This is to Notify you that Direct Access is offering Loan to the needy at a low rate 0f 3% and with no credit check, we offer Personal loan, debt consolidation loan, venture capital, business
loan,education loan, home loan,or loan for any reason if you are interested contact via for more info.provide us this info below ok.Name.......Country............State............Loan Amount Needed............duration of loan.............Phone number.. You are advice to contact us via this email only at: directaccess234@hotmail.com

My name is FREEZEINGMYASSOFF,my house is all electric,ive been keeping the temp down at 68.ive had a slight stroke,high blood pressure,PAD in my rt.leg,now doc says i have arthritis in my rt shoulder,by the way im 58 and things arent getting any easyer.Between the high cost of health ins.the ever riseing cost of gas going in my eleven year old car to get to&from work,well you see where this is going! im already one month behind on my mortgage,but i can deal with that.Trying to get Fed help,or State aid is very restrictive,I also pay child support which nearly takes half of my paycheck,ANY DONATION WILL BE GREATLY APPRECIATED,ANY AMOUNT,will go directly to my elec bill,tired of goin to bed w/sweatshirt n sweatpants..PLEASE HELP and remember GOOD things will come back to you!